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Unum Group stock

UNM
US91529Y1064
872055

Price

75.84
Today +/-
+0.39
Today %
+0.54 %

Unum Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Unum Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Unum Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Unum Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Unum Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Unum Group Stock Price History

DateUnum Group Price
11/22/202475.84 undefined
11/21/202475.43 undefined
11/20/202472.62 undefined
11/19/202472.08 undefined
11/18/202472.58 undefined
11/15/202473.19 undefined
11/14/202472.24 undefined
11/13/202471.17 undefined
11/12/202471.30 undefined
11/11/202470.22 undefined
11/8/202469.42 undefined
11/7/202469.36 undefined
11/6/202470.20 undefined
11/5/202464.87 undefined
11/4/202464.08 undefined
11/1/202464.12 undefined
10/31/202464.18 undefined
10/30/202464.39 undefined
10/29/202461.63 undefined
10/28/202461.85 undefined
10/25/202461.67 undefined

Unum Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Unum Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Unum Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Unum Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Unum Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Unum Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Unum Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Unum Group’s growth potential.

Unum Group Revenue, EBIT and net profit per share

DateUnum Group RevenueUnum Group EBITUnum Group Net Income
2027e14.99 B undefined0 undefined1.87 B undefined
2026e14.21 B undefined2.17 B undefined1.82 B undefined
2025e13.64 B undefined2.13 B undefined1.67 B undefined
2024e13.09 B undefined2.1 B undefined1.58 B undefined
202312.39 B undefined1.83 B undefined1.28 B undefined
202211.99 B undefined1.94 B undefined1.41 B undefined
202112.01 B undefined1.53 B undefined981 M undefined
202013.16 B undefined1.19 B undefined793 M undefined
201912.02 B undefined1.61 B undefined1.1 B undefined
201811.62 B undefined813 M undefined523 M undefined
201711.3 B undefined1.57 B undefined994 M undefined
201611.08 B undefined1.55 B undefined931 M undefined
201510.76 B undefined1.42 B undefined867 M undefined
201410.54 B undefined724 M undefined402 M undefined
201310.37 B undefined1.37 B undefined847 M undefined
201210.52 B undefined1.4 B undefined894 M undefined
20112.54 B undefined477 M undefined284 M undefined
201010.19 B undefined1.46 B undefined879 M undefined
200910.09 B undefined1.41 B undefined847 M undefined
20089.98 B undefined981 M undefined553 M undefined
200710.52 B undefined1.24 B undefined679 M undefined
200610.54 B undefined683 M undefined411 M undefined
200510.26 B undefined902 M undefined514 M undefined
200410.29 B undefined787 M undefined-253 M undefined

Unum Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e
2.042.388.529.339.3999.089.8210.2910.2610.5410.529.9810.0910.192.5410.5210.3710.5410.7611.0811.311.6212.0213.1612.0111.9912.3913.0913.6414.2114.99
-17.09257.349.520.68-4.150.908.094.78-0.282.69-0.14-5.111.091.01-75.13314.79-1.391.632.142.911.972.843.519.46-8.73-0.183.295.674.244.195.47
193.17164.9746.1742.1541.8743.6943.3040.0538.2338.3437.3337.3939.4038.9838.59155.1537.4037.9337.3236.5435.5134.8233.8632.7129.8827.4632.8031.7630.0528.8327.6726.23
00000000000000000000000003.33.9300000
0.370.610.92-0.170.540.540.4-0.39-0.250.510.410.680.550.850.880.280.890.850.40.870.930.990.521.10.790.981.411.281.581.671.821.87
-63.0751.74-118.08-424.700.37-25.88-196.26-34.46-303.16-20.0465.21-18.5653.163.78-67.69214.79-5.26-52.54115.677.386.77-47.38110.33-27.9123.7143.43-8.8122.845.719.482.63
--------------------------------
--------------------------------
215236242239242244243276295313334356342332327303282266257248236227220210204204.85202.11197.60000
--------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Unum Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Unum Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                       
00000000000000000000000001.461.510
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
000000000000000000000000011.5210.830
000000000000000000000000012.9912.350
000.370.40.390.390.410.410.40.380.370.390.410.440.480.490.50.511.191.161.121.130.550.530.580.510.450.52
22.0528.4827.1926.5526.628.3231.1535.0336.5939.3640.1641.2237.8743.346.2449.2151.9148.9251.7249.9751.153.0350.6855.7352.6852.1543.7145.96
0000000000000000050700000073000
000.570.530.590.540.460.460.10.080.08000000000000002.282.320
00815706683675476477271202204204201202201201202201199231335339350352353352.2347.6349.9
00000044333001071120439000000000110000586649.4
22.0528.4828.9428.1928.2729.9332.9336.7137.3640.1240.9341.8238.9243.9446.9249.9152.6149.6853.1851.3752.5554.551.6956.6253.6955.347.4147.48
22.0528.4828.9428.1928.2729.9332.9336.7137.3640.1240.9341.8238.9243.9446.9249.9152.6149.6853.1851.3752.5554.551.6956.6253.6968.2859.7647.48
                                                       
00242424242430303034363636373636363030303131313130.730.819.4
000.961.031.041.061.091.611.591.632.22.522.552.592.622.592.612.632.222.252.272.32.322.352.382.412.441.55
004.283.964.384.755.014.534.194.614.935.085.536.296.596.617.378.087.388.749.549.8610.7311.2711.8513.1411.43
3.855.56-0.08-0.04-0.07-0.02-0.130.080.170.110.080.11-0.13-0.04-0.07-0.15-0.250.12-0.12-0.19-0.49-0.48-0.5-0.58-0.69-0.61-3.45-1.39
000.970.020.210.120.91.081.311.040.540.36-0.830.380.420.620.870.140.290.20.440.61-0.310.621.070.960-1.92
3.855.566.164.995.595.956.97.337.287.427.778.097.159.259.69.710.6411.019.7210.29111211.413.1514.0514.6512.169.69
0000000000000000000000000000
0000000000000000000000000000
001063368190330194414911611513638540744214273991522570159.1190.9190
0000000000000000000000000000
000.321.080.40.160.2600.23000.180.1900.230.310.460.080.150.3500.200.40000
000.431.110.470.180.260.030.230.020.040.320.310.120.360.350.510.080.230.770.430.60.150.6600.160.190.19
0.771.391.531.471.922.32.212.792.863.262.662.522.262.552.632.572.762.612.632.4532.742.972.933.353.443.433.43
000.860.240.430.510.930.911.060.980.570.2500.270.170.050.270.140.060.090.130.200.10.420.460.030.03
25.9629.671.251.231.51.492.482.831.431.391.361.41.961.451.571.821.841.231.51.51.681.731.641.882.472.592.332.28
26.7331.063.642.943.844.35.636.535.365.634.584.174.224.274.374.434.863.994.194.044.814.664.614.96.236.495.795.74
26.7331.064.074.044.314.485.886.565.585.654.634.494.534.394.734.785.374.064.424.825.235.264.765.566.236.655.985.93
30.5736.6210.229.049.910.4312.7813.8912.8613.0712.412.5811.6813.6414.3314.4816.0215.0714.1415.116.2317.2716.1618.7120.2821.2918.1515.62
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Unum Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Unum Group's financial health and stability.

Assets

Unum Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Unum Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Unum Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Unum Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.620.62-0.180.540.540.4-0.39-0.250.510.410.680.550.850.880.280.890.850.40.870.930.990.521.10.790.821.311.28
3994926535945465105705228780666874758184848799101103101110113119110108
000000000000000000000000000
0.620.881.430.740.911.271.510.131.261.271.321.010.520.530.870.590.320.940.480.240.241.080.69-0.270.680.220.06
-300-269-339-661-223-399-347345-357-325-313-306-206-287-44-189-219-204-154-154-187-164-156-37-238-230-249
84100115156159161182205210200184157122140145139144145146153154575761176181172183
007716512746-3919312918936938127330318539815518938437713935200-51375446
1.331.721.571.211.771.791.350.751.51.431.751.331.241.21.191.381.031.221.291.121.151.541.740.61.391.421.2
000000000000000-105-105-114-100-85-105-144-150-119-110-102-134
-423-618-1,554-865-1,718-1,586-2,107-919-1,635-1,222-1,855-424-1,213-1,073-410-969-419-886-713-710-484-930-1,393-267-1,340-955-725
-423-618-1,554-865-1,718-1,586-2,107-919-1,635-1,222-1,855-424-1,213-1,073-410-864-313-772-612-625-379-786-1,242-148-1,230-853-591
000000000000000000000000000
68532692-2231483320300172-60230-240963182176-11616045195-63303481488-14-2
103-217691120-22551518580307-6958-346-605-491-305-293-411-396-391-351-3944-46-196-244
-910-1,085166-530-16-17873418171-157181-1,049-1-141-720-449-595-328-568-418-687-589-358-216-168-418-450
-1,560-761-456-175-42-16-39-35-31-39-51-10-1120-27-36-28-34-37-53-83-3294673
-139-139-138-142-142-142-98-88-88-95-105-103-104-114-121-133-146-159-174-182-196-215-229-231-239-254-277
-216181-1853424-2311-635477-14921-1863-3916810-12-2316-9112-1224426
1,332.91,719.31,566.71,211.51,770.61,786.71,345.27471,503.61,431.91,750.31,326.11,2371,196.81,193.71,274.29261,109.11,191.91,031.11,044.11,392.41,590.7478.41,277.21,316.51,068
000000000000000000000000000

Unum Group stock margins

The Unum Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Unum Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Unum Group.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Unum Group's sales revenue. A higher gross margin percentage indicates that the Unum Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Unum Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Unum Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Unum Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Unum Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Unum Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Unum Group Margin History

Unum Group Gross marginUnum Group Profit marginUnum Group EBIT marginUnum Group Profit margin
2027e32.81 %0 %12.49 %
2026e32.81 %15.25 %12.84 %
2025e32.81 %15.62 %12.22 %
2024e32.81 %16.02 %12.05 %
202332.81 %14.81 %10.37 %
202232.81 %16.2 %11.74 %
202127.46 %12.71 %8.17 %
202032.81 %9.03 %6.02 %
201932.81 %13.41 %9.15 %
201832.81 %7 %4.5 %
201732.81 %13.92 %8.8 %
201632.81 %13.95 %8.4 %
201532.81 %13.22 %8.05 %
201432.81 %6.87 %3.81 %
201332.81 %13.21 %8.17 %
201232.81 %13.27 %8.5 %
201132.81 %18.82 %11.2 %
201032.81 %14.34 %8.62 %
200932.81 %13.96 %8.39 %
200832.81 %9.83 %5.54 %
200732.81 %11.78 %6.45 %
200632.81 %6.48 %3.9 %
200532.81 %8.79 %5.01 %
200432.81 %7.65 %-2.46 %

Unum Group Stock Sales Revenue, EBIT, Earnings per Share

The Unum Group earnings per share therefore indicates how much revenue Unum Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Unum Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Unum Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Unum Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Unum Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Unum Group Revenue, EBIT and net profit per share

DateUnum Group Sales per ShareUnum Group EBIT per shareUnum Group Earnings per Share
2027e82.1 undefined0 undefined10.25 undefined
2026e77.84 undefined0 undefined9.99 undefined
2025e74.71 undefined0 undefined9.13 undefined
2024e71.67 undefined0 undefined8.63 undefined
202362.68 undefined9.29 undefined6.5 undefined
202259.33 undefined9.61 undefined6.96 undefined
202158.65 undefined7.45 undefined4.79 undefined
202064.52 undefined5.82 undefined3.89 undefined
201957.26 undefined7.68 undefined5.24 undefined
201852.8 undefined3.7 undefined2.38 undefined
201749.76 undefined6.93 undefined4.38 undefined
201646.94 undefined6.55 undefined3.94 undefined
201543.4 undefined5.74 undefined3.5 undefined
201441 undefined2.82 undefined1.56 undefined
201338.98 undefined5.15 undefined3.18 undefined
201237.29 undefined4.95 undefined3.17 undefined
20118.37 undefined1.57 undefined0.94 undefined
201031.17 undefined4.47 undefined2.69 undefined
200930.39 undefined4.24 undefined2.55 undefined
200829.19 undefined2.87 undefined1.62 undefined
200729.55 undefined3.48 undefined1.91 undefined
200631.54 undefined2.04 undefined1.23 undefined
200532.78 undefined2.88 undefined1.64 undefined
200434.87 undefined2.67 undefined-0.86 undefined

Unum Group business model

Unum Group is a leading American company in the insurance services sector, founded in 1848. The company is known for its health, accident, disability, life, and supplemental insurance offerings that are available in many countries worldwide. Unum Group is one of the most popular companies on Eulerpool.com.

Unum Group SWOT Analysis

Strengths

Unum Group has a strong market presence and brand reputation in the insurance industry.

The company has a diverse range of insurance products and services, catering to different customer needs.

Unum Group has a solid financial position, with stable revenue growth and healthy profit margins.

Weaknesses

The company's heavy reliance on the US market makes it vulnerable to changes in domestic economic conditions and regulatory environment.

Unum Group's high levels of debt pose potential risks and impact its ability to invest in growth opportunities.

Opportunities

Expanding into emerging markets could provide Unum Group with new growth opportunities and diversify its geographic footprint.

The increasing awareness and demand for insurance products present opportunities for Unum Group to expand its customer base.

Technological advancements offer the potential for improving operational efficiency and enhancing customer experience.

Threats

Intense competition within the insurance industry could undermine Unum Group's market position and profitability.

Changing regulations and compliance requirements pose challenges to the company's operations and may increase costs.

Economic downturns and financial market volatility can impact consumer spending and demand for insurance products.

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Unum Group Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Unum Group historical P/E ratio, EBIT multiple, and P/S ratio

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Unum Group shares outstanding

The number of shares was Unum Group in 2023 — This indicates how many shares 197.602 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Unum Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Unum Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Unum Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Unum Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Unum Group stock splits

In Unum Group's history, there have been no stock splits.

Unum Group dividend history and estimates

In 2023, Unum Group paid a dividend amounting to 1.39 USD. Dividend means that Unum Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Unum Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Unum Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Unum Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Unum Group Dividend History

DateUnum Group Dividend
2027e1.56 undefined
2026e1.56 undefined
2025e1.57 undefined
2024e1.56 undefined
20231.39 undefined
20221.26 undefined
20211.17 undefined
20201.14 undefined
20191.09 undefined
20180.98 undefined
20170.86 undefined
20160.77 undefined
20150.7 undefined
20140.62 undefined
20130.83 undefined
20120.47 undefined
20110.39 undefined
20100.35 undefined
20090.32 undefined
20080.3 undefined
20070.3 undefined
20060.3 undefined
20050.3 undefined
20040.3 undefined

Unum Group dividend payout ratio

In 2023, Unum Group had a payout ratio of 23.94%. The payout ratio indicates the percentage of the company's profits that Unum Group distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Unum Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Unum Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Unum Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Unum Group Payout Ratio History

DateUnum Group Payout ratio
2027e22.02 %
2026e22.5 %
2025e21.4 %
2024e22.16 %
202323.94 %
202218.1 %
202124.43 %
202029.31 %
201920.8 %
201841.18 %
201719.68 %
201619.49 %
201520 %
201439.49 %
201325.94 %
201214.83 %
201142.02 %
201013.01 %
200912.35 %
200818.52 %
200715.87 %
200624.39 %
200518.29 %
2004-35.29 %
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Unfortunately, there are currently no price targets and forecasts available for Unum Group.

Unum Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20242.12 2.13  (0.3 %)2024 Q3
6/30/20242.04 2.16  (6.07 %)2024 Q2
3/31/20241.99 2.12  (6.61 %)2024 Q1
12/31/20231.89 1.79  (-5.07 %)2023 Q4
9/30/20231.94 1.94  (0.02 %)2023 Q3
6/30/20231.88 2.06  (9.85 %)2023 Q2
3/31/20231.67 1.87  (11.66 %)2023 Q1
12/31/20221.48 1.43  (-3.49 %)2022 Q4
9/30/20221.42 1.51  (6.22 %)2022 Q3
6/30/20221.24 1.91  (54.64 %)2022 Q2
1
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3
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5
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11

Eulerpool ESG Scorecard© for the Unum Group stock

Eulerpool World ESG Rating (EESG©)

77/ 100

🌱 Environment

63

👫 Social

91

🏛️ Governance

76

Environment

Scope 1 - Direct Emissions
5,823
Scope 2 - Indirect emissions from purchased energy
8,693
Scope 3 - Indirect emissions within the value chain
21,954
Total CO₂ emissions
14,516
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees66
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Unum Group shareholders

%
Name
Stocks
Change
Date
10.97194 % The Vanguard Group, Inc.20,035,854-246,3686/30/2024
9.02893 % BlackRock Institutional Trust Company, N.A.16,487,723-89,0236/30/2024
7.99332 % Norges Bank Investment Management (NBIM)14,596,602-47,9359/30/2024
7.18008 % Fidelity Management & Research Company LLC13,111,549208,0986/30/2024
3.33471 % State Street Global Advisors (US)6,089,518-100,1956/30/2024
2.98203 % Charles Schwab Investment Management, Inc.5,445,494-6,7706/30/2024
2.90395 % Dimensional Fund Advisors, L.P.5,302,899-15,8746/30/2024
1.84448 % AQR Capital Management, LLC3,368,196-383,8496/30/2024
1.80968 % Arrowstreet Capital, Limited Partnership3,304,660158,0696/30/2024
1.72692 % Fidelity Institutional Asset Management3,153,527198,9656/30/2024
1
2
3
4
5
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10

Unum Group Executives and Management Board

Mr. Richard Mckenney

(54)
Unum Group President, Chief Executive Officer, Director (since 2009)
Compensation 9.6 M

Mr. Michael Simonds

(49)
Unum Group Chief Operating Officer, Executive Vice President
Compensation 3.57 M

Mr. Steven Zabel

(54)
Unum Group Chief Financial Officer, Executive Vice President
Compensation 3 M

Ms. Lisa Iglesias

(57)
Unum Group Executive Vice President, General Counsel
Compensation 1.9 M

Mr. Timothy Arnold

(60)
Unum Group Executive Vice President - Voluntary Benefits and President, Colonial Life
Compensation 1.88 M
1
2
3
4
...
5

Unum Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Elior Group Stock
Elior Group
SupplierCustomer0,33-0,43-0,64-0,84-0,760,07
Pluralsight, Inc. Stock
Pluralsight, Inc.
SupplierCustomer0,250,540,490,73
BlackRock Stock
BlackRock
SupplierCustomer0,19-0,59-0,52-0,84-0,780,49
Workday A Stock
Workday A
SupplierCustomer-0,07-0,78-0,69-0,84-0,760,22
1

Most common questions regarding Unum Group

What values and corporate philosophy does Unum Group represent?

Unum Group is a leading provider of financial protection benefits, specializing in disability, life, and voluntary insurance. The company is guided by a strong set of values and a corporate philosophy centered around integrity, customer focus, teamwork, excellence, and accountability. Unum Group aims to deliver on its promises to customers by providing them with peace of mind and financial stability. Through innovative solutions, outstanding customer service, and a commitment to ethical practices, Unum Group strives to be a trusted partner for both individuals and businesses seeking reliable insurance coverage.

In which countries and regions is Unum Group primarily present?

Unum Group is primarily present in the United States.

What significant milestones has the company Unum Group achieved?

Unum Group has achieved several significant milestones throughout its history. It has established itself as a leading provider of financial protection benefits and insurance solutions. The company has continuously expanded its product offerings and reached a large customer base. Unum Group has maintained a strong financial position and demonstrated consistent growth over the years. It has been recognized for its excellence in customer service and received numerous industry accolades. The company's commitment to innovation and technology has also played a pivotal role in its success. Unum Group's continuous dedication to providing reliable and customized solutions has solidified its position as a trusted industry leader.

What is the history and background of the company Unum Group?

Established in 1848, Unum Group is a leading provider of financial protection benefits, with a strong history and solid background. Originally known as Union Mutual Life Insurance Company, Unum has evolved over the years to become a trusted name in the insurance industry. With over 170 years of experience, Unum has provided individuals and businesses with a wide range of disability, life, and supplemental health insurance products. The company's commitment to financial protection and customer-centric approach has earned it a reputation for stability and reliability. Unum Group, headquartered in Chattanooga, Tennessee, continues to thrive as a reputable and forward-thinking insurance provider.

Who are the main competitors of Unum Group in the market?

The main competitors of Unum Group in the market include companies such as MetLife, Cigna Corporation, and Prudential Financial.

In which industries is Unum Group primarily active?

Unum Group is primarily active in the insurance industry. With its expertise in providing various types of insurance coverage, Unum Group operates in multiple sectors, including disability insurance, life insurance, and supplemental health insurance. As a leading provider of employee benefits and individual insurance, Unum Group offers financial protection to individuals and businesses alike. By offering innovative solutions and comprehensive coverage options, Unum Group has established itself as a reputable player in the insurance industry.

What is the business model of Unum Group?

The business model of Unum Group centers around providing financial protection and disability insurance products. Unum Group is a leading provider of disability insurance, offering various policies to individuals and employers. Their focus is on helping individuals and businesses protect their income and maintain financial stability in the event of a disability. Unum Group also offers supplemental health insurance, life insurance, and voluntary benefits, aiming to provide comprehensive coverage to their customers. With their expertise in the insurance industry, Unum Group strives to offer innovative solutions and exceptional customer service.

What is the P/E ratio of Unum Group 2024?

The Unum Group P/E ratio is 9.51.

What is the P/S ratio of Unum Group 2024?

The Unum Group P/S ratio is 1.15.

What is the Quality Investing of Unum Group?

The Quality Investing for Unum Group is 5/10.

What is the revenue of Unum Group 2024?

The expected Unum Group revenue is 13.09 B USD.

How high is the profit of Unum Group 2024?

The expected Unum Group profit is 1.58 B USD.

What is the business model of Unum Group

Unum is a Fortune 500 company that specializes in insurance and supplementary benefits for employees and their families. The company offers a range of products in the areas of life insurance, accident insurance, health insurance, long-term care, and disability insurance. The main areas in which Unum operates are accident insurance and supplementary benefits. Accident insurance provides comprehensive protection in case of accidents, ensuring that the insured individual has financial security in the event of injury or disability. Supplementary benefits include incentives that employers can offer their employees, such as medical services and support in returning to work. Unum also offers health insurance for employees and their families, which can be subsidized by employers. This supplementary benefit is designed to help employees lower medical costs while obtaining better coverage in order to stay healthy and productive at work. Unum's disability insurance is another product that provides financial security for employees who become disabled due to illness or accident. The insurance pays a monthly income to mitigate loss of wages and other inconveniences. Unum also offers long-term care insurance for employees and their families who require assistance in caring for older family members. With Unum's long-term care insurance, families can reduce the additional costs of caring for older family members and expenses for caregivers. Another important aspect of Unum is its consulting services for employers, which can help them establish supplementary benefits for their employees. Unum's consultants assist employers in understanding the needs of their employees in order to offer tailored solutions for their workforce. Unum's business model is focused on meeting the needs of employees for additional financial security by offering a wide range of insurance and supplementary benefits for employees and their families. With this approach, Unum creates value for its customers while ensuring the profitability of the company. In summary, Unum Group is a leading provider of insurance and supplementary benefits for employees and their families. The company offers a wide range of products and services to meet the needs of employees for comprehensive financial security. With its consulting services for employers, Unum provides another way to support its customers and expand its business. The answer is: Unum is a Fortune 500 company specializing in insurance and supplementary benefits for employees and their families. They offer a range of products including life insurance, accident insurance, health insurance, long-term care, and disability insurance. Their main focus is on accident insurance and supplementary benefits, providing comprehensive protection and incentives for employees. Unum also offers health insurance to help reduce medical costs and provide better coverage for employees and their families. Additionally, they provide disability insurance for financial support in the event of disability, and long-term care insurance for assistance with caring for elderly family members. Unum's business model includes consulting services to help employers establish tailored solutions for their employees. Overall, Unum aims to meet the needs of employees for additional financial security and provide value to their customers while ensuring profitability.

What is the Unum Group dividend?

Unum Group pays a dividend of 1.26 USD distributed over 4 payouts per year.

How often does Unum Group pay dividends?

Unum Group pays out a dividend 4 times a year.

What is the Unum Group ISIN?

The ISIN of Unum Group is US91529Y1064.

What is the Unum Group WKN?

The WKN of Unum Group is 872055.

What is the Unum Group ticker?

The ticker of Unum Group is UNM.

How much dividend does Unum Group pay?

Over the past 12 months, Unum Group paid a dividend of 1.39 USD . This corresponds to a dividend yield of about 1.83 %. For the coming 12 months, Unum Group is expected to pay a dividend of 1.57 USD.

What is the dividend yield of Unum Group?

The current dividend yield of Unum Group is 1.83 %.

When does Unum Group pay dividends?

Unum Group pays a quarterly dividend. This is distributed in the months of February, May, August, November.

How secure is the dividend of Unum Group?

Unum Group paid dividends every year for the past 24 years.

What is the dividend of Unum Group?

For the upcoming 12 months, dividends amounting to 1.57 USD are expected. This corresponds to a dividend yield of 2.06 %.

In which sector is Unum Group located?

Unum Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unum Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unum Group from 11/15/2024 amounting to 0.42 USD, you needed to have the stock in your portfolio before the ex-date on 10/25/2024.

When did Unum Group pay the last dividend?

The last dividend was paid out on 11/15/2024.

What was the dividend of Unum Group in the year 2023?

In the year 2023, Unum Group distributed 1.26 USD as dividends.

In which currency does Unum Group pay out the dividend?

The dividends of Unum Group are distributed in USD.

All fundamentals about Unum Group

Our stock analysis for Unum Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unum Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.