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Shriram Finance stock

SHRIRAMFIN.NS
INE721A01013

Price

2,822.60
Today +/-
-0.35
Today %
-1.10 %
P

Shriram Finance stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Shriram Finance stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Shriram Finance stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Shriram Finance stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Shriram Finance's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Shriram Finance Stock Price History

DateShriram Finance Price
11/14/20242,822.60 undefined
11/13/20242,853.85 undefined
11/12/20242,931.20 undefined
11/11/20242,999.45 undefined
11/8/20243,007.95 undefined
11/7/20243,070.15 undefined
11/6/20243,186.70 undefined
11/5/20243,162.30 undefined
11/4/20243,142.00 undefined
11/1/20243,150.00 undefined
10/31/20243,138.90 undefined
10/30/20243,185.80 undefined
10/29/20243,251.75 undefined
10/28/20243,259.30 undefined
10/25/20243,092.65 undefined
10/24/20243,245.10 undefined
10/23/20243,197.75 undefined
10/22/20243,254.50 undefined
10/21/20243,313.30 undefined
10/18/20243,344.65 undefined

Shriram Finance Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Shriram Finance, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Shriram Finance from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Shriram Finance’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Shriram Finance. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Shriram Finance’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Shriram Finance’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Shriram Finance’s growth potential.

Shriram Finance Revenue, EBIT and net profit per share

DateShriram Finance RevenueShriram Finance EBITShriram Finance Net Income
2027e329.33 B undefined174.64 B undefined121.53 B undefined
2026e281.69 B undefined171.26 B undefined103.64 B undefined
2025e238.96 B undefined146.4 B undefined87.45 B undefined
2024358.75 B undefined140.33 B undefined73.66 B undefined
2023301.97 B undefined121.23 B undefined60.11 B undefined
2022192.55 B undefined74.24 B undefined27.21 B undefined
2021174.21 B undefined64.13 B undefined24.99 B undefined
2020165.56 B undefined62.47 B undefined25.12 B undefined
2019154.92 B undefined60.99 B undefined25.76 B undefined
2018134.4 B undefined54.29 B undefined25.49 B undefined
2017109.03 B undefined19.37 B undefined12.66 B undefined
2016103.59 B undefined17.86 B undefined11.84 B undefined
201591.77 B undefined16.47 B undefined10.28 B undefined
201484.76 B undefined19.67 B undefined13.58 B undefined
201370.14 B undefined21.62 B undefined14.63 B undefined
201261.79 B undefined19.57 B undefined13.09 B undefined
201154.55 B undefined18.09 B undefined12.17 B undefined
201043.99 B undefined12.28 B undefined8.73 B undefined
200936.6 B undefined8.56 B undefined6.12 B undefined
200824.53 B undefined5.5 B undefined3.9 B undefined
200713.96 B undefined2.7 B undefined1.9 B undefined
20068.85 B undefined1.95 B undefined1.37 B undefined
20053.43 B undefined756 M undefined493 M undefined

Shriram Finance Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
2001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e
1.261.371.612.53.438.8513.9624.5336.643.9954.5561.7970.1484.7691.77103.59109.03134.4154.92165.56174.21192.55301.97358.75238.96281.69329.33
-8.9017.6554.8737.47157.8057.7275.7049.1820.2024.0013.2713.5320.848.2712.885.2523.2715.276.875.2210.5356.8318.80-33.3917.8816.91
45.8343.4047.1853.9252.5953.1247.1247.0445.7748.9256.9358.1156.4549.6248.6250.8952.1552.1051.1149.9147.7649.1456.3155.6783.5770.9060.64
0.580.60.761.351.814.76.5811.5416.7521.5231.0635.9139.642.0644.6252.7156.8670.0279.1882.6283.1994.61170.03199.71000
0.150.210.240.370.491.371.93.96.128.7312.1713.0914.6313.5810.2811.8412.6625.4925.7625.1224.9927.2160.1173.6687.45103.64121.53
-34.6415.5354.6233.97178.3038.78104.7357.1142.5539.427.5311.81-7.21-24.2715.096.93101.401.05-2.46-0.548.90120.9022.5518.7218.5117.26
---------------------------
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3940434353159186203219219232232233233233233233233233233246266376.1376.4000
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Details

Keystats

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Revenue and Growth

The Shriram Finance Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Shriram Finance is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (B)INVENTORIES (B)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (T)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (T)TOTAL ASSETS (T)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (T)TOTAL CAPITAL (T)
200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                               
0.460.920.961.612.172.5318.115.2110.4317.6417.8638.3644.9646.3935.187.9611.3210.9110.2930.89110.51106.6299.3361.82
9714479271975352540000019301010001058954170516.3
00000000.30.3700000.630.480.380000.732.333.917.575.78
3.333.173.154.342.872.750.570.010.0100.130.01000000000000
0000000000.870.490.30.090.090.050.0600000072.590
3.894.234.25.975.065.3518.715.5310.8618.518.4838.6745.0547.1235.748.511.3210.9110.2931.72112.93110.59179.6668.12
0.360.270.440.530.491.561.661.41.340.460.420.50.691.531.531.511.331.181.444.784.334.137.519.41
0.120.080.080.050.040.092.2522.3953.9646.3236.2937.735.3134.5631.0616.4337.5728.3343.2833.0237.0275.4779.1597.76
000000.010.010000.230.260.360.410.530.640.740.910.971.031.091.171.792.19
000000.020.010.0200.010.010.040.030.020.020.020.020.020.020.030.020.0312.8510.35
000000000000000000000017.4117.41
0.010.010.010.01000.040.090.511.1919.5616.4219.4918.7416.0116.6423.9322.7128.3639.2456.7959.8878.4780.53
0000.0100.010.010.030.060.050.280.310.410.470.580.670.80.961.041.11.181.311.992.41
0.010.010.010.010.010.010.030.030.070.070.30.350.460.510.620.680.820.971.051.131.31.422.172.48
                                               
0.520.610.670.810.911.511.842.032.042.262.262.262.272.272.272.272.272.272.272.272.532.713.743.76
000.010.010.534.044.949.139.1717.4417.5117.5317.5417.5517.5517.5517.5517.5517.5517.5532.0156.62175.96176.3
0.270.340.290.490.792.613.886.5811.5118.6729.1340.5153.5665.2872.8381.9494.63117.11139.86161.7183.65203.86275312.81
0000102342004254557735223173-8-24-48-93-1,021-2,250-19,574.5-3,388.6
000000000000000000000000
0.80.950.971.322.238.3910.8718.1723.1738.4448.9360.3373.3885.192.66101.76114.43136.9159.63181.42217.17260.94435.13489.47
0.090.070.230.110.040.420.30.712.092.334.8667.615.5312.2815.371.692.22.041.441.531.663.132.46
0.440.570.721.021.43.473.485.777.938.635.597.568.4710.4410.410.751.552.071.731.51.071.111.341.47
0.050.070.040.040.030.12.794.425.1524.6820.318.4514.649.457.4410.054.73.873.14.145.134.168.1910.67
00.020.05001.010.591.784.743.4913.5838.7754.5536.0630.9835.5191.1787.03104.1119.87162.9219.79361.97445.87
000000000066.565587.47112.75108.86161.91236.92283.85315.35241.49329.01321.55524.56528.69
0.580.731.041.171.4757.1612.6819.9139.12110.88125.78172.74174.22169.97233.57336.04379.03426.32368.44499.63548.27899.19989.16
4.354.575.689.1514.6144.3687.09147.73201.21184.6127.24151.6200.43239.62328.56302.69361.08452.03461.03587.22574.65607.64762.32988.97
00.070.340.40.541.340.910.450.250.080000000000000.270
0.210.290.330.661.231.612.373.755.617.5834.1732.6726.1924.3830.3642.125.955.647.215.577.655.836.227.76
4.564.946.3510.216.3847.3190.37151.93207.07192.26161.4184.27226.63264358.91344.81367.02457.67468.24592.8582.3613.47768.81996.73
0.010.010.010.010.020.050.10.160.230.230.270.310.40.440.530.580.70.840.890.961.081.161.671.99
0.010.010.010.010.020.060.110.180.250.270.320.370.470.520.620.680.820.971.051.141.31.422.12.48
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Shriram Finance provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Shriram Finance's financial health and stability.

Assets

Shriram Finance's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Shriram Finance must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Shriram Finance after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Shriram Finance's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.170.240.380.560.782.162.896.069.2113.2518.3819.5821.6319.716.517.8919.3838.9637.7834.3932.7835.4982.14
0.150.10.080.060.050.10.130.370.350.150.110.170.230.330.430.380.350.370.431.411.371.356.01
00000000000000000000000
-1,873-982-2,097-4,622-8,209-22,978-30,399-66,247-27,950-8,362-45,942-44,616-114,386-72,670-129,357-94,107-71,060-185,384-117,349-82,777-139,021-175,261-250,579
0.340.810.851.221.820.811.722.142.853.645.4688.9612.0916.3220.7724.5614.5923.7922.3462.4849.8238.87
0.640.780.851.151.610000000000005258.130000
00.020.090.140.180.651.422.693.514.866.927.277.846.185.935.526.818.7213.5210.6512.5911.5232.67
-1.220.16-0.79-2.79-5.57-19.91-25.66-57.68-15.558.68-21.99-16.87-83.57-40.55-96.11-55.07-26.77-131.47-55.35-24.64-42.39-88.59-123.56
-40-25-245-234-12-107-162-525-336-62-110-284-432-1,174-452-365-178-664-779-578-258-357-1,965
0.08-0.17-0.1-0.150.130.67-5.51-14.632.63-19.6-0.11-0.28-0.42-1.12-0.45-0.36-0.020.91-0.76-0.55-0.25-0.34-1.93
0.12-0.140.150.080.140.78-5.34-14.12.97-19.5300.010.010.050.010.010.161.570.020.030.010.010.04
00000000000000000000000
1.30.261.063.465.6815.7443.0660.8553.47-17.7117.2339.5592.5852.280.6430.9532.9136.940.9340.7261.0914.6760.56
0.20.090.0700.622.711.14.540.018.080.0200000000014.7324.790.15
1.260.231.053.56.1117.9143.5264.6352.31-10.4315.4237.6690.650.178.3628.2230.17130.1455.545.79122.2685.05118.2
-0.21-0.050.050.15-0.03-0.18-0.11-0.18-0.160.47-0.36-0.43-0.39-0.51-0.46-0.46-0.46-4.2617.047.7947.9654.1163.11
-37-70-140-103-152-357-532-585-1,017-1,272-1,465-1,470-1,587-1,588-1,815-2,268-2,268-2,495-2,471-2,723-1,525-8,518-5,628
0.110.220.150.560.67-1.3312.36-7.6839.39-21.35-6.6820.516.618.43-18.19-27.213.38-0.42-0.6220.679.62-3.88-7.3
-1,260.6137.2-1,039.5-3,019.8-5,580-20,016.3-25,818.8-58,205.4-15,886.48,613.7-22,100.1-17,156.9-84,006.9-41,721.7-96,561.3-55,437.3-26,951.2-132,132.2-56,129.5-25,213.8-42,645.8-88,947.7-125,526.6
00000000000000000000000

Shriram Finance stock margins

The Shriram Finance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Shriram Finance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Shriram Finance.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Shriram Finance's sales revenue. A higher gross margin percentage indicates that the Shriram Finance retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Shriram Finance's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Shriram Finance's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Shriram Finance's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Shriram Finance. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Shriram Finance's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Shriram Finance Margin History

Shriram Finance Gross marginShriram Finance Profit marginShriram Finance EBIT marginShriram Finance Profit margin
2027e55.67 %53.03 %36.9 %
2026e55.67 %60.8 %36.79 %
2025e55.67 %61.26 %36.6 %
202455.67 %39.12 %20.53 %
202356.31 %40.14 %19.91 %
202249.14 %38.56 %14.13 %
202147.76 %36.81 %14.34 %
202049.91 %37.73 %15.18 %
201951.11 %39.37 %16.63 %
201852.1 %40.39 %18.97 %
201752.15 %17.76 %11.61 %
201650.89 %17.24 %11.43 %
201548.62 %17.95 %11.21 %
201449.62 %23.2 %16.02 %
201356.45 %30.82 %20.86 %
201258.11 %31.68 %21.18 %
201156.93 %33.17 %22.31 %
201048.92 %27.91 %19.84 %
200945.77 %23.38 %16.73 %
200847.04 %22.44 %15.89 %
200747.12 %19.37 %13.64 %
200653.12 %22.06 %15.5 %
200552.59 %22.02 %14.36 %

Shriram Finance Stock Sales Revenue, EBIT, Earnings per Share

The Shriram Finance earnings per share therefore indicates how much revenue Shriram Finance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Shriram Finance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Shriram Finance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Shriram Finance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Shriram Finance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Shriram Finance Revenue, EBIT and net profit per share

DateShriram Finance Sales per ShareShriram Finance EBIT per shareShriram Finance Earnings per Share
2027e875.86 undefined0 undefined323.21 undefined
2026e749.14 undefined0 undefined275.64 undefined
2025e635.51 undefined0 undefined232.58 undefined
2024953.1 undefined372.83 undefined195.71 undefined
2023802.91 undefined322.33 undefined159.83 undefined
2022723.88 undefined279.09 undefined102.3 undefined
2021708.15 undefined260.7 undefined101.58 undefined
2020710.54 undefined268.11 undefined107.82 undefined
2019664.88 undefined261.75 undefined110.55 undefined
2018576.82 undefined232.99 undefined109.39 undefined
2017467.93 undefined83.12 undefined54.32 undefined
2016444.58 undefined76.67 undefined50.8 undefined
2015393.87 undefined70.7 undefined44.14 undefined
2014363.78 undefined84.4 undefined58.28 undefined
2013301.05 undefined92.77 undefined62.81 undefined
2012266.32 undefined84.36 undefined56.41 undefined
2011235.12 undefined77.99 undefined52.46 undefined
2010200.87 undefined56.06 undefined39.86 undefined
2009167.11 undefined39.08 undefined27.96 undefined
2008120.85 undefined27.11 undefined19.2 undefined
200775.07 undefined14.54 undefined10.24 undefined
200655.68 undefined12.28 undefined8.63 undefined
200564.79 undefined14.26 undefined9.3 undefined

Shriram Finance business model

Shriram Transport Finance Company Ltd is an Indian financial company specializing in the financing of commercial vehicles. It was founded in Chennai in 1979 and is part of the Shriram Group, which operates in finance, insurance, real estate, and retail sectors. The company has a network of over 1,600 branches nationwide and offers various financing services for commercial vehicles, including loans for purchase, renovation, or repair. Additionally, the company provides insurance and leasing services. It has also expanded into agricultural financing and real estate project financing. Shriram Transport Finance Company Ltd has established itself as a key player in the Indian financial sector, offering a wide range of services and increasing its market share. Shriram Finance is one of the most popular companies on Eulerpool.com.

Shriram Finance SWOT Analysis

Strengths

Shriram Transport Finance Company Ltd has a strong market presence and is a leading player in the financial services industry.

The company has a wide distribution network, allowing it to reach customers in both urban and rural areas efficiently.

Shriram Transport Finance Company Ltd has a robust loan portfolio and offers a diverse range of financial products to cater to different customer needs.

Weaknesses

One potential weakness of the company is its heavy reliance on commercial vehicle financing. Any downturn in the commercial vehicle industry could negatively impact its business.

The company might face challenges in managing its non-performing assets and reducing delinquencies.

Shriram Transport Finance Company Ltd may lack the same level of brand recognition as some of its major competitors.

Opportunities

The company can explore opportunities for expanding its product offerings beyond commercial vehicle financing, such as personal loans or insurance services.

There is potential for growth in the rural market, and Shriram Transport Finance Company Ltd can focus on developing tailored financial solutions to meet the specific needs of rural customers.

As digital technologies advance, the company can leverage technology to enhance its operational efficiency, customer experience, and data analytics.

Threats

Increased competition in the financial services industry poses a threat to Shriram Transport Finance Company Ltd's market share and profitability.

Economic downturns or uncertain macroeconomic conditions can impact the company's business and loan recovery rates.

Changes in regulations and government policies may have an adverse effect on the company's operations and profitability.

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Shriram Finance Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Shriram Finance historical P/E ratio, EBIT multiple, and P/S ratio

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Shriram Finance shares outstanding

The number of shares was Shriram Finance in 2023 — This indicates how many shares 376.1 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Shriram Finance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Shriram Finance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Shriram Finance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Shriram Finance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Shriram Finance dividend history and estimates

In 2023, Shriram Finance paid a dividend amounting to 55 INR. Dividend means that Shriram Finance distributes a portion of its profits to its owners.

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Dividend
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Dividend

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Dividend Overview

The dividend per year chart for Shriram Finance provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Shriram Finance’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Shriram Finance's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Shriram Finance Dividend History

DateShriram Finance Dividend
2027e51.24 undefined
2026e51.25 undefined
2025e51.27 undefined
202447 undefined
202355 undefined
202212 undefined
202120 undefined
20206 undefined
201911.69 undefined
201810.72 undefined
201710.72 undefined
20169.74 undefined
20159.74 undefined
20147.79 undefined
20136.82 undefined
20126.82 undefined
20116.33 undefined
20106.33 undefined
20095.85 undefined
20084.87 undefined
20072.92 undefined
20062.92 undefined
20051.46 undefined

Shriram Finance dividend payout ratio

In 2023, Shriram Finance had a payout ratio of 12.33%. The payout ratio indicates the percentage of the company's profits that Shriram Finance distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Shriram Finance represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Shriram Finance could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Shriram Finance's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Shriram Finance Payout Ratio History

DateShriram Finance Payout ratio
2027e13.58 %
2026e13.26 %
2025e12.88 %
202414.58 %
202312.33 %
202211.73 %
202119.69 %
20205.56 %
201910.58 %
20189.8 %
201719.73 %
201619.18 %
201522.08 %
201413.38 %
201310.86 %
201212.09 %
201112.07 %
201015.89 %
200920.91 %
200825.37 %
200728.54 %
200633.83 %
200515.7 %
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Unfortunately, there are currently no price targets and forecasts available for Shriram Finance.

Shriram Finance latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/202456.2 56.85  (1.15 %)2025 Q2
6/30/202454.58 53.73  (-1.55 %)2025 Q1
3/31/202453.03 53.36  (0.61 %)2024 Q4
12/31/202350.38 49.57  (-1.62 %)2024 Q3
9/30/202344.55 47.45  (6.51 %)2024 Q2
6/30/202345.07 45.34  (0.59 %)2024 Q1
3/31/202346.7 34.94  (-25.18 %)2023 Q4
12/31/202235.45 48.06  (35.57 %)2023 Q3
9/30/202239.21 39.44  (0.58 %)2023 Q2
6/30/202238.32 35.73  (-6.76 %)2023 Q1
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Eulerpool ESG Scorecard© for the Shriram Finance stock

Eulerpool World ESG Rating (EESG©)

65/ 100

🌱 Environment

47

👫 Social

68

🏛️ Governance

80

Environment

Scope 1 - Direct Emissions
3,963.44
Scope 2 - Indirect emissions from purchased energy
20,219.56
Scope 3 - Indirect emissions within the value chain
66,430.81
Total CO₂ emissions
24,183
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees12.17
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Shriram Finance shareholders

%
Name
Stocks
Change
Date
17.85749 % Shriram Group67,145,78406/30/2024
7.92524 % GIC Private Limited29,799,6282,998,0536/30/2024
7.11458 % Sps Finquest, Ltd.26,751,46126,751,4613/28/2024
7.11458 % Shriram Valu Services, Ltd.26,751,4615,980,0006/30/2024
2.76387 % Kotak Mahindra Asset Management Company Limited10,392,410-1,683,5636/30/2024
2.38258 % The Vanguard Group, Inc.8,958,704-22,0499/30/2024
1.98501 % BlackRock Institutional Trust Company, N.A.7,463,83138,9879/30/2024
1.98401 % Capital Research Global Investors7,460,0631,479,9369/30/2024
1.52772 % Aditya Birla Sun Life AMC Limited5,744,359-238,1366/30/2024
1.46838 % SBI Funds Management Pvt. Ltd.5,521,241-109,6009/30/2024
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Shriram Finance Executives and Management Board

Sri. Umesh Revankar(58)
Shriram Finance Executive Vice Chairman of the Board
Compensation 13.94 M
Shri. Yalamati Chakravarti(59)
Shriram Finance Chief Executive Officer, Managing Director, Executive Director (since 2021)
Compensation 9.23 M
Mr. Parag Sharma(53)
Shriram Finance Chief Financial Officer, Joint Managing Director, Whole-Time Executive Director (since 2021)
Compensation 8.91 M
Mr. U. Balasundara Rao
Shriram Finance Chief Compliance Officer, Company Secretary
Compensation 7.87 M
Mr. Pradeep Panja
Shriram Finance Non-Executive Independent Director
Compensation 3.88 M
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Most common questions regarding Shriram Finance

What values and corporate philosophy does Shriram Finance represent?

Shriram Transport Finance Company Ltd is guided by a strong set of values and corporate philosophy. The company focuses on providing financial assistance to the commercial vehicle industry and aims to enhance the quality of life for its customers. Shriram Transport Finance Company Ltd believes in integrity, transparency, and customer-centricity, ensuring that all actions are performed in the best interest of its stakeholders. The company continually strives to deliver innovative and tailor-made solutions to meet the diverse financial needs of the industry. With a commitment to ethical practices and a customer-first approach, Shriram Transport Finance Company Ltd becomes a trusted and reliable partner for its customers.

In which countries and regions is Shriram Finance primarily present?

Shriram Transport Finance Company Ltd is primarily present in India.

What significant milestones has the company Shriram Finance achieved?

Shriram Transport Finance Company Ltd has achieved several significant milestones throughout its history. Some notable milestones include achieving a market capitalization of over $10 billion, being ranked as the largest asset financing NBFC (Non-Banking Financial Company) in India, and expanding its presence beyond Indian borders with operations in South Africa as well. Additionally, the company has consistently shown strong financial performance, with consistent growth in loan disbursements and a robust asset base. These achievements highlight Shriram Transport Finance Company Ltd's position as a leading player in the financial services sector, both in India and internationally.

What is the history and background of the company Shriram Finance?

Shriram Transport Finance Company Ltd is a renowned non-banking financial company (NBFC) in India that specializes in commercial vehicle finance. Established in 1979, the company has a rich history and extensive experience in the transport finance sector. It is a part of the Shriram Group, a prominent conglomerate with a diverse range of financial services. Over the years, Shriram Transport Finance Company Ltd has successfully catered to the financing needs of small truck owners and entrepreneurs, contributing to their growth and development. With its robust presence and customer-centric approach, the company has emerged as a trusted and leading player in the Indian transportation finance industry.

Who are the main competitors of Shriram Finance in the market?

The main competitors of Shriram Transport Finance Company Ltd in the market include Mahindra & Mahindra Financial Services Ltd, LIC Housing Finance Ltd, and Bajaj Finance Ltd.

In which industries is Shriram Finance primarily active?

Shriram Transport Finance Company Ltd is primarily active in the financing industry, specifically in the area of commercial vehicle finance.

What is the business model of Shriram Finance?

The business model of Shriram Transport Finance Company Ltd involves providing financing solutions for the purchase of commercial vehicles. As a non-banking financial company, Shriram Transport Finance focuses on the funding needs of small road transport operators and individuals. Through a network of branches and strategic partnerships, the company offers loan products tailored to the unique requirements of the commercial vehicle segment. By offering flexible repayment options, competitive interest rates, and efficient processing, Shriram Transport Finance aims to support the growth and development of the commercial transportation sector in India.

What is the P/E ratio of Shriram Finance 2024?

The Shriram Finance P/E ratio is 14.42.

What is the P/S ratio of Shriram Finance 2024?

The Shriram Finance P/S ratio is 2.96.

What is the Quality Investing of Shriram Finance?

The Quality Investing for Shriram Finance is 7/10.

What is the revenue of Shriram Finance 2024?

The Shriram Finance revenue is 358.75 B INR.

How high is the profit of Shriram Finance 2024?

The Shriram Finance profit is 73.66 B INR.

What is the business model of Shriram Finance

Shriram Transport Finance Company Ltd. (STFC) is a leading company in the field of commercial vehicle financing in India. The company was founded in 1979 and is headquartered in Chennai. STFC's business model is based on providing financing and leasing services for commercial vehicles and construction equipment. The company offers both truck and bus financing solutions to meet the needs of its customers. It is able to serve customers with different backgrounds and credit profiles, including sole proprietors, small and medium-sized enterprises (SMEs), and large companies. STFC's products include various types of vehicle and construction equipment financing. Vehicle financing includes financing for trucks, buses, tractors, used trucks and buses, as well as other commercial vehicles. On the other hand, the company also offers construction equipment financing solutions, including financing for cranes, excavators, wheel loaders, bulldozers, and rollers. STFC also offers refinancing services for commercial vehicles and construction equipment. This is a financing option where customers can refinance an existing credit obligation to another lender at a lower interest rate. STFC also has a division for financing used vehicles and construction equipment. This division offers financing options for used vehicles and construction equipment. The target audience is customers who have difficulty obtaining financing from traditional banks due to their credit profiles. Another important business model of STFC is the asset management division. Here, the company manages assets of borrowers to ensure they fulfill their credit obligations. This is an important component of STFC's business as it helps to minimize credit risk. STFC also has a division for insurance business. Here, the company offers insurance solutions for commercial vehicles and construction equipment. The target audience is customers who are looking for a financing solution and also want to insure their vehicle or construction equipment. In addition to the above-mentioned business models, STFC also invests in assets such as stocks, bonds, and debentures to diversify its revenue. In summary, STFC's business model is based on providing financing and leasing services for commercial vehicles and construction equipment, as well as asset management and insurance solutions. By diversifying its business through the purchase of assets, STFC is also able to diversify its revenue and minimize credit risk.

What is the Shriram Finance dividend?

Shriram Finance pays a dividend of 12 INR distributed over payouts per year.

How often does Shriram Finance pay dividends?

The dividend cannot currently be calculated for Shriram Finance or the company does not pay out a dividend.

What is the Shriram Finance ISIN?

The ISIN of Shriram Finance is INE721A01013.

What is the Shriram Finance ticker?

The ticker of Shriram Finance is SHRIRAMFIN.NS.

How much dividend does Shriram Finance pay?

Over the past 12 months, Shriram Finance paid a dividend of 47 INR . This corresponds to a dividend yield of about 1.67 %. For the coming 12 months, Shriram Finance is expected to pay a dividend of 51.27 INR.

What is the dividend yield of Shriram Finance?

The current dividend yield of Shriram Finance is 1.67 %.

When does Shriram Finance pay dividends?

Shriram Finance pays a quarterly dividend. This is distributed in the months of December, March, August, December.

How secure is the dividend of Shriram Finance?

Shriram Finance paid dividends every year for the past 23 years.

What is the dividend of Shriram Finance?

For the upcoming 12 months, dividends amounting to 51.27 INR are expected. This corresponds to a dividend yield of 1.82 %.

In which sector is Shriram Finance located?

Shriram Finance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Shriram Finance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Shriram Finance from 11/24/2024 amounting to 22 INR, you needed to have the stock in your portfolio before the ex-date on 11/7/2024.

When did Shriram Finance pay the last dividend?

The last dividend was paid out on 11/24/2024.

What was the dividend of Shriram Finance in the year 2023?

In the year 2023, Shriram Finance distributed 55 INR as dividends.

In which currency does Shriram Finance pay out the dividend?

The dividends of Shriram Finance are distributed in INR.

All fundamentals about Shriram Finance

Our stock analysis for Shriram Finance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Shriram Finance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.