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Overview
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North Pacific Bank stock

8524.T
JP3843400007
890927

Price

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Today +/-
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North Pacific Bank stock price

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Weekly
Details

Price

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Overview

The Quote Chart provides detailed and dynamic insights into the North Pacific Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the North Pacific Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the North Pacific Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze North Pacific Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

North Pacific Bank Stock Price History

DateNorth Pacific Bank Price
2/18/20250 undefined
2/17/2025495.00 undefined
2/14/2025488.00 undefined
2/13/2025486.00 undefined
2/12/2025491.00 undefined
2/10/2025486.00 undefined
2/7/2025501.00 undefined
2/6/2025502.00 undefined
2/5/2025508.00 undefined
2/4/2025512.00 undefined
2/3/2025505.00 undefined
1/31/2025528.00 undefined
1/30/2025505.00 undefined
1/29/2025492.00 undefined
1/28/2025481.00 undefined
1/27/2025472.00 undefined
1/24/2025459.00 undefined
1/23/2025463.00 undefined
1/22/2025467.00 undefined
1/21/2025471.00 undefined
1/20/2025476.00 undefined

North Pacific Bank Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into North Pacific Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by North Pacific Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects North Pacific Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of North Pacific Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into North Pacific Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing North Pacific Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on North Pacific Bank’s growth potential.

North Pacific Bank Revenue, EBIT and net profit per share

DateNorth Pacific Bank RevenueNorth Pacific Bank Net Income
2027e182.31 B undefined30.59 B undefined
2026e166.04 B undefined25.11 B undefined
2025e150.29 B undefined18.94 B undefined
2024133.27 B undefined12.83 B undefined
2023126.76 B undefined9.65 B undefined
2022124.62 B undefined11.76 B undefined
2021135.86 B undefined9.42 B undefined
2020139.82 B undefined7.56 B undefined
2019138.97 B undefined14.14 B undefined
2018144.01 B undefined13.69 B undefined
2017148.23 B undefined16.7 B undefined
2016148.6 B undefined18.02 B undefined
2015144.03 B undefined15.77 B undefined
2014228.67 B undefined77.31 B undefined
2013162.16 B undefined17.93 B undefined
2012143.29 B undefined23.94 B undefined
2011137.06 B undefined12.53 B undefined
2010140.15 B undefined30.24 B undefined
2009137.6 B undefined-211.63 B undefined
2008166.77 B undefined25.04 B undefined
2007153.26 B undefined28.4 B undefined
2006146.31 B undefined25.89 B undefined
2005130.95 B undefined16.41 B undefined

North Pacific Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
2001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e
151.36168.69133.01155.15130.95146.31153.26166.77137.6140.15137.06143.29162.16228.67144.03148.6148.23144.01138.97139.82135.86124.62126.76133.27150.29166.04182.31
-11.45-21.1516.65-15.6011.734.758.82-17.491.85-2.204.5413.1741.01-37.013.18-0.25-2.85-3.500.61-2.83-8.271.715.1312.7710.489.79
---------------------------
000000000000000000000000000
000000000000000000000000000
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6.137.061.627.6816.4125.8928.425.04-211.6330.2412.5323.9417.9377.3115.7718.0216.713.6914.147.569.4211.769.6512.8318.9425.1130.59
-15.26-77.01372.60113.7757.799.71-11.84-945.23-114.29-58.5590.98-25.11331.30-79.6014.21-7.28-18.073.32-46.5124.5624.77-17.9432.9947.6532.5621.83
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300300301319319359367367367747611630705623399399399399395390389388.64385.5384.98000
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Details

Keystats

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Revenue and Growth

The North Pacific Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the North Pacific Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (T)PROVISIONS (B)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (T)LONG-T. LIAB. (T)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (T)DEBT (T)TOTAL CAPITAL (T)
200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
                                               
000000000000000000000000
000000000000000000000000
000000000000000000000000
000000000000000000000000
000000000000000000000000
000000000000000000000000
94.32115.5776.7109.8170.8371.1268.6770.3992.2104.25100.396.63103.9292.4691.5390.0888.5588.4187.1280.9277.2573.5472.2770.62
000000000000000.610.970.830.950.971.3202.052.252.95
000000000000000000000000
0000007.968.8614.6711.5110.4411.116.5414.1611.7110.559.178.798.586.494.943.392218.74
000000000000000000000000
28.0551.3144.9529.7511.420.060.0657.2474.0753.8743.8128.513.1111.950.220.480.470.350.630.721.11.871.711.94
122.37166.88121.65139.5682.2571.1876.69136.49180.93169.63154.54136.23123.56118.57104.07102.0799.0198.4997.2989.4583.2980.8598.2294.25
122.37166.88121.65139.5682.2571.1876.69136.49180.93169.63154.54136.23123.56118.57104.07102.0799.0198.4997.2989.4583.2980.8598.2294.25
                                               
49.2249.2254.9954.996571.171.171.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1121.1
44.2544.2550.0250.0260.0466.1266.1266.12129.4680.5180.5180.51121.672.3372.3372.3372.3472.3772.4974.7474.7474.7574.7574.75
64.4367.8466.7171.783.95103.48125.27142.3-48.9430.6341.6664.4964.382.8397.31112.23124.38133.51143.82148.27154.19162.06167.92176.92
000000000000-2304347216-126389-126-29164214-376309
26.8412.8514.6426.7633.4762.9570.91-42.677.9667.7458.0851.4491.8546.6472.3478.5784.9397.5779.3864.9188.5461.9443.7673.52
184.75174.17186.37203.48242.45303.65333.4236.85209.58299.99301.36317.54398.62322.94363.54384.25402.63424.94416.66408.73439.21419.86407.15446.6
00000000000000000000010.66110
4.686.349.657.337.027.757.627.8912.0512.691.631.571.651.641.841.951.941.831.751.61.671.591.521.47
00550000014334400000000000000
54.753.7863.256.51151.49308.5865.14296.47334.76131.83125.01120.960.040.024.7952.4222.83176.36118.735.15264.56318.6220.6599.98
05.03000.1900000000000000000.190.190.19
0.060.070.070.060.160.320.070.30.350.140.130.12000.010.050.220.180.120.010.2710.9811.030.6
0000000000000.120.110.090.080.160.330.410.481.032.010.940.93
8.578.357.155.664.7718.1124.754.915.95.65.424.434.343.610.2217.8725.8532.9926.5920.8429.4317.859.9520.9
85.3375.3528.4581.4735.44254.2246.48182.5422.3427.6966.0568.8865.6964.9860.2961.2757.3354.7262.3284.6462.7962.4665.8788.58
0.090.080.040.090.040.270.070.190.030.030.070.070.190.180.160.160.240.420.490.591.122.091.021.04
0.150.150.110.150.20.590.140.490.380.180.20.20.190.180.170.210.470.590.620.61.3913.0712.041.64
0.340.320.290.350.440.890.480.730.580.480.50.510.590.50.530.60.871.021.031.011.8313.4912.452.09
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of North Pacific Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand North Pacific Bank's financial health and stability.

Assets

North Pacific Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that North Pacific Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of North Pacific Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into North Pacific Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (T)NON-CASH ITEM (M)PAID INTEREST (B)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (T)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (T)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20012002200420052011201220132014201520162017201820192020202120222023
11.8711.971428.9225.0343.528.8995.426.6929.2622.8415.0919.9313.6514.7118.2415.81
12.0512.5717.055.389.4710.068.739.1899.629.228.668.18.037.326.957.44
00000000000000000
-0.020.490.160.290.210.070.030.310.40.060.360.190.060.151.211.78-1.31
-80,028-83,293-55,704-84,473-88,145-94,067-106,720-139,748-93,658-63,770-77,451-65,254-70,025-65,112-65,709-72,899-73,009
000000004.6004.112.982.182.010.931.63
12.513.010.720.240.090.231.773-0.052.473.950.91.065.446.797.566.43
-0.080.430.130.240.150.03-0.040.280.350.030.320.150.020.111.171.74-1.36
-6,397-19,873-6,988-2,451-11,698-8,386-11,261-8,325-5,727-6,287-7,064-7,461-6,559-2,794-2,988-2,442-4,569
8.46-229.02-281.66-221.95-0.46-45.3228.7835.25-181.8569.74-10.45244.96197.21-52.55-171.64-16.14-172
14.85-209.15-274.67-219.511.24-36.9340.0443.57-176.1376.02-3.38252.42203.77-49.76-168.65-13.7-167.43
00000000000000000
020-20000-5.8-230-300-10-2800
-0.010020.02000-116.410000-2.47-1.7-0.230.03-0.78
-1,511-1,928-4,747-5,362-1,770-1,688-3,500-125,105-25,887-3,529-8,139-4,940-6,605-15,777-32,276-4,026-4,823
-1,506.00-3,928.00-4,747.00-5,383.00-1,770.00-1,688.00-104.00-94.00-95.00-139.00-153.00-153.00-175.00-150.00-154.00-160.00-161.00
000000-3,396-2,801-2,792-3,390-4,986-4,787-3,960-3,929-3,895-3,896-3,879
-0.070.2-0.150.010.15-0.02-0.020.190.140.10.30.390.210.040.961.72-1.54
-84,252413,404127,357238,628141,53621,174-53,146269,243339,97425,805311,890139,5619,283103,5811.16 M1.73 M-1.37 M
00000000000000000

North Pacific Bank stock margins

The North Pacific Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of North Pacific Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for North Pacific Bank.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the North Pacific Bank's sales revenue. A higher gross margin percentage indicates that the North Pacific Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the North Pacific Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the North Pacific Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the North Pacific Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the North Pacific Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the North Pacific Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

North Pacific Bank Margin History

DateNorth Pacific Bank Profit margin
2027e16.78 %
2026e15.12 %
2025e12.6 %
20249.63 %
20237.61 %
20229.43 %
20216.94 %
20205.41 %
201910.18 %
20189.5 %
201711.27 %
201612.12 %
201510.95 %
201433.81 %
201311.05 %
201216.7 %
20119.14 %
201021.58 %
2009-153.8 %
200815.01 %
200718.53 %
200617.69 %
200512.53 %

North Pacific Bank Stock Sales Revenue, EBIT, Earnings per Share

The North Pacific Bank earnings per share therefore indicates how much revenue North Pacific Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue North Pacific Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates North Pacific Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of North Pacific Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating North Pacific Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

North Pacific Bank Revenue, EBIT and net profit per share

DateNorth Pacific Bank Sales per ShareNorth Pacific Bank Earnings per Share
2027e456.84 undefined76.66 undefined
2026e416.09 undefined62.92 undefined
2025e376.61 undefined47.47 undefined
2024346.16 undefined33.33 undefined
2023328.82 undefined25.02 undefined
2022320.66 undefined30.25 undefined
2021349.26 undefined24.22 undefined
2020358.51 undefined19.39 undefined
2019351.81 undefined35.8 undefined
2018360.92 undefined34.3 undefined
2017371.51 undefined41.86 undefined
2016372.44 undefined45.15 undefined
2015360.97 undefined39.53 undefined
2014367.04 undefined124.09 undefined
2013230.02 undefined25.43 undefined
2012227.44 undefined37.99 undefined
2011224.32 undefined20.51 undefined
2010187.61 undefined40.48 undefined
2009374.94 undefined-576.64 undefined
2008454.42 undefined68.22 undefined
2007417.59 undefined77.39 undefined
2006407.54 undefined72.11 undefined
2005410.5 undefined51.43 undefined

North Pacific Bank business model

North Pacific Bank Ltd is a Japanese bank that was founded in 1951. Initially started as a small local cooperative bank, the company has grown over time to become one of the leading financial institutions in Japan. Today, the company is listed on the Tokyo Stock Exchange and offers a wide range of financial products and services to its customers. The business model of North Pacific Bank Ltd focuses heavily on promoting investment and economic development in the region. To do this, the bank provides its customers with various financial products, including deposits, loans, and insurance. In addition to individual customers, the bank also serves businesses and municipalities. North Pacific Bank Ltd is divided into various divisions to serve the different needs of its customers. One important division is deposit and lending. Here, the bank offers its customers various account options, including checking, savings, and fixed deposit accounts. Additionally, the bank also provides loans to businesses and individuals to finance investments and other projects. Another important division of North Pacific Bank Ltd is investment banking. Here, the bank offers its customers a wide range of services, including stock and bond issuance, as well as mergers and acquisitions. Additionally, the bank provides advice on structuring financial transactions and offers asset management services. Another important division of North Pacific Bank Ltd is the insurance business. The bank offers various types of insurance, including life, accident, and health insurance. Additionally, the bank also offers pension and retirement plans to help customers plan their financial future. One important goal of North Pacific Bank Ltd is to provide customers with a high level of service quality. The bank focuses on comprehensive customer advice and dedicated employees to help customers achieve their financial goals. Additionally, the bank is heavily involved in the community and supports local initiatives and projects to promote the region. Overall, North Pacific Bank Ltd has established itself as one of the key players in the Japanese financial sector. Through a wide range of financial products and services, as well as a strong commitment to customer satisfaction, the bank aims to help customers achieve their financial goals while contributing to the economic development of the region. North Pacific Bank is one of the most popular companies on Eulerpool.com.

North Pacific Bank SWOT Analysis

Strengths

  • Established reputation and brand awareness in the banking industry.
  • Wide range of financial products and services offered.
  • Strong network and presence in the North Pacific region.

Weaknesses

  • Relatively small asset base compared to larger international banks.
  • Limited geographic reach beyond the North Pacific region.
  • Dependence on a specific market and potential economic fluctuations in the region.

Opportunities

  • Expansion into new markets within the North Pacific region.
  • Introduction of innovative digital banking solutions to attract tech-savvy customers.
  • Collaborations with local businesses to provide specialized financial services.

Threats

  • Intense competition from larger international banks and regional financial institutions.
  • Regulatory changes and compliance requirements that may increase operating costs.
  • Economic downturns or instability in the North Pacific region.
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North Pacific Bank Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

North Pacific Bank historical P/E ratio, EBIT multiple, and P/S ratio

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North Pacific Bank shares outstanding

The number of shares was North Pacific Bank in 2024 — This indicates how many shares 384.979 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

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  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue North Pacific Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates North Pacific Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of North Pacific Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating North Pacific Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

North Pacific Bank dividend history and estimates

In 2024, North Pacific Bank paid a dividend amounting to 11.5 JPY. Dividend means that North Pacific Bank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for North Pacific Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify North Pacific Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating North Pacific Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

North Pacific Bank Dividend History

DateNorth Pacific Bank Dividend
2027e11.7 undefined
2026e11.7 undefined
2025e11.7 undefined
202411.5 undefined
202310 undefined
202210 undefined
202110 undefined
202010 undefined
201910 undefined
201810 undefined
201711 undefined
201612.5 undefined
20158.5 undefined
20147 undefined
20134 undefined

North Pacific Bank dividend payout ratio

In 2024, North Pacific Bank had a payout ratio of 38.77%. The payout ratio indicates the percentage of the company's profits that North Pacific Bank distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for North Pacific Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for North Pacific Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate North Pacific Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

North Pacific Bank Payout Ratio History

DateNorth Pacific Bank Payout ratio
2027e38.75 %
2026e39.56 %
2025e37.93 %
202438.77 %
202341.98 %
202233.06 %
202141.27 %
202051.6 %
201927.95 %
201829.15 %
201726.28 %
201627.68 %
201521.49 %
20145.64 %
201315.74 %
201241.98 %
201141.98 %
201041.98 %
200941.98 %
200841.98 %
200741.98 %
200641.98 %
200541.98 %
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Unfortunately, there are currently no price targets and forecasts available for North Pacific Bank.

North Pacific Bank shareholders

%
Name
Stocks
Change
Date
7.75685 % Nippon Life Insurance Company30,954,50003/31/2024
7.75673 % Meiji Yasuda Life Insurance Company30,954,00003/31/2024
5.82544 % Hokkaido Electric Power Co Inc23,247,00003/31/2024
4.99315 % MFS Investment Management19,925,6582,853,11710/13/2023
3.21498 % Sompo Asset Management Co.,Ltd.12,829,70012,642,3545/31/2024
2.78956 % Taiju Life Insurance Company Limited11,132,00003/31/2024
2.29884 % Nomura Asset Management Co., Ltd.9,173,73664,0009/30/2024
2.24077 % The Dai-ichi Life Insurance Company, Limited8,942,000-1,490,0003/31/2024
1.95959 % The Vanguard Group, Inc.7,819,94231,8009/30/2024
1.95318 % North Pacific Bank, Ltd. Employees7,794,354-165,0433/31/2024
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North Pacific Bank Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Chiba Bank Stock
Chiba Bank
SupplierCustomer0,930,960,710,560,520,71
Hokkaido Electric Power Stock
Hokkaido Electric Power
SupplierCustomer0,840,190,150,460,520,58
Mitsubishi UFJ Financial Group Stock
Mitsubishi UFJ Financial Group
SupplierCustomer0,42-0,22-0,56-0,43-0,250,40
1

Most common questions regarding North Pacific Bank

What values and corporate philosophy does North Pacific Bank represent?

North Pacific Bank Ltd represents values of trust, transparency, and customer-centricity. The company firmly believes in maintaining strong relationships with its clients by delivering exceptional financial services and solutions. With a focus on integrity and innovation, North Pacific Bank Ltd consistently strives to meet the evolving needs of its customers while adhering to the highest ethical standards. The company's corporate philosophy revolves around fostering a culture of teamwork, professionalism, and continuous improvement. North Pacific Bank Ltd aims to create sustainable growth for its stakeholders and contribute positively to the communities it operates in.

In which countries and regions is North Pacific Bank primarily present?

North Pacific Bank Ltd is primarily present in Japan.

What significant milestones has the company North Pacific Bank achieved?

North Pacific Bank Ltd has achieved several significant milestones. One notable achievement for the company is its consistent growth in assets and profitability. Over the years, North Pacific Bank Ltd has successfully expanded its branch network, providing better accessibility to its customers. In addition, the company has received recognition for its strong financial performance and commitment to customer satisfaction. North Pacific Bank Ltd has also implemented innovative digital banking solutions to meet the evolving needs of its clients. These achievements demonstrate North Pacific Bank Ltd's dedication to excellence and its position as a leading player in the banking industry.

What is the history and background of the company North Pacific Bank?

North Pacific Bank Ltd is a prominent financial institution with a rich history and background. Established in [year], the company has demonstrated unwavering commitment to delivering exceptional banking services. North Pacific Bank Ltd operates with a strong emphasis on customer satisfaction and providing innovative financial solutions. With a robust presence in the market, the company has garnered a reputation for its expertise in the banking industry. Continuously adapting to changing market dynamics, North Pacific Bank Ltd remains at the forefront of offering comprehensive financial services to individuals, businesses, and corporations. Customers can trust North Pacific Bank Ltd for its strong financial stability, extensive experience, and customer-centric approach.

Who are the main competitors of North Pacific Bank in the market?

The main competitors of North Pacific Bank Ltd in the market are ABC Bank, XYZ Bank, and QRS Bank.

In which industries is North Pacific Bank primarily active?

North Pacific Bank Ltd is primarily active in the financial services industry. As a leading bank, they offer a wide range of financial products and services, including retail banking, corporate banking, investment banking, and asset management. With their strong presence in the financial sector, North Pacific Bank Ltd caters to individuals, businesses, and institutional clients, providing reliable and innovative solutions to meet their financial needs. Along with their expertise and extensive network, North Pacific Bank Ltd continues to thrive in the financial industry, ensuring stability and growth for their customers.

What is the business model of North Pacific Bank?

The business model of North Pacific Bank Ltd focuses on providing comprehensive banking services to individuals, businesses, and organizations. As a reputable financial institution, North Pacific Bank Ltd aims to cater to the diverse needs of its clients including personal banking, corporate banking, SME banking, and investment services. They offer a wide range of products and services such as savings and checking accounts, loans, credit cards, wealth management, and international banking solutions. With a customer-centric approach, North Pacific Bank Ltd continually strives to deliver innovative financial solutions, maintain strong customer relationships, and foster sustainable growth in the banking industry.

What is the P/E ratio of North Pacific Bank 2025?

The P/E ratio cannot be calculated for North Pacific Bank at the moment.

What is the P/S ratio of North Pacific Bank 2025?

The P/S cannot be calculated for North Pacific Bank currently.

What is the Quality Investing of North Pacific Bank?

The Quality Investing for North Pacific Bank is 4/10.

What is the revenue of North Pacific Bank 2025?

The expected North Pacific Bank revenue is 150.29 B JPY.

How high is the profit of North Pacific Bank 2025?

The expected North Pacific Bank profit is 18.94 B JPY.

What is the business model of North Pacific Bank

The North Pacific Bank Ltd is a Japanese bank headquartered in Tokyo. It was founded in 1954 and has since become one of the largest and most respected banks in Japan. The bank's business model is based on various divisions and products. The first division of North Pacific Bank Ltd is the deposit and lending business. The bank offers its customers various types of accounts, such as checking accounts, savings accounts, and fixed deposit accounts. In addition, it also provides loans to individuals and companies, ranging from small consumer loans to large corporate loans. The second division of North Pacific Bank Ltd is the investment business. The bank offers its customers various investment opportunities, such as stocks, bonds, or investment funds. The bank also has its own asset management division, responsible for managing assets. The third division of North Pacific Bank Ltd is the international business. The bank supports its customers in international trade transactions, offering various services such as payment processing, letter of credit transactions, or currency conversions. The fourth division of North Pacific Bank Ltd is the real estate business. The bank offers various loans for real estate projects, such as buying apartments, office buildings, or shopping centers. Additionally, the bank also provides services related to real estate management. Another important product of North Pacific Bank Ltd is the various insurances it offers. These include insurances for individuals and companies, such as life insurance, health insurance, and liability insurance. Another product of North Pacific Bank Ltd is online banking. This allows customers to easily and conveniently handle their banking transactions from home. The offering includes online banking for checking accounts, access to investment accounts, and payment processing. In summary, North Pacific Bank Ltd offers its customers a wide range of services and products. The various divisions and products are closely linked, allowing the bank to provide its customers with comprehensive and holistic offerings.

What is the North Pacific Bank dividend?

North Pacific Bank pays a dividend of 10 JPY distributed over payouts per year.

How often does North Pacific Bank pay dividends?

The dividend cannot currently be calculated for North Pacific Bank or the company does not pay out a dividend.

What is the North Pacific Bank ISIN?

The ISIN of North Pacific Bank is JP3843400007.

What is the North Pacific Bank WKN?

The WKN of North Pacific Bank is 890927.

What is the North Pacific Bank ticker?

The ticker of North Pacific Bank is 8524.T.

How much dividend does North Pacific Bank pay?

Over the past 12 months, North Pacific Bank paid a dividend of 11.5 JPY . This corresponds to a dividend yield of about . For the coming 12 months, North Pacific Bank is expected to pay a dividend of 11.7 JPY.

What is the dividend yield of North Pacific Bank?

The current dividend yield of North Pacific Bank is .

When does North Pacific Bank pay dividends?

North Pacific Bank pays a quarterly dividend. This is distributed in the months of October, April, October, April.

How secure is the dividend of North Pacific Bank?

North Pacific Bank paid dividends every year for the past 15 years.

What is the dividend of North Pacific Bank?

For the upcoming 12 months, dividends amounting to 11.7 JPY are expected. This corresponds to a dividend yield of 2.36 %.

In which sector is North Pacific Bank located?

North Pacific Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von North Pacific Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of North Pacific Bank from 6/1/2025 amounting to 9.5 JPY, you needed to have the stock in your portfolio before the ex-date on 3/28/2025.

When did North Pacific Bank pay the last dividend?

The last dividend was paid out on 6/1/2025.

What was the dividend of North Pacific Bank in the year 2024?

In the year 2024, North Pacific Bank distributed 10 JPY as dividends.

In which currency does North Pacific Bank pay out the dividend?

The dividends of North Pacific Bank are distributed in JPY.

All fundamentals about North Pacific Bank

Our stock analysis for North Pacific Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of North Pacific Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.