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Overview
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National Bank of Greece Stock

National Bank of Greece Stock ETE.AT

ETE.AT
GRS003003035
A2N40X

Price

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Today +/-
-0
Today %
-0 %

National Bank of Greece stock price

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Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the National Bank of Greece stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the National Bank of Greece stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the National Bank of Greece stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze National Bank of Greece's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

National Bank of Greece Stock Price History

DateNational Bank of Greece Price
7/9/20250 undefined
7/7/202511.13 undefined
7/4/202511.05 undefined
7/3/202511.29 undefined
7/2/202511.09 undefined
7/1/202511.00 undefined
6/30/202510.83 undefined
6/27/202510.99 undefined
6/26/202511.01 undefined
6/25/202511.10 undefined
6/24/202511.29 undefined
6/23/202510.83 undefined
6/20/202510.80 undefined
6/19/202510.50 undefined
6/18/202510.70 undefined
6/17/202510.70 undefined
6/16/202510.85 undefined
6/13/202510.75 undefined
6/12/202510.80 undefined
6/11/202510.95 undefined

National Bank of Greece Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into National Bank of Greece, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by National Bank of Greece from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects National Bank of Greece’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of National Bank of Greece. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into National Bank of Greece’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing National Bank of Greece’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on National Bank of Greece’s growth potential.

National Bank of Greece Revenue, EBIT and net profit per share

DateNational Bank of Greece RevenueNational Bank of Greece Net Income
2027e2.93 B undefined1.36 B undefined
2026e2.79 B undefined1.23 B undefined
2025e2.71 B undefined1.18 B undefined
20243.67 B undefined1.16 B undefined
20233.4 B undefined1.11 B undefined
20222.82 B undefined1.12 B undefined
20212.29 B undefined867 M undefined
20202.96 B undefined33 M undefined
20192.14 B undefined-255 M undefined
20181.71 B undefined-93 M undefined
20172.15 B undefined-443 M undefined
20162.5 B undefined-3.06 B undefined
20153.26 B undefined-3.1 B undefined
20143.96 B undefined66 M undefined
20136.96 B undefined864 M undefined
20127.14 B undefined-2.02 B undefined
20117.12 B undefined-12.35 B undefined
20106.9 B undefined351.5 M undefined
20097.69 B undefined1.14 B undefined
20088.26 B undefined1.55 B undefined
20077.26 B undefined1.63 B undefined
20064.54 B undefined990.1 M undefined
20053.37 B undefined727.4 M undefined

National Bank of Greece Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M)
EBIT (B)
EBIT MARGIN (%)
NET INCOME (B)
NET INCOME GROWTH (%)
SHARES (M)
DOCUMENTS
1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e
3.453.764.334.955.645.764.283.333.052.863.374.547.268.267.696.97.127.146.963.963.262.52.151.712.142.962.292.823.43.672.712.792.93
-8.9015.3414.3613.832.09-25.64-22.24-8.38-6.2617.7334.9459.8913.72-6.90-10.313.210.30-2.54-43.07-17.58-23.47-13.89-20.3625.1037.98-22.5223.1820.528.03-26.212.735.35
---------------------------------
000000000000000000000000000000000
0000000000000000000000000000001.81.831.93
---------------------------------
2.692.733.043.664.14.212.711.821.580.280.730.991.631.551.140.35-12.35-2.020.860.07-3.1-3.06-0.44-0.09-0.260.030.871.121.111.161.181.231.36
-1.5611.4620.2012.052.78-35.69-32.92-13.26-82.31160.5736.1864.14-4.86-26.20-69.24-3,618.23-83.67-142.86-92.36-4,798.48-1.48-85.50-79.01174.19-112.942,527.2729.18-1.254.701.644.8410.37
0.10.10.20.30.30.50.50.50.60.60.60.70.80.80.811.31.39.21.478.6914.6914.6914.6914.5914.5914.6914.7914.62912.2000
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Details

Keystats

Revenue and Growth

The National Bank of Greece Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the National Bank of Greece is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETS
CASH BALANCE (M)
RECEIVABLES (M)
OTHER REC. (M)
INVENTORIES (M)
OTHER CURRENT LIAB. (M)
CURRENT ASSETS (M)
TANGIBLE ASSETS (B)
LONG-T. INVEST. (B)
LONG-T. REC. (M)
INTANGIBLE ASSETS (B)
GOODWILL (B)
OTHER NON-CURRENT ASSETS (B)
NON-CURRENT ASSETS (B)
TOTAL ASSETS (B)
LIABILITIES
COMMON STOCK (B)
ADDITIONAL PAID-IN CAPITAL (B)
RETAINED EARNINGS (B)
OTHER EQUITY (M)
UNREAL. GAINS/LOSSES (M)
EQUITY (B)
LIABILITIES (M)
PROVISIONS (M)
OTHER SHORT-TERM LIAB. (M)
SHORT-TERM DEBTS (B)
LONG-TERM DEBT PORTION (M)
SHORT-TERM REC. (B)
LONG-T. LIAB. (B)
DEFERRED TAXES (M)
OTHER LIAB. (B)
LONG-T. LIABILITIES (B)
DEBT (B)
TOTAL CAPITAL (B)
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                                           
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
0.350.420.440.430.460.590.670.951.21.961.892.041.941.982.12.072.021.971.772.111.331.291.091.051.721.661.661.571.341.3
0.640.440.550.740.791.851.341.40.950.220.250.270.070.060.040.040.040.160.140.140.020.010.010.010.010.020.020.180.180.23
000000000000000000000000000000
0.020.020.030.070.10.110.120.280.110.070.072.522.932.472.492.562.140.410.330.350.150.140.130.150.20.280.350.430.520.63
000000000000000001.731.381.40000000000
0000000000.082.950.260.40.380.170.491.311.32.624.2532.868.89.9310.139.3611.619.415.25.044.45
1.010.881.011.251.352.542.132.632.262.335.155.095.354.894.85.165.515.566.238.2634.3510.2311.1511.3311.313.5811.437.377.086.6
1.010.881.011.251.352.542.132.632.262.335.155.095.354.894.85.165.515.566.238.2634.3510.2311.1511.3311.313.5811.437.377.086.6
                                                           
0.260.260.380.60.6911.031.041.151.491.72.382.392.493.395.146.146.312.072.412.742.742.742.742.742.740.920.920.920.92
0.080.080.290.260.730.480.040.030.030.0302.262.292.683.343.333.333.3311.9814.0613.8713.8713.8713.8713.8713.8713.873.543.543.54
0.240.050.010.390.891.141.21.381.261.041.451.981.810.941.741.19-10.19-10.57-4.61-4.71-6.55-9.47-9.91-11.58-11.71-11.66-8.972.483.64.42
921451101217126931012300000000-1,183-2,428-2,164-965-270-97-123-1533-13-212-242-267
00000000000000000010712236965337782-52-273-189-162
0.670.530.791.262.322.752.362.552.472.573.156.626.496.128.469.66-0.72-2.117.119.619.16.916.74.965.265.075.756.457.638.44
000000000000000003510517245234227243312260243285338294
00000000000000000001781271039461135102159162163266
000000000000000004846751011109124266
0.460.310.511.122.384.086.438.15.930.811.383.14.013.743.094.433.441.392.415.050.14.743.424.11000000
00000000000000000000000080797983100120
0.460.310.511.122.384.086.438.15.930.811.383.14.013.743.094.433.441.792.455.820.485.093.754.420.530.440.490.530.610.69
00.250.40.330.290.250.210.751.10.831.081.631.561.450.520.420.392.392.25.991.250.671.21.412.62.142.152.872.974.15
000000000111021012471041371196380534496614111615161524
2.421.682.141.841.842.42.221.931.662.96.845.76.686.727.517.359.839.98.3810.7931.5811.278.257.027.6387.313.222.422.39
2.421.932.542.172.132.652.432.682.763.748.027.438.498.288.167.8910.2812.3610.6316.8232.8411.959.458.4510.2510.169.486.15.46.56
2.882.243.053.294.516.738.8610.788.694.559.410.5312.512.0111.2512.3213.7214.1513.0822.6433.3317.0413.212.8710.7710.69.966.646.017.25
3.552.783.844.556.839.4811.2213.3311.167.1212.5517.161918.1319.7121.981312.0320.1932.2642.4323.9419.8917.8416.0315.6715.7113.0913.6315.69
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of National Bank of Greece provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand National Bank of Greece's financial health and stability.

Assets

National Bank of Greece's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that National Bank of Greece must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of National Bank of Greece after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into National Bank of Greece's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)
DEPRECIATION (M)
DEFERRED TAXES (M)
CHANGES IN WORKING CAPITAL (B)
NON-CASH ITEM (B)
PAID INTEREST (M)
PAID TAXES (M)
NET CASH FLOW FROM OPERATING ACTIVITIES (B)
CAPITAL EXPENDITURES (M)
CASH FLOW FROM INVESTING ACTIVITIES (B)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)
INTEREST INCOME AND EXPENSES (M)
NET DEBT CHANGE (B)
NET CHANGE IN EQUITY (B)
CASH FLOW FROM FINANCING ACTIVITIES (B)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)
TOTAL DIVIDENDS PAID (M)
NET CHANGE IN CASH FLOW (B)
FREE CASH FLOW (M)
SHARE-BASED COMPENSATION (M)
2002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
000.260.720.951.641.590.960.64-13.42-1.97-0.18-1.42-5.16-2.8-0.370.01-0.20.070.91.391.48
001251151261761912132272262312262061941499991132154163172188
00-133365318028900000000000000
-579.88-746.862.8-4.04-2.75-3.30.552.232.9510.81-1.01-1.24-3.384.1-5.14-7.454.52-1.811.685.610.32-6.3
576.59746.59-4.070.083.453.9-0.07-0.11-0.270.13-0.020.120.050.032.990.240.010.02-0.8-0.040.04-0.04
0000000000000000000000
235165170155295186347620812812320313925564-1293222-26-32-2119
-3.29-0.27-0.88-3.091.812.472.433.593.54-2.25-2.77-1.07-4.54-0.85-4.79-7.474.64-1.8411.116.631.93-4.67
-267-351-124-146-179-311-344-272-257-220-244-212-849-316-177-188-151-151-178-179-193-516
-0.28-0.56-0.320.52-2.11-2.1-5.69-3.36-3.171.712.470.110.690.435.627.28-0.83-1.01-5.01-0.27-1.08-3.24
-0.02-0.2-0.20.66-1.93-1.79-5.34-3.09-2.911.932.710.321.540.745.87.47-0.68-0.86-4.83-0.09-0.89-2.72
0000000000000000000000
0.240.330.480.35-0.920.98-0.33-1.141.43-1.30.23-0.051.81-1.13-2.670.540.170.56-0.45-0.040.780.49
000.10.283.010.060.281.331.82000.962.51.45000-0000-0
00.310.370.642.140.85-0.020.052.99-1.380.181.240.21-2.740.50.130.54-0.45-0.040.790.49
-0.010.08-0.050.210.390.290.23-0.1-0.19-0.06-0.050.3-0.31-0.1-0.07-0.04-0.04-0.02001.70
-235-104-161-193-339-475-212-43-64-24-300000000000
-3.57-0.51-0.95-1.81.821.22-3.540.33.4-2.04-0.10.090.19-0.26-1.970.33.93-2.315.646.321.62-7.42
-3,559-621-1,003-3,2371,6312,1632,0893,3183,287-2,474-3,009-1,286-5,393-1,161-4,969-7,6604,484-1,99210,9306,4511,732-5,185
0000000000000000000000

National Bank of Greece stock margins

The National Bank of Greece margin analysis displays the gross margin, EBIT margin, as well as the profit margin of National Bank of Greece. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for National Bank of Greece.
  • 3 years

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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the National Bank of Greece's sales revenue. A higher gross margin percentage indicates that the National Bank of Greece retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the National Bank of Greece's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the National Bank of Greece's total revenue generated. When comparing the revenue margin year over year, investors can gauge the National Bank of Greece's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the National Bank of Greece. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the National Bank of Greece's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

National Bank of Greece Margin History

DateNational Bank of Greece Profit margin
2027e46.42 %
2026e44.33 %
2025e43.44 %
202431.52 %
202332.52 %
202239.69 %
202137.84 %
20201.12 %
2019-11.9 %
2018-5.43 %
2017-20.6 %
2016-122.3 %
2015-95.01 %
20141.67 %
201312.42 %
2012-28.25 %
2011-173.52 %
20105.1 %
200914.84 %
200818.72 %
200722.38 %
200621.8 %
200521.61 %

National Bank of Greece Stock Sales Revenue, EBIT, Earnings per Share

The National Bank of Greece earnings per share therefore indicates how much revenue National Bank of Greece has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue National Bank of Greece earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates National Bank of Greece's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of National Bank of Greece’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating National Bank of Greece's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

National Bank of Greece Revenue, EBIT and net profit per share

DateNational Bank of Greece Sales per ShareNational Bank of Greece Earnings per Share
2027e3.22 undefined1.49 undefined
2026e3.05 undefined1.35 undefined
2025e2.97 undefined1.29 undefined
20244.03 undefined1.27 undefined
20233.72 undefined1.21 undefined
20223.09 undefined1.22 undefined
20212.5 undefined0.95 undefined
20203.23 undefined0.04 undefined
20192.34 undefined-0.28 undefined
20181.87 undefined-0.1 undefined
20172.35 undefined-0.48 undefined
20162.73 undefined-3.34 undefined
201541.53 undefined-39.45 undefined
20142,828.57 undefined47.14 undefined
2013756.09 undefined93.91 undefined
20125,490 undefined-1,550.77 undefined
20115,474.46 undefined-9,499.31 undefined
20106,895.1 undefined351.5 undefined
20099,611 undefined1,426.25 undefined
200810,323.5 undefined1,932.5 undefined
20079,077.75 undefined2,031.63 undefined
20066,489.14 undefined1,414.43 undefined
20055,610.17 undefined1,212.33 undefined

National Bank of Greece business model

The National Bank of Greece SA was founded in 1841 and is one of the oldest banks in Greece. It is headquartered in Athens and is a significant player in the Greek banking sector. The business model of the National Bank of Greece SA includes various business areas. These include retail banking, corporate banking, investment banking, and private banking. These business areas offer various financial products such as loans, deposits, and securities. In retail banking, the National Bank of Greece SA offers various services such as current accounts, cards, insurance, retirement plans, and online banking. It has a large network of branches and offices in Greece, providing comprehensive customer care. In corporate banking, the National Bank of Greece SA focuses on small and medium-sized enterprises as well as large customers. It offers tailored financing solutions and support for expansion into foreign markets. In investment banking, the National Bank of Greece SA assists clients with capital raising and structuring, as well as M&A transactions. It is also active in securities trading, particularly in stocks and bonds. In private banking, the National Bank of Greece SA provides comprehensive wealth management services to its clients. It focuses on high-net-worth individuals who require personalized investment strategies. In addition to these main business areas, the National Bank of Greece SA is also active in other sectors such as asset and fund management, as well as mortgage loans. The National Bank of Greece SA has experienced a turbulent history in recent years. Due to the international financial crisis and the debt problem in Greece, it faced a difficult financial situation. The bank had to seek state support and implement a strict restructuring plan. This resulted in a reduction in the balance sheet size and a focus on core business areas. In 2019, the National Bank of Greece SA improved its capital structure and reduced its debt. The bank focused on digitization and expanded its online banking offering. It also advanced its business expansion in the Balkan countries. In summary, the National Bank of Greece SA is an important bank in Greece. It offers a wide range of financial products and has focused on core business areas in recent years. Despite some difficulties in the past, it has established a strong market position and aims for expansion into new business areas and countries. National Bank of Greece is one of the most popular companies on Eulerpool.com.

National Bank of Greece SWOT Analysis

Strengths

1. Established Presence: National Bank of Greece SA is one of the largest and most well-known banks in Greece, enjoying a strong market position and an extensive branch network.

2. Diverse Product Portfolio: The bank offers a wide range of financial services, including retail and corporate banking, investments, insurance, and asset management, providing customers with comprehensive solutions.

3. Strong Customer Base: National Bank of Greece SA serves millions of customers, both individuals and businesses, building long-term relationships and benefiting from a loyal and diverse client base.

4. Financial Stability: Despite facing challenges in the past, the bank has implemented solid financial risk management practices and been able to maintain stability, instilling confidence in its stakeholders.

Weaknesses

1. Vulnerability to Economic Conditions: The bank's performance heavily relies on the overall economic situation in Greece, making it susceptible to downturns and volatility in the market.

2. Non-Performing Loans: National Bank of Greece SA had to deal with a significant amount of non-performing loans, which have an impact on its profitability and require adequate provisions to be made.

3. Regulatory Compliance Challenges: Stricter regulatory requirements in the banking industry demand ongoing investment in compliance measures, which can pose operational and cost challenges for the bank.

Opportunities

1. Digitization and Technological Advancements: Embracing digital transformation can enable the bank to enhance customer experience, streamline operations, and improve efficiency in the competitive banking landscape.

2. Expansion and Diversification: Exploring opportunities for expansion into new markets and segments, both geographically and in terms of services offered, can generate additional revenue streams and reduce dependency on the domestic market.

3. Growing Demand for Sustainable Finance: By promoting sustainable finance practices, the bank can tap into the increasing demand for environmentally and socially responsible investments, gaining a competitive edge in the market.

Threats

1. Economic Instability: Greece's economic conditions remain uncertain, with ongoing challenges such as high levels of public debt and political uncertainties, which can impact the bank's performance and profitability.

2. Intense Competition: The banking sector in Greece faces intense competition, with both domestic and international players vying for market share, putting pressure on margins and requiring continuous innovation.

3. Changing Customer Preferences and Behavior: Evolving customer expectations, preferences, and increasing adoption of digital banking channels may require significant investments in technology and customer-centric strategies to remain competitive.

4. Legal and Regulatory Changes: The bank needs to stay vigilant regarding changes in banking regulations and comply with stringent measures, ensuring it meets all legal obligations and manages associated risks effectively.

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National Bank of Greece Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

National Bank of Greece historical P/E ratio, EBIT multiple, and P/S ratio

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National Bank of Greece shares outstanding

The number of shares was National Bank of Greece in 2024 — This indicates how many shares 912.204 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue National Bank of Greece earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates National Bank of Greece's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of National Bank of Greece’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating National Bank of Greece's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

National Bank of Greece stock splits

In National Bank of Greece's history, there have been no stock splits.

National Bank of Greece dividend history and estimates

In 2024, National Bank of Greece paid a dividend amounting to 0.36 EUR. Dividend means that National Bank of Greece distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for National Bank of Greece provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify National Bank of Greece’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating National Bank of Greece's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

National Bank of Greece Dividend History

DateNational Bank of Greece Dividend
2027e0.41 undefined
2026e0.41 undefined
2025e0.41 undefined
20240.36 undefined
2008236.63 undefined
2007568.83 undefined
2006530.21 undefined
2005318.13 undefined

National Bank of Greece dividend payout ratio

In 2024, National Bank of Greece had a payout ratio of 21.7%. The payout ratio indicates the percentage of the company's profits that National Bank of Greece distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for National Bank of Greece represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for National Bank of Greece could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate National Bank of Greece's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

National Bank of Greece Payout Ratio History

DateNational Bank of Greece Payout ratio
2027e21.7 %
2026e21.7 %
2025e21.7 %
202421.7 %
202321.7 %
202221.7 %
202121.71 %
202021.7 %
201921.69 %
201821.74 %
201721.67 %
201621.65 %
201521.91 %
201421.45 %
201321.6 %
201222.68 %
201120.07 %
201022.05 %
200925.91 %
200812.24 %
200728 %
200637.49 %
200526.24 %
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Unfortunately, there are currently no price targets and forecasts available for National Bank of Greece.

National Bank of Greece latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20250.32 0.33  (2.1 %)2025 Q1
12/31/20240.3 0.19  (-35.96 %)2024 Q4
9/30/20240.33 0.34  (1.86 %)2024 Q3
6/30/20240.33 0.34  (1.8 %)2024 Q2
3/31/20240.35 0.39  (11.4 %)2024 Q1
12/31/20230.32 0.34  (3.65 %)2023 Q4
9/30/20230.32 0.29  (-11.82 %)2023 Q3
6/30/20230.25 0.3  (18.81 %)2023 Q2
3/31/20230.21 0.28  (32.01 %)2023 Q1
12/31/20220.15 0.48  (216.83 %)2022 Q4
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Eulerpool ESG Scorecard© for the National Bank of Greece stock

Eulerpool World ESG Rating (EESG©)

95/ 100

🌱 Environment

94

👫 Social

99

🏛️ Governance

91

Environment

Scope 1 - Direct Emissions
1,597
Scope 2 - Indirect emissions from purchased energy
19,761
Scope 3 - Indirect emissions within the value chain
14,140,886
Total CO₂ emissions
21,358
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees54.06
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

National Bank of Greece shareholders

%
Name
Stocks
Change
Date
8.41310 % Hellenic Financial Stability Fund76,744,601-91,471,51610/30/2024
6.36166 % Capital Research Global Investors58,031,28712,9361/31/2025
4.84468 % Fidelity Management & Research Company LLC44,193,328240,40112/31/2024
2.97300 % The Vanguard Group, Inc.27,119,78367,7111/31/2025
2.76892 % MFS Investment Management25,258,208520,4471/31/2025
1.81549 % Principal Global Investors (Equity)16,560,94212,9511/31/2025
1.50343 % BlackRock Institutional Trust Company, N.A.13,714,34327,3251/31/2025
1.25505 % Lazard Asset Management, L.L.C.11,448,600-265,9541/31/2025
1.13613 % Columbia Threadneedle Investments (US)10,363,834-1,1151/31/2025
1.02510 % Norges Bank Investment Management (NBIM)9,350,976-2,701,04012/31/2024
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National Bank of Greece Executives and Management Board

Mr. Pavlos Mylonas

(66)
National Bank of Greece Chief Executive Officer, Executive Board Member (since 2014)
Compensation 590,000

Mrs. Christina Theofilidi

(57)
National Bank of Greece General Manager - Retail Banking, Executive Director, Member of the Executive Committee (since 2018)
Compensation 360,000

Ms. Anne Clementine Marion-Bouchacourt

(66)
National Bank of Greece Independent Non-Executive Member of the Board of Directors
Compensation 270,000

Mr. Matthieu Kiss

(68)
National Bank of Greece Non-Executive Independent Chairman of the Board
Compensation 145,000

Mr. Claude Piret

(72)
National Bank of Greece Non-Executive Independent Vice Chairman of the Board
Compensation 145,000
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Most common questions regarding National Bank of Greece

What values and corporate philosophy does National Bank of Greece represent?

The National Bank of Greece SA represents a strong commitment to excellence and responsible banking. With a rich history tracing back to 1841, the bank values integrity, transparency, and innovation. It strives to provide a comprehensive range of financial services that cater to the needs of its customers, including retail, corporate, and investment banking. The company's corporate philosophy is built on fostering long-term relationships with clients while maintaining a sustainable approach to growth. As a trusted financial institution, the National Bank of Greece SA prioritizes delivering value to its shareholders, supporting the local economy, and contributing to the overall development of the country.

In which countries and regions is National Bank of Greece primarily present?

The National Bank of Greece SA is primarily present in Greece, where it serves as one of the leading and largest financial institutions in the country. With its headquarters in Athens, the bank operates a widespread network of branches and subsidiaries across Greece, providing comprehensive banking and financial services to individuals, businesses, and corporations. Apart from its domestic presence, National Bank of Greece SA also has a limited international presence through representative offices in Cyprus, United Kingdom, South Africa, China, and Egypt.

What significant milestones has the company National Bank of Greece achieved?

Some significant milestones achieved by the National Bank of Greece SA include its establishment in 1841 as the first bank in Greece, its expansion and acquisition of various other financial institutions, its listing on the Athens Stock Exchange in 1880, and its growth as one of the largest banking groups in Southeastern Europe. The bank played a crucial role in the development of Greece's economy and financial sector, providing various financial services to individuals, businesses, and the government. Throughout its history, the National Bank of Greece SA has continually adapted to market changes and embraced technological advancements to enhance its offerings and maintain its position as a leading banking institution.

What is the history and background of the company National Bank of Greece?

The National Bank of Greece SA, commonly known as NBG, is one of the oldest and largest financial institutions in Greece. It was established in 1841 as the country's first bank and has since played a significant role in Greece's economic development. NBG has a strong presence both domestically and internationally, offering a wide range of financial services and products to individuals, businesses, and institutional clients. Over the years, the bank has undergone various mergers, acquisitions, and expansions, solidifying its position as a leading player in the Greek banking sector. NBG's rich history and extensive experience make it a trusted and reliable financial partner for customers seeking integrated banking solutions in Greece.

Who are the main competitors of National Bank of Greece in the market?

The main competitors of National Bank of Greece SA in the market include Piraeus Bank, Alpha Bank, and Eurobank Ergasias.

In which industries is National Bank of Greece primarily active?

National Bank of Greece SA is primarily active in the banking and financial services industry.

What is the business model of National Bank of Greece?

The business model of National Bank of Greece SA primarily revolves around offering a wide range of financial services and banking products. As one of the largest and oldest banking institutions in Greece, National Bank of Greece SA provides services such as retail banking, corporate and investment banking, asset management, and treasury. The bank aims to cater to the diverse financial needs of individuals, businesses, and institutions, offering solutions like loans, deposits, insurance, investment options, and other tailored financial products. National Bank of Greece SA endeavors to deliver quality services, foster economic growth, and support the development of Greece's banking sector.

What is the P/E ratio of National Bank of Greece 2025?

The P/E ratio cannot be calculated for National Bank of Greece at the moment.

What is the P/S ratio of National Bank of Greece 2025?

The P/S cannot be calculated for National Bank of Greece currently.

What is the Quality Investing of National Bank of Greece?

The Quality Investing for National Bank of Greece is 3/10.

What is the revenue of National Bank of Greece 2025?

The expected National Bank of Greece revenue is 2.71 B EUR.

How high is the profit of National Bank of Greece 2025?

The expected National Bank of Greece profit is 1.18 B EUR.

What is the business model of National Bank of Greece

The National Bank of Greece SA is the largest financial institution in Greece and offers a wide range of financial services for private and business customers. The business model of the National Bank of Greece SA is based on various divisions that aim to meet the needs of customers. One of these divisions is retail banking, which is specifically tailored to the needs of private customers. Here, the bank offers various products and services, such as checking accounts, credit cards, loans, and mortgages. Additionally, the National Bank of Greece SA also offers insurance and investment products to ensure that their customers can manage their finances optimally. Another important division of the National Bank of Greece SA is corporate banking, which is specifically designed for business customers. Here, the bank offers various products and services, such as loans, investment products, and foreign exchange trading. Additionally, the National Bank of Greece SA also provides consulting services for businesses to ensure that they can manage their finances optimally. The National Bank of Greece SA also offers wealth management services and private banking to help their customers manage their assets. Here, the bank offers various products and services, such as asset management, investment funds, and brokerage services. Overall, the business model of the National Bank of Greece SA is based on a wide range of financial services tailored to the needs of their customers. The bank strives to empower their customers to optimize their finances and protect their assets through a combination of innovative products, top-notch services, and comprehensive advice. The National Bank of Greece SA is also committed to offering its services online to ensure that their customers can access their finances anytime and anywhere. The bank provides mobile banking apps, online banking, and secure transactions to ensure that their customers can manage their finances anytime and anywhere. In summary, the business model of the National Bank of Greece SA is tailored to the needs of their customers and offers a wide range of financial services. The bank continuously works to improve its processes and products to ensure that it meets the needs of its customers and is also prepared for the future.

What is the National Bank of Greece dividend?

National Bank of Greece pays a dividend of 0 EUR distributed over payouts per year.

How often does National Bank of Greece pay dividends?

The dividend cannot currently be calculated for National Bank of Greece or the company does not pay out a dividend.

What is the National Bank of Greece ISIN?

The ISIN of National Bank of Greece is GRS003003035.

What is the National Bank of Greece WKN?

The WKN of National Bank of Greece is A2N40X.

What is the National Bank of Greece ticker?

The ticker of National Bank of Greece is ETE.AT.

How much dividend does National Bank of Greece pay?

Over the past 12 months, National Bank of Greece paid a dividend of 0.36 EUR . This corresponds to a dividend yield of about . For the coming 12 months, National Bank of Greece is expected to pay a dividend of 0.41 EUR.

What is the dividend yield of National Bank of Greece?

The current dividend yield of National Bank of Greece is .

When does National Bank of Greece pay dividends?

National Bank of Greece pays a quarterly dividend. This is distributed in the months of July, June, August, July.

How secure is the dividend of National Bank of Greece?

National Bank of Greece paid dividends every year for the past 4 years.

What is the dividend of National Bank of Greece?

For the upcoming 12 months, dividends amounting to 0.41 EUR are expected. This corresponds to a dividend yield of 3.72 %.

In which sector is National Bank of Greece located?

National Bank of Greece is assigned to the 'Finance' sector.

Wann musste ich die Aktien von National Bank of Greece kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of National Bank of Greece from 6/10/2025 amounting to 0.444 EUR, you needed to have the stock in your portfolio before the ex-date on 6/3/2025.

When did National Bank of Greece pay the last dividend?

The last dividend was paid out on 6/10/2025.

What was the dividend of National Bank of Greece in the year 2024?

In the year 2024, National Bank of Greece distributed 0 EUR as dividends.

In which currency does National Bank of Greece pay out the dividend?

The dividends of National Bank of Greece are distributed in EUR.

All fundamentals about National Bank of Greece

Our stock analysis for National Bank of Greece Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of National Bank of Greece Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.