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PayPoint plc stock

PAY.L
GB00B02QND93
A0DK8C

Price

6.45 GBP
Today +/-
-0.21 GBP
Today %
-2.60 %

PayPoint plc stock price

GBP
%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the PayPoint plc stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the PayPoint plc stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the PayPoint plc stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze PayPoint plc's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

PayPoint plc Stock Price History

DatePayPoint plc Price
2/27/20256.45 GBP
2/26/20256.62 GBP
2/25/20256.67 GBP
2/24/20256.74 GBP
2/21/20256.73 GBP
2/20/20256.64 GBP
2/19/20256.74 GBP
2/18/20256.53 GBP
2/17/20256.64 GBP
2/14/20256.68 GBP
2/13/20256.77 GBP
2/12/20256.84 GBP
2/11/20256.93 GBP
2/10/20256.94 GBP
2/7/20256.90 GBP
2/6/20256.96 GBP
2/5/20257.03 GBP
2/4/20256.81 GBP
2/3/20256.91 GBP
1/31/20257.11 GBP
1/30/20257.13 GBP

PayPoint plc Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into PayPoint plc, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by PayPoint plc from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects PayPoint plc’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of PayPoint plc. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into PayPoint plc’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing PayPoint plc’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on PayPoint plc’s growth potential.

PayPoint plc Revenue, EBIT and net profit per share

DatePayPoint plc RevenuePayPoint plc EBITPayPoint plc Net Income
2030e264.01 M GBP116.85 M GBP0 GBP
2029e251.78 M GBP111.43 M GBP81.7 M GBP
2028e238.53 M GBP103.6 M GBP76.65 M GBP
2027e222.35 M GBP92.93 M GBP65.84 M GBP
2026e205.28 M GBP81.05 M GBP56.73 M GBP
2025e196.71 M GBP76.57 M GBP51.66 M GBP
2024306.37 M GBP60.72 M GBP35.69 M GBP
2023167.72 M GBP51.9 M GBP34.71 M GBP
2022145.14 M GBP47.73 M GBP69.54 M GBP
2021127.75 M GBP25.45 M GBP22.34 M GBP
2020144.29 M GBP50.84 M GBP45.67 M GBP
2019211.58 M GBP53.95 M GBP44.43 M GBP
2018213.52 M GBP53.46 M GBP42.94 M GBP
2017211.92 M GBP52.28 M GBP59.62 M GBP
2016212.56 M GBP50.33 M GBP-2.11 M GBP
2015218.5 M GBP48.19 M GBP39.15 M GBP
2014212.2 M GBP44.3 M GBP35.9 M GBP
2013208.5 M GBP42 M GBP31 M GBP
2012200 M GBP38.9 M GBP27 M GBP
2011193.2 M GBP36.1 M GBP23.9 M GBP
2010196.6 M GBP34.1 M GBP22.1 M GBP
2009224.4 M GBP33.4 M GBP23.8 M GBP
2008212.1 M GBP29.2 M GBP21 M GBP
2007157.1 M GBP25.2 M GBP18.7 M GBP
2006120 M GBP19.3 M GBP16.9 M GBP
200589.1 M GBP7.5 M GBP5.8 M GBP

PayPoint plc Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M GBP)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M GBP)NET INCOME (M GBP)NET INCOME GROWTH (%)DIV. (GBP)DIV. GROWTH (%)SHARES (M)DOCUMENTS
20032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e2029e2030e
506789120157212224196193200208212218212211213211144127145167306196205222238251264
-34.0032.8434.8330.8335.035.66-12.50-1.533.634.001.922.83-2.75-0.470.95-0.94-31.75-11.8114.1715.1783.23-35.954.598.297.215.465.18
40.0028.3630.3430.0029.3026.4228.1332.1436.2739.0042.7945.7548.1750.0049.7646.4846.4563.1964.5766.2161.6848.0475.0071.7166.2261.7658.5755.68
2019273646566363707889971051061059998918296103147000000
86516182123222327313539-2594244452269343551566576810
--25.00-16.67220.0012.5016.679.52-4.354.5517.3914.8112.9011.43-105.13-3,050.00-28.814.762.27-51.11213.64-50.722.9445.719.8016.0716.926.58-
----------------------------
----------------------------
67.56767.368.568.768.267.467.767.967.868.468.368.2668.0868.3768.4568.668.8368.8869.3770.0373.59000000
----------------------------
Details

Keystats

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Revenue and Growth

The PayPoint plc Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the PayPoint plc is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M GBP)RECEIVABLES (M GBP)OTHER REC. (M GBP)INVENTORIES (M GBP)OTHER CURRENT LIAB. (M GBP)CURRENT ASSETS (M GBP)TANGIBLE ASSETS (M GBP)LONG-T. INVEST. (M GBP)LONG-T. REC. (M GBP)INTANGIBLE ASSETS (M GBP)GOODWILL (M GBP)OTHER NON-CURRENT ASSETS (M GBP)NON-CURRENT ASSETS (M GBP)TOTAL ASSETS (M GBP)LIABILITIESCOMMON STOCK (M GBP)ADDITIONAL PAID-IN CAPITAL (M GBP)RETAINED EARNINGS (M GBP)OTHER EQUITY (k GBP)UNREAL. GAINS/LOSSES (M GBP)EQUITY (M GBP)LIABILITIES (M GBP)PROVISIONS (M GBP)OTHER SHORT-TERM LIAB. (M GBP)SHORT-TERM DEBTS (M GBP)LONG-TERM DEBT PORTION (M GBP)SHORT-TERM REC. (M GBP)LONG-T. LIAB. (M GBP)DEFERRED TAXES (M GBP)OTHER LIAB. (M GBP)LONG-T. LIABILITIES (M GBP)DEBT (M GBP)TOTAL CAPITAL (M GBP)
2003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                           
4.413.82629.324.327.736.320.826.535.539.735.140.1459.2953.0846.0437.4973.6710.547.7160.45164.97
75.96.510.918.825.623.419.412.717.919.614.514.6599.0989.44154.23135.26105.0462.5471.0872.57113.03
0.50.70.80.70.61.51.71.710.7174.5138.8140.941.071.161.211.031.697.056.1410.210.9
000.51.11.71.31.21.60.91.31.20.70.690.520.360.280.120.210.530.333.153.26
3.94.11.90.51.31.21.12.43.42.811.715.97.835.428.176.552.7222.8488.5719.555.524.44
15.824.535.742.546.757.363.745.944.558.2246.7205204.22195.39152.21208.31176.62203.46169.23104.8251.89296.6
2.32.24.68.911.813.116.214.814.515.217.72221.5121.4527.1728.0526.6724.8421.3821.7829.2633.29
000000.40.60.70.60.50.50.701.63000006.740.250.25
0000000000000000006.515.165.464.2
00002.82.721.41.32.34.66.36.448.0411.8713.5915.8817.2735.7235.9975.2967.05
000018.227.427.656.957.156.156.657.77.698.078.2412.1711.6211.8552.0957.67117.43117.43
0001.21.61.61.11.21.10.92.22.21.1300.350.410.780.57000.410.29
2.32.24.610.134.445.247.57574.67581.688.936.7739.1947.6354.2254.9454.53115.69127.34228.1222.51
18.126.740.352.681.1102.5111.2120.9119.1133.2328.3293.9240.99234.58199.83262.52231.56257.99284.92232.13479.99519.11
                                           
14.414.40.20.20.20.20.20.20.20.20.20.20.230.230.230.230.230.230.230.230.240.24
23.623.924240000000.30.41.982.372.632.913.354.494.98111
-32.5-27.5-114.640.15061.170.380.191.8104.8105.7117.2788.4270.658.4147.5634.3529.7482.03110.47119.92
00000-600-400100300-600700-2,600-4,006-3,038-316-249-989-733-1,645000
0000000000000000000000
5.510.813.228.840.349.660.970.680.691.4106103.7115.4787.9873.1561.2950.1538.3333.383.26111.71121.16
5.48.416.213.223.229.228.825.52122.127.93228.6222.92104.56175.17158.81132.7581.8476.88255.53281.86
44.76.5811.212.311.311.7108.911.611.59.279.614.7918.248.919.7917.9313.400
11.73.82.15.910.99.96.47.210.6182.7146.6152.439.346.87.3713.466.0857.563.0901.85
0000000600000000070000.530
1.30.90.20.100.1000000000000.263.8239.8412.6117.31
11.715.726.723.440.352.55049.638.241.6222.2190.1190.3241.86126.15200.78181.17218.82221.15133.22268.66301.03
0.90.30.1000000000000000.7423.2111.9587.2981.46
00000000000000.0700.07002.973.7112.2215.47
000.20.30.40.30.30.30.20.20.20.10.0200.540.390.230.14.2900.120
0.90.30.30.30.40.30.30.30.20.20.20.10.020.070.540.460.230.8430.4715.6699.6296.92
12.6162723.740.752.850.349.938.441.8222.4190.2190.3441.93126.69201.23181.41219.66251.62148.88368.28397.95
18.126.840.252.581102.4111.2120.5119133.2328.4293.9305.82129.91199.83262.52231.56257.99284.92232.13479.99519.11
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of PayPoint plc provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand PayPoint plc's financial health and stability.

Assets

PayPoint plc's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that PayPoint plc must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of PayPoint plc after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into PayPoint plc's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M GBP)DEPRECIATION (M GBP)DEFERRED TAXES (M GBP)CHANGES IN WORKING CAPITAL (M GBP)NON-CASH ITEM (M GBP)PAID INTEREST (M GBP)PAID TAXES (M GBP)NET CASH FLOW FROM OPERATING ACTIVITIES (M GBP)CAPITAL EXPENDITURES (M GBP)CASH FLOW FROM INVESTING ACTIVITIES (M GBP)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M GBP)INTEREST INCOME AND EXPENSES (M GBP)NET DEBT CHANGE (M GBP)NET CHANGE IN EQUITY (M GBP)CASH FLOW FROM FINANCING ACTIVITIES (M GBP)CASH FLOW FROM OTHER FINANCING ACTIVITIES (GBP)TOTAL DIVIDENDS PAID (M GBP)NET CHANGE IN CASH FLOW (M GBP)FREE CASH FLOW (M GBP)SHARE-BASED COMPENSATION (M GBP)
200320042005200620072008200920102011201220132014201520162017201820192020202120222023
961219252933343437414649869525456204842
121235543345657109991010
000000000000000000000
-748-7-1-6-7-14-9-10-7-5-111-19-2-2-152-2435
00-4001102220043-151-2022-125
000000000000000000112
0001667131010101089810915896
31217142829322431324045445941625951542293
-1-1-4-6-6-5-9-2-3-5-9-11-10-8-17-13-10-8-11-10-12
-1-1-4-5-24-16-13-33-4-6-10-12-935-14-10-7-71-4-57
0001-18-10-3-30-1-10-101222000-606-44
000000000000000000000
-1-1000005-6000000006911-3542
000000000000000000000
-1-1-1-5-8-9-11-6-21-16-18-36-27-28-78-55-5612-10-5817
------------5.00---------
000-5-8-9-11-12-15-16-18-31-24-27-78-55-56-57-21-23-25
09123-438-155911-5536-30-7-856-28-4053
1.7210.9113.397.8221.5324.123.4622.2927.9827.6130.3634.0934.8250.824.3649.6248.5843.0743.4111.7480.91
000000000000000000000

PayPoint plc stock margins

The PayPoint plc margin analysis displays the gross margin, EBIT margin, as well as the profit margin of PayPoint plc. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for PayPoint plc.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the PayPoint plc's sales revenue. A higher gross margin percentage indicates that the PayPoint plc retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the PayPoint plc's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the PayPoint plc's total revenue generated. When comparing the revenue margin year over year, investors can gauge the PayPoint plc's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the PayPoint plc. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the PayPoint plc's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

PayPoint plc Margin History

PayPoint plc Gross marginPayPoint plc Profit marginPayPoint plc EBIT marginPayPoint plc Profit margin
2030e48.11 %44.26 %0 %
2029e48.11 %44.26 %32.45 %
2028e48.11 %43.43 %32.14 %
2027e48.11 %41.79 %29.61 %
2026e48.11 %39.48 %27.63 %
2025e48.11 %38.92 %26.26 %
202448.11 %19.82 %11.65 %
202361.69 %30.94 %20.69 %
202266.43 %32.88 %47.91 %
202164.39 %19.92 %17.49 %
202063.17 %35.23 %31.65 %
201946.45 %25.5 %21 %
201846.81 %25.04 %20.11 %
201749.98 %24.67 %28.13 %
201649.88 %23.68 %-0.99 %
201548.09 %22.05 %17.92 %
201445.71 %20.88 %16.92 %
201343.02 %20.14 %14.87 %
201239.15 %19.45 %13.5 %
201136.59 %18.69 %12.37 %
201032.3 %17.34 %11.24 %
200928.48 %14.88 %10.61 %
200826.69 %13.77 %9.9 %
200729.28 %16.04 %11.9 %
200630.5 %16.08 %14.08 %
200531.09 %8.42 %6.51 %

PayPoint plc Stock Sales Revenue, EBIT, Earnings per Share

The PayPoint plc earnings per share therefore indicates how much revenue PayPoint plc has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue PayPoint plc earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates PayPoint plc's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of PayPoint plc’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating PayPoint plc's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

PayPoint plc Revenue, EBIT and net profit per share

DatePayPoint plc Sales per SharePayPoint plc EBIT per sharePayPoint plc Earnings per Share
2030e3.71 GBP0 GBP0 GBP
2029e3.54 GBP0 GBP1.15 GBP
2028e3.35 GBP0 GBP1.08 GBP
2027e3.12 GBP0 GBP0.92 GBP
2026e2.88 GBP0 GBP0.8 GBP
2025e2.76 GBP0 GBP0.73 GBP
20244.16 GBP0.83 GBP0.48 GBP
20232.39 GBP0.74 GBP0.5 GBP
20222.09 GBP0.69 GBP1 GBP
20211.85 GBP0.37 GBP0.32 GBP
20202.1 GBP0.74 GBP0.66 GBP
20193.08 GBP0.79 GBP0.65 GBP
20183.12 GBP0.78 GBP0.63 GBP
20173.1 GBP0.76 GBP0.87 GBP
20163.12 GBP0.74 GBP-0.03 GBP
20153.2 GBP0.71 GBP0.57 GBP
20143.11 GBP0.65 GBP0.53 GBP
20133.05 GBP0.61 GBP0.45 GBP
20122.95 GBP0.57 GBP0.4 GBP
20112.85 GBP0.53 GBP0.35 GBP
20102.9 GBP0.5 GBP0.33 GBP
20093.33 GBP0.5 GBP0.35 GBP
20083.11 GBP0.43 GBP0.31 GBP
20072.29 GBP0.37 GBP0.27 GBP
20061.75 GBP0.28 GBP0.25 GBP
20051.32 GBP0.11 GBP0.09 GBP

PayPoint plc business model

PayPoint PLC is a British company based in Welwyn Garden City, originally founded in 1996 as part of the British Post and now operates as an independent company. The company is listed on the London Stock Exchange and has experienced strong growth in recent years. PayPoint offers a wide range of services targeting various sectors of the retail and financial industries. The company operates in three main areas: retail services, mobile services, and energy and media payments. PayPoint's retail services include processing payments for utilities such as water, electricity, and gas, as well as accepting payments for various companies, including taxes, parking fees, and fines. Payments can be made in cash or via debit or credit card. In the mobile services sector, PayPoint offers mobile phone top-ups and affordable international calls. Additionally, customers can send money to other individuals or bank accounts domestically and internationally, particularly useful for those without access to a regular bank. The energy and media payments division includes services related to media and video on demand subscriptions, credit lending, e-wallets, and loyalty programs. In this area, PayPoint assists consumers in signing up for or switching energy supply contracts and provides additional services such as gas and electricity meter reading. PayPoint has established itself as a reliable partner for businesses operating in various industries. By providing access to a wide range of payment options and utilizing technologies such as apps and online platforms, companies can expand their customer base in an effective and profitable manner. These services are offered by a wide range of businesses, including discount retailers, gas stations, convenience stores, and supermarkets. Additionally, PayPoint has partnerships with major companies such as Royal Mail and Barclaycard to expand its products and services and strengthen customer relationships. In recent years, PayPoint has also focused on other industries such as the healthcare sector and online payment processing. In the healthcare sector, PayPoint has expanded its offering to support nursing homes and pharmacies, while in the online payment processing area, the company provides an all-in-one solution to enable online sellers to process payments easily and quickly. In summary, PayPoint is a versatile company offering a wide range of services focusing on retail and financial sectors. The company has established itself as a reliable partner for businesses looking to provide their customers with a wide range of payment options. The use of technologies such as apps and online platforms has not only provided convenience to customers but also allowed them to make the most of their finances. PayPoint plc is one of the most popular companies on Eulerpool.com.

PayPoint plc SWOT Analysis

Strengths

PayPoint plc possesses several strengths that contribute to its success and market position. These include:

  • Established Market Presence: PayPoint has a strong market presence and is a recognized and trusted brand in the payment and retail services industry.
  • Diversified Product Portfolio: The company offers a wide range of services including bill payments, cash transfers, mobile top-ups, and card payments, which helps to attract and retain customers.
  • Extensive Network: PayPoint operates an extensive network of over 28,000 retail partner locations across the UK, giving it a competitive advantage in terms of convenience and accessibility for customers.
  • Technological Expertise: PayPoint has invested in developing robust and secure payment technologies, enabling efficient transactions and enhancing the overall customer experience.

Weaknesses

Despite its strengths, PayPoint plc also faces certain weaknesses that can hinder its growth and performance. These weaknesses include:

  • Dependency on Retail Partners: PayPoint relies heavily on its network of retail partners, which can lead to potential issues such as partner dissatisfaction, increased competition, or changes in strategic partnerships.
  • Relatively High Operating Costs: The maintenance and expansion of the extensive retail partner network and ongoing technology investments result in relatively higher operational costs for PayPoint.
  • Regulatory Compliance: As a financial services provider, PayPoint must adhere to strict regulations and compliance standards, which can be complex and time-consuming.

Opportunities

PayPoint plc can leverage certain opportunities in the external environment to drive growth and profitability. These opportunities include:

  • Growing Adoption of Digital Payments: The increasing trend of digital payment adoption presents an opportunity for PayPoint to expand its range of online payment solutions and tap into new customer segments.
  • Partnerships and Acquisitions: Strategic partnerships and acquisitions with financial institutions, technology companies, or other payment service providers can provide new avenues for growth and diversification.
  • Expansion into International Markets: PayPoint can explore opportunities to expand its services beyond the UK market, targeting countries with similar payment infrastructure demands or where there is a lack of convenient payment options.

Threats

PayPoint plc faces certain threats that could impact its business operations and market position. These threats include:

  • Increasing Competition: The payment services industry is highly competitive, with the presence of established players and new entrants. This poses a threat to PayPoint's market share and pricing power.
  • Technological Advancements: Rapid advancements in technology could lead to the emergence of new payment solutions and disrupt traditional payment methods, potentially reducing demand for PayPoint's services.
  • Economic Uncertainty: Economic downturns or financial instability can impact consumer spending habits and reduce the demand for certain payment services, affecting PayPoint's revenue and profitability.
  • Regulatory Changes: Shifts in regulations concerning payment processing, data security, or consumer protection could require PayPoint to make costly adjustments or negatively impact its business operations.
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PayPoint plc Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

PayPoint plc historical P/E ratio, EBIT multiple, and P/S ratio

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PayPoint plc shares outstanding

The number of shares was PayPoint plc in 2024 — This indicates how many shares 73.585 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue PayPoint plc earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates PayPoint plc's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of PayPoint plc’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating PayPoint plc's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

PayPoint plc dividend history and estimates

In 2024, PayPoint plc paid a dividend amounting to 0.38 GBP. Dividend means that PayPoint plc distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for PayPoint plc provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify PayPoint plc’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating PayPoint plc's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

PayPoint plc Dividend History

DatePayPoint plc Dividend
2030e0.48 GBP
2029e0.48 GBP
2028e0.49 GBP
2027e0.48 GBP
2026e0.48 GBP
2025e0.51 GBP
20240.38 GBP
20230.28 GBP
20220.36 GBP
20210.41 GBP
20200.33 GBP
20190.3 GBP
20180.43 GBP
20170.76 GBP
20160.43 GBP
20150.45 GBP
20140.4 GBP
20130.35 GBP
20120.31 GBP
20110.27 GBP
20100.25 GBP
20090.21 GBP
20080.18 GBP
20070.16 GBP
20060.13 GBP
20050.09 GBP

PayPoint plc dividend payout ratio

In 2024, PayPoint plc had a payout ratio of 78.85%. The payout ratio indicates the percentage of the company's profits that PayPoint plc distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for PayPoint plc represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for PayPoint plc could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate PayPoint plc's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

PayPoint plc Payout Ratio History

DatePayPoint plc Payout ratio
2030e69.35 %
2029e69.71 %
2028e67.78 %
2027e70.55 %
2026e70.79 %
2025e62.01 %
202478.85 %
202371.49 %
202235.7 %
2021129.38 %
202049.39 %
201946.63 %
201868.23 %
201786.69 %
2016-1,393.55 %
201578.06 %
201476.1 %
201378.02 %
201277.78 %
201177.14 %
201074.75 %
200960.32 %
200858.78 %
200759.26 %
200653.78 %
2005101.23 %
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Unfortunately, there are currently no price targets and forecasts available for PayPoint plc.

PayPoint plc latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.25 GBP0.27 GBP (10.39 %)2025 Q2
3/31/20240.43 GBP0.41 GBP (-5.48 %)2024 Q4
3/31/20190.34 GBP0.34 GBP (0 %)2019 Q4
9/30/20170.3 GBP0.29 GBP (-3.09 %)2018 Q2
3/31/20170.34 GBP0.39 GBP (12.48 %)2017 Q4
9/30/20160.31 GBP0.29 GBP (-8.34 %)2017 Q2
3/31/20160.34 GBP0.34 GBP (-1.75 %)2016 Q4
9/30/2015-0.02 GBP0.25 GBP (1,365.31 %)2016 Q2
9/30/20140.27 GBP0.26 GBP (-2.37 %)2015 Q2
3/31/20140.31 GBP0.29 GBP (-6.81 %)2014 Q4
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Eulerpool ESG Scorecard© for the PayPoint plc stock

Eulerpool World ESG Rating (EESG©)

51/ 100

🌱 Environment

59

👫 Social

48

🏛️ Governance

45

Environment

Scope 1 - Direct Emissions
67
Scope 2 - Indirect emissions from purchased energy
13
Scope 3 - Indirect emissions within the value chain
8,966
Total CO₂ emissions
80
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees42
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

PayPoint plc shareholders

%
Name
Stocks
Change
Date
30.62228 % Asteriscos Patrimonial SL21,800,000723,3008/1/2024
5.09420 % Schroder Investment Management Ltd. (SIM)3,626,561-1,825,5856/25/2024
4.31704 % BlackRock Investment Management (UK) Ltd.3,073,298669,34710/16/2024
4.08575 % Premier Asset Management Ltd2,908,644-98,7836/27/2024
3.06794 % Columbia Threadneedle Investments (UK)2,184,064-2,228,1026/27/2024
2.89122 % Sanford DeLand Asset Management Limited2,058,256-416,7441/24/2023
2.23370 % Aberforth Partners LLP1,590,16808/1/2024
2.03371 % Norges Bank Investment Management (NBIM)1,447,8011308/1/2024
1.89633 % Harwood Capital LLP1,350,000600,0006/27/2024
1.85835 % Franklin Templeton Investment Management Ltd.1,322,962-67,7556/30/2024
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3
4
5
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10

PayPoint plc Executives and Management Board

Mr. Nicholas Wiles

PayPoint plc Chief Executive Officer, Executive Director (since 2009)
Compensation 1.17 M GBP

Mr. Giles Kerr

(64)
PayPoint plc Non-Executive Independent Chairman of the Board
Compensation 169,000 GBP

Mr. Rakesh Sharma

PayPoint plc Senior Independent Non-Executive Director
Compensation 65,000 GBP

Mrs. Rosie Shapland

PayPoint plc Non-Executive Independent Director
Compensation 59,000 GBP

Mr. Ben Wishart

PayPoint plc Independent Non-Executive Director
Compensation 50,000 GBP
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3
4
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5

Most common questions regarding PayPoint plc

What values and corporate philosophy does PayPoint plc represent?

PayPoint plc represents values of trust, innovation, and customer focus. With a strong corporate philosophy, PayPoint is committed to providing reliable payment solutions and services to businesses and consumers. Offering various payment methods, including mobile payments and bill payments, PayPoint ensures convenience and ease for its customers. By constantly adapting to technological advancements, PayPoint stays at the forefront of the industry, delivering efficient and secure payment solutions. By prioritizing customer needs and fostering long-term relationships, PayPoint has established itself as a trusted brand in the payment services sector.

In which countries and regions is PayPoint plc primarily present?

PayPoint plc is primarily present in the United Kingdom. With its headquarters in London, the company provides payment solutions, retail services, and mobile banking to communities across the UK. PayPoint's extensive network covers various regions, including England, Scotland, Wales, and Northern Ireland. Serving millions of customers, PayPoint facilitates transactions at local stores, allowing individuals to pay bills, top up mobile phones, make money transfers, and much more. PayPoint's strong presence and widespread availability within the UK make it a reliable and convenient choice for various financial services.

What significant milestones has the company PayPoint plc achieved?

PayPoint plc, a leading payment solutions provider, has achieved several significant milestones throughout its history. The company revolutionized the convenience retail sector through its innovative payment and collection services. PayPoint introduced the first cash payment network in the UK, enabling customers to pay bills in their local stores. They expanded their business globally, establishing operations in Romania and Ireland. PayPoint launched an integrated mobile payments application, making it easier for customers to make transactions on the go. The company also won multiple awards for its industry-leading services and commitment to customer satisfaction. PayPoint plc continues to drive innovation and improve financial inclusion for individuals and businesses worldwide.

What is the history and background of the company PayPoint plc?

PayPoint plc is a well-established company that operates as a leading provider of payment solutions in the United Kingdom. Founded in 1996, PayPoint has a rich history in the payments industry. Over the years, the company has expanded its offerings to include a wide range of services such as bill payments, mobile top-ups, and retail transactions. PayPoint's innovative payment platforms have made it a trusted partner for both consumers and businesses. With its commitment to convenience and efficiency, PayPoint continues to thrive in an ever-evolving digital landscape, providing secure and accessible payment solutions to millions of customers across the UK.

Who are the main competitors of PayPoint plc in the market?

PayPoint plc faces competition from various players in the market. Some of its main competitors include Payzone, Square, and PayPal. Payzone provides similar financial services such as bill payments, prepaid cards, and money transfers. Square is a major player in the mobile payment industry, offering similar services to PayPoint. PayPal, a leading online payment platform, also competes with PayPoint by providing convenient and secure digital payment solutions. These strong competitors ensure a dynamic market environment for PayPoint, necessitating the continuous innovation and improvement of its services to stay ahead in the industry.

In which industries is PayPoint plc primarily active?

PayPoint plc is primarily active in the financial services and retail industries.

What is the business model of PayPoint plc?

PayPoint plc operates under a diversified business model. The company provides convenient and secure multi-channel payment solutions to various sectors such as retail, media, and energy. PayPoint offers a wide range of services, including bill and general payments, mobile top-ups, and money transfers. Their extensive network of outlets enables customers to make transactions easily and efficiently. PayPoint's solutions cater to both businesses and individuals, ensuring seamless payment processes and enhancing financial inclusion. With its strong market presence and commitment to innovation, PayPoint plc continues to drive convenience and accessibility in the payment industry.

What is the P/E ratio of PayPoint plc 2025?

The PayPoint plc P/E ratio is 9.19.

What is the P/S ratio of PayPoint plc 2025?

The PayPoint plc P/S ratio is 2.41.

What is the Quality Investing of PayPoint plc?

The Quality Investing for PayPoint plc is 5/10.

What is the revenue of PayPoint plc 2025?

The expected PayPoint plc revenue is 196.71 M GBP.

How high is the profit of PayPoint plc 2025?

The expected PayPoint plc profit is 51.66 M GBP.

What is the business model of PayPoint plc

PayPoint plc is a British company specializing in payment solutions. It offers both B2B and B2C services through its various divisions. The Retail division handles activities related to bill payments, telecommunications, insurance, and other services. PayPoint is able to process payments through cash, credit and debit cards, and electronic direct debits. The company operates a widespread network of approximately 27,000 point of sale (POS) terminals in around 44,000 retail stores operated by various retailers. This provides PayPoint customers with a wide network of acceptance points for making payments in cash or cashless. The business relationship is between PayPoint and its partner companies, typically businesses that offer their services through the PayPoint network. The MultiPay division handles all activities related to online payments. Customers can conveniently settle bills and make transfers without having an account with a financial institution. These activities are primarily focused on the UK. The products of MultiPay can be used by individual and wholesale retailers, as well as companies that offer online services. The Collect+ division provides a platform for online retailers to quickly and securely process returned goods from customers. The network of over 7,000 collection and returns locations in the UK, operated by various retailers, ensures comprehensive coverage and supports online retailers by reducing logistics costs. The mobile & online division focuses on digital payment solutions, primarily serving smaller retailers and self-employed individuals. The offerings range from contactless terminals to Windows, iOS, and Android applications for mobile devices, as well as payment processing via API interfaces. The core product is the PayPoint payment app, which makes it easy for retailers to accept payments through their website or mobile device. The Broadcasting division offers a platform for radio and television broadcasters to conduct SMS surveys and viewer polls. These can be conducted during live broadcasts through the PayPoint network, thereby increasing interaction opportunities for viewers. PayPoint offers its customers a wide range of payment services and also supports smaller retailers and self-employed individuals who can benefit from the company's presence in various retail stores. The broad range of offerings is also of interest to companies that want to handle monetary transactions for various services with their customers. Answer: PayPoint plc is a British company specializing in payment solutions. It offers both B2B and B2C services through various divisions, including Retail, MultiPay, Collect+, mobile & online, and Broadcasting. The company provides a wide range of payment services, supports smaller retailers and self-employed individuals, and offers its services through a network of retail stores and online platforms.

What is the PayPoint plc dividend?

PayPoint plc pays a dividend of 0.36 GBP distributed over payouts per year.

How often does PayPoint plc pay dividends?

The dividend cannot currently be calculated for PayPoint plc or the company does not pay out a dividend.

What is the PayPoint plc ISIN?

The ISIN of PayPoint plc is GB00B02QND93.

What is the PayPoint plc WKN?

The WKN of PayPoint plc is A0DK8C.

What is the PayPoint plc ticker?

The ticker of PayPoint plc is PAY.L.

How much dividend does PayPoint plc pay?

Over the past 12 months, PayPoint plc paid a dividend of 0.38 GBP . This corresponds to a dividend yield of about 5.95 %. For the coming 12 months, PayPoint plc is expected to pay a dividend of 0.48 GBP.

What is the dividend yield of PayPoint plc?

The current dividend yield of PayPoint plc is 5.95 %.

When does PayPoint plc pay dividends?

PayPoint plc pays a quarterly dividend. This is distributed in the months of August, September, December, March.

How secure is the dividend of PayPoint plc?

PayPoint plc paid dividends every year for the past 0 years.

What is the dividend of PayPoint plc?

For the upcoming 12 months, dividends amounting to 0.48 GBP are expected. This corresponds to a dividend yield of 7.41 %.

In which sector is PayPoint plc located?

PayPoint plc is assigned to the 'Industry' sector.

Wann musste ich die Aktien von PayPoint plc kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of PayPoint plc from 3/28/2025 amounting to 0.097 GBP, you needed to have the stock in your portfolio before the ex-date on 2/27/2025.

When did PayPoint plc pay the last dividend?

The last dividend was paid out on 3/28/2025.

What was the dividend of PayPoint plc in the year 2024?

In the year 2024, PayPoint plc distributed 0.28 GBP as dividends.

In which currency does PayPoint plc pay out the dividend?

The dividends of PayPoint plc are distributed in GBP.

All fundamentals about PayPoint plc

Our stock analysis for PayPoint plc Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PayPoint plc Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.