Synchrony Financial operates under the business model of providing consumer financial services. As a leading consumer financial services company, Synchrony offers a range of credit products and promotional financing solutions for retail partners across various industries. Their business model revolves around partnering with retailers, healthcare providers, and other businesses to offer consumers financing options, such as private label credit cards, installment loans, and loyalty programs. Synchrony Financial aims to help businesses drive sales and build customer loyalty by providing convenient and flexible financing solutions, ultimately enriching the shopping experience for consumers.

Synchrony Financial is primarily active in the financial services industry.

Synchrony Financial faces competition from various companies operating in the financial services industry. Some of the main competitors of Synchrony Financial include American Express, Capital One Financial, Discover Financial Services, and PayPal Holdings. These companies are also significant players in the market, offering similar products and services such as credit cards, consumer loans, and payment solutions. Synchrony Financial aims to distinguish itself through its customer-focused approach, tailored financing options, and strategic partnerships with retailers across various industries.

Synchrony Financial, a leading consumer financial services company, has a rich history and background. Established in 2003 as a subsidiary of General Electric, Synchrony Financial became an independent company in 2014 when it completed its initial public offering. With its headquarters in Stamford, Connecticut, Synchrony Financial offers a wide range of financial products and services, including credit cards, installment lending, and savings products. The company partners with various retailers nationwide, providing customized credit programs to their customers. Synchrony Financial has grown to become one of the largest providers of private label credit cards in the United States, serving millions of consumers and businesses.

Synchrony Financial has accomplished several significant milestones. As a leading consumer financial services company, Synchrony has achieved consistent growth and success over the years. It became a standalone company in 2014 after separating from General Electric. Since then, it has expanded its capabilities and strengthened its position in the market. Synchrony Financial has also established strategic partnerships with numerous well-known brands, enabling it to provide customized financial solutions to their customers. Moreover, the company has been recognized for its commitment to innovation and customer service, earning accolades such as being named one of the World's Most Admired Companies by Fortune magazine.

Synchrony Financial is primarily present in the United States, serving customers across all 50 states. With its headquarters in Stamford, Connecticut, the company provides financial services to a diverse range of customers, including individuals, retailers, and merchants. As one of America's largest consumer financial services companies, Synchrony Financial has built a strong presence throughout the nation, offering various credit solutions, banking services, and savings products tailored to meet the needs of American consumers.

Synchrony Financial represents a strong set of values and a corporate philosophy focused on customer-centricity, innovation, and expertise. Committed to delivering exceptional financial services, the company prioritizes creating meaningful partnerships with its customers and helping them achieve their financial goals. Synchrony Financial believes in providing seamless digital experiences and personalized solutions. With a commitment to responsible lending and sustainable practices, the company aims to promote financial inclusion for all. Synchrony Financial's dedication to excellence, trust, and integrity makes it a reputable player in the financial industry.

Analysts currently set an average price target of 93.01 USD for the Synchrony Financial stock (median: 94.86 USD), implying +26.7 % versus the latest price. The consensus is based on 27 analyst ratings.

Synchrony Financial Analyst Price Targets 2026

27 analysts currently rate the Synchrony Financial stock: 20 recommend buying, 7 holding and 0 selling. For 2026, analysts expect Synchrony Financial to generate revenue of 18.21 B USD and earnings per share of 8.67 USD.

Synchrony Financial Analyst Price Targets 2026

Converted at the current exchange rate, the Synchrony Financial share trades at 64.36 EUR (73.41 USD).

The Synchrony Financial share (SYF) is listed on 8 stock exchanges, including: NYSE (SYF), XETRA (SFE.DE), Frankfurt (SFE.F), München (SFE.MU), Düsseldorf (SFE.DU), London (0LC3.L), London (0LC3.L), SIX (Zürich) (SFE.SW).

Synchrony Financial is a financial company that offers various financial products and services. Its business model focuses on three core areas: credit cards, consumer loans, and deposits. The company partners with retailers to issue private label credit cards, providing discounts, loyalty rewards, and other benefits. Additionally, Synchrony Financial offers consumer loans for major purchases and special medical expense loans. The company also provides deposit products such as savings and checking accounts and CDs. Synchrony Financial utilizes innovative technologies, like the Synchrony Digital Suite, to enhance the customer experience. It prioritizes compliance and customer support, managing risks and adhering to regulations. In summary, Synchrony Financial aims to meet a wide range of customer needs through its diverse financial products and services, emphasizing innovation, technology, compliance, and customer support to foster trust and loyalty.

The expected revenue of Synchrony Financial is 18.21 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Synchrony Financial is 3.24 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Synchrony Financial is currently 8.46. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Synchrony Financial stock.

The price-to-sales ratio (P/S) of Synchrony Financial is currently 1.51. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Synchrony Financial stock.

The Eulerpool Quality Score for Synchrony Financial is 3/10.

The ISIN of Synchrony Financial is US87165B1035. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Synchrony Financial is A117UJ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Synchrony Financial is SYF. The ticker symbol is used to trade Synchrony Financial shares on the stock exchange.

Over the past 12 months, Synchrony Financial paid a dividend of 1.15 USD . This corresponds to a dividend yield of about 1.57 %. For the coming 12 months, Synchrony Financial is expected to pay a dividend of 1.27 USD.

The current dividend yield of Synchrony Financial is 1.57 %.

Synchrony Financial pays a dividend, distributed in the months of , , , .

Synchrony Financial paid dividends every year for the past 10 years.

For the upcoming 12 months, dividends amounting to 1.27 USD are expected. This corresponds to a dividend yield of 1.72 %.

Synchrony Financial is assigned to the 'Finance' sector.

To receive the latest dividend of Synchrony Financial from amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Synchrony Financial distributed 1 USD as dividends.

The dividends of Synchrony Financial are distributed in USD.