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Overview
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Kemper stock

KMPR
US4884011002
A1JEFA

Price

67.77
Today +/-
+1.55
Today %
+2.43 %

Kemper stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Kemper stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Kemper stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Kemper stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Kemper's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Kemper Stock Price History

DateKemper Price
12/17/202467.77 undefined
12/17/202466.14 undefined
12/16/202467.83 undefined
12/13/202467.71 undefined
12/12/202467.67 undefined
12/11/202467.91 undefined
12/10/202466.66 undefined
12/9/202468.47 undefined
12/6/202470.64 undefined
12/5/202471.25 undefined
12/4/202470.79 undefined
12/3/202470.29 undefined
12/2/202470.97 undefined
11/29/202471.49 undefined
11/27/202470.93 undefined
11/26/202471.57 undefined
11/25/202471.95 undefined
11/22/202471.61 undefined
11/21/202472.10 undefined
11/20/202470.71 undefined
11/19/202470.60 undefined

Kemper Revenue, EBIT, Net Income

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Kemper, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Kemper from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Kemper’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Kemper. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Kemper’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Kemper’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Kemper’s growth potential.

Kemper Revenue, EBIT and net profit per share

DateKemper RevenueKemper EBITKemper Net Income
2026e5.3 B undefined0 undefined414.2 M undefined
2025e4.85 B undefined-36.01 M undefined398.41 M undefined
2024e4.32 B undefined4.03 M undefined357.36 M undefined
20234.94 B undefined68.2 M undefined-272.1 M undefined
20225.68 B undefined-4 M undefined-286.6 M undefined
20215.69 B undefined-133.5 M undefined-123.7 M undefined
20205.15 B undefined729 M undefined409.5 M undefined
20194.91 B undefined706 M undefined529.4 M undefined
20183.79 B undefined426.9 M undefined189.1 M undefined
20172.74 B undefined256.1 M undefined120.1 M undefined
20162.55 B undefined126.8 M undefined17 M undefined
20152.37 B undefined255.5 M undefined85.3 M undefined
20142.21 B undefined321.7 M undefined114 M undefined
20132.44 B undefined430.7 M undefined216.6 M undefined
20122.47 B undefined215.1 M undefined102.9 M undefined
20112.51 B undefined177.1 M undefined74.2 M undefined
20102.66 B undefined327.1 M undefined177.1 M undefined
20092.8 B undefined342 M undefined164.2 M undefined
20082.74 B undefined36.4 M undefined-29.6 M undefined
20072.9 B undefined352.4 M undefined205.4 M undefined
20062.86 B undefined487.5 M undefined287 M undefined
20052.83 B undefined413.5 M undefined255.5 M undefined
20043.04 B undefined392.9 M undefined240.2 M undefined

Kemper Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
1.281.181.111.221.251.361.361.371.451.521.532.091.811.952.532.32.943.042.832.862.92.742.82.662.512.472.442.212.372.552.743.794.915.155.695.684.944.324.855.3
--7.43-6.5010.572.458.610.070.156.015.250.4636.27-13.057.7229.70-9.2828.073.30-6.941.171.43-5.552.19-5.07-5.79-1.48-1.09-9.467.107.857.1738.5829.554.8610.40-0.12-13.06-12.5512.159.47
83.8290.5496.8487.5885.4978.7178.6578.5374.0870.3970.0751.4159.1354.8942.3246.6536.4335.2637.8937.4636.9339.1038.2640.3042.7843.4243.9048.4845.2741.9739.1728.2621.8220.8020.9518.8721.7024.8122.1320.21
00000000000000000000000000000000001.191.070000
2542011061331361239514815013211751020191380-8123240255287205-29164177741022161148517120189529409-123-286-272357398414
--20.87-47.2625.472.26-9.56-22.7655.791.35-12.00-11.36335.90-60.59-54.73317.58-102.11-1,637.5095.126.2512.55-28.57-114.15-665.527.93-58.1937.84111.76-47.22-25.44-80.00605.8857.50179.89-22.68-130.07132.52-4.90-231.2511.484.02
----------------------------------------
----------------------------------------
110.8110.8110.8110.3106.2103.6103.6100.280.875.875.278.273.168.867.967.767.768.969.568.265.862.762.261.860.4595753.951.751.251.658.866.566.764.2663.8364.03000
----------------------------------------
Details

Keystats

Revenue and Growth

The Kemper Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Kemper is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (B)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                       
000000000000000000000000000000000432.3490.80
0000000000000000000000000000000001.421.290
000000000000000000000000000000000216.2249.30
000000000000000000000000000000000000
000000000000000000000000000000000164.2180.90
0000000000000000000000000000000002.232.210
0000000000000000000000000167161150140117114187167158.4138.7133.1
2.93.063.133.233.473.713.323.413.293.454.34.14.235.135.35.786.016.286.296.445.726.026.256.226.465.986.286.286.476.697.968.9310.3310.298.78.81
000000000000000000000000000000000216.2249.30
000000000000000000000000000000000343.20318.3
0.150.220.220.210.210.210.210.230.230.240.30.370.350.350.350.350.350.350.350.320.340.330.310.310.310.310.310.320.320.321.111.111.111.311.31.25
0000000000000000000145201108406532041416394516173.1296.6274.9
3.063.283.343.443.683.923.533.643.523.694.64.474.595.475.656.136.356.626.646.96.266.466.66.546.786.56.756.796.977.139.2210.2811.6212.510.6810.79
3.063.283.343.443.683.923.533.643.523.694.64.474.595.475.656.136.356.626.646.96.266.466.66.546.786.56.756.796.977.139.2210.2811.6214.7312.8910.79
                                                                       
141455555444877777777666666655557776.46.46.4
0.160.170.170.160.160.160.150.130.130.220.430.440.440.490.510.540.620.710.760.780.770.770.750.740.730.70.660.650.660.671.671.821.811.791.811.85
1.591.631.661.661.731.761.61.281.271.211.371.281.151.231.091.081.161.191.231.180.991.091.21.111.121.221.21.211.171.241.361.812.071.761.371.01
000000000000102190196195250251287325-10859157258313135-105-89-75-75-98-103-48-54-514.9172.6
5668445458174131137810213-1000000000000000328213212270119439729502.10-533.4
1.821.881.881.881.952.11.771.521.481.531.821.721.71.921.81.822.042.162.282.291.651.922.112.122.162.052.091.991.982.123.053.974.564.012.672.51
00000000000000000000000000000000001.920
118150137150234233249244260237258282305556392439424443388381456436438403431330410472453454697733728843.6817.3738
0.090.110.110.140.140.180.10.170.170.190.380.250.250.380.350.380.260.270.290.260.070.010.020.010.020.010.0400.010.010001.91.70
000000000000000000000000000000000000
000000000000000000000000000000000276.723.40
0.210.260.250.290.370.420.350.420.430.430.640.530.550.940.740.820.680.720.670.640.520.450.450.410.450.340.450.480.460.460.70.730.733.024.460.74
00000000.10.060.080.120.120.180.260.380.50.50.50.510.560.560.560.610.610.610.610.750.750.750.590.910.781.171.121.391.39
000000000000000000000000000001526178286227050.6
0.310.350.360.370.370.390.440.520.590.570.550.610.70.750.860.920.921.071.161.331.110.680.320000000000000
0.310.350.360.370.370.390.440.620.650.650.660.730.8811.241.411.431.581.671.891.671.240.930.610.610.610.750.750.750.610.940.961.461.351.391.44
0.520.610.610.660.750.810.791.031.081.071.31.261.441.941.982.232.112.292.342.532.21.691.381.021.060.951.21.231.211.071.641.692.194.375.852.18
2.342.492.492.542.72.912.552.562.562.613.122.983.143.863.784.054.154.454.634.823.853.613.53.143.2333.293.223.193.194.695.666.758.388.524.68
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Kemper provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Kemper's financial health and stability.

Assets

Kemper's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Kemper must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Kemper after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Kemper's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
2011061331361239514815013211751020191380-8123240255283217-29164177741032171148516120190531409-120-301-272
00000000000000000202220181614101517232819181716255997058
000000000000000000000000000000000000
-38734371455645726416233-567637734042883116-8-69-203-74-88-726-125-815616096111115-28475-89-36
-128-2346-21-7344-20-76-2618-603-128-87-5666333-25-1698128357-45-38-5912764443465-17511-103109116
0000000965541393192728273833353338393745444434374434435154
1273743766277754947415420811710012-125464125116987265575242374401306855380-106
6917121415219519517314617015314116791913955852983763062506916358-2565122133215240240539534448350-210-134
0000000000000000000000000-15-11-8-17-35-65-84-53-57-30-53
-37-154-157-55-147-161791429-66170212-26-368-359-608-208-419-86-222356287319564-1064-104-28-238-105-497-633-757-118-108107
-37-154-157-55-147-161791429-66170212-26-368-359-608-208-419-86-222356287319564-10620-93-19-220-69-432-549-703-60-77161
000000000000000000000000000000000000
000000093-4021240637412211800054004700-5144-110-15944-135395-501160
00-35-9000-245-416-61-20-232-191-122-26-9-10-33-83-134-670-33-27-59-98-113-41040131-106-15644
-24-12-47-103-44-38-254-302-171-90-317-212-52180-4771-735-106-82-345-491-404-405-114-156-19-100-48-205-12160378-290382-122
-24-123133122866101120-881109240-48674015596116-159-424-363-320121110-1232167-3341-46
00-43-47-56-67-75-80-83-89-100-101-103-108-112-112-113-117-119-119-118-66-54-58-56-54-51-49-49-49-56-67-78-80-79-80
739-62-4-1-147-2-51503-114816-37113-5479-40-26134-154-29985-46-70296169-5764-148
69.4171214.1152.6195.2195.5173.5146.2170.6153.614116.279.5191.8395.9585.6298.2376.7306.4250.769.2163.558.5-2565.7106.9122.3206.1222.9205.1473.9450.3394.6292.9-241.1-188
000000000000000000000000000000000000

Kemper stock margins

The Kemper margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Kemper. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Kemper.
  • 3 years

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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Kemper's sales revenue. A higher gross margin percentage indicates that the Kemper retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Kemper's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Kemper's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Kemper's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Kemper. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Kemper's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Kemper Margin History

Kemper Gross marginKemper Profit marginKemper EBIT marginKemper Profit margin
2026e18.87 %0 %7.81 %
2025e18.87 %-0.74 %8.22 %
2024e18.87 %0.09 %8.27 %
202318.87 %1.38 %-5.51 %
202218.87 %-0.07 %-5.04 %
202120.96 %-2.35 %-2.17 %
202018.87 %14.15 %7.95 %
201918.87 %14.37 %10.77 %
201818.87 %11.25 %4.98 %
201718.87 %9.35 %4.39 %
201618.87 %4.96 %0.67 %
201518.87 %10.79 %3.6 %
201418.87 %14.54 %5.15 %
201318.87 %17.64 %8.87 %
201218.87 %8.71 %4.17 %
201118.87 %7.07 %2.96 %
201018.87 %12.3 %6.66 %
200918.87 %12.2 %5.86 %
200818.87 %1.33 %-1.08 %
200718.87 %12.14 %7.08 %
200618.87 %17.03 %10.03 %
200518.87 %14.61 %9.03 %
200418.87 %12.92 %7.9 %

Kemper Stock Sales Revenue, EBIT, Earnings per Share

The Kemper earnings per share therefore indicates how much revenue Kemper has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Kemper earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Kemper's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Kemper’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Kemper's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Kemper Revenue, EBIT and net profit per share

DateKemper Sales per ShareKemper EBIT per shareKemper Earnings per Share
2026e82.81 undefined0 undefined6.47 undefined
2025e75.64 undefined0 undefined6.22 undefined
2024e67.45 undefined0 undefined5.58 undefined
202377.17 undefined1.07 undefined-4.25 undefined
202289.03 undefined-0.06 undefined-4.49 undefined
202188.53 undefined-2.08 undefined-1.92 undefined
202077.26 undefined10.93 undefined6.14 undefined
201973.89 undefined10.62 undefined7.96 undefined
201864.52 undefined7.26 undefined3.22 undefined
201753.06 undefined4.96 undefined2.33 undefined
201649.9 undefined2.48 undefined0.33 undefined
201545.81 undefined4.94 undefined1.65 undefined
201441.04 undefined5.97 undefined2.12 undefined
201342.85 undefined7.56 undefined3.8 undefined
201241.86 undefined3.65 undefined1.74 undefined
201141.5 undefined2.93 undefined1.23 undefined
201043.05 undefined5.29 undefined2.87 undefined
200945.06 undefined5.5 undefined2.64 undefined
200843.74 undefined0.58 undefined-0.47 undefined
200744.12 undefined5.36 undefined3.12 undefined
200641.97 undefined7.15 undefined4.21 undefined
200540.71 undefined5.95 undefined3.68 undefined
200444.13 undefined5.7 undefined3.49 undefined

Kemper business model

Kemper Corp is a diversified insurance and investment holding company based in Chicago, Illinois, USA. The company was founded in 1990 and offers a wide range of insurance, investment, and management services. Kemper operates in the United States through its subsidiaries and serves customers in all states. The business model of Kemper focuses on providing insurance and investment products to protect their customers from various risks while also growing their money. The company strives to develop innovative products tailored to the needs of customers and help them achieve their financial goals. Through its subsidiaries, Kemper offers a wide range of insurance products such as vehicle, home, life, and health insurance. Additionally, Kemper also provides investment and asset management services. Kemper has three main divisions - Kemper Personal and Commercial Lines, Kemper Specialty, and Kemper Life and Health. Kemper Personal and Commercial Lines offer auto, property, and liability insurance for both personal and commercial customers. Kemper Specialty specializes in high-risk insurance such as non-standard auto, motorcycle, and boat insurance. Kemper Life and Health offer life, health, and accident insurance. Kemper offers a wide range of products and services to meet the needs of its customers. Some of the well-known Kemper products include Direct Auto and Home Insurance, Reserve National Insurance, and The Alliance. Direct Auto and Home Insurance provides insurance directly to end customers without the use of agents. This operating model allows the company to keep its costs and prices low, enabling it to offer affordable rates to customers. Through subsidiary Reserve National Insurance, Kemper also offers additional insurance to provide financial support in unforeseen events such as work accidents, illnesses, or deaths. Through The Alliance, Kemper customers can access a network of independent insurance agents who can help better meet their needs. Overall, Kemper is a company that focuses on serving the needs of its customers and offers a wide range of insurance and investment products. The company is working to develop innovative products and services to provide better financial solutions to its customers. With a broad portfolio of subsidiaries and products, Kemper is committed to assisting its customers throughout the United States, considering their needs and budgets. Kemper is one of the most popular companies on Eulerpool.com.

Kemper SWOT Analysis

Strengths

Kemper Corp possesses several key strengths that contribute to its success in the market. One notable strength is its strong financial position, which enables the company to invest in new projects and expand its operations effectively. The company also benefits from a diverse portfolio of insurance products, offering customers a wide range of options to meet their specific needs. Kemper Corp's strong brand reputation and customer loyalty further contribute to its competitive advantage.

Weaknesses

Despite its strengths, Kemper Corp also faces certain weaknesses that need to be addressed. One significant weakness is the company's limited geographical presence. While it has a strong presence in certain regions, it lacks nationwide coverage compared to some of its competitors. Moreover, the company's reliance on traditional distribution channels and limited utilization of digital platforms may hinder its ability to reach a wider customer base and adapt to changing market trends.

Opportunities

Kemper Corp has various opportunities it can leverage to drive future growth. The increasing demand for insurance products, coupled with favorable market conditions, presents an opportunity for the company to expand its customer base and market share. Embracing digital transformation and investing in technology can also help Kemper Corp streamline its operations, enhance customer experience, and tap into new market segments. Additionally, strategic partnerships and acquisitions can provide access to new markets and capabilities.

Threats

Kemper Corp faces potential threats that could impact its business and market position. One significant threat is intense competition within the insurance industry. The presence of well-established competitors with extensive resources and a broader geographic reach poses challenges for Kemper Corp's market expansion efforts. Additionally, the evolving regulatory landscape and compliance requirements can increase operational costs and create barriers to entry for new players. External factors such as economic volatility, natural disasters, and adverse weather conditions also pose risks to the company's financial performance.

Kemper Revenue by Segment

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Details

Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Kemper Revenue by Segment

Segmente2011
Operating Segments2.47 B USD
Kemper909.7 M USD
Life and Health Insurance847.9 M USD
Specialty466.8 M USD
Direct240.7 M USD
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Kemper Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Kemper historical P/E ratio, EBIT multiple, and P/S ratio

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Kemper shares outstanding

The number of shares was Kemper in 2023 — This indicates how many shares 64.026 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Kemper earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Kemper's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Kemper’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Kemper's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Kemper stock splits

In Kemper's history, there have been no stock splits.

Kemper dividend history and estimates

In 2023, Kemper paid a dividend amounting to 1.24 USD. Dividend means that Kemper distributes a portion of its profits to its owners.
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Dividend
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Dividend

Dividend Overview

The dividend per year chart for Kemper provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Kemper’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Kemper's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Kemper Dividend History

DateKemper Dividend
2026e1.13 undefined
2025e1.13 undefined
2024e1.13 undefined
20231.24 undefined
20221.24 undefined
20211.24 undefined
20201.2 undefined
20191.03 undefined
20180.96 undefined
20170.96 undefined
20160.96 undefined
20150.96 undefined
20140.96 undefined
20131.2 undefined
20120.96 undefined
20110.96 undefined
20100.88 undefined
20091.07 undefined
20081.88 undefined
20071.82 undefined
20061.76 undefined
20051.7 undefined
20041.66 undefined

Kemper dividend payout ratio

In 2023, Kemper had a payout ratio of 20.8%. The payout ratio indicates the percentage of the company's profits that Kemper distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Kemper represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Kemper could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Kemper's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Kemper Payout Ratio History

DateKemper Payout ratio
2026e19.31 %
2025e19.37 %
2024e17.76 %
202320.8 %
2022-27.61 %
2021-64.42 %
202019.54 %
201912.94 %
201829.91 %
201741.38 %
2016290.91 %
201558.54 %
201445.5 %
201331.58 %
201255.17 %
201178.69 %
201030.77 %
200940.68 %
2008-400 %
200758.33 %
200641.9 %
200546.32 %
200447.7 %
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Unfortunately, there are currently no price targets and forecasts available for Kemper.

Kemper latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.37 1.62  (18.44 %)2024 Q3
6/30/20241.25 1.42  (13.18 %)2024 Q2
3/31/20241.12 1.07  (-4.17 %)2024 Q1
12/31/20230.73 0.78  (6.21 %)2023 Q4
9/30/2023-0.37 -0.44  (-17.65 %)2023 Q3
6/30/2023-0.4 -0.26  (34.36 %)2023 Q2
3/31/2023-1.07 -1.02  (4.9 %)2023 Q1
12/31/2022-0.44 -0.41  (6.05 %)2022 Q4
9/30/2022-0.58 -0.48  (17.92 %)2022 Q3
6/30/2022-0.71 -0.62  (13.17 %)2022 Q2
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Eulerpool ESG Scorecard© for the Kemper stock

Eulerpool World ESG Rating (EESG©)

38/ 100

🌱 Environment

23

👫 Social

45

🏛️ Governance

48

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Kemper shareholders

%
Name
Stocks
Change
Date
9.61781 % The Vanguard Group, Inc.6,160,207223,0426/30/2024
7.55079 % BlackRock Institutional Trust Company, N.A.4,836,284-9,0986/30/2024
6.99534 % Fuller & Thaler Asset Management Inc.4,480,516-39,2226/30/2024
5.59815 % Wellington Management Company, LLP3,585,617-235,1286/30/2024
3.90471 % Sarofim (Fayez S)2,500,96816,00012/31/2023
3.79251 % Dimensional Fund Advisors, L.P.2,429,10130,8826/30/2024
3.21155 % State Street Global Advisors (US)2,056,999-4,9976/30/2024
2.68231 % Schroder Investment Management North America Inc.1,718,02225,3736/30/2024
1.91998 % Columbia Threadneedle Investments (US)1,229,745-26,1796/30/2024
1.87552 % Fayez Sarofim & Co.1,201,273210,7596/30/2024
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Kemper Executives and Management Board

Mr. Joseph Lacher

(53)
Kemper Chairman of the Board, President, Chief Executive Officer (since 2015)
Compensation 7.91 M

Mr. Duane Sanders

(66)
Kemper Executive Vice President, President - Property and Casualty Division
Compensation 3.01 M

Mr. John Boschelli

(54)
Kemper Executive Vice President, Chief Investment Officer
Compensation 2.33 M

Mr. Charles Brooks

(56)
Kemper Executive Vice President - Operations and Systems
Compensation 2.1 M

Mr. Stuart Parker

(61)
Kemper Lead Independent Director
Compensation 296,624
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Kemper Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,500,290,890,700,70-0,15
SupplierCustomer0,160,390,890,680,800,03
SupplierCustomer-0,350,280,740,67-0,42-0,58
1

Most common questions regarding Kemper

What values and corporate philosophy does Kemper represent?

Kemper Corp is guided by its core values of integrity, teamwork, and accountability. The company follows a corporate philosophy focused on providing superior customer service, delivering innovative insurance solutions, and fostering strong relationships. Kemper Corp strives to create value for its stakeholders by maintaining financial strength, driving operational efficiency, and achieving sustainable growth. With a customer-centric approach, Kemper Corp aims to offer financial protection and peace of mind to individuals and families across the United States. Founded on a commitment to excellence, Kemper Corp continues to prioritize trust, reliability, and responsiveness in serving its customers and delivering value to shareholders.

In which countries and regions is Kemper primarily present?

Kemper Corp is primarily present in the United States, operating across different regions and states. This insurance provider and financial services company has a strong presence throughout the country, offering a wide range of insurance products and investment services to individuals, families, and businesses. With its headquarters located in Chicago, Illinois, Kemper Corp serves customers nationwide through its network of branch offices, independent agents, and online platforms. Through its strategic initiatives and customer-focused approach, Kemper Corp continues to establish itself as a leading player in the insurance industry within the United States.

What significant milestones has the company Kemper achieved?

Kemper Corp, a renowned insurance provider, has achieved numerous significant milestones throughout its history. This esteemed company has demonstrated remarkable growth and success over the years. Kemper Corp has evolved from a small mutual insurance carrier into a prominent public company. As it expanded its operations, Kemper Corp successfully acquired various firms and diversified its product offerings. With a strong focus on customer service and satisfaction, the company has consistently delivered exceptional financial results. Kemper Corp's commitment to innovation and adaptability has positioned it as a leader in the insurance industry. Its dedication to excellence continues to drive its impressive achievements and cement its reputation as a top performing company.

What is the history and background of the company Kemper?

Kemper Corp, founded in 1990, is a leading insurance provider based in Chicago, Illinois. With a rich history, the company has grown to become a trusted name in the industry. Initially established as a unit of Lumbermens Mutual Casualty Company, it later adopted the Kemper name as part of its rebranding strategy. Over the years, Kemper Corp has expanded its insurance offerings to include auto, homeowners, life, and health insurance, serving both individuals and businesses nationwide. With a commitment to customer satisfaction and financial stability, Kemper Corp continues to excel in providing reliable insurance solutions to its diverse customer base.

Who are the main competitors of Kemper in the market?

The main competitors of Kemper Corp in the market include insurance companies such as State Farm, Progressive Corporation, Allstate Corporation, and Berkshire Hathaway Inc.

In which industries is Kemper primarily active?

Kemper Corp is primarily active in the insurance industry.

What is the business model of Kemper?

Kemper Corp operates as a diversified insurance holding company. The company's business model focuses on offering property and casualty insurance, life insurance, and investment products to individuals and businesses. Through its subsidiaries, Kemper provides insurance coverage for auto, home, renters, and other related services. Additionally, the company offers life insurance, annuity, and retirement products. Kemper Corp aims to effectively manage risk and deliver value to its customers by providing innovative insurance solutions and financial services. With its diverse product portfolio and customer-centric approach, Kemper Corp strives to meet the insurance needs of individuals and businesses efficiently.

What is the P/E ratio of Kemper 2024?

The Kemper P/E ratio is 12.14.

What is the P/S ratio of Kemper 2024?

The Kemper P/S ratio is 1.

What is the Quality Investing of Kemper?

The Quality Investing for Kemper is 1/10.

What is the revenue of Kemper 2024?

The expected Kemper revenue is 4.32 B USD.

How high is the profit of Kemper 2024?

The expected Kemper profit is 357.36 M USD.

What is the business model of Kemper

The Kemper Corporation is a diversified insurance company, divided into four main divisions: Kemper Personal Insurance, Kemper Specialty, Kemper Auto, and Kemper Life. Each division offers different types of protection and insurance products to their customers. The Kemper Personal Insurance division offers a wide range of insurance for individuals, including home and liability insurance for single and multi-family homes. It also offers products such as RV insurance, boat insurance, and bicycle insurance. This division specializes in providing protection for the home and personal belongings of their customers. The Kemper Specialty division offers insurance products for business customers, such as restaurants, hair salons, or dentists. It also offers specialized products for vehicles driven by individuals with poor credit or high accident rates. This division focuses on providing specialized coverage for businesses and vehicle owners. The Kemper Auto division offers a variety of car insurance products for individuals and families. It also offers insurance for motorcycles and other recreational vehicles. This division has a strong customer orientation and ensures that their customers receive the best possible protection for their vehicles. The Kemper Life division offers life insurance and annuities for individuals and families. It specializes in products for retirement planning and protection for beneficiaries in the event of the insured's death. It also offers investment products to help customers plan for their future. Another important feature of Kemper Corporation's business model is its customer-centric focus. The company operates with a strong customer orientation and ensures that all interactions with customers are as easy, efficient, and stress-free as possible. Kemper relies on a strong digital platform to enable customers to manage their insurance online and make their experience as uncomplicated as possible. In summary, Kemper Corporation's business model is focused on offering a wide range of insurance products for different customers. The four divisions cater to the needs of individuals, business customers, and vehicle owners, while the company has a clear focus on customer satisfaction. As a company strongly focused on digitized distribution, Kemper aims to constantly evolve and remain innovative to continue meeting customer needs.

What is the Kemper dividend?

Kemper pays a dividend of 1.24 USD distributed over payouts per year.

How often does Kemper pay dividends?

The dividend cannot currently be calculated for Kemper or the company does not pay out a dividend.

What is the Kemper ISIN?

The ISIN of Kemper is US4884011002.

What is the Kemper WKN?

The WKN of Kemper is A1JEFA.

What is the Kemper ticker?

The ticker of Kemper is KMPR.

How much dividend does Kemper pay?

Over the past 12 months, Kemper paid a dividend of 1.24 USD . This corresponds to a dividend yield of about 1.83 %. For the coming 12 months, Kemper is expected to pay a dividend of 1.13 USD.

What is the dividend yield of Kemper?

The current dividend yield of Kemper is 1.83 %.

When does Kemper pay dividends?

Kemper pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Kemper?

Kemper paid dividends every year for the past 23 years.

What is the dividend of Kemper?

For the upcoming 12 months, dividends amounting to 1.13 USD are expected. This corresponds to a dividend yield of 1.71 %.

In which sector is Kemper located?

Kemper is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Kemper kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Kemper from 12/4/2024 amounting to 0.31 USD, you needed to have the stock in your portfolio before the ex-date on 11/18/2024.

When did Kemper pay the last dividend?

The last dividend was paid out on 12/4/2024.

What was the dividend of Kemper in the year 2023?

In the year 2023, Kemper distributed 1.24 USD as dividends.

In which currency does Kemper pay out the dividend?

The dividends of Kemper are distributed in USD.

All fundamentals about Kemper

Our stock analysis for Kemper Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Kemper Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.