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Overview
Profile

Universal Insurance Holdings Company

UVE
US91359V1070
911236

Price

20.17
Today +/-
+0.06
Today %
+0.34 %
P

Universal Insurance Holdings stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Universal Insurance Holdings stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Universal Insurance Holdings stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Universal Insurance Holdings stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Universal Insurance Holdings's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Universal Insurance Holdings Stock Price History

DateUniversal Insurance Holdings Price
10/25/202420.17 undefined
10/24/202420.10 undefined
10/23/202419.63 undefined
10/22/202419.24 undefined
10/21/202419.25 undefined
10/18/202419.87 undefined
10/17/202420.07 undefined
10/16/202419.79 undefined
10/15/202419.67 undefined
10/14/202419.19 undefined
10/11/202419.01 undefined
10/10/202418.96 undefined
10/9/202416.96 undefined
10/8/202417.70 undefined
10/7/202416.90 undefined
10/4/202421.00 undefined
10/3/202421.11 undefined
10/2/202421.34 undefined
10/1/202421.50 undefined
9/30/202422.16 undefined
9/27/202421.98 undefined
9/26/202422.24 undefined

Universal Insurance Holdings Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Universal Insurance Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Universal Insurance Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Universal Insurance Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Universal Insurance Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Universal Insurance Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Universal Insurance Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Universal Insurance Holdings’s growth potential.

Universal Insurance Holdings Revenue, EBIT and net profit per share

DateUniversal Insurance Holdings RevenueUniversal Insurance Holdings EBITUniversal Insurance Holdings Net Income
2026e1.48 B undefined0 undefined69.04 M undefined
2025e1.42 B undefined0 undefined65.44 M undefined
2024e1.45 B undefined71.67 M undefined56.09 M undefined
20231.39 B undefined94.88 M undefined66.81 M undefined
20221.22 B undefined-20.6 M undefined-22.3 M undefined
20211.12 B undefined29.1 M undefined20.4 M undefined
20201.07 B undefined24.3 M undefined19.1 M undefined
2019939.4 M undefined63.7 M undefined46.5 M undefined
2018823.8 M undefined152.9 M undefined117 M undefined
2017751.9 M undefined170.5 M undefined106.9 M undefined
2016685.3 M undefined162.9 M undefined99.4 M undefined
2015546.5 M undefined175 M undefined106.5 M undefined
2014369.3 M undefined127.6 M undefined73 M undefined
2013301.2 M undefined100.6 M undefined58.9 M undefined
2012269.9 M undefined52.6 M undefined30 M undefined
2011225.9 M undefined33.7 M undefined20.1 M undefined
2010239.9 M undefined62.3 M undefined37 M undefined
2009210.6 M undefined46.2 M undefined28.8 M undefined
2008182.7 M undefined66 M undefined40 M undefined
2007188.5 M undefined89.5 M undefined54 M undefined
200665.1 M undefined26.7 M undefined17.1 M undefined
200519.4 M undefined6.2 M undefined6.5 M undefined
20048 M undefined-300,000 undefined-300,000 undefined

Universal Insurance Holdings Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
000000000.010.010.010.010.010.010.010.020.070.190.180.210.240.230.270.30.370.550.690.750.820.941.071.121.221.391.451.421.48
----------11.1112.5044.44-30.77-33.3333.33137.50242.11189.23-3.1915.3813.81-5.8619.5611.9022.5947.9725.469.649.5914.0914.164.579.0113.834.24-2.074.15
-------------------------------------
0000000000000000000000000000000000000
000-1-100021-1-3000626896646623352100127175162170152632429-20947100
----100.00-100.00---22.2212.50-11.11-23.08---31.5840.0047.3436.2621.9025.9414.6719.3333.2234.4232.0523.6522.6418.476.712.242.59-1.646.764.90--
00-1-1-1-2-2-121-1-3000617544028372030587310699106117461920-2266566569
-----100.00--50.00-300.00-50.00-200.00200.00----183.33217.65-25.93-30.0032.14-45.9550.0093.3325.8645.21-6.607.0710.38-60.68-58.705.26-210.00-400.00-15.1516.076.15
-------------------------------------
-------------------------------------
0.50.50.50.70.71.21.84.516.615.914.814.716.223.830.233.939.141.440.340.540.240.440.637.835.235.935.735.835.834.23231.330.830.15000
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Details

Keystats

ⓘ

Revenue and Growth

The Universal Insurance Holdings Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Universal Insurance Holdings is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (k)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (k)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (k)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
1990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                   
0000000000000000000000000000000000
0000000000000000000000000000000000
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0000000086.912.713.125.824.887.500172.7173200.3221.1243.1239.900000000000
00.10.30.50.30.10000.20.610.81.20.943.94.34.34.55.47.199.317.333.243.651.359.456.968.759.657.153.15
0000000000000000000.260.310.370.330.430.470.420.480.640.710.880.90.91.091.11.16
000000000.30000000000000010.78.4109.19.511.234.330.616.91.50
00100100100700001000000000000000000000000000
0000000000000000000000000000000000
0000000.6000000000.68.714.214.111.927.4101.352.214.714.516.513.311.917.26191959.945.81
00000000000000000.010.020.280.330.410.440.490.50.460.540.710.780.9711.021.181.221.25
000000000.010.010.020.020.030.030.0900.010.190.450.530.630.690.730.50.460.540.710.780.9711.021.181.221.25
                                                                   
0000000100100100100100200200300300400400400400400400400400400500500500500500500500500472
0.60.64.14.14.96.87.214.71515.115.115151515.115.218.724.833.636.733.736.538.742.34170.882.386.286.496103.4108.2112.5115.09
-0.1-0.6-1.6-3-4.3-5.7-8.1-9.9-7.8-6.7-8.2-11.3-11.3-11.6-12-5.55.450.775.784.1108.8116.2127.5168.7222.5306.7381.9464.7553.2573.6567.5563.7517.5560.69
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0.502.51.10.61.1-0.94.97.38.76.93.83.83.63.41022.273.6109121.3142.9153.1166.6211281.1374458.3545.1632.1690.5674.7656.8526.7602.08
00000030040000000000000000000000000000
00.10.10.10.10.20.20.31.51.90.80.710.81.64.615.316.814.720.823.224.828.134.436.336.437.745.145.440.952.327.358.890.6
00.50.20.50.70.9111.21.62.71.41.31.23.51.919.66.24.43.51218.16.365.90.43.22.93.12.123.822.318.526.88
000.10.100000.1000.40.70.80.71.212.3015.720.32325.52614.95.90036.7102.890.459.426.800
000.910.30.20000000000000000000001.51.51.51.51.51.51.47
00.61.31.71.11.31.51.72.83.53.52.532.85.87.747.22334.844.658.268.460.455.348.136.840.986.2152.8134.913777.978.8118.95
000000000000000025.1252524.623.221.720.237.230.624.11511.49.98.57102.2101.3100.54
10080000000000000000000000000000000000
000000000.100000004.51112.917.119.819.4152317.924.817.826.226.23149.653.75563.26
0.10.80000000.1000000029.63637.941.74341.135.260.248.548.932.837.636.139.556.6155.9156.3163.79
0.11.41.31.71.11.31.51.72.93.53.52.532.85.87.776.85972.786.3101.2109.595.6115.596.685.773.7123.8188.9174.4193.6233.8235.1282.74
0.61.43.82.81.72.40.66.610.212.210.46.36.86.49.217.799132.6181.7207.6244.1262.6262.2326.5377.7459.7532668.9821864.9868.3890.6761.8884.81
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Universal Insurance Holdings provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Universal Insurance Holdings's financial health and stability.

Assets

Universal Insurance Holdings's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Universal Insurance Holdings must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Universal Insurance Holdings after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Universal Insurance Holdings's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19901991199219931994null1995nullnull1996null199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
00-1-1-1-1-1-1-100021-1-3000617544028372030597310699106117461920-2266
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00000000000063-54-831520142-492-6-39971019249102-186362819226363-33
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00000000000000000000011000011100000055
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00-1-10-100000084-61-83152715305020-4112142157123219121245230842923432470
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0000000000000000000036-121541-1-118-7-7-2-2-1-1-198-1-1
0030000000060000000000-60000-32-29-18-5-18-25-65-28-1-11-22
0130000000060000000031-17-3-15-11-14-22-34-48-54-38-51-64-97-5668-37-47
00000000000000000000015000-1-28-6-6-7-12-3-1-400
00000000000000000000-4-7-18-20-12-12-19-17-19-22-24-24-25-26-24-24-23-23
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0-0.8-1.9-1.4-0.50-0.400-0.50-0.38.44.6-71.4-8.73.415.925.2153.3-0.349.820-5.8110.2139.8155.6114201.2107.7233.221772.412.1227.2319.666.95
00000000000000000000000000000000000000

Universal Insurance Holdings stock margins

The Universal Insurance Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Universal Insurance Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Universal Insurance Holdings.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Universal Insurance Holdings's sales revenue. A higher gross margin percentage indicates that the Universal Insurance Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Universal Insurance Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Universal Insurance Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Universal Insurance Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Universal Insurance Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Universal Insurance Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Universal Insurance Holdings Margin History

Universal Insurance Holdings Gross marginUniversal Insurance Holdings Profit marginUniversal Insurance Holdings EBIT marginUniversal Insurance Holdings Profit margin
2026e0 %0 %4.67 %
2025e0 %0 %4.61 %
2024e0 %4.94 %3.87 %
20230 %6.82 %4.8 %
20220 %-1.68 %-1.82 %
20210 %2.59 %1.82 %
20200 %2.27 %1.78 %
20190 %6.78 %4.95 %
20180 %18.56 %14.2 %
20170 %22.68 %14.22 %
20160 %23.77 %14.5 %
20150 %32.02 %19.49 %
20140 %34.55 %19.77 %
20130 %33.4 %19.56 %
20120 %19.49 %11.12 %
20110 %14.92 %8.9 %
20100 %25.97 %15.42 %
20090 %21.94 %13.68 %
20080 %36.12 %21.89 %
20070 %47.48 %28.65 %
20060 %41.01 %26.27 %
20050 %31.96 %33.51 %
20040 %-3.75 %-3.75 %

Universal Insurance Holdings Stock Sales Revenue, EBIT, Earnings per Share

The Universal Insurance Holdings earnings per share therefore indicates how much revenue Universal Insurance Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Universal Insurance Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Universal Insurance Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Universal Insurance Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Universal Insurance Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Universal Insurance Holdings Revenue, EBIT and net profit per share

DateUniversal Insurance Holdings Sales per ShareUniversal Insurance Holdings EBIT per shareUniversal Insurance Holdings Earnings per Share
2026e51.93 undefined0 undefined2.42 undefined
2025e49.89 undefined0 undefined2.3 undefined
2024e50.91 undefined0 undefined1.97 undefined
202346.16 undefined3.15 undefined2.22 undefined
202239.7 undefined-0.67 undefined-0.72 undefined
202135.84 undefined0.93 undefined0.65 undefined
202033.53 undefined0.76 undefined0.6 undefined
201927.47 undefined1.86 undefined1.36 undefined
201823.01 undefined4.27 undefined3.27 undefined
201721 undefined4.76 undefined2.99 undefined
201619.2 undefined4.56 undefined2.78 undefined
201515.22 undefined4.87 undefined2.97 undefined
201410.49 undefined3.62 undefined2.07 undefined
20137.97 undefined2.66 undefined1.56 undefined
20126.65 undefined1.3 undefined0.74 undefined
20115.59 undefined0.83 undefined0.5 undefined
20105.97 undefined1.55 undefined0.92 undefined
20095.2 undefined1.14 undefined0.71 undefined
20084.53 undefined1.64 undefined0.99 undefined
20074.55 undefined2.16 undefined1.3 undefined
20061.66 undefined0.68 undefined0.44 undefined
20050.57 undefined0.18 undefined0.19 undefined
20040.26 undefined-0.01 undefined-0.01 undefined

Universal Insurance Holdings business model

Universal Insurance Holdings is a leading insurance provider in the US, specializing in property insurance. The company was founded in 1990 and is headquartered in Fort Lauderdale, Florida. It offers a range of insurance products, including building, household, liability, flood, and wind insurance. Universal Insurance Holdings operates in several states, including Florida, Massachusetts, New Jersey, North Carolina, South Carolina, Hawaii, and Puerto Rico. The company is known for its comprehensive risk management consulting services and use of modern technology to provide accurate cost estimates. Universal Insurance Holdings has a strong focus on customer service and satisfaction, and has built a reputation for quick and effective claims handling. With its commitment to innovation and growth, it has established itself as one of the leading insurance companies in the US. Universal Insurance Holdings is one of the most popular companies on Eulerpool.com.

Universal Insurance Holdings SWOT Analysis

Strengths

Strong Financial Performance:

Universal Insurance Holdings Inc has reported consistent and strong financial performance over the years, indicating its stability and ability to generate profits.

Market Dominance:

Universal Insurance Holdings Inc holds a significant market share in the insurance industry, giving it a competitive edge over its competitors and allowing it to influence market trends.

Diverse Product Portfolio:

The company offers a wide range of insurance products, including property and casualty insurance, allowing it to serve various customer segments and adapt to changing market demands.

Weaknesses

Limited Geographic Presence:

Universal Insurance Holdings Inc primarily operates in selected regions, which limits its potential market reach and exposes it to the risks associated with regional economic conditions.

Dependency on Reinsurance:

The company heavily relies on reinsurance to mitigate risk exposure, which may lead to increased costs and vulnerability to changes in reinsurance market conditions.

Opportunities

Expansion into New Market Segments:

Universal Insurance Holdings Inc can explore opportunities to diversify its product offerings and enter new market segments, such as life insurance or specialty insurance, to tap into additional revenue streams.

Technological Advancements:

Investing in technological advancements, such as AI-driven underwriting or digital customer service platforms, can enhance operational efficiency, improve customer experience, and gain a competitive advantage.

Threats

Increased Competition:

The insurance industry is highly competitive, and Universal Insurance Holdings Inc faces the threat of new entrants or existing competitors offering similar or better insurance products at competitive prices.

Regulatory and Compliance Risks:

Changes in regulations or compliance requirements can increase operational costs, restrict business practices, or expose the company to legal and reputational risks if not appropriately addressed.

Universal Insurance Holdings Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Universal Insurance Holdings historical P/E ratio, EBIT multiple, and P/S ratio

Universal Insurance Holdings shares outstanding

The number of shares was Universal Insurance Holdings in 2023 — This indicates how many shares 30.147 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Universal Insurance Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Universal Insurance Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Universal Insurance Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Universal Insurance Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Universal Insurance Holdings stock splits

In Universal Insurance Holdings's history, there have been no stock splits.

Universal Insurance Holdings dividend history and estimates

In 2023, Universal Insurance Holdings paid a dividend amounting to 0.61 USD. Dividend means that Universal Insurance Holdings distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Universal Insurance Holdings provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Universal Insurance Holdings’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Universal Insurance Holdings's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Universal Insurance Holdings Dividend History

DateUniversal Insurance Holdings Dividend
2026e0.6 undefined
2025e0.6 undefined
2024e0.61 undefined
20230.61 undefined
20220.64 undefined
20210.61 undefined
20200.61 undefined
20190.61 undefined
20180.57 undefined
20170.83 undefined
20160.56 undefined
20150.48 undefined
20140.5 undefined
20130.41 undefined
20120.38 undefined
20110.32 undefined
20100.32 undefined
20090.54 undefined
20080.49 undefined
20070.2 undefined
20060.13 undefined

Universal Insurance Holdings dividend payout ratio

In 2023, Universal Insurance Holdings had a payout ratio of 80.12%. The payout ratio indicates the percentage of the company's profits that Universal Insurance Holdings distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Universal Insurance Holdings represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Universal Insurance Holdings could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Universal Insurance Holdings's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Universal Insurance Holdings Payout Ratio History

DateUniversal Insurance Holdings Payout ratio
2026e86.87 %
2025e88.62 %
2024e91.88 %
202380.12 %
2022-88.89 %
202193.85 %
2020101.67 %
201944.85 %
201817.43 %
201727.85 %
201620.07 %
201516.16 %
201424.04 %
201326.28 %
201251.35 %
201164 %
201034.78 %
200976.06 %
200849.49 %
200715.27 %
200629.55 %
200580.12 %
200480.12 %
Unfortunately, there are currently no price targets and forecasts available for Universal Insurance Holdings.

Universal Insurance Holdings latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/2024-0.7 -0.73  (-4.75 %)2024 Q3
6/30/20241.04 1.18  (13.98 %)2024 Q2
3/31/20241.06 1.07  (1.37 %)2024 Q1
12/31/20230.25 0.43  (70.3 %)2023 Q4
9/30/2023-0.29 -0.16  (45.37 %)2023 Q3
6/30/20230.77 0.87  (12.59 %)2023 Q2
3/31/20230.75 0.79  (5.7 %)2023 Q1
12/31/2022-0.49 0.72  (245.48 %)2022 Q4
9/30/2022-2.48 -2.27  (8.45 %)2022 Q3
6/30/20220.39 0.47  (19.32 %)2022 Q2
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Eulerpool ESG Scorecard© for the Universal Insurance Holdings stock

Eulerpool World ESG Rating (EESG©)

31/ 100

🌱 Environment

10

👫 Social

41

🏛️ Governance

41

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
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Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Universal Insurance Holdings shareholders

%
Name
Stocks
Change
Date
6.53954 % BlackRock Institutional Trust Company, N.A.1,862,460186,95212/31/2023
5.97678 % Donald Smith & Co., Inc.1,702,188404,44612/31/2023
5.61348 % Dimensional Fund Advisors, L.P.1,598,720-57,95812/31/2023
5.23542 % The Vanguard Group, Inc.1,491,0484,00212/31/2023
4.02930 % Downes (Sean P)1,147,546-9,1284/1/2024
2.26700 % Two Sigma Investments, LP645,643-126,37812/31/2023
2.21615 % Donaghy (Stephen J)631,159-15,9734/1/2024
2.08509 % Geode Capital Management, L.L.C.593,83356,23812/31/2023
2.07689 % State Street Global Advisors (US)591,49925,44112/31/2023
1.97180 % Arrowstreet Capital, Limited Partnership561,568280,47912/31/2023
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Universal Insurance Holdings Executives and Management Board

Mr. Stephen Donaghy58
Universal Insurance Holdings Chief Executive Officer, Director (since 2006)
Compensation 3.58 M
Mr. Sean Downes53
Universal Insurance Holdings Executive Chairman of the Board (since 2003)
Compensation 3.09 M
Mr. Frank Wilcox57
Universal Insurance Holdings Chief Financial Officer
Compensation 944,664
Ms. Kimberly Campos45
Universal Insurance Holdings Chief Administrative Officer, Chief Information Officer, Director (since 2015)
Compensation 490,194
Mrs. Marlene Gordon56
Universal Insurance Holdings Independent Director
Compensation 214,505
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Universal Insurance Holdings Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Everest Re Group Stock
Everest Re Group
SupplierCustomer0,700,530,71-0,320,04-0,28
Chubb Stock
Chubb
SupplierCustomer0,640,480,75-0,63-0,03-0,36
RenaissanceRe Holdings Stock
RenaissanceRe Holdings
SupplierCustomer0,510,180,680,820,750,67
Muenchener Rueckversicher Stock
Muenchener Rueckversicher
SupplierCustomer0,470,210,400,760,720,34
Allianz Stock
Allianz
SupplierCustomer0,360,410,510,410,38-0,11
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Most common questions regarding Universal Insurance Holdings

What values and corporate philosophy does Universal Insurance Holdings represent?

Universal Insurance Holdings Inc represents values of integrity, reliability, and exceptional customer service. The company follows a corporate philosophy centered around providing superior insurance solutions to its customers. With a strong commitment to financial stability and long-term growth, Universal Insurance Holdings Inc strives to protect its policyholders' assets and provide peace of mind. By delivering innovative products and personalized support, the company ensures that its customers receive the best possible coverage and claims experience. With a focus on integrity and transparency, Universal Insurance Holdings Inc maintains a strong reputation in the insurance industry.

In which countries and regions is Universal Insurance Holdings primarily present?

Universal Insurance Holdings Inc is primarily present in the United States.

What significant milestones has the company Universal Insurance Holdings achieved?

Universal Insurance Holdings Inc, a leading insurance company, has achieved several significant milestones. One notable accomplishment is its consistent growth in revenue and profitability over the years. The company has also demonstrated its ability to navigate challenging market conditions and maintain a strong financial position. Additionally, Universal Insurance Holdings Inc has successfully expanded its operations and geographical reach, positioning itself as a trusted provider of insurance solutions. Furthermore, the company's dedication to exceptional customer service and innovative technologies has allowed it to build a loyal customer base. These milestones showcase Universal Insurance Holdings Inc's commitment to excellence in the insurance industry.

What is the history and background of the company Universal Insurance Holdings?

Universal Insurance Holdings Inc, founded in 1990, is a leading insurance holding company. With its wholly-owned subsidiary, Universal Property & Casualty Insurance Company, it provides a wide range of residential and commercial property insurance products across the United States. Universal Insurance Holdings Inc has a rich history of financial strength and stability, earning it a solid reputation in the insurance industry. The company's commitment to exceptional customer service, competitive rates, and innovative insurance solutions has contributed to its continuous growth. With a focus on risk management and personalized coverage options, Universal Insurance Holdings Inc remains dedicated to protecting the properties and assets of its valued customers.

Who are the main competitors of Universal Insurance Holdings in the market?

The main competitors of Universal Insurance Holdings Inc in the market are major insurance companies such as State Farm, Allstate, and Progressive. These companies compete with Universal Insurance Holdings Inc in terms of providing insurance coverage for various categories including property, casualty, and homeowners insurance. Universal Insurance Holdings Inc faces competition from these established companies due to their significant market presence and vast customer base. However, Universal Insurance Holdings Inc has carved a niche for itself by offering competitive rates, exceptional customer service, and innovative insurance solutions, which sets it apart from its competitors in the market.

In which industries is Universal Insurance Holdings primarily active?

Universal Insurance Holdings Inc is primarily active in the insurance industry.

What is the business model of Universal Insurance Holdings?

The business model of Universal Insurance Holdings Inc is centered around providing property and casualty insurance products and services to homeowners in the state of Florida. As a leading insurance company, Universal Insurance Holdings Inc focuses on offering tailored insurance solutions to protect homeowners against potential risks and losses. By specializing in the Florida market, the company leverages its extensive knowledge of the local market and its understanding of the unique challenges faced by homeowners in the region. With its commitment to customer satisfaction and financial stability, Universal Insurance Holdings Inc continues to uphold a strong and reliable business model in the insurance industry.

What is the P/E ratio of Universal Insurance Holdings 2024?

The Universal Insurance Holdings P/E ratio is 10.84.

What is the P/S ratio of Universal Insurance Holdings 2024?

The Universal Insurance Holdings P/S ratio is 0.42.

What is the Quality Investing of Universal Insurance Holdings?

The Quality Investing for Universal Insurance Holdings is 6/10.

What is the revenue of Universal Insurance Holdings 2024?

The expected Universal Insurance Holdings revenue is 1.45 B USD.

How high is the profit of Universal Insurance Holdings 2024?

The expected Universal Insurance Holdings profit is 56.09 M USD.

What is the business model of Universal Insurance Holdings

Universal Insurance Holdings Inc. is a US-based company in the insurance industry. The company offers a wide range of insurance products, including residential, commercial, and catastrophe insurance, distributed by various brands and subsidiaries such as American Platinum Property and Casualty Insurance Company, Journey Insurance Company, and BlueLine Surety Insurance Company. As a specialized insurance company, Universal Insurance Holdings Inc. aims to provide comprehensive coverage for its customers by offering a diverse range of insurance products. Universal Insurance Holdings Inc.'s residential insurance coverage includes protection against damages to residential buildings caused by fire, wind, hail, floods, and other natural disasters. On the other hand, commercial insurance coverage secures various risks faced by businesses, including business property insurance, business interruption insurance, and liability insurance. The catastrophe insurance covers damages caused by natural disasters such as earthquakes, hurricanes, and floods. Another specialized product offered by Universal Insurance Holdings Inc. is the surety insurance program provided by BlueLine Surety Insurance Company. Surety insurance is a form of liability insurance that ensures a company fulfills its obligations and is compensated in case of delays or non-compliance. BlueLine Surety Insurance Company's program offers a wide range of surety bond lines tailored to the needs of businesses. Universal Insurance Holdings Inc. also has a highly diversified segment structure aimed at maximizing its commission revenues through a wide range of products and services. For example, Journey Insurance Company has expanded its services to a broad range of specialty insurance solutions, including pet health insurance, golf insurance, and boat insurance. Through this broad segment diversification, Universal Insurance Holdings Inc. ensures continuous profit growth over the years. In the past, Universal Insurance Holdings Inc. has also improved its vertical integration by acquiring companies such as Heritage Insurance Holdings Inc. and its affiliated subsidiaries, aiming to enter more areas and expand its business presence to other mild climate zones. In addition to selling insurance products, Universal Insurance Holdings Inc. also upholds its brand promise to provide outstanding customer care. To achieve this, the company has a dedicated staff that delivers high-quality services and products that prioritize the needs of its customers. Furthermore, the company has also provided a comprehensive digital platform for its customers, making access to insurance services easier and tasks simpler and more accessible for its customers. Overall, the business model of Universal Insurance Holdings Inc. is focused on satisfying customers through a wide range of insurance products, diversification, digital innovation, and excellent customer care.

What is the Universal Insurance Holdings dividend?

Universal Insurance Holdings pays a dividend of 0.64 USD distributed over payouts per year.

How often does Universal Insurance Holdings pay dividends?

The dividend cannot currently be calculated for Universal Insurance Holdings or the company does not pay out a dividend.

What is the Universal Insurance Holdings ISIN?

The ISIN of Universal Insurance Holdings is US91359V1070.

What is the Universal Insurance Holdings WKN?

The WKN of Universal Insurance Holdings is 911236.

What is the Universal Insurance Holdings ticker?

The ticker of Universal Insurance Holdings is UVE.

How much dividend does Universal Insurance Holdings pay?

Over the past 12 months, Universal Insurance Holdings paid a dividend of 0.61 USD . This corresponds to a dividend yield of about 3.02 %. For the coming 12 months, Universal Insurance Holdings is expected to pay a dividend of 0.6 USD.

What is the dividend yield of Universal Insurance Holdings?

The current dividend yield of Universal Insurance Holdings is 3.02 %.

When does Universal Insurance Holdings pay dividends?

Universal Insurance Holdings pays a quarterly dividend. This is distributed in the months of January, April, June, September.

How secure is the dividend of Universal Insurance Holdings?

Universal Insurance Holdings paid dividends every year for the past 21 years.

What is the dividend of Universal Insurance Holdings?

For the upcoming 12 months, dividends amounting to 0.6 USD are expected. This corresponds to a dividend yield of 3.01 %.

In which sector is Universal Insurance Holdings located?

Universal Insurance Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Universal Insurance Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Universal Insurance Holdings from 8/9/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 8/2/2024.

When did Universal Insurance Holdings pay the last dividend?

The last dividend was paid out on 8/9/2024.

What was the dividend of Universal Insurance Holdings in the year 2023?

In the year 2023, Universal Insurance Holdings distributed 0.64 USD as dividends.

In which currency does Universal Insurance Holdings pay out the dividend?

The dividends of Universal Insurance Holdings are distributed in USD.

All fundamentals about Universal Insurance Holdings

Our stock analysis for Universal Insurance Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Universal Insurance Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.