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Overview
Profile

First Community Bankshares Company

FCBC
US31983A1034
634813

Price

41.10
Today +/-
-1.01
Today %
-2.62 %
P

First Community Bankshares stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the First Community Bankshares stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the First Community Bankshares stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the First Community Bankshares stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze First Community Bankshares's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

First Community Bankshares Stock Price History

DateFirst Community Bankshares Price
10/25/202441.10 undefined
10/24/202442.19 undefined
10/23/202443.05 undefined
10/22/202443.37 undefined
10/21/202442.74 undefined
10/18/202444.03 undefined
10/17/202445.32 undefined
10/16/202445.16 undefined
10/15/202444.02 undefined
10/14/202443.35 undefined
10/11/202443.08 undefined
10/10/202441.43 undefined
10/9/202441.71 undefined
10/8/202441.51 undefined
10/7/202441.29 undefined
10/4/202441.42 undefined
10/3/202441.00 undefined
10/2/202440.96 undefined
10/1/202441.49 undefined
9/30/202443.15 undefined

First Community Bankshares Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into First Community Bankshares, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by First Community Bankshares from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects First Community Bankshares’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of First Community Bankshares. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into First Community Bankshares’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing First Community Bankshares’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on First Community Bankshares’s growth potential.

First Community Bankshares Revenue, EBIT and net profit per share

DateFirst Community Bankshares RevenueFirst Community Bankshares Net Income
2025e167.08 M undefined49.01 M undefined
2024e168.2 M undefined51.99 M undefined
2023174.62 M undefined48.02 M undefined
2022151.5 M undefined46.7 M undefined
2021139.6 M undefined51.2 M undefined
2020143.8 M undefined35.9 M undefined
2019121.7 M undefined38.8 M undefined
2018124.7 M undefined36.3 M undefined
2017119.9 M undefined21.5 M undefined
2016120.2 M undefined25.1 M undefined
2015125.6 M undefined24.4 M undefined
2014136.1 M undefined24.6 M undefined
2013139.6 M undefined22.3 M undefined
2012146.4 M undefined27.5 M undefined
2011129.7 M undefined19.3 M undefined
2010144.1 M undefined21.8 M undefined
200954.2 M undefined-40.9 M undefined
2008113.2 M undefined1.7 M undefined
2007152.4 M undefined29.6 M undefined
2006141.3 M undefined28.9 M undefined
2005131.8 M undefined26.3 M undefined
2004113.4 M undefined22.4 M undefined

First Community Bankshares Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e
23222432536257556066748492879811310310511313114115211354144129146139136125120119124121143139151174168167
--4.359.0933.3365.6316.98-8.06-3.519.0910.0012.1213.519.52-5.4312.6415.31-8.851.947.6215.937.637.80-25.66-52.21166.67-10.4213.18-4.79-2.16-8.09-4.00-0.834.20-2.4218.18-2.808.6315.23-3.45-0.60
----------------------------------------
0000000000000000000000000000000000000000
000000000000000000000000000000000000007270
----------------------------------------
1223557911121315131617192425222628291-4021192722242425213638355146485149
-100.00-50.0066.67-40.0028.5722.229.098.3315.38-13.3323.086.2511.7626.324.17-12.0018.187.693.57-96.55-4,100.00-152.50-9.5242.11-18.529.09-4.17-16.0071.435.56-7.8945.71-9.804.356.25-3.92
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3.34.45.15.18.410.110.110.110.710.610.610.710.610.610.6111111.211.311.311.311.311.114.917.818.720.420.719.518.717.417.116.715.817.817.416.618.0300
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Details

Keystats

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Revenue and Growth

The First Community Bankshares Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the First Community Bankshares is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (k)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                       
000000000000000000000000000000000000
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000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000000
8.59.711.81211.412.112.212.612.319.11818.618.821.725.129.837.43536.948.45556.956.254.764.961.155.852.850.148.145.863.758.5534851.27
000000000000000000000000000000000000
000000000000000000000000000000000000
00000000000001.11.339.32.51.92.13.76.46.45.74.33.52.96.45.27.26.258.57.15.64.215.15
025.46.24.94.54.33.64.125.824.323.424.225.425.817.358.859.260.166.383.284.684.983.1104.9105.5100.7100.595.895.892.7129.6129.6129.6129.6143.95
00000000000000022.400000000000000000000
8.511.717.218.216.316.616.516.216.444.942.3424348.252.2108.898.796.199.1118.4144.6147.9146.8142.1173.3169.5162.9158.5153.1150.1143.5201.8195.2188.2181.8210.37
8.511.717.218.216.316.616.516.216.444.942.3424348.252.2108.898.796.199.1118.4144.6147.9146.8142.1173.3169.5162.9158.5153.1150.1143.5201.8195.2188.2181.8210.37
                                                                       
5.75.71110.910.921.721.72328.87.2999.1101011.411.511.511.511.552.518.118.13737.735.835.721.421.421.41618.417.716.916.218.5
10.610.631313120.220.220.414.636.134.334.335.360.258.6108.1108.3108.6108.8108.8128.5191189.2188.1213.8215.7215.9227.7228.1228.8122.5192.4173.3147.6128.5175.84
7.69.41113.718.123.730.139.346.854.660.369.478.162.679.156.96882.8100.1117.7106.166.881.593.7113125.8141.2155.6170.4180.5195.8219.5237.6264.8293319.9
0-0.7-0.6-0.4-0.4-0.3-3.40.40.41.3-0.5-6.2-1.50.86.852.4-0.80.2-7.3-52.5-13.7-12.2-7.3-1.8-1.1-1.3-1.4-1.5-1.8-1.1-2.4-3-1.6-0.10.18
0000000000000000000000000-13.6-4.3-3.9-0.51-0.30.91.10-15.6-11.13
23.92552.455.259.665.368.683.190.699.2103.1106.5121133.6154.5181.4190.2202.1220.6230.7234.6262.2276.6311.5362.7362.6387.2399.4417.9429.9332.9428.8426.7427.7422503.29
3.84.65.96.26.478.911.811.211.510.413.413.215.915.911.914.316.219.621.527.422.521.320.528.822.826.126.627.327.826.437.536.33532.241.19
00000000000000000000000000000001,000900800700620
000000000000000000000000000000000000
10.212.92524.329.429.336.350.278.555.147.7127.846.2105.891.997.7142.4206.7208.9225.9165.9153.6140.9129.2136.1134.3121.7138.69830.129.41.611.51.91.12
000000000000000000000000000000000000
1417.530.930.535.836.345.26289.766.658.1141.259.4121.7107.8109.6156.7222.9228.5247.4193.3176.1162.2149.7164.9157.1147.8165.2125.357.955.840.138.237.334.842.93
0.50.42.21.73.914.61300000000151515.515.51615.915.716.215.915.916.11815.815.70000000
000000000000000000000000000000000000
0000000000000001800000000000000000000
0.50.42.21.73.914.61300000000331515.515.51615.915.716.215.915.916.11815.815.70000000
14.517.933.132.239.750.958.26289.766.658.1141.259.4121.7107.8142.6171.7238.4244263.4209.2191.8178.4165.6180.8173.2165.818114157.955.840.138.237.334.842.93
38.442.985.587.499.3116.2126.8145.1180.3165.8161.2247.7180.4255.3262.3324361.9440.5464.6494.1443.8454455477.1543.5535.8553580.4558.9487.8388.7468.9464.9465456.8546.22
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of First Community Bankshares provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand First Community Bankshares's financial health and stability.

Assets

First Community Bankshares's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that First Community Bankshares must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of First Community Bankshares after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into First Community Bankshares's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
23557911121315131617192426262628291-382120282325242521363835514648
111111111133332233334555455544345555
00000000000000100100-13-18132000000000000
02143215-128-25-37300-7028-815212195209109115-61012
000-3000000-10-2-73200003175253759401300-2-3
0000000000000000000000001918151198755329
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5678121314191319241723-2234322925353633155854564441584336495645485961
0-10-100-100-20-2-1-3-5-6-7-3-5-15-6-4-3-3-8-2-2-10-2-2-8-3-3-1-2
-150-1-14-14-27-29-37-35046-116-50-10256-129-32-162-109-13099635-14252-1280-7011067491711735-536288
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001-17961628-14-13723566-3562-19-36893-76-25-8-25-25-11-63-2800000000
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13167-3481623002038122-1433-31407488-139-23-53-104-211-131-141-173-128-22-179-87175137-28-404
16159-9-58602122-42146433-13281562115-88-54-37-89-175-81-66-110-95-10-124-5621518310-360
000000-4-5-6-7-7-7-8-8-9-10-11-11-11-12-12-5-7-7-9-10-10-10-10-11-21-15-17-18-18-21
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5.265.367.317.411.4813.513.9219.0313.3217.2223.3815.2122.64-25.5529.325.8721.7821.8129.3321.527.5510.7654.3450.9448.6341.7539.5457.2842.334.0246.9548.2542.6445.1857.8659.06
000000000000000000000000000000000000

First Community Bankshares stock margins

The First Community Bankshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Community Bankshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Community Bankshares.

  • 3 years

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the First Community Bankshares's sales revenue. A higher gross margin percentage indicates that the First Community Bankshares retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the First Community Bankshares's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the First Community Bankshares's total revenue generated. When comparing the revenue margin year over year, investors can gauge the First Community Bankshares's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the First Community Bankshares. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the First Community Bankshares's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

First Community Bankshares Margin History

DateFirst Community Bankshares Profit margin
2025e29.33 %
2024e30.91 %
202327.5 %
202230.83 %
202136.68 %
202024.97 %
201931.88 %
201829.11 %
201717.93 %
201620.88 %
201519.43 %
201418.07 %
201315.97 %
201218.78 %
201114.88 %
201015.13 %
2009-75.46 %
20081.5 %
200719.42 %
200620.45 %
200519.95 %
200419.75 %

First Community Bankshares Stock Sales Revenue, EBIT, Earnings per Share

The First Community Bankshares earnings per share therefore indicates how much revenue First Community Bankshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue First Community Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates First Community Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of First Community Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating First Community Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

First Community Bankshares Revenue, EBIT and net profit per share

DateFirst Community Bankshares Sales per ShareFirst Community Bankshares Earnings per Share
2025e9.15 undefined2.68 undefined
2024e9.21 undefined2.85 undefined
20239.69 undefined2.66 undefined
20229.13 undefined2.81 undefined
20218.02 undefined2.94 undefined
20208.08 undefined2.02 undefined
20197.7 undefined2.46 undefined
20187.47 undefined2.17 undefined
20177.01 undefined1.26 undefined
20166.91 undefined1.44 undefined
20156.72 undefined1.3 undefined
20146.98 undefined1.26 undefined
20136.74 undefined1.08 undefined
20127.18 undefined1.35 undefined
20116.94 undefined1.03 undefined
20108.1 undefined1.22 undefined
20093.64 undefined-2.74 undefined
200810.2 undefined0.15 undefined
200713.49 undefined2.62 undefined
200612.5 undefined2.56 undefined
200511.66 undefined2.33 undefined
200410.04 undefined1.98 undefined

First Community Bankshares business model

First Community Bankshares Inc is an American financial institution based in Bluefield, Virginia. The bank was founded in 1874 under the name Tazewell National Bank and has since had a long history and experience in banking. In 1992, the company was renamed and has been known as First Community Bankshares Inc. The bank primarily operates in Virginia, West Virginia, and North Carolina and currently has over 50 branches. The company places great importance on personal relationships with its customers and offers a variety of financial products and services to meet their needs. The bank strives to provide financial solutions tailored to the individual needs and goals of its customers. First Community Bankshares Inc operates various business segments, including: retail banking, small and medium-sized enterprises, commercial real estate, lending, deposits, cards, and e-services. The retail banking segment includes checking accounts, savings accounts, loans, mortgages, investment portfolios, and financial advisory services. The company also offers loans tailored to the requirements of medical students. A wide range of financial products is offered to small and medium-sized enterprises, including credit lines, leasing, advisory services, and working capital financing. The bank also has extensive experience in providing financing solutions for commercial real estate and offers a wide range of services for commercial real estate, including construction loans, commercial mortgage financing, refinancing, and credit extensions. First Community Bankshares Inc aims to provide its customers with a convenient and secure way to manage their financial affairs. The company offers an extensive range of deposit products, such as checking accounts, savings accounts, and money market deposits. In addition, customers have access to various card services, including debit cards and credit cards with different features. The bank is also involved in online banking and offers various e-services such as online and mobile banking, payment processing, and interactive telephone banking. Customers can access their accounts anytime and anywhere and conveniently manage banking transactions such as transfers and statements. First Community Bankshares Inc strives to maximize the success of its customers by offering them high-quality financial services and products. The bank has a long history in banking, is well diversified, and has a wide range of financial products to meet customers' individual needs and goals. First Community Bankshares is one of the most popular companies on Eulerpool.com.

First Community Bankshares SWOT Analysis

Strengths

First Community Bankshares Inc possesses several significant strengths that contribute to its success in the market. These strengths include:

  • Established Presence: First Community Bankshares Inc has a long-standing reputation and a well-established presence in the banking industry.
  • Strong Financial Performance: The company has consistently delivered positive financial results, demonstrating its financial stability and profitability.
  • Diverse Product Portfolio: First Community Bankshares Inc offers a wide range of banking products and services, catering to the varied needs of its customers.
  • Customer Service: The bank prides itself on providing exceptional customer service, fostering strong relationships with its clients.

Weaknesses

Despite its accomplishments, First Community Bankshares Inc also faces certain weaknesses that it needs to address:

  • Regional Focus: The company's operations are primarily concentrated in specific regions, limiting its market reach in comparison to nationwide banks.
  • Dependency on Interest Rates: First Community Bankshares Inc's profitability is heavily influenced by fluctuations in interest rates, which can impact its earnings.
  • Technological Infrastructure: The bank may need to invest further in improving its technological capabilities to keep up with industry trends and customer demands.

Opportunities

Several potential opportunities exist for First Community Bankshares Inc that could contribute to its future growth:

  • Expansion in Untapped Markets: The company has the potential to expand its operations into new geographic regions, allowing it to reach a broader customer base.
  • Mergers and Acquisitions: First Community Bankshares Inc can explore strategic mergers or acquisitions to gain a competitive edge in the market and expand its market share.
  • Digital Banking: Investing in digital banking solutions can provide the bank with an opportunity to attract tech-savvy customers and enhance operational efficiency.

Threats

First Community Bankshares Inc faces certain threats that could potentially hinder its growth and stability:

  • Competition: The banking industry is highly competitive, with both traditional banks and new fintech companies vying for market share.
  • Economic Downturns: A recession or economic downturn could impact the financial sector, affecting the bank's profitability and loan delinquency rates.
  • Regulatory Environment: Changes in regulations and compliance requirements may increase operational costs and pose challenges for the bank.

First Community Bankshares Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

First Community Bankshares historical P/E ratio, EBIT multiple, and P/S ratio

First Community Bankshares shares outstanding

The number of shares was First Community Bankshares in 2023 — This indicates how many shares 18.027 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue First Community Bankshares earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates First Community Bankshares's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of First Community Bankshares’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating First Community Bankshares's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

First Community Bankshares stock splits

In First Community Bankshares's history, there have been no stock splits.

First Community Bankshares dividend history and estimates

In 2023, First Community Bankshares paid a dividend amounting to 1.16 USD. Dividend means that First Community Bankshares distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for First Community Bankshares provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify First Community Bankshares’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating First Community Bankshares's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

First Community Bankshares Dividend History

DateFirst Community Bankshares Dividend
2025e1.24 undefined
2024e1.24 undefined
20231.16 undefined
20221.12 undefined
20211.04 undefined
20201 undefined
20190.96 undefined
20181.26 undefined
20170.68 undefined
20160.6 undefined
20150.54 undefined
20140.5 undefined
20130.48 undefined
20120.43 undefined
20110.4 undefined
20100.4 undefined
20090.3 undefined
20081.12 undefined
20071.08 undefined
20061.04 undefined
20051.02 undefined
20041 undefined

First Community Bankshares dividend payout ratio

In 2023, First Community Bankshares had a payout ratio of 41.53%. The payout ratio indicates the percentage of the company's profits that First Community Bankshares distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for First Community Bankshares represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for First Community Bankshares could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate First Community Bankshares's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

First Community Bankshares Payout Ratio History

DateFirst Community Bankshares Payout ratio
2025e40.04 %
2024e38.87 %
202341.53 %
202239.72 %
202135.37 %
202049.5 %
201939.02 %
201858.06 %
201754.4 %
201641.38 %
201541.54 %
201439.68 %
201344.44 %
201231.85 %
201138.83 %
201032.52 %
2009-10.91 %
2008746.67 %
200741.22 %
200640.47 %
200543.78 %
200450.51 %
Unfortunately, there are currently no price targets and forecasts available for First Community Bankshares.

First Community Bankshares latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.71 0.71  (-0.56 %)2024 Q3
6/30/20240.6 0.71  (17.98 %)2024 Q2
3/31/20240.61 0.71  (16.01 %)2024 Q1
12/31/20230.68 0.66  (-3.42 %)2023 Q4
9/30/20230.67 0.79  (17.35 %)2023 Q3
6/30/20230.72 0.55  (-24.05 %)2023 Q2
3/31/20230.67 0.72  (6.95 %)2023 Q1
12/31/20220.8 0.77  (-3.22 %)2022 Q4
3/31/20220.58 0.56  (-3.68 %)2022 Q1
12/31/20210.69 0.62  (-10.61 %)2021 Q4
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Eulerpool ESG Scorecard© for the First Community Bankshares stock

Eulerpool World ESG Rating (EESG©)

23/ 100

🌱 Environment

2

👫 Social

51

🏛️ Governance

16

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Community Bankshares shareholders

%
Name
Stocks
Change
Date
8.21442 % Preservati (Richard G & N Karen)1,500,77502/26/2024
7.46438 % BlackRock Institutional Trust Company, N.A.1,363,743102,86312/31/2023
5.28712 % Dimensional Fund Advisors, L.P.965,9565,44612/31/2023
4.49973 % H. P. & Anne S. Hunnicutt Foundation822,10002/26/2024
4.43960 % The Vanguard Group, Inc.811,11524,24012/31/2023
3.25934 % Systematic Financial Management, L.P.595,481-25,06712/31/2023
2.25604 % State Street Global Advisors (US)412,17918,18312/31/2023
1.97238 % Geode Capital Management, L.L.C.360,3548,22012/31/2023
1.14859 % Stafford (William P II)209,8471,4192/26/2024
0.85722 % Sarver (M Adam)156,6144342/26/2024
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5
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First Community Bankshares Executives and Management Board

Mr. Gary Mills
First Community Bankshares President and Director; President and Chief Executive Officer of First Community Bank (since 2006)
Compensation 1.26 M
Mr. William Stafford59
First Community Bankshares Chairman of the Board, Chief Executive Officer (since 1994)
Compensation 970,489
Mr. David Brown48
First Community Bankshares Chief Financial Officer of Corporation and of First Community Bank
Compensation 615,478
Mr. Jason Belcher46
First Community Bankshares Chief Operating Officer of Corporation and of First Community Bank
Compensation 603,053
Ms. Sarah Harmon41
First Community Bankshares Chief Administrative Officer, General Counsel and Company Secretary of Corporation and of First Community Bank
Compensation 546,639
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Most common questions regarding First Community Bankshares

What values and corporate philosophy does First Community Bankshares represent?

First Community Bankshares Inc represents strong values and a robust corporate philosophy focused on serving its community and customers with integrity and dedication. The company prioritizes providing exceptional financial services while maintaining a commitment to honesty, trust, and personalized customer care. First Community Bankshares Inc believes in building long-term relationships and delivering innovative solutions tailored to the specific needs of its clients. With a customer-centric approach and a focus on local economies, First Community Bankshares Inc strives to contribute positively to the growth and prosperity of the communities it serves.

In which countries and regions is First Community Bankshares primarily present?

First Community Bankshares Inc primarily operates in the United States. With headquarters in Bluefield, Virginia, the company's subsidiary, First Community Bank, offers a wide range of financial services to individuals and businesses throughout its network of branches in various regions. Serving customers in Virginia, North Carolina, West Virginia, and the surrounding areas, First Community Bankshares Inc maintains a strong presence in these states. As a community-oriented bank, the company strives to meet the needs of the local communities it serves by providing personalized banking solutions and fostering economic growth within its regions of operation.

What significant milestones has the company First Community Bankshares achieved?

First Community Bankshares Inc has achieved several significant milestones throughout its existence. Since its establishment, the company has successfully expanded its reach and diversified its operations. Notable achievements include consistent growth in assets and deposits, expansion into new markets, successful acquisitions of other financial institutions, and maintaining a strong financial position. The company's commitment to excellent customer service and community involvement has also contributed to its success. Increasing its market presence and delivering value to its shareholders remains a priority for First Community Bankshares Inc.

What is the history and background of the company First Community Bankshares?

First Community Bankshares Inc is a reputable financial institution with a rich history and strong background. Founded in 1874, the company has grown to become a trusted provider of banking services across various communities. Over the years, the bank has continuously adapted to the changing financial landscape, expanding its offerings and embracing innovative technology to better serve its customers. First Community Bankshares Inc has demonstrated a commitment to fostering relationships, providing personalized solutions, and contributing to local economies. With a solid foundation built on experience and customer-centric approach, First Community Bankshares Inc remains an influential player in the banking sector.

Who are the main competitors of First Community Bankshares in the market?

The main competitors of First Community Bankshares Inc in the market include Wells Fargo & Company, BB&T Corporation, and SunTrust Banks, Inc.

In which industries is First Community Bankshares primarily active?

First Community Bankshares Inc is primarily active in the banking and financial services industry.

What is the business model of First Community Bankshares?

The business model of First Community Bankshares Inc. revolves around providing banking and financial services to individuals and businesses. As a community bank, First Community Bankshares Inc. focuses on establishing long-term relationships with its customers by offering a wide range of products and services, including personal and business bank accounts, loans, mortgages, wealth management, and investment services. With a strong emphasis on personalized customer service and community involvement, First Community Bankshares Inc. aims to meet the financial needs of its local communities and create value for its shareholders.

What is the P/E ratio of First Community Bankshares 2024?

The First Community Bankshares P/E ratio is 14.25.

What is the P/S ratio of First Community Bankshares 2024?

The First Community Bankshares P/S ratio is 4.4.

What is the Quality Investing of First Community Bankshares?

The Quality Investing for First Community Bankshares is 4/10.

What is the revenue of First Community Bankshares 2024?

The expected First Community Bankshares revenue is 168.2 M USD.

How high is the profit of First Community Bankshares 2024?

The expected First Community Bankshares profit is 51.99 M USD.

What is the business model of First Community Bankshares

The First Community Bankshares Inc is a financial holding company that owns various banks and financial institutions in Virginia, West Virginia, North Carolina, and Tennessee. Its business model is based on a broad portfolio of financial products and services such as deposits, loans, mortgages, investment funds, asset management, insurance products, and many more. The First Community Bankshares Inc offers a wide range of financial products and services that meet the needs of private and business customers. The business model is based on the idea that the banks and financial institutions of the First Community Bankshares Inc provide expert advice to their customers and offer them tailored solutions for their financial needs. The company places great importance on personal care and advice to ensure long-term customer loyalty. The main division of the First Community Bankshares Inc is traditional banking. This includes deposit products such as checking accounts, savings accounts, and investment accounts, as well as credit products such as personal loans, mortgages, and business loans. Another important area is wealth accumulation, where the First Community Bankshares Inc offers its customers customized investment products and asset management strategies. The First Community Bankshares Inc also has an extensive range of insurance products, including life and health insurance, tailored to the needs of its customers. In addition, the company also offers retirement and pension planning, as well as real estate and tax advisory services. As part of its business model, the First Community Bankshares Inc also utilizes modern technologies and digital tools to enable its customers to easily and seamlessly use its products and services. This includes online and mobile banking, electronic payment systems, ATMs, and electronic transfers. In summary, the First Community Bankshares Inc offers a broad portfolio of financial products and services for individual customers, small businesses, and medium-sized companies. The business model is based on personal and expert advice as well as state-of-the-art technology. The First Community Bankshares Inc has a robust infrastructure that allows it to quickly and effectively respond to the needs of its customers and help them achieve their financial goals and plans.

What is the First Community Bankshares dividend?

First Community Bankshares pays a dividend of 1.12 USD distributed over payouts per year.

How often does First Community Bankshares pay dividends?

The dividend cannot currently be calculated for First Community Bankshares or the company does not pay out a dividend.

What is the First Community Bankshares ISIN?

The ISIN of First Community Bankshares is US31983A1034.

What is the First Community Bankshares WKN?

The WKN of First Community Bankshares is 634813.

What is the First Community Bankshares ticker?

The ticker of First Community Bankshares is FCBC.

How much dividend does First Community Bankshares pay?

Over the past 12 months, First Community Bankshares paid a dividend of 1.16 USD . This corresponds to a dividend yield of about 2.82 %. For the coming 12 months, First Community Bankshares is expected to pay a dividend of 1.24 USD.

What is the dividend yield of First Community Bankshares?

The current dividend yield of First Community Bankshares is 2.82 %.

When does First Community Bankshares pay dividends?

First Community Bankshares pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of First Community Bankshares?

First Community Bankshares paid dividends every year for the past 22 years.

What is the dividend of First Community Bankshares?

For the upcoming 12 months, dividends amounting to 1.24 USD are expected. This corresponds to a dividend yield of 3.01 %.

In which sector is First Community Bankshares located?

First Community Bankshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Community Bankshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Community Bankshares from 11/22/2024 amounting to 0.31 USD, you needed to have the stock in your portfolio before the ex-date on 11/8/2024.

When did First Community Bankshares pay the last dividend?

The last dividend was paid out on 11/22/2024.

What was the dividend of First Community Bankshares in the year 2023?

In the year 2023, First Community Bankshares distributed 1.12 USD as dividends.

In which currency does First Community Bankshares pay out the dividend?

The dividends of First Community Bankshares are distributed in USD.

All fundamentals about First Community Bankshares

Our stock analysis for First Community Bankshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Community Bankshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.