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Overview
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Sparebank 1 Helgeland stock

HELG.OL
NO0010029804
593137

Price

138.98 NOK
Today +/-
+0.51 NOK
Today %
+4.40 %
P

Sparebank 1 Helgeland stock price

NOK
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Sparebank 1 Helgeland stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Sparebank 1 Helgeland stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Sparebank 1 Helgeland stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Sparebank 1 Helgeland's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Sparebank 1 Helgeland Stock Price History

DateSparebank 1 Helgeland Price
10/2/2024138.98 NOK
10/1/2024133.00 NOK
9/30/2024136.00 NOK
9/27/2024137.00 NOK
9/26/2024136.00 NOK
9/25/2024133.00 NOK
9/24/2024137.00 NOK
9/23/2024134.00 NOK
9/20/2024133.00 NOK
9/19/2024135.48 NOK
9/18/2024135.22 NOK
9/17/2024135.00 NOK
9/16/2024136.50 NOK
9/13/2024133.84 NOK
9/12/2024133.00 NOK
9/11/2024137.00 NOK
9/10/2024137.00 NOK
9/9/2024135.02 NOK
9/6/2024133.00 NOK
9/5/2024132.00 NOK
9/4/2024130.98 NOK

Sparebank 1 Helgeland Revenue, EBIT, Net Income

  • 3 years

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Sparebank 1 Helgeland, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Sparebank 1 Helgeland from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Sparebank 1 Helgeland’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Sparebank 1 Helgeland. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Sparebank 1 Helgeland’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Sparebank 1 Helgeland’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Sparebank 1 Helgeland’s growth potential.

Sparebank 1 Helgeland Revenue, EBIT and net profit per share

DateSparebank 1 Helgeland RevenueSparebank 1 Helgeland Net Income
2026e1.24 B NOK424.81 M NOK
2025e1.23 B NOK424.81 M NOK
2024e1.26 B NOK436.09 M NOK
20232.17 B NOK374 M NOK
20221.45 B NOK345 M NOK
2021958 M NOK149 M NOK
20201.28 B NOK250.6 M NOK
20191.27 B NOK223.1 M NOK
20181.12 B NOK104.5 M NOK
20171.06 B NOK198.1 M NOK
20161.15 B NOK255.3 M NOK
20151.07 B NOK156.2 M NOK
20141.26 B NOK180.2 M NOK
20131.18 B NOK144.9 M NOK
20121.09 B NOK92.1 M NOK
2011969 M NOK93 M NOK
2010917 M NOK152 M NOK
2009857 M NOK99 M NOK
20081.22 B NOK128 M NOK
2007954 M NOK191 M NOK
2006679.7 M NOK116.5 M NOK
2005579.3 M NOK34.6 M NOK
2004337.9 M NOK15.3 M NOK

Sparebank 1 Helgeland Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B NOK)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M NOK)EBIT (M NOK)EBIT MARGIN (%)NET INCOME (M NOK)NET INCOME GROWTH (%)DIV. (NOK)DIV. GROWTH (%)SHARES (M)DOCUMENTS
2000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.380.490.520.460.340.580.680.951.220.860.920.971.091.181.261.071.151.061.121.271.280.961.452.171.261.231.24
-28.765.74-10.85-26.7471.8117.2740.5027.57-29.587.005.6712.907.866.69-15.097.67-7.735.5613.650.63-25.2750.9450.28-42.06-1.990.65
---------------------------
000000000000000000000000000
000000000000000000000000789747744
---------------------------
203412-641534116191128991529392144180156255198104223250149345374436424424
-70.00-64.71-633.33-123.44126.67241.1864.66-32.98-22.6653.54-38.82-1.0856.5225.00-13.3363.46-22.35-47.47114.4212.11-40.40131.548.4116.58-2.75-
---------------------------
---------------------------
0.70.70.70.76.78.18.18.18.98.918.818.818.818.818.818.82121212121272726.97000
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Details

Keystats

Revenue and Growth

The Sparebank 1 Helgeland Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Sparebank 1 Helgeland is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M NOK)RECEIVABLES (M NOK)OTHER REC. (M NOK)INVENTORIES (M NOK)OTHER CURRENT LIAB. (M NOK)CURRENT ASSETS (M NOK)TANGIBLE ASSETS (M NOK)LONG-T. INVEST. (M NOK)LONG-T. REC. (M NOK)INTANGIBLE ASSETS (M NOK)GOODWILL (M NOK)OTHER NON-CURRENT ASSETS (M NOK)NON-CURRENT ASSETS (M NOK)TOTAL ASSETS (M NOK)LIABILITIESCOMMON STOCK (M NOK)ADDITIONAL PAID-IN CAPITAL (B NOK)RETAINED EARNINGS (B NOK)OTHER EQUITY (B NOK)UNREAL. GAINS/LOSSES (M NOK)EQUITY (B NOK)LIABILITIES (B NOK)PROVISIONS (M NOK)OTHER SHORT-TERM LIAB. (M NOK)SHORT-TERM DEBTS (M NOK)LONG-TERM DEBT PORTION (M NOK)SHORT-TERM REC. (B NOK)LONG-T. LIAB. (B NOK)DEFERRED TAXES (M NOK)OTHER LIAB. (M NOK)LONG-T. LIABILITIES (B NOK)DEBT (B NOK)TOTAL CAPITAL (B NOK)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                             
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
00000000000000000000000
3026040132766560747373195808692123141133173118153209250
0016136495001541591541531552352673153423823790144146142
00000000000000000000000
004701000000000000000605039
00000000000000000000444444
1520452838443240614251691130371415151226142629
45461088123521597100289274278417246351396452498530564144415475504
45461088123521597100289274278417246351396452498530564144415475504
                                             
505050269321321321348220935935935187188188208208207208209270268266
0.010.010.01000000.130.10.10.10.850.850.850.970.970.970.970.971.511.511.51
0000.290.790.91.051.141.110.520.540.590.710.80.921.131.241.31.472.151.491.621.73
0000000000.020.020.060.10.10.10.560.440.40.480.451.341.511.54
3143252640000096918610715224128133542444043938212718
0.370.390.320.561.111.221.371.481.561.661.681.81.992.182.333.213.293.323.563.824.624.935.05
00000000000000000000025.130
4353390109320000000032272426621271023733
00002250000000063706930706341118148
000000000000000000000580
37537540200000000000000000000
0.420.430.4400.110.06000000000.10.10.090.060.130.190.1425.340.18
1.171.691.482.273.763.654.535.795.87.189.2310.5110.079.6610.079.5611.1512.0110.799.8710.727.986.48
000001700000000000000000
524860242349167243214269203227243247287195959584729487117143
1.221.731.542.524.113.844.786.016.077.389.4510.7610.329.9510.269.6511.2512.0910.869.9610.818.096.63
1.642.161.982.524.223.894.786.016.077.389.4510.7610.329.9510.369.7511.3412.1510.9910.1510.9533.436.81
2.012.552.33.075.335.116.147.497.639.0411.1312.5512.3112.1312.6912.9614.6215.4714.5513.9715.5838.3711.86
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Sparebank 1 Helgeland provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Sparebank 1 Helgeland's financial health and stability.

Assets

Sparebank 1 Helgeland's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Sparebank 1 Helgeland must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Sparebank 1 Helgeland after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Sparebank 1 Helgeland's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M NOK)DEPRECIATION (M NOK)DEFERRED TAXES (M NOK)CHANGES IN WORKING CAPITAL (B NOK)NON-CASH ITEM (M NOK)PAID INTEREST (M NOK)PAID TAXES (M NOK)NET CASH FLOW FROM OPERATING ACTIVITIES (B NOK)CAPITAL EXPENDITURES (M NOK)CASH FLOW FROM INVESTING ACTIVITIES (M NOK)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M NOK)INTEREST INCOME AND EXPENSES (M NOK)NET DEBT CHANGE (B NOK)NET CHANGE IN EQUITY (M NOK)CASH FLOW FROM FINANCING ACTIVITIES (B NOK)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M NOK)TOTAL DIVIDENDS PAID (M NOK)NET CHANGE IN CASH FLOW (M NOK)FREE CASH FLOW (M NOK)SHARE-BASED COMPENSATION (M NOK)
200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
284819-660000177133201133172266283000000000
1111109000012131719202117000000000
000000000000000000000000
-0.38-0.4-0.550.150.251.310.24-0.59-0.470.29-0.91-0.95-1.360.66-0.07-0.370.12-1.15-0.71.740.28-0.3641.84
13111500003634232727324411071412711460-89-7230
000000000000000225171178188274169100229320
00000000493449404873675257657276616349134
-0.34-0.34-0.510.110.251.310.24-0.59-0.240.47-0.67-0.78-1.140.980.28-0.260.13-1.14-0.581.850.34-0.453.931.87
-16-7-6-5-9000-9-27-53-98-41-9-15-20-30-31-9-90-21-162-99-64
-142-11-3543-97712-520-622-951-1,118-163-731659-38-17-89739-702-177-260
-126-4-294907712-511-595-898-1,020-122-64312539-7-81760-540-78-196
000000000000000000000000
0.50.580.520.0800001.260.011.382.011.27-0.55-0.180.36-0.061.40.87-1.15-0.980.86-2.82-1.52
0000000000000000150000059500
0.490.370.53-0.03-0.12-0.65-0.690.661.22-0.011.371.961.24-0.57-0.220.08-0.141.130.59-1.47-1.221.39-3.17-2.2
-5-20116-108-121-648-6896620000000-235-181-192-199-287-184-8-246-348
-1-3-600000-37-18-7-51-35-24-41-48-52-78-83-33-56-65-108-329
1017-16120114739-44671463-161-25070-6433672-1771-51-8295-143234584-589
-356.1-348.7-517.4102.4235.51,310.5240.9-593-249446-723-873-1,177973264-283100-1,170-5851,760321-6123,8331,803
000000000000000000000000

Sparebank 1 Helgeland stock margins

The Sparebank 1 Helgeland margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Sparebank 1 Helgeland. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Sparebank 1 Helgeland.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Sparebank 1 Helgeland's sales revenue. A higher gross margin percentage indicates that the Sparebank 1 Helgeland retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Sparebank 1 Helgeland's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Sparebank 1 Helgeland's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Sparebank 1 Helgeland's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Sparebank 1 Helgeland. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Sparebank 1 Helgeland's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Sparebank 1 Helgeland Margin History

DateSparebank 1 Helgeland Profit margin
2026e34.2 %
2025e34.43 %
2024e34.64 %
202317.21 %
202223.86 %
202115.55 %
202019.55 %
201917.51 %
20189.32 %
201718.65 %
201622.18 %
201514.61 %
201414.31 %
201312.28 %
20128.42 %
20119.6 %
201016.58 %
200911.55 %
200810.52 %
200720.02 %
200617.14 %
20055.97 %
20044.53 %

Sparebank 1 Helgeland Stock Sales Revenue, EBIT, Earnings per Share

The Sparebank 1 Helgeland earnings per share therefore indicates how much revenue Sparebank 1 Helgeland has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Sparebank 1 Helgeland earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Sparebank 1 Helgeland's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Sparebank 1 Helgeland’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Sparebank 1 Helgeland's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Sparebank 1 Helgeland Revenue, EBIT and net profit per share

DateSparebank 1 Helgeland Sales per ShareSparebank 1 Helgeland Earnings per Share
2026e46.02 NOK15.74 NOK
2025e45.73 NOK15.74 NOK
2024e46.65 NOK16.16 NOK
202380.57 NOK13.87 NOK
202253.56 NOK12.78 NOK
202135.48 NOK5.52 NOK
202061.05 NOK11.93 NOK
201960.67 NOK10.62 NOK
201853.38 NOK4.98 NOK
201750.57 NOK9.43 NOK
201654.81 NOK12.16 NOK
201556.86 NOK8.31 NOK
201466.97 NOK9.59 NOK
201362.77 NOK7.71 NOK
201258.19 NOK4.9 NOK
201151.54 NOK4.95 NOK
201048.78 NOK8.09 NOK
200996.29 NOK11.12 NOK
2008136.74 NOK14.38 NOK
2007117.78 NOK23.58 NOK
200683.91 NOK14.38 NOK
200571.52 NOK4.27 NOK
200450.43 NOK2.28 NOK

Sparebank 1 Helgeland business model

Sparebank 1 Helgeland is a bank in Norway that was founded in 1823 and is headquartered in Mosjøen. The bank is a subsidiary of the Sparebank 1 Alliance, a network of 14 independent regional banks that together act as the country's largest financial group. The history of Sparebank 1 Helgeland dates back to the 19th century, when local trade and craft businesses joined together to promote their economic interests. The necessary investments required the establishment of a financial institution, which eventually led to the founding of the bank. Sparebank 1 Helgeland's business model is based on the cooperative principle, meaning that the bank is owned by its customers. Members have the right to participate in decision-making and receive an annual dividend based on the bank's profits. Sparebank 1 Helgeland provides a range of banking and financial services, including savings products, loans, insurance, and asset management. The bank employs a variety of experts to advise and support its customers in all financial matters. The products offered by the bank include checking accounts, savings accounts, investment funds, credit cards, and mortgage financing. In addition, the bank also offers specialized services such as leasing, factoring, and foreign exchange trading. An important division of the bank is its lending business. Sparebank 1 Helgeland provides both personal loans and business loans to small and medium-sized enterprises. To ensure that the loans are tailored to the needs of the customers, the bank's advisors conduct comprehensive analyses and develop individual credit and financing solutions. Another important part of the bank's business is asset management. Sparebank 1 Helgeland has its own department for asset management, offering customized solutions for the investment and preservation of its customers' wealth. The bank also advocates for sustainability and places special emphasis on investing in environmentally conscious and socially responsible companies. Sparebank 1 Helgeland has set clear goals in the field of sustainability and strives to continuously improve in this area. Overall, Sparebank 1 Helgeland has established itself as an important institution in Norway's banking landscape over the years. The bank's focus on the cooperative principle and customer orientation has made it a strong partner for private and commercial customers. With its comprehensive range of products and services, as well as its commitment to sustainability and social responsibility, it will continue to play an important role in the future. Sparebank 1 Helgeland is one of the most popular companies on Eulerpool.com.

Sparebank 1 Helgeland SWOT Analysis

Strengths

Sparebank 1 Helgeland has a strong reputation for providing banking services in the Helgeland region. The bank is known for its robust financial position and stable operations. It has a loyal customer base and a well-established branch network.

Weaknesses

The bank faces the challenge of limited market presence outside of the Helgeland region. This restricts its ability to compete with larger national or international banks. Additionally, it may have a limited range of products and services compared to larger competitors.

Opportunities

Sparebank 1 Helgeland can explore opportunities for expansion by targeting new customer segments or entering new geographic areas. It can leverage its strong customer relationships and regional expertise to offer specialized products or services. Additionally, technological advancements present opportunities for digital banking solutions and improved operational efficiency.

Threats

The bank faces threats from increasing competition within the banking industry. The emergence of digital-only banks and fintech startups can disrupt traditional banking models. Economic downturns or regulatory changes may also impact the bank's profitability and growth prospects.

Sparebank 1 Helgeland Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Sparebank 1 Helgeland historical P/E ratio, EBIT multiple, and P/S ratio

Sparebank 1 Helgeland shares outstanding

The number of shares was Sparebank 1 Helgeland in 2023 — This indicates how many shares 26.969 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Sparebank 1 Helgeland earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Sparebank 1 Helgeland's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Sparebank 1 Helgeland’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Sparebank 1 Helgeland's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Sparebank 1 Helgeland stock splits

In Sparebank 1 Helgeland's history, there have been no stock splits.

Sparebank 1 Helgeland dividend history and estimates

In 2023, Sparebank 1 Helgeland paid a dividend amounting to 10.26 NOK. Dividend means that Sparebank 1 Helgeland distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for Sparebank 1 Helgeland provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Sparebank 1 Helgeland’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Sparebank 1 Helgeland's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Sparebank 1 Helgeland Dividend History

DateSparebank 1 Helgeland Dividend
2026e10.73 NOK
2025e10.74 NOK
2024e10.7 NOK
202310.26 NOK
20223.19 NOK
20213.08 NOK
20202.7 NOK
20191.6 NOK
20184 NOK
20173.75 NOK
20162.75 NOK
20152.5 NOK
20141.8 NOK
20131.3 NOK
20121.9 NOK
20112.75 NOK
20101.17 NOK
20092.67 NOK
20086.16 NOK
20074.59 NOK
20062.5 NOK
20052.2 NOK

Sparebank 1 Helgeland dividend payout ratio

In 2023, Sparebank 1 Helgeland had a payout ratio of 34.47%. The payout ratio indicates the percentage of the company's profits that Sparebank 1 Helgeland distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Sparebank 1 Helgeland represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Sparebank 1 Helgeland could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Sparebank 1 Helgeland's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Sparebank 1 Helgeland Payout Ratio History

DateSparebank 1 Helgeland Payout ratio
2026e35.17 %
2025e32.62 %
2024e38.42 %
202334.47 %
202224.97 %
202155.81 %
202022.63 %
201915.07 %
201880.32 %
201739.77 %
201622.62 %
201530.11 %
201418.8 %
201316.88 %
201238.84 %
201155.64 %
201014.49 %
200923.97 %
200842.86 %
200719.47 %
200617.38 %
200551.62 %
200434.47 %
Unfortunately, there are currently no price targets and forecasts available for Sparebank 1 Helgeland.

Sparebank 1 Helgeland latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20244.13 NOK3.98 NOK (-3.66 %)2024 Q2
3/31/20244.06 NOK4.1 NOK (1 %)2024 Q1
12/31/20234.01 NOK2.8 NOK (-30.24 %)2023 Q4
9/30/20234.07 NOK3.8 NOK (-6.71 %)2023 Q3
6/30/20233.91 NOK4.12 NOK (5.27 %)2023 Q2
3/31/20234.13 NOK4.1 NOK (-0.83 %)2023 Q1
12/31/20223.29 NOK4.9 NOK (48.96 %)2022 Q4
9/30/20222.75 NOK2.6 NOK (-5.42 %)2022 Q3
6/30/20222.41 NOK2 NOK (-17.03 %)2022 Q2
3/31/20222.32 NOK3.3 NOK (42.52 %)2022 Q1
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Sparebank 1 Helgeland shareholders

%
Name
Stocks
Change
Date
7.92688 % Pareto Invest AS2,139,108012/31/2023
5.93111 % Nordea Funds Oy1,600,540-313,50112/31/2023
4.88233 % Eika Kapitalforvaltning AS1,317,52116,65412/31/2023
28.12222 % Sparebankstiftelsen Helgeland7,588,922012/31/2023
20.00083 % SpareBank1 Nord-Norge5,397,325012/31/2023
2.07902 % Borea Asset Management AS561,035012/31/2023
1.44865 % Helgeland Kraft AS (Pre-Merger)390,925012/31/2023
1.43929 % MP Pensjon388,399012/31/2023
1.32118 % KLP Forsikring356,528012/31/2023
1.10452 % Nordea Investment Management AB (Denmark)298,06102/29/2024
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Most common questions regarding Sparebank 1 Helgeland

What values and corporate philosophy does Sparebank 1 Helgeland represent?

Sparebank 1 Helgeland represents strong values and a solid corporate philosophy. As a financial institution, they prioritize integrity, trust, and customer satisfaction. With a long-standing history in the Helgeland region, the bank is deeply committed to supporting the local community and helping individuals and businesses achieve their financial goals. By providing personalized banking services and fostering long-term relationships, Sparebank 1 Helgeland strives to be a reliable partner for its customers. Through responsible and sustainable practices, the bank aims to contribute to the growth and development of their customers and the region as a whole while maintaining their position as a trusted and respected financial institution.

In which countries and regions is Sparebank 1 Helgeland primarily present?

Sparebank 1 Helgeland primarily operates in Norway and is focused on providing banking services to individuals and businesses in the Helgeland region.

What significant milestones has the company Sparebank 1 Helgeland achieved?

Sparebank 1 Helgeland has achieved several significant milestones in its history. Established in 1848, the bank has successfully served the Helgeland region of Norway for over 170 years. Over the years, Sparebank 1 Helgeland has expanded its range of financial services and products, ensuring the financial well-being of its customers. The bank has consistently prioritized customer satisfaction, providing personalized and innovative solutions. Moreover, Sparebank 1 Helgeland has established a strong reputation for its commitment to corporate social responsibility, actively contributing to the development of the local community. By maintaining a steadfast focus on delivering exceptional financial services, Sparebank 1 Helgeland continues to excel in the banking sector.

What is the history and background of the company Sparebank 1 Helgeland?

Sparebank 1 Helgeland is a Norwegian financial institution with a rich history and strong background. Established in 1855, it has been serving the local community of Helgeland for over 160 years. The bank is known for its customer-centric approach and commitment to providing personalized financial solutions. Sparebank 1 Helgeland has played a significant role in promoting economic growth in the region by offering a comprehensive range of banking services, including savings accounts, loans, insurance, and investment products. With its strong focus on community development and long-standing financial expertise, Sparebank 1 Helgeland continues to be a trusted partner for individuals and businesses in the Helgeland area.

Who are the main competitors of Sparebank 1 Helgeland in the market?

The main competitors of Sparebank 1 Helgeland in the market include other regional banks and financial institutions operating in the Helgeland region of Norway. Some of its notable competitors are Sparebank 1 Nord-Norge, DNB Bank, Nordea Bank, and Handelsbanken.

In which industries is Sparebank 1 Helgeland primarily active?

Sparebank 1 Helgeland is primarily active in the banking and financial services industry.

What is the business model of Sparebank 1 Helgeland?

The business model of Sparebank 1 Helgeland is focused on providing banking and financial services to individuals, businesses, and organizations in the Helgeland region of Norway. As a local bank, they aim to support the economic growth and development of the community by offering a wide range of products and services, including loans, savings accounts, insurance, and investment options. Sparebank 1 Helgeland emphasizes personalized customer service and strives to build long-term relationships with its clients. By catering to the specific needs of the local market, the bank aims to contribute to the financial well-being of individuals and businesses in the Helgeland region.

What is the P/E ratio of Sparebank 1 Helgeland 2024?

The Sparebank 1 Helgeland P/E ratio is 8.59.

What is the P/S ratio of Sparebank 1 Helgeland 2024?

The Sparebank 1 Helgeland P/S ratio is 2.98.

What is the AlleAktien quality score of Sparebank 1 Helgeland?

The AlleAktien quality score for Sparebank 1 Helgeland is 5/10.

What is the revenue of Sparebank 1 Helgeland 2024?

The expected Sparebank 1 Helgeland revenue is 1.26 B NOK.

How high is the profit of Sparebank 1 Helgeland 2024?

The expected Sparebank 1 Helgeland profit is 436.09 M NOK.

What is the business model of Sparebank 1 Helgeland

Sparebank 1 Helgeland is a Norwegian bank that offers its customers a wide range of standard and premium services. The company is headquartered in Mo i Rana and has 17 branches in the Helgeland region. The business model of Sparebank 1 Helgeland is based on the principle of being an all-financial service provider. This means that the bank offers not only traditional banking services such as deposits, loans, payment solutions, and cards, but also insurance, asset management, retirement solutions, foreign exchange and money market transactions, stock trading, and issuance services. The bank works closely with other companies in the Sparebank 1 group to offer its customers a wider range of financial products. Sparebank 1 Helgeland is one of 14 independent regional banks that are part of Norway's largest banking group - Sparebank 1 Gruppen. The bank offers various deposit products such as savings accounts, checking accounts, and children's accounts. The credit products include personal loans, auto and boat loans, housing loans, and agricultural loans. Sparebank 1 Helgeland collaborates with other banks to offer mortgages and loans to its customers at more favorable conditions. The bank's insurance spectrum includes life insurance, health insurance, car insurance, property insurance, legal expenses insurance, household insurance, business insurance, and animal insurance. The asset management services include securities portfolios, investment funds, and specialized asset management. In addition, the bank offers various online and mobile banking solutions. Customers can manage their accounts online, submit loan applications, and carry out transactions. The bank also offers mobile apps for iPhone and Android that allow customers to access their accounts from anywhere. Sparebank 1 Helgeland has a strong presence in agriculture. The company offers special services to meet the needs of farmers. The bank provides special loans for investments in agriculture as well as consulting services for agricultural businesses. The company supports local initiatives in the Helgeland region and is a major supporter of local communities. Sparebank 1 Helgeland participates in numerous events and fundraising activities that aim to improve the lives of people in the region. Overall, the business model of Sparebank 1 Helgeland is focused on providing comprehensive and customer-oriented services. The bank offers a wide range of financial products and services for everyday life and specifically caters to the needs of special target groups such as farmers and local communities.

What is the Sparebank 1 Helgeland dividend?

Sparebank 1 Helgeland pays a dividend of 3.19 NOK distributed over payouts per year.

How often does Sparebank 1 Helgeland pay dividends?

The dividend cannot currently be calculated for Sparebank 1 Helgeland or the company does not pay out a dividend.

What is the Sparebank 1 Helgeland ISIN?

The ISIN of Sparebank 1 Helgeland is NO0010029804.

What is the Sparebank 1 Helgeland WKN?

The WKN of Sparebank 1 Helgeland is 593137.

What is the Sparebank 1 Helgeland ticker?

The ticker of Sparebank 1 Helgeland is HELG.OL.

How much dividend does Sparebank 1 Helgeland pay?

Over the past 12 months, Sparebank 1 Helgeland paid a dividend of 10.26 NOK . This corresponds to a dividend yield of about 7.38 %. For the coming 12 months, Sparebank 1 Helgeland is expected to pay a dividend of 10.74 NOK.

What is the dividend yield of Sparebank 1 Helgeland?

The current dividend yield of Sparebank 1 Helgeland is 7.38 %.

When does Sparebank 1 Helgeland pay dividends?

Sparebank 1 Helgeland pays a quarterly dividend. This is distributed in the months of April, May, April, April.

How secure is the dividend of Sparebank 1 Helgeland?

Sparebank 1 Helgeland paid dividends every year for the past 22 years.

What is the dividend of Sparebank 1 Helgeland?

For the upcoming 12 months, dividends amounting to 10.74 NOK are expected. This corresponds to a dividend yield of 7.73 %.

In which sector is Sparebank 1 Helgeland located?

Sparebank 1 Helgeland is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Sparebank 1 Helgeland kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Sparebank 1 Helgeland from 4/5/2024 amounting to 10.77 NOK, you needed to have the stock in your portfolio before the ex-date on 3/21/2024.

When did Sparebank 1 Helgeland pay the last dividend?

The last dividend was paid out on 4/5/2024.

What was the dividend of Sparebank 1 Helgeland in the year 2023?

In the year 2023, Sparebank 1 Helgeland distributed 3.19 NOK as dividends.

In which currency does Sparebank 1 Helgeland pay out the dividend?

The dividends of Sparebank 1 Helgeland are distributed in NOK.

All fundamentals about Sparebank 1 Helgeland

Our stock analysis for Sparebank 1 Helgeland Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Sparebank 1 Helgeland Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.