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OneMain Holdings stock

OMF
US68268W1036
A2ABC0

Price

55.49
Today +/-
+0.68
Today %
+1.31 %
P

OneMain Holdings stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the OneMain Holdings stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the OneMain Holdings stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the OneMain Holdings stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze OneMain Holdings's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

OneMain Holdings Stock Price History

DateOneMain Holdings Price
11/15/202455.49 undefined
11/14/202454.77 undefined
11/13/202454.54 undefined
11/12/202454.12 undefined
11/11/202455.81 undefined
11/8/202455.01 undefined
11/7/202454.23 undefined
11/6/202454.47 undefined
11/5/202451.18 undefined
11/4/202450.13 undefined
11/1/202449.78 undefined
10/31/202449.67 undefined
10/30/202451.92 undefined
10/29/202447.48 undefined
10/28/202448.10 undefined
10/25/202446.47 undefined
10/24/202446.50 undefined
10/23/202446.07 undefined
10/22/202447.05 undefined
10/21/202446.61 undefined
10/18/202447.63 undefined

OneMain Holdings Revenue, EBIT, Net Income

  • 3 years

  • 5 years

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  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into OneMain Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by OneMain Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects OneMain Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of OneMain Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into OneMain Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing OneMain Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on OneMain Holdings’s growth potential.

OneMain Holdings Revenue, EBIT and net profit per share

DateOneMain Holdings RevenueOneMain Holdings EBITOneMain Holdings Net Income
2026e4.48 B undefined0 undefined1.02 B undefined
2025e4.63 B undefined4.99 B undefined836.48 M undefined
2024e4.15 B undefined4.58 B undefined591.63 M undefined
20235.3 B undefined840 M undefined641 M undefined
20225.09 B undefined1.19 B undefined878 M undefined
20214.97 B undefined1.82 B undefined1.31 B undefined
20204.93 B undefined1.02 B undefined730 M undefined
20194.78 B undefined1.13 B undefined855 M undefined
20184.24 B undefined687 M undefined447 M undefined
20173.79 B undefined529 M undefined183 M undefined
20163.9 B undefined481 M undefined215 M undefined
20152.19 B undefined-164 M undefined-220 M undefined
20142.88 B undefined970.7 M undefined504.6 M undefined
20132.35 B undefined119.3 M undefined-19.3 M undefined
20121.83 B undefined-266.4 M undefined-217.7 M undefined
20112 B undefined-370.8 M undefined-241.7 M undefined
20102.13 B undefined-271 M undefined1.45 B undefined
20092.26 B undefined-909.2 M undefined-477.7 M undefined
20082.78 B undefined-950.7 M undefined-1.35 B undefined

OneMain Holdings Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
20082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
2.782.262.1321.832.352.882.193.93.794.244.784.934.975.095.34.154.634.48
--18.70-5.97-5.83-8.7428.5222.66-23.8977.92-2.9512.0512.803.110.812.374.09-21.6811.61-3.37
54.8751.7047.5535.8141.1660.8674.5167.3878.0578.4479.3779.7279.1881.1682.4880.77103.1392.4095.62
1.531.171.010.720.751.432.151.483.042.973.373.813.914.044.24.28000
-1.35-0.481.45-0.24-0.22-0.020.5-0.220.220.180.450.860.731.310.880.640.590.841.02
--64.54-403.98-116.62-9.96-91.24-2,752.63-143.65-197.73-14.88144.2691.28-14.6280.00-33.18-26.99-7.8041.4622.37
-------------------
-------------------
100100100100100102.9115.3127.9135.1135.7136136.3134.9133.1124.4120.63000
-------------------
Details

Keystats

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Revenue and Growth

The OneMain Holdings Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the OneMain Holdings is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
2011201220132014201520162017201820192020202120222023
                         
0.691.550.430.880.940.580.990.681.232.270.540.51.01
-72-18000000000000
13.1711.8100000000000
0000000000000
00026599710912100000
13.7913.190.430.9110.681.10.81.232.270.540.51.01
00091179167144133163153140152165
1.050.890.583.041.971.831.741.721.881.921.991.81.72
0013.436.415.1212.6513.8214.8916.8315.0416.3616.9318.1
00021559492440388343306274261260
00001.441.421.421.421.421.421.441.441.44
66158536218771748644630405451476461534
1.111.0514.549.7720.0417.3118.219.1821.0519.320.6821.0422.21
14.914.2314.9710.6721.0317.9919.319.9822.2821.5721.2221.5423.23
                         
1,0001,0001,0001,0001,0001,0001,0001,0001,0001,0001,0001,0001,000
0.150.150.520.531.531.551.561.681.691.661.671.691.72
1.241.020.991.491.311.521.712.152.61.691.732.132.29
-263024-9-19-57-63312126
00412-14-14-28419149-131-93
1.361.21.542.032.813.073.283.84.333.443.463.73.91
0000000000000
4052840124239228256326176165151161173
0000000000000
0005000000000
0000000000000
4052840129239228256326176165151161173
13.0712.612.778.3617.313.9615.0515.1817.2117.817.7518.2819.81
0014615229945453445159
0.660.590.60.340.890.860.80.741.071.021.081.061.11
13.7313.1913.528.8518.2214.8315.915.9718.3118.8718.8419.3420.94
14.1313.4713.528.9818.4615.0616.1616.2918.4919.0318.9919.521.11
15.4914.6715.061121.2718.1219.4320.0922.8222.4722.4523.225.02
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of OneMain Holdings provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand OneMain Holdings's financial health and stability.

Assets

OneMain Holdings's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that OneMain Holdings must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of OneMain Holdings after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into OneMain Holdings's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
2011201220132014201520162017201820192020202120222023
-0.24-0.220.090.61-0.090.240.180.450.860.731.310.880.64
274165034198521328289271264264262257
-132-167-11820-209-9730231-4278-62-36
-1182027-106103-119178667-118-48-90-44
0.390.430.82-0.150.770.81.011.331.181.40.661.431.74
920845724541594765746752845978891857968
6018112375-38249156150261289403343215
0.170.230.680.40.741.321.562.052.362.212.252.392.52
0000000000000
1.511.42-2.121.82-2.19-0.11-2.19-2.4-3.43-0.75-2.14-2.12-2.86
1.511.42-2.121.82-2.19-0.11-2.19-2.4-3.43-0.75-2.14-2.12-2.86
0000000000000
-2.39-0.79-0.14-1.131.07-1.660.980.051.930.49-0.160.471.49
0023009760000-45-368-301-62
-2.39-0.790.33-1.771.96-1.690.980.041.52-0.37-1.81-0.330.93
00233-637-79-25-5-10-5-6-6-14-10
00000000-408-806-1,274-480-487
-0.710.86-1.120.450.52-0.470.34-0.310.451.09-1.71-0.060.59
171.3228.1675.3400.37411,3221,5552,0462,3622,2122,2472,3872,519
0000000000000

OneMain Holdings stock margins

The OneMain Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OneMain Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OneMain Holdings.

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the OneMain Holdings's sales revenue. A higher gross margin percentage indicates that the OneMain Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the OneMain Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the OneMain Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the OneMain Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the OneMain Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the OneMain Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

OneMain Holdings Margin History

OneMain Holdings Gross marginOneMain Holdings Profit marginOneMain Holdings EBIT marginOneMain Holdings Profit margin
2026e80.77 %0 %22.87 %
2025e80.77 %107.64 %18.06 %
2024e80.77 %110.31 %14.26 %
202380.77 %15.85 %12.1 %
202282.48 %23.37 %17.25 %
202181.16 %36.58 %26.42 %
202079.18 %20.6 %14.8 %
201979.72 %23.68 %17.87 %
201879.37 %16.2 %10.54 %
201778.44 %13.98 %4.83 %
201678.05 %12.33 %5.51 %
201567.38 %-7.48 %-10.04 %
201474.52 %33.7 %17.52 %
201360.84 %5.08 %-0.82 %
201241.17 %-14.58 %-11.91 %
201135.83 %-18.52 %-12.07 %
201047.55 %-12.75 %68.2 %
200951.74 %-40.21 %-21.13 %
200854.9 %-34.19 %-48.39 %

OneMain Holdings Stock Sales Revenue, EBIT, Earnings per Share

The OneMain Holdings earnings per share therefore indicates how much revenue OneMain Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue OneMain Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates OneMain Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of OneMain Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating OneMain Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

OneMain Holdings Revenue, EBIT and net profit per share

DateOneMain Holdings Sales per ShareOneMain Holdings EBIT per shareOneMain Holdings Earnings per Share
2026e37.5 undefined0 undefined8.58 undefined
2025e38.81 undefined0 undefined7.01 undefined
2024e34.77 undefined0 undefined4.96 undefined
202343.93 undefined6.96 undefined5.31 undefined
202240.92 undefined9.57 undefined7.06 undefined
202137.36 undefined13.67 undefined9.87 undefined
202036.57 undefined7.53 undefined5.41 undefined
201935.1 undefined8.31 undefined6.27 undefined
201831.18 undefined5.05 undefined3.29 undefined
201727.89 undefined3.9 undefined1.35 undefined
201628.87 undefined3.56 undefined1.59 undefined
201517.14 undefined-1.28 undefined-1.72 undefined
201424.98 undefined8.42 undefined4.38 undefined
201322.83 undefined1.16 undefined-0.19 undefined
201218.28 undefined-2.66 undefined-2.18 undefined
201120.02 undefined-3.71 undefined-2.42 undefined
201021.26 undefined-2.71 undefined14.5 undefined
200922.61 undefined-9.09 undefined-4.78 undefined
200827.81 undefined-9.51 undefined-13.46 undefined

OneMain Holdings business model

OneMain Holdings Inc. is an American company specializing in consumer loans. It was founded in 1912 under the name Commercial Credit Company and has evolved from a credit intermediary to an independent financial services provider over time. The business model of OneMain Holdings is based on providing loans to individuals. The company primarily focuses on customers with poor credit ratings who often do not qualify for loans from traditional banks. Another focus is on loans for car purchases, weddings, renovations, and medical procedures. OneMain Holdings is divided into various divisions to enable targeted customer engagement. These include the Consumer and Auto Finance, Insurance, and Servicing departments. Each of these departments offers specialized products and services tailored to the respective customer needs. The Consumer and Auto Finance division is the main business of OneMain Holdings. It offers loans for consumer expenses and car purchases. The loans can be obtained either in local branches or online. Customer service and consultation are always a priority. The Insurance department offers various insurance products tailored to customer needs. These include accident and liability insurance, as well as health insurance. With these products, OneMain Holdings not only serves as a lender but also provides comprehensive financial solutions for its customers. The Servicing department is responsible for managing and servicing OneMain Holdings' loans. It handles payment processing, monitors due dates, and sends out reminders. Customers facing difficulties in repaying their loans can also receive counseling and support here. Over the years, OneMain Holdings has expanded its offerings. In addition to traditional installment loans, the company now also offers online loans. These can be quickly and easily obtained through the OneMain Holdings website and are especially suitable for short-term financing. Another product offered by OneMain Holdings is the Debt Protection Plan. This is an insurance that protects borrowers against unforeseen events such as unemployment, illness, or death. This allows customers to protect themselves from financial difficulties and ensure that their loans can be repaid even in challenging times. OneMain Holdings is now a successful company with over 1,500 branches in the United States. Through targeted customer engagement and a wide range of products, the company has established itself in the market and achieved successful growth. OneMain Holdings also plans to offer innovative products and services in the future to provide its customers with even more comprehensive financial solutions. OneMain Holdings is one of the most popular companies on Eulerpool.com.

OneMain Holdings SWOT Analysis

Strengths

OneMain Holdings Inc has established a strong market presence in the financial services industry.

The company benefits from a diverse portfolio of consumer loan products, catering to a wide range of customer needs.

OneMain Holdings enjoys a large customer base, resulting in a significant revenue stream.

Weaknesses

OneMain Holdings Inc may face challenges with increased competition in the financial services sector.

The company's heavy reliance on consumer lending exposes it to potential risks associated with economic downturns or market fluctuations.

OneMain Holdings' profitability may be affected by fluctuating interest rates and regulatory changes.

Opportunities

OneMain Holdings has an opportunity to expand its customer base by targeting underserved markets or demographics.

The company could introduce new innovative loan products to meet evolving customer needs and preferences.

OneMain Holdings can explore strategic partnerships or acquisitions to enhance its market position and diversify its offerings.

Threats

OneMain Holdings Inc faces the risk of increased competition from traditional financial institutions as well as emerging fintech companies.

Changes in regulations and compliance requirements could pose challenges for the company's operations.

Fluctuations in interest rates or adverse economic conditions may impact the demand for consumer loans and affect OneMain Holdings' profitability.

OneMain Holdings Revenue by Segment

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Details

Revenue by Segment

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Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

OneMain Holdings Revenue by Segment

Segmente20142013
Consumer166.41 M USD-
Insurance-148.13 M USD
Acquisitions and Servicing--
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OneMain Holdings Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

OneMain Holdings historical P/E ratio, EBIT multiple, and P/S ratio

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OneMain Holdings shares outstanding

The number of shares was OneMain Holdings in 2023 — This indicates how many shares 120.63 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue OneMain Holdings earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates OneMain Holdings's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of OneMain Holdings’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating OneMain Holdings's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

OneMain Holdings dividend history and estimates

In 2023, OneMain Holdings paid a dividend amounting to 4 USD. Dividend means that OneMain Holdings distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for OneMain Holdings provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify OneMain Holdings’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating OneMain Holdings's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

OneMain Holdings Dividend History

DateOneMain Holdings Dividend
2026e4.64 undefined
2025e4.61 undefined
2024e4.68 undefined
20234 undefined
20223.8 undefined
20212.55 undefined
20203.11 undefined
20192.75 undefined

OneMain Holdings dividend payout ratio

In 2023, OneMain Holdings had a payout ratio of 45.71%. The payout ratio indicates the percentage of the company's profits that OneMain Holdings distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for OneMain Holdings represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for OneMain Holdings could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate OneMain Holdings's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

OneMain Holdings Payout Ratio History

DateOneMain Holdings Payout ratio
2026e44.86 %
2025e47.1 %
2024e41.78 %
202345.71 %
202253.82 %
202125.81 %
202057.49 %
201943.86 %
201845.71 %
201745.71 %
201645.71 %
201545.71 %
201445.71 %
201345.71 %
201245.71 %
201145.71 %
201045.71 %
200945.71 %
200845.71 %
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Unfortunately, there are currently no price targets and forecasts available for OneMain Holdings.

OneMain Holdings latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.15 1.26  (9.37 %)2024 Q3
6/30/20240.94 1.02  (8.61 %)2024 Q2
3/31/20241.41 1.45  (3.06 %)2024 Q1
12/31/20231.38 1.39  (0.62 %)2023 Q4
9/30/20231.51 1.57  (4.27 %)2023 Q3
6/30/20231.28 1.01  (-21.2 %)2023 Q2
3/31/20231.67 1.46  (-12.49 %)2023 Q1
12/31/20221.52 1.56  (2.32 %)2022 Q4
9/30/20221.37 1.51  (10.58 %)2022 Q3
6/30/20221.99 1.87  (-6.08 %)2022 Q2
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Eulerpool ESG Scorecard© for the OneMain Holdings stock

Eulerpool World ESG Rating (EESG©)

25/ 100

🌱 Environment

12

👫 Social

44

🏛️ Governance

19

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees67
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

OneMain Holdings shareholders

%
Name
Stocks
Change
Date
10.13786 % The Vanguard Group, Inc.12,099,532-186,7636/30/2024
7.10838 % Capital International Investors8,483,857-1,086,2466/30/2024
6.71951 % Fidelity Management & Research Company LLC8,019,741326,5796/30/2024
6.64205 % BlackRock Institutional Trust Company, N.A.7,927,287508,6926/30/2024
6.51933 % Capital World Investors7,780,816-2,8229/30/2024
6.09148 % Brave Warrior Advisors, LLC7,270,177597,9136/30/2024
3.67605 % T. Rowe Price Associates, Inc.4,387,36545,4696/30/2024
2.75546 % Dimensional Fund Advisors, L.P.3,288,643270,2076/30/2024
1.94431 % Arrowstreet Capital, Limited Partnership2,320,533-67,3786/30/2024
1.80969 % Fiduciary Management, Inc.2,159,8692,159,8696/30/2024
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OneMain Holdings Executives and Management Board

Mr. Douglas Shulman(55)
OneMain Holdings Chairman of the Board, President, Chief Executive Officer (since 2018)
Compensation 10.83 M
Mr. Rajive Chadha(58)
OneMain Holdings Chief Operating Officer, Executive Vice President
Compensation 3.15 M
Mr. Micah Conrad(51)
OneMain Holdings Chief Financial Officer, Executive Vice President
Compensation 3.14 M
Ms. Valerie Keating(59)
OneMain Holdings Director
Compensation 358,943
Mr. Richard Smith(69)
OneMain Holdings Independent Director
Compensation 325,954
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OneMain Holdings Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
New Residential Invt Stock
New Residential Invt
SupplierCustomer0,940,510,200,25-0,180,84
Citrix Systems Stock
Citrix Systems
SupplierCustomer0,670,780,72-0,190,43-0,54
Gitlab A Stock
Gitlab A
SupplierCustomer0,450,920,840,74
SailPoint Technologies Stock
SailPoint Technologies
SupplierCustomer0,020,760,02-0,61-0,350,46
1

Most common questions regarding OneMain Holdings

What values and corporate philosophy does OneMain Holdings represent?

OneMain Holdings Inc represents values of integrity, customer focus, and financial responsibility. The company believes in providing reliable and trustworthy financial solutions to its customers. With a commitment to exceptional customer service, OneMain Holdings Inc aims to build long-lasting relationships based on trust and understanding. The company is dedicated to delivering transparent and accessible lending options, ensuring individuals have the financial support they need. OneMain Holdings Inc strives to be a responsible corporate citizen, actively engaging in community initiatives and promoting financial literacy.

In which countries and regions is OneMain Holdings primarily present?

OneMain Holdings Inc primarily operates in the United States.

What significant milestones has the company OneMain Holdings achieved?

OneMain Holdings Inc has achieved several significant milestones since its establishment. In 2015, the company successfully completed its initial public offering (IPO), marking a major step in its growth and financial stability. Furthermore, in 2018, OneMain Holdings Inc surpassed $20 billion in total managed receivables, highlighting its strong market presence and success in the lending industry. The company's commitment to customer satisfaction also led to it being recognized as the top personal loan provider in the United States by the MaritzCX Net Promoter Score survey in 2019. With continuous expansion and customer-focused initiatives, OneMain Holdings Inc continues to solidify its position as a leading financial services provider.

What is the history and background of the company OneMain Holdings?

OneMain Holdings Inc, a leading personal loan provider in the United States, has a rich history and background. Originally known as Commercial Credit, the company was founded in 1912 and has since evolved and experienced various transformations. In 2000, the firm was acquired by Citigroup and was later known as CitiFinancial. However, in 2011, OneMain Financial Holdings acquired CitiFinancial and changed the name to OneMain Holdings Inc. Today, OneMain Holdings operates more than 1,500 branches across the country, offering personal loans, credit insurance, and other financial services to individuals. As a trusted financial institution, OneMain Holdings Inc is committed to supporting customers' financial needs and helping them achieve their goals.

Who are the main competitors of OneMain Holdings in the market?

The main competitors of OneMain Holdings Inc in the market include companies such as Springleaf Financial Services, Discover Financial Services, and LendingClub Corporation.

In which industries is OneMain Holdings primarily active?

OneMain Holdings Inc is primarily active in the financial services industry.

What is the business model of OneMain Holdings?

OneMain Holdings Inc operates as a financial services company, specializing in providing personal loan products and services. Their business model revolves around offering loans to individuals with limited access to traditional banking services, focusing on the subprime and near-prime markets. They aim to serve customers who may have less-than-perfect credit scores or insufficient collateral to secure loans from other financial institutions. OneMain Holdings Inc aims to provide personalized service and customized loan solutions that meet the unique financial needs of their customers. With a strong customer-centric approach, OneMain Holdings Inc aims to promote financial inclusion and provide access to credit for individuals in need.

What is the P/E ratio of OneMain Holdings 2024?

The OneMain Holdings P/E ratio is 11.31.

What is the P/S ratio of OneMain Holdings 2024?

The OneMain Holdings P/S ratio is 1.61.

What is the Quality Investing of OneMain Holdings?

The Quality Investing for OneMain Holdings is 3/10.

What is the revenue of OneMain Holdings 2024?

The expected OneMain Holdings revenue is 4.15 B USD.

How high is the profit of OneMain Holdings 2024?

The expected OneMain Holdings profit is 591.63 M USD.

What is the business model of OneMain Holdings

OneMain Holdings Inc is an American financial company that offers various credit services to its customers. The company was founded in 1912 and is headquartered in Evansville, Indiana. OneMain Holdings Inc's business model is to provide loans to customers who are rejected by traditional banks due to their financial situation. OneMain Holdings Inc offers loans in different sizes and terms, catering to borrowers with different needs. The company operates in two different divisions: the Consumer and Insurance division and the OneMain Financial division. OneMain Holdings Inc's Consumer and Insurance division specializes in selling various insurance products. These include auto, home, and credit insurance. This division targets customers who need insurance to protect themselves against unforeseen events. The OneMain Financial division is the main activity of the company. In this division, OneMain Holdings Inc provides personal loans to consumers. Customers can choose from different loan options tailored to their individual needs. Loan terms range from a few months to several years. The company also offers loans with fixed or variable interest rates. OneMain Holdings Inc has a comprehensive risk management system that ensures loans are properly granted and repaid. The company considers the financial situation of each borrower and assesses their ability to repay the loan. Customers of OneMain Holdings Inc come from various backgrounds, including employees, retirees, and self-employed individuals. Many of these customers have less-than-perfect credit scores and turn to OneMain Holdings Inc because they cannot obtain loans elsewhere. OneMain Holdings Inc operates more than 1,600 branch offices in the United States and employs over 10,000 employees. Thanks to this extensive presence, the company is able to provide its customers with excellent service quality. Overall, OneMain Holdings Inc's business model focuses on providing loans to customers who cannot obtain them elsewhere. The company also offers insurance products to provide customers with comprehensive financial protection. OneMain Holdings Inc. is an established company with extensive experience in lending, focusing on the needs of its customers and providing high service quality.

What is the OneMain Holdings dividend?

OneMain Holdings pays a dividend of 3.8 USD distributed over payouts per year.

How often does OneMain Holdings pay dividends?

The dividend cannot currently be calculated for OneMain Holdings or the company does not pay out a dividend.

What is the OneMain Holdings ISIN?

The ISIN of OneMain Holdings is US68268W1036.

What is the OneMain Holdings WKN?

The WKN of OneMain Holdings is A2ABC0.

What is the OneMain Holdings ticker?

The ticker of OneMain Holdings is OMF.

How much dividend does OneMain Holdings pay?

Over the past 12 months, OneMain Holdings paid a dividend of 4 USD . This corresponds to a dividend yield of about 7.21 %. For the coming 12 months, OneMain Holdings is expected to pay a dividend of 4.61 USD.

What is the dividend yield of OneMain Holdings?

The current dividend yield of OneMain Holdings is 7.21 %.

When does OneMain Holdings pay dividends?

OneMain Holdings pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of OneMain Holdings?

OneMain Holdings paid dividends every year for the past 8 years.

What is the dividend of OneMain Holdings?

For the upcoming 12 months, dividends amounting to 4.61 USD are expected. This corresponds to a dividend yield of 8.31 %.

In which sector is OneMain Holdings located?

OneMain Holdings is assigned to the 'Finance' sector.

Wann musste ich die Aktien von OneMain Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of OneMain Holdings from 11/18/2024 amounting to 1.04 USD, you needed to have the stock in your portfolio before the ex-date on 11/12/2024.

When did OneMain Holdings pay the last dividend?

The last dividend was paid out on 11/18/2024.

What was the dividend of OneMain Holdings in the year 2023?

In the year 2023, OneMain Holdings distributed 3.8 USD as dividends.

In which currency does OneMain Holdings pay out the dividend?

The dividends of OneMain Holdings are distributed in USD.

All fundamentals about OneMain Holdings

Our stock analysis for OneMain Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OneMain Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.