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CIELO SA Instituicao de Pagamento stock price, quote, forecast and news

CIEL3.SA
BRCIELACNOR3

Price

5.83 BRL
Today +/-
+0 BRL
Today %
+0 %
P

CIELO SA Instituicao de Pagamento stock price

BRL
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the CIELO SA Instituicao de Pagamento stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the CIELO SA Instituicao de Pagamento stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the CIELO SA Instituicao de Pagamento stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze CIELO SA Instituicao de Pagamento's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

CIELO SA Instituicao de Pagamento Stock Price History

DateCIELO SA Instituicao de Pagamento Price
8/30/20245.83 BRL
8/27/20245.83 BRL
8/26/20245.83 BRL
8/23/20245.83 BRL
8/22/20245.83 BRL
8/21/20245.82 BRL
8/20/20245.82 BRL
8/19/20245.82 BRL
8/16/20245.82 BRL
8/15/20245.83 BRL
8/14/20245.81 BRL
8/13/20245.80 BRL
8/12/20245.80 BRL

CIELO SA Instituicao de Pagamento Revenue, EBIT, Net Income

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  • 5 years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into CIELO SA Instituicao de Pagamento, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by CIELO SA Instituicao de Pagamento from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects CIELO SA Instituicao de Pagamento’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of CIELO SA Instituicao de Pagamento. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into CIELO SA Instituicao de Pagamento’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing CIELO SA Instituicao de Pagamento’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on CIELO SA Instituicao de Pagamento’s growth potential.

CIELO SA Instituicao de Pagamento Revenue, EBIT and net profit per share

DateCIELO SA Instituicao de Pagamento RevenueCIELO SA Instituicao de Pagamento EBITCIELO SA Instituicao de Pagamento Net Income
2026e13.08 B BRL3.62 B BRL2.16 B BRL
2025e12.53 B BRL3.56 B BRL2.02 B BRL
2024e11.95 B BRL3.45 B BRL2 B BRL
202310.6 B BRL3.51 B BRL2.09 B BRL
202210.69 B BRL2.96 B BRL1.57 B BRL
202111.69 B BRL1.69 B BRL970.47 M BRL
202011.19 B BRL918.35 M BRL490.25 M BRL
201911.35 B BRL1.91 B BRL1.55 B BRL
201811.69 B BRL3.68 B BRL3.14 B BRL
201711.6 B BRL4.32 B BRL4.06 B BRL
201612.3 B BRL4.6 B BRL4.01 B BRL
201511.12 B BRL4.39 B BRL3.51 B BRL
20147.73 B BRL3.43 B BRL3.22 B BRL
20136.73 B BRL3.25 B BRL2.67 B BRL
20125.43 B BRL2.78 B BRL2.32 B BRL
20114.21 B BRL2.17 B BRL1.81 B BRL
20103.99 B BRL2.37 B BRL1.83 B BRL
20093.45 B BRL2.1 B BRL1.53 B BRL
20082.88 B BRL2.02 B BRL1.39 B BRL
20072.4 B BRL1.28 B BRL884 M BRL
20061.95 B BRL903 M BRL658 M BRL
20051.61 B BRL539 M BRL356 M BRL

CIELO SA Instituicao de Pagamento Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B BRL)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B BRL)EBIT (B BRL)EBIT MARGIN (%)NET INCOME (B BRL)NET INCOME GROWTH (%)DIV. (BRL)DIV. GROWTH (%)SHARES (B)DOCUMENTS
20052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
1.611.952.42.883.453.994.215.436.737.7311.1212.311.611.6911.3511.1911.6910.6910.611.9512.5313.08
-20.5123.5019.6919.8315.885.4428.9424.0814.7343.9610.59-5.690.73-2.84-1.474.46-8.49-0.8612.754.864.33
57.4364.5267.9070.4072.8370.4466.1265.8762.1560.5152.2551.2750.2246.5835.9527.8429.0841.3747.08---
0.931.261.632.022.512.812.783.584.194.685.816.315.835.444.083.113.44.424.99000
0.540.91.282.022.12.372.172.783.253.434.394.64.323.681.910.921.692.963.513.453.563.62
33.4046.4353.1670.2361.0459.3951.4651.2448.2044.4039.5037.4237.2231.5216.858.2114.5027.7133.0728.8828.3927.70
0.360.660.881.391.531.831.812.322.673.223.514.014.063.141.550.490.971.572.0922.022.16
-84.8334.3557.6910.0419.23-1.0427.9015.5120.429.0414.071.27-22.58-50.73-68.3397.9661.7532.95-4.311.356.67
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2.722.722.722.722.72.712.712.722.712.383.262.722.722.722.722.722.722.722.71000
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Details

Keystats

Revenue and Growth

The CIELO SA Instituicao de Pagamento Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the CIELO SA Instituicao de Pagamento is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B BRL)RECEIVABLES (B BRL)OTHER REC. (B BRL)INVENTORIES (M BRL)OTHER CURRENT LIAB. (B BRL)CURRENT ASSETS (B BRL)TANGIBLE ASSETS (M BRL)LONG-T. INVEST. (M BRL)LONG-T. REC. (B BRL)INTANGIBLE ASSETS (B BRL)GOODWILL (B BRL)OTHER NON-CURRENT ASSETS (B BRL)NON-CURRENT ASSETS (B BRL)TOTAL ASSETS (B BRL)LIABILITIESCOMMON STOCK (B BRL)ADDITIONAL PAID-IN CAPITAL (M BRL)RETAINED EARNINGS (B BRL)OTHER EQUITY (M BRL)UNREAL. GAINS/LOSSES (M BRL)EQUITY (B BRL)LIABILITIES (B BRL)PROVISIONS (M BRL)OTHER SHORT-TERM LIAB. (B BRL)SHORT-TERM DEBTS (M BRL)LONG-TERM DEBT PORTION (B BRL)SHORT-TERM REC. (B BRL)LONG-T. LIAB. (B BRL)DEFERRED TAXES (M BRL)OTHER LIAB. (B BRL)LONG-T. LIABILITIES (B BRL)DEBT (B BRL)TOTAL CAPITAL (B BRL)
2005200620072008200920102011201220132014201520162017201820192020202120222023
                                     
0.650.7511.070.510.250.290.430.4241.252.666.020.673.210.130.350.140.07
0.010.010.020.161.180.020.060.30000062.9272.870.8479.192.9193.39
0.20.180.160.210.192.263.015.6000000.590.91.11.732.082.47
0000000000000000000
0.040.050.040.050.010.010.010.010.020.010.230.020.082.30.153.695.371.831.35
0.890.991.211.51.892.543.366.340.454.011.482.686.1166.4777.0775.7686.5496.9697.28
187183210213296360522503515724751.52640.1512.6580.79881.38986.76971.15950.94816.74
100000004659171.23179.83120.5119.06126.23121.89000
0.870.620.370.280.04000.020.020.020.040.040.041.051.161.181.311.371.14
0.010.090.130.050.040.080.091.011.081.2112.4111.8611.5111.2210.9510.419.739.078.78
00.030.040.020.020.050.140.9511.121.881.581.60.030.010.03000
0.10.070.090.130.680.740.971.221.541.872.052.52.631.641.592.041.861.870.25
1.1710.840.691.081.241.723.74.21517.316.816.4114.6414.7214.7713.8813.2710.99
2.051.992.052.192.973.775.0810.044.659.0118.7819.4822.5281.1191.7890.53100.42110.23108.27
                                     
0.080.080.080.080.080.10.260.5122.53.54.75.75.75.75.75.75.7
0000000000000000000
0.290.030.540.080.851.151.151.82.352.54.155.927.133.663.774.14.625.516.82
000000055613.4-71.3-73.4759.6212.72-223.77-330.85-164.03-162.66
0000000000000000000
0.370.110.610.160.931.251.412.33.364.56.669.3511.769.419.499.589.9911.0412.35
0.10.070.090.050.070.180.140.410.150.70.660.840.7652.8863.3461.7769.5377.8475.48
0000000000000242.63203.22277.04347.75405.74376.91
0.561.130.921.641.491.842.664.055.944.734.114.0959.013.033.875.011.761.911.98
0000000000000000000
0.01000000.020.170.274.833.292.922.831.030.920.042.913.624.73
0.681.21.011.681.552.022.824.636.3610.278.067.8562.657.1968.3367.174.5583.7882.57
0000000.131.952.222.5110.017.876.426.838.338.93.383.023
0000065308326345303.68224.33194.51115.2570.7634.8625.9600
1.020.680.430.350.550.560.70.871.071.241.441.693.783.951.951.892.22.310.39
1.020.680.430.350.550.560.843.123.624.0911.759.7910.3910.8910.3510.835.615.333.39
1.691.881.442.032.112.583.667.759.9814.3619.8117.6472.9968.0878.6877.9280.1689.1185.96
2.061.992.052.193.043.835.0710.0513.3418.8626.4826.9984.7477.4988.1787.590.15100.1598.32
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of CIELO SA Instituicao de Pagamento provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand CIELO SA Instituicao de Pagamento's financial health and stability.

Assets

CIELO SA Instituicao de Pagamento's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that CIELO SA Instituicao de Pagamento must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of CIELO SA Instituicao de Pagamento after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into CIELO SA Instituicao de Pagamento's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B BRL)DEPRECIATION (B BRL)DEFERRED TAXES (M BRL)CHANGES IN WORKING CAPITAL (M BRL)NON-CASH ITEM (B BRL)PAID INTEREST (B BRL)PAID TAXES (B BRL)NET CASH FLOW FROM OPERATING ACTIVITIES (B BRL)CAPITAL EXPENDITURES (M BRL)CASH FLOW FROM INVESTING ACTIVITIES (M BRL)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M BRL)INTEREST INCOME AND EXPENSES (M BRL)NET DEBT CHANGE (B BRL)NET CHANGE IN EQUITY (M BRL)CASH FLOW FROM FINANCING ACTIVITIES (B BRL)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B BRL)TOTAL DIVIDENDS PAID (M BRL)NET CHANGE IN CASH FLOW (B BRL)FREE CASH FLOW (M BRL)SHARE-BASED COMPENSATION (M BRL)
2005200620072008200920102011201220132014201520162017201820192020202120222023
00.991.352.132.332.752.73.514.044.815.436.026.094.662.490.951.52.463.35
00.140.130.130.160.190.240.320.390.430.90.970.950.961.091.231.10.970.91
00000000000000130000
656-283-441-976-1,734-1,621-1,384-2,922-2,985-3,909-5,379-3,749-2,820-3,513-2,173-828-2,490-6,354-4,154
00.050.11-0.220.220.220.230.340.550.511.891.891.311.570.940.861.670.940.84
00.050.040.030.020.0100.030.10.10.861.210.860.50.50.310.260.481.07
00.260.420.730.710.961.011.21.511.811.792.052.031.410.360.430.560.52
0.660.891.161.070.971.541.791.2521.832.845.135.523.672.362.211.78-1.980.95
0-153-197-158-231-288-273-90-91-673-8,559-526-472-643-1,106-768-685-701-504
-134-286-460221-256-292-358-1,471-120-674-8,591-535-472-711-1,104-765-363-212-504
-134-132-263379-25-3-85-1,381-29-1-32-90-67223224890
0000000000000000000
0-0.01-000001.74-0.184.574.33-1.66-1.52-2.041.27-1.07-2.930.21.24
00065-6901827-13-15719725-12-5-599-27-47-30
-0.15-0.6-0.7-1.3-1.27-1.51-1.380.35-1.872.42.91-3.14-1.72-6.26-0.94-1.150.42-1.26-1.07
-0.150000000-0.01-0.01-0.04-0.120-0.50.733.96-0.44-1.09
0-592-699-1,368-1,204-1,510-1,402-1,414-1,667-2,007-1,392-1,390-2,219-4,213-1,702-217-583-975-1,193
0.370-0.01-0.01-0.56-0.260.040.140.023.58-2.751.413.37-3.190.310.291.83-3.46-0.63
656735.3958.5909.6741.51,249.21,5121,160.21,908.51,161.2-5,716.054,602.695,048.023,030.561,250.871,446.831,091.03-2,685.04444.97
0000000000000000000

CIELO SA Instituicao de Pagamento stock margins

The CIELO SA Instituicao de Pagamento margin analysis displays the gross margin, EBIT margin, as well as the profit margin of CIELO SA Instituicao de Pagamento. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for CIELO SA Instituicao de Pagamento.
  • 3 years

  • 5 years

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  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the CIELO SA Instituicao de Pagamento's sales revenue. A higher gross margin percentage indicates that the CIELO SA Instituicao de Pagamento retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the CIELO SA Instituicao de Pagamento's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the CIELO SA Instituicao de Pagamento's total revenue generated. When comparing the revenue margin year over year, investors can gauge the CIELO SA Instituicao de Pagamento's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the CIELO SA Instituicao de Pagamento. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the CIELO SA Instituicao de Pagamento's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

CIELO SA Instituicao de Pagamento Margin History

CIELO SA Instituicao de Pagamento Gross marginCIELO SA Instituicao de Pagamento Profit marginCIELO SA Instituicao de Pagamento EBIT marginCIELO SA Instituicao de Pagamento Profit margin
2026e47.09 %27.7 %16.51 %
2025e47.09 %28.39 %16.14 %
2024e47.09 %28.88 %16.71 %
202347.09 %33.08 %19.69 %
202241.38 %27.71 %14.68 %
202129.08 %14.5 %8.3 %
202027.85 %8.21 %4.38 %
201935.95 %16.85 %13.63 %
201846.58 %31.52 %26.87 %
201750.23 %37.23 %34.97 %
201651.27 %37.42 %32.56 %
201552.25 %39.5 %31.57 %
201460.51 %44.4 %41.68 %
201362.15 %48.2 %39.71 %
201265.87 %51.24 %42.66 %
201166.12 %51.46 %43 %
201070.44 %59.39 %45.82 %
200972.83 %61.04 %44.53 %
200870.4 %70.23 %48.49 %
200767.9 %53.16 %36.8 %
200664.52 %46.43 %33.83 %
200557.43 %33.4 %22.06 %

CIELO SA Instituicao de Pagamento Stock Sales Revenue, EBIT, Earnings per Share

The CIELO SA Instituicao de Pagamento earnings per share therefore indicates how much revenue CIELO SA Instituicao de Pagamento has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue CIELO SA Instituicao de Pagamento earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CIELO SA Instituicao de Pagamento's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CIELO SA Instituicao de Pagamento’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CIELO SA Instituicao de Pagamento's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CIELO SA Instituicao de Pagamento Revenue, EBIT and net profit per share

DateCIELO SA Instituicao de Pagamento Sales per ShareCIELO SA Instituicao de Pagamento EBIT per shareCIELO SA Instituicao de Pagamento Earnings per Share
2026e4.84 BRL0 BRL0.8 BRL
2025e4.64 BRL0 BRL0.75 BRL
2024e4.42 BRL0 BRL0.74 BRL
20233.91 BRL1.29 BRL0.77 BRL
20223.92 BRL1.09 BRL0.58 BRL
20214.29 BRL0.62 BRL0.36 BRL
20204.12 BRL0.34 BRL0.18 BRL
20194.18 BRL0.7 BRL0.57 BRL
20184.3 BRL1.36 BRL1.16 BRL
20174.27 BRL1.59 BRL1.49 BRL
20164.53 BRL1.7 BRL1.48 BRL
20153.41 BRL1.35 BRL1.08 BRL
20143.25 BRL1.44 BRL1.35 BRL
20132.48 BRL1.2 BRL0.99 BRL
20122 BRL1.02 BRL0.85 BRL
20111.55 BRL0.8 BRL0.67 BRL
20101.47 BRL0.87 BRL0.67 BRL
20091.28 BRL0.78 BRL0.57 BRL
20081.06 BRL0.74 BRL0.51 BRL
20070.88 BRL0.47 BRL0.33 BRL
20060.72 BRL0.33 BRL0.24 BRL
20050.59 BRL0.2 BRL0.13 BRL

CIELO SA Instituicao de Pagamento business model

Cielo S.A. is a Brazilian company specializing in electronic payment services. The company was founded in 1995 and is headquartered in Barueri, São Paulo. Cielo is the largest player in the Brazilian electronic payment market and is one of the largest payment providers in Latin America. Business model: Cielo offers a wide range of electronic payment services for businesses and individuals, emphasizing "ergonomics, simplicity, and efficiency." The company offers various payment services, including credit and debit card processing, online services, mobile payments, money transfers, and more. Cielo also provides support services such as financial and business intelligence to improve business processes and sales data processing. Thus, the company is also able to offer solutions for e-commerce, retail, and financial institutions. Cielo benefits from its extensive distribution network, which consists of over 1.4 million point-of-sale terminals (POS terminals) and includes nearly 8,000 employees. The company deals with over 2 billion payments per year and has an annual revenue of approximately $6 billion. History: Cielo was founded in November 1995 by Visa Inc, Banco do Brasil, and Bradesco to promote credit card acceptance in the Brazilian market. However, the company only began its activities two years later in 1997. In October 2009, Cielo went public and achieved the largest initial public offering in South America with a total value of over $8 billion. Since then, the company has steadily improved its position in the electronic payment market in Brazil and is now the market leader. In 2013, Cielo acquired a stake in Merchant e-Solutions, LLC (MeS), a leading payment services provider in North America. The acquisition strengthened Cielo's growth in the international market. Segments: Cielo is divided into three main business segments: acceptance, FinTech, and acquiring. The acceptance segment includes the various POS terminals offered by Cielo in the market. The terminals can be used in various industries and offer a wide range of features, including contactless payments, QR codes, and near-field communication (NFC). The company is also working on mobile solutions that allow customers to accept and send payments on their smartphones. In the FinTech segment, Cielo offers mobile payment services. The Cielo Wallet is a digital wallet app that enables payment with QR codes and also allows for money transfers and withdrawals. The app integrates features for expense monitoring, transaction history, and updates and maintenance. The acquiring segment includes activities such as payment processing, risk management, identity and money laundering control, as well as consulting services. The company also offers lending and factoring services. These services are aimed at small and medium-sized businesses that have difficulty obtaining financing or loans. Products: Cielo offers a variety of products in the field of electronic payment services. The products include POS terminals, mobile payments, online payments, lending and factoring, digital wallets, and FinTech tools. The company has also developed specialized POS terminals for specific industries, including the Cielo LIO for retail and hotel facilities, as well as the Cielo Móbile for mobile businesses and sales points. Given the rapid technological progress and the increasing importance of FinTech solutions, it is expected that Cielo will provide additional products and services in the future to maintain a competitive position in the electronic payments market. CIELO SA Instituicao de Pagamento is one of the most popular companies on Eulerpool.com.

CIELO SA Instituicao de Pagamento SWOT Analysis

Strengths

Cielo SA possesses several strengths that contribute to its success in the market. These strengths include:

  • Strong brand reputation: Cielo SA is recognized as a trusted and reliable company in the industry.
  • Wide range of services: The company offers a diverse portfolio of services, including payment processing, technology solutions, and risk management.
  • Established customer base: Cielo SA has built long-term relationships with a large number of clients, providing a stable revenue stream.
  • Strong financial position: The company has a solid financial foundation, enabling it to invest in innovation and expand its operations.

Weaknesses

Despite its strengths, Cielo SA also faces certain weaknesses that can hinder its growth and competitiveness:

  • Dependence on domestic market: Cielo SA relies heavily on the Brazilian market for its revenue, making it vulnerable to economic fluctuations in the country.
  • Relatively high fees: Some customers perceive Cielo SA's fees as higher compared to its competitors, potentially leading to client attrition.
  • Limited international presence: The company has a limited presence in international markets, inhibiting its ability to capitalize on global opportunities.

Opportunities

Cielo SA can take advantage of various opportunities to enhance its market position and drive growth:

  • Emerging payment technologies: The rapid advancements in payment technologies, such as mobile payments and digital wallets, present opportunities for Cielo SA to develop innovative solutions.
  • Expanding e-commerce market: With the increasing popularity of online shopping, Cielo SA can tap into the growing e-commerce market by offering tailored payment processing solutions.
  • Partnerships and collaborations: Forming strategic partnerships or collaborations with other industry players can help Cielo SA expand its customer base and enter new markets.

Threats

Cielo SA faces certain threats that could potentially impact its business operations and market position:

  • Increasing competition: The payment processing industry is highly competitive, with new players entering the market regularly. This can result in pricing pressure and customer acquisition challenges.
  • Regulatory changes: Changes in regulations related to the payment industry can disrupt Cielo SA's operations and require extensive compliance efforts.
  • Technological advancements: Failure to adapt to rapidly evolving technologies may leave Cielo SA at a disadvantage, as customers increasingly seek more convenient and secure payment solutions.

CIELO SA Instituicao de Pagamento Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

CIELO SA Instituicao de Pagamento historical P/E ratio, EBIT, and P/S ratio.

CIELO SA Instituicao de Pagamento shares outstanding

The number of shares was CIELO SA Instituicao de Pagamento in 2023 — This indicates how many shares 2.71 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue CIELO SA Instituicao de Pagamento earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CIELO SA Instituicao de Pagamento's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CIELO SA Instituicao de Pagamento’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CIELO SA Instituicao de Pagamento's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CIELO SA Instituicao de Pagamento Stock splits

In CIELO SA Instituicao de Pagamento's history, there have been no stock splits.

CIELO SA Instituicao de Pagamento dividend history and estimates

In 2023, CIELO SA Instituicao de Pagamento paid a dividend amounting to 0.22 BRL. Dividend means that CIELO SA Instituicao de Pagamento distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for CIELO SA Instituicao de Pagamento provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify CIELO SA Instituicao de Pagamento’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating CIELO SA Instituicao de Pagamento's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

CIELO SA Instituicao de Pagamento Dividend History

DateCIELO SA Instituicao de Pagamento Dividend
2026e0.23 BRL
2025e0.23 BRL
2024e0.23 BRL
20230.22 BRL
20220.25 BRL
20210.18 BRL
20200.09 BRL
20190.49 BRL
20181.42 BRL
20170.84 BRL
20160.14 BRL
20150.07 BRL
20140.36 BRL
20130.3 BRL
20120.25 BRL
20110.2 BRL
20100.55 BRL
20090.12 BRL

CIELO SA Instituicao de Pagamento dividend payout ratio

In 2023, CIELO SA Instituicao de Pagamento had a payout ratio of 46.83%. The payout ratio indicates the percentage of the company's profits that CIELO SA Instituicao de Pagamento distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for CIELO SA Instituicao de Pagamento represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for CIELO SA Instituicao de Pagamento could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate CIELO SA Instituicao de Pagamento's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

CIELO SA Instituicao de Pagamento Payout Ratio History

DateCIELO SA Instituicao de Pagamento Payout ratio
2026e46.36 %
2025e45.68 %
2024e46.56 %
202346.83 %
202243.63 %
202149.22 %
202047.64 %
201986.07 %
2018122.71 %
201756.03 %
20169.44 %
20156.2 %
201426.87 %
201330.78 %
201229.93 %
201130.15 %
201081.75 %
200921.21 %
200846.83 %
200746.83 %
200646.83 %
200546.83 %
Unfortunately, there are currently no price targets and forecasts available for CIELO SA Instituicao de Pagamento.

CIELO SA Instituicao de Pagamento latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.16 BRL0.14 BRL (-14.58 %)2024 Q2
3/31/20240.18 BRL0.19 BRL (5.03 %)2024 Q1
12/31/20230.19 BRL0.18 BRL (-3.9 %)2023 Q4
9/30/20230.17 BRL0.17 BRL (-1.73 %)2023 Q3
6/30/20230.18 BRL0.26 BRL (48.23 %)2023 Q2
3/31/20230.14 BRL0.16 BRL (14.41 %)2023 Q1
12/31/20220.16 BRL0.18 BRL (12.23 %)2022 Q4
9/30/20220.13 BRL0.16 BRL (22.51 %)2022 Q3
6/30/20220.09 BRL0.18 BRL (95.53 %)2022 Q2
3/31/20220.07 BRL0.07 BRL (2.13 %)2022 Q1
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Eulerpool ESG Scorecard© for the CIELO SA Instituicao de Pagamento stock

Eulerpool World ESG Rating (EESG©)

87/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

63

Environment

Scope 1 - Direct Emissions
5,137.6
Scope 2 - Indirect emissions from purchased energy
333.5
Scope 3 - Indirect emissions within the value chain
18,207.2
Total CO₂ emissions
5,471.1
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees39
Percentage of women in management
Percentage of Asian employees2.5
Share of Asian management3
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees5.8
Black Management Share1.8
Percentage of white employees64.7
White Management Share79.2
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

CIELO SA Instituicao de Pagamento list of shareholders

%
Name
Stocks
Change
Date
30.21473 % Columbus Holding S.A.816,637,079011/15/2023
28.79704 % BB Banco de Investimento S.A.778,320,052011/15/2023
2.19340 % Norges Bank Investment Management (NBIM)59,282,868-137,82612/31/2023
1.49133 % Absolute Gestão de Investimentos Ltda.40,307,38472,55611/30/2023
1.32416 % The Vanguard Group, Inc.35,789,000-29,2003/31/2024
1.28148 % Oceana Investimentos34,635,6008,826,90011/30/2023
0.86097 % BlackRock Brasil Gestora de Investimentos Ltda.23,270,07018,5663/31/2024
0.73937 % Legacy Capital Gestora de Recursos Ltda.19,983,581765,50911/30/2023
0.72520 % Research Affiliates, LLC19,600,5451,105,40012/31/2023
0.66874 % BlackRock Institutional Trust Company, N.A.18,074,667-537,2163/31/2024
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Most common questions regarding CIELO SA Instituicao de Pagamento

What values and corporate philosophy does CIELO SA Instituicao de Pagamento represent?

Cielo SA represents a set of values and corporate philosophy that prioritize innovation, customer satisfaction, and financial excellence. As a leading financial technology company in Brazil, Cielo SA is committed to providing cutting-edge payment solutions and services to its clients. The company fosters an environment of collaboration, integrity, and agility, driving its success in the ever-evolving market. Cielo SA's relentless pursuit of innovation allows it to stay at the forefront of the industry, demonstrating a commitment to adaptability and forward-thinking strategies. With a focus on delivering high-quality experiences and surpassing customers' expectations, Cielo SA embodies a customer-centric approach that sets it apart.

In which countries and regions is CIELO SA Instituicao de Pagamento primarily present?

Cielo SA is primarily present in Brazil, where it is headquartered. As one of the largest payment processors in the country, Cielo SA dominates the Brazilian market, providing its services to a wide range of businesses and financial institutions. With its extensive network and strategic partnerships, Cielo SA maintains a strong presence across various states and cities in Brazil, contributing significantly to the growth of the electronic payment industry in the region.

What significant milestones has the company CIELO SA Instituicao de Pagamento achieved?

Cielo SA, a leading company in the financial services sector, has achieved numerous significant milestones over the years. Some notable achievements include expanding its market presence both domestically and internationally, achieving steady revenue growth and profitability, and establishing strategic partnerships with key players in the industry. Additionally, Cielo SA has continuously invested in innovation and technological advancements to enhance its products and services, staying at the forefront of the ever-evolving payments landscape. These accomplishments have positioned Cielo SA as a trusted and reliable partner, catering to the needs of businesses and individuals alike in the financial services space.

What is the history and background of the company CIELO SA Instituicao de Pagamento?

Cielo SA is a Brazilian payment solutions company that was founded in 1995. It operates in the financial services industry and provides electronic payment processing services, including credit and debit card transactions, for merchants and banks across Brazil. With its extensive network and advanced technology, Cielo is a market leader in Brazil's payment industry. Over the years, the company has expanded its services and established strategic partnerships, enabling it to offer innovative payment solutions to its clients. Cielo SA has played a significant role in revolutionizing the payment landscape in Brazil and is committed to delivering secure and efficient payment processing services to its customers.

Who are the main competitors of CIELO SA Instituicao de Pagamento in the market?

The main competitors of Cielo SA in the market are Rede (Itau), Stone, and PagSeguro.

In which industries is CIELO SA Instituicao de Pagamento primarily active?

Cielo SA is primarily active in the financial services industry. As a leading payment solutions provider in Brazil, Cielo offers a comprehensive range of services to merchants, businesses, and consumers. Their innovative and secure payment platforms enable transactions across various sectors, including retail, e-commerce, hospitality, and services. Cielo's strong presence and extensive network of point-of-sale terminals facilitate seamless payment processing for businesses of all sizes, contributing to the growth of Brazil's digital economy. With their commitment to technological advancements and customer-oriented solutions, Cielo SA remains at the forefront of Brazil's financial services sector.

What is the business model of CIELO SA Instituicao de Pagamento?

The business model of Cielo SA revolves around providing electronic payment solutions in Brazil. As the largest payment ecosystem in the country, Cielo operates as an intermediary between merchants, financial institutions, and customers. The company offers a range of products and services, including point-of-sale (POS) terminals, mobile payments, e-commerce solutions, and prepaid cards. Cielo aims to simplify transactions while ensuring security and convenience for businesses and consumers alike. With its extensive network and innovative technologies, Cielo SA remains at the forefront of Brazil's payment industry, enabling efficient and seamless electronic transactions.

What is the P/E ratio of CIELO SA Instituicao de Pagamento 2024?

The CIELO SA Instituicao de Pagamento P/E ratio is 7.91.

What is the P/S ratio of CIELO SA Instituicao de Pagamento 2024?

The CIELO SA Instituicao de Pagamento P/S ratio is 1.32.

What is the AlleAktien quality score of CIELO SA Instituicao de Pagamento?

The AlleAktien quality score for CIELO SA Instituicao de Pagamento is 5/10.

What is the revenue of CIELO SA Instituicao de Pagamento 2024?

The expected CIELO SA Instituicao de Pagamento revenue is 11.95 B BRL.

How high is the profit of CIELO SA Instituicao de Pagamento 2024?

The expected CIELO SA Instituicao de Pagamento profit is 2 B BRL.

What is the business model of CIELO SA Instituicao de Pagamento

Cielo SA is a Brazilian company that specializes in electronic payment systems. They offer a wide range of products and services for point-of-sale, e-commerce, and mobile devices. Their main focus is on accepting card payments for businesses, but they also provide payment processing and consulting services. Cielo has invested in mobile payment solutions and has strong alliances with banks and other financial institutions. They are a leading provider of electronic payment systems in Brazil and are expected to continue growing.

What is the CIELO SA Instituicao de Pagamento dividend?

CIELO SA Instituicao de Pagamento pays a dividend of 0.25 BRL distributed over payouts per year.

How often does CIELO SA Instituicao de Pagamento pay dividends?

The dividend cannot currently be calculated for CIELO SA Instituicao de Pagamento or the company does not pay out a dividend.

What is the CIELO SA Instituicao de Pagamento ISIN?

The ISIN of CIELO SA Instituicao de Pagamento is BRCIELACNOR3.

What is the CIELO SA Instituicao de Pagamento ticker?

The ticker of CIELO SA Instituicao de Pagamento is CIEL3.SA.

How much dividend does CIELO SA Instituicao de Pagamento pay?

Over the past 12 months, CIELO SA Instituicao de Pagamento paid a dividend of 0.22 BRL . This corresponds to a dividend yield of about 3.72 %. For the coming 12 months, CIELO SA Instituicao de Pagamento is expected to pay a dividend of 0.23 BRL.

What is the dividend yield of CIELO SA Instituicao de Pagamento?

The current dividend yield of CIELO SA Instituicao de Pagamento is 3.72 %.

When does CIELO SA Instituicao de Pagamento pay dividends?

CIELO SA Instituicao de Pagamento pays a quarterly dividend. This is distributed in the months of September, December, February, April.

How secure is the dividend of CIELO SA Instituicao de Pagamento?

CIELO SA Instituicao de Pagamento paid dividends every year for the past 18 years.

What is the dividend of CIELO SA Instituicao de Pagamento?

For the upcoming 12 months, dividends amounting to 0.23 BRL are expected. This corresponds to a dividend yield of 4.01 %.

In which sector is CIELO SA Instituicao de Pagamento located?

CIELO SA Instituicao de Pagamento is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von CIELO SA Instituicao de Pagamento kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of CIELO SA Instituicao de Pagamento from 4/30/2024 amounting to 0.152 BRL, you needed to have the stock in your portfolio before the ex-date on 3/18/2024.

When did CIELO SA Instituicao de Pagamento pay the last dividend?

The last dividend was paid out on 4/30/2024.

What was the dividend of CIELO SA Instituicao de Pagamento in the year 2023?

In the year 2023, CIELO SA Instituicao de Pagamento distributed 0.251 BRL as dividends.

In which currency does CIELO SA Instituicao de Pagamento pay out the dividend?

The dividends of CIELO SA Instituicao de Pagamento are distributed in BRL.

All fundamentals about CIELO SA Instituicao de Pagamento

Our stock analysis for CIELO SA Instituicao de Pagamento Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of CIELO SA Instituicao de Pagamento Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.