Home Point Capital Stock

Home Point Capital Net Income 2024

Home Point Capital Net Income

7.52 M USD

Ticker

HMPT

ISIN

US43734L1061

In 2024, Home Point Capital's profit amounted to 7.52 M USD, a -119.05% increase from the -39.48 M USD profit recorded in the previous year.

The Home Point Capital Net Income history

YEARNET INCOME (undefined USD)
2025e84.74
2024e7.52
2023e-39.48
2022-163.45
2021166.27
2020607
2019-29.2
2018-24.2

Home Point Capital Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Home Point Capital, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Home Point Capital from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Home Point Capital’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Home Point Capital. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Home Point Capital’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Home Point Capital’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Home Point Capital’s growth potential.

Home Point Capital Revenue, EBIT and net profit per share

DateHome Point Capital RevenueHome Point Capital EBITHome Point Capital Net Income
2025e381.51 M undefined101.78 M undefined84.74 M undefined
2024e237.79 M undefined50.8 M undefined7.52 M undefined
2023e166.74 M undefined-8.53 M undefined-39.48 M undefined
2022465.62 M undefined-70.61 M undefined-163.45 M undefined
20211.24 B undefined322.75 M undefined166.27 M undefined
20201.73 B undefined1.07 B undefined607 M undefined
2019430.8 M undefined131.8 M undefined-29.2 M undefined
2018259.1 M undefined5.8 M undefined-24.2 M undefined

Home Point Capital stock margins

The Home Point Capital margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Home Point Capital. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Home Point Capital.
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Gross margin
EBIT margin
Profit margin
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Home Point Capital's sales revenue. A higher gross margin percentage indicates that the Home Point Capital retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Home Point Capital's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Home Point Capital's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Home Point Capital's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Home Point Capital. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Home Point Capital's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Home Point Capital Margin History

Home Point Capital Gross marginHome Point Capital Profit marginHome Point Capital EBIT marginHome Point Capital Profit margin
2025e63.59 %26.68 %22.21 %
2024e63.59 %21.37 %3.16 %
2023e63.59 %-5.11 %-23.68 %
202263.59 %-15.17 %-35.1 %
202179.06 %25.93 %13.36 %
202091.58 %62 %35.04 %
201978.06 %30.59 %-6.78 %
201868 %2.24 %-9.34 %

Home Point Capital Aktienanalyse

What does Home Point Capital do?

Home Point Capital Inc is a leading company in the mortgage industry and is one of the fastest growing financial services companies in the USA. The company was founded in 2014 and is headquartered in Ann Arbor, Michigan. Business Model: Home Point Capital Inc's business model is based on providing top-notch mortgage products and services tailored to the needs of their customers. Home Point Capital offers mortgages for the purchase or refinancing of residential properties and has established itself over the years as a reliable partner for customers. The company strives to make the mortgage experience for customers as simple and effective as possible. Divisions: Home Point Capital Inc is divided into various divisions, including the wholesale division, correspondent division, and retail division. In the wholesale division, Home Point Capital works with mortgage brokers and other intermediaries to provide mortgage products to customers. The correspondent division serves as a partner for reputable mortgage providers to enhance first-class residential financing solutions. In the retail division, there is the opportunity to work directly with a Home Point Capital consultant to provide mortgage expertise and easily accessible loan producers. Products: Home Point Capital takes pride in offering a variety of mortgage products that meet the needs of all customers. This includes fixed and variable interest rates, as well as jumbo mortgages, FHA loans, VA loans, USDA loans, and many more. FHA loans are specifically designed for customers who do not have a perfect credit score or only want to make minimal expenses related to residential properties or have questions about down payments and closing costs. The goal of FHA loans is to make it easier for applicants to gain access to homeownership by offering a more flexible loan. VA loans offer veterans and active military members the opportunity to buy a home with zero percent down payment. USDA loans are available to both urban and rural customers but are limited to certain income and mileage limits. Home Point Capital Inc also offers refinancing loans to help customers refinance existing mortgages to lower their monthly payments. This can be a great way to save money or release capital for major purchases or debt repayment. Summary: Home Point Capital Inc is a premier mortgage provider specializing in providing personalized mortgage products and services. With various divisions to cater to the specific needs of customers and a variety of mortgage products available, Home Point Capital Inc is a reliable partner that customers can rely on to achieve their dreams of homeownership. Home Point Capital ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Home Point Capital's Profit Margins

The profit margins of Home Point Capital represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Home Point Capital's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Home Point Capital's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Home Point Capital's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Home Point Capital’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Home Point Capital stock

How much profit has Home Point Capital made this year?

Home Point Capital has made 7.52 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -119.05% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Home Point Capital publish its earnings?

Home Point Capital publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Home Point Capital?

The profits of Home Point Capital are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Home Point Capital?

You can learn more about the earnings of Home Point Capital by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Home Point Capital pay?

Over the past 12 months, Home Point Capital paid a dividend of 0.08 USD . This corresponds to a dividend yield of about 3.45 %. For the coming 12 months, Home Point Capital is expected to pay a dividend of 0.06 USD.

What is the dividend yield of Home Point Capital?

The current dividend yield of Home Point Capital is 3.45 %.

When does Home Point Capital pay dividends?

Home Point Capital pays a quarterly dividend. This is distributed in the months of September, December, April, June.

How secure is the dividend of Home Point Capital?

Home Point Capital paid dividends every year for the past 2 years.

What is the dividend of Home Point Capital?

For the upcoming 12 months, dividends amounting to 0.06 USD are expected. This corresponds to a dividend yield of 2.66 %.

In which sector is Home Point Capital located?

Home Point Capital is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Home Point Capital kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Home Point Capital from 6/7/2022 amounting to 0.04 USD, you needed to have the stock in your portfolio before the ex-date on 5/23/2022.

When did Home Point Capital pay the last dividend?

The last dividend was paid out on 6/7/2022.

What was the dividend of Home Point Capital in the year 2023?

In the year 2023, Home Point Capital distributed 0.08 USD as dividends.

In which currency does Home Point Capital pay out the dividend?

The dividends of Home Point Capital are distributed in USD.

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Andere Kennzahlen von Home Point Capital

Our stock analysis for Home Point Capital Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Home Point Capital Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.