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Overview
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Unipol Gruppo SpA stock

UNI.MI
IT0004810054
A1JWCF

Price

11.75
Today +/-
-0.03
Today %
-0.25 %

Unipol Gruppo SpA stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Unipol Gruppo SpA stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Unipol Gruppo SpA stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Unipol Gruppo SpA stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Unipol Gruppo SpA's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Unipol Gruppo SpA Stock Price History

DateUnipol Gruppo SpA Price
11/25/202411.75 undefined
11/22/202411.78 undefined
11/21/202411.68 undefined
11/20/202411.49 undefined
11/19/202411.39 undefined
11/18/202411.43 undefined
11/15/202411.42 undefined
11/14/202411.39 undefined
11/13/202411.38 undefined
11/12/202411.22 undefined
11/11/202411.50 undefined
11/8/202411.20 undefined
11/7/202411.93 undefined
11/6/202411.65 undefined
11/5/202411.64 undefined
11/4/202411.48 undefined
11/1/202411.51 undefined
10/31/202411.43 undefined
10/30/202411.63 undefined
10/29/202411.65 undefined
10/28/202411.70 undefined

Unipol Gruppo SpA Revenue, EBIT, Net Income

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  • 5 years

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  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Unipol Gruppo SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Unipol Gruppo SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Unipol Gruppo SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Unipol Gruppo SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Unipol Gruppo SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Unipol Gruppo SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Unipol Gruppo SpA’s growth potential.

Unipol Gruppo SpA Revenue, EBIT and net profit per share

DateUnipol Gruppo SpA RevenueUnipol Gruppo SpA EBITUnipol Gruppo SpA Net Income
2026e17.22 B undefined1.66 B undefined1.25 B undefined
2025e16.76 B undefined1.6 B undefined1.2 B undefined
2024e16.23 B undefined1.49 B undefined1.11 B undefined
202311.22 B undefined815 M undefined1.1 B undefined
20228.38 B undefined-7 M undefined525 M undefined
202114.68 B undefined1.15 B undefined626.6 M undefined
202013.53 B undefined983.3 M undefined707.4 M undefined
201916.06 B undefined994.1 M undefined902.5 M undefined
201813.91 B undefined1.13 B undefined401.4 M undefined
201714 B undefined1.14 B undefined-345.8 M undefined
201616.59 B undefined1.08 B undefined329.6 M undefined
201518.68 B undefined1.5 B undefined271.8 M undefined
201421.01 B undefined1.07 B undefined192.3 M undefined
201320.15 B undefined1.58 B undefined-79 M undefined
201213.88 B undefined712 M undefined271 M undefined
20119.66 B undefined-267 M undefined-108 M undefined
201010.25 B undefined170 M undefined32 M undefined
200910.12 B undefined-973 M undefined-772 M undefined
20088.24 B undefined134 M undefined93 M undefined
20078.86 B undefined607 M undefined389 M undefined
20069.75 B undefined591 M undefined281 M undefined
20059.07 B undefined482 M undefined255 M undefined
200410.12 B undefined276 M undefined211 M undefined

Unipol Gruppo SpA Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.670.730.81.621.913.235.026.227.8810.129.079.758.868.2410.1210.259.6613.8820.1521.0118.6816.591413.9116.0613.5314.688.3811.2216.2316.7617.22
-9.249.41102.1217.8969.0255.2924.0826.6528.34-10.337.50-9.18-6.9822.771.29-5.7443.7745.144.26-11.10-11.20-15.56-0.6915.49-15.798.49-42.9333.9744.643.282.71
528.46483.77442.14218.75185.56109.7870.6956.9744.9835.0539.0936.3640.0443.0435.0634.6136.7225.5417.6016.8818.9921.3825.3225.5022.0826.2119.5442.3431.6021.8521.1520.59
000000000000000000000000002.873.550000
0.040.030.030.030.040.040.060.10.150.210.260.280.390.09-0.770.03-0.110.27-0.080.190.270.33-0.350.40.90.710.630.531.11.111.21.25
--18.92-16.6728.0018.7513.1644.1964.5244.1243.5420.8510.2038.43-76.09-930.11-104.15-437.50-350.93-129.15-343.0441.1521.40-204.86-216.23124.94-21.62-11.46-16.13109.711.007.554.18
--------------------------------
--------------------------------
19191919333333386364133133135135135171161717717707.6707.88708.89710.3713.5716716.1716.1715716000
--------------------------------
Details

Keystats

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Revenue and Growth

The Unipol Gruppo SpA Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Unipol Gruppo SpA is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (B)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
000000000000000000000000002.172.130
000000000000000000000000001.41.420
000000000000000000000000001.452.820
00000000000000000000000000000
0.050.050.050.050.040.110.120.120.210.1800000000000000001.561.710
0.050.050.050.050.040.110.120.120.210.1800000000000000006.578.080
0.520.590.580.530.50.630.630.520.650.90.370.430.440.570.60.660.81.411.381.521.761.891.871.892.482.372.512.874.19
2.022.472.513.634.4811.5113.6416.3525.0627.4224.1425.7827.6721.7124.9819.0617.9353.4761.0467.769.3370.8157.7757.0364.5868.0667.4358.8863.41
000000000010.9710.211.4213.7614.8714.7815.2817.8112.6812.1711.6112.2312.971.792.012.182.582.572.49
0005320191650303232365164116119168654551.3489.1427.3395.2373.6387.1408.1450517602
000.010.030.030.440.430.41.091.051.411.31.781.771.851.941.521.911.581.581.581.591.581.581.631.631.631.721.88
0.040.040.040.040.040.070.060.060.080.070.180.372.120.680.5512.321.232.212.511.050.941.2211.5711.70.70.530.561.660.83
2.593.113.144.245.0412.6714.7717.3526.9229.4737.138.1243.4538.5542.9148.8836.8876.9879.8584.5885.788.1686.1574.3771.7875.1875.1668.2173.41
2.643.163.194.285.0912.7814.8917.4727.1329.6537.138.1243.4538.5542.9148.8836.8876.9879.8584.5885.788.1686.1574.3771.7875.1881.7476.373.41
                                                         
0.10.130.130.130.150.230.450.510.910.922.362.362.392.392.392.72.73.373.373.373.373.373.373.373.373.373.373.373.37
30442143000000000000000000000000000
0.020.020.020.460.510.870.670.831.591.683.113.073.282.371.591.591.472.121.951.581.61.771.451.642.383.063.253.514.5
00-000-0-0-000.01000000000000000002.070.91
00000000000.08-0.07-0.68-1.33-0.39-0.64-1.09-0.160.120.780.590.540.70.030.941.181.16-2.08-0.8
0.430.580.580.590.661.11.121.342.492.65.555.364.993.433.593.653.085.325.445.735.565.685.515.046.697.627.786.877.97
00000000000000000000000000001.27
46912142141373840000000004245.45591.298.294.598.897.2124.5149153
0.050.070.070.110.110.20.150.170.280.280.360.510.430.40.450.390.361.210.920.620.60.660.580.480.70.620.751.020.82
56723529332482211811240000000000000000000
00000000000000000000000000000
0.110.140.110.150.160.470.420.220.330.350.360.510.430.40.450.390.361.210.960.670.650.750.680.580.80.720.881.172.25
0000000.30.340.670.67000000006.897.157.197.086.914.224.55.224.284.625.02
00000000000.220.210.220.30.210.270.340.591.020.10.050.030.030.010.080.120.120.380.09
0.170.20.180.080.090.150.190.170.250.277.377.8310.669.3210.7123.2712.0715.448.747.897.48.318.7410.721.571.691.82.191.76
0.170.20.180.080.090.150.490.510.910.957.68.0410.889.6210.9123.5412.4116.0316.6415.1414.6315.4125.6814.956.157.026.27.196.87
0.280.340.290.230.240.620.910.731.241.37.968.5511.3110.0211.3723.9312.7717.2317.615.8115.2916.1626.3615.526.957.747.078.369.11
0.710.920.870.820.91.722.032.073.733.913.5113.9116.313.4514.9527.5715.8522.5523.0421.5420.8421.8431.8720.5613.6415.3614.8615.2317.08
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Unipol Gruppo SpA provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Unipol Gruppo SpA's financial health and stability.

Assets

Unipol Gruppo SpA's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Unipol Gruppo SpA must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Unipol Gruppo SpA after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Unipol Gruppo SpA's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.040.030.020.030.040.040.060.10.150.210.480.590.610.13-0.970.17-0.270.710.520.80.960.710.811.191.291.030.951.111.33
1012121110000000000000000000000000
00000000000000000000000000000
0.320.350.350.740.87.172.352.598.22.751.980.620.96-1.411.421.490.010.670.651.221.852.09-2.191.722.932.83-0.11-5.61.3
0.010.01-00.010.010.170.160.150.220.111.794.44-1.631.140.771.070.260.020.67-0.16-1.49-0.920.670.02-2.67-3.150.816.44-1.09
0000000000000000000000000000206
00000000001461431701093973293153484163408193280348372317100
0.370.40.380.790.867.382.572.848.573.074.255.65-0.07-0.131.212.7301.391.841.861.311.87-0.72.931.550.711.641.941.54
000000000015745-356-79-149-95-182-93-82-68-343-461-209-131-217-205-235-817-1,293
-0.3-0.54-0.35-0.79-0.84-7.76-2.26-2.7-9.77-2.63-6.43-4.78-0.720.6-3.61-2.91-0.12-1.7-1.76-1.9-1.32-1.41.62-1.28-1.08-1.80.59-2.12-1.41
-0.3-0.54-0.35-0.79-0.84-7.76-2.26-2.7-9.77-2.63-6.59-4.82-0.360.68-3.46-2.810.06-1.61-1.68-1.83-0.98-0.941.83-1.15-0.87-1.60.83-1.3-0.12
00000000000000000000000000000
000000000000000000023-50-46-166196-80-80-641-80-116
00.14000.050.4200.161.060.0100000000-0.02-0.010-000.010.0100-00
-0.010.12-0.02-00.030.55-0.080.131.07-0.032.81-0.32-0.26-0.492.280.210.130.780.07-0.150.21-0.84-0.74-1.980.181.18-1.390.04-0.11
-0-0.01-0.010.0200.15-0.040.010.070.072.94-0.030.03-0.32.280.310.130.780.21-0.040.38-0.66-0.45-2.060.381.26-0.350.340.39
-13-13-16-19-20-23-38-48-56-115-132-287-287-1840-10000-113-120-126-127-127-128-1290-401-214-388
55-149-255162236270-132410634552-1,049-19-123277468152-185199-371180-32464887844-13616
373.1402.3381.2788.9862.97,3762,571.32,841.88,565.73,070.54,412.35,697.2-422.2-213.51,058.42,630.4-177.71,300.41,754.41,793.4969.11,406.9-913.42,803.31,335.2503.11,408.61,124.4244
00000000000000000000000000000

Unipol Gruppo SpA stock margins

The Unipol Gruppo SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Unipol Gruppo SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Unipol Gruppo SpA.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Unipol Gruppo SpA's sales revenue. A higher gross margin percentage indicates that the Unipol Gruppo SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Unipol Gruppo SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Unipol Gruppo SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Unipol Gruppo SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Unipol Gruppo SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Unipol Gruppo SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Unipol Gruppo SpA Margin History

Unipol Gruppo SpA Gross marginUnipol Gruppo SpA Profit marginUnipol Gruppo SpA EBIT marginUnipol Gruppo SpA Profit margin
2026e42.34 %9.65 %7.24 %
2025e42.34 %9.53 %7.14 %
2024e42.34 %9.16 %6.85 %
202342.34 %7.26 %9.81 %
202242.34 %-0.08 %6.27 %
202119.54 %7.8 %4.27 %
202042.34 %7.27 %5.23 %
201942.34 %6.19 %5.62 %
201842.34 %8.1 %2.89 %
201742.34 %8.17 %-2.47 %
201642.34 %6.54 %1.99 %
201542.34 %8.04 %1.46 %
201442.34 %5.09 %0.92 %
201342.34 %7.84 %-0.39 %
201242.34 %5.13 %1.95 %
201142.34 %-2.76 %-1.12 %
201042.34 %1.66 %0.31 %
200942.34 %-9.62 %-7.63 %
200842.34 %1.63 %1.13 %
200742.34 %6.85 %4.39 %
200642.34 %6.06 %2.88 %
200542.34 %5.31 %2.81 %
200442.34 %2.73 %2.09 %

Unipol Gruppo SpA Stock Sales Revenue, EBIT, Earnings per Share

The Unipol Gruppo SpA earnings per share therefore indicates how much revenue Unipol Gruppo SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

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  • 25 Years

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Unipol Gruppo SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Unipol Gruppo SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Unipol Gruppo SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Unipol Gruppo SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Unipol Gruppo SpA Revenue, EBIT and net profit per share

DateUnipol Gruppo SpA Sales per ShareUnipol Gruppo SpA EBIT per shareUnipol Gruppo SpA Earnings per Share
2026e24 undefined0 undefined1.74 undefined
2025e23.37 undefined0 undefined1.67 undefined
2024e22.63 undefined0 undefined1.55 undefined
202315.67 undefined1.14 undefined1.54 undefined
202211.71 undefined-0.01 undefined0.73 undefined
202120.49 undefined1.6 undefined0.88 undefined
202018.89 undefined1.37 undefined0.99 undefined
201922.43 undefined1.39 undefined1.26 undefined
201819.49 undefined1.58 undefined0.56 undefined
201719.72 undefined1.61 undefined-0.49 undefined
201623.4 undefined1.53 undefined0.46 undefined
201526.39 undefined2.12 undefined0.38 undefined
201429.69 undefined1.51 undefined0.27 undefined
201328.1 undefined2.2 undefined-0.11 undefined
201219.36 undefined0.99 undefined0.38 undefined
201159.98 undefined-1.66 undefined-0.67 undefined
201059.91 undefined0.99 undefined0.19 undefined
200974.93 undefined-7.21 undefined-5.72 undefined
200861.03 undefined0.99 undefined0.69 undefined
200765.61 undefined4.5 undefined2.88 undefined
200673.32 undefined4.44 undefined2.11 undefined
200568.21 undefined3.62 undefined1.92 undefined
2004158.08 undefined4.31 undefined3.3 undefined

Unipol Gruppo SpA business model

Unipol Gruppo SpA is a leading company in the insurance and financial industry in Italy. The company's history began in the 1960s as a small insurance company in Bologna. Over the years, however, it has expanded and diversified its business and is now a major conglomerate with various divisions and products. Unipol Gruppo SpA now offers a wide range of insurance products, including life insurance, car insurance, liability insurance, accident insurance, health insurance, and much more. In addition, Unipol is also active in the financial sector, offering banking services such as asset management, mortgages, loans, and leasing. The business model of Unipol Gruppo SpA is based on a strong customer orientation and a portfolio of products and services aimed at meeting the needs and requirements of customers. The company also places great emphasis on quality and innovation, investing heavily in research and development to continuously improve its products and services. Unipol Gruppo SpA is divided into various divisions, including UnipolSai Assicurazioni, UniSalute, Linear, and Unipol Banca. Each division specializes in a specific segment of the insurance and financial market, offering tailor-made products and services. UnipolSai Assicurazioni is the company's largest insurance company, offering a wide range of insurance products, including car insurance, life and accident insurance, and liability insurance. The company also has a strong presence in the industrial insurance sector, offering customized solutions for businesses. UniSalute is an insurance company specializing in health insurance. The company offers various health insurance products, including private health insurance, supplementary insurance, and health plans for businesses. Linear is an insurance agency specializing in the sale of insurance products and services. The company collaborates with various insurance companies and offers a wide range of insurance products. Unipol Banca is the banking division of the company, offering various financial services, including lending, asset management, leasing, and mortgages. The bank is also active in sustainable investing and advocates for investments that consider social and environmental criteria. Overall, Unipol Gruppo SpA has experienced impressive growth and successful expansion in recent years. The company has strengthened its presence in the insurance and financial industry and established itself as a market leader in Italy. Unipol Gruppo SpA has always focused on quality, innovation, and customer orientation, continuously improving its products and services. Unipol Gruppo SpA is one of the most popular companies on Eulerpool.com.

Unipol Gruppo SpA SWOT Analysis

Strengths

Unipol Gruppo SpA benefits from several strengths that contribute to its success and competitive position in the market. These strengths include:

  • A diversified portfolio of insurance and financial services.
  • Strong brand reputation and recognition in the industry.
  • Extensive distribution network, providing wide market coverage.
  • Robust financial performance and solid profitability.
  • Strong customer base and customer loyalty.

Weaknesses

Despite its strengths, Unipol Gruppo SpA also faces certain weaknesses, which should be addressed to maintain and improve its market position:

  • Relatively limited geographical presence, focusing mainly on Italy.
  • Dependence on traditional distribution channels, with potential limitations in adapting to digital transformation.
  • Less diversified product portfolio compared to some competitors.

Opportunities

Unipol Gruppo SpA should capitalize on the following opportunities to drive growth and expand its market share:

  • Expanding into new international markets to reduce dependence on the Italian market.
  • Investing in technology and digitalization to enhance customer experience and reach new customer segments.
  • Developing innovative insurance products to cater to emerging customer needs.
  • Acquiring or partnering with fintech companies to leverage their expertise and capabilities.

Threats

Unipol Gruppo SpA should carefully consider and mitigate the following threats to ensure continued success:

  • Intense competition from both traditional and digital players in the insurance and financial services industry.
  • Regulatory changes and compliance requirements impacting operations.
  • Economic downturns and financial market volatility affecting investment results.
  • Changing customer preferences and expectations, requiring continuous adaptation.
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Unipol Gruppo SpA Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Unipol Gruppo SpA historical P/E ratio, EBIT multiple, and P/S ratio

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Unipol Gruppo SpA shares outstanding

The number of shares was Unipol Gruppo SpA in 2023 — This indicates how many shares 716 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Unipol Gruppo SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Unipol Gruppo SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Unipol Gruppo SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Unipol Gruppo SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Unipol Gruppo SpA stock splits

In Unipol Gruppo SpA's history, there have been no stock splits.

Unipol Gruppo SpA dividend history and estimates

In 2023, Unipol Gruppo SpA paid a dividend amounting to 0.37 EUR. Dividend means that Unipol Gruppo SpA distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Unipol Gruppo SpA provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Unipol Gruppo SpA’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Unipol Gruppo SpA's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Unipol Gruppo SpA Dividend History

DateUnipol Gruppo SpA Dividend
2026e0.38 undefined
2025e0.39 undefined
2024e0.38 undefined
20230.37 undefined
20220.3 undefined
20210.56 undefined
20190.18 undefined
20180.18 undefined
20170.18 undefined
20160.18 undefined
20150.17 undefined
20140.16 undefined
20130.15 undefined
20100.71 undefined
20086.04 undefined
20070.8 undefined
20064 undefined
20052.01 undefined
20041.79 undefined

Unipol Gruppo SpA dividend payout ratio

In 2023, Unipol Gruppo SpA had a payout ratio of 48.19%. The payout ratio indicates the percentage of the company's profits that Unipol Gruppo SpA distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Unipol Gruppo SpA represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Unipol Gruppo SpA could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Unipol Gruppo SpA's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Unipol Gruppo SpA Payout Ratio History

DateUnipol Gruppo SpA Payout ratio
2026e48.63 %
2025e46.69 %
2024e51.01 %
202348.19 %
202240.86 %
202164 %
202039.71 %
201914.28 %
201832.14 %
2017-37.5 %
201638.71 %
201544.28 %
201458.76 %
2013-136.36 %
201239.71 %
201139.71 %
2010372.79 %
200939.71 %
2008875.38 %
200727.67 %
2006189.57 %
2005105.14 %
200454.17 %
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Unfortunately, there are currently no price targets and forecasts available for Unipol Gruppo SpA.

Unipol Gruppo SpA latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
12/31/20200.12 0.11  (-9.24 %)2020 Q4
6/30/20160.15 0.1  (-33.99 %)2016 Q2
6/30/20082.87 1.46  (-49.26 %)2008 Q2
3/31/20080.9 1.38  (54.46 %)2008 Q1
1

Eulerpool ESG Scorecard© for the Unipol Gruppo SpA stock

Eulerpool World ESG Rating (EESG©)

92/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

79

Environment

Scope 1 - Direct Emissions
10,592
Scope 2 - Indirect emissions from purchased energy
28,548
Scope 3 - Indirect emissions within the value chain
7,776,808
Total CO₂ emissions
39,140
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees54.341
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Unipol Gruppo SpA shareholders

%
Name
Stocks
Change
Date
22.25060 % Coop Alleanza 3.0 Soc. Coop.159,607,82604/24/2024
6.73628 % Holmo, S.p.A.48,320,654500,0004/24/2024
6.30124 % Nova Coop Societa' Cooperativa45,200,00004/24/2024
3.78283 % Cooperare SpA27,134,93704/24/2024
3.56908 % Coop Liguria Societa Cooperativa Di Consumo25,601,71804/24/2024
3.34579 % Koru SpA24,000,00004/24/2024
2.64467 % Coop Lombardia Soc. Coop18,970,71004/24/2024
2.30768 % Norges Bank Investment Management (NBIM)16,553,4212,827,6926/30/2024
1.81495 % The Vanguard Group, Inc.13,019,013399,1179/30/2024
1.10606 % Dimensional Fund Advisors, L.P.7,934,0014508/31/2024
1
2
3
4
5
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10

Unipol Gruppo SpA Executives and Management Board

Dr. Carlo Cimbri

(57)
Unipol Gruppo SpA Non-Executive Chairman of the Board
Compensation 5.35 M

Mr. Matteo Laterza

(58)
Unipol Gruppo SpA Chief Executive Officer, General Manager
Compensation 1.84 M

Mr. Ernesto Dalle Rive

(62)
Unipol Gruppo SpA Non-Executive Vice Chairman of the Board
Compensation 322,569

Mr. Daniele Ferre

(67)
Unipol Gruppo SpA Non-Executive Director
Compensation 147,616

Ms. Annamaria Trovo

(59)
Unipol Gruppo SpA Non-Executive Independent Director
Compensation 130,185
1
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3
4
5
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8

Most common questions regarding Unipol Gruppo SpA

What values and corporate philosophy does Unipol Gruppo SpA represent?

Unipol Gruppo SpA represents strong values and a solid corporate philosophy. The company prioritizes integrity, transparency, and sustainable growth in its operations. Unipol Gruppo SpA is committed to providing excellent customer service while delivering financial solutions tailored to its clients' needs. The company fosters a culture of innovation, collaboration, and professionalism, enabling it to adapt to the evolving market dynamics. Unipol Gruppo SpA believes in long-term relationships, both with its customers and business partners, ensuring mutual success. With a focus on responsible business practices, Unipol Gruppo SpA aims to create value for shareholders while contributing to the overall well-being of society.

In which countries and regions is Unipol Gruppo SpA primarily present?

Unipol Gruppo SpA is primarily present in Italy. As one of the largest insurance groups in the country, Unipol operates across various regions including Lombardy, Emilia-Romagna, Tuscany, and Veneto. With its headquarters in Bologna, Unipol offers a wide range of insurance products and services to its customers. Along with its subsidiaries, the company has established a strong presence within the Italian market, catering to the insurance needs of individuals and businesses alike. Unipol's commitment to serving the local communities in Italy makes it a prominent player in the insurance sector within the country.

What significant milestones has the company Unipol Gruppo SpA achieved?

Unipol Gruppo SpA, a leading insurance and financial services company, has achieved several significant milestones throughout its history. One notable achievement is its successful acquisition of BNL Vita, expanding its presence in the life insurance sector. Additionally, Unipol Gruppo SpA has consolidated its position in the Italian insurance market by acquiring Aviva Italia and launching innovative digital products. The company's commitment to strategic partnerships and continuous growth is evident in its collaboration with Intesa Sanpaolo, resulting in the creation of a leading bancassurance platform. Unipol Gruppo SpA's strong track record of accomplishments demonstrates its dedication to enhancing its market position and delivering value to its shareholders and customers.

What is the history and background of the company Unipol Gruppo SpA?

Unipol Gruppo SpA is an Italian insurance and financial services company founded in 1963. It has a rich history and a strong background in the insurance industry. With its headquarters in Bologna, Unipol Gruppo SpA offers a wide range of insurance products and services, including motor, property, and life insurance, as well as banking and asset management solutions. Over the years, the company has experienced significant growth and has become one of the leading insurance providers in Italy. Unipol Gruppo SpA has a strong reputation for its commitment to customer satisfaction and its focus on innovation and sustainability in the insurance sector.

Who are the main competitors of Unipol Gruppo SpA in the market?

The main competitors of Unipol Gruppo SpA in the market include major insurance companies such as Allianz, Generali, and AXA. These companies also operate in the insurance and financial services sectors, offering a range of products and services that compete with Unipol Gruppo SpA's offerings. Unipol Gruppo SpA distinguishes itself through its strong presence in the Italian market and its comprehensive insurance solutions for individuals and businesses. Nevertheless, competition among these industry players remains intense, driving innovation and providing customers with a wide array of choices.

In which industries is Unipol Gruppo SpA primarily active?

Unipol Gruppo SpA is primarily active in the insurance and financial services industries.

What is the business model of Unipol Gruppo SpA?

Unipol Gruppo SpA operates under a diversified business model. The company primarily engages in the insurance sector, offering a wide range of insurance products such as life, health, auto, property, and casualty insurance. Additionally, Unipol Gruppo is involved in banking activities, providing various financial services. The company aims to offer comprehensive solutions to meet the needs of their policyholders and clients. Unipol Gruppo SpA's business model focuses on delivering exceptional insurance and financial solutions, ensuring customer satisfaction and long-term value creation.

What is the P/E ratio of Unipol Gruppo SpA 2024?

The Unipol Gruppo SpA P/E ratio is 7.56.

What is the P/S ratio of Unipol Gruppo SpA 2024?

The Unipol Gruppo SpA P/S ratio is 0.52.

What is the Quality Investing of Unipol Gruppo SpA?

The Quality Investing for Unipol Gruppo SpA is 2/10.

What is the revenue of Unipol Gruppo SpA 2024?

The expected Unipol Gruppo SpA revenue is 16.23 B EUR.

How high is the profit of Unipol Gruppo SpA 2024?

The expected Unipol Gruppo SpA profit is 1.11 B EUR.

What is the business model of Unipol Gruppo SpA

Unipol Gruppo SpA is a leading Italian company in the insurance and financial services industry. The company operates in various sectors, such as non-life insurance, life insurance, asset management, and banking services. In the non-life insurance sector, Unipol Gruppo offers insurance solutions for private and business customers. The company specializes in automotive insurance, home insurance, legal protection insurance, and liability insurance. In addition, the company also offers health insurance, travel insurance, and pet health insurance. Unipol Gruppo is also involved in the life insurance business and offers its customers various products. For this, the company collaborates with its subsidiary UnipolSai. The portfolio includes traditional life insurance, risk life insurance, and unit-linked life insurance products. Asset management is another important business area for Unipol Gruppo. The company offers investment products to its customers, such as investment funds, pension funds, asset management solutions, and unit-linked policies. In addition, the company is also active in the alternative investments market and offers die-casting plants and other renewable energies. The banking services of Unipol Gruppo include mortgages, consumer loans, savings accounts, and deposits. The company also operates an online bank, UniCredit Bank AG, which offers customers a wide range of banking services. Unipol Gruppo has also focused on the connected customer during the inquiry and process management and claims settlement while providing its services. Modern digital tools enable easy communication between the customer and Unipol Gruppo during the claims process. Through the close collaboration of the various sectors of Unipol Gruppo, customers can receive a wide range of insurance products and financial services all in one place. This allows Unipol Gruppo to provide customers with comprehensive service that meets their needs and requirements. Overall, the business model of Unipol Gruppo SpA is geared towards playing a leading role in the insurance and financial services sectors. The company relies on a wide product range, a digital infrastructure, a strong customer relationship, and strategic partnerships to achieve this goal.

What is the Unipol Gruppo SpA dividend?

Unipol Gruppo SpA pays a dividend of 0.3 EUR distributed over payouts per year.

How often does Unipol Gruppo SpA pay dividends?

The dividend cannot currently be calculated for Unipol Gruppo SpA or the company does not pay out a dividend.

What is the Unipol Gruppo SpA ISIN?

The ISIN of Unipol Gruppo SpA is IT0004810054.

What is the Unipol Gruppo SpA WKN?

The WKN of Unipol Gruppo SpA is A1JWCF.

What is the Unipol Gruppo SpA ticker?

The ticker of Unipol Gruppo SpA is UNI.MI.

How much dividend does Unipol Gruppo SpA pay?

Over the past 12 months, Unipol Gruppo SpA paid a dividend of 0.37 EUR . This corresponds to a dividend yield of about 3.15 %. For the coming 12 months, Unipol Gruppo SpA is expected to pay a dividend of 0.39 EUR.

What is the dividend yield of Unipol Gruppo SpA?

The current dividend yield of Unipol Gruppo SpA is 3.15 %.

When does Unipol Gruppo SpA pay dividends?

Unipol Gruppo SpA pays a quarterly dividend. This is distributed in the months of November, June, June, June.

How secure is the dividend of Unipol Gruppo SpA?

Unipol Gruppo SpA paid dividends every year for the past 6 years.

What is the dividend of Unipol Gruppo SpA?

For the upcoming 12 months, dividends amounting to 0.39 EUR are expected. This corresponds to a dividend yield of 3.27 %.

In which sector is Unipol Gruppo SpA located?

Unipol Gruppo SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Unipol Gruppo SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Unipol Gruppo SpA from 5/22/2024 amounting to 0.38 EUR, you needed to have the stock in your portfolio before the ex-date on 5/20/2024.

When did Unipol Gruppo SpA pay the last dividend?

The last dividend was paid out on 5/22/2024.

What was the dividend of Unipol Gruppo SpA in the year 2023?

In the year 2023, Unipol Gruppo SpA distributed 0.3 EUR as dividends.

In which currency does Unipol Gruppo SpA pay out the dividend?

The dividends of Unipol Gruppo SpA are distributed in EUR.

All fundamentals about Unipol Gruppo SpA

Our stock analysis for Unipol Gruppo SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unipol Gruppo SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.