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Credit Corp Group stock price, quote, forecast and news

CCP.AX
AU000000CCP3
A0D99X

Price

15.05
Today +/-
+0.01
Today %
+0.07 %
P

Credit Corp Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Credit Corp Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Credit Corp Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Credit Corp Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Credit Corp Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Credit Corp Group Stock Price History

DateCredit Corp Group Price
9/11/202415.05 undefined
9/10/202415.04 undefined
9/9/202414.85 undefined
9/6/202414.96 undefined
9/5/202415.08 undefined
9/4/202415.02 undefined
9/3/202415.58 undefined
9/2/202415.24 undefined
8/30/202415.11 undefined
8/29/202414.63 undefined
8/28/202414.97 undefined
8/27/202415.12 undefined
8/26/202415.40 undefined
8/23/202415.62 undefined
8/22/202415.48 undefined
8/21/202415.78 undefined
8/20/202415.79 undefined
8/19/202415.71 undefined
8/16/202415.68 undefined
8/15/202415.58 undefined

Credit Corp Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Credit Corp Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Credit Corp Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Credit Corp Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Credit Corp Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Credit Corp Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Credit Corp Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Credit Corp Group’s growth potential.

Credit Corp Group Revenue, EBIT and net profit per share

DateCredit Corp Group RevenueCredit Corp Group EBITCredit Corp Group Net Income
2028e523.26 M undefined0 undefined74.56 M undefined
2027e621.27 M undefined185.36 M undefined116.08 M undefined
2026e590.03 M undefined173.26 M undefined106.22 M undefined
2025e563.25 M undefined159.06 M undefined96.26 M undefined
2024476.26 M undefined98.72 M undefined50.71 M undefined
2023473.37 M undefined145.35 M undefined91.25 M undefined
2022411.2 M undefined148.18 M undefined100.72 M undefined
2021374.79 M undefined131.87 M undefined88.13 M undefined
2020381.98 M undefined113.5 M undefined15.45 M undefined
2019324.25 M undefined113.17 M undefined70.29 M undefined
2018298.98 M undefined101.36 M undefined64.29 M undefined
2017265.95 M undefined85.92 M undefined55.16 M undefined
2016226.74 M undefined69.28 M undefined45.92 M undefined
2015191.05 M undefined56.45 M undefined38.41 M undefined
2014174 M undefined51.3 M undefined34.8 M undefined
2013142.6 M undefined45.7 M undefined32 M undefined
2012124.6 M undefined38 M undefined26.6 M undefined
2011113.6 M undefined30.1 M undefined21 M undefined
201093.4 M undefined20.5 M undefined13.5 M undefined
2009155.8 M undefined85.9 M undefined11.4 M undefined
2008149.9 M undefined71.4 M undefined5.4 M undefined
2007135 M undefined80.8 M undefined19.6 M undefined
200681.6 M undefined50.8 M undefined14.4 M undefined
200550.3 M undefined11.7 M undefined8.2 M undefined

Credit Corp Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
20002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e
0581627508113514915593113124142174191226265298324381374411473476563590621523
--60.00100.0068.7585.1962.0066.6710.374.03-40.0021.519.7314.5222.549.7718.3217.2612.458.7217.59-1.849.8915.090.6318.284.805.25-15.78
-100.0075.0075.0085.1986.0088.8987.4184.5685.1680.6585.8491.9492.9694.2594.2493.8193.9693.6293.5291.3492.2592.4693.4589.71----
0561223437211812613275971141321641802122492793033483453804424270000
0234711508071852030384551566985101113113131148145981591731850
-40.0037.5025.0025.9322.0061.7359.2647.6554.8421.5126.5530.6531.6929.3129.3230.5332.0833.8934.8829.6635.0336.0130.6620.5928.2429.3229.79-
012358141951113212632343845556470158810091509610611674
--100.0050.0066.6760.0075.0035.71-73.68120.0018.1861.5423.8123.086.2511.7618.4222.2216.369.38-78.57486.6713.64-9.00-45.0592.0010.429.43-36.21
-----------------------------
-----------------------------
28.428.430.333.336.738.540.443.643.844.144.744.945.545.846.146.2647.3348.0948.0949.7660.6767.8367.8368.9368.870000
-----------------------------
Details

Keystats

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Revenue and Growth

The Credit Corp Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Credit Corp Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (k)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (k)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (k)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
2000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                 
0.13.21.40.51.922.84.52.40.71.81.72.84.62.86.32.546.1116.0222.7148.6661.6829.7165.8234.85
00.11.20.9122.53.41.71.40.80.30.40.810.920.510.230.7814.534.263.8113.2210.29
0000.10.1000.54.90.100.11.77.320.639.7874.4189.72100.91117.66106.07107.85129.86171.61190.67
000000000000100200600282379430683756448396622796922
0000.10.116.537.152.862.163.767.25755.751.25267.05116.35120.38162.8162.25171.42238.08245.05231.05251.4
0.13.32.61.63.120.542.461.271.165.969.859.160.764.177114.33194.18216.86281.2304.38331.13412.26409.05482.49488.13
0.10.10.40.50.81.21.93.332.22.51.41.61.221.876.285.194.564.134.3928.2934.331.5230.04
0000000000000000000000637.32762.140
4.54.579.934.401.21.200002.27.726.440.1836.6343.4250.4156.4537.7939.6672.24117.58170.41
00000000000000000000007883040
005.254.64.824.72.11.50.80.80.80.80.80.80.80.80.80.80.80.80.814.814.8
000.10.10.233.376.1135.4142.6109.684.195.881.7107.3120.5116.81158.22245.21229.76283.75318.54300.25458.23602.39620.94
000.010.020.040.040.080.140.150.110.090.10.090.120.150.160.20.290.290.350.390.371.21.530.84
00.010.020.020.040.060.120.210.220.180.160.160.150.180.230.270.40.510.570.650.720.781.612.011.32
                                                 
0.45.48.58.513.414.126.137.939.139.540.141.242.745.147.148.755.5655.5655.56193.7346.74346.74361.23375.14375.14
0000000000000000000000000
00.81.84.47.612.216.628.327.737.548.963.279.294.7112.4131.41158.54192.19230.94269.89247.29313.7354.26397.6405.42
000000000-2.5-0.5000000000.010.186.6225.1544.6745.11
0000000000000000000000000
0.46.210.312.92126.342.766.266.874.588.5104.4121.9139.8159.5180.11214.1247.75286.5463.6594.21667.06740.64817.42825.67
000.90.71.32.83.17.7137.28.614.110.410.79.91.330.772.351.472.481.438.127.527.834.66
00.10.20.20.20.30.70.92.51.31.51.82.93.92.73.393.8900011.7644.34.57.46
01.51.233.34.23.85.91.1410.76.74.710.610.618.7830.347.547.3938.0945.754.3546.365.0562.26
00000000200100000000000000000
4.200.8000007.20525.5000000007.647.077.916.925.29
4.21.63.13.94.87.37.614.52412.625.848.11825.223.223.534.9649.8548.8640.5766.5373.5466.0384.2979.66
000017.12673.212512081.838.8009.538.564.85142.11209.61227.89142.744.4221.22150.05334.77406.61
000000008.17.61.61.40.300000008.728.019.768.748.53
0020.20.20.20.30.10.12.72.53.16.86.55.15.544.944.253.472.598.7711.438.133.573.86
0020.217.326.273.5125.1128.292.142.94.57.11643.670.39147.05213.87231.36145.361.9140.65167.94347.08418.99
4.21.65.14.122.133.581.1139.6152.2104.768.752.625.141.266.893.89182.02263.72280.22185.87128.44114.19233.97431.37498.66
00.010.020.020.040.060.120.210.220.180.160.160.150.180.230.270.40.510.570.650.720.780.971.251.32
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Credit Corp Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Credit Corp Group's financial health and stability.

Assets

Credit Corp Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Credit Corp Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Credit Corp Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Credit Corp Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
000000000000000000000010091
0000000000000000000000910
0000000000000000000000105
000000000000-97-147-195-190-291-300-248-292-250-318-486-468
00000000000000000000003166
00000-1-2-7-11-11-7-5-20-1-1-3-6-9-12-9-4-4-16
00-1-1-2-3-6-7-40-9-12-15-15-16-26-13-10-32-41-35-27-33-12
02251428457681821031193810-11-1-62-3723-311567-100-84
000000-1-2-200-1-10-10-1-1-1-1-3-2-3-1
00-6-4-30-34-96-128-81-36-62-95-10-10-1-1-1-1-70-2-3-16
00-6-4-30-33-95-126-79-35-61-9400000000-6700-15
000000000000000000000000
0-40017847512-45-37-18-2582825776717-91-131-27121176
053030101120010000000137152000
002-21765154-2-47-39-23-35-71156042-1211-18-5271136
------------------------
00-1-1-2-3-5-8-6-1-2-6-10-16-17-19-16-25-29-34-39-24-49-40
0516183355929591121137154176200220242284323349437430393450
02.82.25.613.627.944.67479.581.2102.6118.236.89.7-13-2.24-64.44-38.4722.45-4.98112.564.94-104.12-85.33
000000000000000000000000

Credit Corp Group stock margins

The Credit Corp Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Credit Corp Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Credit Corp Group.

  • 3 years

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  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Credit Corp Group's sales revenue. A higher gross margin percentage indicates that the Credit Corp Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Credit Corp Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Credit Corp Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Credit Corp Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Credit Corp Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Credit Corp Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Credit Corp Group Margin History

Credit Corp Group Gross marginCredit Corp Group Profit marginCredit Corp Group EBIT marginCredit Corp Group Profit margin
2028e89.76 %0 %14.25 %
2027e89.76 %29.84 %18.68 %
2026e89.76 %29.36 %18 %
2025e89.76 %28.24 %17.09 %
202489.76 %20.73 %10.65 %
202393.56 %30.7 %19.28 %
202292.55 %36.04 %24.49 %
202192.08 %35.19 %23.51 %
202091.22 %29.71 %4.05 %
201993.59 %34.9 %21.68 %
201893.53 %33.9 %21.5 %
201793.84 %32.31 %20.74 %
201693.87 %30.56 %20.25 %
201594.41 %29.55 %20.11 %
201494.25 %29.48 %20 %
201392.64 %32.05 %22.44 %
201291.65 %30.5 %21.35 %
201185.56 %26.5 %18.49 %
201080.73 %21.95 %14.45 %
200985.04 %55.13 %7.32 %
200884.32 %47.63 %3.6 %
200787.56 %59.85 %14.52 %
200688.36 %62.25 %17.65 %
200586.48 %23.26 %16.3 %

Credit Corp Group Stock Sales Revenue, EBIT, Earnings per Share

The Credit Corp Group earnings per share therefore indicates how much revenue Credit Corp Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Credit Corp Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Credit Corp Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Credit Corp Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Credit Corp Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Credit Corp Group Revenue, EBIT and net profit per share

DateCredit Corp Group Sales per ShareCredit Corp Group EBIT per shareCredit Corp Group Earnings per Share
2028e7.69 undefined0 undefined1.1 undefined
2027e9.13 undefined0 undefined1.71 undefined
2026e8.67 undefined0 undefined1.56 undefined
2025e8.27 undefined0 undefined1.41 undefined
20246.92 undefined1.43 undefined0.74 undefined
20236.87 undefined2.11 undefined1.32 undefined
20226.06 undefined2.18 undefined1.48 undefined
20215.53 undefined1.94 undefined1.3 undefined
20206.3 undefined1.87 undefined0.25 undefined
20196.52 undefined2.27 undefined1.41 undefined
20186.22 undefined2.11 undefined1.34 undefined
20175.53 undefined1.79 undefined1.15 undefined
20164.79 undefined1.46 undefined0.97 undefined
20154.13 undefined1.22 undefined0.83 undefined
20143.77 undefined1.11 undefined0.75 undefined
20133.11 undefined1 undefined0.7 undefined
20122.74 undefined0.84 undefined0.58 undefined
20112.53 undefined0.67 undefined0.47 undefined
20102.09 undefined0.46 undefined0.3 undefined
20093.53 undefined1.95 undefined0.26 undefined
20083.42 undefined1.63 undefined0.12 undefined
20073.1 undefined1.85 undefined0.45 undefined
20062.02 undefined1.26 undefined0.36 undefined
20051.31 undefined0.3 undefined0.21 undefined

Credit Corp Group business model

Credit Corp Group Ltd is an Australian company based in Sydney that specializes in the purchase and management of distressed debts. The company was founded in 1992 and has since become one of the leading debt collection companies in Australia, New Zealand, and the USA. Its business model is based on purchasing debts from other companies that are unable or unwilling to collect them. The company acquires these debts at a price below the outstanding amount and then attempts to collect them itself, earning a profit from the difference between the purchase price and the collection amount. Credit Corp Group Ltd is divided into two business segments: the debt collection division, which is responsible for purchasing distressed debts, and the financing division, which offers loans and financing to customers. The company also provides a range of services related to debt collection, including consultation and support for customers unable to repay their debts, as well as training for companies interested in collecting their own debts. In recent years, Credit Corp Group Ltd has also specialized in purchasing healthcare debts from providers such as hospitals, doctors, and dentists. The company is listed on the Australian stock exchange and has experienced significant growth in recent years, with plans to expand its international presence. Overall, Credit Corp Group Ltd is a robust company with a broad portfolio of products and services in the debt collection and financing business. It is well positioned to benefit from the growing demand for debt management services and aims to further expand its market presence in the future. Credit Corp Group is one of the most popular companies on Eulerpool.com.

Credit Corp Group SWOT Analysis

Strengths

  • Established financial services company with a strong reputation in the industry.
  • Wide range of debt recovery and financial solutions, catering to diverse customer needs.
  • Robust and efficient internal systems and processes, enabling effective operations.
  • Strong network of clients and strategic partnerships for business development.

Weaknesses

  • Vulnerability to fluctuations in the economy and financial markets.
  • Reliance on debt collection as a primary revenue stream, leading to potential regulatory risks.
  • Limited geographical presence and potential exposure to localized risks.

Opportunities

  • Growing demand for debt recovery services in a constantly evolving financial landscape.
  • Potential expansion into new markets and diversification of services to mitigate risks.
  • Technological advancements offering opportunities for improved efficiency and customer experience.

Threats

  • Intense competition within the debt recovery industry, potentially leading to margin pressures.
  • Regulatory changes or legal challenges impacting debt collection practices.
  • Economic downturns or recessions affecting consumers' ability to repay debts.

Credit Corp Group Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Credit Corp Group historical P/E ratio, EBIT, and P/S ratio.

Credit Corp Group shares outstanding

The number of shares was Credit Corp Group in 2023 — This indicates how many shares 68.932 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Credit Corp Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Credit Corp Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Credit Corp Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Credit Corp Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Credit Corp Group dividend history and estimates

In 2023, Credit Corp Group paid a dividend amounting to 1 AUD. Dividend means that Credit Corp Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Credit Corp Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Credit Corp Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Credit Corp Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Credit Corp Group Dividend History

DateCredit Corp Group Dividend
2028e0.55 undefined
2027e0.55 undefined
2026e0.54 undefined
2025e0.55 undefined
20240.54 undefined
20231 undefined
20221.06 undefined
20211.03 undefined
20200.51 undefined
20191.03 undefined
20180.96 undefined
20170.83 undefined
20160.71 undefined
20150.63 undefined
20140.57 undefined
20130.53 undefined
20120.41 undefined
20110.29 undefined
20100.11 undefined
20090.06 undefined
20080.06 undefined
20070.33 undefined
20060.26 undefined
20050.15 undefined

Credit Corp Group dividend payout ratio

In 2023, Credit Corp Group had a payout ratio of 117.42%. The payout ratio indicates the percentage of the company's profits that Credit Corp Group distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Credit Corp Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Credit Corp Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Credit Corp Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Credit Corp Group Payout Ratio History

DateCredit Corp Group Payout ratio
2028e95.43 %
2027e93.89 %
2026e99.77 %
2025e92.63 %
202489.26 %
2023117.42 %
202271.2 %
202179.17 %
2020201.89 %
201972.82 %
201871.59 %
201772.24 %
201673.62 %
201575.7 %
201476.19 %
201375.51 %
201271.43 %
201160.79 %
201038.1 %
200922.86 %
200847.62 %
200773.02 %
200671.43 %
200573.13 %
Unfortunately, there are currently no price targets and forecasts available for Credit Corp Group.

Credit Corp Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.7 0.91  (29.8 %)2024 Q4
6/30/20230.86 0.87  (1.22 %)2023 Q4
12/31/20210.67 0.74  (10.86 %)2022 Q2
6/30/20210.71 0.68  (-4.38 %)2021 Q4
12/31/20200.57 0.62  (9.16 %)2021 Q2
6/30/20200.66 0.62  (-6.17 %)2020 Q4
12/31/20190.72 0.7  (-3.69 %)2020 Q2
6/30/20190.75 0.71  (-4.47 %)2019 Q4
12/31/20180.71 0.7  (-1.76 %)2019 Q2
6/30/20180.72 0.72  (-0.29 %)2018 Q4
1
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Eulerpool ESG Scorecard© for the Credit Corp Group stock

Eulerpool World ESG Rating (EESG©)

48/ 100

🌱 Environment

9

👫 Social

83

🏛️ Governance

52

Environment

Scope 1 - Direct Emissions
213
Scope 2 - Indirect emissions from purchased energy
559
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
772
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees62
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Credit Corp Group list of shareholders

%
Name
Stocks
Change
Date
7.60526 % AustralianSuper5,176,666-742,7826/30/2023
7.02317 % Fisher Funds Management Limited4,780,4571,347,26510/18/2023
4.97652 % The Vanguard Group, Inc.3,387,362-31,3343/6/2024
4.14779 % Colonial First State Investments Limited2,823,271-181,12611/6/2023
3.85128 % First Sentier Investors2,621,445330,7943/15/2024
14.03170 % Bennelong Australian Equity Partners Pty. Ltd.9,550,94206/30/2023
1.79419 % Vanguard Investments Australia Ltd.1,221,2513,8122/29/2024
1.47084 % Dimensional Fund Advisors, L.P.1,001,15478,7151/31/2024
1.46729 % Pengana Capital Group Limited998,742-72,75812/31/2023
1.33171 % Norges Bank Investment Management (NBIM)906,453560,81412/31/2023
1
2
3
4
5
...
10

Credit Corp Group Executives and Management Board

Mr. Michael Eadie
Credit Corp Group Chief Financial Officer, Company Secretary
Compensation 4.6 M
Mr. Thomas Beregi
Credit Corp Group Chief Executive Officer, Managing Director, Company Secretary, Director (since 2007)
Compensation 1.79 M
Mr. Matthew Angell
Credit Corp Group Chief Operating Officer
Compensation 1.03 M
Mr. Eric Dodd70
Credit Corp Group Independent Non-Executive Chairman of the Board
Compensation 293,525
Mr. James Millar
Credit Corp Group Non-Executive Independent Director
Compensation 149,175
1
2
3

Credit Corp Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Orcoda Stock
Orcoda
SupplierCustomer0,470,790,700,790,45-
1

Most common questions regarding Credit Corp Group

What values and corporate philosophy does Credit Corp Group represent?

Credit Corp Group Ltd is a renowned financial company that upholds strong values and a well-defined corporate philosophy. The company is committed to excellence, integrity, and innovation in offering quality financial services to its clients. Credit Corp Group Ltd focuses on responsible lending practices, striving to understand and meet customers' diverse needs while ensuring transparency and ethical behavior. By consistently delivering financial solutions and maintaining trusted partnerships, Credit Corp Group Ltd has earned a reputable position in the industry.

In which countries and regions is Credit Corp Group primarily present?

Credit Corp Group Ltd is primarily present in Australia and New Zealand. With its headquarters in Sydney, Australia, the company has expanded its operations across these two countries. Credit Corp Group Ltd has established a strong presence in the debt purchase and collection industry, serving clients and customers in various sectors. As a leading financial services organization, Credit Corp Group Ltd focuses on providing debt solutions and innovative services to individuals and businesses, helping them manage their financial situations effectively.

What significant milestones has the company Credit Corp Group achieved?

Credit Corp Group Ltd has achieved several significant milestones since its inception. The company has consistently delivered strong financial performance, with a track record of consistent revenue growth and profitability. Credit Corp has also established itself as a leader in the debt buying and collection industry, expanding its operations globally. The company has successfully implemented strategic initiatives to diversify its product offerings and expand into new markets. Furthermore, Credit Corp has received numerous industry accolades for its ethical business practices and commitment to customer satisfaction. Overall, Credit Corp Group Ltd has demonstrated remarkable growth and success in its journey to become a prominent player in the financial industry.

What is the history and background of the company Credit Corp Group?

Credit Corp Group Ltd is a reputable Australian financial services company with a rich history. Established in 1992, Credit Corp has grown to become a leading player in debt purchase and collection services. With a strong focus on sustainable growth and responsible lending, the company has built a solid reputation within the industry. Credit Corp Group Ltd operates both in Australia and the United States, providing innovative and tailored solutions for consumers facing financial challenges. By leveraging its extensive experience, Credit Corp continues to deliver outstanding results for its clients, making it a trusted name in the financial sector.

Who are the main competitors of Credit Corp Group in the market?

The main competitors of Credit Corp Group Ltd in the market include Debt Control Agency, Collection House Limited, and Collection Professionals Pty Ltd.

In which industries is Credit Corp Group primarily active?

Credit Corp Group Ltd is primarily active in the financial services industry.

What is the business model of Credit Corp Group?

Credit Corp Group Ltd operates as a financial services company in Australia and New Zealand. The company's business model focuses on acquiring, servicing, and collecting defaulted consumer debt portfolios. Credit Corp purchases these portfolios from financial institutions and credit providers at a discounted rate. By applying its collection analytics and expertise, the company aims to recover and generate cash flow from these acquired debts. Through its innovative and sustainable approach, Credit Corp Group Ltd strives to provide a mutually beneficial solution for both the creditors and debtors, while maintaining its reputation as a leading player in the debt purchase and collection industry.

What is the P/E ratio of Credit Corp Group 2024?

The Credit Corp Group P/E ratio is 20.44.

What is the P/S ratio of Credit Corp Group 2024?

The Credit Corp Group P/S ratio is 2.18.

What is the AlleAktien quality score of Credit Corp Group?

The AlleAktien quality score for Credit Corp Group is 7/10.

What is the revenue of Credit Corp Group 2024?

The Credit Corp Group revenue is 476.26 M AUD.

How high is the profit of Credit Corp Group 2024?

The Credit Corp Group profit is 50.71 M AUD.

What is the business model of Credit Corp Group

The Credit Corp Group Ltd is an Australian financial company that specializes in providing financial solutions and services to customers in Australia and New Zealand. The company focuses on three main business areas: Debt Buying, Consumer Loans, and Cash Converters. The company has established a reputation as a credible and ethical provider of financial services. Additionally, Credit Corp offers other services such as financial counseling and training, as well as valuable information and advice on its website. Overall, Credit Corp Group is a well-known and respected financial company in Australia and New Zealand with a wide range of services. The company has pursued a continuous growth strategy in recent years and aims to expand its presence in these markets.

What is the Credit Corp Group dividend?

Credit Corp Group pays a dividend of 1.06 AUD distributed over payouts per year.

How often does Credit Corp Group pay dividends?

The dividend cannot currently be calculated for Credit Corp Group or the company does not pay out a dividend.

What is the Credit Corp Group ISIN?

The ISIN of Credit Corp Group is AU000000CCP3.

What is the Credit Corp Group WKN?

The WKN of Credit Corp Group is A0D99X.

What is the Credit Corp Group ticker?

The ticker of Credit Corp Group is CCP.AX.

How much dividend does Credit Corp Group pay?

Over the past 12 months, Credit Corp Group paid a dividend of 0.54 AUD . This corresponds to a dividend yield of about 3.61 %. For the coming 12 months, Credit Corp Group is expected to pay a dividend of 0.55 AUD.

What is the dividend yield of Credit Corp Group?

The current dividend yield of Credit Corp Group is 3.61 %.

When does Credit Corp Group pay dividends?

Credit Corp Group pays a quarterly dividend. This is distributed in the months of April, October, April, October.

How secure is the dividend of Credit Corp Group?

Credit Corp Group paid dividends every year for the past 24 years.

What is the dividend of Credit Corp Group?

For the upcoming 12 months, dividends amounting to 0.55 AUD are expected. This corresponds to a dividend yield of 3.64 %.

In which sector is Credit Corp Group located?

Credit Corp Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Credit Corp Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Credit Corp Group from 9/27/2024 amounting to 0.329 AUD, you needed to have the stock in your portfolio before the ex-date on 9/16/2024.

When did Credit Corp Group pay the last dividend?

The last dividend was paid out on 9/27/2024.

What was the dividend of Credit Corp Group in the year 2023?

In the year 2023, Credit Corp Group distributed 1 AUD as dividends.

In which currency does Credit Corp Group pay out the dividend?

The dividends of Credit Corp Group are distributed in AUD.

All fundamentals about Credit Corp Group

Our stock analysis for Credit Corp Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Credit Corp Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.