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Overview
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Unico American stock

UNAM
US9046071083
922247

Price

0.08
Today +/-
+0
Today %
+0 %

Unico American stock price

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Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Unico American stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Unico American stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Unico American stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Unico American's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Unico American Stock Price History

DateUnico American Price
1/16/20250.08 undefined
1/3/20250.08 undefined
12/31/20240.07 undefined
12/27/20240.06 undefined

Unico American Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Unico American, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Unico American from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Unico American’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Unico American. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Unico American’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Unico American’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Unico American’s growth potential.

Unico American Revenue, EBIT and net profit per share

DateUnico American RevenueUnico American EBITUnico American Net Income
202132.69 M undefined-8.91 M undefined-5.67 M undefined
202032.56 M undefined-17.94 M undefined-21.49 M undefined
201931.37 M undefined-3.25 M undefined-3.12 M undefined
201833.61 M undefined-3.93 M undefined-3.17 M undefined
201736.79 M undefined-9.88 M undefined-8.72 M undefined
201635.27 M undefined-2.11 M undefined-1.4 M undefined
201533.26 M undefined-1.73 M undefined-1.18 M undefined
201430.47 M undefined1.3 M undefined850,000 undefined
201331.13 M undefined1.24 M undefined600,000 undefined
201232.76 M undefined2.86 M undefined1.95 M undefined
201134.58 M undefined5.75 M undefined3.74 M undefined
201037.12 M undefined3.22 M undefined2.33 M undefined
200941.62 M undefined4.16 M undefined2.93 M undefined
200846.77 M undefined7.98 M undefined5.28 M undefined
200750.37 M undefined10.07 M undefined6.71 M undefined
200654.92 M undefined18.35 M undefined11.93 M undefined
200561.18 M undefined10.47 M undefined6.72 M undefined
200461.91 M undefined8.68 M undefined5.68 M undefined
200351.13 M undefined2.15 M undefined1.07 M undefined
200246.03 M undefined-4.81 M undefined-3.23 M undefined

Unico American Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (k)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
19871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021
3431312727243239423448474038424651616154504641373432313033353633313232
--8.82--12.90--11.1133.3321.887.69-19.0541.18-2.08-14.89-5.0010.539.5210.8719.61--11.48-7.41-8.00-10.87-9.76-8.11-5.88-3.13-3.2310.006.062.86-8.33-6.063.23-
2.943.233.233.703.704.173.132.562.382.942.082.132.502.632.382.171.961.641.641.852.002.172.442.702.943.133.233.333.032.862.783.033.233.133.13
00000000000000000000000000000000001,000
30645-633557850-10-31561165223100-1-1-8-3-3-21-5
----33.3325.00-220.00-150.00-66.67-40.0014.29-37.50---70.00-133.33400.0020.0083.33-45.45-16.67-60.00-50.00-66.67----700.00-62.50-600.00-76.19
6.435.915.565.515.595.826.116.066.156.256.46.426.366.15.515.495.535.585.615.655.685.665.555.355.365.355.345.355.345.315.315.315.315.315.3
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Details

Keystats

Revenue and Growth

The Unico American Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Unico American is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (k)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
1988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021
                                                                   
000000000000000000000000000000002.9516.4
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0000002.81.41.60.900000.10.1000000000000000032.8228.78
0000002.81.41.60.900000.10.1000000000000000035.7746.38
0.90.60.50.40.30.20.30.30.20.20.20.10.10.30.40.30.30.80.70.60.40.21.60.20.910.210.510.210.3109.5610.2310.372.15
00000063.873.48294.3106.5103.698.497.5107.4121.8132.7140147150.3152.5141.8133.2129.5119.9105.7107.497.890.696.488.7386.4987.1578
00003.700000000000000000000000000000
0000000000000000000000000000000003.34
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0000011.61.51.510.21.50.90.60.111.71.81.50.700.61.11.41.91.41.51.31.23.44.383.9300.38
0.90.60.50.441.265.775.283.795.5106.9105.299.498.4107.9123.1134.7142.6149.2151.6152.9142.6135.9131.1122.7117.3119.4109.3102.1109.8102.67100.6597.5383.88
0.90.60.50.441.268.576.685.396.4106.9105.299.498.4108123.2134.7142.6149.2151.6152.9142.6135.9131.1122.7117.3119.4109.3102.1109.8102.67100.65133.3130.26
                                                                   
0.41.21.31.32.82.82.82.82.82.82.93.12.82.72.72.72.72.73.23.63.63.43.63.63.73.73.73.73.83.83.773.773.773.78
0000000000000000000000000000000000
8.814.919.424.21720.123.52933.84149.352.848.536.132.633.739.346.157.963.668.567.167.571.366.667.26866.665.156.453.2450.1228.6222.95
000-0.2-0.1-0.1-0.20.50.71.22-1.10.11.93.12.10.4-0.4-0.21.94.92.72.310.10000-0.2-1.11.182.640.94
0000000000000000000000000000000000
9.216.120.725.319.722.826.132.337.34554.254.851.440.738.438.542.448.460.969.17773.273.475.970.470.971.770.368.96055.9155.0835.0327.68
00000000000000000000000000000000083
4.54.23.13.53.21.71.71.921.75.167.578.36.54.63.93.556.55.41.90.40.40.50.52.42.72.31.852.131.970.8
0000000.30.1000.200000.60.201.600.601.30.70.80.60.6000001.611.47
0000000000000000000000000000000000
0000000000000000000000000000000000
4.54.23.13.53.21.72221.75.367.578.37.14.83.95.157.15.43.21.11.21.11.12.42.72.31.852.133.5885.27
32.91.904.554.520.8000000.81.50.500000000000000000
000000000000000000008000000000000000
1.61.71.510.70.71.21.21.11.10.40.40.40.30.30.50.6000002.82.21.81.31.9000000-95.22
4.64.63.415.25.75.73.21.91.10.40.40.40.31.121.10000.802.82.21.81.31.9000000-95.22
9.18.86.54.58.47.47.75.23.92.85.76.47.97.39.49.15.93.95.157.95.463.332.432.42.72.31.852.133.58-9.95
18.324.927.229.828.130.233.837.541.247.859.961.259.34847.847.648.352.36674.184.978.679.479.273.473.374.772.771.662.357.7657.2138.6117.72
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Unico American provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Unico American's financial health and stability.

Assets

Unico American's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Unico American must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Unico American after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Unico American's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (k)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (k)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19881989199019911992199319941995null19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021
0645-6335557850-10-31561165223100-1-1-8-3-3-21-5
00000000000000000000000000000000000
00000000000000000000000000000000030
-1-3-10-42100123-2-6-6-3100-112-88112100-1310-2-4-1-7
600-1036553200415143914-81-15-6-9-6-4-505-2123195
00000000000000000000000000000000000
-13220112222320000334512010000000000
5323-1191111111013123-1-181514960-1-2-5-1-1-42-7-1-7-2-3-2-7
00000000000000000000000000-90-1000-100
-5-4-1-15-9-11-9-9-8-12-11-262-8-16-13-9-60277174-286-6-24019
-5-4-1-15-9-10-8-8-8-12-11-263-8-16-13-8-602771813-197-5-25119
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000-1500-2-2-10000000-100000000000000000
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01,000000000000000000000000000000000000
000000000000-1000000000-1-10-6000000000
000000000000000000000000000005-13-40-111
5.452.982.33.67-11.629.8611.6211.85010.1313.3311.963.66-1.4-1.527.8415.4714.779.096.15-0.17-1.69-2.72-5.99-1.16-1.98-13.731.59-9.32-1.96-7.27-2.23-4.26-3.26-8.2
00000000000000000000000000000000000

Unico American stock margins

The Unico American margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Unico American. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Unico American.
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Gross margin
EBIT margin
Profit margin
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Unico American's sales revenue. A higher gross margin percentage indicates that the Unico American retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Unico American's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Unico American's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Unico American's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Unico American. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Unico American's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Unico American Margin History

Unico American Gross marginUnico American Profit marginUnico American EBIT marginUnico American Profit margin
20213.64 %-27.25 %-17.35 %
20203.64 %-55.11 %-66 %
20193.64 %-10.36 %-9.93 %
20183.64 %-11.69 %-9.43 %
20173.64 %-26.86 %-23.7 %
20163.64 %-5.98 %-3.97 %
20153.64 %-5.2 %-3.55 %
20143.64 %4.27 %2.79 %
20133.64 %3.98 %1.93 %
20123.64 %8.73 %5.95 %
20113.64 %16.63 %10.82 %
20103.64 %8.67 %6.28 %
20093.64 %10 %7.04 %
20083.64 %17.06 %11.29 %
20073.64 %19.99 %13.32 %
20063.64 %33.41 %21.72 %
20053.64 %17.11 %10.98 %
20043.64 %14.02 %9.17 %
20033.64 %4.2 %2.09 %
20023.64 %-10.45 %-7.02 %

Unico American Stock Sales Revenue, EBIT, Earnings per Share

The Unico American earnings per share therefore indicates how much revenue Unico American has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
EBIT per share
Earnings per Share
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Unico American earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Unico American's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Unico American’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Unico American's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Unico American Revenue, EBIT and net profit per share

DateUnico American Sales per ShareUnico American EBIT per shareUnico American Earnings per Share
20216.16 undefined-1.68 undefined-1.07 undefined
20206.14 undefined-3.38 undefined-4.05 undefined
20195.91 undefined-0.61 undefined-0.59 undefined
20186.33 undefined-0.74 undefined-0.6 undefined
20176.93 undefined-1.86 undefined-1.64 undefined
20166.64 undefined-0.4 undefined-0.26 undefined
20156.23 undefined-0.32 undefined-0.22 undefined
20145.7 undefined0.24 undefined0.16 undefined
20135.83 undefined0.23 undefined0.11 undefined
20126.12 undefined0.53 undefined0.36 undefined
20116.45 undefined1.07 undefined0.7 undefined
20106.94 undefined0.6 undefined0.44 undefined
20097.5 undefined0.75 undefined0.53 undefined
20088.26 undefined1.41 undefined0.93 undefined
20078.87 undefined1.77 undefined1.18 undefined
20069.72 undefined3.25 undefined2.11 undefined
200510.91 undefined1.87 undefined1.2 undefined
200411.09 undefined1.56 undefined1.02 undefined
20039.25 undefined0.39 undefined0.19 undefined
20028.38 undefined-0.88 undefined-0.59 undefined

Unico American business model

Unico American Corp is a company based in Los Angeles that has been operating in the insurance industry for over 50 years. Founded in 1969, it has evolved into a diversified insurance holding company, offering various lines of business and products. The business model of Unico American Corp is to sell insurance while minimizing the risk of losses. They offer different types of insurance, ranging from auto to home to business liability insurance. In addition, the company provides services such as claims adjustment, information gathering support, and loss monitoring. Unico American Corp has various subsidiary companies operating in different sectors. One of the largest is Crusader Insurance Company, specializing in auto insurance. Another subsidiary, American Insurance Administrators, offers property, casualty, and liability insurance for both individuals and businesses. Another subsidiary, Unifax Insurance Systems, provides a range of services for insurance brokers. Unico American Corp is known for its innovative insurance products, such as bicycle insurance that covers theft, or a discount car insurance specifically designed for drivers on a tight budget. Another notable innovation is insurance for mobile electronic devices, providing comprehensive coverage for devices such as smartphones and tablets. In addition to its diversified insurance offerings, Unico American Corp also has a philanthropic side. The company is committed to helping the communities in which it operates and is involved in various charitable projects. For example, the company has partnered with the charity organization Habitat for Humanity to support the construction of affordable housing for needy families. Overall, Unico American Corp is a solid and diversified company offering innovative products and services to insurance customers. With its extensive industry experience and numerous subsidiary companies, the company is able to meet a wide range of insurance needs while also being socially responsible. Unico American is one of the most popular companies on Eulerpool.com.

Unico American SWOT Analysis

Strengths

1. Established Market Presence: Unico American Corp has a solid track record and a strong presence in the insurance industry.

2. Diverse Insurance Portfolio: The company offers a wide range of insurance products, catering to various customer needs.

3. Strong Financial Performance: Unico American Corp has demonstrated consistent financial growth, ensuring stability and reliability for its stakeholders.

Weaknesses

1. Dependency on Local Markets: The company primarily operates in limited geographical regions, which could limit its growth potential.

2. Limited Brand Recognition: Unico American Corp may face challenges in expanding its market share due to a relatively low brand awareness compared to major competitors.

3. Increasing Competitive Pressure: The insurance industry is highly competitive, and Unico American Corp must continuously differentiate itself to maintain its market position.

Opportunities

1. Market Expansion: There is an opportunity for Unico American Corp to explore new markets and expand its operations beyond its current geographical limitations.

2. Technological Advancements: Embracing emerging technologies like artificial intelligence and big data analytics can enhance operational efficiency and customer experience.

3. Growing Demand for Insurance: The increasing awareness and need for insurance, particularly in emerging markets, presents an opportunity for Unico American Corp to tap into new customer segments.

Threats

1. Economic Uncertainty: Unforeseen economic downturns or recessionary periods can impact the overall demand for insurance products and affect the company's profitability.

2. Regulatory Changes: Evolving regulations and compliance requirements within the insurance industry can introduce operational challenges and increased costs for Unico American Corp.

3. Potential Disruptions: Technological disruptions, natural disasters, or unforeseen events can have adverse effects on the company's operations and financial performance.

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Unico American Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Unico American historical P/E ratio, EBIT multiple, and P/S ratio

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Unico American shares outstanding

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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Unico American earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Unico American's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Unico American’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Unico American's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Unico American dividend payout ratio

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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Unico American represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Unico American could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Unico American's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Unico American Payout Ratio History

DateUnico American Payout ratio
2021234.36 %
2020234.46 %
2019231.87 %
2018236.75 %
2017234.76 %
2016224.09 %
2015251.4 %
2014228.81 %
2013192.06 %
2012333.33 %
2011161.03 %
201081.82 %
200967.92 %
2008161.03 %
2007161.03 %
2006161.03 %
2005161.03 %
2004161.03 %
2003161.03 %
2002-8.47 %
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Unfortunately, there are currently no price targets and forecasts available for Unico American.

Unico American latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/19980.33 0.34  (4.17 %)1998 Q1
6/30/19970.3 0.3  (1.42 %)1997 Q2
3/31/19970.28 0.28  (1.67 %)1997 Q1
1

Unico American shareholders

%
Name
Stocks
Change
Date
5.13766 % Dimensional Fund Advisors, L.P.272,296272,29612/29/2023
0 % Innealta Capital, LLC0-2469/30/2024
0 % Biglari Capital Corporation0-527,1006/30/2023
0 % Tower Research Capital LLC0-2,3376/30/2023
0 % Geode Capital Management, L.L.C.0-8516/30/2023
0 % Renaissance Technologies LLC0-20,9376/30/2023
0 % Bridgeway Capital Management, LLC0-54,5006/30/2023
0 % BlackRock Institutional Trust Company, N.A.0-6196/30/2023
0 % Wells Fargo Bank, N.A.0-176/30/2023
0 % State Street Global Advisors (US)0-13,7056/30/2023
1
2

Unico American Executives and Management Board

Mr. Steven Shea

(63)
Unico American Chairman of the Board, President, Chief Executive Officer, Chief Financial Officer, Chief Operating Officer (since 2020)
Compensation 82,379

Mr. John Keefe

(68)
Unico American Independent Director
Compensation 21,000

Mr. Gerard Altonji

(66)
Unico American Independent Director
Compensation 19,500

Ms. Joycelin Ray

(54)
Unico American Independent Director
Compensation 19,500

Ms. Kathryn Johnson

(62)
Unico American Independent Director
1

Unico American Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,470,420,580,61-0,23
SupplierCustomer-0,04-0,460,120,44-0,09
1

Most common questions regarding Unico American

What values and corporate philosophy does Unico American represent?

Unico American Corp represents values of integrity, excellence, and commitment. As a company, they prioritize providing exceptional insurance products and services to their customers. Their corporate philosophy revolves around a customer-centric approach, ensuring client satisfaction through personalized support and tailored insurance solutions. Unico American Corp aims to build strong and lasting relationships with its customers and partners, focusing on transparency, professionalism, and reliability. With a strong emphasis on ethical conduct and a dedication to high-quality service, Unico American Corp strives to be a trusted and respected insurance provider within the industry.

In which countries and regions is Unico American primarily present?

Unico American Corp is primarily present in the United States.

What significant milestones has the company Unico American achieved?

Some significant milestones that Unico American Corp has achieved include consistent financial growth, strategic acquisitions, and strong market presence. The company has successfully increased its revenue and profitability over the years, demonstrating its ability to deliver value to its shareholders. Unico American Corp has also made strategic acquisitions to expand its operations and strengthen its position in the insurance market. With its strong reputation and customer-centric approach, Unico American Corp has successfully established itself as a reliable and trusted provider of insurance services.

What is the history and background of the company Unico American?

Unico American Corp, commonly referred to as Unico, is an insurance holding company based in California, United States. Established in 1969, Unico primarily focuses on underwriting property and casualty insurance through its subsidiary, Crusader Insurance Company. With a rich history spanning over five decades, Unico has built a strong reputation for providing comprehensive coverage solutions to individuals, businesses, and organizations across various industries. As a publicly traded company on NASDAQ under the ticker symbol "UNAM," Unico remains committed to delivering quality insurance products and exceptional customer service while aiming to create long-term value for its shareholders.

Who are the main competitors of Unico American in the market?

The main competitors of Unico American Corp in the market are major insurance companies such as GEICO, State Farm, Allstate, and Progressive.

In which industries is Unico American primarily active?

Unico American Corp is primarily active in the insurance industry.

What is the business model of Unico American?

The business model of Unico American Corp is focused on providing property and casualty insurance coverage to individuals and businesses. They offer a range of commercial insurance products including general liability, commercial property, and commercial automobile coverage. Additionally, Unico American Corp also offers personal lines of insurance such as homeowners, renters, and personal automobile insurance. With a commitment to exceptional customer service and competitive pricing, the company aims to meet the insurance needs of their clients while maintaining profitable operations. Unico American Corp strives to protect its policyholders and provide financial security in the face of unexpected events and losses.

What is the P/E ratio of Unico American 2025?

The P/E ratio cannot be calculated for Unico American at the moment.

What is the P/S ratio of Unico American 2025?

The P/S cannot be calculated for Unico American currently.

What is the Quality Investing of Unico American?

The Quality Investing for Unico American is 2/10.

What is the revenue of Unico American 2025?

The revenue cannot currently be calculated for Unico American.

How high is the profit of Unico American 2025?

The profit cannot currently be calculated for Unico American.

What is the business model of Unico American

Unico American Corp is a North American holding company that invests in various business sectors, including the insurance industry and the real estate industry. The company is based in Woodland Hills, California and was founded in 1969. The company's insurance division is operated by its subsidiary Crusader Insurance Company. The company primarily offers commercial insurance, such as auto, liability, and property insurance. Crusader Insurance specializes in serving the needs of small and medium-sized businesses and provides personalized service to ensure that customers receive the best possible insurance terms and prices. Unico American Corp also invests in the real estate industry and owns multifamily homes and shopping centers. The properties are managed by its subsidiary Unico Property Group. The company focuses on acquiring properties with high development potential in California and Arizona. Unico Property Group seeks properties that offer low capital returns but can experience high appreciation due to their location or development potential. Unico American Corp is also interested in alternative investment opportunities and has previously invested in various startups and technology companies. The company aims to diversify its portfolio beyond traditional business sectors and invest in companies that have the potential to achieve high returns. In addition to its various business sectors, Unico American Corp also offers various services. The company provides trustee services, accounting and administration, and other support services. These services are offered to both its own companies and other businesses. The business model of Unico American Corp is based on the acquisition, improvement, and management of assets in various industries. By diversifying its portfolio, the company minimizes risk and increases the chances of achieving high returns. Unico American Corp follows a long-term strategy and aims to grow across a variety of business sectors to fully utilize its asset's potential. In summary, Unico American Corp is a holding company that invests in various business sectors such as insurance and real estate. The company aims to expand its portfolio through diversification and also offers various services such as trustee services and accounting. The company follows a long-term strategy and aims to achieve high returns through the acquisition, improvement, and management of assets in various industries.

What is the Unico American dividend?

Unico American pays a dividend of 0 USD distributed over payouts per year.

How often does Unico American pay dividends?

The dividend cannot currently be calculated for Unico American or the company does not pay out a dividend.

What is the Unico American ISIN?

The ISIN of Unico American is US9046071083.

What is the Unico American WKN?

The WKN of Unico American is 922247.

What is the Unico American ticker?

The ticker of Unico American is UNAM.

How much dividend does Unico American pay?

Over the past 12 months, Unico American paid a dividend of 1.2 USD . This corresponds to a dividend yield of about 1,479.65 %. For the coming 12 months, Unico American is expected to pay a dividend of 0 USD.

What is the dividend yield of Unico American?

The current dividend yield of Unico American is 1,479.65 %.

When does Unico American pay dividends?

Unico American pays a quarterly dividend. This is distributed in the months of January, January, May, December.

How secure is the dividend of Unico American?

Unico American paid dividends every year for the past 0 years.

What is the dividend of Unico American?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Unico American located?

Unico American is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unico American kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unico American from 12/14/2012 amounting to 1 USD, you needed to have the stock in your portfolio before the ex-date on 11/28/2012.

When did Unico American pay the last dividend?

The last dividend was paid out on 12/14/2012.

What was the dividend of Unico American in the year 2024?

In the year 2024, Unico American distributed 0 USD as dividends.

In which currency does Unico American pay out the dividend?

The dividends of Unico American are distributed in USD.

All fundamentals about Unico American

Our stock analysis for Unico American Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unico American Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.