Definition: "Natürliche Personen" (German for "natural persons") is a legal term used in the context of capital markets, referring to individuals who are recognized as legal entities capable of acting on their own behalf and assuming rights and obligations. In the field of investments, "natürliche Personen" play a crucial role as they are distinct from legal entities such as corporations, partnerships, or government entities.

They represent individual investors who engage in various financial transactions within the capital markets, including stocks, loans, bonds, money markets, and cryptocurrencies. As per German law, "natürliche Personen" possess certain rights and responsibilities that are relevant to their participation in capital markets. They have the capacity to enter into investment contracts, buy and sell securities, and exercise voting rights in corporate matters. Furthermore, natural persons are subject to taxation on their investment income and may be entitled to certain exemptions or deductions under applicable tax laws. From a regulatory perspective, the distinction between "natürliche Personen" and legal entities is paramount. Financial regulations, such as know-your-customer (KYC) requirements, anti-money laundering (AML) regulations, and investor protection measures, are tailored to safeguard the interests of "natürliche Personen" and ensure fair and transparent market practices. In the context of stocks, loans, bonds, money markets, and cryptocurrencies, "natürliche Personen" may engage in various investment strategies and utilize different investment vehicles. They can invest in individual stocks, participate in initial public offerings (IPOs), or opt for diversified portfolios through mutual funds or exchange-traded funds (ETFs). Additionally, they have the option to invest in bonds issued by governments or corporations or trade digital currencies through online platforms. In conclusion, "natürliche Personen" represent individual investors who actively participate in capital markets, playing a fundamental role in shaping the dynamics of the financial world. By understanding the rights, responsibilities, and opportunities associated with being a "natürliche Person," investors can effectively navigate the intricate landscape of stocks, loans, bonds, money markets, and cryptocurrencies, empowering themselves to make informed investment decisions.