Ally Financial (ALLY) Stock Price

Ally Financial Price

NYSE·CLOSED
38.79
+0.05 (+0.13 %)
Market closed

Revenue at Ally Financial has contracted by 5.5% per year over the past 19 years to 12.15 B USD. Earnings per share have declined at 5.9% per year over the last 19 years. Ally Financial's net margin stands at 7.0%, down from 34.3% several years earlier. Ally Financial currently offers a dividend yield of about 3.09%. The payout ratio is around 44% of earnings. The dividend has grown at 25.1% per year over the past 9 years. Analysts set a median price target of 55.00 USD, implying 41.8% above the current price. Of 24 analysts, 19 rate the stock a buy — an overall Buy consensus. The stock trades about 8% above its 52-week low.

Ally Financial stock price

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Ally Financial business model & stock analysis

Ally Financial Inc is a financial services company headquartered in Detroit, Michigan. The company was founded in 1919 under the name General Motors Acceptance Corporation (GMAC) and was originally a subsidiary of General Motors, one of the world's largest automakers. GMAC's purpose was to provide vehicle financing for General Motors customers. Over the years, Ally's business model has changed and expanded, especially after the 2008 financial crisis, which also heavily impacted GM. Ally Financial was formed in 2009 when GMAC was converted into a standalone company. Today, Ally offers a wide range of financial services, including auto loans, leasing, online banking, mortgages, credit cards, and investment products. Ally is one of the largest auto financing companies in the United States and also has a presence in Canada and Mexico. The auto lending division remains a significant part of Ally's business, as the company has made a name for itself as a pioneer in the digital financial world. Ally is an online auto loan lender that provides customers with a quick and convenient way to finance or lease a vehicle. Customers can choose their car online and request real-time financing through the Ally Auto portal. In addition to auto loans, Ally also offers a range of banking services. Their Ally Bank Online Savings Account offers a high-interest rate and is one of the top online savings products in the market. They also offer inviting overdraft protection and a free Ally Bank Debit Mastercard. Ally also has a mortgage division and offers refinancing and home loans. These are handled through the Ally Home Loan department and provide a variety of mortgage options tailored to customer needs. In the investment sector, Ally offers various investment products, including Exchange Traded Funds (ETFs) and an online trading platform called Ally Invest. Through Ally Invest, customers can easily and quickly trade stocks, exchange-traded funds (ETFs), and options. In summary, Ally Financial offers a comprehensive range of financial services and has established itself as a leading provider of online auto loans and banking solutions in the US market. The company operates multiple business segments and offers innovative products and services to its customers. Ally specializes in offering its services online, providing a simple and convenient way to access financial products. With an annual revenue of over $9 billion, Ally Financial has a strong position in the American market and is also becoming increasingly recognized internationally.

Frequently asked questions about Ally Financial

The business model of Ally Financial Inc is focused on providing a wide range of financial services primarily to automotive dealers and their customers. Ally Financial operates as a financial holding company offering products and services such as retail automotive financing, dealer services, insurance, online banking, mortgage loans, and corporate finance. With a customer-centric approach, Ally Financial aims to enable individuals and businesses to achieve their financial goals, offering tailored solutions and competitive rates. As a leading financial institution, Ally Financial Inc strives to uphold a reputation of trust, reliability, and innovation in the industry.

Ally Financial Inc is primarily active in the financial services industry.

The main competitors of Ally Financial Inc in the market include Wells Fargo, JPMorgan Chase, Bank of America, and Capital One.

Ally Financial Inc, a leading digital financial services company, has an intriguing history and background. Established in 1919 as General Motors Acceptance Corporation (GMAC), it initially provided financing to car buyers. Over the years, Ally expanded its services to encompass a wide range of financial offerings, including banking, mortgage, auto lending, and investment options. In 2010, the company changed its name to Ally Financial Inc, reflecting its desire to be a comprehensive financial services provider, not solely focused on the auto industry. With a commitment to innovation and customer-centric solutions, Ally has become a trusted partner for individuals and businesses seeking reliable financial services.

Ally Financial Inc has achieved several significant milestones throughout its history. Firstly, the company successfully navigated the global financial crisis of 2008 and transformed itself into a leading digital financial services company. Additionally, Ally Financial Inc became a public company in 2014, further establishing its presence in the market. The company has also consistently delivered strong financial results, maintaining a solid track record of profitability. Furthermore, Ally Financial Inc continues to expand its offerings and invest in technology to enhance customer experience and simplify banking processes. Overall, the company's dedication to innovation and its ability to adapt to changing market conditions have contributed to its impressive achievements.

Ally Financial Inc is primarily present in the United States.

Ally Financial Inc represents a strong set of values and a corporate philosophy centered around customer-centricity and innovation. With a commitment to financial services, the company aims to empower its customers to make the most informed financial decisions. Ally Financial Inc focuses on providing transparent and straightforward banking and lending solutions. Through its digital platform and personalized customer experience, the company prioritizes accessibility, simplicity, and trust. By consistently seeking new ways to enhance the customer experience, Ally Financial Inc is dedicated to supporting financial well-being and helping individuals achieve their goals.

Analysts currently set an average price target of 54.43 USD for the Ally Financial stock (median: 55.00 USD), implying +40.3 % versus the latest price. The consensus is based on 24 analyst ratings.

24 analysts currently rate the Ally Financial stock: 19 recommend buying, 5 holding and 0 selling. For 2026, analysts expect Ally Financial to generate revenue of 8.99 B USD and earnings per share of 5.15 USD.

Converted at the current exchange rate, the Ally Financial share trades at 34.04 EUR (38.79 USD).

The Ally Financial share (ALLY) is listed on 8 stock exchanges, including: NYSE (ALLY), London (0HD0.L), SIX (Zürich) (GMZ.SW), XETRA (GMZ.DE), Frankfurt (GMZ.F), München (GMZ.MU), Düsseldorf (GMZ.DU).

Ally Financial Inc is a leading provider of automotive services and digital banking products. The company was founded in 1919 and is headquartered in Detroit, Michigan, USA. Ally offers a wide range of financial services, including vehicle loans, leasing, insurance, online banking, investments, asset management, and much more.

The expected revenue of Ally Financial is 8.99 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Ally Financial is 1.62 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Ally Financial is currently 7.54. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Ally Financial stock.

The price-to-sales ratio (P/S) of Ally Financial is currently 1.36. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Ally Financial stock.

The Eulerpool Quality Score for Ally Financial is 3/10.

The ISIN of Ally Financial is US02005N1000. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Ally Financial is A1W2MF. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Ally Financial is ALLY. The ticker symbol is used to trade Ally Financial shares on the stock exchange.

Over the past 12 months, Ally Financial paid a dividend of 1.20 USD . This corresponds to a dividend yield of about 3.09 %. For the coming 12 months, Ally Financial is expected to pay a dividend of 1.31 USD.

The current dividend yield of Ally Financial is 3.09 %.

Ally Financial pays a dividend, distributed in the months of October, February, May, July.

Ally Financial paid dividends every year for the past 10 years.

For the upcoming 12 months, dividends amounting to 1.31 USD are expected. This corresponds to a dividend yield of 3.39 %.

Ally Financial is assigned to the 'Finance' sector.

In the year 2025, Ally Financial distributed 1.2 USD as dividends.

The dividends of Ally Financial are distributed in USD.

Fair ValueTerminal
38.79 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
1.18 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website ally.com
Currency
USD
Initial public offering
Apr 10, 2014
ISIN
US02005N1000
Cusip
02005N100
Sedol
B72XK05
Market capitalization
11.97 B USDLarge Cap
52-Week Range
35.96–47.17USD
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
3.80
P/E ratio
P/Ee 2026
7.40
P/Ee 2027
6.03
P/Ee 2028
5.43
P/Ee 2029
6.38
P/S
P/Se
1.36
EV/EBIT
22.55
P/B Ratio
0.77
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
2.29 %
Gross Margin
51.98 %
EBIT Margin
8.65 %
Net Margin
7.01 %
EPS (Earnings Per Share)
2.71 USD
Net Debt / EBIT
11.17
Debt/Equity
1.40
Dividend
Dividend yield
3.09 %
Est. Dividend Yield
3.09 %
Payout Ratio
44.26 %
Dividend growth Ø5Y
6.40 %
Dividend payments per year
4
Dividend paid since
10 years
Dividend not reduced since
10 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Sep 27, 2026, 11:33 PM

Ally Financial Ticker

DÜSSELDORF · GMZ.DUFRANKFURT · GMZ.FLONDON · 0HD0.LLONDON STOCK EXCHANGE · 0HD0.LMUNICH · GMZ.MUNEW YORK · ALLYSIX · GMZ.SWXETRA · GMZ.DE

Ally Financial FIGI

ALLY:US · BBG000BC2R71ALLY:UA · BBG001LYYYW2ALLY:UC · BBG001LYYYX1ALLY:UN · BBG001LYYYZ9ALLY:UP · BBG001LYYZ04ALLY:UB · BBG001LYYZ22ALLY:UT · BBG001LYYZ31ALLY:UM · BBG001LYYZ40ALLY:UX · BBG001LYYZ59ALLY:UD · BBG001LYYZC1ALLY:UF · BBG001LYYZH6ALLY:VY · BBG001LYYZJ4