Affirm Holdings Debt 2024

Affirm Holdings Aktienanalyse

What does Affirm Holdings do?

Affirm is an American FinTech company headquartered in San Francisco that was founded in 2012. The company was created by Max Levchin, a well-known entrepreneur and co-founder of PayPal. The goal of Affirm is to revolutionize the traditional credit and financing system and create a transparent and fair alternative for consumers. Affirm's business model is based on the idea that loans and financial services should be simple and accessible for customers. The company offers a range of financing solutions for various industries, including e-commerce, travel, health and beauty, and education. Customers can pay for various items and services with Affirm by making small monthly installment payments. Affirm also offers loans for larger purchases, such as cars or homes, that can be paid back over several years. Affirm has multiple divisions or business areas to diversify the company and expand its portfolio of services. One of these business areas is Affirm Travel, which allows customers to pay for their vacation in installments. This option is particularly attractive for travelers who are booking an expensive trip but are unable to pay the full amount all at once. Affirm Travel offers customers a 0% interest guarantee to ensure they do not have any additional costs for their travel payments. Another business area of Affirm is Affirm Education, which enables students to access affordable student loans. Affirm Education ensures that education loans are fair and affordable, so that students can focus on their studies without worrying about their financial situation. Affirm is also active in the healthcare sector. Affirm Health allows patients to pay their medical bills in small installments. The business area offers a flexible payment plan option to make it easier for patients to manage the costs of their healthcare. Another solution that Affirm offers is Affirm Instore, which allows customers to pay directly in-store through the business channel. Affirm Instore is supported by a range of partnerships with various retailers such as Shopify, Walmart, and Peloton. Affirm has also launched a mobile app that allows customers to manage their transactions and payments. The app offers a user-friendly interface and allows customers to quickly and easily update their payment information. Over time, Affirm has developed some groundbreaking products. One of the key products is the "Affirm Impact Score," which focuses on financial inclusion and fairness. With this score, customers can, for example, receive personalized offers that are tailored to their needs. Another innovation from Affirm is an automatic savings program that allows customers to put money into a special savings account, which is then interest-bearing depending on the savings program. Overall, Affirm has revolutionized the financing system in the United States and created a transparent, fair, and accessible alternative to traditional loans. The company has developed a wide range of products and services to meet different needs, and there are many promising developments in the future. Whether it's payment methods, loan offers, or savings programs, Affirm is revolutionizing the finance world with a highly customer-oriented approach, aiming to best reflect and fulfill its customers' requirements. Affirm Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Affirm Holdings's Debt Structure

Affirm Holdings's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Affirm Holdings's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Affirm Holdings’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Affirm Holdings’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Affirm Holdings stock

What is the debt of Affirm Holdings this year?

Affirm Holdings has a debt level of 4,452.6 USD this year.

What was the debt of Affirm Holdings compared to the previous year?

The debt of Affirm Holdings has increased by 61.82% compared to the previous year increased.

What are the consequences of high debt for investors in Affirm Holdings?

High debt can pose a risk for investors of Affirm Holdings, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Affirm Holdings?

Low debt means that Affirm Holdings has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Affirm Holdings affect the company?

An increase in debt of Affirm Holdings can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Affirm Holdings affect the company?

A reduction in debt of Affirm Holdings can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Affirm Holdings?

Some factors that can influence the debt of Affirm Holdings include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Affirm Holdings so important for investors?

The debts of Affirm Holdings are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Affirm Holdings take to change the debt?

To change the debt, Affirm Holdings can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Affirm Holdings pay?

Over the past 12 months, Affirm Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Affirm Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Affirm Holdings?

The current dividend yield of Affirm Holdings is .

When does Affirm Holdings pay dividends?

Affirm Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Affirm Holdings?

Affirm Holdings paid dividends every year for the past 0 years.

What is the dividend of Affirm Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Affirm Holdings located?

Affirm Holdings is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Affirm Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Affirm Holdings from 8/18/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 8/18/2024.

When did Affirm Holdings pay the last dividend?

The last dividend was paid out on 8/18/2024.

What was the dividend of Affirm Holdings in the year 2023?

In the year 2023, Affirm Holdings distributed 0 USD as dividends.

In which currency does Affirm Holdings pay out the dividend?

The dividends of Affirm Holdings are distributed in USD.