Synchrony Financial

Synchrony Financial FCF/Debt

The Free Cash Flow to Debt Ratio of Synchrony Financial (SYF) as of Oct 11, 2026 is 64.89 %. In the previous year, Free Cash Flow to Debt Ratio was 63.69 % — a change of 1.88% (higher).

FCF/Debt

64.89 %

YoY

1.88%

Last updated:

Free Cash Flow to Debt Ratio of Synchrony Financial is 2025 64.89 % . Free Cash Flow to Debt Ratio of Synchrony Financial was 2024 63.69 % . It decreases by 1.88% higher compared to the previous year.

The Synchrony Financial FCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Debt
Date
FCF/Debt
Jan 1, 2018
38.93 USD
Jan 1, 2019
45.25 USD
Jan 1, 2020
47.46 USD
Jan 1, 2021
48.93 USD
Jan 1, 2022
47.17 USD
Jan 1, 2023
53.77 USD
Jan 1, 2024
63.69 USD
Jan 1, 2025
64.89 USD
The Synchrony Financial FCF/Debt history
YEARFCF/DebtYoY
64.89 %+1.88%
63.69 %+18.46%
53.77 %+13.98%
47.17 %-3.61%
48.93 %+3.11%
47.46 %+4.88%
45.25 %+16.24%
38.93 %-5.57%
41.23 %+27.57%
32.32 %+26.88%
25.47 %+30.98%
19.45 %—
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Synchrony Financial Stock analysis

What does Synchrony Financial do? Synchrony Financial is a leading US provider of consumer credit and payment solutions. The company was spun off from GE Capital in 2014 and is headquartered in Stamford, Connecticut. Since its founding, the company has become one of the leading providers of credit card, financial, and payment services in the US. Synchrony Financial works with various retailers and other companies to offer a wide range of credit and financial solutions to customers in the US and Canada. Synchrony Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Synchrony Financial stock

Free Cash Flow to Debt Ratio of Synchrony Financial is 64.89 % in 2025.

Free Cash Flow to Debt Ratio of Synchrony Financial changed from 63.69 % to 64.89 %, representing a 1.88% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio Synchrony Financial since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's Synchrony Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — Synchrony Financial

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