Access the world's leading financial data and tools

Subscribe for $2
Overview
Profile

AU Small Finance Bank stock

AUBANK.NS
INE949L01017

Price

0
Today +/-
-0
Today %
-0 %

AU Small Finance Bank stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the AU Small Finance Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the AU Small Finance Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the AU Small Finance Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze AU Small Finance Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

AU Small Finance Bank Stock Price History

DateAU Small Finance Bank Price
12/11/20240 undefined
12/10/20240 undefined
12/9/20240 undefined
12/6/20240 undefined
12/5/20240 undefined
12/4/20240 undefined
12/3/20240 undefined
12/2/20240 undefined
11/29/20240 undefined
11/28/20240 undefined
11/27/20240 undefined
11/26/20240 undefined
11/25/20240 undefined
11/22/20240 undefined
11/21/20240 undefined
11/19/20240 undefined
11/18/20240 undefined
11/14/20240 undefined
11/13/20240 undefined

AU Small Finance Bank Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into AU Small Finance Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by AU Small Finance Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects AU Small Finance Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of AU Small Finance Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into AU Small Finance Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing AU Small Finance Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on AU Small Finance Bank’s growth potential.

AU Small Finance Bank Revenue, EBIT and net profit per share

DateAU Small Finance Bank RevenueAU Small Finance Bank Net Income
2027e0 undefined0 undefined
2026e0 undefined0 undefined
2025e0 undefined0 undefined
20240 undefined0 undefined
20230 undefined0 undefined
20220 undefined0 undefined
20210 undefined0 undefined
20200 undefined0 undefined
20190 undefined0 undefined
20180 undefined0 undefined
20170 undefined0 undefined
20160 undefined0 undefined
20150 undefined0 undefined
20140 undefined0 undefined
20130 undefined0 undefined
20120 undefined0 undefined

AU Small Finance Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
20122013201420152016201720182019202020212022202320242025e2026e2027e
0000000000000000
----------------
----------------
0000000000000000
0000000000000000
----------------
0000000000000000
----------------
0000000000000000
----------------
Details

Keystats

ⓘ

Revenue and Growth

The AU Small Finance Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the AU Small Finance Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
2012201320142015201620172018201920202021202220232024
                         
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
                         
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
0000000000000
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of AU Small Finance Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand AU Small Finance Bank's financial health and stability.

Assets

AU Small Finance Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that AU Small Finance Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of AU Small Finance Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into AU Small Finance Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
201220132014201520162017201820192020202120222023
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
000000000000
------------
000000000000
000000000000
000000000000
000000000000

AU Small Finance Bank stock margins

The AU Small Finance Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of AU Small Finance Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for AU Small Finance Bank.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the AU Small Finance Bank's sales revenue. A higher gross margin percentage indicates that the AU Small Finance Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the AU Small Finance Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the AU Small Finance Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the AU Small Finance Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the AU Small Finance Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the AU Small Finance Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

AU Small Finance Bank Margin History

DateAU Small Finance Bank Profit margin
2027e0 %
2026e0 %
2025e0 %
20240 %
20230 %
20220 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %

AU Small Finance Bank Stock Sales Revenue, EBIT, Earnings per Share

The AU Small Finance Bank earnings per share therefore indicates how much revenue AU Small Finance Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue AU Small Finance Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates AU Small Finance Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of AU Small Finance Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating AU Small Finance Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

AU Small Finance Bank Revenue, EBIT and net profit per share

DateAU Small Finance Bank Sales per ShareAU Small Finance Bank Earnings per Share
2027e0 undefined0 undefined
2026e0 undefined0 undefined
2025e0 undefined0 undefined
20240 undefined0 undefined
20230 undefined0 undefined
20220 undefined0 undefined
20210 undefined0 undefined
20200 undefined0 undefined
20190 undefined0 undefined
20180 undefined0 undefined
20170 undefined0 undefined
20160 undefined0 undefined
20150 undefined0 undefined
20140 undefined0 undefined
20130 undefined0 undefined
20120 undefined0 undefined

AU Small Finance Bank business model

AU Small Finance Bank Ltd is a bank based in India that was founded in 1996 as a retail business called AU Financiers. Over the years, the company has become one of the leading microfinance institutions in the country, with a strong focus on providing financial services to rural and semi-urban areas. The bank is headquartered in Jaipur, Rajasthan and has a strong presence in rural and semi-urban areas of Uttar Pradesh, Rajasthan, Gujarat, Maharashtra, Madhya Pradesh, Delhi, and Punjab. The company's business model emphasizes providing financial services to customers in rural and semi-urban areas of India. The bank offers a range of products, including loans, deposits, payment products, and asset-based products such as insurance, mutual funds, and stock investments. The bank also offers specialized products such as education loans, home loans, agricultural loans, micro and small loans, and auto and business loans. The bank is divided into several divisions to effectively meet the needs of its various customer bases, including the retail division, which offers products such as loans and deposits to retail customers. The business banking division focuses on small and medium-sized enterprises (SMEs) and offers solutions for companies that need capital for growth or business expansion. The bank also has an asset management division that focuses on managing the assets of institutional clients, offering a wide range of products such as investment funds, stocks, insurance, and debt securities. The company has experienced rapid growth in recent years and has expanded its presence in the Indian market significantly. It has also received significant investments from foreign investors such as KKR and Warburg Pincus, which are expected to help the company expand into new markets and introduce new products. Overall, AU Small Finance Bank Ltd has established itself as one of the leading microfinance banks in India, specializing in providing financial services to customers in rural and semi-urban areas. The company has a wide range of products and services tailored to the specific needs of its diverse customers and has gained momentum in recent times, with plans to further expand its presence in India. AU Small Finance Bank is one of the most popular companies on Eulerpool.com.

AU Small Finance Bank SWOT Analysis

Strengths

1. Robust financial performance and steady growth over the years.

2. Diversified product portfolio offering a range of financial services.

3. Extensive branch network and strong presence in rural and semi-urban areas.

4. Strong focus on technology and digital innovation, enhancing customer experience.

Weaknesses

1. Relatively smaller market share compared to larger established banks.

2. Limited international presence, primarily focused on domestic market.

3. Dependency on wholesale funding, increasing vulnerability to market fluctuations.

4. Higher operational costs due to expansion efforts and investments in technology.

Opportunities

1. Rapidly growing Indian economy provides opportunities for increased lending and market expansion.

2. Government initiatives promoting financial inclusion, especially in rural areas.

3. Increasing demand for digital banking solutions, offering a competitive advantage.

4. Scope for partnerships and collaborations with fintech companies to enhance product offerings.

Threats

1. Intense competition from established banks and emerging fintech startups.

2. Economic downturn or financial instability impacting customer borrowing capacity.

3. Stringent regulatory environment, requiring compliance and potential risk of penalties.

4. Vulnerability to cybersecurity threats and data breaches, affecting customer trust.

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

AU Small Finance Bank Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

AU Small Finance Bank historical P/E ratio, EBIT multiple, and P/S ratio

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

AU Small Finance Bank shares outstanding

The number of shares was AU Small Finance Bank in 2023 — This indicates how many shares 656.909 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue AU Small Finance Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates AU Small Finance Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of AU Small Finance Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating AU Small Finance Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

AU Small Finance Bank stock splits

In AU Small Finance Bank's history, there have been no stock splits.
AU Small Finance Bank does not pay out any dividends.
AU Small Finance Bank does not pay out any dividends.
AU Small Finance Bank does not pay out any dividends.
LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2
Unfortunately, there are currently no price targets and forecasts available for AU Small Finance Bank.

AU Small Finance Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240 0  (6.93 %)2025 Q2
6/30/20240 0  (-2.08 %)2025 Q1
3/31/20240 0  (26.57 %)2024 Q4
12/31/20230 0  (-11.6 %)2024 Q3
9/30/20230 0  (2.08 %)2024 Q2
6/30/20230 0  (-7.48 %)2024 Q1
3/31/20230 0  (1 %)2023 Q4
12/31/20220 0  (4.91 %)2023 Q3
9/30/20220 0  (1.73 %)2023 Q2
6/30/20220 0  (-11.67 %)2023 Q1
1
2
3

Eulerpool ESG Scorecard© for the AU Small Finance Bank stock

Eulerpool World ESG Rating (EESG©)

77/ 100

🌱 Environment

76

👫 Social

72

🏛️ Governance

85

Environment

Scope 1 - Direct Emissions
280.04
Scope 2 - Indirect emissions from purchased energy
15,365.92
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
15,645.96
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees8
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

AU Small Finance Bank shareholders

%
Name
Stocks
Change
Date
15.74878 % Agarwal (Sanjay)117,191,36006/30/2024
8.03386 % Fincare Business Services Ltd59,782,38706/30/2024
7.20637 % Capital Research Global Investors53,624,729-6,718,6266/30/2024
3.62033 % Camas Investments Pte. Ltd.26,939,94606/30/2024
3.17648 % Agarwal (Jyoti)23,637,12006/30/2024
3.09557 % Kotak Mahindra Asset Management Company Limited23,035,088-1,789,7886/30/2024
2.61322 % HDFC Asset Management Co., Ltd.19,445,720-87,1336/30/2024
2.50505 % Agarwal (Shakuntala)18,640,86006/30/2024
2.08471 % Aditya Birla Sun Life AMC Limited15,512,987-762,4306/30/2024
1.85417 % Tibrewal (Uttam)13,797,46806/30/2024
1
2
3
4
5
...
10

AU Small Finance Bank Executives and Management Board

Mr. Sanjay Agarwal

(52)
AU Small Finance Bank Chief Executive Officer, Managing Director, Executive Director
Compensation 32.2 M

Mr. Uttam Tibrewal

(52)
AU Small Finance Bank Whole-Time Director (since 2017)
Compensation 24 M

Mr. Vimal Jain

AU Small Finance Bank Chief Financial Officer
Compensation 11.4 M

Mr. Manmohan Parnami

AU Small Finance Bank Company Secretary
Compensation 8.2 M

Mr. Deepak Jain

AU Small Finance Bank Chief Risk Officer (since 2021)
Compensation 7.1 M
1
2
3
4
5
...
6

Most common questions regarding AU Small Finance Bank

What values and corporate philosophy does AU Small Finance Bank represent?

AU Small Finance Bank Ltd represents values of customer centricity, transparency, and integrity. Committed to providing financial services to the underserved and unserved segments, AU Small Finance Bank focuses on inclusivity and ensuring responsible banking practices. With a philosophy of "improving lives by delivering financial inclusion," the bank prioritizes innovation and technology to offer tailor-made solutions that meet customers' diverse needs. AU Small Finance Bank fosters a culture of continuous learning and growth, empowering its employees to deliver exceptional customer experiences. By embodying these values and philosophy, AU Small Finance Bank aims to contribute to the economic development and well-being of its customers and stakeholders.

In which countries and regions is AU Small Finance Bank primarily present?

AU Small Finance Bank Ltd is primarily present in India.

What significant milestones has the company AU Small Finance Bank achieved?

AU Small Finance Bank Ltd has achieved several significant milestones since its inception. These include obtaining a license from the Reserve Bank of India to operate as a Small Finance Bank in 2017. The bank has also witnessed substantial growth in its customer base and branch network, expanding its presence to various cities across India. AU Small Finance Bank Ltd has been consistently recognized for its outstanding performance and innovation in the banking sector. Additionally, the company has successfully raised capital through various fundraising initiatives to support its expansion plans. Overall, AU Small Finance Bank Ltd has established itself as a leading player in the Indian banking industry, showcasing remarkable achievements in a short span of time.

What is the history and background of the company AU Small Finance Bank?

AU Small Finance Bank Ltd is a financial institution based in India. Founded in 1996 as AU Financiers, it started as a non-banking finance company (NBFC) providing vehicle finance. In 2017, it received a license from the Reserve Bank of India to operate as a small finance bank. Since then, AU Small Finance Bank has expanded its product offerings to include retail and MSME banking, along with a range of loan and deposit products. The bank focuses on serving the underserved and unserved segments of society, providing accessible and inclusive banking solutions. AU Small Finance Bank Ltd has grown steadily over the years and is recognized for its customer-centric approach and strong business ethics.

Who are the main competitors of AU Small Finance Bank in the market?

The main competitors of AU Small Finance Bank Ltd in the market are ICICI Bank, HDFC Bank, Axis Bank, and Kotak Mahindra Bank.

In which industries is AU Small Finance Bank primarily active?

AU Small Finance Bank Ltd is primarily active in the financial services industry. With a focus on providing banking services to underserved and unbanked segments of the population, AU Small Finance Bank has established itself as a key player in the microfinance sector. Additionally, the bank also engages in various other financial activities, including retail banking, small and medium-sized enterprises (SME) banking, and offering loans and advances. AU Small Finance Bank Ltd's expertise in these industries allows it to cater to the financial needs of individuals and businesses, driving its growth and success in the market.

What is the business model of AU Small Finance Bank?

The business model of AU Small Finance Bank Ltd revolves around being a retail-focused, technology-driven financial institution. AU Small Finance Bank offers a wide range of banking services, including savings accounts, current accounts, fixed deposits, and various loans such as personal loans, business loans, and vehicle loans. They primarily cater to the underserved and unserved segments of society, such as low- and middle-income individuals, micro and small enterprises, and the rural and semi-urban population. Through their extensive branch network and digital platforms, AU Small Finance Bank aims to provide convenient and accessible financial solutions to its customers.

What is the P/E ratio of AU Small Finance Bank 2024?

The P/E ratio cannot be calculated for AU Small Finance Bank at the moment.

What is the P/S ratio of AU Small Finance Bank 2024?

The P/S cannot be calculated for AU Small Finance Bank currently.

What is the Quality Investing of AU Small Finance Bank?

The Quality Investing for AU Small Finance Bank is 5/10.

What is the revenue of AU Small Finance Bank 2024?

The revenue cannot currently be calculated for AU Small Finance Bank.

How high is the profit of AU Small Finance Bank 2024?

The profit cannot currently be calculated for AU Small Finance Bank.

What is the business model of AU Small Finance Bank

AU Small Finance Bank Ltd is an Indian financial institution established in 1996 as a non-banking financial company. In April 2017, it received approval from the Reserve Bank of India (RBI) to convert into a full-fledged bank, known as AU Small Finance Bank Ltd. The company's business model relies on a strong digital infrastructure, a comprehensive portfolio of financial products, and a variety of distribution channels such as branches, fintech partnerships, bank staff, retailers, ATMs, and mobile applications. AU Small Finance Bank Ltd offers a wide range of products and services to its customers, including lending, deposits, investment products, payment services, insurance, asset management, trade finance, agricultural loans, executive finance, gold and jewelry financing, and more. Lending is one of the key business segments for AU Small Finance Bank Ltd. The company offers specialized credit products for various segments such as small entrepreneurs, traders, farmers, self-employed individuals, consumers, and real estate buyers. AU Small Finance Bank Ltd relies on segmenting and differentiating its credit products to differentiate itself from the competition. Another key business of AU Small Finance Bank Ltd is deposit taking. The company offers a range of deposit products, including savings accounts, fixed deposits, and high-interest deposits. AU Small Finance Bank Ltd has also developed innovative deposit products tailored to the needs of retirees, such as a special senior citizen deposit. The company is also engaged in asset management, offering a wide range of investment funds. The range includes equity funds, debt securities, mixed funds, ETFs, liquidity funds, and alternative investments. AU Small Finance Bank Ltd is also involved in the insurance industry and has partnered with leading life insurance companies to offer a comprehensive range of insurance products. The company offers a wide range of insurance products such as life insurance, health insurance, accident insurance, and liability insurance. The bank is also active in agricultural financing, providing loans and other banking services to farmers. AU Small Finance Bank Ltd has developed innovative products such as loans for wage earners in agriculture to increase financial inclusion in this important segment of the economy. Overall, AU Small Finance Bank Ltd has built a strong business model to serve a diverse range of customers and offer a broad portfolio of financial products. The company has a strong presence in India and plans to expand its operations to other countries. With its robust digital infrastructure and innovative technology-enabled services, AU Small Finance Bank Ltd is well positioned to grow in the increasingly competitive financial industry.

What is the AU Small Finance Bank dividend?

AU Small Finance Bank pays a dividend of 0 INR distributed over payouts per year.

How often does AU Small Finance Bank pay dividends?

The dividend cannot currently be calculated for AU Small Finance Bank or the company does not pay out a dividend.

What is the AU Small Finance Bank ISIN?

The ISIN of AU Small Finance Bank is INE949L01017.

What is the AU Small Finance Bank ticker?

The ticker of AU Small Finance Bank is AUBANK.NS.

How much dividend does AU Small Finance Bank pay?

Over the past 12 months, AU Small Finance Bank paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, AU Small Finance Bank is expected to pay a dividend of 1.15 INR.

What is the dividend yield of AU Small Finance Bank?

The current dividend yield of AU Small Finance Bank is .

When does AU Small Finance Bank pay dividends?

AU Small Finance Bank pays a quarterly dividend. This is distributed in the months of August, August, August, August.

How secure is the dividend of AU Small Finance Bank?

AU Small Finance Bank paid dividends every year for the past 6 years.

What is the dividend of AU Small Finance Bank?

For the upcoming 12 months, dividends amounting to 1.15 INR are expected. This corresponds to a dividend yield of 0.19 %.

In which sector is AU Small Finance Bank located?

AU Small Finance Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von AU Small Finance Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of AU Small Finance Bank from 8/25/2024 amounting to 1 INR, you needed to have the stock in your portfolio before the ex-date on 7/12/2024.

When did AU Small Finance Bank pay the last dividend?

The last dividend was paid out on 8/25/2024.

What was the dividend of AU Small Finance Bank in the year 2023?

In the year 2023, AU Small Finance Bank distributed 1 INR as dividends.

In which currency does AU Small Finance Bank pay out the dividend?

The dividends of AU Small Finance Bank are distributed in INR.

All fundamentals about AU Small Finance Bank

Our stock analysis for AU Small Finance Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of AU Small Finance Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.