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United Fire Group stock

UFCS
US9103401082
A1JTQU

Price

25.47
Today +/-
-0.70
Today %
-2.83 %

United Fire Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the United Fire Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the United Fire Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the United Fire Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze United Fire Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

United Fire Group Stock Price History

DateUnited Fire Group Price
2/20/202525.47 undefined
2/19/202526.20 undefined
2/18/202526.26 undefined
2/17/202527.26 undefined
2/13/202526.50 undefined
2/12/202526.77 undefined
2/11/202525.62 undefined
2/10/202525.06 undefined
2/9/202524.78 undefined
2/6/202524.98 undefined
2/5/202525.59 undefined
2/4/202525.48 undefined
2/3/202524.95 undefined
2/2/202524.83 undefined
1/30/202524.81 undefined
1/29/202525.25 undefined
1/28/202525.20 undefined
1/27/202525.37 undefined
1/26/202525.71 undefined

United Fire Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into United Fire Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by United Fire Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects United Fire Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of United Fire Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into United Fire Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing United Fire Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on United Fire Group’s growth potential.

United Fire Group Revenue, EBIT and net profit per share

DateUnited Fire Group RevenueUnited Fire Group EBITUnited Fire Group Net Income
2026e1.55 B undefined0 undefined64.72 M undefined
2025e1.42 B undefined0 undefined59.8 M undefined
2024e1.27 B undefined0 undefined51.65 M undefined
20231.1 B undefined-36.46 M undefined-29.7 M undefined
2022980.3 M undefined15.3 M undefined15 M undefined
20211.07 B undefined100 M undefined80.6 M undefined
20201.07 B undefined-154.4 M undefined-112.7 M undefined
20191.2 B undefined16.9 M undefined14.8 M undefined
20181.07 B undefined-9.2 M undefined27.7 M undefined
20171.05 B undefined15.7 M undefined51 M undefined
2016996.4 M undefined57.5 M undefined49.9 M undefined
2015899.3 M undefined115.4 M undefined89.1 M undefined
2014941.9 M undefined76.5 M undefined59.1 M undefined
2013877.2 M undefined102 M undefined76.1 M undefined
2012813.2 M undefined46.1 M undefined40.2 M undefined
2011705.4 M undefined-12.3 M undefined0 undefined
2010591.5 M undefined58.8 M undefined47.5 M undefined
2009590.5 M undefined-11.7 M undefined-10.4 M undefined
2008611.4 M undefined-16 M undefined-13.1 M undefined
2007638.5 M undefined159.3 M undefined111.4 M undefined
2006635.6 M undefined125.5 M undefined88.1 M undefined
2005619.6 M undefined6.6 M undefined4.9 M undefined
2004608.1 M undefined114.8 M undefined74.1 M undefined

United Fire Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.090.10.10.120.130.140.140.170.190.210.220.230.260.30.310.340.350.420.470.510.570.610.620.640.640.610.590.590.710.810.880.940.911.051.071.21.071.070.981.11.271.421.55
-11.633.1316.1614.785.303.6016.6710.1214.052.847.3713.3013.643.678.684.4418.9812.627.8212.356.111.812.580.47-4.23-3.440.1719.2915.327.877.30-4.4610.795.621.7112.24-11.07-0.19-8.0711.7316.1611.329.60
--------------------------------------------
00000000000000000000000000000000000000000000
2-11820201120151182228222823151524175074488111-13-104704076598949512714-1128015-29515964
--150.00-200.00700.00150.00--45.0081.82-25.00-93.331,700.0022.2227.27-21.4327.27-17.86-34.78-60.00-29.17194.1248.00-94.592,100.0026.14-111.71-23.08-570.00--90.00-22.3750.85-44.944.08-47.06-48.15-900.00-171.43-81.25-293.33-275.8615.698.47
--------------------------------------------
--------------------------------------------
17.817.317.2212322.32221.821.721.721.721.721.721.521.520.820.220.120.120.123.523.622.526.227.62726.626.32625.525.525.525.225.825.625.625.62525.525.225.25000
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Details

Keystats

ⓘ

Revenue and Growth

The United Fire Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the United Fire Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                               
0000000000000000000000000000000000000000
0000000000000000000000000000000000000000
0000000000000000000000000000000000000000
0000000000000000000000000000000000000000
0000000042.533.74.24.12.932.84.16.53.63.135.62.61.61.71.66.2300000000000
0000000042.533.74.24.12.932.84.16.53.63.135.62.61.61.71.66.2300000000000
6.56.87.69.610.211.311.91112.712.412.713.312.614.413.316.916.715.215.918.112.911.212.710.815.322.321.645.643.147.249.253.255.56997.2132.4148.5167.5159.6163.43
0.120.140.190.220.260.30.330.420.520.60.680.790.8611.081.231.41.511.721.831.962.092.132.152.12.352.482.913.043.053.173.143.271.892.072.162.152.061.841.89
000000000000000000000000000001.80015.161519.266.232.431.421.46
1.10.90.70003.33.23.12.31.91.61.31.10.886.53.22.21.40000000.415.713.21211.210.49.68.98.27.56.765.34.62
00000000000000000000000000015.115.115.115.115.115.115.115.115.10000
0000000000000000000000000.01000000001.5900000.020.01
0.130.150.190.230.270.310.350.430.540.610.690.810.871.011.11.261.431.531.741.851.982.12.152.162.122.372.52.983.123.133.253.223.363.572.212.332.372.272.062.09
0.130.150.190.230.270.310.350.430.540.610.690.810.881.021.11.261.431.541.751.861.982.112.152.162.122.382.512.993.123.133.253.223.363.572.212.332.372.272.062.09
                                                                               
5.78.511.411.210.910.810.710.7161624.136.135.835.833.633.533.533.598.699132.978.792.290.788.788.400000000000000.03
1.31.316.615.813.813.31212121212129.39.37.97.36.96.96.977.866.2161.5149.5138.5139.4223.4213208.5211.6202.7207.4216.5196.3203.4200.2202.4203.4207209.99
26.823.329.646.664.67288.29990.7104.5113.6124.4139.9161.9155.4164172.3189.2199.6242.8274.8268.9343.8439.9410.6384.2416400.5425.4484.1523.5591616.3608.7715.5697.1555.9621.4620.6574.69
0000000000036.242.870.259.333.144.749.450.490.6102.586.483.471.53.860.67782.695.287.291.280.4-24.8214.9-9.3-34.1-16.24.60.916.01
2.455.52.74.27.86.415.220.62220.9000000000000000000000133.9-46.6-21.147.383.149.8-88.4-66.97
36.238.163.176.393.5103.9117.3136.9139.3154.5170.6208.7227.8277.2256.2237.9257.4279355.5439.4518500.2680.9751.6641.6672.6716.4696.1729.1782.9817.4878.8941.9973.3888.5910.5825.2879.2740.1733.75
0000000000000000000000000000000000000000
7.79.18.511.29.810.514.817.317.619.919.823.419.718.418.92245.935.150.755.656.857.667.763.974.684.978.4138.2164.1142.7212.6200.6159167.4122.9155.5126.6102.8120.5172.31
000.51.70.60.821.8000.8003.30000001.100000000054.900000000
0000000000000000000000000000000000000000
0000000000000000000000000000000000000000
7.79.1912.910.411.316.819.117.619.920.623.419.721.718.92245.935.150.755.657.957.667.763.974.684.978.4138.2164.1142.7217.6205.5159167.4122.9155.5126.6102.8120.5172.31
000000000000000000000000000450000000050505050
1.513.53.14.12.10.64.91.10.90.51112.727.922.97.412.212.711.840.443.636.24439.5011.219.813.619.621.925.814.735.66020.624.926.800
000000000000.010.010.010.010.010.010.010000000000.02000001.35000000
00000000.01000.010.020.020.040.030.020.030.030.010.040.040.040.040.0400.010.020.070.020.020.030.010.041.3500.020.070.080.050.05
0.010.010.010.020.010.010.020.030.020.020.030.040.040.060.050.040.070.060.060.10.10.090.110.10.070.10.10.210.180.160.240.220.191.520.120.180.20.180.170.22
0.050.050.080.090.110.120.130.160.160.180.20.250.270.340.310.280.330.340.420.540.620.590.790.850.720.770.810.910.910.951.061.11.142.491.011.091.031.060.910.96
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of United Fire Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand United Fire Group's financial health and stability.

Assets

United Fire Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that United Fire Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of United Fire Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into United Fire Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
820201120151182228222823151524205578988111-13-104704076598949512714-1128015-29
0001111021210344343333332585666451166710
2-10-300-6-102-100-10007-2192-11-110-6061-64-31-2710-95-4-8
201622332115261521182213-51723-2354562380-125911314611075667527510611942126-79-31188
-100000000-100-100-1-10004267815181818587650-162135201413
00000000000000000000000000000000000003
0543344358851102471932372550134140111393924729105211
313542414231233345494343183442245811114253104105431007174172161151196209175103934129-1171
-1-3-2-2-140-4-2-2-3-2-4-2-23-3-1-4-50-1-5-1-9-10-2-186-2-8-8-9-7-17-33-32-18-14-2-10
-46-31-35-36-37-70-99-66-84-88-55-93-78-137-121-150-183-39-111-183-30-16-107-130-94-175-111-102-58-36-112-62-194-9231-19-149
-45-28-33-33-23-69-94-64-81-85-53-88-76-113-118-148-179-33-111-181-25-14-97-119-9211-108-93-50-26-104-441336-7445-17-139
00000000000000000000000000000000000000
000000000000000000000000042-45000000050000
180-20-100000-30-2600064000107-15-14-1-6-12-211-1036-251-9-2-200
15-4-5-4-53974453436193858112107115215559-1217-91-791111265-97-74-94-137-97-107-115-4218-17-15-16
0000043795039412844911201141231606523-1-76-61-481283451-15-59-63-119-79-55-1100000
-2-3-3-3-3-4-4-4-5-5-6-6-7-6-7-7-10-10-14-12-13-15-16-16-15-15-15-17-19-21-24-27-105-32-28-15-15-16
0010-10-112-3-37-12-2928-109012840-14292-2-14381-10-35-37-15-12206-3156-3244-355
3032.840.538.927.930.318.931.243.545.941.938.61610.83922.954.7105.9142.751.899.5104.234.389.869.1-112.3169.2153143.1187.2202.1158.770.261.422.515.9-3.4160.85
00000000000000000000000000000000000000

United Fire Group stock margins

The United Fire Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of United Fire Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for United Fire Group.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the United Fire Group's sales revenue. A higher gross margin percentage indicates that the United Fire Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the United Fire Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the United Fire Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the United Fire Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the United Fire Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the United Fire Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

United Fire Group Margin History

United Fire Group Gross marginUnited Fire Group Profit marginUnited Fire Group EBIT marginUnited Fire Group Profit margin
2026e0 %0 %4.17 %
2025e0 %0 %4.22 %
2024e0 %0 %4.06 %
20230 %-3.33 %-2.71 %
20220 %1.56 %1.53 %
20210 %9.38 %7.56 %
20200 %-14.45 %-10.55 %
20190 %1.41 %1.23 %
20180 %-0.86 %2.59 %
20170 %1.49 %4.84 %
20160 %5.77 %5.01 %
20150 %12.83 %9.91 %
20140 %8.12 %6.27 %
20130 %11.63 %8.68 %
20120 %5.67 %4.94 %
20110 %-1.74 %0 %
20100 %9.94 %8.03 %
20090 %-1.98 %-1.76 %
20080 %-2.62 %-2.14 %
20070 %24.95 %17.45 %
20060 %19.75 %13.86 %
20050 %1.07 %0.79 %
20040 %18.88 %12.19 %

United Fire Group Stock Sales Revenue, EBIT, Earnings per Share

The United Fire Group earnings per share therefore indicates how much revenue United Fire Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue United Fire Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Fire Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Fire Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Fire Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Fire Group Revenue, EBIT and net profit per share

DateUnited Fire Group Sales per ShareUnited Fire Group EBIT per shareUnited Fire Group Earnings per Share
2026e61.15 undefined0 undefined2.55 undefined
2025e55.83 undefined0 undefined2.36 undefined
2024e50.16 undefined0 undefined2.03 undefined
202343.39 undefined-1.44 undefined-1.18 undefined
202238.9 undefined0.61 undefined0.6 undefined
202141.81 undefined3.92 undefined3.16 undefined
202042.74 undefined-6.18 undefined-4.51 undefined
201946.92 undefined0.66 undefined0.58 undefined
201841.8 undefined-0.36 undefined1.08 undefined
201741.12 undefined0.61 undefined1.99 undefined
201638.62 undefined2.23 undefined1.93 undefined
201535.69 undefined4.58 undefined3.54 undefined
201436.94 undefined3 undefined2.32 undefined
201334.4 undefined4 undefined2.98 undefined
201231.89 undefined1.81 undefined1.58 undefined
201127.13 undefined-0.47 undefined0 undefined
201022.49 undefined2.24 undefined1.81 undefined
200922.2 undefined-0.44 undefined-0.39 undefined
200822.64 undefined-0.59 undefined-0.49 undefined
200723.13 undefined5.77 undefined4.04 undefined
200624.26 undefined4.79 undefined3.36 undefined
200527.54 undefined0.29 undefined0.22 undefined
200425.77 undefined4.86 undefined3.14 undefined

United Fire Group business model

United Fire Group Inc is an internationally active insurance company headquartered in Cedar Rapids, Iowa, USA. The company was founded in 1946 and went public in 1989. Since then, it has become a major player in the insurance industry. The business model of United Fire Group Inc focuses on providing insurance services to businesses and individuals in the USA. The company offers various insurance products, including property, casualty, and health insurance, as well as various services such as fraud and cyber attack protection. United Fire Group Inc has several branches in the USA to serve a wider target audience. The company also provides insurance coverage for businesses in real estate, transportation, retail, and healthcare. In addition, it also provides coverage for private customers with auto, home, and personal property insurance. The segments of capital stock insurance, business content insurance, business property insurance, vehicle insurance, and cyber insurance have a high priority in the company's product range. United Fire Group Inc remains competitive in the international market by collaborating with other insurance companies around the world to serve its customers globally. The company operates not only in the USA but also in Canada and the UK. The company is committed to ensuring that it provides excellent service to its customers. United Fire Group Inc is also engaged in corporate social responsibility (CSR) and strives to make a positive impact in the communities where it operates and on a global level. The company's philosophy is to continue its growth by expanding its product range and providing even better customer service on a national and international level. United Fire Group Inc is also committed to improving its leadership abilities and business practices to shape the next generation of insurance services. In summary, United Fire Group Inc is a leading insurance company that focuses on a wide range of services and products. The company has a long history and has been listed on the stock market for 35 years. United Fire Group Inc remains committed to providing excellent service to its customers and is engaged in corporate social responsibility (CSR) at a global level. United Fire Group is one of the most popular companies on Eulerpool.com.

United Fire Group SWOT Analysis

Strengths

United Fire Group Inc (UFG) has a strong financial position, with steady revenue growth and consistent profitability over the years. The company has a diversified portfolio of insurance products, including property and casualty, commercial, and personal lines, which provides stability and a wide customer base. UFG has a strong brand reputation and a well-established presence in the insurance industry, which helps in attracting and retaining customers.

Weaknesses

UFG operates primarily within the United States, limiting its geographical reach and exposing it to regional economic fluctuations and regulatory challenges. The company heavily relies on third-party agencies and independent agents for distribution, which may result in limited control over the sales process and customer experience. UFG has faced challenges in adapting to technological advancements in the industry, which may impact its competitiveness in the long term.

Opportunities

There is an opportunity for UFG to expand its product portfolio and enter new markets, either through acquisitions or strategic partnerships, to diversify its revenue streams and reduce dependency on the U.S. market. The increasing demand for specialized insurance coverage, such as cyber insurance and renewable energy coverage, presents an opportunity for UFG to develop and offer tailored solutions to meet evolving customer needs. UFG can leverage technology advancements, such as data analytics and artificial intelligence, to enhance underwriting processes, improve customer service, and streamline operations.

Threats

The insurance industry is highly competitive, and UFG faces significant competition from both established insurers and emerging insurtech companies. Changing regulatory requirements and compliance costs pose a threat to UFG's profitability and operational efficiency. Natural disasters, such as hurricanes or wildfires, can result in a surge of claims and potential financial losses for UFG.

United Fire Group Revenue by Segment

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Revenue by Segment

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Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

United Fire Group Revenue by Segment

Segmente20162015201420132012
Property and Casualty Insurance Segment-899.27 M USD816.26 M USD--
Property and Casualty Insurance996.36 M USD----

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Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

United Fire Group Revenue by Segment

Segmente20162015201420132012
Property and Casualty Insurance---53,000 USD673.93 M USD
Life Insurance140.59 M USD---491,000 USD140.41 M USD
Life, Accident and Health Insurance-135.65 M USD---
Life Insurance Segment--125.63 M USD--
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United Fire Group Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

United Fire Group historical P/E ratio, EBIT multiple, and P/S ratio

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United Fire Group shares outstanding

The number of shares was United Fire Group in 2024 — This indicates how many shares 25.249 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue United Fire Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Fire Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Fire Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Fire Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Fire Group stock splits

In United Fire Group's history, there have been no stock splits.

United Fire Group dividend history and estimates

In 2024, United Fire Group paid a dividend amounting to 0.64 USD. Dividend means that United Fire Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for United Fire Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify United Fire Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating United Fire Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

United Fire Group Dividend History

DateUnited Fire Group Dividend
2026e0.64 undefined
2025e0.64 undefined
2024e0.64 undefined
20230.64 undefined
20220.63 undefined
20210.6 undefined
20201.14 undefined
20191.3 undefined
20184.21 undefined
20171.09 undefined
20160.97 undefined
20150.86 undefined
20141.18 undefined
20130.87 undefined
20120.6 undefined
20110.6 undefined
20100.6 undefined
20090.6 undefined
20080.6 undefined
20070.56 undefined
20060.5 undefined
20050.48 undefined
20040.42 undefined

United Fire Group dividend payout ratio

In 2024, United Fire Group had a payout ratio of 80.01%. The payout ratio indicates the percentage of the company's profits that United Fire Group distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for United Fire Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for United Fire Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate United Fire Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

United Fire Group Payout Ratio History

DateUnited Fire Group Payout ratio
2026e98.8 %
2025e100.35 %
2024e80.01 %
2023116.04 %
2022105 %
202118.99 %
2020-25.33 %
2019224.14 %
2018389.81 %
201754.77 %
201650.26 %
201524.36 %
201450.86 %
201329.19 %
201237.97 %
2011116.04 %
201033.33 %
2009-153.85 %
2008-125 %
200713.77 %
200614.73 %
2005218.18 %
200413.42 %
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Unfortunately, there are currently no price targets and forecasts available for United Fire Group.

United Fire Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20240.77 1.25  (62.32 %)2024 Q4
9/30/20240.34 0.81  (140.64 %)2024 Q3
6/30/20240.01 -0.07  (-1,472.55 %)2024 Q2
3/31/20240.48 0.56  (15.58 %)2024 Q1
12/31/20230.57 0.65  (14.82 %)2023 Q4
9/30/2023-0.01 0.31  (6,178.43 %)2023 Q3
6/30/20230.2 -2.27  (-1,241.28 %)2023 Q2
3/31/20230.58 0.08  (-86.12 %)2023 Q1
12/31/20220.57 0.18  (-68.2 %)2022 Q4
9/30/2022-0.47 -0.47  (0.91 %)2022 Q3
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Eulerpool ESG Scorecard© for the United Fire Group stock

Eulerpool World ESG Rating (EESG©)

45/ 100

🌱 Environment

10

👫 Social

59

🏛️ Governance

68

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees57.4
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

United Fire Group shareholders

%
Name
Stocks
Change
Date
12.78147 % BlackRock Institutional Trust Company, N.A.3,243,93734,0596/30/2024
11.78827 % McIntyre (Dee Ann)2,991,863-15,23912/31/2023
5.35948 % Dimensional Fund Advisors, L.P.1,360,237-61,3786/30/2024
5.25472 % The Vanguard Group, Inc.1,333,649-296,6999/30/2024
4.96806 % EARNEST Partners, LLC1,260,893-32,4748/31/2024
3.21166 % Drahozal (Christopher R)815,1203,2195/15/2024
3.16844 % State Street Global Advisors (US)804,151-41,1416/30/2024
2.00236 % Managed Account Advisors LLC508,1988,1026/30/2024
1.96732 % Geode Capital Management, L.L.C.499,30715,9206/30/2024
1.72413 % Systematic Financial Management, L.P.437,58445,4056/30/2024
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United Fire Group Executives and Management Board

Mr. Kevin Leidwinger

(59)
United Fire Group President, Chief Executive Officer, Director (since 2022)
Compensation 1.55 M

Mr. Eric Martin

(52)
United Fire Group Chief Financial Officer, Executive Vice President, Principal Financial Officer
Compensation 1.15 M

Mr. Micah Woolstenhulme

(47)
United Fire Group Chief Risk Officer, Vice President
Compensation 780,399

Mr. Robert Cataldo

(52)
United Fire Group Chief Investment and Strategy Officer, Vice President
Compensation 769,976

Mr. Jeremy Bahl

(45)
United Fire Group Vice President, Field Operations
Compensation 543,335
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United Fire Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Everest Re Group Stock
Everest Re Group
SupplierCustomer0,580,560,540,510,420,27
Fairfax Finl Hldg Stock
Fairfax Finl Hldg
SupplierCustomer0,480,190,680,690,700,38
Hannover Rueck Stock
Hannover Rueck
SupplierCustomer0,450,08-0,09-0,73-0,41
Muenchener Rueckversicher Stock
Muenchener Rueckversicher
SupplierCustomer0,440,050,12-0,71-0,390,17
QBE Insurance Group Stock
QBE Insurance Group
SupplierCustomer0,370,280,600,080,04-0,11
SCOR Stock
SCOR
SupplierCustomer0,270,230,47-0,150,180,35
Berkshire Hathaway B Stock
Berkshire Hathaway B
SupplierCustomer-0,59-0,240,410,820,750,19
Alleghany Stock
Alleghany
SupplierCustomer-0,60-0,170,880,820,760,40
1

Most common questions regarding United Fire Group

What values and corporate philosophy does United Fire Group represent?

United Fire Group Inc represents values such as integrity, excellence, and customer focus through its corporate philosophy. The company is dedicated to providing top-quality insurance products and services to its clients. United Fire Group Inc places great importance on valuing relationships with its policyholders, agents, and employees. With a strong commitment to ethical business practices, United Fire Group Inc aims to deliver superior financial results and sustainable growth. The company prioritizes customer satisfaction, innovation, and teamwork while maintaining a solid financial foundation. Overall, United Fire Group Inc strives to be a trusted insurance provider with a strong emphasis on delivering value and cultivating long-term partnerships.

In which countries and regions is United Fire Group primarily present?

United Fire Group Inc is primarily present in the United States. As a leading insurance company, United Fire Group provides property and casualty insurance products and services across the nation. The company's focus on the US market allows them to cater to the specific needs of American businesses and individuals. With headquarters in Cedar Rapids, Iowa, United Fire Group Inc has a strong presence throughout the country, offering reliable insurance solutions to a wide range of clients in various industries.

What significant milestones has the company United Fire Group achieved?

United Fire Group Inc has achieved several significant milestones throughout its history. Notably, the company has consistently upheld its commitment to superior customer service and financial stability since its inception. United Fire Group Inc has successfully maintained a strong track record of profitable growth, bolstering its position in the insurance industry. The company's dedication to innovation and technological advancements has played a key role in its achievements. Furthermore, United Fire Group Inc's strategic acquisitions and expansions have enabled it to expand its geographic reach and diversify its product offerings. These milestones reflect the company's commitment to delivering value to its shareholders and maintaining its position as a leading player in the insurance market.

What is the history and background of the company United Fire Group?

United Fire Group Inc (UFG) is an insurance company with a rich history and background. Founded in 1946, UFG has been providing insurance solutions for individuals and businesses for over 75 years. Based in Cedar Rapids, Iowa, UFG operates through its subsidiaries offering property and casualty insurance across 46 states. With a customer-centric approach, UFG focuses on delivering personalized and tailored insurance products to meet the unique needs of its policyholders. Boasting strong financial stability and a commitment to customer satisfaction, United Fire Group Inc has established itself as a reputable and trusted insurance provider in the industry.

Who are the main competitors of United Fire Group in the market?

The main competitors of United Fire Group Inc in the market include companies such as Progressive Corporation, Travelers Companies Inc, and The Hartford Financial Services Group Inc.

In which industries is United Fire Group primarily active?

United Fire Group Inc is primarily active in the insurance industry, providing property and casualty coverage for individuals and businesses. As a leading insurance company, United Fire Group Inc offers a range of products such as auto, home, commercial, and specialty lines of insurance. With a strong presence in the Midwest region of the United States, United Fire Group Inc is recognized for its extensive expertise, excellent customer service, and commitment to providing innovative insurance solutions.

What is the business model of United Fire Group?

The business model of United Fire Group Inc revolves around providing property and casualty insurance products and services to individuals and businesses. As a leading insurance company, United Fire Group Inc focuses on underwriting a diverse range of coverages, including commercial and personal insurance lines. By offering tailored solutions and risk management services, United Fire Group Inc aims to protect its policyholders against unexpected financial losses. This Iowa-based company has a strong presence in the Midwest region and strives to deliver exceptional customer service and competitive insurance solutions. United Fire Group Inc continually seeks to strengthen its market position while ensuring its clients' peace of mind.

What is the P/E ratio of United Fire Group 2025?

The United Fire Group P/E ratio is 10.75.

What is the P/S ratio of United Fire Group 2025?

The United Fire Group P/S ratio is 0.45.

What is the Quality Investing of United Fire Group?

The Quality Investing for United Fire Group is 2/10.

What is the revenue of United Fire Group 2025?

The expected United Fire Group revenue is 1.42 B USD.

How high is the profit of United Fire Group 2025?

The expected United Fire Group profit is 59.8 M USD.

What is the business model of United Fire Group

United Fire Group Inc is a US American company based in Cedar Rapids, Iowa. The company was founded in 1946 and operates in the insurance and reinsurance sectors. United Fire Group Inc specializes in property and casualty insurance and offers a wide range of insurance products to customers in the US. United Fire Group Inc is divided into three main divisions: property and casualty insurance, specialty insurance, and reinsurance. The property and casualty insurance division is the largest division of the company and offers customers a wide range of insurance products suitable for both businesses and individuals. United Fire Group Inc offers a variety of insurance products, including property, liability, auto, and agricultural insurance. The specialty insurance division of United Fire Group Inc focuses on specific risks and insurance needs. This includes insurance products for shooting clubs, music corps, and other nonprofit organizations. The reinsurance division of United Fire Group Inc also provides risk management services to other insurance companies. The company also offers specialized products that are offered between the different divisions of the company. For example, it offers fleet vehicle insurance to businesses, which combines liability and comprehensive insurance in a customized manner, providing comprehensive coverage for vehicle fleets. Customers can also take out special equipment insurance for construction vehicles, heavy trucks, cranes, and other industrial machinery with United Fire Group Inc. United Fire Group Inc also offers its customers a wide range of services beyond traditional insurance. This includes training and consulting services for customers regarding security measures to minimize damage, as well as digital tools to support claims adjustment. This provides United Fire Group Inc customers with comprehensive service. Overall, United Fire Group Inc has a wide customer base of individuals, families, and businesses who benefit from its insurance and reinsurance solutions. The company places great value on customer satisfaction and strives to provide excellent performance and services to its customers. United Fire Group Inc has announced that it is eager to adapt to new trends and customer market needs in order to further develop and offer its customers a more comprehensive service. In summary, United Fire Group Inc offers a wide range of insurance and reinsurance solutions to customers in the US. Additionally, it offers specialized products and services tailored to the needs of its customers and aligned with market trends and needs. With a high standard of quality and a broad network of partners, United Fire Group Inc provides its customers with comprehensive protection and services that go beyond traditional insurance.

What is the United Fire Group dividend?

United Fire Group pays a dividend of 0.63 USD distributed over payouts per year.

How often does United Fire Group pay dividends?

The dividend cannot currently be calculated for United Fire Group or the company does not pay out a dividend.

What is the United Fire Group ISIN?

The ISIN of United Fire Group is US9103401082.

What is the United Fire Group WKN?

The WKN of United Fire Group is A1JTQU.

What is the United Fire Group ticker?

The ticker of United Fire Group is UFCS.

How much dividend does United Fire Group pay?

Over the past 12 months, United Fire Group paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 2.51 %. For the coming 12 months, United Fire Group is expected to pay a dividend of 0.64 USD.

What is the dividend yield of United Fire Group?

The current dividend yield of United Fire Group is 2.51 %.

When does United Fire Group pay dividends?

United Fire Group pays a quarterly dividend. This is distributed in the months of April, June, September, December.

How secure is the dividend of United Fire Group?

United Fire Group paid dividends every year for the past 23 years.

What is the dividend of United Fire Group?

For the upcoming 12 months, dividends amounting to 0.64 USD are expected. This corresponds to a dividend yield of 2.51 %.

In which sector is United Fire Group located?

United Fire Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Fire Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Fire Group from 12/13/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 11/29/2024.

When did United Fire Group pay the last dividend?

The last dividend was paid out on 12/13/2024.

What was the dividend of United Fire Group in the year 2024?

In the year 2024, United Fire Group distributed 0.64 USD as dividends.

In which currency does United Fire Group pay out the dividend?

The dividends of United Fire Group are distributed in USD.

All fundamentals about United Fire Group

Our stock analysis for United Fire Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Fire Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.