Synchrony Financial

Synchrony Financial DSCR

The Debt Service Coverage Ratio (DSCR) of Synchrony Financial (SYF) as of Nov 5, 2026 is 0.65. In the previous year, Debt Service Coverage Ratio (DSCR) was 0.64 — a change of 1.88% (higher).

DSCR

0.65

YoY

1.88%

Last updated:

Debt Service Coverage Ratio (DSCR) of Synchrony Financial is 2025 0.65 . Debt Service Coverage Ratio (DSCR) of Synchrony Financial was 2024 0.64 . It decreases by 1.88% higher compared to the previous year.

The Synchrony Financial DSCR history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

DSCR
Date
DSCR
Jan 1, 2018
0.39 USD
Jan 1, 2019
0.45 USD
Jan 1, 2020
0.47 USD
Jan 1, 2021
0.49 USD
Jan 1, 2022
0.47 USD
Jan 1, 2023
0.54 USD
Jan 1, 2024
0.64 USD
Jan 1, 2025
0.65 USD
The Synchrony Financial DSCR history
YEARDSCRYoY
0.65+1.88%
0.64+18.46%
0.54+13.98%
0.47-3.61%
0.49+3.11%
0.47+4.88%
0.45+16.24%
0.39-5.57%
0.41+27.57%
0.32+26.88%
0.25+30.98%
0.19—

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Synchrony Financial Stock analysis

What does Synchrony Financial do? Synchrony Financial is a leading US provider of consumer credit and payment solutions. The company was spun off from GE Capital in 2014 and is headquartered in Stamford, Connecticut. Since its founding, the company has become one of the leading providers of credit card, financial, and payment services in the US. Synchrony Financial works with various retailers and other companies to offer a wide range of credit and financial solutions to customers in the US and Canada. Synchrony Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Synchrony Financial stock

Debt Service Coverage Ratio (DSCR) of Synchrony Financial is 0.65 in 2025.

Debt Service Coverage Ratio (DSCR) of Synchrony Financial changed from 0.64 to 0.65, representing a 1.88% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) Synchrony Financial since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s Synchrony Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — Synchrony Financial

Debt-to-EquityNet Debt / EBITDAInterest CoverageCurrent RatioQuick RatioCash RatioDebt / AssetsFinancial LeverageEquity RatioLT Debt/EquityNet Debt/EquityDebt/EBITDADSCRFinancial Debt RatioOCF/DebtFCF/DebtNet Debt/FCFDebt/Market Cap

All Key Metrics — Synchrony Financial