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Bank CIMB Niaga Tbk PT stock price, quote, forecast and news

BNGA.JK
ID1000098007
A0CA1P

Price

1,895.00
Today +/-
-0.00
Today %
-0.26 %
P

Bank CIMB Niaga Tbk PT stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Bank CIMB Niaga Tbk PT stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Bank CIMB Niaga Tbk PT stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Bank CIMB Niaga Tbk PT stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Bank CIMB Niaga Tbk PT's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Bank CIMB Niaga Tbk PT Stock Price History

DateBank CIMB Niaga Tbk PT Price
9/6/20241,895.00 undefined
9/5/20241,900.00 undefined
9/4/20241,870.00 undefined
9/3/20241,885.00 undefined
9/2/20241,900.00 undefined
8/30/20241,880.00 undefined
8/29/20241,875.00 undefined
8/28/20241,900.00 undefined
8/27/20241,900.00 undefined
8/26/20241,910.00 undefined
8/23/20241,895.00 undefined
8/22/20241,865.00 undefined
8/21/20241,890.00 undefined
8/20/20241,835.00 undefined
8/19/20241,815.00 undefined
8/16/20241,810.00 undefined
8/15/20241,800.00 undefined
8/14/20241,820.00 undefined
8/13/20241,790.00 undefined
8/12/20241,780.00 undefined

Bank CIMB Niaga Tbk PT Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Bank CIMB Niaga Tbk PT, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bank CIMB Niaga Tbk PT from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bank CIMB Niaga Tbk PT’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bank CIMB Niaga Tbk PT. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bank CIMB Niaga Tbk PT’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bank CIMB Niaga Tbk PT’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bank CIMB Niaga Tbk PT’s growth potential.

Bank CIMB Niaga Tbk PT Revenue, EBIT and net profit per share

DateBank CIMB Niaga Tbk PT RevenueBank CIMB Niaga Tbk PT Net Income
2026e24.9 T undefined8.82 T undefined
2025e21.96 T undefined7.51 T undefined
2024e20.51 T undefined6.72 T undefined
202327.9 T undefined6.47 T undefined
202224.99 T undefined5.04 T undefined
202123.51 T undefined4.1 T undefined
202024.86 T undefined2.01 T undefined
201925.97 T undefined3.65 T undefined
201824.17 T undefined3.48 T undefined
201723.86 T undefined2.98 T undefined
201624.49 T undefined2.08 T undefined
201525.09 T undefined427.83 B undefined
201423.71 T undefined2.34 T undefined
201321.32 T undefined4.28 T undefined
201219.47 T undefined4.23 T undefined
201117.32 T undefined3.17 T undefined
201014.08 T undefined2.55 T undefined
200912.94 T undefined1.57 T undefined
200811.07 T undefined678.19 B undefined
20079.77 T undefined1.51 T undefined
20069.07 T undefined1.15 T undefined
20054.14 T undefined546.92 B undefined
20043.23 T undefined660.29 B undefined

Bank CIMB Niaga Tbk PT Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (T)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (T)EBIT MARGIN (%)NET INCOME (T)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
1.131.52.891.851.762.593.232.953.234.149.079.7711.0712.9414.0817.3219.4721.3223.7125.0924.4923.8624.1725.9724.8623.5124.9927.920.5121.9624.9
-33.7191.79-35.78-5.0847.1224.86-8.759.6628.17118.917.7413.2516.938.7923.0012.459.4911.225.80-2.36-2.611.307.45-4.25-5.456.3211.64-26.487.0413.42
-------------------------------
0000000000000000000000000000000
000000000000000000000000000010.1111.2913.25
-------------------------------
0.10.04-3.99-5.60.060.20.140.470.660.551.151.510.681.572.553.174.234.282.340.432.082.983.483.652.014.15.046.476.727.518.82
--54.50-9,050.2240.48-101.16213.59-30.59231.1141.31-17.17111.1130.64-55.04131.2262.5024.5733.361.16-45.30-81.74386.5743.0416.954.68-44.79103.7522.9628.413.7511.8617.38
-------------------------------
-------------------------------
0.320.370.080.145.348.898.898.898.939.3824.1224.6325.1724.3724.3725.0425.1325.1325.1325.1325.1325.1224.9324.9324.9324.9324.9324.95000
-------------------------------
Details

Keystats

Revenue and Growth

The Bank CIMB Niaga Tbk PT Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Bank CIMB Niaga Tbk PT is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (T)LONG-T. INVEST. (T)LONG-T. REC. (M)INTANGIBLE ASSETS (T)GOODWILL (M)OTHER NON-CURRENT ASSETS (T)NON-CURRENT ASSETS (T)TOTAL ASSETS (T)LIABILITIESCOMMON STOCK (T)ADDITIONAL PAID-IN CAPITAL (T)RETAINED EARNINGS (T)OTHER EQUITY (T)UNREAL. GAINS/LOSSES (T)EQUITY (T)LIABILITIES (T)PROVISIONS (T)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (T)LONG-TERM DEBT PORTION (T)SHORT-TERM REC. (T)LONG-T. LIAB. (T)DEFERRED TAXES (B)OTHER LIAB. (T)LONG-T. LIABILITIES (T)DEBT (T)TOTAL CAPITAL (T)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                       
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0.10.110.110.30.30.290.280.380.390.441.231.241.181.261.191.41.662.072.072.955.275.125.456.256.996.627.056.77
0000000000000000000000000056.580
0000000000000000000000000000
0000000000000000000.410.411.481.541.61.71.772.032.082.07
0000000000000000000000000000
000000.120.140.170.080.040.150.30.610.620.750.380.310.620.410.50.30.180.10.020.741.171.691.38
0.10.110.110.30.30.410.420.540.470.481.371.541.81.881.941.781.972.682.893.877.056.847.157.979.499.8367.3910.23
0.10.110.110.30.30.410.420.540.470.481.371.541.81.881.941.781.972.682.893.877.056.847.157.979.499.8367.3910.23
                                                       
0.190.360.360.360.750.750.750.750.750.950.960.971.551.551.551.611.611.611.611.611.611.611.611.611.611.611.611.61
0.180.010.010.019.289.289.270.540.551.671.711.816.716.716.718.157.037.037.037.037.037.037.037.037.037.037.037.07
0.230.25-3.74-9.19-9.13-8.92-8.780.531.111.472.022.412.824.086.419.3813.6217.920.2420.6722.7525.4828.5831.5428.0231.1433.837.38
0.010.090.230.380.320.340.290.14003.383.89-2.34-2.15-1.11-1.12-00-0.04-0.04-0.1-0.04-0.04-0.04-0.04-0.04-0.04-0.04
0000.02-0.12-0.23-0.050.02-0.05-0.120.07-00.561.020.210.270.31-0.76-0.4-0.62.913.12.643.384.663.883.033.3
0.610.71-3.14-8.421.11.221.481.982.363.978.149.089.311.2113.7718.322.5725.7928.4528.6834.2137.1939.8343.5341.2943.6345.4449.33
00000000000000000000000000228.590
0.020.050.030.070.090.060.340.350.40.531.211.431.771.821.892.21.882.162.382.711.882.232.6733.313.454.153.31
17.036.472.769.9721.7828.1321.7713.0424.6491.85255.92238.52258.37441.43387.64318.02371.68451.2328.03152.66323.9445.5461.14498.54301.19584.19524.34434.85
000000.440.4200.460000.200000020.179.3811.9410.478.661.266.0620.43
0000000000000000004.792.92.14.710.2521.264.570.685.73
0.040.050.030.080.120.530.780.360.890.621.471.672.232.262.282.522.252.617.57.764.4816.7615.3215.9713.539.87240.0129.9
1.62.564.482.132.462.121.440.7411.282.923.394.123.786.398.029.2517.5312.811.239.558.18.969.976.472.994.933.1
0000000000000000000000073.240000
0.180.30.610.30.330.450.170.010.680.080.330.741.410.550.782.045.992.882.522.84.134.114.784.427.317.5213.3413.3
1.782.865.092.432.792.571.610.741.671.363.254.135.534.347.1810.0615.2520.4115.3114.0313.6812.2113.7414.4713.7810.5218.2716.4
1.812.915.122.52.913.12.391.12.561.974.725.87.756.69.4512.5817.4923.0222.8121.7918.1628.9729.0630.4427.3120.39258.2746.31
2.433.621.98-5.9244.323.863.084.935.9412.8614.8817.0617.8123.2230.8840.0648.8251.2650.4752.3766.1668.8973.9768.664.02303.7195.64
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Bank CIMB Niaga Tbk PT provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Bank CIMB Niaga Tbk PT's financial health and stability.

Assets

Bank CIMB Niaga Tbk PT's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Bank CIMB Niaga Tbk PT must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Bank CIMB Niaga Tbk PT after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Bank CIMB Niaga Tbk PT's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (T)DEPRECIATION (T)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (T)NON-CASH ITEM (T)PAID INTEREST (T)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (T)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (T)CASH FLOW FROM OTHER INVESTING ACTIVITIES (T)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (T)NET CHANGE IN EQUITY (T)CASH FLOW FROM FINANCING ACTIVITIES (T)CASH FLOW FROM OTHER FINANCING ACTIVITIES (T)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (T)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
000000000000000000000000005.040
000000000000000000000000001.080
0000000000000000000000000000
-0.25-0.77-13.920.42-0.71-3.16-1.32-3.62-0.52-0.1-5.86-10.26-8.931.3-12.42-1.01-8.01-14.64-7.61-11.395.6-14.42-12.1315.5115.66-30.9-16.42
000000000000000000000000001.280
000000000000000000000000005.30
000-125-110000-122,792-367,534-616,542-555,336-638,690-1.55 M-1.04 M-1.32 M-1.47 M-1.01 M-272,129-546,888-883,991-1.23 M-1.28 M-689,519-1.15 M-1.7 M-1.66 M
-0.25-0.77-12.27-0-0.43-2.42-0.02-1.671.583.99-1.05-4.89-2.418.54-4.439.754.57-1.96.763.2920.13-0.752.0728.6229.61-16.36-1.8
-15,728-25,523-22,925-87,728-51,510-36,169-52,676-39,558-78,817-145,554-355,675-254,392-174,282-305,650-195,610-446,931-528,594-733,277-871,145-1.31 M-767,028-478,372-957,070-954,899-951,697-586,297-812,909-703,309
-00.020.040.01-9.590.373.21.260.98-0.98-3.21-0.99-1.82.38-0.02-1.55-3.15-6.34-3.15-2.27-4.07-8.95-1.611.69-26.76-9.045.99-6
0.010.050.060.09-9.540.413.261.31.05-0.83-2.86-0.74-1.632.690.18-1.1-2.62-5.61-2.28-0.97-3.3-8.47-0.652.65-25.81-8.466.81-5.3
0000000000000000000000000000
0.260.961.56-2.530.6-0.39-0.62-0.790.92-0.33-0.20.24-0.04-0.092.612.93.363.57-0.77-4.26-0.893.61.194.22-2.81-1.71-0.65.02
0.100000000.011.320.050.110.24001.500000-0.24-0.01-0-01.7100
0.340.921.54-2.3410.06-0.04-0.64-1.211.340.35-0.25-0.040.23-0.62.614.193.363.02-1.6-4.86-3.73-0.09-5.151.4-6.58-1.77-4.940.33
0-0-0.020.199.460.35-0.02-0.420.46-0.460.03-0.020.18-0.2000-0.56-0.83-0.61-2.84-3.44-5.73-2.12-2.38-0.67-1.99-1.82
-22,678-29,336-7400000-58,685-171,782-140,226-366,950-141,796-305,1700-199,796000000-595,420-696,485-1.39 M-1.1 M-2.35 M-2.87 M
0.090.180.64-1.740.120.220.891.332.63.174.983.35-0.536.5319.937.2322.0516.547.0715.2710.5126.667.9620.219.3934.081.288.72
-265,620-795,552-1.03 M2.18 M-52,391-462,778-2.47 M-55,448-1.75 M1.44 M3.64 M-1.31 M-5.06 M-2.72 M8.35 M-4.88 M9.22 M3.84 M-2.77 M5.45 M2.52 M19.65 M-1.71 M1.12 M27.67 M29.02 M-17.17 M-2.5 M
0000000000000000000000000000

Bank CIMB Niaga Tbk PT stock margins

The Bank CIMB Niaga Tbk PT margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bank CIMB Niaga Tbk PT. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bank CIMB Niaga Tbk PT.
  • 3 years

  • 5 years

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  • 25 Years

  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bank CIMB Niaga Tbk PT's sales revenue. A higher gross margin percentage indicates that the Bank CIMB Niaga Tbk PT retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bank CIMB Niaga Tbk PT's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bank CIMB Niaga Tbk PT's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bank CIMB Niaga Tbk PT's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bank CIMB Niaga Tbk PT. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bank CIMB Niaga Tbk PT's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bank CIMB Niaga Tbk PT Margin History

DateBank CIMB Niaga Tbk PT Profit margin
2026e35.42 %
2025e34.22 %
2024e32.75 %
202323.2 %
202220.17 %
202117.44 %
20208.09 %
201914.04 %
201814.41 %
201712.48 %
20168.5 %
20151.71 %
20149.88 %
201320.08 %
201221.74 %
201118.33 %
201018.1 %
200912.12 %
20086.13 %
200715.44 %
200612.73 %
200513.2 %
200420.43 %

Bank CIMB Niaga Tbk PT Stock Sales Revenue, EBIT, Earnings per Share

The Bank CIMB Niaga Tbk PT earnings per share therefore indicates how much revenue Bank CIMB Niaga Tbk PT has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

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  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Bank CIMB Niaga Tbk PT earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bank CIMB Niaga Tbk PT's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bank CIMB Niaga Tbk PT’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bank CIMB Niaga Tbk PT's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bank CIMB Niaga Tbk PT Revenue, EBIT and net profit per share

DateBank CIMB Niaga Tbk PT Sales per ShareBank CIMB Niaga Tbk PT Earnings per Share
2026e991.06 undefined351.02 undefined
2025e873.82 undefined299.04 undefined
2024e816.36 undefined267.33 undefined
20231,118.11 undefined259.45 undefined
20221,002.34 undefined202.21 undefined
2021942.95 undefined164.48 undefined
2020997.34 undefined80.73 undefined
20191,041.53 undefined146.21 undefined
2018969.28 undefined139.67 undefined
2017949.84 undefined118.56 undefined
2016974.64 undefined82.83 undefined
2015998.24 undefined17.02 undefined
2014943.55 undefined93.21 undefined
2013848.38 undefined170.4 undefined
2012774.81 undefined168.44 undefined
2011691.58 undefined126.76 undefined
2010577.8 undefined104.58 undefined
2009531.11 undefined64.36 undefined
2008439.76 undefined26.95 undefined
2007396.68 undefined61.23 undefined
2006376.1 undefined47.88 undefined
2005441.84 undefined58.33 undefined
2004362.04 undefined73.95 undefined

Bank CIMB Niaga Tbk PT business model

CIMB Niaga Tbk PT is an Indonesian universal bank headquartered in Jakarta. The bank was established in 1955 as Bank Niaga and initially focused on trade finance services. In 2007, Bank Niaga was acquired by Malaysia's CIMB Group and rebranded as CIMB Niaga. Since then, the company has grown to become one of the leading banks in Indonesia, offering a wide range of financial services. CIMB Niaga's business model is centered around meeting the financial needs of companies and individuals in Indonesia. The bank offers various products and services including loans, deposits, payments, investment banking, asset management, and insurance. Its target customers include large corporations, medium-sized enterprises, small businesses, and individual customers. CIMB Niaga operates through different divisions, each focusing on specific business areas. The key divisions include corporate banking, retail banking, and commercial banking. Corporate banking caters to large companies, providing financing solutions and advisory services for mergers and acquisitions, corporate finance, and capital market transactions. Retail banking focuses on individual customers, offering credit cards, deposits, loans, and insurance. Commercial banking provides products and services to small and medium-sized enterprises, such as check and transfer services, loans, and leasing agreements. CIMB Niaga also has a strong presence in investment banking in Indonesia, specializing in advisory and underwriting of equity and bond issuances. Another important segment for the bank is asset management, which focuses on a wide range of investment classes including stocks, bonds, investment funds, and alternative investments. In recent years, CIMB Niaga has expanded its online presence, offering customers a digital platform for online banking and payments. These enhanced services enable customers to conduct digital banking transactions quickly and easily, such as transfers and credit card payments. In summary, CIMB Niaga Tbk PT is one of the leading banks in Indonesia, catering to the needs of a diverse customer base. The bank offers a variety of financial products and services and has a strong presence in investment banking and asset management. Its extensive industry experience and expertise have made CIMB Niaga an important player in the Indonesian financial sector. Bank CIMB Niaga Tbk PT is one of the most popular companies on Eulerpool.com.

Bank CIMB Niaga Tbk PT SWOT Analysis

Strengths

1. Established presence: Bank CIMB Niaga Tbk PT has a strong and well-established presence in the Indonesian banking industry.

2. Diversified product portfolio: The bank offers a wide range of banking and financial products, including personal banking, corporate banking, and investment services.

3. Strong customer base: Bank CIMB Niaga Tbk PT has a large and loyal customer base, which provides stability and potential for growth.

Weaknesses

1. Limited geographical reach: The bank's presence is mainly focused in Indonesia, which may restrict its growth opportunities in other markets.

2. Reliance on traditional banking: Bank CIMB Niaga Tbk PT relies heavily on traditional banking services and may lag behind competitors in adopting digital banking technologies.

3. Lack of international presence: Unlike some of its competitors, the bank has limited international operations, which may hinder its ability to tap into global markets.

Opportunities

1. Growing Indonesian economy: The bank can leverage the country's expanding economy to attract new customers and offer innovative financial solutions.

2. Increasing demand for digital banking: By embracing digital transformation, Bank CIMB Niaga Tbk PT can tap into the growing demand for digital banking services and enhance customer experience.

3. Strategic partnerships: Collaborating with fintech firms or other financial institutions can enable the bank to expand its product offerings and reach a wider customer base.

Threats

1. Intense competition: The bank faces fierce competition from other well-established banks as well as emerging fintech companies that offer innovative financial solutions.

2. Economic uncertainty: Any fluctuations in the Indonesian economy may impact the bank's profitability and loan portfolio quality.

3. Regulatory challenges: Compliance with constantly evolving banking regulations can pose challenges and increase operating costs for Bank CIMB Niaga Tbk PT.

Bank CIMB Niaga Tbk PT Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Bank CIMB Niaga Tbk PT historical P/E ratio, EBIT, and P/S ratio.

Bank CIMB Niaga Tbk PT shares outstanding

The number of shares was Bank CIMB Niaga Tbk PT in 2023 — This indicates how many shares 24.954 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Bank CIMB Niaga Tbk PT earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bank CIMB Niaga Tbk PT's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bank CIMB Niaga Tbk PT’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bank CIMB Niaga Tbk PT's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bank CIMB Niaga Tbk PT Stock splits

In Bank CIMB Niaga Tbk PT's history, there have been no stock splits.

Bank CIMB Niaga Tbk PT dividend history and estimates

In 2023, Bank CIMB Niaga Tbk PT paid a dividend amounting to 115.16 IDR. Dividend means that Bank CIMB Niaga Tbk PT distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for Bank CIMB Niaga Tbk PT provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Bank CIMB Niaga Tbk PT’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Bank CIMB Niaga Tbk PT's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Bank CIMB Niaga Tbk PT Dividend History

DateBank CIMB Niaga Tbk PT Dividend
2026e122.35 undefined
2025e122.27 undefined
2024e122.84 undefined
2023115.16 undefined
202294.07 undefined
202144.06 undefined
202055.39 undefined
201927.93 undefined
201823.89 undefined
20117.95 undefined
200912.52 undefined
200811.17 undefined
200729.36 undefined
200611.51 undefined
200518.03 undefined
20046.6 undefined

Bank CIMB Niaga Tbk PT dividend payout ratio

In 2023, Bank CIMB Niaga Tbk PT had a payout ratio of 47.31%. The payout ratio indicates the percentage of the company's profits that Bank CIMB Niaga Tbk PT distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Bank CIMB Niaga Tbk PT represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Bank CIMB Niaga Tbk PT could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Bank CIMB Niaga Tbk PT's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Bank CIMB Niaga Tbk PT Payout Ratio History

DateBank CIMB Niaga Tbk PT Payout ratio
2026e44.06 %
2025e44.68 %
2024e40.21 %
202347.31 %
202246.52 %
202126.79 %
202068.62 %
201919.11 %
201817.1 %
201747.31 %
201647.31 %
201547.31 %
201447.31 %
201347.31 %
201247.31 %
20116.27 %
201047.31 %
200919.46 %
200841.44 %
200747.95 %
200624.04 %
200530.92 %
20048.92 %
Unfortunately, there are currently no price targets and forecasts available for Bank CIMB Niaga Tbk PT.

Bank CIMB Niaga Tbk PT latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/201013.5 21.51  (59.31 %)2010 Q1
12/31/20099.6 17.07  (77.75 %)2009 Q4
9/30/200910.41 18.73  (80.03 %)2009 Q3
6/30/200915.15 17.78  (17.32 %)2009 Q2
12/31/200825.64 3.61  (-85.94 %)2008 Q4
9/30/200815.46 6.61  (-57.25 %)2008 Q3
6/30/200816.77 8.98  (-46.47 %)2008 Q2
12/31/200715.04 14.33  (-4.7 %)2007 Q4
9/30/200715.82 14.72  (-6.93 %)2007 Q3
6/30/200716.29 16.42  (0.82 %)2007 Q2
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Eulerpool ESG Scorecard© for the Bank CIMB Niaga Tbk PT stock

Eulerpool World ESG Rating (EESG©)

80/ 100

🌱 Environment

99

👫 Social

79

🏛️ Governance

63

Environment

Scope 1 - Direct Emissions
1,411.18
Scope 2 - Indirect emissions from purchased energy
24,921.36
Scope 3 - Indirect emissions within the value chain
1,250.64
Total CO₂ emissions
26,332.54
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees51
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Bank CIMB Niaga Tbk PT list of shareholders

%
Name
Stocks
Change
Date
91.49860 % CIMB Group Sdn. Bhd.22,991,336,581012/31/2023
1.09097 % Government of Norway274,133,131274,133,13112/31/2023
1.09083 % Norges Bank Investment Management (NBIM)274,099,419-19,479,96312/31/2023
1.01641 % PT Commerce Kapital255,399,748012/31/2023
0.34014 % Santa Lucia Asset Management Pte. Ltd.85,468,900012/31/2023
0.31838 % CIM Investment Management Ltd.80,000,000-6,000,00012/31/2023
0.26684 % Sundjoto (Johan)67,050,000-5,650,00012/31/2023
0.14468 % PT Manulife Aset Manajemen Indonesia36,355,4007,982,80012/31/2023
0.13133 % Chandra (Eddo)33,000,0003,000,00012/31/2023
0.10524 % Mellon Investments Corporation26,443,700-2,441,60012/31/2023
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Most common questions regarding Bank CIMB Niaga Tbk PT

What values and corporate philosophy does Bank CIMB Niaga Tbk PT represent?

Bank CIMB Niaga Tbk PT represents values of integrity, customer focus, and innovation. With a strong commitment to providing exceptional financial services, the company prioritizes ethical practices and transparency in all its operations. Enthusiasm for customer satisfaction drives Bank CIMB Niaga Tbk PT to continuously improve and offer innovative solutions tailored to meet the unique needs of its clients. By embracing a customer-centric approach and fostering a culture of continuous learning and development, the company strives to be the preferred banking partner for individuals as well as businesses. Through its values and corporate philosophy, Bank CIMB Niaga Tbk PT aims to deliver sustainable growth and become a trusted financial institution.

In which countries and regions is Bank CIMB Niaga Tbk PT primarily present?

Bank CIMB Niaga Tbk PT is primarily present in Indonesia and operates as one of the leading banking institutions in the country.

What significant milestones has the company Bank CIMB Niaga Tbk PT achieved?

Some significant milestones that Bank CIMB Niaga Tbk PT has achieved include: 1. Expansion of branch network: Bank CIMB Niaga has expanded its branch network significantly, increasing its presence across Indonesia. This expansion has allowed the bank to cater to a larger customer base and offer its services more conveniently. 2. Merger with LippoBank: In 2008, Bank CIMB Niaga successfully merged with LippoBank, creating one of the largest banks in Indonesia. This merger enhanced the bank's market share and financial capabilities, strengthening its position in the industry. 3. Launch of innovative digital banking solutions: Bank CIMB Niaga has been at the forefront of digital banking in Indonesia, introducing digital services and solutions to make banking more accessible and convenient for its customers. These initiatives have played a significant role in the bank's growth and customer satisfaction. 4. Award recognition: Bank CIMB Niaga has received numerous awards and accolades for its exceptional performance and contributions to the banking sector. These recognitions validate the bank's commitment to excellence and its position as a leading financial institution in Indonesia. 5. Corporate social responsibility: Bank CIMB Niaga has actively engaged in various corporate social responsibility initiatives, focusing on education, environment, and community welfare. Through these initiatives, the bank has made a positive impact on society while exemplifying its commitment to sustainable development. Please note that the answer above may exceed 100 words.

What is the history and background of the company Bank CIMB Niaga Tbk PT?

Bank CIMB Niaga Tbk PT is an Indonesian bank with a rich history and extensive background. It was established in 1955 and has since grown to become one of the leading financial institutions in the country. The bank primarily focuses on providing a comprehensive range of banking services, including personal, business, and Islamic banking, to its vast customer base. Over the years, Bank CIMB Niaga Tbk PT has built a strong reputation for its commitment to innovation, customer-centric approach, and strategic partnerships. With its deep roots in the Indonesian market, the company continues to play a pivotal role in driving the growth and development of the banking sector in the region.

Who are the main competitors of Bank CIMB Niaga Tbk PT in the market?

The main competitors of Bank CIMB Niaga Tbk PT in the market include Bank Mandiri, Bank Central Asia (BCA), Bank Rakyat Indonesia (BRI), and Bank Tabungan Negara (BTN). These banks compete in various segments of the financial market, offering similar products and services to cater to the needs of customers. Bank CIMB Niaga Tbk PT strives to differentiate itself through its diverse range of innovative banking solutions, customer-centric approach, and strong market presence.

In which industries is Bank CIMB Niaga Tbk PT primarily active?

Bank CIMB Niaga Tbk PT is primarily active in the banking industry.

What is the business model of Bank CIMB Niaga Tbk PT?

The business model of Bank CIMB Niaga Tbk PT focuses on providing comprehensive banking services to various customer segments. The company offers a wide range of financial products and services, including retail banking, corporate banking, treasury, and international banking. Through its extensive branch network and digital banking platforms, Bank CIMB Niaga aims to cater to the diverse needs of individuals, businesses, and institutions. By offering innovative and customer-centric solutions, the company strives to enhance financial inclusion and contribute to the economic growth of Indonesia. Bank CIMB Niaga's business model emphasizes strong customer relationships and sustainable growth within the banking industry.

What is the P/E ratio of Bank CIMB Niaga Tbk PT 2024?

The Bank CIMB Niaga Tbk PT P/E ratio is 7.04.

What is the P/S ratio of Bank CIMB Niaga Tbk PT 2024?

The Bank CIMB Niaga Tbk PT P/S ratio is 2.31.

What is the AlleAktien quality score of Bank CIMB Niaga Tbk PT?

The AlleAktien quality score for Bank CIMB Niaga Tbk PT is 3/10.

What is the revenue of Bank CIMB Niaga Tbk PT 2024?

The expected Bank CIMB Niaga Tbk PT revenue is 20.51 T IDR.

How high is the profit of Bank CIMB Niaga Tbk PT 2024?

The expected Bank CIMB Niaga Tbk PT profit is 6.72 T IDR.

What is the business model of Bank CIMB Niaga Tbk PT

Bank CIMB Niaga Tbk PT is a leading bank in Indonesia and offers a wide range of financial services to meet the needs of its customers. The company is part of the international CIMB group and has an extensive network of branches and ATMs throughout Indonesia. The company's business model includes several divisions, including retail banking, commercial banking, corporate banking, and investment banking. Each division aims to meet the needs and requirements of different customer segments. In retail banking, the company offers various products and services, including credit cards, debit cards, savings accounts, and insurance. There is also a wide range of credit options, such as consumer loans, car loans, and home loans. Commercial banking primarily targets small and medium-sized enterprises and offers various products and services to help them grow their business. This includes loans, trade financing, and cash management solutions. In corporate banking, the company provides specialized services to meet the needs of large companies. These services include project financing, structured financing, trade and export financing, and treasury services. Investment banking offers services in capital market transactions to assist companies in raising capital. This includes structuring bond issuances, equity issuances, and equity placements. In addition to these divisions, Bank CIMB Niaga also offers specialized services such as wealth management and private banking to cater to affluent customers. There are also special programs like CIMB Niaga Syariah that are tailored to the needs of customers who prefer sustainability and social responsibility. Overall, Bank CIMB Niaga's business model aims to provide a comprehensive range of financial services to meet customer needs. By diversifying its divisions and services, the company is able to fulfill a wide spectrum of customer needs and solidify its growth in the financial sector in Indonesia. In terms of SEO optimization, it is important to incorporate relevant keywords into the text to improve rankings on search engines. This may include terms like "Bank CIMB Niaga Tbk PT," "Indonesia financial services," and "Retail Banking Indonesia." To engage readers, the text should be written in a professional and factual tone.

What is the Bank CIMB Niaga Tbk PT dividend?

Bank CIMB Niaga Tbk PT pays a dividend of 94.07 IDR distributed over payouts per year.

How often does Bank CIMB Niaga Tbk PT pay dividends?

The dividend cannot currently be calculated for Bank CIMB Niaga Tbk PT or the company does not pay out a dividend.

What is the Bank CIMB Niaga Tbk PT ISIN?

The ISIN of Bank CIMB Niaga Tbk PT is ID1000098007.

What is the Bank CIMB Niaga Tbk PT WKN?

The WKN of Bank CIMB Niaga Tbk PT is A0CA1P.

What is the Bank CIMB Niaga Tbk PT ticker?

The ticker of Bank CIMB Niaga Tbk PT is BNGA.JK.

How much dividend does Bank CIMB Niaga Tbk PT pay?

Over the past 12 months, Bank CIMB Niaga Tbk PT paid a dividend of 115.16 IDR . This corresponds to a dividend yield of about 6.08 %. For the coming 12 months, Bank CIMB Niaga Tbk PT is expected to pay a dividend of 122.27 IDR.

What is the dividend yield of Bank CIMB Niaga Tbk PT?

The current dividend yield of Bank CIMB Niaga Tbk PT is 6.08 %.

When does Bank CIMB Niaga Tbk PT pay dividends?

Bank CIMB Niaga Tbk PT pays a quarterly dividend. This is distributed in the months of May, May, May, May.

How secure is the dividend of Bank CIMB Niaga Tbk PT?

Bank CIMB Niaga Tbk PT paid dividends every year for the past 9 years.

What is the dividend of Bank CIMB Niaga Tbk PT?

For the upcoming 12 months, dividends amounting to 122.27 IDR are expected. This corresponds to a dividend yield of 6.45 %.

In which sector is Bank CIMB Niaga Tbk PT located?

Bank CIMB Niaga Tbk PT is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Bank CIMB Niaga Tbk PT kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bank CIMB Niaga Tbk PT from 5/3/2024 amounting to 122.67 IDR, you needed to have the stock in your portfolio before the ex-date on 4/22/2024.

When did Bank CIMB Niaga Tbk PT pay the last dividend?

The last dividend was paid out on 5/3/2024.

What was the dividend of Bank CIMB Niaga Tbk PT in the year 2023?

In the year 2023, Bank CIMB Niaga Tbk PT distributed 94.07 IDR as dividends.

In which currency does Bank CIMB Niaga Tbk PT pay out the dividend?

The dividends of Bank CIMB Niaga Tbk PT are distributed in IDR.

All fundamentals about Bank CIMB Niaga Tbk PT

Our stock analysis for Bank CIMB Niaga Tbk PT Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bank CIMB Niaga Tbk PT Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.