Is the Bank Rakyat Indonesia (Persero) Tbk PT Dividend Safe?
Bank Rakyat Indonesia (Persero) Tbk PT has been increasing the dividend for 2 years.
Over the past 10 years, Bank Rakyat Indonesia (Persero) Tbk PT has increased it by an annual 20.394 %.
Over a five-year period, the distribution increased by 22.58%.
Analysts expect a Dividend Increase of 3.916% for the current fiscal year.
Bank Rakyat Indonesia (Persero) Tbk PT Aktienanalyse
What does Bank Rakyat Indonesia (Persero) Tbk PT do?
The Bank Rakyat Indonesia (Persero) Tbk PT is a leading bank in Indonesia that focuses on the needs of small and medium-sized enterprises (SMEs) and the rural population.
The history of Bank Rakyat Indonesia began in 1895 when a group of Indonesian businessmen came together to establish a local bank. The purpose of this bank was to improve access to financial services for the population. In 1946, the bank was renamed Bank Rakyat Indonesia (BRI) and since then, the bank has experienced rapid development. Today, BRI is one of the largest banks in Indonesia with over 7,000 branches and 150,000 employees.
The business model of Bank Rakyat Indonesia focuses on the SME and rural population sector. The bank specializes in areas such as microfinance, SME financing, trade finance, consumer finance, and payment services. BRI has also established a comprehensive network of distribution channels such as ATMs and e-banking services.
Microfinance is a key focus of BRI. Microloans are provided to rural populations who often have no access to conventional financial services. The bank also offers training and financial advice to ensure that their customers can operate their businesses successfully.
SME financing is another important area of BRI. The bank provides customized loans to meet the needs of small and medium-sized enterprises. The bank also offers special loans for equipment and machinery purchases, expansion, and modernization.
Trade finance is another important offering of the bank. BRI provides a variety of banking services to local and international trading companies, enabling smooth functioning of trade. Services include issuing guarantees and bonds, as well as facilitating trade transactions.
Consumer finance is also an important component of BRI's business model. The bank offers various offerings such as car loans, housing loans, and credit cards.
Bank Rakyat Indonesia also offers payment services such as transfers, debit cards, and card payments. The bank also works closely with various e-commerce platforms to make payment processing easier and more convenient for their customers.
In summary, Bank Rakyat Indonesia (Persero) Tbk PT is an important player in the field of financial services for SMEs and the rural population in Indonesia. With its extensive network of branches and distribution channels, the bank has the ability to offer a variety of financial services to meet the needs of its customers. Bank Rakyat Indonesia (Persero) Tbk PT is one of the most popular companies on Eulerpool.com.Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.