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Bankinter stock price, quote, forecast and news

BKT.MC
ES0113679I37
A0MW33

Price

7.93
Today +/-
-0.20
Today %
-2.54 %
P

Bankinter stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Bankinter stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Bankinter stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Bankinter stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Bankinter's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Bankinter Stock Price History

DateBankinter Price
9/27/20247.93 undefined
9/26/20248.14 undefined
9/25/20247.99 undefined
9/24/20247.92 undefined
9/23/20247.95 undefined
9/20/20247.89 undefined
9/19/20247.95 undefined
9/18/20247.89 undefined
9/17/20247.89 undefined
9/16/20247.93 undefined
9/13/20247.95 undefined
9/12/20248.02 undefined
9/11/20247.95 undefined
9/10/20247.92 undefined
9/9/20247.96 undefined
9/6/20247.93 undefined
9/5/20248.03 undefined
9/4/20247.93 undefined
9/3/20247.94 undefined
9/2/20248.06 undefined
8/30/20248.00 undefined

Bankinter Revenue, EBIT, Net Income

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  • 5 years

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Bankinter, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bankinter from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bankinter’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bankinter. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bankinter’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bankinter’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bankinter’s growth potential.

Bankinter Revenue, EBIT and net profit per share

DateBankinter RevenueBankinter Net Income
2027e2.75 B undefined792.59 M undefined
2026e2.93 B undefined886.31 M undefined
2025e2.92 B undefined900.17 M undefined
2024e2.94 B undefined947.43 M undefined
20234.68 B undefined844.79 M undefined
20222.72 B undefined560.2 M undefined
20212.39 B undefined1.33 B undefined
20202.16 B undefined317.1 M undefined
20192.18 B undefined550.7 M undefined
20182.86 B undefined526.4 M undefined
20172.73 B undefined495.2 M undefined
20162.74 B undefined490.1 M undefined
20152.61 B undefined375.9 M undefined
20142.71 B undefined275.9 M undefined
20132.8 B undefined189.9 M undefined
20122.9 B undefined124.7 M undefined
20112.77 B undefined181.2 M undefined
20102.31 B undefined150.7 M undefined
20092.53 B undefined254.4 M undefined
20083.09 B undefined252.3 M undefined
20072.8 B undefined361.9 M undefined
20061.85 B undefined208.5 M undefined
20051.47 B undefined187.7 M undefined
20041.17 B undefined173.4 M undefined

Bankinter Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e
0.91.030.860.90.881.141.381.241.241.171.471.852.83.092.532.312.772.92.82.712.612.742.732.862.182.162.392.724.682.942.922.932.75
-14.14-16.494.79-1.9029.8920.47-9.95-0.32-5.0225.0426.0951.2710.50-18.20-8.7320.094.51-3.48-3.07-3.614.74-0.334.84-23.98-0.7810.7513.8171.91-37.19-0.610.41-6.28
---------------------------------
000000000000000000000000000000000
000000000000000000000000000001.841.771.71.62
---------------------------------
0.090.10.110.120.130.090.10.110.130.170.190.210.360.250.250.150.180.120.190.280.380.490.50.530.550.321.330.560.840.950.90.890.79
-13.194.857.419.48-29.9210.1112.2420.9130.088.0911.2373.56-30.190.79-40.9420.67-31.4952.4245.5036.3630.671.026.264.56-42.36320.50-57.9950.7112.20-4.96-1.56-10.61
---------------------------------
---------------------------------
339.7332.6318.8593.2593.2594.3600.7593.9598.2605.5614.7644.3647.7641.5675.4710.8775.6786.6793.2897.3898.9898.9898.9898.9917.8961913.1918.37928.340000
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Details

Keystats

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Revenue and Growth

The Bankinter Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Bankinter is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
149153150143136142138135127315326344362395476457467433422413417429421406534455450447.85424.18
101424264143807987547910715519735302841363039113115111141110170178.2235.5
00000000000000000000000000000
00000000000310142151961761561361181038192130228256267276.66299.74
000301123201100000162162162162164164164164164164164222.282.28
0000000000.230.180.180.20.190.140.090.10.530.50.50.470.470.410.490.491.980.380.530.44
0.160.170.170.170.180.20.240.230.230.60.590.640.720.81.030.940.941.321.261.231.191.261.211.31.552.81.271.431.41
0.160.170.170.170.180.20.240.230.230.60.590.640.720.81.030.940.941.321.261.231.191.261.211.31.552.81.271.431.41
                                                         
133126124112111112113114114115117118119122142142143169269270270270270270270270270269.66269.66
0.240.240.230.220.20.210.230.240.250.270.30.320.340.40.740.740.741.121.171.181.181.181.181.181.181.18000
0.230.230.410.260.330.370.40.420.490.890.991.111.361.491.671.731.831.581.71.922.092.372.612.72.963.064.014.234.81
000000000747536-21230-23373208128105118155187333384445572405.89240.25
022222222222222220000000015288164139120112175000
0.610.620.780.610.660.710.760.790.871.351.481.591.82.012.582.583.093.233.353.643.84.14.364.494.84.974.854.915.32
000000000000000000.40.30.60.580.760.760.50.650.650.781.832.38
16116715316618927026925120868568900000000000000000
000000000027675734654271746813517317018422120690139231.93399.72
0.060.03001.490.581.271.821.81000000008.747.218.581.680.681.231.140.461.32.222.119.4
00000000000000000000000000025.180
0.230.190.160.171.680.851.542.072.010.070.080.160.060.030.070.040.079.217.589.312.431.612.181.861.312.043.134.212.18
0.050.030.270.721.021.271.511.663.47.2412.3714.8717.1514.719.0918.0116.510.629.28.899.988.387.7413.8914.9119.1620.3420.6123.61
00000000015510272476916414211914815017714217716820521513011559.263.3
0.320.320.20.230.270.260.30.350.442.514.543.571.21.212.392.823.293.314.064.645.474.554.710.1-1.77-7.01-6.85-7.08-8.32
0.370.350.470.951.291.521.812.023.849.9117.0118.5118.415.9821.6520.9819.914.0813.4113.715.5913.112.6214.1913.3612.2813.613.615.36
0.590.550.631.112.972.383.354.095.859.9817.0918.6618.4616.0221.7121.0219.9723.2920.9923.0118.0214.7114.816.0514.6614.3216.7317.827.54
1.21.161.411.723.633.094.114.886.7211.3218.5720.2520.2618.0324.2923.623.0626.5224.3426.6621.8218.8119.1620.5419.4619.2921.5922.732.87
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Bankinter provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Bankinter's financial health and stability.

Assets

Bankinter's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Bankinter must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Bankinter after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Bankinter's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200620072008200920102011201220132014201520162017201820192020202120222023
0.210.360.250.250.150.180.120.190.280.380.490.50.530.550.321.330.560.84
242532536264656363615860618075778082
000000000000000000
-0.30.11-0.780.631.04-0.3-0.770.19-1.58-0.560.841.17-0.88-0.917.365.9-9.29-1.11
43-46185281293239448408433394387498470436784-260618840
00000000000000002600
01285473-42-34-64-49-10515516211095125120362-52329
-0.030.45-0.311.221.540.19-0.130.85-0.810.271.782.230.180.168.547.05-8.030.66
-61-118-150-416-76-94-24-39-97-106-67-64-89-145-86-67-72-90
-0.040.13-0.07-1.58-1.730.090.52-0.350.520.520.43-0.46-0.011.31-0.12-0.06-0.23-0.04
0.020.250.08-1.16-1.660.180.54-0.310.620.630.5-0.40.081.45-0.030-0.160.05
000000000000000000
224-10-67250-1000-111-86-13854950-297310550-500300
44-5383876242770000000-2200
172-179-187488-1211604-174-175-219-102270-258-562219341-752-105
--5.00-8.00-18.00-7.00-23.00------------
-97-110-119-130-110-58-72-63-90-206-189-224-258-264-87-210-252-405
0.10.41-0.560.12-0.310.440.390.32-0.460.572.112.04-0.090.98.647.33-9.020.51
-87.2334.6-457.7798.71,468.391.9-157.4806.7-902.3163.91,711.22,164.786.611.28,451.66,983.5-8,107.23568.04
000000000000000000

Bankinter stock margins

The Bankinter margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bankinter. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bankinter.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bankinter's sales revenue. A higher gross margin percentage indicates that the Bankinter retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bankinter's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bankinter's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bankinter's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bankinter. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bankinter's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bankinter Margin History

DateBankinter Profit margin
2027e28.85 %
2026e30.24 %
2025e30.84 %
2024e32.25 %
202318.06 %
202220.59 %
202155.76 %
202014.69 %
201925.32 %
201818.39 %
201718.14 %
201617.9 %
201514.38 %
201410.17 %
20136.79 %
20124.3 %
20116.53 %
20106.52 %
200910.05 %
20088.15 %
200712.92 %
200611.26 %
200512.79 %
200414.77 %

Bankinter Stock Sales Revenue, EBIT, Earnings per Share

The Bankinter earnings per share therefore indicates how much revenue Bankinter has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Bankinter earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bankinter's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bankinter’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bankinter's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bankinter Revenue, EBIT and net profit per share

DateBankinter Sales per ShareBankinter Earnings per Share
2027e3.06 undefined0.88 undefined
2026e3.26 undefined0.99 undefined
2025e3.25 undefined1 undefined
2024e3.27 undefined1.05 undefined
20235.04 undefined0.91 undefined
20222.96 undefined0.61 undefined
20212.62 undefined1.46 undefined
20202.25 undefined0.33 undefined
20192.37 undefined0.6 undefined
20183.18 undefined0.59 undefined
20173.04 undefined0.55 undefined
20163.05 undefined0.55 undefined
20152.91 undefined0.42 undefined
20143.02 undefined0.31 undefined
20133.53 undefined0.24 undefined
20123.69 undefined0.16 undefined
20113.58 undefined0.23 undefined
20103.25 undefined0.21 undefined
20093.75 undefined0.38 undefined
20084.82 undefined0.39 undefined
20074.32 undefined0.56 undefined
20062.87 undefined0.32 undefined
20052.39 undefined0.31 undefined
20041.94 undefined0.29 undefined

Bankinter business model

Bankinter SA is a Spanish bank headquartered in Madrid. The bank was founded in 1965 and has been listed on the Madrid Stock Exchange since 1972. Bankinter's business model is based on diversified business activities. The bank offers a comprehensive range of financial services, including deposits, loans, asset management, insurance, investment, and corporate banking. The bank caters to both private and business customers. In the retail banking business, Bankinter offers traditional banking products such as current accounts, savings products, loans, and mortgages. Additionally, the bank also offers a wide range of insurance products as well as wealth management and asset management services. Bankinter's business customer division focuses on serving medium-sized companies and entrepreneurs. Customized solutions are offered, including financing, equity investments, consulting services, and bank guarantees. Bankinter also has a strong presence in investment banking. The bank offers a broad range of services, including mergers and acquisitions, issuances, structured financing, and customized solutions for capital raising. Another significant area of the bank is trading, which involves the buying and selling of securities, currencies, and other financial instruments. Bankinter's trading division utilizes state-of-the-art IT systems to efficiently and reliably execute trades. Bankinter also has a presence in the international market. The bank has branches in Portugal, Luxembourg, and the United Kingdom, serving customers worldwide. A significant part of the international business is also foreign exchange trading. In recent years, the bank has pursued a strong growth strategy and has expanded both organically and through acquisitions. In 2015, Bankinter signed an agreement to acquire the shares of Barclays Bank in Portugal, strengthening its presence in the Portuguese market. Bankinter has also made significant investments in technology to ensure that it can provide customers with the highest level of service quality. The bank continuously works on improving its online presence to facilitate customer interaction and enhance the customer experience. Overall, Bankinter has established itself as one of the leading banks in Spain and Europe in recent years. The broad range of financial services, strong presence in the international market, and investments in technology have contributed to the bank's good reputation in the industry and among customers. Bankinter is one of the most popular companies on Eulerpool.com.

Bankinter SWOT Analysis

Strengths

1. Strong Financial Performance: Bankinter SA has consistently shown strong financial results, with steady revenue growth and healthy profit margins.

2. Diversified Business Portfolio: The company offers a wide range of financial products and services, including banking, insurance, asset management, and investment banking.

3. Technological Advancements: Bankinter SA has embraced digital transformation and invested in advanced technology platforms, enabling efficient operations and providing enhanced customer experiences.

Weaknesses

1. Limited Geographic Presence: Although Bankinter SA has a strong presence in Spain, its operations are limited to a single market, which exposes it to potential risks associated with regional economic downturns.

2. Reliance on Wholesale Funding: The company heavily relies on wholesale funding for its operations, which may create vulnerability to changes in market conditions and liquidity risks.

3. Regulatory and Compliance Challenges: As a financial institution, Bankinter SA faces regulatory and compliance burdens that require continuous monitoring and adherence to ensure operations remain within legal requirements.

Opportunities

1. Expansion into New Markets: Bankinter SA has the potential to expand its operations beyond Spain into new international markets, which would diversify its revenue streams and reduce dependence on a single market.

2. Growing Demand for Online Banking: The increasing trend of digital banking presents an opportunity for Bankinter SA to further develop its online banking platforms and attract tech-savvy customers.

3. Acquisition and Partnerships: Strategic acquisitions or partnerships with fintech companies could help Bankinter SA leverage innovative technologies, enhance product offerings, and improve market competitiveness.

Threats

1. Intense Market Competition: Bankinter SA operates in a highly competitive financial industry, where rival banks and fintech startups constantly strive to gain market share and offer innovative products.

2. Economic Volatility: Fluctuations in the global and regional economy can impact the performance of Bankinter SA, leading to decreased demand for financial services, increased credit risks, and potential defaults.

3. Disruptive Technologies: The emergence of new technologies such as blockchain and artificial intelligence could disrupt traditional banking models, and Bankinter SA must adapt to these changes to stay relevant.

Bankinter Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Bankinter historical P/E ratio, EBIT, and P/S ratio.

Bankinter shares outstanding

The number of shares was Bankinter in 2023 — This indicates how many shares 928.337 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Bankinter earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bankinter's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bankinter’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bankinter's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bankinter Stock splits

In Bankinter's history, there have been no stock splits.

Bankinter dividend history and estimates

In 2023, Bankinter paid a dividend amounting to 0.45 EUR. Dividend means that Bankinter distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Bankinter provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Bankinter’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Bankinter's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Bankinter Dividend History

DateBankinter Dividend
2027e0.49 undefined
2026e0.49 undefined
2025e0.48 undefined
2024e0.49 undefined
20230.45 undefined
20220.28 undefined
20210.23 undefined
20200.1 undefined
20190.29 undefined
20180.29 undefined
20170.25 undefined
20160.21 undefined
20150.23 undefined
20140.1 undefined
20130.08 undefined
20120.09 undefined
20110.1 undefined
20100.15 undefined
20090.18 undefined
20080.18 undefined
20070.17 undefined
20060.15 undefined
20050.14 undefined
20040.12 undefined

Bankinter dividend payout ratio

In 2023, Bankinter had a payout ratio of 30.92%. The payout ratio indicates the percentage of the company's profits that Bankinter distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Bankinter represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Bankinter could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Bankinter's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Bankinter Payout Ratio History

DateBankinter Payout ratio
2027e33.24 %
2026e32.66 %
2025e36.01 %
2024e31.05 %
202330.92 %
202246.06 %
202116.17 %
202030.51 %
201949.08 %
201848.73 %
201745.41 %
201638.33 %
201554.64 %
201432.39 %
201334.2 %
201257.37 %
201142.35 %
201070.79 %
200948.65 %
200845.99 %
200729.88 %
200646.88 %
200544.01 %
200442.38 %
Unfortunately, there are currently no price targets and forecasts available for Bankinter.

Bankinter latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.3 0.29  (-2.68 %)2024 Q2
3/31/20240.21 0.22  (3.72 %)2024 Q1
12/31/20230.22 0.18  (-17.4 %)2023 Q4
9/30/20230.29 0.28  (-2.74 %)2023 Q3
6/30/20230.24 0.26  (5.97 %)2023 Q2
3/31/20230.18 0.2  (14.22 %)2023 Q1
12/31/20220.16 0.14  (-10.6 %)2022 Q4
9/30/20220.18 0.18  (1.09 %)2022 Q3
6/30/20220.12 0.12  (1.87 %)2022 Q2
3/31/20220.14 0.17  (18.78 %)2022 Q1
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Eulerpool ESG Scorecard© for the Bankinter stock

Eulerpool World ESG Rating (EESG©)

92/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

78

Environment

Scope 1 - Direct Emissions
1,763.82
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
14,102.53
Total CO₂ emissions
1,763.82
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
✅
Fuel consumption and efficiency
✅
Water consumption and efficiency
✅

Social

Percentage of female employees49.883
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Bankinter list of shareholders

%
Name
Stocks
Change
Date
5.31663 % Masaveu Herrero (Fernando)47,775,07603/19/2024
4.13156 % BlackRock Institutional Trust Company, N.A.37,126,06113,103,0463/19/2024
3.03300 % Lazard Asset Management Limited27,254,41503/19/2024
23.19696 % Cartival, S.A.208,447,06103/19/2024
2.83106 % Fidelity International25,439,81703/19/2024
2.41851 % Bank of America Corp21,732,624774,7674/11/2024
2.30123 % Dimensional Fund Advisors, L.P.20,678,78941,9953/31/2024
2.20282 % The Vanguard Group, Inc.19,794,431-1,104,1603/31/2024
1.05907 % Wellington Management Company, LLP9,516,80438,6962/29/2024
0.99471 % Norges Bank Investment Management (NBIM)8,938,449-13,518,14612/31/2023
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Bankinter Executives and Management Board

Ms. Maria Dolores Dancausa Trevino
Bankinter Chief Executive Officer, Executive Director (since 2010)
Compensation 1.55 M
Don Alfonso Botin-Sanz De Sautuola Y Naveda53
Bankinter Executive Vice Chairman of the Board (since 1997)
Compensation 1.22 M
Mr. Pedro Guerrero Guerrero69
Bankinter Non-Executive Chairman of the Board, Other External Director (since 2000)
Compensation 997,000
Mr. Alvaro Alvarez-Alonso Plaza59
Bankinter Independent External Director
Compensation 168,000
Ms. Maria Luisa Jorda Castro81
Bankinter Independent External Director
Compensation 158,000
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Most common questions regarding Bankinter

What values and corporate philosophy does Bankinter represent?

Bankinter SA represents values such as innovation, customer focus, and commitment. The company is committed to staying at the forefront of the financial industry by implementing technological advancements and providing innovative solutions to its customers. Bankinter SA prioritizes the needs and satisfaction of its clients by offering personalized services and establishing long-term relationships. With a strong corporate philosophy, Bankinter SA strives to ensure transparency, integrity, and professionalism in all its operations. The company aims to create value for its shareholders and contribute to the social and economic development of the community it serves.

In which countries and regions is Bankinter primarily present?

Bankinter SA is primarily present in Spain.

What significant milestones has the company Bankinter achieved?

Bankinter SA has achieved several significant milestones. One notable accomplishment is its consistent growth and profitability since its establishment in 1965. The company has been recognized for its strong financial performance and efficient business model. Bankinter SA has also expanded its operations internationally, establishing a presence in various countries. Additionally, the company has received numerous awards and accolades for its innovative banking solutions and customer-centric approach. Through strategic partnerships and acquisitions, Bankinter SA has diversified its offerings and enhanced its market position. Overall, Bankinter SA's commitment to excellence and its ability to adapt to changing market dynamics have contributed to its impressive track record of achievement.

What is the history and background of the company Bankinter?

Bankinter SA, established in 1965, is a leading Spanish financial institution specializing in banking and financial services. With its headquarters in Madrid, Bankinter SA operates through a network of branches and provides a comprehensive range of products and services, including retail banking, corporate banking, investment banking, and asset management. The company has a rich history of growth and innovation, being the first Spanish bank to introduce telephone banking and later internet banking. Over the years, Bankinter SA has built a strong reputation for its customer-centric approach and commitment to technological advancement, making it a trusted choice for individuals and businesses alike.

Who are the main competitors of Bankinter in the market?

The main competitors of Bankinter SA in the market include fellow Spanish financial institutions such as Banco Santander, BBVA, CaixaBank, and Banco Sabadell. Additionally, Bankinter SA faces competition from international banks operating in Spain, such as HSBC and Deutsche Bank. These competitors have a similar focus on providing banking and financial services, and they strive to attract customers with their product offerings, customer service, and competitive interest rates. Overall, Bankinter SA competes with a range of domestic and international banks in the Spanish market.

In which industries is Bankinter primarily active?

Bankinter SA is primarily active in the financial services industry.

What is the business model of Bankinter?

The business model of Bankinter SA revolves around providing a comprehensive range of financial services. Bankinter SA operates as a commercial bank, offering various products and services to individuals, businesses, and institutions. The company focuses on retail banking, corporate banking, and asset management activities. Bankinter SA aims to enhance customer satisfaction by delivering personalized solutions, innovative digital banking services, and competitive financial products. With a strong emphasis on customer service and technological innovation, Bankinter SA remains committed to meeting the diverse financial needs of its clients and driving sustainable growth in the banking industry.

What is the P/E ratio of Bankinter 2024?

The Bankinter P/E ratio is 7.77.

What is the P/S ratio of Bankinter 2024?

The Bankinter P/S ratio is 2.51.

What is the AlleAktien quality score of Bankinter?

The AlleAktien quality score for Bankinter is 6/10.

What is the revenue of Bankinter 2024?

The expected Bankinter revenue is 2.94 B EUR.

How high is the profit of Bankinter 2024?

The expected Bankinter profit is 947.43 M EUR.

What is the business model of Bankinter

Bankinter S.A. is a Spanish bank that was founded in 1965. Today it is one of the largest banks in Spain and offers a comprehensive range of financial services for private customers, companies, and institutions. The business model of Bankinter is based on three main pillars: 1. Retail Banking: Here Bankinter offers a comprehensive range of financial products for private customers. These include current accounts, savings and investment products, loans and mortgages, as well as insurance and retirement products. Bankinter is particularly known for its innovative products and services, such as the mobile payment system "Bankinter Pay" or the digital asset management "Popcoin". 2. Business customers: Bankinter offers a wide range of financial services for companies and institutions. These include loans and credits, investment and financial advice, cash management, foreign exchange trading, and risk management. Bankinter has specialized particularly in the medium-sized enterprise sector and offers tailored solutions here. 3. Corporate Banking: Here Bankinter offers specialized services for large companies and institutional clients. These include project financing, mergers and acquisitions, as well as capital market transactions. Another important pillar of Bankinter is investment banking. Here, the bank offers advice and support for corporate finance, IPOs, mergers and acquisitions, as well as other capital market transactions. Bankinter is also active in the field of private banking. Here, the bank serves wealthy customers with a comprehensive range of customized investment and asset management solutions. The bank also offers specialized services, such as inheritance or tax advice. A large part of Bankinter's business is conducted through digital channels. The bank has a modern online platform through which customers can conveniently conduct their banking transactions from home. The Bankinter app also offers a variety of functions, such as mobile payments, a financial assistant, or digital asset management. Overall, Bankinter's business model is characterized by a broad diversification of activities and a strong focus on innovation and digitization. The bank has specialized particularly in the medium-sized enterprise sector and offers tailored solutions here. With its wide range of financial products and services, Bankinter is able to meet the needs of a broad customer base.

What is the Bankinter dividend?

Bankinter pays a dividend of 0.28 EUR distributed over payouts per year.

How often does Bankinter pay dividends?

The dividend cannot currently be calculated for Bankinter or the company does not pay out a dividend.

What is the Bankinter ISIN?

The ISIN of Bankinter is ES0113679I37.

What is the Bankinter WKN?

The WKN of Bankinter is A0MW33.

What is the Bankinter ticker?

The ticker of Bankinter is BKT.MC.

How much dividend does Bankinter pay?

Over the past 12 months, Bankinter paid a dividend of 0.45 EUR . This corresponds to a dividend yield of about 5.69 %. For the coming 12 months, Bankinter is expected to pay a dividend of 0.48 EUR.

What is the dividend yield of Bankinter?

The current dividend yield of Bankinter is 5.69 %.

When does Bankinter pay dividends?

Bankinter pays a quarterly dividend. This is distributed in the months of January, April, July, July.

How secure is the dividend of Bankinter?

Bankinter paid dividends every year for the past 24 years.

What is the dividend of Bankinter?

For the upcoming 12 months, dividends amounting to 0.48 EUR are expected. This corresponds to a dividend yield of 6.11 %.

In which sector is Bankinter located?

Bankinter is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Bankinter kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bankinter from 6/26/2024 amounting to 0.12 EUR, you needed to have the stock in your portfolio before the ex-date on 6/25/2024.

When did Bankinter pay the last dividend?

The last dividend was paid out on 6/26/2024.

What was the dividend of Bankinter in the year 2023?

In the year 2023, Bankinter distributed 0.281 EUR as dividends.

In which currency does Bankinter pay out the dividend?

The dividends of Bankinter are distributed in EUR.

All fundamentals about Bankinter

Our stock analysis for Bankinter Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bankinter Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.