FinVolution Group (FINV) Delnica Cena

FinVolution Group Cena

NYSE·ZAPRTO
19,31
​
Trg je zaprt

V zadnjih 10 letih so prihodki FinVolution Group rasli 52,4 % letno in dosegli 13,20 Mrd. CNY. Dobiček na delnico je rasel 21,0 % letno v zadnjih 9 letih. Za FinVolution Group je čista marža 18,7 % padla v primerjavi s 26,5 % pred nekaj leti. Po današnji ceni je dividendna donosnost približno 1,43 %. Izplačilni delež je okoli 20 % dobička. Dividenda je rasla 6,5 % letno v zadnjih 6 letih. Konsenzna 12-mesečna ciljna cena za FinVolution Group je 39,55 CNY, približno nad tečaj za 104,8 %. Od 12 analitikov jih 10 priporoča nakup — skupni konsenz je Nakup.

Cena delnice FinVolution Group

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FinVolution Group poslovni model in analiza delnice

FinVolution Group, prej znana kot PPDAI, je vodilno podjetje na področju fintech s sedežem na Kitajskem in globalnim prisotnostjo. Podjetje je bilo ustanovljeno leta 2007 in začelo kot platforma za posojila med posamezniki (P2P). Od takrat se je razvilo v celovito tehnološko podjetje, ki potrošnikom in institucionalnim strankam ponuja finančne in tehnološke rešitve. Kot platforma P2P FinVolution omogoča posameznikom in majhnim podjetjem dostop do hitrih in enostavnih posojil. Ponujena posojila segajo od 1.000 do 300.000 juanov (RMB). Posojila P2P se razlikujejo od tradicionalnih posojil, saj jih neposredno financirajo investitorji brez vključevanja bank. Kitajska vlada je regulirala trg P2P z namenom zmanjšanja nekontroliranega posojanja in sivega bančnega sektorja. Zaradi kakovostnega upravljanja tveganj in proaktivne poslovne strategije se je FinVolution uveljavila v kitajski industriji P2P. Poleg tega FinVolution svojim institucionalnim strankam zagotavlja tudi storitve B2B, vključno s storitvami upravljanja kreditnih tveganj, gradnjo IT infrastrukture za finančne institucije ter investicijskimi storitvami za kreditne združenja in zaprti skladi. Druga pomembna enota podjetja je njegova platforma za potrošniško zavarovanje, kjer vsak, ki zaključi prijavo za posojilo prek aplikacije PPDAI, samodejno prejme mesečno zavarovanje za svoje posojilo. FinVolution je prav tako pionir na področju spletnih investicijskih storitev za potrošnike, ki lahko prek platforme podjetja dostopajo do inovativnih digitalnih sredstev. Poleg tradicionalnih oblik naložb, kot so delnice in obveznice, podjetje ponuja tudi dostop do alternativnih sredstev, kot so mikroposojila in naložbe v nepremičnine. Tako FinVolution strankam ponuja celovit nabor finančnih produktov in storitev. FinVolution se je uveljavila kot inovativno podjetje na področju fintech in v zgodnjih letih delovanja kot platforma P2P prejela številna priznanja za odličnost pri upravljanju tveganj ter izjemno kakovost storitev za stranke. S pomočjo naprednih metod, temelječih na tveganjih, je podjetje uspešno rastlo na kitajskem finančnem trgu, kljub regulativnemu okolju, ki je osredotočeno na krepitev finančnega sektorja in večjo zaščito potrošnikov. Kljub nihanjem gospodarskih razmer je skupina FinVolution izpolnila svojo misijo zagotavljanja preprostih in inovativnih finančnih rešitev posameznikom in podjetjem. S svojo vodilno pozicijo v digitalnem ekosistemu in inovativno močjo ostaja podjetje ključna sila pri ustvarjanju boljše prihodnosti za svoje stranke in celotno industrijo.

Pogosto postavljena vprašanja o delnici FinVolution Group

The business model of FinVolution Group focuses on providing inclusive financial services through its online consumer finance platform. As a leading fintech company in China, FinVolution Group connects borrowers with a wide range of loan products offered by its funding partners. Through advanced technology and big data analysis, the company assesses borrowers' creditworthiness and facilitates fast and convenient loan application processes. Leveraging its extensive experience in risk management and innovation, FinVolution Group aims to address the financial needs of underserved individual borrowers, supporting financial inclusion and facilitating better economic opportunities.

FinVolution Group is primarily active in the financial technology (fintech) industry.

The main competitors of FinVolution Group in the market include other fintech companies such as Ant Financial, WeBank, and JD Finance. These companies are also engaged in providing online consumer finance services, digital lending, and other financial products. FinVolution Group competes with these companies by offering a range of innovative financial solutions, leveraging advanced technology, and maintaining a strong customer base. By constant strategic evaluation and unique value proposition, FinVolution Group aims to differentiate itself from its competitors and sustain growth in the highly competitive fintech industry.

FinVolution Group, founded in 2007, is a leading financial technology platform in China. Initially known as PPDAI Group, it first offered online consumer finance services. In 2018, the company rebranded to FinVolution Group to encompass a broader scope of inclusive financial services. The company leverages advanced technology and data analytics to connect borrowers and investors efficiently on its platform. With a strong emphasis on risk management, FinVolution Group provides tailored financial solutions and a seamless user experience. Through its dedication to innovation and customer satisfaction, FinVolution Group has become a trusted name in the fintech industry in China.

FinVolution Group has achieved several significant milestones. The company successfully completed its initial public offering (IPO) on the New York Stock Exchange in November 2018. In 2019, FinVolution Group surpassed its cumulative registered user base of 100 million. The company expanded its business scope by launching new financial products and services to cater to evolving customer needs. In 2020, FinVolution Group was ranked among the top three fintech companies globally by the Hurun Research Institute. The company continues to drive innovation in the fintech industry, aiming to provide convenient and inclusive financial services to a wide range of customers.

FinVolution Group is primarily present in China.

FinVolution Group represents values of integrity, innovation, and excellence in the industry. The company's corporate philosophy revolves around empowering individuals and businesses through inclusive finance solutions. By leveraging advanced technology and data analytics, FinVolution Group aims to provide personalized financial services, foster financial inclusion, and support the growth and stability of the financial ecosystem. With a customer-centric approach, the company strives to optimize financial operations, enhance risk management, and drive sustainable development. As a leading fintech platform, FinVolution Group focuses on delivering accessible and transparent financial services to its customers, promoting financial literacy, and facilitating economic growth and prosperity.

Analitiki trenutno določajo povprečno ciljno ceno 39,55 CNY za delnico FinVolution Group (mediana: 39,55 CNY), kar pomeni +102,3 % glede na zadnjo ceno. Konsenz temelji na 12 ocenah.

12 analitikov trenutno ocenjuje delnico FinVolution Group: 10 priporoča nakup, 2 držanje in 0 prodajo. Za 2026 analitiki pričakujejo, da bo FinVolution Group ustvaril prihodke 12,13 Mrd. CNY in dobiček na delnico 30,20 CNY.

Po trenutnem tečaju se delnica FinVolution Group trguje po 2,59 EUR (19,31 CNY).

Delnica FinVolution Group (FINV) je uvrščena na 4 borzah, med njimi: NYSE (FINV), Frankfurt (PP3.F), München (PP3.MU), Düsseldorf (PP3.DU).

FinVolution Group is an innovative FinTech company that was founded in China in 2007 and is now one of the country's largest online financial services companies. The company specializes in microloans and online lending, offering various financial services ranging from consumer loans to insurance and asset management. The core business of FinVolution Group is peer-to-peer (P2P) lending, where loans are made from individuals to other individuals. FinVolution Group is a leader in this field and operates not only its own platforms but also cooperates with other P2P platforms in China. The company has developed strict credit guidelines and algorithms to minimize the risk of loan defaults. This has led to a high success rate and low default rates, attracting investors looking to diversify their portfolios. FinVolution Group has also established an online consumer credit platform called Weidai, which allows customers to quickly and easily apply for loans. The platform uses artificial intelligence and machine learning to process loan applications quickly and assess creditworthiness. This allows the company to make faster decisions and provide loan disbursements within minutes. Weidai also offers installment options and more flexible repayment terms. In recent years, FinVolution Group has also expanded its business to the insurance sector. The company has set up an online platform called Tanlaobai China Insurance, which allows consumers to compare and purchase insurance products. The company specializes in car insurance and travel insurance, offering a wide range of products that meet the specific needs of its customers. Additionally, FinVolution Group has also established an asset management unit called Jiexiao Wealth, which allows customers to store and manage their assets online. The company offers various investment strategies and portfolio options tailored to the individual needs of customers. The asset management unit also uses machine learning and artificial intelligence to optimize portfolios and make investment decisions. FinVolution Group is a rapidly growing and evolving company. It has a strong presence in the Chinese market and has begun expanding into other countries such as Vietnam and Indonesia in recent years. The company has also built a strong partnership with JD.com, one of the largest e-commerce companies in China, to better market its products and services. With its comprehensive range of financial services, innovative technology, and strong market position, FinVolution Group has the potential to become one of the leading FinTech companies worldwide in the future.

pričakovane prihodki za FinVolution Group znašajo 12,13 Mrd. CNY. Ta vrednost temelji na trenutnih finančnih podatkih in odraža poslovno uspešnost podjetja.

pričakovane dobiček za FinVolution Group znaša 8,02 Mrd. CNY. Čisti dobiček odraža donosnost podjetja po odbitku vseh stroškov.

Razmerje cena-dobiček (P/E) FinVolution Group je trenutno 0,64. Razmerje P/E primerja trenutno ceno delnice z dobičkom na delnico in pomoči vlagateljem oceniti vrednost delnice FinVolution Group.

Razmerje cena-prihodki (P/S) FinVolution Group je trenutno 0,42. Razmerje P/S primerja tržno vrednost s celotnimi letnimi prihodki in služi kot kazalnik vrednotenja delnice FinVolution Group.

Eulerpool ocena kvalitete za FinVolution Group je 5/10.

ISIN FinVolution Group je US31810T1016. ISIN (International Securities Identification Number) je svetovni edinstven identifikator za vrednostne papirje.

WKN FinVolution Group je A2PWCC. WKN (Wertpapierkennnummer) je šestmestna nemška oznaka za identifikacijo vrednostnih papirjev.

Ticker FinVolution Group je FINV. Ticker simbol se uporablja za trgovanje z delnicami FinVolution Group na borzi.

Poštena vrednostTerminal
19,89 CNY
Precenjenost/podcenjenostTerminal
Pošteno ocenjena
Sektor
Industrija
Potrošniško financiranje
Število delnic
Zaposleni
Prihodki na zaposlenega
3,41 Mio. CNY
Rast prihodkov Ø5 let
Rast EBIT Ø5 let
Rast neto dohodka Ø5 let
Spletna stran xinye.com
Država
Valuta
CNY
Javna ponudba delnic
10. nov. 2017
ISIN
US31810T1016
CUSIP
31810T101
SEDOL
BL1H1H0
Tržna kapitalizacija
Razpon 52 tednov
AAQS
5 / 10
PEG
0,18
P/E razmerje
KGVe 2026
3,05
KGVe 2027
2,94
KGVe 2028
2,21
P/S
KUVe
0,42
EV/EBIT
6,49
KBV
1,48
ROE (Donosnost kapitala)
ROA (Donosnost sredstev)
ROCE (Donosnost porabljenega kapitala)
ROIC (Donosnost vloženega kapitala)
13,83 %
Dividenda
Dividendni donos
1,43 %
Ocenjen dividendni donos
10,81 %
Delež izplačil
19,81 %
Rast dividend Ø5L
59,06 %
Dividende na leto
1
Dividenda izplačana od
7 let
Dividenda ni zmanjšana od
5 let
Dividenda povečana od
5 let
Davek na izvoru
10,00 %
Zadnja posodobitev 4. nov. 2026, 02:08

FinVolution Group Ticker

DÜSSELDORF · PP3.DUFRANKFURT · PP3.FMÜNCHEN · PP3.MUNEW YORK · FINV

FinVolution Group FIGI

FINV:US · BBG00HZ6P0P5FINV:UA · BBG00HZ6P100FINV:UN · BBG00HZ6P128FINV:UP · BBG00HZ6P137FINV:UB · BBG00HZ6P155FINV:UT · BBG00HZ6P164FINV:UM · BBG00HZ6P173FINV:UX · BBG00HZ6P182FINV:UD · BBG00HZ6P1F4FINV:UF · BBG00HZ6P1J0FINV:VY · BBG00HZ6P1K8FINV:VJ · BBG00HZ6P1L7