Capital One Financial (COF) Stock Price

Capital One Financial Price

NYSE·CLOSED
197.85
​
Market closed

Revenue has compounded at 8.1% per year over the past 19 years to 53.43 B USD. Earnings per share have declined at 2.2% per year over the last 19 years. Capital One Financial's net margin stands at 4.6%, down from 40.7% several years earlier. Capital One Financial currently offers a dividend yield of about 1.31%. The payout ratio is around 67% of earnings. The dividend has grown at 18.3% per year over the past 19 years. Analysts set a median price target of 255.00 USD, implying 28.9% above the current price. Of 29 analysts, 24 rate the stock a buy — an overall Buy consensus.

Capital One Financial stock price

Access this data via the Eulerpool API

Capital One Financial business model & stock analysis

Capital One Financial Corp is a US-based financial holding company that was founded in 1988. The company focuses on offering solutions and services for the credit card, banking, and retail business. History Capital One was originally founded as a pure credit card bank. The company specialized in providing credit cards to customers with lower credit ratings in order to give more people access to credit. However, over the past few decades, Capital One has expanded its business and now also offers banking and retail products. Business Model Capital One's business model is based on making data-driven decisions to offer customers accessible and customer-oriented products. The company relies on innovative technologies and algorithms to meet the needs of each customer. Capital One Financial Corp has made a name for itself in the financial industry and is known for its advanced analytical methods and ability to identify market trends. Segments Capital One has several segments to fulfill customer needs and promote growth in various areas. These segments include: 1. Credit Cards: Capital One offers a variety of credit cards, from cashback cards to travel credit cards. They also have special credit cards available for students and small business owners. 2. Banking: Capital One provides customers with various banking products, from checking accounts to mortgages and auto loans. 3. Investing: Capital One has an online platform where customers can manage their portfolios and invest. 4. Retail: Capital One also offers retail products, such as gift cards and financing for the purchase of appliances and electronics. Products Capital One offers a wide range of products and services to its customers, including: 1. Credit Cards: Capital One has a variety of credit cards, many of which include rewards and benefits. 2. Savings Accounts: Capital One offers savings accounts with high interest rates and no monthly fees. 3. Checking Accounts: Customers have the option to open checking accounts with Capital One that have no minimum balance requirements or monthly fees. 4. Mortgages: Capital One offers mortgages for both homebuyers and real estate investors. 5. Auto Loans: The company provides auto loans for buyers and dealers. 6. Personal Loans: Capital One offers personal loans for various purposes, such as moving or consolidating debt. In conclusion, Capital One Financial Corp is a financial holding company that focuses on customer-oriented solutions and services for the credit card, banking, and retail business. The company relies on data-driven decisions and innovative technologies to meet the needs of its customers. Capital One offers a variety of products, including credit cards, savings accounts, checking accounts, mortgages, auto loans, and personal loans.

Frequently asked questions about Capital One Financial

Capital One Financial Corp is primarily active in the financial services industry.

The main competitors of Capital One Financial Corp in the market include Chase Bank, Bank of America, Wells Fargo, and Citigroup. These financial institutions compete with Capital One in various areas such as credit cards, consumer banking, and commercial banking.

The business model of Capital One Financial Corp revolves around providing financial products and services to consumers, small businesses, and commercial clients. Their primary focus is on offering banking solutions, such as checking and savings accounts, credit cards, auto loans, and mortgages. Additionally, Capital One operates as a digital banking platform, enabling customers to access their accounts and perform transactions online or through their mobile app. The company's business model also incorporates data-driven decision-making and innovative technology to better serve their customers.

Capital One Financial Corp is a renowned financial services institution based in the United States. Established in 1988, Capital One has evolved into one of the largest banks in the country. With a strong focus on credit cards, auto loans, banking, and savings accounts, Capital One caters to both individual consumers and businesses. Over the years, the company has expanded its offerings and gained recognition for its innovative financial solutions and customer-centric approach. Capital One's commitment to technological advancements has allowed it to stay ahead in the dynamic financial industry. Today, Capital One Financial Corp continues to strive for excellence in providing reliable and customer-friendly financial products and services.

Throughout its history, Capital One Financial Corp has achieved numerous significant milestones. Some notable achievements include the company's successful integration of ING Direct in 2012, which expanded its reach and customer base. Additionally, Capital One's strategic acquisition of HSBC's U.S. credit card business in 2012 reinforced its position as a leading credit card issuer. In recent years, the company has also made advancements in digital banking, introducing innovative features and user-friendly platforms for enhanced customer experience. Capital One's commitment to technology and innovation has resulted in several accolades, including being recognized as one of the "World's Most Admired Companies" by Fortune magazine.

Capital One Financial Corp is primarily present in the United States.

Capital One Financial Corp is a leading financial services company committed to providing value and innovation to its customers. The company's corporate philosophy revolves around the core values of excellence, integrity, and teamwork. Capital One aims to deliver exceptional customer experiences through its focus on customer-centricity and continuous improvement. By offering a wide range of financial products and services, Capital One strives to empower individuals and businesses to achieve their financial goals. With its commitment to transparency and responsible banking practices, Capital One embodies trust and reliability in the financial industry while consistently driving growth and delivering shareholder value.

Analysts currently set an average price target of 256.00 USD for the Capital One Financial stock (median: 255.00 USD), implying +29.4 % versus the latest price. The consensus is based on 29 analyst ratings.

29 analysts currently rate the Capital One Financial stock: 24 recommend buying, 5 holding and 0 selling. For 2026, analysts expect Capital One Financial to generate revenue of 63.92 B USD and earnings per share of 17.51 USD.

Converted at the current exchange rate, the Capital One Financial share trades at 173.96 EUR (197.85 USD).

The Capital One Financial share (COF) is listed on 9 stock exchanges, including: NYSE (COF-PI), London (0HT4.L), SIX (Zürich) (COF.SW), XETRA (CFX.DE), Frankfurt (CFX.F), München (CFX.MU), Düsseldorf (CFX.DU), Wien (COFI.VI).

Capital One Financial Corp is an American financial company based in McLean, Virginia. The company offers a wide range of financial products and services to individual customers, small businesses, and corporations. Its business model focuses on providing financial solutions that meet the needs and requirements of its customers. The company is divided into five main business segments: credit cards, consumer banking, business banking, asset management, and specialty financing. Each division offers specialized products and services to serve a broader customer segment. The credit card division is one of Capital One's most important business segments. The company offers a wide range of credit cards tailored to different customer groups. Examples include cash-back, rewards, travel, and business credit cards. Each card offers unique benefits such as rewards for purchases, travel discounts, and zero percent introductory offers for balance transfers and purchases. Consumer banking includes a variety of accounts and financial services for individual customers. These include checking accounts, savings accounts, lines of credit, auto loans, mortgages, and other financial solutions. Capital One is committed to providing its customers with a premier online banking experience. The company has developed a user-friendly mobile app that allows customers to access their accounts, make transfers, and manage financial instruments. The business banking division provides financial services to small and medium-sized enterprises. These services include business loans, checking accounts, investment and retirement products, financing products, and more. Capital One also offers specialized services for industries such as healthcare, construction, and technology. Capital One's asset management division offers investment and financial advisory services to individual customers and corporations. The company provides customized investment portfolios, risk management strategies, and financial planning services. Customers can also access online tools to conduct investment and portfolio analysis. Lastly, Capital One also offers specialty financing services such as auto loans for people with poor credit. These services provide access to financing options for customers who have difficulties obtaining loans from traditional banks. Capital One promotes its products and services through various advertising channels, such as direct mailings, television commercials, and online campaigns. The company also operates a large number of branches in the United States to provide personal contact to its customers. In conclusion, Capital One's business model lies in providing financial products and services tailored to the needs and requirements of its customers. With a focus on credit cards, consumer and business banking, asset management, and specialty financing services, the company enables a wide range of financial solutions. Capital One relies on a comprehensive online presence and branches to promote and offer its services.

The expected revenue of Capital One Financial is 63.92 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Capital One Financial is 11.06 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Capital One Financial is currently 11.30. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Capital One Financial stock.

The price-to-sales ratio (P/S) of Capital One Financial is currently 1.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Capital One Financial stock.

The Eulerpool Quality Score for Capital One Financial is 5/10.

The ISIN of Capital One Financial is US14040H1059. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Capital One Financial is 893413. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Capital One Financial is COF. The ticker symbol is used to trade Capital One Financial shares on the stock exchange.

Fair ValueTerminal
176.09 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
700,314.55 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Nov 16, 1994
ISIN
US14040H1059
Cusip
14040H105
Sedol
2654461
Market capitalization
107.10 B USDLarge Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
2.88
P/E ratio
P/Ee 2026
9.68
P/Ee 2027
8.27
P/Ee 2028
7.16
P/Ee 2029
5.05
P/S
P/Se
1.96
EV/EBIT
43.45
P/B Ratio
0.94
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.50 %
Gross Margin
61.34 %
EBIT Margin
4.27 %
Net Margin
4.59 %
EPS (Earnings Per Share)
3.88 USD
Net Debt / EBIT
-3.50
Debt/Equity
0.44
Dividend
Dividend yield
1.31 %
Est. Dividend Yield
1.62 %
Payout Ratio
66.94 %
Dividend growth Ø5Y
5.39 %
Dividend payments per year
4
Dividend paid since
31 years
Dividend not reduced since
5 years
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Sep 29, 2026, 3:40 PM

Capital One Financial Ticker

DÜSSELDORF · CFX.DUFRANKFURT · CFX.FLONDON · 0HT4.LLONDON STOCK EXCHANGE · 0HT4.LMUNICH · CFX.MUNEW YORK · COF-PISIX · COF.SWVIENNA · COFI.VIXETRA · CFX.DE

Capital One Financial FIGI

COF:US · BBG000BGKTF9COF:UA · BBG000BGKTS5COF:UC · BBG000BGKV91COF:UN · BBG000BGKVR1COF:UP · BBG000BGKW26COF:UB · BBG000BGKWR9COF:UT · BBG000BGKXQ8COF:UM · BBG000BGKY40COF:UX · BBG000BGKYB2COF:UD · BBG000BGL1G8COF:UF · BBG000BGL356COF:VY · BBG000BGL3N6