Synchrony Financial Stock

Synchrony Financial ROE

The Return on Equity (ROE) of Synchrony Financial (SYF) as of Aug 5, 2026 is 20.69 %. In the previous year, Return on Equity (ROE) was 20.67 % — a change of 0.10% (higher).

ROE

20.69 %

YoY

0.10%

Last updated:

In 2026, Synchrony Financial's return on equity (ROE) was 20.69 %, a 0.10% increase from the 20.67 % ROE in the previous year.

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Synchrony Financial Stock analysis

What does Synchrony Financial do? Synchrony Financial is a leading US provider of consumer credit and payment solutions. The company was spun off from GE Capital in 2014 and is headquartered in Stamford, Connecticut. Since its founding, the company has become one of the leading providers of credit card, financial, and payment services in the US. Synchrony Financial works with various retailers and other companies to offer a wide range of credit and financial solutions to customers in the US and Canada. Synchrony Financial is one of the most popular companies on Eulerpool.

ROE Details

Decoding Synchrony Financial's Return on Equity (ROE)

Synchrony Financial's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Synchrony Financial's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Synchrony Financial's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Synchrony Financial’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Synchrony Financial stock

Return on Equity (ROE) of Synchrony Financial is 20.69 % in 2026.

Return on Equity (ROE) of Synchrony Financial changed from 20.67 % to 20.69 %, representing a 0.10% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Synchrony Financial since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Synchrony Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Synchrony Financial

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Synchrony Financial