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Overview
Profile

iA Financial Corporation Company

IAG.TO
CA45075E1043
A2PBLT

Price

118.44
Today +/-
-0.07
Today %
-0.09 %
P

iA Financial Corporation stock price

%
Weekly
Details

Price

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Overview

The Quote Chart provides detailed and dynamic insights into the iA Financial Corporation stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the iA Financial Corporation stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the iA Financial Corporation stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze iA Financial Corporation's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

iA Financial Corporation Stock Price History

DateiA Financial Corporation Price
10/18/2024118.44 undefined
10/17/2024118.55 undefined
10/16/2024117.45 undefined
10/15/2024117.54 undefined
10/11/2024117.37 undefined
10/10/2024115.78 undefined
10/9/2024114.62 undefined
10/8/2024115.14 undefined
10/7/2024113.98 undefined
10/4/2024114.55 undefined
10/3/2024113.50 undefined
10/2/2024113.05 undefined
10/1/2024112.70 undefined
9/30/2024112.10 undefined
9/27/2024111.31 undefined
9/26/2024111.30 undefined
9/25/2024110.01 undefined
9/24/2024109.94 undefined
9/23/2024108.82 undefined

iA Financial Corporation Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into iA Financial Corporation, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by iA Financial Corporation from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects iA Financial Corporation’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of iA Financial Corporation. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into iA Financial Corporation’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing iA Financial Corporation’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on iA Financial Corporation’s growth potential.

iA Financial Corporation Revenue, EBIT and net profit per share

DateiA Financial Corporation RevenueiA Financial Corporation EBITiA Financial Corporation Net Income
2025e0 undefined1.24 B undefined1.09 B undefined
2024e836.28 M undefined1.04 B undefined996.62 M undefined
20238.08 B undefined1.07 B undefined769 M undefined
20226.44 B undefined406 M undefined309 M undefined
202116.45 B undefined2.32 B undefined830 M undefined
202014.24 B undefined-2.37 B undefined611 M undefined
201911.83 B undefined-2.31 B undefined687 M undefined
201810.74 B undefined1.88 B undefined613 M undefined
20179.75 B undefined-634 M undefined515 M undefined
20168.73 B undefined327 M undefined537 M undefined
20158.15 B undefined544 M undefined364 M undefined
20147.52 B undefined-1.68 B undefined400 M undefined
20136.86 B undefined1.39 B undefined350 M undefined
20126.92 B undefined-37 M undefined304 M undefined
20118.04 B undefined166 M undefined103 M undefined
20107.01 B undefined384 M undefined253 M undefined
20095.82 B undefined347 M undefined206 M undefined
20084.47 B undefined88 M undefined66 M undefined
20074.97 B undefined359 M undefined242 M undefined
20064.94 B undefined355 M undefined223 M undefined
20054.03 B undefined243 M undefined132 M undefined
20043.68 B undefined298 M undefined155 M undefined

iA Financial Corporation Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e
2.272.432.822.932.712.883.353.684.034.944.974.475.827.018.046.926.867.528.158.739.7510.7411.8314.2416.456.448.080.840
-7.4115.863.76-7.286.2716.279.739.5422.560.69-10.2030.2420.4614.73-13.90-0.849.558.417.0711.7010.2110.1120.3915.53-60.8525.51-89.66-
-------------------------51.41---
00000000000000000000000003.31000
0.120.140.150.160.180.190.280.30.240.360.360.090.350.380.17-0.041.39-1.680.540.33-0.631.88-2.31-2.372.320.411.071.041.24
5.305.885.355.336.636.528.298.106.037.197.221.975.975.482.07-0.5320.29-22.326.683.75-6.5117.48-19.53-16.6114.096.3013.20124.52-
0.070.070.080.10.10.10.140.160.130.220.240.070.210.250.10.30.350.40.360.540.520.610.690.610.830.310.7711.09
-7.6918.5716.876.19-2.9137.0013.14-14.8468.948.52-72.73212.1222.82-59.29195.1515.1314.29-9.0047.53-4.1019.0312.07-11.0635.84-62.77148.8729.529.84
-----------------------------
-----------------------------
757575757576808080818181818893969810110210310711010710710810710300
-----------------------------
Details

Keystats

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Revenue and Growth

The iA Financial Corporation Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the iA Financial Corporation is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                     
0000000000000000000000002.072.010
00000000000000000000000001130
00000000000000000000000001.620
000000000000000000000000000
000000000066121311121315202334353541696980
00000000000.010.010.010.010.010.010.010.020.020.020.030.040.040.042.143.810.08
323033350049475455725860115122126145153178195256277394390369337320
7.347.8397.918.218.639.6510.3810.9211.8813.8514.1416.1118.2421.221.8422.7126.7627.8930.2132.5933.6438.1241.8143.436.9740.16
0000000000000102536483445345582137137165235173
000000000.070.30.30.360.380.420.450.460.530.560.620.660.831.071.111.621.711.781.85
0.030.030.050.050.050.050.060.130.290.070.070.120.120.140.180.150.270.270.330.310.480.630.611.221.271.321.32
000000000000060125657070423734293739109112404
7.47.889.097.998.268.689.7510.5511.3312.3114.2914.6716.6618.9922.122.6823.7727.8529.1131.4434.2435.7340.445.2247.0240.7644.22
7.47.889.097.998.268.689.7510.5511.3312.3114.314.6716.671922.1122.723.7827.8629.1331.4734.2735.7640.4345.2649.1544.5744.3
                                                     
0000.450.460.460.460.460.510.630.640.770.871.081.291.551.761.721.691.871.92.182.212.222.232.21.98
498571648003710121517192223242320212119192300171717
0000.320.40.470.630.750.850.971.141.071.271.341.421.551.862.082.372.793.133.453.824.174.964.895.06
813807108-3-6-7-700086105833211310379906898-18-15-1-42
00000000000000000000000142492225
0.510.580.730.780.870.941.091.211.361.611.81.862.162.532.833.213.673.944.184.775.145.726.136.517.257.137.04
0.10.10.140.190.020.020.090.20.230.260.250.250.310.30.430.410.430.520.70.720.841.040.991.321.671.081.38
000026152200000000000000000000
00003458330002420174069635831194422737696126115200
1818112353414039272632312941542738372200000000
00000000000000000000002124932019
0.110.120.150.210.130.130.180.230.260.280.310.30.360.380.550.50.520.580.740.770.871.111.091.441.891.211.6
0.150.140.220.220.190.190.140.150.370.310.310.390.520.50.750.760.50.60.85110.91.241.641.551.591.59
095143115134136178224266286294236339364266221286235150173217266287382441362319
0.250.340.390.450.510.530.640.610.540.660.160.20.230.350.461.181.843.013.123.313.643.633.544.23.752.531.77
0.390.570.760.790.830.860.960.981.181.260.770.821.091.211.472.162.623.854.124.484.854.85.076.225.744.493.68
0.510.690.910.960.991.141.211.441.541.081.131.451.62.022.663.144.434.865.255.725.916.167.667.635.75.28
1.011.281.631.781.831.932.232.432.83.152.882.983.614.124.865.886.818.369.0510.0110.8511.6312.2914.1714.8712.8312.32
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of iA Financial Corporation provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand iA Financial Corporation's financial health and stability.

Assets

iA Financial Corporation's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that iA Financial Corporation must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of iA Financial Corporation after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into iA Financial Corporation's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.070.070.080.10.110.10.140.160.130.230.250.080.220.350.130.450.490.440.420.690.680.820.890.761.120.961
000000000000005857566568111122173210287415503291
094-518233503925-1-288300000000000000
-0.040.30.440.090.190.310.760.580.560.730.5101.181.142.250.82-1.521.84-0.01-0.531.23-1.392.674.44-2.76-9.392.1
-0.09-0.12-0.18-0.11-0.07-0.05-0.19-0.2-0.25-0.34-0.080.63-0.59-0.74-1.47-0.870.78-2.210.06-0.37-1.390.79-3.35-3.631.418.55-2.05
00002117252321221923293234433423283232322741464859
00003217393639295369-93669000000000000
-0.060.260.340.080.240.370.750.590.490.640.680.680.890.750.970.45-0.20.130.54-0.10.650.390.421.860.190.611.34
-44-11-27-500000000000000-68-92-124-177-150-177-248-287-279
92-74-506-92-223-271-840-634-349-526-609-877-865-749-1,369-55-140-53-115-112-231-400-156-1,140-294-287-307
137-63-478-87-223-271-840-634-349-526-609-877-865-749-1,369-55-140-53-47-20-107-223-6-963-460-28
000000000000000000000000000
-1-180-110-79813-12-6378597122620-259982491480-111133379-22274-22
00753772002372-1189101202203259156-85-8318217244-94320-447-600
-1-115426-9-3169-17-48-48-7193105110417103-240-10844152-183-93-198111-294-525-1,009
000-34300-100-3000060-43-34-27-32-32-32-32-27-41-46-48-59
000-6-23-24-27-32-39-53-67-81-93-104-108-113-103-94-90-146-168-194-210-230-246-304-328
34180-9111062-25-649166-10-1031238322500-573-25471-57229-9562841-403-18821
-101.1246.3314.872.3243.9365.7745.7586.8489.5641.1675676891752972452-195130469-1885212152681,683-633261,063
000000000000000000000000000

iA Financial Corporation stock margins

The iA Financial Corporation margin analysis displays the gross margin, EBIT margin, as well as the profit margin of iA Financial Corporation. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for iA Financial Corporation.

  • 3 years

  • 5 years

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the iA Financial Corporation's sales revenue. A higher gross margin percentage indicates that the iA Financial Corporation retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the iA Financial Corporation's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the iA Financial Corporation's total revenue generated. When comparing the revenue margin year over year, investors can gauge the iA Financial Corporation's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the iA Financial Corporation. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the iA Financial Corporation's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

iA Financial Corporation Margin History

iA Financial Corporation Gross marginiA Financial Corporation Profit marginiA Financial Corporation EBIT marginiA Financial Corporation Profit margin
2025e51.41 %0 %0 %
2024e51.41 %124.48 %119.17 %
202351.41 %13.2 %9.51 %
202251.41 %6.3 %4.8 %
202151.41 %14.09 %5.05 %
202051.41 %-16.61 %4.29 %
201951.41 %-19.53 %5.81 %
201851.41 %17.48 %5.71 %
201751.41 %-6.51 %5.28 %
201651.41 %3.75 %6.15 %
201551.41 %6.68 %4.47 %
201451.41 %-22.32 %5.32 %
201351.41 %20.29 %5.1 %
201251.41 %-0.53 %4.39 %
201151.41 %2.07 %1.28 %
201051.41 %5.48 %3.61 %
200951.41 %5.97 %3.54 %
200851.41 %1.97 %1.48 %
200751.41 %7.22 %4.87 %
200651.41 %7.19 %4.52 %
200551.41 %6.03 %3.28 %
200451.41 %8.1 %4.21 %

iA Financial Corporation Stock Sales Revenue, EBIT, Earnings per Share

The iA Financial Corporation earnings per share therefore indicates how much revenue iA Financial Corporation has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue iA Financial Corporation earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates iA Financial Corporation's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of iA Financial Corporation’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating iA Financial Corporation's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

iA Financial Corporation Revenue, EBIT and net profit per share

DateiA Financial Corporation Sales per ShareiA Financial Corporation EBIT per shareiA Financial Corporation Earnings per Share
2025e0 undefined0 undefined11.66 undefined
2024e8.91 undefined0 undefined10.61 undefined
202378.49 undefined10.36 undefined7.47 undefined
202260.2 undefined3.79 undefined2.89 undefined
2021152.32 undefined21.46 undefined7.69 undefined
2020133.07 undefined-22.1 undefined5.71 undefined
2019110.53 undefined-21.59 undefined6.42 undefined
201897.65 undefined17.06 undefined5.57 undefined
201791.08 undefined-5.93 undefined4.81 undefined
201684.71 undefined3.17 undefined5.21 undefined
201579.89 undefined5.33 undefined3.57 undefined
201474.43 undefined-16.61 undefined3.96 undefined
201370.02 undefined14.2 undefined3.57 undefined
201272.08 undefined-0.39 undefined3.17 undefined
201186.42 undefined1.78 undefined1.11 undefined
201079.6 undefined4.36 undefined2.88 undefined
200971.79 undefined4.28 undefined2.54 undefined
200855.12 undefined1.09 undefined0.81 undefined
200761.38 undefined4.43 undefined2.99 undefined
200660.96 undefined4.38 undefined2.75 undefined
200550.36 undefined3.04 undefined1.65 undefined
200445.98 undefined3.73 undefined1.94 undefined

iA Financial Corporation business model

The iA Financial Corporation Inc is a Canadian company that specializes in the field of financial services. It was founded in 1892 under the name Industrial Alliance Insurance and Financial Services Inc, and has its headquarters in Quebec City, Canada. It is a leading provider of life, health, accident, and property insurance, annuities, savings accounts, investment funds, and other investment products. iA Financial Corporation is one of the most popular companies on Eulerpool.com.

iA Financial Corporation SWOT Analysis

Strengths

One of the key strengths of iA Financial Corporation Inc is its strong brand reputation in the financial industry, which enhances customer trust and loyalty. The company has a diverse range of financial services and products, including insurance, savings plans, and investment options, providing a comprehensive solution for customers' financial needs. iA Financial Corporation Inc also boasts a large customer base and a robust distribution network, allowing for increased market penetration and revenue growth.

The company's strong financial performance and stable profitability serve as another significant strength. iA Financial Corporation Inc's sound financial position provides a solid foundation for future investments and expansion opportunities. Additionally, the company benefits from a highly experienced and knowledgeable management team, enabling effective decision-making and strategic planning.

Weaknesses

One weakness of iA Financial Corporation Inc is its relatively high dependence on the Canadian market. While the company has established a strong presence in Canada, its limited geographic diversification leaves it vulnerable to fluctuations within the domestic economy. Further, iA Financial Corporation Inc may face challenges in adapting to technological advancements and digital transformation within the financial industry, potentially impacting its competitiveness.

Opportunities

iA Financial Corporation Inc could capitalize on the increasing demand for retirement and wealth management services, driven by an aging population. By expanding its product offerings and tailoring them to the specific needs of this demographic, the company can attract new customers and strengthen its market position. Moreover, exploring international markets presents a growth opportunity for iA Financial Corporation Inc, enabling it to diversify its revenue streams and reduce reliance on the Canadian market.

Threats

The competitive landscape poses a threat to iA Financial Corporation Inc. The company faces intense competition from other well-established financial institutions, both domestically and internationally. This may lead to margin pressure and loss of market share if iA Financial Corporation Inc fails to differentiate itself effectively. Additionally, changes in regulatory frameworks and compliance requirements can increase operational and compliance costs, affecting the company's profitability and overall performance.

iA Financial Corporation Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

iA Financial Corporation historical P/E ratio, EBIT multiple, and P/S ratio

iA Financial Corporation shares outstanding

The number of shares was iA Financial Corporation in 2023 — This indicates how many shares 103 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue iA Financial Corporation earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates iA Financial Corporation's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of iA Financial Corporation’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating iA Financial Corporation's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

iA Financial Corporation stock splits

In iA Financial Corporation's history, there have been no stock splits.

iA Financial Corporation dividend history and estimates

In 2023, iA Financial Corporation paid a dividend amounting to 2.97 CAD. Dividend means that iA Financial Corporation distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for iA Financial Corporation provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify iA Financial Corporation’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating iA Financial Corporation's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

iA Financial Corporation Dividend History

DateiA Financial Corporation Dividend
2025e3.01 undefined
2024e3.03 undefined
20232.97 undefined
20222.6 undefined
20212.08 undefined
20201.94 undefined
20191.77 undefined
20181.59 undefined
20171.43 undefined
20161.26 undefined
20151.16 undefined
20141.06 undefined
20130.98 undefined
20120.98 undefined
20110.98 undefined
20100.98 undefined
20090.98 undefined
20080.94 undefined
20070.76 undefined
20060.6 undefined
20050.63 undefined
20040.41 undefined

iA Financial Corporation dividend payout ratio

In 2023, iA Financial Corporation had a payout ratio of 50.38%. The payout ratio indicates the percentage of the company's profits that iA Financial Corporation distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for iA Financial Corporation represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for iA Financial Corporation could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate iA Financial Corporation's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

iA Financial Corporation Payout Ratio History

DateiA Financial Corporation Payout ratio
2025e65.41 %
2024e55.82 %
202350.38 %
202290.03 %
202127.07 %
202034.04 %
201927.49 %
201828.55 %
201729.73 %
201624.18 %
201532.49 %
201426.7 %
201327.37 %
201231.01 %
201189.09 %
201034.15 %
200938.43 %
2008114.63 %
200725.42 %
200621.9 %
200537.88 %
200421.13 %
Unfortunately, there are currently no price targets and forecasts available for iA Financial Corporation.

iA Financial Corporation latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20242.57 2.75  (6.88 %)2024 Q2
3/31/20242.39 2.44  (2.1 %)2024 Q1
12/31/20232.49 2.34  (-6.2 %)2023 Q4
9/30/20232.38 2.48  (4.15 %)2023 Q3
6/30/20232.34 2.39  (2.06 %)2023 Q2
3/31/20232.2 2.08  (-5.63 %)2023 Q1
12/31/20222.27 2.4  (5.66 %)2022 Q4
9/30/20222.29 2.29  (0.08 %)2022 Q3
6/30/20222.13 2.37  (11.15 %)2022 Q2
3/31/20221.99 1.79  (-9.88 %)2022 Q1
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Eulerpool ESG Scorecard© for the iA Financial Corporation stock

Eulerpool World ESG Rating (EESG©)

91/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

76

Environment

Scope 1 - Direct Emissions
7,484
Scope 2 - Indirect emissions from purchased energy
3,171
Scope 3 - Indirect emissions within the value chain
397,183
Total CO₂ emissions
10,655
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees58
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees72.93
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

iA Financial Corporation shareholders

%
Name
Stocks
Change
Date
11.11727 % Caisse de Depot et Placement du Quebec10,438,881012/31/2022
3.03927 % The Vanguard Group, Inc.2,853,810-91,6553/31/2024
2.27207 % Mackenzie Financial Corporation2,133,42992,7583/31/2024
2.25778 % Mawer Investment Management Ltd.2,120,01111,18912/31/2023
2.14579 % CI Global Asset Management2,014,849-484,8693/31/2024
2.09150 % BlackRock Institutional Trust Company, N.A.1,963,877-13/31/2024
2.03122 % Dimensional Fund Advisors, L.P.1,907,2763,5423/31/2024
1.58304 % Brompton Capital Advisors, Inc.1,486,445-26,0003/31/2024
1.42109 % TD Asset Management Inc.1,334,3759603/31/2024
1.36277 % Norges Bank Investment Management (NBIM)1,279,617112,10212/31/2023
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iA Financial Corporation Executives and Management Board

Mr. Denis Ricard61
iA Financial Corporation President, Chief Executive Officer, Director (since 2002)
Compensation 5.23 M
Mr. Jacques Potvin
iA Financial Corporation Chief Financial Officer, Executive Vice President, Chief Actuary
Compensation 2.81 M
Mr. Alain Bergeron
iA Financial Corporation Executive Vice President, Chief Investment Officer
Compensation 2.6 M
Mr. Michael Stickney
iA Financial Corporation Executive Vice President, Chief Growth Officer
Compensation 2.49 M
Mr. Pierre Miron
iA Financial Corporation Executive Vice President, Chief Transformation Officer
Compensation 2.41 M
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Most common questions regarding iA Financial Corporation

What values and corporate philosophy does iA Financial Corporation represent?

iA Financial Corporation Inc represents strong values and a corporate philosophy centered around customer-centricity, integrity, and innovation. As a leading Canadian insurance and wealth management company, iA Financial Corporation Inc is dedicated to delivering exceptional financial solutions and personalized service to its clients. With a commitment to transparency, reliability, and long-term relationships, the company strives to provide trusted advice and financial security to individuals, businesses, and institutions. iA Financial Corporation Inc prioritizes the needs and goals of its customers while embracing a culture of continuous improvement and adaptability to provide leading-edge solutions in the ever-evolving financial industry.

In which countries and regions is iA Financial Corporation primarily present?

iA Financial Corporation Inc is primarily present in Canada, where it originated and has its headquarters. As a prominent Canadian insurance and wealth management company, iA Financial Corporation Inc serves customers across the country through its wide network of branches and distribution channels. With a strong presence in major Canadian cities and provinces, the company offers a range of financial products and services to individuals, businesses, and organizations. Through its subsidiaries, iA Financial Corporation Inc also operates in the United States, primarily focusing on the life and health insurance markets.

What significant milestones has the company iA Financial Corporation achieved?

iA Financial Corporation Inc has achieved several significant milestones throughout its history. One notable milestone is its establishment in 1892, making it one of the oldest life insurance companies in Canada. Over the years, the company has expanded its offerings to include a wide range of financial products and services, such as individual and group life and health insurance, savings and retirement plans, investment funds, and mortgage loans. iA Financial Corporation Inc has also experienced steady growth and expansion, both organically and through strategic acquisitions. Today, it stands as one of the leading insurance and wealth management companies in Canada, continuously striving to provide innovative solutions to its clients.

What is the history and background of the company iA Financial Corporation?

iA Financial Corporation Inc, previously known as Industrial Alliance Insurance and Financial Services Inc, is a leading Canadian insurance and wealth management company. Founded in 1892 in Quebec City, the company has a rich history of providing personalized financial solutions to individuals, businesses, and groups. Over the years, iA Financial Corporation has grown through strategic acquisitions and mergers, expanding its products and services across Canada and the United States. With a strong focus on customer-centric offerings and long-term financial security, iA Financial Corporation has become a trusted name in the industry. Today, the company continues to innovate and adapt to meet the evolving needs of its clients.

Who are the main competitors of iA Financial Corporation in the market?

The main competitors of iA Financial Corporation Inc in the market include Manulife Financial Corporation, Sun Life Financial Inc., and Great-West Lifeco Inc. These companies also operate in the insurance and financial services sector, offering similar products and services. iA Financial Corporation Inc competes with them by leveraging its strong brand reputation, innovative solutions, and customer-centric approach. By continually adapting to market trends and customer needs, iA Financial Corporation Inc aims to maintain its competitive edge and provide value to its shareholders and clients.

In which industries is iA Financial Corporation primarily active?

iA Financial Corporation Inc is primarily active in the insurance and financial services industries.

What is the business model of iA Financial Corporation?

The business model of iA Financial Corporation Inc revolves around providing a wide range of insurance and wealth management products and services to individuals and businesses in Canada and the United States. iA Financial Corporation Inc operates through various divisions, including Individual Insurance, Health and Employee Benefits, Group Insurance, Savings and Retirement, Auto and Home Insurance, and Specialty Insurance. With its strong focus on customer needs and innovative solutions, iA Financial Corporation Inc aims to protect and enhance the financial well-being of its clients while delivering sustainable value and generating profitable growth.

What is the P/E ratio of iA Financial Corporation 2024?

The iA Financial Corporation P/E ratio is 12.24.

What is the P/S ratio of iA Financial Corporation 2024?

The iA Financial Corporation P/S ratio is 14.59.

What is the Quality Investing of iA Financial Corporation?

The Quality Investing for iA Financial Corporation is 2/10.

What is the revenue of iA Financial Corporation 2024?

The expected iA Financial Corporation revenue is 836.28 M CAD.

How high is the profit of iA Financial Corporation 2024?

The expected iA Financial Corporation profit is 996.62 M CAD.

What is the business model of iA Financial Corporation

The iA Financial Corporation Inc is a leading financial services company that has been operating in Canada since 1892. The company offers a wide range of products and services for individual customers, businesses, and institutions. Its business model consists of several divisions that cater to different customer needs. The main divisions of the company are insurance, asset management, group insurance, and individual insurance. In these areas, the company offers numerous products and services, including life insurance, health insurance, pension plans, investment funds, asset management services, and many others. One of the key divisions of the iA Financial Corporation Inc is life insurance. The company offers a wide range of life insurance products, including traditional life insurance, universal life insurance, and variable life insurance. These products provide security and protection in the event of accidents or unexpected events such as illness, death, or disability. Asset management is another important division offered by the iA Financial Corporation Inc. The company has extensive expertise in asset management and offers a wide range of investment funds suitable for different investor profiles. The investment funds provide an attractive opportunity to manage one's assets within a professional and diversified investment strategy. Group insurance is another important division of the company. The iA Financial Corporation Inc offers a wide range of group insurance products for businesses and institutions, including group life insurance, health insurance, and dental insurance. These products provide protection for employees and can help increase employee retention and satisfaction. Travel insurance is another important division of the company. The company offers a wide range of travel insurance products for individual customers, including medical, accident, baggage, and trip cancellation insurance. These products provide protection for travelers against unexpected events such as illness, accidents, or loss of luggage. In summary, the iA Financial Corporation Inc offers a wide range of products and services for individual customers, businesses, and institutions. The company operates in several divisions and has extensive expertise in insurance, asset management, and group insurance. Its products and services are tailored to different customer needs and provide protection and security in the event of accidents or unexpected events.

What is the iA Financial Corporation dividend?

iA Financial Corporation pays a dividend of 2.6 CAD distributed over payouts per year.

How often does iA Financial Corporation pay dividends?

The dividend cannot currently be calculated for iA Financial Corporation or the company does not pay out a dividend.

What is the iA Financial Corporation ISIN?

The ISIN of iA Financial Corporation is CA45075E1043.

What is the iA Financial Corporation WKN?

The WKN of iA Financial Corporation is A2PBLT.

What is the iA Financial Corporation ticker?

The ticker of iA Financial Corporation is IAG.TO.

How much dividend does iA Financial Corporation pay?

Over the past 12 months, iA Financial Corporation paid a dividend of 2.97 CAD . This corresponds to a dividend yield of about 2.51 %. For the coming 12 months, iA Financial Corporation is expected to pay a dividend of 3.01 CAD.

What is the dividend yield of iA Financial Corporation?

The current dividend yield of iA Financial Corporation is 2.51 %.

When does iA Financial Corporation pay dividends?

iA Financial Corporation pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of iA Financial Corporation?

iA Financial Corporation paid dividends every year for the past 22 years.

What is the dividend of iA Financial Corporation?

For the upcoming 12 months, dividends amounting to 3.01 CAD are expected. This corresponds to a dividend yield of 2.55 %.

In which sector is iA Financial Corporation located?

iA Financial Corporation is assigned to the 'Finance' sector.

Wann musste ich die Aktien von iA Financial Corporation kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of iA Financial Corporation from 9/16/2024 amounting to 0.82 CAD, you needed to have the stock in your portfolio before the ex-date on 8/23/2024.

When did iA Financial Corporation pay the last dividend?

The last dividend was paid out on 9/16/2024.

What was the dividend of iA Financial Corporation in the year 2023?

In the year 2023, iA Financial Corporation distributed 2.6 CAD as dividends.

In which currency does iA Financial Corporation pay out the dividend?

The dividends of iA Financial Corporation are distributed in CAD.

All fundamentals about iA Financial Corporation

Our stock analysis for iA Financial Corporation Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of iA Financial Corporation Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.