RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Affirm Holdings Stock

Affirm Holdings Revenue 2024

Affirm Holdings Revenue

2.13 B USD

Ticker

AFRM

ISIN

US00827B1061

WKN

A2QL1G

In 2024, Affirm Holdings's sales reached 2.13 B USD, a 51.89% difference from the 1.4 B USD sales recorded in the previous year.

The Affirm Holdings Revenue history

YEARREVENUE (undefined USD)GROSS MARGIN (%)
2028e5.46-
2027e4.78-
2026e3.89-
2025e3.16-
20242.13-
20231.4-
20221.15-
20210.78-
20200.48-
20190.26-

Affirm Holdings Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Affirm Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Affirm Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Affirm Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Affirm Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Affirm Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Affirm Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Affirm Holdings’s growth potential.

Affirm Holdings Revenue, EBIT and net profit per share

DateAffirm Holdings RevenueAffirm Holdings EBITAffirm Holdings Net Income
2028e5.46 B undefined798.88 M undefined0 undefined
2027e4.78 B undefined313.17 M undefined312.11 M undefined
2026e3.89 B undefined109.43 M undefined156.03 M undefined
2025e3.16 B undefined-254.64 M undefined-168.18 M undefined
20242.13 B undefined-280.58 M undefined-517.76 M undefined
20231.4 B undefined-1.03 B undefined-985.3 M undefined
20221.15 B undefined-788.7 M undefined-707.4 M undefined
2021780.5 M undefined-158.3 M undefined-441 M undefined
2020477.6 M undefined54 M undefined-125.8 M undefined
2019264.8 M undefined-27.7 M undefined-134.6 M undefined

Affirm Holdings stock margins

The Affirm Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Affirm Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Affirm Holdings.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Affirm Holdings's sales revenue. A higher gross margin percentage indicates that the Affirm Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Affirm Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Affirm Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Affirm Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Affirm Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Affirm Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Affirm Holdings Margin History

Affirm Holdings Gross marginAffirm Holdings Profit marginAffirm Holdings EBIT marginAffirm Holdings Profit margin
2028e0 %14.63 %0 %
2027e0 %6.55 %6.53 %
2026e0 %2.82 %4.02 %
2025e0 %-8.06 %-5.32 %
20240 %-13.2 %-24.36 %
20230 %-73.47 %-70.4 %
20220 %-68.41 %-61.36 %
20210 %-20.28 %-56.5 %
20200 %11.31 %-26.34 %
20190 %-10.46 %-50.83 %

Affirm Holdings Aktienanalyse

What does Affirm Holdings do?

Affirm is an American FinTech company headquartered in San Francisco that was founded in 2012. The company was created by Max Levchin, a well-known entrepreneur and co-founder of PayPal. The goal of Affirm is to revolutionize the traditional credit and financing system and create a transparent and fair alternative for consumers. Affirm's business model is based on the idea that loans and financial services should be simple and accessible for customers. The company offers a range of financing solutions for various industries, including e-commerce, travel, health and beauty, and education. Customers can pay for various items and services with Affirm by making small monthly installment payments. Affirm also offers loans for larger purchases, such as cars or homes, that can be paid back over several years. Affirm has multiple divisions or business areas to diversify the company and expand its portfolio of services. One of these business areas is Affirm Travel, which allows customers to pay for their vacation in installments. This option is particularly attractive for travelers who are booking an expensive trip but are unable to pay the full amount all at once. Affirm Travel offers customers a 0% interest guarantee to ensure they do not have any additional costs for their travel payments. Another business area of Affirm is Affirm Education, which enables students to access affordable student loans. Affirm Education ensures that education loans are fair and affordable, so that students can focus on their studies without worrying about their financial situation. Affirm is also active in the healthcare sector. Affirm Health allows patients to pay their medical bills in small installments. The business area offers a flexible payment plan option to make it easier for patients to manage the costs of their healthcare. Another solution that Affirm offers is Affirm Instore, which allows customers to pay directly in-store through the business channel. Affirm Instore is supported by a range of partnerships with various retailers such as Shopify, Walmart, and Peloton. Affirm has also launched a mobile app that allows customers to manage their transactions and payments. The app offers a user-friendly interface and allows customers to quickly and easily update their payment information. Over time, Affirm has developed some groundbreaking products. One of the key products is the "Affirm Impact Score," which focuses on financial inclusion and fairness. With this score, customers can, for example, receive personalized offers that are tailored to their needs. Another innovation from Affirm is an automatic savings program that allows customers to put money into a special savings account, which is then interest-bearing depending on the savings program. Overall, Affirm has revolutionized the financing system in the United States and created a transparent, fair, and accessible alternative to traditional loans. The company has developed a wide range of products and services to meet different needs, and there are many promising developments in the future. Whether it's payment methods, loan offers, or savings programs, Affirm is revolutionizing the finance world with a highly customer-oriented approach, aiming to best reflect and fulfill its customers' requirements. Affirm Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding Affirm Holdings's Sales Figures

The sales figures of Affirm Holdings originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing Affirm Holdings’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize Affirm Holdings's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in Affirm Holdings’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about Affirm Holdings stock

How much revenue did Affirm Holdings generate this year?

Affirm Holdings has achieved a revenue of 2.13 B USD this year.

How much was the turnover of the company Affirm Holdings compared to the previous year?

The revenue of Affirm Holdings has increased by 51.89% increased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of Affirm Holdings?

The revenue of Affirm Holdings is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of Affirm Holdings measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of Affirm Holdings so important for investors?

The revenue of Affirm Holdings is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does Affirm Holdings pay?

Over the past 12 months, Affirm Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Affirm Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Affirm Holdings?

The current dividend yield of Affirm Holdings is .

When does Affirm Holdings pay dividends?

Affirm Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Affirm Holdings?

Affirm Holdings paid dividends every year for the past 0 years.

What is the dividend of Affirm Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Affirm Holdings located?

Affirm Holdings is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Affirm Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Affirm Holdings from 12/30/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 12/30/2024.

When did Affirm Holdings pay the last dividend?

The last dividend was paid out on 12/30/2024.

What was the dividend of Affirm Holdings in the year 2023?

In the year 2023, Affirm Holdings distributed 0 USD as dividends.

In which currency does Affirm Holdings pay out the dividend?

The dividends of Affirm Holdings are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

The Affirm Holdings stock can be added to a savings plan with the following providers: Consorsbank

Andere Kennzahlen von Affirm Holdings

Our stock analysis for Affirm Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Affirm Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.