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Hallmark Financial Services stock

HALL
US40624Q2030
A0KDXW

Price

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Hallmark Financial Services stock price

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Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Hallmark Financial Services stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Hallmark Financial Services stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Hallmark Financial Services stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Hallmark Financial Services's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Hallmark Financial Services Stock Price History

DateHallmark Financial Services Price
12/16/20240.00 undefined
12/13/20240.00 undefined
12/11/20240.00 undefined
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11/27/20240.00 undefined
11/26/20240.00 undefined
11/25/20240.01 undefined
11/22/20240.01 undefined
11/21/20240.00 undefined

Hallmark Financial Services Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Hallmark Financial Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Hallmark Financial Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Hallmark Financial Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Hallmark Financial Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Hallmark Financial Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Hallmark Financial Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Hallmark Financial Services’s growth potential.

Hallmark Financial Services Revenue, EBIT and net profit per share

DateHallmark Financial Services RevenueHallmark Financial Services EBITHallmark Financial Services Net Income
2025e226.99 M undefined0 undefined-119,142.32 undefined
2024e173.84 M undefined0 undefined-4.64 M undefined
2023e163.18 M undefined0 undefined-16.71 M undefined
2022159.9 M undefined-121.2 M undefined-108.1 M undefined
2021226.5 M undefined-7.5 M undefined9 M undefined
2020468.8 M undefined-64.4 M undefined-94.4 M undefined
2019486.4 M undefined4.4 M undefined-600,000 undefined
2018379.3 M undefined17.3 M undefined10.3 M undefined
2017391.4 M undefined-6.2 M undefined-11.6 M undefined
2016378.8 M undefined15.9 M undefined6.5 M undefined
2015372.4 M undefined35.8 M undefined21.9 M undefined
2014337.4 M undefined23.4 M undefined13.4 M undefined
2013389.4 M undefined15.7 M undefined8.2 M undefined
2012341.8 M undefined8 M undefined3.5 M undefined
2011322.8 M undefined-15.2 M undefined-10.9 M undefined
2010307.1 M undefined13 M undefined7.4 M undefined
2009287 M undefined37.9 M undefined24.6 M undefined
2008268.7 M undefined25.9 M undefined12.9 M undefined
2007275.2 M undefined45.7 M undefined27.9 M undefined
2006202.7 M undefined29.7 M undefined9.2 M undefined
200587 M undefined14.7 M undefined9.2 M undefined
200463.1 M undefined8.7 M undefined5.8 M undefined
200369.6 M undefined2 M undefined8.7 M undefined

Hallmark Financial Services Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023e2024e2025e
003101412111315151619232225696387202275268287307322341389337372378391379486468226159163173226
---233.3340.00-14.29-8.3318.1815.38-6.6718.7521.05-4.3513.64176.00-8.7038.10132.1836.14-2.557.096.974.895.9014.08-13.3710.391.613.44-3.0728.23-3.70-51.71-29.652.526.1330.64
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00000000000000000000000000000000000000
0000-100110000-1-185992712247-103813216-11100-949-108-16-40
----------------900.00-37.5080.00-200.00-55.56100.00-70.83-242.86-130.00166.6762.5061.54-71.43-283.33-190.91---109.57-1,300.00-85.19-75.00-
00.10.20.20.20.20.20.20.20.20.20.20.20.20.20.50.71.21.72.12.12.1221.91.91.91.91.91.81.81.81.81.81.8000
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Details

Keystats

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Revenue and Growth

The Hallmark Financial Services Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Hallmark Financial Services is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (k)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
19881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
                                                                     
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000000000000000000000000000
005.58.90.15.77.311.78.58.45.17.710.911.690.301.63.42.22.413.927.520.923.90000000000
005.58.90.15.77.311.78.58.45.17.710.911.690.301.63.42.22.413.927.520.923.90000000000
00000000.800000000004.74.35.25.77.17.26.51.81.64.16.96.76.226.91421.519.1
01.46.92.32.63.64.810.28.78.17.910.313.616.216.729.932.195162.9267.2295.2329.4434.1426.3447.1463508.9580.5655.8663629.6677.4536.7340.5456.5
001.90000001.100006.500000000003.74.114.29.314.3525.931.626.514.5
0000000-0.50000000.50.50.50.52320.725.425.32622.418.82017.41512.5107.65.11.30.80
005.66.46.15.85.65.45.25.14.94.74.64.45.24.84.84.831.43041.141.144.744.744.744.744.744.744.744.744.744.7000
00000000.60.31.41.83.64.82.42.19.311.717.824.616.314.75.55.39.410.612.211.911.98.74.69.93.814.512.729.6
01.414.48.78.79.410.416.514.215.714.618.623233144.549.1118.1246.6338.5381.6407517.2510527.7545.4588.6670.4737.9743.3703783.8598.1402519.7
01.419.917.68.815.117.728.222.724.119.726.333.934.64044.849.1119.7250340.7384420.9544.7530.9551.6545.4588.6670.4737.9743.3703783.8598.1402519.7
                                                                     
0.10.10.30.30.30.30.30.30.30.30.40.40.40.40.41.11.12.63.73.73.83.83.83.83.83.83.83.83.83.83.83.83.83.82.1
0.22.210.210.210.410.410.410.410.410.410.910.910.910.910.919.719.662.9117.9118.5119.9121121.8122.5122.5122.8123.2123.5123.2123.2123.2123.5122.9122.8124.7
-0.2-0.6-1.5-0.9-1.9-1.6-10.31.30.80.81.51.30.2-1.57.313.122.331.559.372.298.5105.894.498106.2119.6141.5148136.5161.2160.665.774.7-33.4
00000000000000-200-100-800-2,600-2,300-1,800-3,300-1,800-2,000-3,000-3,000-1,500-2,600-2,600-2,700-2,300-3,300700-3,800-2,600-2,700
00000000000000000000-13.110.411.79.410.918.420.4101314.5-3.304.11.6-5.8
0.11.799.68.89.19.7111211.512.112.812.611.59.6283385.2150.8179.7179.5231.9241.1227.1232.2249.7264.4276.2285.3275.7281.6288.6192.7200.384.9
00000000000000000000000000000000000
000000000.42.61.72.23.94.632.73.613.65.714.910.810.45.5000000000000
001.57.48.612.8183.83322.63.33.46.1779.717.7108.721.714.532.318.224.819.928.124.439.536.428.957.150.453.768.5
000000000000008.600000000000000000000
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001.57.48.612.8183.83.45.63.74.87.2817.79.710.623.323.4123.632.524.937.818.224.819.928.124.439.536.428.957.150.453.768.5
004.321.61.10.90.60.68.27.19.3131.71.81030.935.860.860.959.559.560.858.258.256.785.685.785.885.8104.9105.1105.2105.4
0000000000000000002.3000.94.20.102.83.100000000
002.30.10004.23.232.131.512.211.51.22.22.927.711.74.32.62.843.71.42.62.52.21.621.41.90.20
006.62.11.61.10.94.83.811.29.212.314.513.913.32.22.233.865.872.565.26366.564.961.962.462.488.187.987.487.8106.3107105.4105.4
008.19.510.213.918.98.67.216.812.917.121.721.93111.912.857.189.2196.197.787.9104.383.186.782.390.5112.5127.4123.8116.7163.4157.4159.1173.9
0.11.717.119.1192328.619.619.228.32529.934.333.440.639.945.8142.3240375.8277.2319.8345.4310.2318.9332354.9388.7412.7399.5398.3452350.1359.4258.8
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Hallmark Financial Services provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Hallmark Financial Services's financial health and stability.

Assets

Hallmark Financial Services's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Hallmark Financial Services must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Hallmark Financial Services after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Hallmark Financial Services's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
0000-100110000-1-185992712247-103813216-11100-919-108
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000000000000000002-6-10-10-2-200-10-1-10-6010
00-201017-23-13601011759553333233227551728209-4621-223045
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00000000000000000000000000000000000

Hallmark Financial Services stock margins

The Hallmark Financial Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Hallmark Financial Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Hallmark Financial Services.

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Hallmark Financial Services's sales revenue. A higher gross margin percentage indicates that the Hallmark Financial Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Hallmark Financial Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Hallmark Financial Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Hallmark Financial Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Hallmark Financial Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Hallmark Financial Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Hallmark Financial Services Margin History

Hallmark Financial Services Gross marginHallmark Financial Services Profit marginHallmark Financial Services EBIT marginHallmark Financial Services Profit margin
2025e0 %0 %-0.05 %
2024e0 %0 %-2.67 %
2023e0 %0 %-10.24 %
20220 %-75.8 %-67.6 %
20210 %-3.31 %3.97 %
20200 %-13.74 %-20.14 %
20190 %0.9 %-0.12 %
20180 %4.56 %2.72 %
20170 %-1.58 %-2.96 %
20160 %4.2 %1.72 %
20150 %9.61 %5.88 %
20140 %6.94 %3.97 %
20130 %4.03 %2.11 %
20120 %2.34 %1.02 %
20110 %-4.71 %-3.38 %
20100 %4.23 %2.41 %
20090 %13.21 %8.57 %
20080 %9.64 %4.8 %
20070 %16.61 %10.14 %
20060 %14.65 %4.54 %
20050 %16.9 %10.57 %
20040 %13.79 %9.19 %
20030 %2.87 %12.5 %

Hallmark Financial Services Stock Sales Revenue, EBIT, Earnings per Share

The Hallmark Financial Services earnings per share therefore indicates how much revenue Hallmark Financial Services has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Hallmark Financial Services earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Hallmark Financial Services's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Hallmark Financial Services’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Hallmark Financial Services's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Hallmark Financial Services Revenue, EBIT and net profit per share

DateHallmark Financial Services Sales per ShareHallmark Financial Services EBIT per shareHallmark Financial Services Earnings per Share
2025e124.72 undefined0 undefined-0.07 undefined
2024e95.52 undefined0 undefined-2.55 undefined
2023e89.66 undefined0 undefined-9.18 undefined
202288.83 undefined-67.33 undefined-60.06 undefined
2021125.83 undefined-4.17 undefined5 undefined
2020260.44 undefined-35.78 undefined-52.44 undefined
2019270.22 undefined2.44 undefined-0.33 undefined
2018210.72 undefined9.61 undefined5.72 undefined
2017217.44 undefined-3.44 undefined-6.44 undefined
2016199.37 undefined8.37 undefined3.42 undefined
2015196 undefined18.84 undefined11.53 undefined
2014177.58 undefined12.32 undefined7.05 undefined
2013204.95 undefined8.26 undefined4.32 undefined
2012179.89 undefined4.21 undefined1.84 undefined
2011161.4 undefined-7.6 undefined-5.45 undefined
2010153.55 undefined6.5 undefined3.7 undefined
2009136.67 undefined18.05 undefined11.71 undefined
2008127.95 undefined12.33 undefined6.14 undefined
2007131.05 undefined21.76 undefined13.29 undefined
2006119.24 undefined17.47 undefined5.41 undefined
200572.5 undefined12.25 undefined7.67 undefined
200490.14 undefined12.43 undefined8.29 undefined
2003139.2 undefined4 undefined17.4 undefined

Hallmark Financial Services business model

Hallmark Financial Services Inc. specializes in providing insurance products and services for various industries. It was founded in 1987 by Mark E. Schwarz in Fort Worth, Texas, and is now listed on NASDAQ. The company operates in all 50 US states and aims to be a leading company in the industry, achieving highest customer satisfaction through its services and innovative product range. Hallmark Financial Services Inc. offers a wide range of insurance products for small and medium-sized businesses as well as for individuals, including insurance for commercial customers, professional liability for lawyers and brokers, construction insurance, and other types of insurance. The company is known for its customized services and works closely with its customers to tailor its offerings to their specific needs. It has received numerous awards for its innovative products, customer orientation, and leadership. Overall, Hallmark Financial Services Inc. is a preferred provider of insurance products and services, committed to maximizing customer satisfaction and meeting the specific needs of its clients. Hallmark Financial Services is one of the most popular companies on Eulerpool.com.

Hallmark Financial Services SWOT Analysis

Strengths

1. Strong Financial Position: Hallmark Financial Services Inc boasts a healthy and stable financial position, enabling it to withstand economic uncertainties and invest in growth.

2. Diversified Product Portfolio: The company offers a wide range of insurance solutions, including specialty commercial, personal, and standard commercial lines, which helps it mitigate risks associated with market fluctuations.

3. Well-Established Brand: Hallmark Financial Services Inc has built a reputable brand over the years, known for its expertise, reliable customer service, and innovative insurance solutions.

Weaknesses

1. Limited Geographical Presence: The company primarily operates in selected states within the United States, which restricts its access to potential markets and growth opportunities outside its current locations.

2. Dependence on Reinsurance: Hallmark Financial Services Inc relies heavily on reinsurance arrangements to manage its underwriting risk. Any unfavorable changes in reinsurance terms or availability can impact the company's performance.

3. Customer Concentration: The company's customer base is concentrated among a few key clients, which exposes it to risks associated with client dependencies and potential loss of business if any significant client relationships are severed.

Opportunities

1. Expansion into New Markets: Hallmark Financial Services Inc can explore opportunities to expand its geographical presence and offer its insurance solutions in new regions, thereby tapping into untapped markets and diversifying its revenue streams.

2. Technological Advancements: The company can leverage emerging technologies, such as artificial intelligence and data analytics, to enhance its underwriting capabilities, streamline internal processes, and improve customer experience.

3. Increasing Demand for Specialty Insurance: As businesses become more complex and face unique risks, the demand for specialty insurance products is rising. Hallmark Financial Services Inc can capitalize on this trend by further developing its specialty insurance offerings.

Threats

1. Competitive Market: The insurance industry is highly competitive, with numerous established players and new entrants constantly vying for market share. Hallmark Financial Services Inc faces the risk of losing customers or facing pricing pressures as competitors introduce alternative solutions.

2. Regulatory and Compliance Challenges: The company operates in a heavily regulated industry, requiring strict adherence to various laws and regulations. Non-compliance or changes in regulatory requirements can result in financial penalties and reputational damage.

3. Economic Volatility: Any economic downturn or financial crisis can adversely impact the demand for insurance products and services. Hallmark Financial Services Inc is exposed to the risk of reduced premium volumes and increased claims during such periods.

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Hallmark Financial Services Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Hallmark Financial Services historical P/E ratio, EBIT multiple, and P/S ratio

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Hallmark Financial Services shares outstanding

The number of shares was Hallmark Financial Services in 2023 — This indicates how many shares 1.8 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Hallmark Financial Services earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Hallmark Financial Services's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Hallmark Financial Services’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Hallmark Financial Services's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Hallmark Financial Services stock splits

In Hallmark Financial Services's history, there have been no stock splits.
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Unfortunately, there are currently no price targets and forecasts available for Hallmark Financial Services.

Hallmark Financial Services latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/2023-1.53 -6.43  (-320.26 %)2023 Q3
3/31/2023-4.13 -21.53  (-421.18 %)2023 Q1
12/31/2022-3.67 -16.68  (-354.25 %)2022 Q4
9/30/2022-1.94 -11.3  (-483.08 %)2022 Q3
6/30/2022-2.24 -23.3  (-938.32 %)2022 Q2
3/31/20221.17 -1.8  (-253.45 %)2022 Q1
12/31/2021-0.41 -1.9  (-365.69 %)2021 Q4
9/30/2021-1.02 2.1  (305.88 %)2021 Q3
6/30/20210.82 -1.9  (-332.84 %)2021 Q2
3/31/2021-0.07 0.27  (507.24 %)2021 Q1
1
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3
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5
...
7

Eulerpool ESG Scorecard© for the Hallmark Financial Services stock

Eulerpool World ESG Rating (EESG©)

28/ 100

🌱 Environment

2

👫 Social

45

🏛️ Governance

36

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Hallmark Financial Services shareholders

%
Name
Stocks
Change
Date
20.49692 % Newcastle Capital Management, L.P.373,04407/10/2023
6.55626 % Baird (Brent D)119,32407/10/2023
5.21819 % Schwarz 2012 Family Trust94,97107/10/2023
2.06242 % Schwarz (Mark E)37,53607/10/2023
0.24863 % Berlin (Scott T)4,52507/10/2023
0.02940 % Kenney (Christopher James)53507/10/2023
0 % ETF Architect0-11,1786/30/2024
0 % Advisors Management Group Inc.0-1,0003/31/2023
0 % Simplex Trading, LLC0-2,8733/31/2023
0 % Covestor, Ltd.0-793/31/2023
1
2
3
4
...
5

Hallmark Financial Services Executives and Management Board

Mr. Mark Schwarz

(63)
Hallmark Financial Services Chairman of the Board (since 2001)
Compensation 1.41 M

Mr. Christopher Kenney

(60)
Hallmark Financial Services President, Chief Executive Officer, Chief Financial Officer, Company Secretary
Compensation 752,133

Mr. Mark Pape

(72)
Hallmark Financial Services Independent Director
Compensation 57,750

Mr. Scott Berlin

(53)
Hallmark Financial Services Independent Director
Compensation 54,000

Mr. Doug Slape

(57)
Hallmark Financial Services Independent Director
Compensation 30,917
1

Hallmark Financial Services Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Swiss Re Stock
Swiss Re
SupplierCustomer0,64-0,090,350,710,330,63
1

Most common questions regarding Hallmark Financial Services

What values and corporate philosophy does Hallmark Financial Services represent?

Hallmark Financial Services Inc represents a commitment to excellence and integrity in the insurance industry. With a strong focus on customer satisfaction, Hallmark Financial Services Inc strives to provide innovative and personalized solutions to meet the unique needs of its clients. The company's corporate philosophy centers around collaboration, professionalism, and ethical conduct. By leveraging their expertise and industry knowledge, Hallmark Financial Services Inc aims to deliver value-driven insurance products and services. With a customer-centric approach, Hallmark Financial Services Inc continues to build trust and establish long-term relationships with individuals and businesses alike.

In which countries and regions is Hallmark Financial Services primarily present?

Hallmark Financial Services Inc is primarily present in the United States.

What significant milestones has the company Hallmark Financial Services achieved?

Hallmark Financial Services Inc has achieved several significant milestones throughout its history. One notable milestone for the company was the completion of its initial public offering (IPO) in 1987, which allowed it to expand its reach and attract more investors. Another significant achievement was the company's acquisition of Texas-based American Hallmark Insurance Company in 2000, which helped Hallmark Financial Services Inc solidify its position in the insurance industry. Furthermore, the company's consistent growth and profitability over the years have made it a preferred choice for both individual and institutional investors. Hallmark Financial Services Inc has proven itself as a reputable player in the industry, continuously achieving new milestones and delivering value to its stakeholders.

What is the history and background of the company Hallmark Financial Services?

Hallmark Financial Services Inc is a leading insurance company with a rich history and background. Established in 1987, Hallmark has garnered a strong reputation for providing exceptional insurance coverage and related services. The company offers a comprehensive range of specialty insurance products, including personal and commercial insurance, commercial automobile, general liability, and more. Hallmark aims to meet the diverse insurance needs of individuals and businesses through its innovative and tailored solutions. With a commitment to delivering superior customer service and maintaining strong financial stability, Hallmark Financial Services Inc has become a trusted name in the insurance industry.

Who are the main competitors of Hallmark Financial Services in the market?

The main competitors of Hallmark Financial Services Inc in the market include companies such as State National Companies Inc., AmTrust Financial Services Inc., and National General Holdings Corp. These companies operate in similar sectors and offer products and services that may compete with Hallmark Financial Services Inc. It is important for investors and potential customers to compare the offerings and financial performance of these competitors to make informed decisions.

In which industries is Hallmark Financial Services primarily active?

Hallmark Financial Services Inc is primarily active in the insurance industry.

What is the business model of Hallmark Financial Services?

Hallmark Financial Services Inc operates as a specialty property and casualty insurance company. The company primarily focuses on providing insurance coverage to businesses, industries, and individuals. Hallmark Financial Services Inc offers a range of insurance products and services, including commercial automobile, general liability, commercial property, commercial excess liability, and workers' compensation insurance. With a commitment to superior customer service, Hallmark Financial Services Inc strives to meet the diverse insurance needs of its clients.

What is the P/E ratio of Hallmark Financial Services 2024?

The Hallmark Financial Services P/E ratio is -0.

What is the P/S ratio of Hallmark Financial Services 2024?

The Hallmark Financial Services P/S ratio is 0.

What is the Quality Investing of Hallmark Financial Services?

The Quality Investing for Hallmark Financial Services is 1/10.

What is the revenue of Hallmark Financial Services 2024?

The expected Hallmark Financial Services revenue is 173.84 M USD.

How high is the profit of Hallmark Financial Services 2024?

The expected Hallmark Financial Services profit is -4.64 M USD.

What is the business model of Hallmark Financial Services

Hallmark Financial Services Inc (HFSI) is a diversified insurance company that offers a comprehensive range of products and services to its customers. The company has been operating in the insurance industry for over 30 years and specializes in providing specialty insurance for small and medium-sized businesses (SMEs). HFSI is listed on the NASDAQ exchange under the symbol "HALL." The insurance company operates various business segments such as General Liability, Commercial Property, Commercial Auto, and Workers' Compensation. These divisions offer liability insurance, property insurance, auto insurance, and workers' compensation insurance for SMEs. Additionally, HFSI also offers specialty insurance such as professional liability insurance and environmental insurance. HFSI aims to insure its customers optimally while providing a partnership approach and a high level of service. The offered products and services are developed and provided by an experienced and dedicated insurance team. Through its expertise and consulting services, the company offers its customers individual and tailored solutions. In the General Liability segment, HFSI offers a wide range of liability products tailored to the needs of SMEs. This includes coverage for product damages, property damages, third-party damages, personal and bodily injuries, as well as professional liability insurance. In the Commercial Property segment, HFSI provides comprehensive insurance coverage for businesses, covering damages to buildings, inventory, and other business assets. Additionally, the company offers protection against the consequences of natural disasters such as floods, earthquakes, or similar damaging events. The Commercial Auto segment focuses on insuring fleets and business vehicles. The offered products include liability insurance, comprehensive insurance, accident and health insurance, as well as special insurance for commercial vehicles. In the Workers' Compensation segment, HFSI offers insurance for the coverage of workplace accidents. This includes employer coverage for financial responsibility related to work accidents, occupational diseases, and employee rehabilitation. Overall, HFSI offers a wide range of insurance products tailored to the needs of small and medium-sized businesses. The company emphasizes close collaboration with its customers and benefits from their success by optimizing insurance strategies. HFSI also places a high value on providing its customers with customized insurance solutions that are perfectly tailored to their individual business conditions.

What is the Hallmark Financial Services dividend?

Hallmark Financial Services pays a dividend of 0 USD distributed over payouts per year.

How often does Hallmark Financial Services pay dividends?

The dividend cannot currently be calculated for Hallmark Financial Services or the company does not pay out a dividend.

What is the Hallmark Financial Services ISIN?

The ISIN of Hallmark Financial Services is US40624Q2030.

What is the Hallmark Financial Services WKN?

The WKN of Hallmark Financial Services is A0KDXW.

What is the Hallmark Financial Services ticker?

The ticker of Hallmark Financial Services is HALL.

How much dividend does Hallmark Financial Services pay?

Over the past 12 months, Hallmark Financial Services paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Hallmark Financial Services is expected to pay a dividend of 0 USD.

What is the dividend yield of Hallmark Financial Services?

The current dividend yield of Hallmark Financial Services is .

When does Hallmark Financial Services pay dividends?

Hallmark Financial Services pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Hallmark Financial Services?

Hallmark Financial Services paid dividends every year for the past 0 years.

What is the dividend of Hallmark Financial Services?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Hallmark Financial Services located?

Hallmark Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Hallmark Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Hallmark Financial Services from 12/20/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 12/20/2024.

When did Hallmark Financial Services pay the last dividend?

The last dividend was paid out on 12/20/2024.

What was the dividend of Hallmark Financial Services in the year 2023?

In the year 2023, Hallmark Financial Services distributed 0 USD as dividends.

In which currency does Hallmark Financial Services pay out the dividend?

The dividends of Hallmark Financial Services are distributed in USD.

All fundamentals about Hallmark Financial Services

Our stock analysis for Hallmark Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Hallmark Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.