Synchrony Financial Stock

Synchrony Financial Debt

The Debt of Synchrony Financial (SYF) as of Aug 13, 2026 is 15.18 B USD. In the previous year, Debt was 15.46 B USD — a change of -1.81% (lower).

Debt

15.18 BUSD

YoY

-1.81%

Last updated:

In 2026, Synchrony Financial's total debt was 15.18 B USD, a -1.81% change from the 15.46 B USD total debt recorded in the previous year.

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Synchrony Financial Stock analysis

What does Synchrony Financial do? Synchrony Financial is a leading US provider of consumer credit and payment solutions. The company was spun off from GE Capital in 2014 and is headquartered in Stamford, Connecticut. Since its founding, the company has become one of the leading providers of credit card, financial, and payment services in the US. Synchrony Financial works with various retailers and other companies to offer a wide range of credit and financial solutions to customers in the US and Canada. Synchrony Financial is one of the most popular companies on Eulerpool.

Debt Details

Understanding Synchrony Financial's Debt Structure

Synchrony Financial's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Synchrony Financial's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Synchrony Financial’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Synchrony Financial’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Synchrony Financial stock

Debt of Synchrony Financial is 15.18 B USD in 2026.

Debt of Synchrony Financial changed from 15.46 B USD to 15.18 B USD, representing a -1.81% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Synchrony Financial since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Synchrony Financial historically and in real time.

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Balance Sheet — Synchrony Financial

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — Synchrony Financial