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Bank Mandiri (Persero) Tbk PT stock price, quote, forecast and news

BMRI.JK
ID1000095003
813177

Price

7,050.00 IDR
Today +/-
-0.01 IDR
Today %
-1.76 %
P

Bank Mandiri (Persero) Tbk PT stock price

IDR
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Bank Mandiri (Persero) Tbk PT stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Bank Mandiri (Persero) Tbk PT stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Bank Mandiri (Persero) Tbk PT stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Bank Mandiri (Persero) Tbk PT's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Bank Mandiri (Persero) Tbk PT Stock Price History

DateBank Mandiri (Persero) Tbk PT Price
9/27/20247,050.00 IDR
9/26/20247,175.00 IDR
9/25/20247,200.00 IDR
9/24/20247,425.00 IDR
9/23/20247,450.00 IDR
9/20/20247,300.00 IDR
9/19/20247,400.00 IDR
9/18/20247,400.00 IDR
9/17/20247,425.00 IDR
9/13/20247,275.00 IDR
9/12/20247,300.00 IDR
9/11/20247,375.00 IDR
9/10/20247,250.00 IDR
9/9/20247,250.00 IDR
9/6/20247,250.00 IDR
9/5/20247,175.00 IDR
9/4/20247,175.00 IDR
9/3/20247,075.00 IDR
9/2/20247,200.00 IDR

Bank Mandiri (Persero) Tbk PT Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Bank Mandiri (Persero) Tbk PT, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bank Mandiri (Persero) Tbk PT from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bank Mandiri (Persero) Tbk PT’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bank Mandiri (Persero) Tbk PT. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bank Mandiri (Persero) Tbk PT’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bank Mandiri (Persero) Tbk PT’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bank Mandiri (Persero) Tbk PT’s growth potential.

Bank Mandiri (Persero) Tbk PT Revenue, EBIT and net profit per share

DateBank Mandiri (Persero) Tbk PT RevenueBank Mandiri (Persero) Tbk PT Net Income
2026e183.13 T IDR68.45 T IDR
2025e166.19 T IDR62.08 T IDR
2024e150.71 T IDR56.55 T IDR
2023186.96 T IDR55.06 T IDR
2022162.15 T IDR41.17 T IDR
2021144.91 T IDR28.03 T IDR
2020138.25 T IDR16.8 T IDR
2019130 T IDR27.48 T IDR
2018119.72 T IDR25.02 T IDR
2017111.31 T IDR20.64 T IDR
2016106.15 T IDR13.81 T IDR
201599.8 T IDR20.33 T IDR
201487.1 T IDR19.87 T IDR
201371.89 T IDR18.2 T IDR
201260.19 T IDR15.5 T IDR
201153.77 T IDR12.25 T IDR
201043.31 T IDR9.22 T IDR
200938.02 T IDR7.16 T IDR
200831.3 T IDR5.31 T IDR
200727.13 T IDR4.35 T IDR
200628.63 T IDR2.42 T IDR
200523.55 T IDR603.37 B IDR
200422.8 T IDR5.26 T IDR

Bank Mandiri (Persero) Tbk PT Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (T IDR)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M IDR)EBIT (T IDR)EBIT MARGIN (%)NET INCOME (T IDR)NET INCOME GROWTH (%)DIV. (IDR)DIV. GROWTH (%)SHARES (B)DOCUMENTS
20022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
35.2229.4622.823.5528.6327.1331.338.0243.3153.7760.1971.8987.199.8106.15111.31119.72130138.25144.91162.15186.96150.71166.19183.13
--16.36-22.613.3021.56-5.2415.4021.4413.9324.1511.9419.4321.1614.586.364.867.558.596.344.8211.9015.30-19.3910.2710.19
-------------------------
0000000000000000000000000
000000000000000000000085.9595.35104.69
-------------------------
3.594.595.260.62.424.355.317.169.2212.2515.518.219.8720.3413.8120.6425.0227.4816.828.0341.1755.0656.5562.0868.45
-27.9014.60-88.52301.3179.4922.2434.6828.8332.8426.6117.419.162.33-32.1049.4921.209.86-38.8766.8446.8933.742.709.7910.26
-------------------------
-------------------------
40.840.841.1441.3441.842.4442.5742.6342.746.2746.6746.6746.6746.6746.6746.6746.6746.6746.6446.6393.393.33000
-------------------------
Details

Keystats

Revenue and Growth

The Bank Mandiri (Persero) Tbk PT Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Bank Mandiri (Persero) Tbk PT is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M IDR)RECEIVABLES (M IDR)OTHER REC. (M IDR)INVENTORIES (M IDR)OTHER CURRENT LIAB. (M IDR)CURRENT ASSETS (M IDR)TANGIBLE ASSETS (T IDR)LONG-T. INVEST. (T IDR)LONG-T. REC. (M IDR)INTANGIBLE ASSETS (T IDR)GOODWILL (B IDR)OTHER NON-CURRENT ASSETS (T IDR)NON-CURRENT ASSETS (T IDR)TOTAL ASSETS (T IDR)LIABILITIESCOMMON STOCK (T IDR)ADDITIONAL PAID-IN CAPITAL (T IDR)RETAINED EARNINGS (T IDR)OTHER EQUITY (T IDR)UNREAL. GAINS/LOSSES (T IDR)EQUITY (T IDR)LIABILITIES (T IDR)PROVISIONS (T IDR)OTHER SHORT-TERM LIAB. (T IDR)SHORT-TERM DEBTS (T IDR)LONG-TERM DEBT PORTION (T IDR)SHORT-TERM REC. (T IDR)LONG-T. LIAB. (T IDR)DEFERRED TAXES (M IDR)OTHER LIAB. (T IDR)LONG-T. LIABILITIES (T IDR)DEBT (T IDR)TOTAL CAPITAL (T IDR)
2002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                           
0000000000000000000000
0000000000000000000000
0000000000000000000000
0000000000000000000000
0000000000000000000000
0000000000000000000000
1.965.385.485.314.714.534.64.965.536.0577.658.939.7635.6636.6238.4444.6148.3149.1456.5457.98
00000000000000000000402.810
0000000000000000000000
0000000000.70.721.011.221.491.531.982.342.93.764.324.315.09
0000000000142.86154.94423.12423.12423.12423.12423.12423.12787.47787.47787.47787.47
2.592.342.252.233.34.16.126.014.43.83.974.324.194.835.995.5653.958.110.3512.0510.18
4.557.727.747.5488.6310.7310.989.9310.5511.8313.1314.7616.5143.6144.5846.2151.8960.9564.61476.4974.03
4.557.727.747.5488.6310.7310.989.9310.5511.8313.1314.7616.5143.6144.5846.2151.8960.9564.61476.4974.03
                                           
4.251010.0710.1310.3210.3710.4510.4910.511.6711.6711.6711.6711.6711.6711.6711.6711.6711.6711.6711.6711.67
173.555.935.976.016.436.576.816.916.9617.217.217.3217.3217.3217.3217.3217.3217.3217.3217.6417.6417.64
-161.33.236.164.016.118.913.1817.8624.4433.5146.0859.6374.0489.2296.93111.36127.08143.31119.56142.59167197.3
0.060.040.090.270.20.350.240.110.070.060.050.220.20.430.16-0.410.340.626.441.111.431.36
-2.131.22.652.83.283.04-0.17-0.26-0.43-0.63-0.41-1.42-0.57-1.5724.3826.7824.831.6934.5531.8331.9532.88
14.4320.424.9323.2126.3429.2430.5135.1141.5461.7974.5887.42102.66117.07150.45166.72181.2204.6189.53204.84229.68260.85
0.070.890.550.680.670.850.620.571.421.31.690.761.161.161.572.843.843.174.295.384.064.48
0.90.520.730.690.590.540.750.540.612.272.343.333.883.493.744.314.846.225.756.536.494.8
0.30.60.50.271.581.283.171.860.751.292.662.131.882.131.261.011.091.292.062.863.592.69
0.744.412.912.051.862.910.980.3224.8237.5240.3852.2359.2959.2464.1370.2691.9587.24151.69182.3424.3336.33
000000000003.37.6211.1313.610.2619.9831.8447.9344.9333.4273.75
26.414.693.694.75.595.523.2927.642.3847.0861.7573.8277.1584.388.68121.7129.76211.71242.0471.88122.06
24.4620.8619.1312.6711.3816.3313.2211.8313.1819.7718.2918.9422.3628.7731.5242.4751.4555.245.3453.2976.773.42
0000000000000000000000
10.348.016.286.47.5910.138.489.517.9623.1629.683239.9238.3643.3253.0647.7550.4767.3969.8273.3181.04
34.7928.8725.4119.0718.9626.4621.721.3431.1442.9247.9750.9462.2867.1374.8495.5499.2105.67112.73123.11150.01154.46
36.835.2830.122.7623.6732.0527.2224.6258.7485.395.05112.69136.1144.27159.15184.22220.9235.43324.44365.15221.89276.52
51.2355.6855.0345.9750.0161.2957.7459.73100.28147.1169.63200.11238.76261.34309.6350.94402.1440.03513.97569.98451.57537.37
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Bank Mandiri (Persero) Tbk PT provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Bank Mandiri (Persero) Tbk PT's financial health and stability.

Assets

Bank Mandiri (Persero) Tbk PT's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Bank Mandiri (Persero) Tbk PT must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Bank Mandiri (Persero) Tbk PT after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Bank Mandiri (Persero) Tbk PT's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (T IDR)DEPRECIATION (T IDR)DEFERRED TAXES (M IDR)CHANGES IN WORKING CAPITAL (T IDR)NON-CASH ITEM (T IDR)PAID INTEREST (T IDR)PAID TAXES (M IDR)NET CASH FLOW FROM OPERATING ACTIVITIES (T IDR)CAPITAL EXPENDITURES (M IDR)CASH FLOW FROM INVESTING ACTIVITIES (T IDR)CASH FLOW FROM OTHER INVESTING ACTIVITIES (T IDR)INTEREST INCOME AND EXPENSES (M IDR)NET DEBT CHANGE (T IDR)NET CHANGE IN EQUITY (T IDR)CASH FLOW FROM FINANCING ACTIVITIES (T IDR)CASH FLOW FROM OTHER FINANCING ACTIVITIES (T IDR)TOTAL DIVIDENDS PAID (M IDR)NET CHANGE IN CASH FLOW (T IDR)FREE CASH FLOW (M IDR)SHARE-BASED COMPENSATION (M IDR)
2002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000000000041.170
000000000000000000003.430
0000000000000000000000
0.1510.69-28.45.154.23-4.04-11.51.0831.489.27-7.04-5.960.06-15.069.95-23.43-61.03-7.6945.8775.6642.18-120.23
000000000000000000001.150
0000000000000000000024.150
00000000-3.6 M-2.98 M-3.27 M-5.91 M-5.72 M-5.3 M-5.94 M-5.97 M-7.2 M-7.55 M-5.05 M-8.3 M-11.91 M-13.73 M
7.5716.59-20.049.5512.245.80.5212.3638.0620.449.0512.7321.0910.241.524.98-31.9623.97109.9129.89100.73-69.62
-347,354-956,458-708,522-411,507-263,847-298,367-613,507-651,467-1.03 M-1.54 M-1.92 M-2.02 M-2.96 M-1.71 M-2.57 M-2.68 M-3.29 M-4.83 M-6.7 M-4.59 M-7.23 M-6.89 M
-0.6-9.9631.313.89-7.64-0.932.38-4.724.370.1-1.55-12.56-7.08-28.95-6.16-5.28-21.04-16.25-41.56-132.48-42.6416.01
-0.26-932.024.3-7.37-0.633-4.065.41.640.37-10.54-4.13-27.24-3.59-2.6-17.75-11.42-34.85-127.88-35.4122.91
0000000000000000000000
-6.13-2.6-3.19-5.46-1.964.77-3.28-1.421.526.6-1.576.257.547.676.187.1714.7617.237.94.6414.1236.56
000.10.090.420.240.140.10.0511.400000000-0.15000
-6.77-4.01-6.91-8.99-2.044.51-9.14-4.47-1.5514.82-5.516.353.50.78-1.970.717.15-6.87-14.39-3.4413.3323.47
-0.641.52-1.49-0.87-0.191.05-1.91-0.67-0.320-14.751.42-1.92-2.06-0.2611.68-12.85-5.582.1916.0311.61
0-2.93 M-2.32 M-2.76 M-313,752-1.55 M-4.09 M-2.48 M-2.8 M-3.18 M-2.94 M-4.65 M-5.46 M-4.97 M-6.1 M-6.21 M-9.29 M-11.26 M-16.57 M-10.27 M-16.82 M-24.7 M
7.68.5312.728.8610.5719.225.7814.4651.0649.5121.9934.1344.5317.4269.4135.592.1738.33124.4356.24151.7133.25
7.22 M15.64 M-20.75 M9.14 M11.98 M5.51 M-91,79011.71 M37.04 M18.9 M7.13 M10.71 M18.14 M8.49 M38.95 M2.31 M-35.26 M19.13 M103.19 M125.3 M93.5 M-76.52 M
0000000000000000000000

Bank Mandiri (Persero) Tbk PT stock margins

The Bank Mandiri (Persero) Tbk PT margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bank Mandiri (Persero) Tbk PT. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bank Mandiri (Persero) Tbk PT.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bank Mandiri (Persero) Tbk PT's sales revenue. A higher gross margin percentage indicates that the Bank Mandiri (Persero) Tbk PT retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bank Mandiri (Persero) Tbk PT's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bank Mandiri (Persero) Tbk PT's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bank Mandiri (Persero) Tbk PT's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bank Mandiri (Persero) Tbk PT. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bank Mandiri (Persero) Tbk PT's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bank Mandiri (Persero) Tbk PT Margin History

DateBank Mandiri (Persero) Tbk PT Profit margin
2026e37.38 %
2025e37.36 %
2024e37.52 %
202329.45 %
202225.39 %
202119.34 %
202012.15 %
201921.14 %
201820.89 %
201718.54 %
201613.01 %
201520.38 %
201422.81 %
201325.32 %
201225.76 %
201122.77 %
201021.28 %
200918.82 %
200816.97 %
200716.02 %
20068.46 %
20052.56 %
200423.05 %

Bank Mandiri (Persero) Tbk PT Stock Sales Revenue, EBIT, Earnings per Share

The Bank Mandiri (Persero) Tbk PT earnings per share therefore indicates how much revenue Bank Mandiri (Persero) Tbk PT has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Bank Mandiri (Persero) Tbk PT earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bank Mandiri (Persero) Tbk PT's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bank Mandiri (Persero) Tbk PT’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bank Mandiri (Persero) Tbk PT's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bank Mandiri (Persero) Tbk PT Revenue, EBIT and net profit per share

DateBank Mandiri (Persero) Tbk PT Sales per ShareBank Mandiri (Persero) Tbk PT Earnings per Share
2026e1,981.88 IDR740.83 IDR
2025e1,798.54 IDR671.88 IDR
2024e1,631.05 IDR611.99 IDR
20232,003.12 IDR589.93 IDR
20221,737.92 IDR441.26 IDR
20213,107.64 IDR601.06 IDR
20202,964.05 IDR360.18 IDR
20192,785.77 IDR588.9 IDR
20182,565.38 IDR536.03 IDR
20172,385.24 IDR442.28 IDR
20162,274.61 IDR295.85 IDR
20152,138.59 IDR435.75 IDR
20141,866.44 IDR425.82 IDR
20131,540.51 IDR390.08 IDR
20121,289.86 IDR332.23 IDR
20111,162.13 IDR264.66 IDR
20101,014.34 IDR215.89 IDR
2009891.7 IDR167.83 IDR
2008735.37 IDR124.8 IDR
2007639.24 IDR102.42 IDR
2006684.84 IDR57.93 IDR
2005569.6 IDR14.59 IDR
2004554.09 IDR127.74 IDR

Bank Mandiri (Persero) Tbk PT business model

Bank Mandiri (Persero) Tbk PT, or Bank Mandiri, is a leading bank in Indonesia that was founded in 1998. It resulted from the merger of four state-owned banks: Bank Bumi Daya, Bank Dagang Negara, Bank Exim, and Bank Pembangunan Indonesia. Today, the bank is a public company with the Indonesian government as its majority shareholder. Bank Mandiri offers a wide range of financial products and services to meet the diverse needs of its customers. It has various divisions including Retail Banking, Consumer Finance, Commercial Banking, Corporate Banking, Treasury & Capital Markets, Wealth Management, and Sharia Banking. In Retail Banking, Bank Mandiri's core products include credit and debit cards, savings accounts, mortgages, personal and auto loans, and payment services. The bank also has its own online banking platform that allows customers to manage their accounts online and conduct transactions from home. The Consumer Finance division focuses on distributing credit products such as personal loans, credit cards, home and auto financing, and consumer loans. These products are mainly offered through a wide range of distribution channels such as branches, partner organizations, retailers, or companies. The Commercial Banking division offers a wide range of financial services that focus on small and medium-sized enterprises as well as the public sector. These services include credit lines, cash management, trade finance, and treasury services, to name a few. Corporate Banking is an important division of Bank Mandiri that caters to the needs of large corporations. The bank offers various financing solutions to meet the specific needs of large companies and the public sector. These solutions include project financing, structured financing, and syndications. Treasury & Capital Markets are the main divisions that focus on the bank's trading activities. This division offers treasury services, equity, bond, foreign exchange, and derivative transactions, as well as risk management products. In Wealth Management, Bank Mandiri offers private asset management to assist individual clients and businesses in managing their portfolios. This includes investment and asset advisory services, brokerage services, and trust services. As the leading Islamic bank in Indonesia, Bank Mandiri also offers Sharia Banking services that comply with the principles of Islam. This includes Islamic loans, Islamic cash management, and Islamic asset management. Overall, Bank Mandiri offers a wide range of financial products and services to serve customers in different sectors and market segments. The bank has a long history as a state-owned financial institution and continues to maintain its position as the leading bank in Indonesia. Bank Mandiri (Persero) Tbk PT is one of the most popular companies on Eulerpool.com.

Bank Mandiri (Persero) Tbk PT SWOT Analysis

Strengths

1. Strong Market Position: Bank Mandiri is one of the largest banks in Indonesia, enjoying a significant market share and a strong presence in both retail and corporate banking.

2. Extensive Network: The bank has a widespread network of branches and ATMs across the country, allowing it to reach a larger customer base and provide accessible banking services.

3. Diverse Product Portfolio: Bank Mandiri offers a wide range of financial products and services, including savings accounts, loans, credit cards, investment options, and insurance products, catering to various customer needs.

4. Strong Government Support: Being a state-owned enterprise, Bank Mandiri enjoys strong support from the Indonesian government, which enhances its reputation and stability in the banking sector.

Weaknesses

1. Management Challenges: Like many large organizations, Bank Mandiri faces challenges related to effective management and decision-making, which can impact its operational efficiency.

2. Limited International Presence: While Bank Mandiri has a prominent position within Indonesia, it has limited international presence compared to some global competitors, which may restrict its growth opportunities.

3. Regulatory Dependencies: As a regulated entity, Bank Mandiri must comply with various government regulations, including monetary policies and capital requirements, which could pose constraints on its operations.

Opportunities

1. Growing Indonesian Market: Indonesia's economy is experiencing steady growth, presenting opportunities for Bank Mandiri to expand its customer base and serve the increasing demand for banking services.

2. Digital Transformation: Embracing technological advancements can help Bank Mandiri enhance its customer experience, streamline operations, and tap into the growing digital banking market.

3. Infrastructure Development: As the Indonesian government continues to invest in infrastructure projects, Bank Mandiri can seize opportunities to provide financing solutions for these developments.

Threats

1. Intense Competition: The banking industry in Indonesia is highly competitive, with both local and international players vying for market share, which could pose a threat to Bank Mandiri's growth and profitability.

2. Economic Volatility: Fluctuations in the Indonesian economy, such as inflation, interest rates, and currency depreciation, can impact the banking sector, potentially affecting Bank Mandiri's financial performance.

3. Cybersecurity Risks: With the increasing reliance on digital platforms, Bank Mandiri faces the threat of cyber attacks, data breaches, and information security vulnerabilities, which could harm its reputation and disrupt its operations.

Bank Mandiri (Persero) Tbk PT Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Bank Mandiri (Persero) Tbk PT historical P/E ratio, EBIT, and P/S ratio.

Bank Mandiri (Persero) Tbk PT shares outstanding

The number of shares was Bank Mandiri (Persero) Tbk PT in 2023 — This indicates how many shares 93.333 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Bank Mandiri (Persero) Tbk PT earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bank Mandiri (Persero) Tbk PT's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bank Mandiri (Persero) Tbk PT’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bank Mandiri (Persero) Tbk PT's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bank Mandiri (Persero) Tbk PT Stock splits

In Bank Mandiri (Persero) Tbk PT's history, there have been no stock splits.

Bank Mandiri (Persero) Tbk PT dividend history and estimates

In 2023, Bank Mandiri (Persero) Tbk PT paid a dividend amounting to 1,058.67 IDR. Dividend means that Bank Mandiri (Persero) Tbk PT distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for Bank Mandiri (Persero) Tbk PT provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Bank Mandiri (Persero) Tbk PT’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Bank Mandiri (Persero) Tbk PT's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Bank Mandiri (Persero) Tbk PT Dividend History

DateBank Mandiri (Persero) Tbk PT Dividend
2026e1,111.77 IDR
2025e1,087.77 IDR
2024e1,119.25 IDR
20231,058.67 IDR
2022540.95 IDR
2021110.14 IDR
2020176.67 IDR
2019120.61 IDR
201899.51 IDR
201766.57 IDR
201665.36 IDR
201553.23 IDR
201458.51 IDR
201399.67 IDR
201226.24 IDR
201130.15 IDR
201029.94 IDR
200927.04 IDR
200891.99 IDR
200734.43 IDR
20067.3 IDR
200534.66 IDR
200461.46 IDR

Bank Mandiri (Persero) Tbk PT dividend payout ratio

In 2023, Bank Mandiri (Persero) Tbk PT had a payout ratio of 63.32%. The payout ratio indicates the percentage of the company's profits that Bank Mandiri (Persero) Tbk PT distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Bank Mandiri (Persero) Tbk PT represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Bank Mandiri (Persero) Tbk PT could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Bank Mandiri (Persero) Tbk PT's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Bank Mandiri (Persero) Tbk PT Payout Ratio History

DateBank Mandiri (Persero) Tbk PT Payout ratio
2026e72.02 %
2025e84.67 %
2024e68.08 %
202363.32 %
2022122.59 %
202118.32 %
202049.05 %
201920.48 %
201818.56 %
201715.05 %
201622.09 %
201512.22 %
201413.74 %
201325.55 %
20127.9 %
201111.39 %
201013.87 %
200916.11 %
200873.71 %
200733.61 %
200612.61 %
2005237.56 %
200448.11 %
Unfortunately, there are currently no price targets and forecasts available for Bank Mandiri (Persero) Tbk PT.

Bank Mandiri (Persero) Tbk PT latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/2024149.9 IDR148.38 IDR (-1.01 %)2024 Q2
3/31/2024148.24 IDR136.09 IDR (-8.19 %)2024 Q1
12/31/2023133.19 IDR171.39 IDR (28.68 %)2023 Q4
9/30/2023146.57 IDR192.66 IDR (31.44 %)2023 Q3
6/30/2023132.38 IDR91.31 IDR (-31.02 %)2023 Q2
3/31/2023128.48 IDR134.58 IDR (4.74 %)2023 Q1
12/31/2022108.45 IDR112.73 IDR (3.95 %)2022 Q4
9/30/2022112.31 IDR111.93 IDR (-0.34 %)2022 Q3
6/30/2022111.24 IDR109.04 IDR (-1.98 %)2022 Q2
3/31/2022109.63 IDR107.56 IDR (-1.89 %)2022 Q1
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Eulerpool ESG Scorecard© for the Bank Mandiri (Persero) Tbk PT stock

Eulerpool World ESG Rating (EESG©)

95/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

87

Environment

Scope 1 - Direct Emissions
42,698
Scope 2 - Indirect emissions from purchased energy
260,082
Scope 3 - Indirect emissions within the value chain
1,007
Total CO₂ emissions
302,780
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees52.425
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

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Bank Mandiri (Persero) Tbk PT list of shareholders

%
Name
Stocks
Change
Date
8.08081 % Indonesia Investment Authority7,466,666,666012/31/2023
52.52525 % Government of the Republic of Indonesia48,533,333,334012/31/2023
1.61235 % The Vanguard Group, Inc.1,489,812,53655,724,72812/31/2023
1.43905 % Capital Research Global Investors1,329,681,000362,558,60012/31/2023
1.14295 % Schroder Investment Management Ltd. (SIM)1,056,088,400-116,050,80012/31/2023
0.94483 % GQG Partners, LLC873,025,974248,271,30012/31/2023
0.93727 % GIC Private Limited866,033,828-223,948,00012/31/2023
0.78921 % Schroder Investment Management (Hong Kong) Ltd.729,228,300-30,015,2002/29/2024
0.70872 % Stichting Depositary APG Emerging Markets Equity Pool654,860,090-18,315,80412/31/2023
0.65515 % BlackRock Institutional Trust Company, N.A.605,360,162278,297,16212/31/2023
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Most common questions regarding Bank Mandiri (Persero) Tbk PT

What values and corporate philosophy does Bank Mandiri (Persero) Tbk PT represent?

Bank Mandiri (Persero) Tbk PT represents values of integrity, professionalism, and customer-centricity. With a commitment to providing excellent banking services, the company prioritizes trust and transparency in all its operations. Bank Mandiri focuses on building long-term relationships with its customers by understanding their needs and delivering tailored financial solutions. As one of Indonesia's leading financial institutions, Bank Mandiri upholds a corporate philosophy of continuous innovation, ethical business practices, and sustainable growth. Striving to be a trusted partner for individuals and businesses, Bank Mandiri aims to contribute to the development and prosperity of the Indonesian economy.

In which countries and regions is Bank Mandiri (Persero) Tbk PT primarily present?

Bank Mandiri (Persero) Tbk PT is primarily present in Indonesia.

What significant milestones has the company Bank Mandiri (Persero) Tbk PT achieved?

Bank Mandiri (Persero) Tbk PT has achieved several significant milestones since its establishment. The company had a successful initial public offering in 2003, which raised substantial funds for its expansion and development. In the same year, Bank Mandiri became the first Indonesian bank to achieve a market capitalization surpassing IDR 100 trillion. The company has consistently received recognition and accolades for its outstanding performance, including being named "Best Bank in Indonesia" by Euromoney for multiple years. Bank Mandiri also expanded its operations internationally, establishing branches in Singapore, Hong Kong, and other key financial centers. Overall, Bank Mandiri has demonstrated remarkable growth and cemented itself as a leading financial institution in Indonesia.

What is the history and background of the company Bank Mandiri (Persero) Tbk PT?

Bank Mandiri (Persero) Tbk PT, also known as Bank Mandiri, is a leading banking institution in Indonesia. Established in 1998, it came into existence as a result of a government merger of four state-owned banks. Bank Mandiri has since played a crucial role in the country's financial landscape, providing a comprehensive range of banking products and services to corporate, commercial, and retail customers. With a strong emphasis on growth and innovation, Bank Mandiri has expanded its operations and network nationwide, catering to the diverse needs of its customers. Today, the company stands as one of the largest banks in Indonesia, committed to fostering economic development and financial inclusion in the country.

Who are the main competitors of Bank Mandiri (Persero) Tbk PT in the market?

The main competitors of Bank Mandiri (Persero) Tbk PT in the market are Bank Central Asia (BCA), Bank Rakyat Indonesia (BRI), and Bank Negara Indonesia (BNI).

In which industries is Bank Mandiri (Persero) Tbk PT primarily active?

Bank Mandiri (Persero) Tbk PT is primarily active in the banking and financial services industry.

What is the business model of Bank Mandiri (Persero) Tbk PT?

The business model of Bank Mandiri (Persero) Tbk PT revolves around being a leading financial institution in Indonesia. As one of the largest banks in the country, Bank Mandiri offers various banking and financial services to individuals, businesses, and government bodies. The bank operates through a network of branches, ATMs, and digital channels, ensuring convenient access for customers. Bank Mandiri aims to provide comprehensive products and services including savings accounts, loans, investment options, credit cards, and corporate banking solutions. By focusing on customer satisfaction, innovation, and operational excellence, Bank Mandiri strives to support economic growth and financial stability in Indonesia.

What is the P/E ratio of Bank Mandiri (Persero) Tbk PT 2024?

The Bank Mandiri (Persero) Tbk PT P/E ratio is 11.64.

What is the P/S ratio of Bank Mandiri (Persero) Tbk PT 2024?

The Bank Mandiri (Persero) Tbk PT P/S ratio is 4.37.

What is the AlleAktien quality score of Bank Mandiri (Persero) Tbk PT?

The AlleAktien quality score for Bank Mandiri (Persero) Tbk PT is 6/10.

What is the revenue of Bank Mandiri (Persero) Tbk PT 2024?

The expected Bank Mandiri (Persero) Tbk PT revenue is 150.71 T IDR.

How high is the profit of Bank Mandiri (Persero) Tbk PT 2024?

The expected Bank Mandiri (Persero) Tbk PT profit is 56.55 T IDR.

What is the business model of Bank Mandiri (Persero) Tbk PT

Bank Mandiri (Persero) Tbk PT is a large Indonesian bank that offers a wide range of financial services to its customers. The company was founded in 1998 and has been listed on the Indonesian Stock Exchange since 2003. The bank is one of the largest banks in the country, with around 1,700 branches in Indonesia and various international branches in Asia, Europe, and the USA. Bank Mandiri's business model consists of various divisions that focus on the needs of different customers. The focus is on retail customers, businesses, and public institutions. This includes: Retail customers: The bank offers various deposit and loan products for retail customers. These include savings accounts, checking accounts, loans, and investment products such as bonds, funds, and insurance. In addition, the bank also offers payment services such as credit and debit cards and online banking solutions. Businesses: For businesses, Bank Mandiri offers various financing solutions such as loans, leasing, and factoring. In addition, the bank also offers cash management solutions such as payment processing, currency hedging, and liquidity management. Public institutions: Bank Mandiri offers various financial services for public institutions such as government agencies, schools, and hospitals. These include deposits, payment services, loans, and investment products. Investment banking: The bank also provides investment banking services, including equity and bond issuance, mergers and acquisitions, restructuring, and asset management. This includes risk management and advisory services. To operate its business model successfully, Bank Mandiri focuses on customer service, technology, and innovation. The company relies on digital solutions such as mobile banking and online platforms to increase customer convenience and streamline processes. In addition, the bank invests in the training and development of its employees to ensure high service quality and good customer support. In summary, Bank Mandiri (Persero) Tbk PT offers a wide range of financial services to retail customers, businesses, and public institutions. The company prioritizes customer service, technology, and innovation to provide high service quality and good customer support. Additionally, the bank is focused on expansion and diversification, having various international branches in Asia, Europe, and the USA.

What is the Bank Mandiri (Persero) Tbk PT dividend?

Bank Mandiri (Persero) Tbk PT pays a dividend of 540.95 IDR distributed over payouts per year.

How often does Bank Mandiri (Persero) Tbk PT pay dividends?

The dividend cannot currently be calculated for Bank Mandiri (Persero) Tbk PT or the company does not pay out a dividend.

What is the Bank Mandiri (Persero) Tbk PT ISIN?

The ISIN of Bank Mandiri (Persero) Tbk PT is ID1000095003.

What is the Bank Mandiri (Persero) Tbk PT WKN?

The WKN of Bank Mandiri (Persero) Tbk PT is 813177.

What is the Bank Mandiri (Persero) Tbk PT ticker?

The ticker of Bank Mandiri (Persero) Tbk PT is BMRI.JK.

How much dividend does Bank Mandiri (Persero) Tbk PT pay?

Over the past 12 months, Bank Mandiri (Persero) Tbk PT paid a dividend of 1,058.67 IDR . This corresponds to a dividend yield of about 15.02 %. For the coming 12 months, Bank Mandiri (Persero) Tbk PT is expected to pay a dividend of 1,087.77 IDR.

What is the dividend yield of Bank Mandiri (Persero) Tbk PT?

The current dividend yield of Bank Mandiri (Persero) Tbk PT is 15.02 %.

When does Bank Mandiri (Persero) Tbk PT pay dividends?

Bank Mandiri (Persero) Tbk PT pays a quarterly dividend. This is distributed in the months of April, April, April, April.

How secure is the dividend of Bank Mandiri (Persero) Tbk PT?

Bank Mandiri (Persero) Tbk PT paid dividends every year for the past 23 years.

What is the dividend of Bank Mandiri (Persero) Tbk PT?

For the upcoming 12 months, dividends amounting to 1,087.77 IDR are expected. This corresponds to a dividend yield of 15.43 %.

In which sector is Bank Mandiri (Persero) Tbk PT located?

Bank Mandiri (Persero) Tbk PT is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Bank Mandiri (Persero) Tbk PT kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bank Mandiri (Persero) Tbk PT from 3/28/2024 amounting to 353.958 IDR, you needed to have the stock in your portfolio before the ex-date on 3/20/2024.

When did Bank Mandiri (Persero) Tbk PT pay the last dividend?

The last dividend was paid out on 3/28/2024.

What was the dividend of Bank Mandiri (Persero) Tbk PT in the year 2023?

In the year 2023, Bank Mandiri (Persero) Tbk PT distributed 540.953 IDR as dividends.

In which currency does Bank Mandiri (Persero) Tbk PT pay out the dividend?

The dividends of Bank Mandiri (Persero) Tbk PT are distributed in IDR.

All fundamentals about Bank Mandiri (Persero) Tbk PT

Our stock analysis for Bank Mandiri (Persero) Tbk PT Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bank Mandiri (Persero) Tbk PT Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.