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Overview
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Banco de Credito e Inversiones stock price, quote, forecast and news

BCI.SN
CLP321331116

Price

27,990.00 CLP
Today +/-
+0.13 CLP
Today %
+0.50 %
P

Banco de Credito e Inversiones stock price

CLP
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Banco de Credito e Inversiones stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Banco de Credito e Inversiones stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Banco de Credito e Inversiones stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Banco de Credito e Inversiones's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Banco de Credito e Inversiones Stock Price History

DateBanco de Credito e Inversiones Price
9/5/202427,990.00 CLP
9/4/202427,850.00 CLP
9/3/202428,300.00 CLP
9/2/202428,187.00 CLP
8/30/202427,990.00 CLP
8/29/202428,250.00 CLP
8/28/202428,000.00 CLP
8/27/202428,000.00 CLP
8/26/202428,412.00 CLP
8/23/202428,400.00 CLP
8/22/202428,300.00 CLP
8/21/202428,905.00 CLP
8/20/202428,800.00 CLP
8/19/202428,799.00 CLP
8/16/202428,877.00 CLP
8/14/202428,750.00 CLP
8/13/202428,597.00 CLP
8/12/202428,100.00 CLP
8/9/202427,500.00 CLP

Banco de Credito e Inversiones Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Banco de Credito e Inversiones, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banco de Credito e Inversiones from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banco de Credito e Inversiones’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banco de Credito e Inversiones. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banco de Credito e Inversiones’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banco de Credito e Inversiones’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banco de Credito e Inversiones’s growth potential.

Banco de Credito e Inversiones Revenue, EBIT and net profit per share

DateBanco de Credito e Inversiones RevenueBanco de Credito e Inversiones Net Income
2026e3.28 T CLP952 B CLP
2025e3.03 T CLP855.63 B CLP
2024e2.79 T CLP781.46 B CLP
20232.43 T CLP682.47 B CLP
20225.07 T CLP820.82 B CLP
20210 CLP520.39 B CLP
20200 CLP317.45 B CLP
20190 CLP402.65 B CLP
20180 CLP395.79 B CLP
20170 CLP371.4 B CLP
20160 CLP340.12 B CLP
20150 CLP330.82 B CLP
20140 CLP342.97 B CLP
20130 CLP300.29 B CLP
20120 CLP271.26 B CLP
20110 CLP261.27 B CLP
20100 CLP222.08 B CLP
20090 CLP160.77 B CLP
20080 CLP192.2 B CLP
20070 CLP147.42 B CLP
20060 CLP129.05 B CLP
20050 CLP107.9 B CLP
20040 CLP91.89 B CLP

Banco de Credito e Inversiones Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (T CLP)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (T CLP)EBIT (T CLP)EBIT MARGIN (%)NET INCOME (B CLP)NET INCOME GROWTH (%)DIV. (CLP)DIV. GROWTH (%)SHARES (M)DOCUMENTS
19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
000000000000000000000000005.072.432.793.033.28
----------------------------52.1814.828.918.14
--------------------------43.15----
000000000000000000000000002.190000
000000000000000000000000000.9301.51.641.12
-------------------------------
24.6331.3434.4125.1837.8853.8858.0575.5291.89107.9129.05147.42192.2160.77222.08261.27271.26300.29342.97330.82340.12371.4395.79402.65317.45520.39820.82682.47781.46855.63952
-27.249.78-26.8350.4642.227.7530.1021.6717.4319.5914.2430.37-16.3538.1317.653.8210.7114.21-3.542.819.206.571.73-21.1663.9357.73-16.8614.519.4911.26
-------------------------------
-------------------------------
13056130130130130133133134134134134130131134134132134134134148152153163156142193.25187.54000
-------------------------------
Details

Keystats

Revenue and Growth

The Banco de Credito e Inversiones Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Banco de Credito e Inversiones is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (T CLP)RECEIVABLES (M CLP)OTHER REC. (M CLP)INVENTORIES (M CLP)OTHER CURRENT LIAB. (T CLP)CURRENT ASSETS (T CLP)TANGIBLE ASSETS (B CLP)LONG-T. INVEST. (B CLP)LONG-T. REC. (B CLP)INTANGIBLE ASSETS (B CLP)GOODWILL (B CLP)OTHER NON-CURRENT ASSETS (B CLP)NON-CURRENT ASSETS (T CLP)TOTAL ASSETS (T CLP)LIABILITIESCOMMON STOCK (T CLP)ADDITIONAL PAID-IN CAPITAL (M CLP)RETAINED EARNINGS (B CLP)OTHER EQUITY (B CLP)UNREAL. GAINS/LOSSES (B CLP)EQUITY (T CLP)LIABILITIES (B CLP)PROVISIONS (B CLP)OTHER SHORT-TERM LIAB. (B CLP)SHORT-TERM DEBTS (T CLP)LONG-TERM DEBT PORTION (T CLP)SHORT-TERM REC. (T CLP)LONG-T. LIAB. (T CLP)DEFERRED TAXES (B CLP)OTHER LIAB. (T CLP)LONG-T. LIABILITIES (T CLP)DEBT (T CLP)TOTAL CAPITAL (T CLP)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                       
0000000000000000000000000012.960
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
000000000000000000000000002.170
0000000000000000000000000015.130
61.7971.0879.1586.8295.9992.690.295.06107.59112.17143.48161.32188.78202.64208.41206.41205.06233.02230.79282.56279.5270.29281.24481.54456.02441.76401.99397.5
2.3217.572.265.756.718.79.397.2610.5412.8225.1639.0849.847.8352.0461.3867.2480.09101.09170.1187.96207.7244.7427.8226.6332.76175.74163.14
00000000000000000000000000138.070
0000000000071.9473.1378.9275.9578.480.9783.3591.03114.72118.98126.92173.79259.71243.76264.38255.78287.91
000000000000000000060.8358.5448.98208.41144.51151.51176.58155.23158.64
0000000000034.424.2723.9634.8947.5560.1156.8574.08203.69142.9248.16190.12103.33211.22251.2482.71492.46
0.060.090.080.090.10.10.10.10.120.120.170.310.340.350.370.390.410.450.50.830.790.70.91.021.091.171.611.5
0.060.090.080.090.10.10.10.10.120.120.170.310.340.350.370.390.410.450.50.830.790.70.91.021.091.1716.741.5
                                                       
0.090.110.140.170.190.220.260.290.350.410.50.560.560.810.881.031.21.381.551.782.282.493.133.393.663.864.235.38
0000000000000000000000000000
24.6331.3434.4125.1837.8853.8858.0575.5291.89107.9129.04203.42208.5477.59150.26182.89189.88210.21240.08231.68238.23260.09277.17281.96215.57364.38547.94477.73
00000000000000000-11.914.4814.593.09-32.4663.5179.24-55.74545.44643.45714.99
0000.470.931.971.911.321.45-1.533.27-1.34-6.0411.426.6212.1727.91.939.28-27.380.176.8-18.0635.4877.97-272.14-641.24-510.63
0.120.140.170.190.230.280.320.370.440.510.630.770.770.91.041.221.421.581.822.522.733.463.793.894.54.786.07
0000000000021.1463.57292.98184.44157.09248.9666.28870.33255.8132.51109.34213.56200.98201.44258.69330.14429.96
00000000000000000000000000167.640
0000000000000031.05003.0323.8303.447.48157.311.249.07141.5417.4933.66
0.660.670.960.931.11.111.441.781.921.742.152.593.042.732.783.654.570.390.450.480.820.890.560.920.360.151.892.26
000000000000000000.310.070.140.520.360.550.120.56.381.031.47
0.660.670.960.931.11.111.441.781.921.742.152.613.13.0233.814.811.371.420.881.481.361.481.241.076.933.434.2
000000000000000004.124.936.186.467.088.9312.0314.2910.5516.1115.63
0000000000025.5122.7131.1534.1137.0544.6140.245.3142.610.480.980.8423.8322.190.931.612.11
0.160.110.170.120.260.290.340.40.670.670.650.390.781.280.811.120.811.512.792.232.192.492.935.77.318.6611.5311.15
0.160.110.170.120.260.290.340.40.670.670.650.420.81.310.851.160.855.677.768.458.659.5711.8617.7521.6319.2127.6426.78
0.820.791.141.051.351.41.782.182.592.412.83.023.94.333.844.975.677.049.189.3310.1310.9313.3418.9922.726.1431.0730.98
0.940.931.311.241.581.682.092.553.032.923.433.794.675.234.886.197.098.6210.9811.3312.6513.6616.822.7826.5930.6435.8537.05
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Banco de Credito e Inversiones provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Banco de Credito e Inversiones's financial health and stability.

Assets

Banco de Credito e Inversiones's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Banco de Credito e Inversiones must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Banco de Credito e Inversiones after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Banco de Credito e Inversiones's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B CLP)DEPRECIATION (B CLP)DEFERRED TAXES (M CLP)CHANGES IN WORKING CAPITAL (T CLP)NON-CASH ITEM (B CLP)PAID INTEREST (T CLP)PAID TAXES (B CLP)NET CASH FLOW FROM OPERATING ACTIVITIES (T CLP)CAPITAL EXPENDITURES (M CLP)CASH FLOW FROM INVESTING ACTIVITIES (B CLP)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B CLP)INTEREST INCOME AND EXPENSES (M CLP)NET DEBT CHANGE (T CLP)NET CHANGE IN EQUITY (B CLP)CASH FLOW FROM FINANCING ACTIVITIES (T CLP)CASH FLOW FROM OTHER FINANCING ACTIVITIES (CLP)TOTAL DIVIDENDS PAID (M CLP)NET CHANGE IN CASH FLOW (T CLP)FREE CASH FLOW (M CLP)SHARE-BASED COMPENSATION (M CLP)
1999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
25.1837.8853.8858.0575.5291.89107.9129.04147.42192.2160.77222.08261.27271.26300.29413.97400.71424.89538.98519.65531.18342.2722.03911.9817.98
9.9111.1311.9712.8916.6915.6714.315.9426.0729.2226.936.7237.5238.8540.4340.8643.4555.1160.2867.43103.65109.01106.93113.64113.02
0000000000000000000000000
0.050.030.030.060.070.07-0.010.040.03-0.240.43-0.3-0.15-0.41-0.970.431.11-0.19-0.260.541.582.831.712.56-2.04
-10.866.7513.078.6119.3516.4325.04-10.8527.753.44111.5235.3560.9691.9692.13-613.62-1,108.46-946.65-822.67-1,231.43-1,085.32-1,474.35-1,536.54-2,209.12-1,887.41
000000000000000000.40.530.730.50.410.182.133.04
00000000000000-62.147169.8984.72167.55123.8128.44-73.5139.1309.64125.73
0.080.080.110.140.180.20.130.180.24-0.020.73-00.21-0.01-0.540.270.45-0.66-0.48-0.111.131.811.011.37-3
-11,376-9,503-3,858-6,790-11,644-16,645-12,076-35,822-18,275-37,662-45,604-55,493-109,519-20,316-69,401-55,409-65,566-33,778-108,335-132,591-113,898-99,307-90,561-90,959-132,222
-223.78-362.01-368.3-701.02-591.44-868.41-919.1-839.66-895.19-30.47-12.61-65.14-274.03-43.48-123.41-90.07-864.98151.76282.15-420.98-284.27283.2644.2-426.92788.47
-212.4-352.5-364.44-694.24-579.8-851.77-907.03-803.83-876.927.233-9.65-164.51-23.17-54.01-34.66-799.42185.54390.48-288.39-170.37382.56134.76-335.96920.69
0000000000000000000000000
0.010.330.380.610.530.890.591.050.470.07-0.160.090.250.490.710.160.440.50.40.610.480.040.46-0.24-0.55
0010.350.60.611.0100.23000000000275.410401.270000617.46
-00.320.370.580.50.860.5510.420-0.20.040.180.410.620.030.330.660.270.880.34-0.110.36-0.46-0.26
----------------------4,149.00-3,348.00-62,024.00-74,138.00
-11,311-10,185-18,226-26,555-28,070-35,709-43,984-54,097-54,373-61,294-46,464-50,695-72,175-86,073-91,565-135,039-108,702-110,803-123,565-131,192-135,893-141,616-104,138-157,445-253,256
-0.150.040.120.020.090.19-0.240.34-0.26-0.040.52-0.030.120.35-0.040.2-0.240.150.080.351.191.981.410.49-2.47
64,38372,335109,028130,998171,789178,651122,252143,121217,027-53,493685,103-57,869103,167-29,678-611,363212,064383,105-694,247-587,544-241,8481.02 M1.71 M914,8251.28 M-3.13 M
0000000000000000000000000

Banco de Credito e Inversiones stock margins

The Banco de Credito e Inversiones margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banco de Credito e Inversiones. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banco de Credito e Inversiones.
  • 3 years

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  • 25 Years

  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banco de Credito e Inversiones's sales revenue. A higher gross margin percentage indicates that the Banco de Credito e Inversiones retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banco de Credito e Inversiones's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banco de Credito e Inversiones's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banco de Credito e Inversiones's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banco de Credito e Inversiones. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banco de Credito e Inversiones's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banco de Credito e Inversiones Margin History

DateBanco de Credito e Inversiones Profit margin
2026e29.02 %
2025e28.2 %
2024e28.05 %
202328.13 %
202216.18 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Banco de Credito e Inversiones Stock Sales Revenue, EBIT, Earnings per Share

The Banco de Credito e Inversiones earnings per share therefore indicates how much revenue Banco de Credito e Inversiones has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

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  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Banco de Credito e Inversiones earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banco de Credito e Inversiones's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banco de Credito e Inversiones’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banco de Credito e Inversiones's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banco de Credito e Inversiones Revenue, EBIT and net profit per share

DateBanco de Credito e Inversiones Sales per ShareBanco de Credito e Inversiones Earnings per Share
2026e15,008.52 CLP4,354.89 CLP
2025e13,878.24 CLP3,914.05 CLP
2024e12,742.69 CLP3,574.79 CLP
202312,935.76 CLP3,638.96 CLP
202226,252.78 CLP4,247.49 CLP
20210 CLP3,664.73 CLP
20200 CLP2,034.96 CLP
20190 CLP2,470.21 CLP
20180 CLP2,586.89 CLP
20170 CLP2,443.44 CLP
20160 CLP2,298.11 CLP
20150 CLP2,468.8 CLP
20140 CLP2,559.49 CLP
20130 CLP2,241 CLP
20120 CLP2,054.97 CLP
20110 CLP1,949.76 CLP
20100 CLP1,657.28 CLP
20090 CLP1,227.28 CLP
20080 CLP1,478.48 CLP
20070 CLP1,100.17 CLP
20060 CLP963.02 CLP
20050 CLP805.25 CLP
20040 CLP685.75 CLP

Banco de Credito e Inversiones business model

Banco de Credito e Inversiones, also known as BCI, is a Chilean bank headquartered in Santiago de Chile. The bank was founded in 1937 and has become one of the most important banks in Latin America throughout its history. BCI's business model is based on a broad customer base, ranging from individuals to small and medium-sized enterprises to large corporations. The bank offers a variety of financial products and services, including deposits, loans, insurance, asset management, and investment banking. BCI operates various divisions, including retail banking, corporate banking, and investment banking. In retail banking, the company focuses on the needs of individual customers and offers them checking accounts, savings accounts, credit cards, and loans. In corporate banking, on the other hand, the offering is aimed at businesses and includes financing and capital market activities, asset management, as well as trade and currency transactions. In investment banking, BCI focuses on advising on mergers and acquisitions, capital raising, and structured financing. One of BCI's well-known products is the checking account "Cuenta Corriente," which is tailored to the mass market and includes numerous free services. In addition, the bank also offers a range of insurance products, including car insurance, household insurance, and trip cancellation insurance. BCI is also active in asset management, especially in the field of investment funds. The bank has a variety of funds that invest in various asset classes such as stocks, bonds, and commodities. BCI also offers customized asset management solutions for high-net-worth clients. In recent years, BCI has also invested in digital channels to meet the needs of its customers in an increasingly connected world. The bank has developed several mobile apps, including one for payments and one for online banking. In addition, BCI has partnered with PayPal to provide its customers with a fast and secure way to pay online. Overall, throughout its 80-year history, BCI has established itself as one of the leading banks in Chile and Latin America. With a wide range of financial products and services, as well as a strong presence in retail, corporate, and investment banking, BCI is well positioned to meet the needs of its customers and continue to succeed in the market. Banco de Credito e Inversiones is one of the most popular companies on Eulerpool.com.

Banco de Credito e Inversiones SWOT Analysis

Strengths

Banco de Credito e Inversiones (BCI) has a strong market presence and brand reputation, which allows it to attract a large customer base. The bank has a diverse portfolio of financial products and services catering to the needs of individuals, businesses, and institutions. BCI maintains a solid financial position with steady profitability and robust capital adequacy ratios. Furthermore, the bank has a strong technology infrastructure, enabling efficient and secure operations.

Weaknesses

One of BCI's weaknesses lies in its geographically-concentrated operations, primarily focused on the Chilean market. This narrow market focus may hinder the bank's opportunities for expansion and diversification. Additionally, BCI faces potential risks related to regulatory changes and compliance, which may increase its operational costs and impact its profitability. The bank also relies heavily on interest income, exposing it to fluctuations in interest rates.

Opportunities

BCI has several opportunities to capitalize on in the market. Firstly, the bank can explore potential partnerships or acquisitions to expand its operations to new markets and increase its customer base. Additionally, BCI can leverage its technological capabilities to further enhance its digital banking services, offering innovative products and improving customer experience. The growing demand for sustainable finance and responsible banking also presents an opportunity for BCI to develop and promote environmentally-friendly and socially-responsible financial solutions.

Threats

BCI faces several threats in the external environment. Intense competition in the banking industry, both from traditional banks and emerging fintech companies, creates challenges for BCI to differentiate itself and retain its market share. Economic downturns or financial crises could also impact the bank's profitability and asset quality. In addition, regulatory changes or political instability in Chile or other markets where BCI operates may pose risks to its operations and financial performance.

Banco de Credito e Inversiones Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Banco de Credito e Inversiones historical P/E ratio, EBIT, and P/S ratio.

Banco de Credito e Inversiones shares outstanding

The number of shares was Banco de Credito e Inversiones in 2023 — This indicates how many shares 187.545 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Banco de Credito e Inversiones earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banco de Credito e Inversiones's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banco de Credito e Inversiones’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banco de Credito e Inversiones's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banco de Credito e Inversiones Stock splits

In Banco de Credito e Inversiones's history, there have been no stock splits.

Banco de Credito e Inversiones dividend history and estimates

In 2023, Banco de Credito e Inversiones paid a dividend amounting to 1,500 CLP. Dividend means that Banco de Credito e Inversiones distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for Banco de Credito e Inversiones provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Banco de Credito e Inversiones’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Banco de Credito e Inversiones's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Banco de Credito e Inversiones Dividend History

DateBanco de Credito e Inversiones Dividend
2026e1,695.97 CLP
2025e1,697.28 CLP
2024e1,701.57 CLP
20231,500 CLP
2022932.59 CLP
2021616.75 CLP
2020839.11 CLP
2019805.29 CLP
2018837.18 CLP
2017788.64 CLP
2016775.46 CLP
2015761 CLP
2014945.62 CLP
2013641.48 CLP
2012602.77 CLP
2011505.38 CLP
2010354.95 CLP
2009325.2 CLP
2008428.99 CLP
2007380.55 CLP
2006345.96 CLP
2005290.6 CLP
2004235.25 CLP

Banco de Credito e Inversiones dividend payout ratio

In 2023, Banco de Credito e Inversiones had a payout ratio of 26.67%. The payout ratio indicates the percentage of the company's profits that Banco de Credito e Inversiones distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Banco de Credito e Inversiones represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Banco de Credito e Inversiones could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Banco de Credito e Inversiones's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Banco de Credito e Inversiones Payout Ratio History

DateBanco de Credito e Inversiones Payout ratio
2026e23.99 %
2025e23.48 %
2024e21.82 %
202326.67 %
202221.96 %
202116.83 %
202041.23 %
201932.6 %
201832.36 %
201732.28 %
201633.74 %
201530.82 %
201436.95 %
201328.62 %
201229.33 %
201125.92 %
201021.42 %
200926.5 %
200829.02 %
200734.59 %
200635.92 %
200536.09 %
200434.31 %
Unfortunately, there are currently no price targets and forecasts available for Banco de Credito e Inversiones.

Banco de Credito e Inversiones latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20241,028.65 CLP976 CLP (-5.12 %)2024 Q2
3/31/2024942.93 CLP948.89 CLP (0.63 %)2024 Q1
12/31/2023895.37 CLP337 CLP (-62.36 %)2023 Q4
9/30/2023728.3 CLP1,094 CLP (50.21 %)2023 Q3
6/30/20231,092.62 CLP1,196 CLP (9.46 %)2023 Q2
3/31/2023651.87 CLP896.74 CLP (37.57 %)2023 Q1
12/31/20221,022.91 CLP1,492.79 CLP (45.94 %)2022 Q4
9/30/20221,057.48 CLP1,076.62 CLP (1.81 %)2022 Q3
6/30/20221,084.06 CLP1,224.75 CLP (12.98 %)2022 Q2
3/31/2022910.7 CLP1,088.94 CLP (19.57 %)2022 Q1
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Eulerpool ESG Scorecard© for the Banco de Credito e Inversiones stock

Eulerpool World ESG Rating (EESG©)

77/ 100

🌱 Environment

94

👫 Social

96

🏛️ Governance

41

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees51.464
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

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Banco de Credito e Inversiones list of shareholders

%
Name
Stocks
Change
Date
55.36 % Empresas Juan Yarur SpA121,017,77015,537,20912/31/2023
2.57 % Banchile Administradora General de Fondos S.A.5,625,248762,76412/31/2023
2.48 % A.F.P. Habitat S.A.5,416,072702,00512/31/2023
2.22 % Bci Asset Management Administradora General de Fondos S.A.4,862,484285,27112/31/2023
2.05 % AFP Cuprum S.A.4,487,156694,41212/31/2023
2.03 % AFP Capital S.A.4,443,1831,559,54412/31/2023
1.85 % AFP Provida S.A.4,051,822520,20512/31/2023
1.70 % Inversiones Cerro Sombrero Financiero SpA3,719,525477,54212/31/2023
1.49 % IMSA Financiera, SpA3,262,820418,90612/31/2023
1.40 % Inversiones Nueva Altamira, Ltda.3,059,664543,36012/31/2023
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Banco de Credito e Inversiones Executives and Management Board

Mr. Luis Enrique Yarur Rey
Banco de Credito e Inversiones Chairman of the Board
Compensation 951.56 M CLP
Mr. Miguel Angel Nacrur Gazali
Banco de Credito e Inversiones Independent Director
Compensation 395.92 M CLP
Mr. Jose Pablo Arellano Marin71
Banco de Credito e Inversiones Director
Compensation 395.01 M CLP
Mr. Klaus Hermann Rudolf Schmidt-Hebbel Dunker
Banco de Credito e Inversiones Independent Director
Compensation 385.16 M CLP
Mr. Mario Gomez Dubravcic
Banco de Credito e Inversiones Director
Compensation 302.95 M CLP
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Most common questions regarding Banco de Credito e Inversiones

What values and corporate philosophy does Banco de Credito e Inversiones represent?

Banco de Credito e Inversiones (BCI) represents values of integrity, excellence, and customer focus. With a strong corporate philosophy, BCI prioritizes long-term relationships with its clients, offering personalized and innovative financial solutions. The company values proactive communication, transparency, and responsible management, always aiming to exceed customer expectations. BCI utilizes its expertise to provide a wide range of banking services and products, embracing technology advancements to enhance efficiency and convenience for its customers. BCI's commitment to corporate social responsibility and sustainable development further underscores its dedication to contributing positively to the communities it serves.

In which countries and regions is Banco de Credito e Inversiones primarily present?

Banco de Credito e Inversiones (BCI) is primarily present in Chile.

What significant milestones has the company Banco de Credito e Inversiones achieved?

Banco de Credito e Inversiones (BCI) has achieved several significant milestones throughout its history. With over 85 years of experience, BCI has become one of Chile's leading banks. The company has seen tremendous growth in various areas, including its asset base, profitability, and market presence. BCI has expanded its operations internationally, establishing a presence in countries like Colombia, Peru, and the United States. Additionally, the bank has received numerous accolades for its financial performance and customer service, solidifying its reputation as a trusted banking institution. This consistent growth and recognition showcase BCI's commitment to delivering exceptional services and establishing a strong market position.

What is the history and background of the company Banco de Credito e Inversiones?

Banco de Credito e Inversiones (BCI) is a renowned financial institution with a rich history and background. Established in 1937 in Chile, BCI has grown to become one of the largest and most respected banks in the country. Over the years, it has demonstrated strength and stability, consistently providing quality financial services to its clients. BCI offers a comprehensive range of products and services, including banking, loans, insurance, and investments, catering to both individual and corporate customers. Through its commitment to innovation and customer satisfaction, Banco de Credito e Inversiones has built a strong reputation and continues to be a leading player in the financial sector.

Who are the main competitors of Banco de Credito e Inversiones in the market?

The main competitors of Banco de Credito e Inversiones in the market include other prominent banks such as Banco Santander, Banco de Chile, and BancoEstado. These banks compete in various financial services sectors, including retail banking, commercial banking, and wealth management. The intense competition among these banks drives innovation, pricing, and customer service improvements, ultimately benefiting customers by offering a wide range of options for their banking needs. Furthermore, Banco de Credito e Inversiones distinguishes itself by leveraging its strong reputation, extensive branch network, and diverse range of products and services to maintain a competitive edge in the market.

In which industries is Banco de Credito e Inversiones primarily active?

Banco de Credito e Inversiones (BCI) operates primarily in the financial sector. As one of Chile's largest banks, BCI provides a wide range of banking and financial services to individuals, businesses, and institutional clients. The bank offers services such as retail banking, commercial banking, corporate banking, investment banking, and asset management. With its extensive network of branches and subsidiaries, BCI serves customers across various sectors, including retail, agriculture, manufacturing, real estate, and more. BCI's diverse range of services and industry expertise positions it as a key player in the Chilean financial market.

What is the business model of Banco de Credito e Inversiones?

The business model of Banco de Credito e Inversiones (BCI) focuses on providing a comprehensive range of financial services to its clients. As a leading bank in Chile, BCI offers various products and services, including commercial and consumer banking, investment banking, asset management, insurance, and more. With a customer-centric approach, BCI aims to meet the diverse financial needs of individuals, businesses, and institutions. The bank's strong presence in Chile and select international markets enables it to deliver tailored solutions and maintain long-term relationships with its clients. BCI's business model emphasizes innovation, technological advancement, and a commitment to driving sustainable growth in the financial sector.

What is the P/E ratio of Banco de Credito e Inversiones 2024?

The Banco de Credito e Inversiones P/E ratio is 6.72.

What is the P/S ratio of Banco de Credito e Inversiones 2024?

The Banco de Credito e Inversiones P/S ratio is 1.88.

What is the AlleAktien quality score of Banco de Credito e Inversiones?

The AlleAktien quality score for Banco de Credito e Inversiones is 4/10.

What is the revenue of Banco de Credito e Inversiones 2024?

The expected Banco de Credito e Inversiones revenue is 2.79 T CLP.

How high is the profit of Banco de Credito e Inversiones 2024?

The expected Banco de Credito e Inversiones profit is 781.46 B CLP.

What is the business model of Banco de Credito e Inversiones

Banco de Credito e Inversiones (BCI) is a Chilean bank that was founded to meet the general public's requirements in the field of money management. BCI's business model can be divided into three main areas: corporate and retail customers, investment and wealth management services, and corporate and market services. The first part of BCI's business model focuses on corporate and retail customers. Here, the bank offers a wide range of services aimed at meeting the needs of its customers in their daily lives. The services include setting up bank accounts, savings and credit products, debit and credit cards, online banking services, insurance, and more. The bank also has a mobile app that makes it easier for customers to access their accounts and financial services. The second area of BCI's business model is investment and wealth management services. This area focuses on protecting and growing customers' wealth. The bank offers various investment products such as funds, stocks, bonds, derivatives, and more. BCI also works with financial advisors and experts to provide customers with comprehensive financial analysis and advice. Additionally, the bank offers wealth management services, where a team of experienced specialists manages the customer's assets to minimize risk while promoting strong growth. The third area of BCI's business model is corporate and market services. This area focuses on the needs of companies and large institutions. BCI offers a variety of financial services including corporate loans, trade financing, treasury services, equity and bond issuances, mergers and acquisitions transactions, and more. The bank also works closely with government and non-governmental organizations to help them achieve their goals. In summary, BCI's business model is focused on meeting the needs and requirements of various customers. The bank offers its customers a wide range of financial products and services aimed at fulfilling their needs and protecting and growing their wealth. The company also has a comprehensive online platform that makes it easier to access its services and enhances the customer experience.

What is the Banco de Credito e Inversiones dividend?

Banco de Credito e Inversiones pays a dividend of 932.59 CLP distributed over payouts per year.

How often does Banco de Credito e Inversiones pay dividends?

The dividend cannot currently be calculated for Banco de Credito e Inversiones or the company does not pay out a dividend.

What is the Banco de Credito e Inversiones ISIN?

The ISIN of Banco de Credito e Inversiones is CLP321331116.

What is the Banco de Credito e Inversiones ticker?

The ticker of Banco de Credito e Inversiones is BCI.SN.

How much dividend does Banco de Credito e Inversiones pay?

Over the past 12 months, Banco de Credito e Inversiones paid a dividend of 1,500 CLP . This corresponds to a dividend yield of about 5.36 %. For the coming 12 months, Banco de Credito e Inversiones is expected to pay a dividend of 1,697.28 CLP.

What is the dividend yield of Banco de Credito e Inversiones?

The current dividend yield of Banco de Credito e Inversiones is 5.36 %.

When does Banco de Credito e Inversiones pay dividends?

Banco de Credito e Inversiones pays a quarterly dividend. This is distributed in the months of April, May, April, May.

How secure is the dividend of Banco de Credito e Inversiones?

Banco de Credito e Inversiones paid dividends every year for the past 23 years.

What is the dividend of Banco de Credito e Inversiones?

For the upcoming 12 months, dividends amounting to 1,697.28 CLP are expected. This corresponds to a dividend yield of 6.06 %.

In which sector is Banco de Credito e Inversiones located?

Banco de Credito e Inversiones is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banco de Credito e Inversiones kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banco de Credito e Inversiones from 4/9/2024 amounting to 1,000 CLP, you needed to have the stock in your portfolio before the ex-date on 4/4/2024.

When did Banco de Credito e Inversiones pay the last dividend?

The last dividend was paid out on 4/9/2024.

What was the dividend of Banco de Credito e Inversiones in the year 2023?

In the year 2023, Banco de Credito e Inversiones distributed 932.595 CLP as dividends.

In which currency does Banco de Credito e Inversiones pay out the dividend?

The dividends of Banco de Credito e Inversiones are distributed in CLP.

All fundamentals about Banco de Credito e Inversiones

Our stock analysis for Banco de Credito e Inversiones Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco de Credito e Inversiones Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.