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Overview
Profile

CNO Financial Group stock

CNO
US12621E1038
A1CYFY

Price

35.10
Today +/-
+0.75
Today %
+2.42 %
P

CNO Financial Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the CNO Financial Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the CNO Financial Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the CNO Financial Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze CNO Financial Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

CNO Financial Group Stock Price History

DateCNO Financial Group Price
9/30/202435.10 undefined
9/27/202434.26 undefined
9/26/202434.46 undefined
9/25/202434.52 undefined
9/24/202434.67 undefined
9/23/202435.13 undefined
9/20/202435.35 undefined
9/19/202435.42 undefined
9/18/202434.79 undefined
9/17/202434.50 undefined
9/16/202433.96 undefined
9/13/202433.05 undefined
9/12/202432.65 undefined
9/11/202432.11 undefined
9/10/202432.43 undefined
9/9/202432.61 undefined
9/6/202432.93 undefined
9/5/202434.25 undefined
9/4/202434.48 undefined
9/3/202434.55 undefined

CNO Financial Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into CNO Financial Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by CNO Financial Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects CNO Financial Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of CNO Financial Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into CNO Financial Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing CNO Financial Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on CNO Financial Group’s growth potential.

CNO Financial Group Revenue, EBIT and net profit per share

DateCNO Financial Group RevenueCNO Financial Group EBITCNO Financial Group Net Income
2027e4.18 B undefined0 undefined432.61 M undefined
2026e4.01 B undefined386.75 M undefined425.45 M undefined
2025e3.92 B undefined412.52 M undefined392.83 M undefined
2024e3.85 B undefined432.21 M undefined367.9 M undefined
20234.22 B undefined643.4 M undefined276.5 M undefined
20223.59 B undefined831.2 M undefined630.6 M undefined
20214.1 B undefined784.1 M undefined570.3 M undefined
20203.84 B undefined471.6 M undefined301.8 M undefined
20194.03 B undefined446.2 M undefined409.4 M undefined
20184.32 B undefined-108.6 M undefined-315 M undefined
20174.32 B undefined636.5 M undefined175.6 M undefined
20164.02 B undefined501.9 M undefined358.2 M undefined
20153.85 B undefined535.3 M undefined270.7 M undefined
20144.17 B undefined295.8 M undefined51.4 M undefined
20134.49 B undefined487.1 M undefined478 M undefined
20124.38 B undefined508.3 M undefined221 M undefined
20114.16 B undefined463.6 M undefined335.7 M undefined
20104.23 B undefined491.7 M undefined240.6 M undefined
20094.73 B undefined698.7 M undefined85.7 M undefined
20084.35 B undefined251.3 M undefined-1.13 B undefined
20074.24 B undefined277.2 M undefined-199.1 M undefined
20064.02 B undefined415.6 M undefined68 M undefined
20054.33 B undefined564.6 M undefined274.7 M undefined
20044.33 B undefined540.6 M undefined229.3 M undefined

CNO Financial Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e
000.020.060.280.590.660.751.391.522.641.862.863.796.877.768.345.565.494.454.714.334.334.024.244.354.734.234.164.384.494.173.854.024.324.324.033.844.13.594.223.853.924.014.18
-100.00650.00280.00385.96113.0012.2013.7584.739.4973.08-29.3653.3332.7181.3712.927.41-33.32-1.19-18.975.80-8.03-0.09-7.105.402.748.59-10.50-1.565.192.44-7.02-7.694.317.54-0.09-6.67-4.696.80-12.3417.31-8.611.692.274.24
--------------------------------------47.1053.37-----
000000000000000000000000000000000000001.931.9200000
00000.030.250.330.440.890.891.090.531.151.022.062.182.27-0.010.22-0.680.430.540.560.420.280.250.70.490.460.510.490.30.540.50.64-0.110.450.470.780.830.640.430.410.390
--6.677.029.7542.7149.4058.7063.7058.5041.2428.2540.1126.8129.9628.1327.19-0.184.01-15.309.1312.4713.0410.336.545.7714.7711.6111.1211.6010.857.0713.8912.4714.72-2.5011.0712.2719.1223.1215.2511.2110.529.63-
00000.020.020.040.030.10.160.280.130.20.420.840.460.59-1.2-0.42-7.842.270.230.270.07-0.2-1.130.090.240.340.220.480.050.270.360.18-0.320.410.30.570.630.280.370.390.430.43
---300.00300.0031.2576.19-8.11200.0056.8672.50-52.5454.20109.9099.06-45.6229.19-302.70-65.221,774.88-128.97-89.9119.65-75.18-392.65468.84-107.51182.3539.58-34.03116.29-89.33429.4132.59-51.12-280.00-229.84-26.4189.3710.53-56.1932.976.818.421.65
---------------------------------------------
---------------------------------------------
22.43738.798.8162.5169.3132.3101.5101.7118.4134123.4103.9267.7338.7332.7332.9326338.1345.8143.5155.9185152.5173.4184.7193.3301.9304.1281.4232.7217.7195.2178.3172.1165.5157.1143.2131.13117.72115.120000
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Details

Keystats

ⓘ

Revenue and Growth

The CNO Financial Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the CNO Financial Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
00000000000000000000000000000000000000859.3783.60
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
000000000000000000000000000000000000004.94.610
000000000000000000000000000000000000005.765.390
01352429303945637289891110000000000000000000000675548.246.685.3
0.0100000000011.698.214.4219.6327.8527.7826.4325.0225.0721.7822.824.3125.0425.7421.3318.6521.5323.7826.3627.9627.1524.9124.4926.2427.852325.5827.5828.9324.4126.22
0000000000000000000000000000000000000001.170
000000000000000000000.18000000000000000001.332.130
0000.040.040.040.060.120.130.150.320.690.892.23.693.963.933.83.70.10.9500000000000000000000
000000000000.200.01000.210.650.680.150.060.991.531.821.632.051.130.870.940.721.150.760.90.790.370.630.430.20.121.060.94
0.01000.040.060.070.090.160.170.2112.089.1715.421.9531.5531.7430.5729.4729.4422.0423.9925.2926.5727.5522.9620.722.6624.6527.328.6828.325.6725.3927.0328.2223.6326.0827.8430.4328.8127.24
0.01000.040.060.070.090.160.170.2112.089.1715.421.9531.5531.7430.5729.4729.4422.0423.9925.2926.5727.5522.9620.722.6624.6527.328.6828.325.6725.3927.0328.2223.6326.0827.8436.1934.227.24
                                                                                 
0000.020.140.150.150.080.190.170.390.450.442.32.742.843.473.43.9840.890.670.670.6700000000000000000
000.01000000000000000001.642.63.193.474.074.14.414.424.364.184.093.733.393.213.0732.772.552.182.031.89
0000.010.020.040.080.120.220.390.660.440.560.752.282.462.861.631.21-6.630.070.30.590.640.44-0.71-0.62-0.34-0.53-0.330.130.130.350.650.560.20.540.751.131.691.9
0000-0.02-0.02-0.02-0.010.020.040.1-0.140.110.04-0-0.03-0.77-0.65-0.440.580.220.340.07-0.07-0.27-1.77-0.260.240.781.20.73-1.39-0.5-0.69-1.02-0.1-0.72-1.27-0.991.070.59
000000000000000.200000000000000002.210.911.312.230.272.13.462.94-3.03-2.17
000.010.030.150.170.210.180.430.591.140.751.113.095.225.285.564.384.75-2.052.823.94.524.74.241.633.534.334.615.054.964.694.144.494.853.374.685.485.261.772.22
000000000000001.621.491.041.031.010.910.890.880.840.840.911.010.990.971.030000000000.50.460
000000000000000000000000000000000000736052.3090.7
00000.010.020.040.060.10.080.1200.0901.111.071.722.432.3400000000000000000001.971.530
000.020.040000.260.320.60.720.280.30.381.390.960.830.222.240.670.390.430.320.421.321.180.871.592.2000000000000
00000000000000000000000000000000000000307.6243.20
000.020.040.010.020.040.320.420.680.840.280.390.384.123.523.63.675.591.581.281.311.161.252.232.181.862.563.2300000000.070.062.832.230.09
0000.110.350.330.30.270.180.160.410.521.461.14.225.3211.8119.9721.14.871.30.770.8511.191.311.0410.863.423.773.574.144.223.973.983.793.9343.884.15
00000000000000000000000000000000000000000
0000.040.10.060.070.120.110.240.260.320.330.711.521.981.51.571.7418.30.570.50.440.613.560.460.610.50.560.570.590.590.710.610.750.630.680.760.780.710.77
0000.150.450.390.370.390.290.40.670.841.791.815.747.313.3121.5322.8423.171.871.271.291.614.761.771.651.51.413.994.364.164.844.834.724.614.464.694.784.594.92
000.020.180.460.410.410.710.711.081.511.122.182.199.8510.8216.925.228.4324.753.152.582.452.876.993.953.514.064.643.994.364.164.844.834.724.614.544.757.616.825.01
0.010.010.030.210.610.580.620.891.141.682.651.873.295.2715.0716.122.4629.5833.1822.75.976.486.977.5711.235.587.048.389.269.049.328.858.989.329.577.989.2110.2412.878.597.22
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of CNO Financial Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand CNO Financial Group's financial health and stability.

Assets

CNO Financial Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that CNO Financial Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of CNO Financial Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into CNO Financial Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
00000000000000000000000000000000000004413960
00000000000000000000000000000000000006003450
0000000000000000000000000000000000000000
0-00.020.10.030.17-0.02-0.171.620.980.240.60.520.840.831.080.30.570.360.390.520.610.480.230.220.170.350.440.320.730.130.750.710.710.350.690.760.580.530.64
00000000000000000000000000000000000001381220
0000000000000000000000000000000000000921200
00000-2-18-59-108-204-99-90-166-231-295-252-4129-10512217281-24-70-3-6-8-4-4-6-77-312-2819-33-59
0-00.020.10.030.17-0.03-0.231.510.780.140.510.350.610.981.791.211.321.31.241.051.160.930.70.640.610.730.770.630.720.120.750.780.630.320.70.740.60.50.58
0000000000000000000000000000000000000000
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0-0.02-0.16-0.45-0.65-0.49-1.1-0.97-2.3-2.02-0.34-1.38-0.65-2.46-1.76-9.78-7.83-2.93.410.37-1.46-1.55-1.07-1.16-0.28-0.89-1.3-1.34-0.2-0.60.06-1.07-0.93-0.27-0.53-0.56-0.61-1.53-1.78-0.87
0000000000000000000000000000000000000000
00.010.120.34-0.01-0.04-0.03-0.11-0.02-0.16-0.38-0.33-0.42.820.686.437.523.7-5.38-0.98-0.5-0.040.250.69-0.11-0.370.590.470.350.370.210.550.08-0.270-0.20.140.07-0.120.34
00.010.01-0.01000.010.130.030.61-0.28-0.070.8400.571.09-0.350000.6200-0.0800.30-0.07-0.18-0.1-0.37-0.36-0.2-0.16-0.1-0.25-0.25-0.39-0.18-0.15
00.020.150.50.530.571.251.220.991.25-0.170.760.42.661.337.986.63-6.5-1.6-0.04-0.150.270.450.18-0.090.610.43-0.29-0-0.270.140.03-0.270.11-0.140.210.671.20.53
000.020.180.560.621.281.210.990.810.521.190.040.010.360.83-0.27-0.53-1.03-0.62-0.15-0.080.05-0.140.29-0.020.030.03-0.46-0.24-0.0500.210.210.280.370.381.051.560.42
0000-9-9-6-8-7-23-31-24-73-173-282-379-302-181-860-19-38-38-190000-13-24-51-52-54-59-64-67-67-65-64-68
00.010.010.15-0.080.250.120.020.210-0.37-0.110.110.8110.940.922.15-0.740.730.06-0.020.580.470.950.080.430.20.470.12-0.09-0.18-0.050.09-0.1-00.34-0.26-0.090.24
0-2.315.397.529166.1-33.2-226.21,511.6778.3142.7506.8354.4609.5979.61,788.61,205.31,324.71,295.71,235.41,047.61,162.1931.2703.3640.3611.7734774.8634.9720.4121.8747.8775.7633.3317.8696.7735.5598.3495.4582.9
0000000000000000000000000000000000000000

CNO Financial Group stock margins

The CNO Financial Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of CNO Financial Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for CNO Financial Group.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the CNO Financial Group's sales revenue. A higher gross margin percentage indicates that the CNO Financial Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the CNO Financial Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the CNO Financial Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the CNO Financial Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the CNO Financial Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the CNO Financial Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

CNO Financial Group Margin History

CNO Financial Group Gross marginCNO Financial Group Profit marginCNO Financial Group EBIT marginCNO Financial Group Profit margin
2027e53.37 %0 %10.36 %
2026e53.37 %9.65 %10.62 %
2025e53.37 %10.53 %10.03 %
2024e53.37 %11.22 %9.55 %
202353.37 %15.26 %6.56 %
202253.37 %23.12 %17.54 %
202147.1 %19.12 %13.91 %
202053.37 %12.28 %7.86 %
201953.37 %11.08 %10.16 %
201853.37 %-2.52 %-7.3 %
201753.37 %14.73 %4.06 %
201653.37 %12.49 %8.92 %
201553.37 %13.9 %7.03 %
201453.37 %7.09 %1.23 %
201353.37 %10.85 %10.65 %
201253.37 %11.6 %5.05 %
201153.37 %11.13 %8.06 %
201053.37 %11.62 %5.69 %
200953.37 %14.78 %1.81 %
200853.37 %5.77 %-26.02 %
200753.37 %6.54 %-4.7 %
200653.37 %10.34 %1.69 %
200553.37 %13.05 %6.35 %
200453.37 %12.48 %5.3 %

CNO Financial Group Stock Sales Revenue, EBIT, Earnings per Share

The CNO Financial Group earnings per share therefore indicates how much revenue CNO Financial Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue CNO Financial Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CNO Financial Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CNO Financial Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CNO Financial Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CNO Financial Group Revenue, EBIT and net profit per share

DateCNO Financial Group Sales per ShareCNO Financial Group EBIT per shareCNO Financial Group Earnings per Share
2027e39.5 undefined0 undefined4.09 undefined
2026e37.89 undefined0 undefined4.02 undefined
2025e37.05 undefined0 undefined3.71 undefined
2024e36.43 undefined0 undefined3.48 undefined
202336.62 undefined5.59 undefined2.4 undefined
202230.54 undefined7.06 undefined5.36 undefined
202131.27 undefined5.98 undefined4.35 undefined
202026.81 undefined3.29 undefined2.11 undefined
201925.64 undefined2.84 undefined2.61 undefined
201826.08 undefined-0.66 undefined-1.9 undefined
201725.1 undefined3.7 undefined1.02 undefined
201622.53 undefined2.81 undefined2.01 undefined
201519.73 undefined2.74 undefined1.39 undefined
201419.16 undefined1.36 undefined0.24 undefined
201319.29 undefined2.09 undefined2.05 undefined
201215.57 undefined1.81 undefined0.79 undefined
201113.69 undefined1.52 undefined1.1 undefined
201014.01 undefined1.63 undefined0.8 undefined
200924.45 undefined3.61 undefined0.44 undefined
200823.56 undefined1.36 undefined-6.13 undefined
200724.43 undefined1.6 undefined-1.15 undefined
200626.36 undefined2.73 undefined0.45 undefined
200523.39 undefined3.05 undefined1.48 undefined
200427.77 undefined3.47 undefined1.47 undefined

CNO Financial Group business model

CNO Financial Group Inc. is an American company that operates in the life insurance and other financial services sector. It was founded in 1979 under the name Conseco Inc. and renamed CNO Financial Group in 2010. The company is headquartered in Carmel, Indiana and employs approximately 3,400 employees. It is listed on the New York Stock Exchange and has a revenue of over $4 billion. The history of CNO Financial Group begins in the late 1970s when Stephen C. Hilbert founded the company Conseco Inc. The company started as a provider of loans to people with limited creditworthiness before later specializing in the life insurance sector. In the 1990s, Conseco expanded through the acquisition of several companies in the insurance and financial services sector. It acquired, among others, Colonial Penn, an insurance company specifically targeting older people. However, the expansion and acquisition of several companies also led to financial problems for the company. Conseco filed for bankruptcy in 2002 and was restructured and renamed CNO Financial Group in the years that followed. Today, CNO Financial Group is a leading company in the USA specializing in insurance and financial services for older and low-income customers. The company's business model is based on a variety of products and services tailored to the needs of older customers. Offerings include life insurance, Medicare supplement insurance, long-term care insurance, investment products, and more. CNO Financial Group is divided into several subsidiaries, each specializing in different business areas. The largest subsidiaries are Bankers Life, Washington National, and Colonial Penn. Bankers Life specializes in insurance and financial services for older customers. The company offers life insurance, investment products, and advisory services, among others. Washington National specializes in Medicare supplement insurance and also offers accident insurance and specialized health supplement insurance. Colonial Penn offers life insurance for older customers and specializes in products like guaranteed issue life insurance. CNO Financial Group is a major player in the US insurance and financial services market. Its focus on older and low-income customers represents an important niche in the market, and its wide range of products and services make it a significant provider for customers in this segment. CNO Financial Group is one of the most popular companies on Eulerpool.com.

CNO Financial Group SWOT Analysis

Strengths

  • Strong brand presence: CNO Financial Group Inc has built a strong brand reputation in the insurance industry, which helps in attracting and retaining customers.
  • Diversified product portfolio: The company offers a range of insurance and financial products, including life insurance, annuities, and Medicare supplements, providing customers with a variety of options.
  • Robust distribution network: CNO Financial Group Inc has a widespread distribution network, encompassing independent agents, advisors, and partnerships, enabling it to reach a large customer base.
  • Financial stability: The company has a solid financial position, with strong profitability and a healthy balance sheet, which instills confidence in investors and stakeholders.

Weaknesses

  • Limited geographic presence: CNO Financial Group Inc operates primarily in the United States, which restricts its market reach and exposes it to the risks associated with a concentrated market.
  • Vulnerability to economic conditions: The company's performance is influenced by economic factors, such as interest rates and unemployment levels, making it susceptible to downturns in the business cycle.
  • Dependence on a mature market: The insurance industry in the United States is highly saturated, with intense competition, posing challenges for CNO Financial Group Inc to stand out and capture market share.

Opportunities

  • Aging population: The increasing population of senior citizens presents an opportunity for CNO Financial Group Inc to offer specialized insurance and retirement products tailored to the needs of this demographic.
  • Digital transformation: Embracing technological advancements, such as digital platforms and data analytics, can help the company optimize operations, enhance customer experiences, and gain a competitive edge.
  • Expansion into international markets: Exploring opportunities in markets beyond the United States can help CNO Financial Group Inc diversify its revenue streams and reduce dependence on a single market.

Threats

  • Regulatory challenges: The insurance industry is subject to numerous regulations and compliance requirements, which pose risks of non-compliance and potential penalties for CNO Financial Group Inc.
  • Competitive landscape: Intense competition from both established insurers and emerging insurtech companies can impact market share and profitability.
  • Economic uncertainties: Uncertain economic conditions and financial market volatility can affect consumer spending power and demand for insurance products, posing risks for CNO Financial Group Inc.

CNO Financial Group Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

CNO Financial Group historical P/E ratio, EBIT multiple, and P/S ratio

CNO Financial Group shares outstanding

The number of shares was CNO Financial Group in 2023 — This indicates how many shares 115.124 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue CNO Financial Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CNO Financial Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CNO Financial Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CNO Financial Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CNO Financial Group dividend history and estimates

In 2023, CNO Financial Group paid a dividend amounting to 0.59 USD. Dividend means that CNO Financial Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for CNO Financial Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify CNO Financial Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating CNO Financial Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

CNO Financial Group Dividend History

DateCNO Financial Group Dividend
2027e0.77 undefined
2026e0.77 undefined
2025e0.77 undefined
2024e0.77 undefined
20230.59 undefined
20220.55 undefined
20210.51 undefined
20200.47 undefined
20190.43 undefined
20180.39 undefined
20170.35 undefined
20160.31 undefined
20150.27 undefined
20140.24 undefined
20130.11 undefined
20120.06 undefined

CNO Financial Group dividend payout ratio

In 2023, CNO Financial Group had a payout ratio of 14.79%. The payout ratio indicates the percentage of the company's profits that CNO Financial Group distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for CNO Financial Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for CNO Financial Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate CNO Financial Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

CNO Financial Group Payout Ratio History

DateCNO Financial Group Payout ratio
2027e12.62 %
2026e13.16 %
2025e12.44 %
2024e12.26 %
202314.79 %
202210.27 %
202111.73 %
202022.38 %
201916.48 %
2018-20.53 %
201734.31 %
201615.42 %
201519.42 %
2014100 %
20135.34 %
20127.69 %
201114.79 %
201014.79 %
200914.79 %
200814.79 %
200714.79 %
200614.79 %
200514.79 %
200414.79 %
Unfortunately, there are currently no price targets and forecasts available for CNO Financial Group.

CNO Financial Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.71 1.05  (47.04 %)2024 Q2
3/31/20240.65 0.52  (-20.49 %)2024 Q1
12/31/20230.86 1.18  (37.13 %)2023 Q4
9/30/20230.74 0.88  (18.79 %)2023 Q3
6/30/20230.67 0.54  (-19.73 %)2023 Q2
3/31/20230.62 0.51  (-17.68 %)2023 Q1
12/31/20220.56 0.56  (0.81 %)2022 Q4
9/30/20220.5 0.49  (-1.53 %)2022 Q3
6/30/20220.48 0.85  (76.94 %)2022 Q2
3/31/20220.56 0.42  (-24.62 %)2022 Q1
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Eulerpool ESG Scorecard© for the CNO Financial Group stock

Eulerpool World ESG Rating (EESG©)

79/ 100

🌱 Environment

64

👫 Social

82

🏛️ Governance

92

Environment

Scope 1 - Direct Emissions
1,451
Scope 2 - Indirect emissions from purchased energy
9,853
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
11,305
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees53
Percentage of women in management—
Percentage of Asian employees4.6
Share of Asian management—
Percentage of Hispanic/Latino employees6.2
Hispano/Latino Management share—
Percentage of Black employees17.1
Black Management Share—
Percentage of white employees67
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

CNO Financial Group shareholders

%
Name
Stocks
Change
Date
6.60239 % Pzena Investment Management, LLC6,982,684-271,90612/31/2023
4.41672 % Fuller & Thaler Asset Management Inc.4,671,119-802,33312/31/2023
4.40535 % LSV Asset Management4,659,095-157,40012/31/2023
4.39661 % State Street Global Advisors (US)4,649,854112,66312/31/2023
4.08584 % Franklin Mutual Advisers, LLC4,321,185-172,81412/31/2023
3.66134 % Dimensional Fund Advisors, L.P.3,872,229-63,52012/31/2023
2.33497 % Macquarie Investment Management2,469,468174,06512/31/2023
2.31917 % Geode Capital Management, L.L.C.2,452,75462,11712/31/2023
2.10512 % Principal Global Investors (Equity)2,226,37576,51412/31/2023
13.25649 % The Vanguard Group, Inc.14,020,067-128,41712/31/2023
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CNO Financial Group Executives and Management Board

Mr. Gary Bhojwani55
CNO Financial Group Chief Executive Officer, Director (since 2016)
Compensation 8.75 M
Mr. Paul Mcdonough58
CNO Financial Group Chief Financial Officer
Compensation 2.9 M
Mr. Matthew Zimpfer55
CNO Financial Group General Counsel
Compensation 2.46 M
Mr. Scott Goldberg52
CNO Financial Group President - Consumer Division
Compensation 2.34 M
Mr. Eric Johnson62
CNO Financial Group Chief Investment Officer; President, Chief Executive Officer - 40|86 Advisors
Compensation 2.31 M
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CNO Financial Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
BlackRock Stock
BlackRock
SupplierCustomer0,450,670,810,510,320,76
Muenchener Rueckversicher Stock
Muenchener Rueckversicher
SupplierCustomer0,360,540,750,640,620,52
Swiss Re Stock
Swiss Re
SupplierCustomer0,35-0,130,610,610,480,77
Reinsurance Group of America Stock
Reinsurance Group of America
SupplierCustomer0,32-0,76-0,45-0,100,130,79
Prudential Stock
Prudential
SupplierCustomer0,120,180,670,540,290,56
SCOR Stock
SCOR
SupplierCustomer-0,04-0,040,360,480,330,64
Sagicor Financial A Stock
Sagicor Financial A
SupplierCustomer-0,42-0,73-0,28-0,12-0,15-
1

Most common questions regarding CNO Financial Group

What values and corporate philosophy does CNO Financial Group represent?

CNO Financial Group Inc represents a strong commitment to its values and corporate philosophy. The company strives to ensure financial security and peace of mind for its customers by offering insurance solutions and retirement products. CNO Financial Group Inc focuses on providing exceptional customer service and forming lasting relationships. With a dedication to integrity, transparency, and accountability, the company aims to create long-term value for its shareholders. By embracing innovation and embracing the evolving needs of its customers, CNO Financial Group Inc remains a trusted and reliable provider in the financial industry.

In which countries and regions is CNO Financial Group primarily present?

CNO Financial Group Inc primarily operates in the United States. As a leading provider of insurance products, the company focuses on serving middle-income Americans by offering life insurance, retirement solutions, and supplemental health insurance. With a strong market presence, CNO Financial Group Inc has a wide reach and serves customers across various states within the United States.

What significant milestones has the company CNO Financial Group achieved?

CNO Financial Group Inc has achieved several significant milestones throughout its history. Some notable achievements include the company's expansion into Medicare supplement insurance plans, which has allowed them to serve a growing aging population. Additionally, CNO Financial Group Inc has successfully developed innovative retirement solutions, attracting a wide customer base. The company has also demonstrated strong financial performance and strategic partnerships, enhancing its market position. CNO Financial Group Inc's commitment to customer-centric policies and exceptional service has resulted in long-term customer loyalty and solid growth. These achievements highlight the company's ability to adapt to evolving market demands and establish itself as a trusted provider in the financial industry.

What is the history and background of the company CNO Financial Group?

CNO Financial Group Inc, formerly known as Conseco Inc., is a leading insurance holding company based in the United States. Established in 1979, the company has a rich history and extensive experience in the insurance industry. CNO Financial Group Inc specializes in providing life insurance, health insurance, and annuity products to middle-income Americans. With a strong emphasis on customer satisfaction and financial security, CNO Financial Group Inc has built a reputation for reliability and excellence. Over the years, the company has diversified its offerings and expanded its reach, making it a trusted choice for individuals seeking insurance solutions.

Who are the main competitors of CNO Financial Group in the market?

The main competitors of CNO Financial Group Inc in the market are American International Group Inc (AIG), Prudential Financial Inc, and MetLife Inc.

In which industries is CNO Financial Group primarily active?

CNO Financial Group Inc is primarily active in the insurance industry.

What is the business model of CNO Financial Group?

CNO Financial Group Inc is a leading provider of life and health insurance products. Their business model revolves around offering insurance solutions to middle-income Americans through a multi-channel distribution approach. CNO Financial Group Inc focuses on providing affordable and accessible insurance options that cater to the unique needs of its target market. They work closely with independent agents, direct response marketing, and selected partners to expand their customer base. By offering a diverse range of insurance products, including life, health, and Medicare supplement policies, CNO Financial Group Inc strives to ensure financial security and peace of mind for individuals and families.

What is the P/E ratio of CNO Financial Group 2024?

The CNO Financial Group P/E ratio is 10.98.

What is the P/S ratio of CNO Financial Group 2024?

The CNO Financial Group P/S ratio is 1.05.

What is the AlleAktien quality score of CNO Financial Group?

The AlleAktien quality score for CNO Financial Group is 1/10.

What is the revenue of CNO Financial Group 2024?

The expected CNO Financial Group revenue is 3.85 B USD.

How high is the profit of CNO Financial Group 2024?

The expected CNO Financial Group profit is 367.9 M USD.

What is the business model of CNO Financial Group

CNO Financial Group Inc. is a US-based holding company specializing in various insurance products and financial services. The company is headquartered in Carmel, Indiana and is listed on the New York Stock Exchange under the ticker symbol "CNO". CNO Financial Group's business model focuses on providing comprehensive solutions for customers in search of protection, financial planning, and retirement. The company operates three main business segments: Bankers Life, Colonial Penn, and Washington National. Bankers Life is the largest segment and offers a wide range of retirement financial products, including life insurance, health insurance, long-term care insurance, and investment products. It primarily serves older customers seeking financial security and independence in their golden years. Colonial Penn focuses on selling simple life insurance products, offering lifelong insurance policies for a variety of customers, including older individuals and people with pre-existing conditions. Washington National is CNO Financial's newest business unit, offering a broad range of health insurance products for self-employed individuals and small business owners. Its products are designed to meet the needs of groups and individuals with non-traditional employment arrangements, requiring more flexibility in choosing their insurance products. Additionally, CNO Financial offers various financial services, including financial advising, asset management, and securities services. The company works with a variety of intermediaries to ensure customers have access to a wide selection of products at all times. Overall, CNO Financial's business model aims to provide a wide range of insurance products and financial services to meet the needs of an aging population. The company has a strong customer base and is a trusted provider of financial products. With its diversified product portfolio and valuable partnerships, CNO Financial is well-positioned for continued growth and strengthening customer trust.

What is the CNO Financial Group dividend?

CNO Financial Group pays a dividend of 0.55 USD distributed over payouts per year.

How often does CNO Financial Group pay dividends?

The dividend cannot currently be calculated for CNO Financial Group or the company does not pay out a dividend.

What is the CNO Financial Group ISIN?

The ISIN of CNO Financial Group is US12621E1038.

What is the CNO Financial Group WKN?

The WKN of CNO Financial Group is A1CYFY.

What is the CNO Financial Group ticker?

The ticker of CNO Financial Group is CNO.

How much dividend does CNO Financial Group pay?

Over the past 12 months, CNO Financial Group paid a dividend of 0.59 USD . This corresponds to a dividend yield of about 1.68 %. For the coming 12 months, CNO Financial Group is expected to pay a dividend of 0.77 USD.

What is the dividend yield of CNO Financial Group?

The current dividend yield of CNO Financial Group is 1.68 %.

When does CNO Financial Group pay dividends?

CNO Financial Group pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of CNO Financial Group?

CNO Financial Group paid dividends every year for the past 16 years.

What is the dividend of CNO Financial Group?

For the upcoming 12 months, dividends amounting to 0.77 USD are expected. This corresponds to a dividend yield of 2.21 %.

In which sector is CNO Financial Group located?

CNO Financial Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von CNO Financial Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of CNO Financial Group from 9/24/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 9/10/2024.

When did CNO Financial Group pay the last dividend?

The last dividend was paid out on 9/24/2024.

What was the dividend of CNO Financial Group in the year 2023?

In the year 2023, CNO Financial Group distributed 0.55 USD as dividends.

In which currency does CNO Financial Group pay out the dividend?

The dividends of CNO Financial Group are distributed in USD.

All fundamentals about CNO Financial Group

Our stock analysis for CNO Financial Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of CNO Financial Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.