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Overview
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Usio stock

USIO
US9173131080
A2PM9K

Price

1.46
Today +/-
+0.05
Today %
+3.48 %

Usio stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Usio stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Usio stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Usio stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Usio's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Usio Stock Price History

DateUsio Price
3/3/20251.46 undefined
3/2/20251.41 undefined
2/27/20251.53 undefined
2/26/20251.58 undefined
2/25/20251.65 undefined
2/24/20251.61 undefined
2/23/20251.65 undefined
2/20/20251.71 undefined
2/19/20251.76 undefined
2/18/20251.81 undefined
2/17/20251.89 undefined
2/13/20251.90 undefined
2/12/20251.86 undefined
2/11/20251.86 undefined
2/10/20251.78 undefined
2/9/20251.88 undefined
2/6/20251.88 undefined
2/5/20251.96 undefined
2/4/20251.84 undefined
2/3/20251.68 undefined

Usio Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Usio, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Usio from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Usio’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Usio. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Usio’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Usio’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Usio’s growth potential.

Usio Revenue, EBIT and net profit per share

DateUsio RevenueUsio EBITUsio Net Income
2026e108.43 M undefined1.93 M undefined3.32 M undefined
2025e96.08 M undefined1.15 M undefined2.08 M undefined
2024e84.72 M undefined-1.56 M undefined2.56 M undefined
202382.59 M undefined-1.92 M undefined-475,100 undefined
202269.43 M undefined-5.21 M undefined-5.48 M undefined
202161.94 M undefined-160,000 undefined-320,000 undefined
202032.25 M undefined-3.75 M undefined-2.91 M undefined
201928.2 M undefined-5.06 M undefined-5.12 M undefined
201825.02 M undefined-3.77 M undefined-3.78 M undefined
201714.57 M undefined-2.84 M undefined-3.01 M undefined
201612.08 M undefined-1.62 M undefined-1.2 M undefined
201514.38 M undefined790,000 undefined1.02 M undefined
201413.4 M undefined2.25 M undefined3.84 M undefined
20135.18 M undefined-760,000 undefined-790,000 undefined
20127.35 M undefined1.39 M undefined1.28 M undefined
20114.81 M undefined370,000 undefined350,000 undefined
20102.62 M undefined-610,000 undefined-460,000 undefined
20093.22 M undefined-940,000 undefined-800,000 undefined
20083 M undefined-1.69 M undefined-940,000 undefined
20073.04 M undefined-1.55 M undefined-1.72 M undefined
20062.52 M undefined-1.25 M undefined-1.4 M undefined
20051.18 M undefined-1.64 M undefined-1.19 M undefined
2004360,000 undefined-1.44 M undefined-1.51 M undefined

Usio Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0000000123332475131412142528326169828496108
--------100.0050.00---33.33100.0075.00-28.57160.007.69-14.2916.6778.5712.0014.2990.6313.1118.842.4414.2912.50
-------1,800.00900.00600.00600.00600.00900.0025.0042.86360.0030.7728.5725.0021.4320.0017.8621.8824.5920.2921.9521.4318.7516.67
00-300000000001304433557151418000
0-5-20-10-100-1-1-1-100001031-1-3-3-5-20-50223
--300.00-50.00--------------66.67-200.00200.00-66.67-60.00-----50.00
0.670.730.991.21.371.391.451.952.774.66.47.448.19.169.138.419.2611.997.84912.1312.9615.4320.0320.3820.11000
-----------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Usio Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Usio is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (k)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (k)LONG-T. REC. (k)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (k)SHORT-TERM REC. (M)LONG-T. LIAB. (k)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                   
0.37.17.24.40.30.50.20.40.20.10.10.613.73.826.62.84.14.14.82.72.157.35.77.16
001.10.60.700.10.10.10.10.20.10.10.40.40.611.11.11.11.31.32.954.45.56
00000000000000000000000000
0000000000000000000000200400500422.8
00.40.62.21.60.100.10.1000000.10.152.357.959.853.256.949.761108.676.984.1
0.37.58.97.22.60.60.30.60.40.20.30.71.14.14.327.356.163.16559.160.953.169.1121.387.597.24
01.54.53.70.30.20.10.20.20.10.10000.10.12.73.12.52.11.945.86.466.08
001,000000000000100100000000000000
000000000020050070070070000000000000
00.10.100000000000000.40.30.24.73.72.764.22.61.75
00000000000000000000000000
00.30.90.41.90000000000.10.11.81.81.81.61.71.81.81.81.91.86
01.96.54.12.20.20.10.20.20.10.30.50.80.80.90.24.95.24.58.47.38.513.612.410.59.69
0.39.415.411.34.80.80.40.80.60.30.61.21.94.95.227.56168.369.567.568.261.682.7133.798106.93
                                                   
000000000100100100100100100100200200200200200200200200200197.1
013.736.845.946.846.847.449.550.753.855.455.456.356.356.956.96364.363.97474.677.189.793.19497.48
-0.3-5.8-25.8-36.2-47.1-46.7-48.2-49.4-50.8-52.5-53.4-54.2-54.7-54.3-53.1-53.9-50.1-49.1-50.3-53.3-57-62.2-65.1-65.4-70.9-71.34
0000000-0.8-0.6-1.6-2.3-2-1.6-1.3-1.6-1.3-5.8-6-4.1-7-6.3-5.6-5.9-6.8-5.7-6.91
00000000000000000000000000
-0.37.9119.7-0.30.1-0.8-0.7-0.7-0.2-0.2-0.70.10.82.31.87.39.49.713.911.59.518.921.117.619.43
0.20.60.70.20.90.50.50.50.10.20.10.10.100.20.100.10.10.30.30.40.91.40.91.03
00.30.90.70.60.20.40.80.60.50.71.510.50.71.11.91.30.710.91.11.21.93.33.31
0.500.30.51.700000.10.10.513.42.125.752.257.859.75357.350.261.5109.177.484.78
001.501.800.300.400000.3000000000000
0300200100100000000000000000000100100107.3
0.71.23.61.55.10.71.21.31.10.80.92.12.14.2326.954.159.260.554.358.551.763.6112.581.789.23
0300100000000000000000000001000719
00000000000000000000000000
000.60.200000000000000000.12.32.52.52.31.92
00.30.70.200000000000000000.12.32.52.62.32.64
0.71.54.31.75.10.71.21.31.10.80.92.12.14.2326.954.159.260.554.358.65466.1115.18491.87
0.49.415.311.44.80.80.40.60.40.60.71.42.255.328.761.468.670.268.270.163.585136.2101.6111.3
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Usio provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Usio's financial health and stability.

Assets

Usio's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Usio must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Usio after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Usio's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (k)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (k)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
0-5-20-2-5-1-1-1-1-100001031-1-3-3-5-20-5
0000000000000000000112122
0000000000000000-100000000
00000000000001-12325000-2-2625-16
007-6-100000000000011111112
0000000000000000000000000
0000000000000000000000000
0-4-11-9-6-20000000202328200-2-3629-17
0-1-300000000000000000000-10
0-1-62040000000000000-100-6-10
00-22040000000000000-100-500
0000000000000000000000000
000-1,0001,000-3,0000000000000000000000
01215900000100000000020190-1
0121561-1000000000000020190-1
00-1,000-1,00001,0000000000000000000000
0000000000000000000000000
06-10-300000000202228100-4-2929-19
-0.18-5.5-14.69-9.7-6.02-2.25-0.95-1-0.9-0.84-0.770.460.412.40.3923.1228.411.30.69-1.31-3.46-4.385.4328.51-17.85
0000000000000000000000000

Usio stock margins

The Usio margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Usio. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Usio.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Usio's sales revenue. A higher gross margin percentage indicates that the Usio retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Usio's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Usio's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Usio's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Usio. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Usio's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Usio Margin History

Usio Gross marginUsio Profit marginUsio EBIT marginUsio Profit margin
2026e22.52 %1.78 %3.06 %
2025e22.52 %1.19 %2.16 %
2024e22.52 %-1.84 %3.02 %
202322.52 %-2.33 %-0.58 %
202221.01 %-7.5 %-7.89 %
202125.23 %-0.26 %-0.52 %
202022.88 %-11.63 %-9.02 %
201921.1 %-17.94 %-18.16 %
201822.26 %-15.07 %-15.11 %
201725.88 %-19.49 %-20.66 %
201631.29 %-13.41 %-9.93 %
201534.49 %5.49 %7.09 %
201431.19 %16.79 %28.66 %
201318.73 %-14.67 %-15.25 %
201242.99 %18.91 %17.41 %
201135.76 %7.69 %7.28 %
201022.9 %-23.28 %-17.56 %
200924.53 %-29.19 %-24.84 %
200819.33 %-56.33 %-31.33 %
200718.42 %-50.99 %-56.58 %
200619.84 %-49.6 %-55.56 %
200511.86 %-138.98 %-100.85 %
20048.33 %-400 %-419.44 %

Usio Stock Sales Revenue, EBIT, Earnings per Share

The Usio earnings per share therefore indicates how much revenue Usio has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Usio earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Usio's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Usio’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Usio's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Usio Revenue, EBIT and net profit per share

DateUsio Sales per ShareUsio EBIT per shareUsio Earnings per Share
2026e4 undefined0 undefined0.12 undefined
2025e3.54 undefined0 undefined0.08 undefined
2024e3.12 undefined0 undefined0.09 undefined
20234.11 undefined-0.1 undefined-0.02 undefined
20223.41 undefined-0.26 undefined-0.27 undefined
20213.09 undefined-0.01 undefined-0.02 undefined
20202.09 undefined-0.24 undefined-0.19 undefined
20192.18 undefined-0.39 undefined-0.4 undefined
20182.06 undefined-0.31 undefined-0.31 undefined
20171.62 undefined-0.32 undefined-0.33 undefined
20161.54 undefined-0.21 undefined-0.15 undefined
20151.2 undefined0.07 undefined0.09 undefined
20141.45 undefined0.24 undefined0.41 undefined
20130.62 undefined-0.09 undefined-0.09 undefined
20120.81 undefined0.15 undefined0.14 undefined
20110.53 undefined0.04 undefined0.04 undefined
20100.32 undefined-0.08 undefined-0.06 undefined
20090.43 undefined-0.13 undefined-0.11 undefined
20080.47 undefined-0.26 undefined-0.15 undefined
20070.66 undefined-0.34 undefined-0.37 undefined
20060.91 undefined-0.45 undefined-0.51 undefined
20050.61 undefined-0.84 undefined-0.61 undefined
20040.25 undefined-0.99 undefined-1.04 undefined

Usio business model

Usio Inc is a US-based company specializing in providing electronic payment solutions and payment processing. It was founded in 1997 and is headquartered in San Antonio, Texas. The company offers a range of electronic payment services including electronic billing and payment processing, ACH payments, and credit card processing. It operates in three main sectors: PayFac Solutions, Bill Payment Solutions, and Money Transfer Solutions. Usio Inc offers various products for electronic payment and processing, including electronic payment, mobile payments, and money transfers. Usio is one of the most popular companies on Eulerpool.com.

Usio SWOT Analysis

Strengths

Usio Inc possesses several key strengths that contribute to its success in the market:

  • Strong financial position and stability
  • Advanced technology and innovative solutions
  • Established reputation and brand recognition
  • Well-diversified product and service portfolio

Weaknesses

However, there are some weaknesses that Usio Inc should address to mitigate risks and improve competitiveness:

  • Relatively limited global presence
  • Dependence on a few key clients for a significant portion of revenue
  • Higher operating costs due to research and development investments

Opportunities

Usio Inc can leverage the following opportunities to expand and enhance its business:

  • Growing demand for digital payment solutions
  • Potential partnerships and collaborations with other fintech companies
  • Expansion into emerging markets with untapped potential

Threats

Usio Inc should monitor the following threats carefully to mitigate any negative impact on its business:

  • Intense competition in the rapidly evolving fintech industry
  • Regulatory changes and compliance requirements
  • Economic downturns and market uncertainties

Usio Revenue by Segment

  • 3 years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Usio Revenue by Segment

Segmente2023202220212020
Credit Card Revenue28.48 M USD27.12 M USD25.17 M USD19.45 M USD
Output Solutions20.5 M USD18.41 M USD14.79 M USD1.16 M USD
ACH and Complementary Service Revenue14.89 M USD14.78 M USD15.43 M USD-
Prepaid Card Services Revenue18.73 M USD9.12 M USD6.54 M USD3.17 M USD

  • 3 years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Usio Revenue by Segment

Segmente2023202220212020
ACH and Complementary Service Revenue---8.47 M USD
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Usio Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Usio historical P/E ratio, EBIT multiple, and P/S ratio

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Usio shares outstanding

The number of shares was Usio in 2024 — This indicates how many shares 20.106 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Usio earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Usio's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Usio’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Usio's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Usio stock splits

In Usio's history, there have been no stock splits.
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Unfortunately, there are currently no price targets and forecasts available for Usio.

Usio latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.01 0.1  (880.39 %)2024 Q3
6/30/2024-0.01 0  (100 %)2024 Q2
3/31/20240.01 -0.01  (-198.04 %)2024 Q1
12/31/20230 0  (-100 %)2023 Q4
9/30/2023-0 -0.04  (-1,076.47 %)2023 Q3
6/30/20230.01 0.01  (-24.81 %)2023 Q2
3/31/2023-0.01 0  (100 %)2023 Q1
12/31/2022-0.02 -0.01  (34.64 %)2022 Q4
9/30/2022-0.08 -0.09  (-13.78 %)2022 Q3
6/30/2022-0.03 -0.1  (-255.87 %)2022 Q2
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Usio shareholders

%
Name
Stocks
Change
Date
10.76304 % Hoch (Louis A)2,920,013-208,61512/29/2024
10.34188 % Whittier Trust Company2,805,752-24,41012/31/2024
9.33073 % National Services Inc.2,531,42704/26/2024
6.38859 % Ayers (Katherine)1,733,22504/26/2024
4.65486 % AWM Investment Company, Inc.1,262,864-7,0029/30/2024
3.73063 % The Vanguard Group, Inc.1,012,119-3,62312/31/2024
3.67008 % Perkins Capital Management, Inc.995,69313,50012/31/2024
2.84518 % Jewell (Lowell Thomas)771,89804/26/2024
2.41823 % Frost (Houston Korth)656,067-54,4601/31/2025
1.76698 % Renaissance Technologies LLC479,38397,44212/31/2024
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Usio Executives and Management Board

Mr. Louis Hoch

(57)
Usio Chairman of the Board, President, Chief Executive Officer, Chief Operating Officer (since 1998)
Compensation 621,168

Mr. Gregory Carter

(59)
Usio Executive Vice President - Payment Acceptance
Compensation 270,068

Mr. Houston Frost

(41)
Usio Senior Vice President, Chief Product Officer
Compensation 221,329

Mrs. Elizabeth Miller

(52)
Usio Independent Director
Compensation 186,668

Mr. Blaise Bender

(66)
Usio Independent Director
Compensation 19,000
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Most common questions regarding Usio

What values and corporate philosophy does Usio represent?

Usio Inc represents a strong commitment to innovation and customer satisfaction. Their corporate philosophy revolves around providing efficient payment solutions to businesses and consumers. By blending technology and financial expertise, Usio aims to simplify complex payment processes while maintaining the highest level of security. With a focus on transparency and integrity, Usio strives to build long-term partnerships with their clients, enabling them to achieve their financial goals. As a trusted provider of integrated payment solutions, Usio Inc constantly adapts to changing market needs, ensuring their customers stay ahead in the rapidly evolving digital payment landscape.

In which countries and regions is Usio primarily present?

Usio Inc is primarily present in the United States.

What significant milestones has the company Usio achieved?

Usio Inc has achieved significant milestones throughout its history. Some notable accomplishments include the acquisition of Payprotec Oregon in 2017, enabling the company to expand its payment processing capabilities. In 2018, Usio launched its proprietary prepaid card program, helping individuals and businesses streamline their payment processes. The company's partnership with Wildcard Consulting in 2019 further enhanced its product offering, providing advanced payment solutions to clients. Additionally, Usio's successful integration of the prepaid platform for Marine Credit Union in 2020 showcased its ability to serve the financial needs of diverse industries. These milestones demonstrate Usio Inc's commitment to innovation and growth in the payment industry.

What is the history and background of the company Usio?

Usio Inc, founded in 1993, is a leading provider of integrated payment solutions. This innovative company specializes in offering comprehensive electronic payment processing services, enabling businesses to streamline their payment processes. Usio Inc has a rich history of success and growth, constantly adapting to the evolving technology landscape. With a strong focus on customer satisfaction, the company has forged partnerships with renowned organizations, enhancing their reputation as a trusted payment solutions provider. By leveraging cutting-edge technology and industry expertise, Usio Inc continues to empower businesses with secure, reliable, and efficient payment processing solutions.

Who are the main competitors of Usio in the market?

Some of the main competitors of Usio Inc in the market include Square Inc, PayPal Holdings Inc, and Fiserv Inc.

In which industries is Usio primarily active?

Usio Inc is primarily active in the industries of electronic payments, prepaid card programs, and secure electronic document delivery.

What is the business model of Usio?

The business model of Usio Inc revolves around providing integrated payment solutions to businesses. Usio offers a wide range of payment services, including electronic bill presentment and payment, prepaid card products, Automated Clearing House (ACH) processing, and mobile wallet solutions. Usio's innovative technology and secure platforms enable businesses to simplify their payment processes and improve cash flow management. By offering flexible payment options and personalized solutions, Usio helps businesses enhance customer experience and drive operational efficiency. With a strong focus on delivering secure, reliable, and convenient payment solutions, Usio Inc is committed to supporting businesses in their financial transactions.

What is the P/E ratio of Usio 2025?

The Usio P/E ratio is 14.14.

What is the P/S ratio of Usio 2025?

The Usio P/S ratio is 0.31.

What is the Quality Investing of Usio?

The Quality Investing for Usio is 4/10.

What is the revenue of Usio 2025?

The expected Usio revenue is 96.08 M USD.

How high is the profit of Usio 2025?

The expected Usio profit is 2.08 M USD.

What is the business model of Usio

Usio Inc is a company that operates in the fields of payment processing, e-commerce, and digital services. The company offers a wide range of products and services, including payment processing, mobile payments, virtual credit cards, e-commerce solutions, and other digital services. Usio is headquartered in San Antonio, Texas and has been listed on the NASDAQ exchange since 1997. The core business of Usio is payment processing and payment processing. Traditional payment methods such as credit cards, as well as innovative technologies such as mobile payments and virtual credit cards, are supported here. The company also offers a variety of services for merchants and banks, including the integration of payment systems into e-commerce platforms, POS systems, and mobile apps. Usio benefits from the increasing number of people shopping online. Another important division of the company is the e-commerce sector. Usio helps businesses set up online shops and provides solutions for online and mobile payments. The e-commerce solutions include payment gateways, virtual terminals, and e-factoring solutions, which allow companies to send invoices directly to their customers via email and accept electronic payments. Usio also has a merchant services division that specializes in supporting merchants. This division offers a variety of products and services, ranging from the installation of credit card terminals and transaction management to providing customer support and consulting services. The company is always committed to providing excellent service to its customers and acting in a customer-oriented manner. In addition to this wide range of payment and e-commerce services, Usio also offers innovative digital services. This includes the concept of "White Label Mobile Wallets" - a solution that allows smartphone users to securely make payments, transfers, and other financial transactions. This solution can be individually tailored to the customer's specific needs and offers numerous advantages and use cases. Overall, Usio benefits from a variety of trends in digital technology and the e-commerce sector. The increasing use of smartphones and mobile devices, the growing trend towards contactless payments, and the constantly increasing number of online transactions make the company an important player in the digital economy. Usio has not only established itself as a supplier of technical solutions but also offers a wide range of support and consulting services. The different, closely intertwined divisions and products of Usio ensure a stable and successful business model.

What is the Usio dividend?

Usio pays a dividend of 0 USD distributed over payouts per year.

How often does Usio pay dividends?

The dividend cannot currently be calculated for Usio or the company does not pay out a dividend.

What is the Usio ISIN?

The ISIN of Usio is US9173131080.

What is the Usio WKN?

The WKN of Usio is A2PM9K.

What is the Usio ticker?

The ticker of Usio is USIO.

How much dividend does Usio pay?

Over the past 12 months, Usio paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Usio is expected to pay a dividend of 0 USD.

What is the dividend yield of Usio?

The current dividend yield of Usio is .

When does Usio pay dividends?

Usio pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Usio?

Usio paid dividends every year for the past 0 years.

What is the dividend of Usio?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Usio located?

Usio is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Usio kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Usio from 3/5/2025 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 3/5/2025.

When did Usio pay the last dividend?

The last dividend was paid out on 3/5/2025.

What was the dividend of Usio in the year 2024?

In the year 2024, Usio distributed 0 USD as dividends.

In which currency does Usio pay out the dividend?

The dividends of Usio are distributed in USD.

All fundamentals about Usio

Our stock analysis for Usio Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Usio Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.