RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
AU Small Finance Bank Stock

AU Small Finance Bank ROA 2024

AU Small Finance Bank ROA

0.01

Ticker

AUBANK.NS

ISIN

INE949L01017

In 2024, AU Small Finance Bank's return on assets (ROA) was 0.01, a -14.25% increase from the 0.02 ROA in the previous year.

AU Small Finance Bank Aktienanalyse

What does AU Small Finance Bank do?

AU Small Finance Bank Ltd is a bank based in India that was founded in 1996 as a retail business called AU Financiers. Over the years, the company has become one of the leading microfinance institutions in the country, with a strong focus on providing financial services to rural and semi-urban areas. The bank is headquartered in Jaipur, Rajasthan and has a strong presence in rural and semi-urban areas of Uttar Pradesh, Rajasthan, Gujarat, Maharashtra, Madhya Pradesh, Delhi, and Punjab. The company's business model emphasizes providing financial services to customers in rural and semi-urban areas of India. The bank offers a range of products, including loans, deposits, payment products, and asset-based products such as insurance, mutual funds, and stock investments. The bank also offers specialized products such as education loans, home loans, agricultural loans, micro and small loans, and auto and business loans. The bank is divided into several divisions to effectively meet the needs of its various customer bases, including the retail division, which offers products such as loans and deposits to retail customers. The business banking division focuses on small and medium-sized enterprises (SMEs) and offers solutions for companies that need capital for growth or business expansion. The bank also has an asset management division that focuses on managing the assets of institutional clients, offering a wide range of products such as investment funds, stocks, insurance, and debt securities. The company has experienced rapid growth in recent years and has expanded its presence in the Indian market significantly. It has also received significant investments from foreign investors such as KKR and Warburg Pincus, which are expected to help the company expand into new markets and introduce new products. Overall, AU Small Finance Bank Ltd has established itself as one of the leading microfinance banks in India, specializing in providing financial services to customers in rural and semi-urban areas. The company has a wide range of products and services tailored to the specific needs of its diverse customers and has gained momentum in recent times, with plans to further expand its presence in India. AU Small Finance Bank ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding AU Small Finance Bank's Return on Assets (ROA)

AU Small Finance Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing AU Small Finance Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider AU Small Finance Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in AU Small Finance Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about AU Small Finance Bank stock

What is the Return on Assets (ROA) of AU Small Finance Bank this year?

The Return on Assets (ROA) of AU Small Finance Bank is 0.01 undefined this year.

What was the ROA of AU Small Finance Bank compared to the previous year?

The ROA of AU Small Finance Bank has increased by -14.25% compared to the previous year.

What consequences do high ROA have for investors of AU Small Finance Bank?

A high ROA is advantageous for investors of AU Small Finance Bank, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in AU Small Finance Bank?

A low ROA can be unfavorable for investors of AU Small Finance Bank as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of AU Small Finance Bank affect the company?

An increase in ROA of AU Small Finance Bank can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of AU Small Finance Bank impact the company?

A reduction in the ROA of AU Small Finance Bank can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of AU Small Finance Bank?

Some factors that can influence the ROA of AU Small Finance Bank include revenue, operating costs, asset structure, and industry average.

Why is the ROA of AU Small Finance Bank important for investors?

The ROA of AU Small Finance Bank is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can AU Small Finance Bank take to improve ROA?

To improve ROA, AU Small Finance Bank can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does AU Small Finance Bank pay?

Over the past 12 months, AU Small Finance Bank paid a dividend of 1 INR . This corresponds to a dividend yield of about 0.17 %. For the coming 12 months, AU Small Finance Bank is expected to pay a dividend of 1.15 INR.

What is the dividend yield of AU Small Finance Bank?

The current dividend yield of AU Small Finance Bank is 0.17 %.

When does AU Small Finance Bank pay dividends?

AU Small Finance Bank pays a quarterly dividend. This is distributed in the months of August, August, August, August.

How secure is the dividend of AU Small Finance Bank?

AU Small Finance Bank paid dividends every year for the past 6 years.

What is the dividend of AU Small Finance Bank?

For the upcoming 12 months, dividends amounting to 1.15 INR are expected. This corresponds to a dividend yield of 0.19 %.

In which sector is AU Small Finance Bank located?

AU Small Finance Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von AU Small Finance Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of AU Small Finance Bank from 8/25/2024 amounting to 1 INR, you needed to have the stock in your portfolio before the ex-date on 7/12/2024.

When did AU Small Finance Bank pay the last dividend?

The last dividend was paid out on 8/25/2024.

What was the dividend of AU Small Finance Bank in the year 2023?

In the year 2023, AU Small Finance Bank distributed 1 INR as dividends.

In which currency does AU Small Finance Bank pay out the dividend?

The dividends of AU Small Finance Bank are distributed in INR.

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Andere Kennzahlen von AU Small Finance Bank

Our stock analysis for AU Small Finance Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of AU Small Finance Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.