Cembra Money Bank Stock

Cembra Money Bank ROA 2024

Cembra Money Bank ROA

0.02

Ticker

CMBN.SW

ISIN

CH0225173167

WKN

A1W65V

In 2024, Cembra Money Bank's return on assets (ROA) was 0.02, a -12.01% increase from the 0.02 ROA in the previous year.

Cembra Money Bank Aktienanalyse

What does Cembra Money Bank do?

The Cembra Money Bank AG is a Swiss financial institution headquartered in Zurich and with branches in several other cities. The company has a long history dating back to 1958 when it was founded as part of the Swiss Volksbank. Since 2013, it has been operating under the name Cembra Money Bank. The business model of Cembra Money Bank is focused on providing financial services to individuals and companies. This includes credit cards, personal loans, and leasing services. The bank focuses on niche markets, such as financing for electric bicycles or air conditioning units. Cembra Money Bank has various divisions tailored to the needs of customers. The Private Label division offers individual credit and leasing solutions for retailers. The Credit & Debit Cards division caters to different customer needs, such as the Cashback card for customers who want refunds on their purchases. The Coop SupercardPlus card allows customers to collect points and offers special benefits when shopping at Coop. In the Consumer Finance division, the company offers various credit and leasing services. For example, the "Auto Lease Light" product provides a flexible and transparent alternative to traditional auto leasing. Cembra Money Bank is innovative and utilizes technological advancements. For example, credit card applications can be fully digital. The company is also active in sustainability and aims to reduce its own CO2 emissions. The products and services of Cembra Money Bank are characterized by flexibility and transparency. The bank strives to meet the individual needs of customers, whether it be setting interest rates or repayment terms. Loan repayment is also flexible and can be customized with the bank. Overall, Cembra Money Bank AG offers a wide range of products and services tailored to the individual needs of customers. The bank is innovative and embraces technological advancements to improve customer service. Cembra Money Bank aims to pursue environmentally conscious and sustainable business practices and has set goals in this area. Cembra Money Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Cembra Money Bank's Return on Assets (ROA)

Cembra Money Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Cembra Money Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Cembra Money Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Cembra Money Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Cembra Money Bank stock

What is the Return on Assets (ROA) of Cembra Money Bank this year?

The Return on Assets (ROA) of Cembra Money Bank is 0.02 undefined this year.

What was the ROA of Cembra Money Bank compared to the previous year?

The ROA of Cembra Money Bank has increased by -12.01% compared to the previous year.

What consequences do high ROA have for investors of Cembra Money Bank?

A high ROA is advantageous for investors of Cembra Money Bank, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Cembra Money Bank?

A low ROA can be unfavorable for investors of Cembra Money Bank as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Cembra Money Bank affect the company?

An increase in ROA of Cembra Money Bank can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Cembra Money Bank impact the company?

A reduction in the ROA of Cembra Money Bank can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Cembra Money Bank?

Some factors that can influence the ROA of Cembra Money Bank include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Cembra Money Bank important for investors?

The ROA of Cembra Money Bank is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Cembra Money Bank take to improve ROA?

To improve ROA, Cembra Money Bank can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Cembra Money Bank pay?

Over the past 12 months, Cembra Money Bank paid a dividend of 7.9 CHF . This corresponds to a dividend yield of about 10.26 %. For the coming 12 months, Cembra Money Bank is expected to pay a dividend of 7.82 CHF.

What is the dividend yield of Cembra Money Bank?

The current dividend yield of Cembra Money Bank is 10.26 %.

When does Cembra Money Bank pay dividends?

Cembra Money Bank pays a quarterly dividend. This is distributed in the months of May, May, May, May.

How secure is the dividend of Cembra Money Bank?

Cembra Money Bank paid dividends every year for the past 0 years.

What is the dividend of Cembra Money Bank?

For the upcoming 12 months, dividends amounting to 7.82 CHF are expected. This corresponds to a dividend yield of 10.16 %.

In which sector is Cembra Money Bank located?

Cembra Money Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Cembra Money Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Cembra Money Bank from 4/30/2024 amounting to 4 CHF, you needed to have the stock in your portfolio before the ex-date on 4/26/2024.

When did Cembra Money Bank pay the last dividend?

The last dividend was paid out on 4/30/2024.

What was the dividend of Cembra Money Bank in the year 2023?

In the year 2023, Cembra Money Bank distributed 7.7 CHF as dividends.

In which currency does Cembra Money Bank pay out the dividend?

The dividends of Cembra Money Bank are distributed in CHF.

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Andere Kennzahlen von Cembra Money Bank

Our stock analysis for Cembra Money Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Cembra Money Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.