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Overview
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Erste Group Bank stock

EBS.VI
AT0000652011
909943

Price

69.32
Today +/-
-0.26
Today %
-0.37 %

Erste Group Bank stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Erste Group Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Erste Group Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Erste Group Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Erste Group Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Erste Group Bank Stock Price History

DateErste Group Bank Price
2/27/202569.32 undefined
2/26/202569.58 undefined
2/25/202567.72 undefined
2/24/202566.70 undefined
2/21/202566.30 undefined
2/20/202565.94 undefined
2/19/202567.00 undefined
2/18/202569.68 undefined
2/17/202567.50 undefined
2/14/202566.96 undefined
2/13/202566.60 undefined
2/12/202564.18 undefined
2/11/202563.80 undefined
2/10/202561.86 undefined
2/7/202561.52 undefined
2/6/202563.52 undefined
2/5/202559.08 undefined
2/4/202559.68 undefined
2/3/202558.92 undefined
1/31/202559.44 undefined
1/30/202560.80 undefined

Erste Group Bank Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Erste Group Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Erste Group Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Erste Group Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Erste Group Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Erste Group Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Erste Group Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Erste Group Bank’s growth potential.

Erste Group Bank Revenue, EBIT and net profit per share

DateErste Group Bank RevenueErste Group Bank Net Income
2028e12.82 B undefined0 undefined
2027e11.58 B undefined2.8 B undefined
2026e11.47 B undefined3.22 B undefined
2025e11.12 B undefined3.07 B undefined
2024e11.08 B undefined3.11 B undefined
202323.6 B undefined2.9 B undefined
202215.21 B undefined2.06 B undefined
202110.01 B undefined1.78 B undefined
20209.42 B undefined668.5 M undefined
201910.25 B undefined1.38 B undefined
201810.01 B undefined1.72 B undefined
20178.68 B undefined1.26 B undefined
20168.83 B undefined1.26 B undefined
20159.45 B undefined968.2 M undefined
20149.19 B undefined-1.38 B undefined
20139.95 B undefined-24.4 M undefined
201211.37 B undefined342.4 M undefined
201111.69 B undefined-860 M undefined
201011.56 B undefined737.6 M undefined
200912.98 B undefined762.3 M undefined
200814.23 B undefined859.6 M undefined
200712.33 B undefined1.17 B undefined
20069.51 B undefined932.2 M undefined
20057.68 B undefined716.7 M undefined
20046.84 B undefined520.8 M undefined

Erste Group Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
1.523.163.333.383.34.175.176.996.646.847.689.5112.3314.2312.9811.5611.6911.379.959.199.458.838.6810.0110.259.4210.0115.2123.611.0811.1211.4711.5812.82
-108.445.381.53-2.4326.5223.7435.39-5.083.0912.2023.8929.6515.40-8.80-10.911.06-2.73-12.48-7.652.81-6.52-1.6915.312.41-8.136.3351.8955.14-53.050.383.130.9810.66
----------------------------------
0000000000000000000000000000000000
000000000000000000000000000005.695.515.625.626.5
----------------------------------
0.040.10.020.130.160.190.220.260.350.520.720.931.170.860.760.74-0.860.34-0.02-1.380.971.261.261.721.380.671.782.062.93.113.073.222.80
-136.36-84.62731.2523.3116.4616.7514.3538.4347.3137.6930.1725.97-26.83-11.29-3.28-216.69-139.77-107.025,658.33-170.0430.58-0.7136.73-19.70-51.52165.7216.2840.417.28-1.385.09-13.04-
----------------------------------
----------------------------------
178.4178.4178.4177.6176.9183.1200.9216.9241.2239.8242.6302.8314.3315.1323.9378.7379.6395.9411.6427.5426.7426.7426.7426.7426.6426.3426.2427.02425.9500000
----------------------------------
Details

Keystats

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Revenue and Growth

The Erste Group Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Erste Group Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
0.320.350.640.590.581.031.321.871.811.721.692.172.292.392.342.452.362.232.322.262.42.482.392.292.632.552.652.622.61
4284574800000000256383285260241223173174208195167193198198163190211208.6241
00000000000000000000000000000
00000000.40.39006.095.964.84.871.421.361.272.440.670.690.680.810.80.820.820.810.790.77
0.040.040.090.310.330.610.931.21.481.821.9100003.262.171.6300.770.770.710.710.710.550.540.550.560.54
00000000000001.330.660.670.791.370.810.590.840.510.470.620.750.670.640.80.63
0.790.851.20.90.911.642.253.463.683.553.868.648.548.788.118.016.866.665.784.494.874.574.584.614.914.774.854.974.79
0.790.851.20.90.911.642.253.463.683.553.868.648.548.788.118.016.866.665.784.494.874.574.584.614.914.774.854.974.79
                                                         
0.170.180.320000000000.630.632.5202.542.550.860.860.860.860.860.860.860.860.860.860.84
0.050.060.640000000004.564.586.1706.416.477.041.481.481.481.481.481.481.481.481.481.49
0.360.410.40000000003.262.864.3803.914.394.28.028.969.9810.8611.8512.713.4814.7316.318.08
0001.311.441.861.92.482.793.424.077.9800-0.3213.11-0.51-0.78-1.1-1.1-0.98-0.490.13-0.040.331.280.820.971.19
00000000000000-3720-316227259580688632545229260239115-264.151
0.580.651.361.311.441.861.92.482.793.424.077.988.458.0812.3713.1112.0412.8611.269.8411.0112.4613.8714.3815.6217.341819.3521.65
000000000000000000000000000249.590
636510100000000000000000000000000
00000000001882913291103068345385919066101996159144127.3265
00000000000000000001.461.691.692.062.883.082.21.593.27.35
0000000000000000000000000006.850
0.060.070.100000000.190.290.330.110.030.070.030.050.091.561.781.762.162.973.142.261.73259.777.62
2.131.965.336.868.3310.7412.7117.5820.4823.4225.5827.0236.6736.5335.7637.1436.5634.7533.1231.1429.6527.1925.129.7430.8931.2432.7236.5744.43
0732322428351212220000279331328345324169999668612318201915.614
1.291.363.722.22.123.264.3110.5911.6613.6813.8314.9516.846.567.386.115.8817.4812.2414.1312.9411.669.87.777.787.838.639.068.22
3.423.339.099.0910.4814.0317.0528.2932.3637.139.4141.9753.5143.3743.4743.5842.7952.5645.5345.3742.6938.9234.9537.5338.6839.0841.3645.6452.66
3.483.399.199.0910.4814.0317.0528.2932.3637.139.642.2653.8343.4843.543.6442.8352.6145.6246.9244.4640.6737.1140.541.8341.3443.09305.4160.28
4.064.0410.5510.411.9115.8818.9630.7735.1540.5243.6650.2462.2951.5655.8756.7654.8665.4756.8856.7655.4753.1350.9954.8857.4558.6861.09324.7681.93
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Erste Group Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Erste Group Bank's financial health and stability.

Assets

Erste Group Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Erste Group Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Erste Group Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Erste Group Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
0.150.190.230.320.510.540.720.921.181.520.40.981.04-0.560.630.2-1.311.281.541.672.161.911.032.412.67
0.170.120.190.270.410.490.340.360.360.491.360.830.681.611.110.971.610.570.620.560.570.740.610.610.59
0000000000000000000000000
0.382.021.795.6744.490.64-0.991.9-1.32-5.13-7.21-3.393.390.28-2.44-4.013.463.431.43-5.73-9.2721.887.88-13.04
-0.56-0.49-0.68-1.7-1.63-1.890.360.110.06-0.110.512.061.992.291.941.542.020.630.59-0.180.090.420.970.510.96
0000000000000002.31.812.391.631.542.853.062.582.495.55
0000090138304330344342262329240170209267355408407457468439391548
0.141.851.534.563.33.622.060.43.50.58-2.86-3.350.326.723.960.28-1.695.936.183.48-2.91-6.1924.4911.4-8.82
-415-245-479-341-1,169-1,323-443-760-626-933-930-940-622-534-727-726-634-773-807-636-541-591-550-548-478
-0.65-1.8-1.82-3.43-3.06-4.28-1.5-0.82-3.01-0.322.85-1.460.19-2.46-3.410.840.51-1.42-0.38-0.35-0.49-0.43-0.35-0.48-0.23
-0.24-1.56-1.35-3.09-1.9-2.96-1.06-0.06-2.390.613.78-0.520.81-1.92-2.691.571.15-0.640.420.280.050.160.20.070.25
0000000000000000000000000
0000000000000000000000000
000.2800.640.010.030.043.20.050.033.4700.010.07-1.12000.50.50.010.51.25-0.5-0
0.10.150.50.290.40.07-0.430.43.980.20.373.37-0.69-0.58-0.22-1.47-0.29-0.040.21-0-0.83-0.21.13-1.31-0.76
155204280351-180136-36747792035657298-310-179-141-44-121-40-69-30-271-36-8-560
-52-51-54-62-62-74-90-120-133-202-235-203-385-405-141-299-1710-222-470-568-663-115-756-753
-0.420.20.211.430.61-0.630.170.014.650.24-0.06-1.56-0.163.570.33-0.44-1.474.5263.44-4.25-6.8625.159.66-9.81
-2791,6001,0494,2212,1282,2951,614-3642,871-352-3,793-4,286-3026,1883,235-449-2,3255,1585,3692,843-3,448-6,78523,94310,856-9,294
0000000000000000000000000

Erste Group Bank stock margins

The Erste Group Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Erste Group Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Erste Group Bank.

  • 3 years

  • 5 years

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  • 25 Years

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Erste Group Bank's sales revenue. A higher gross margin percentage indicates that the Erste Group Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Erste Group Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Erste Group Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Erste Group Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Erste Group Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Erste Group Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Erste Group Bank Margin History

DateErste Group Bank Profit margin
2028e0 %
2027e24.2 %
2026e28.1 %
2025e27.57 %
2024e28.07 %
202312.28 %
202213.57 %
202117.73 %
20207.1 %
201913.44 %
201817.15 %
201714.46 %
201614.32 %
201510.25 %
2014-15.05 %
2013-0.25 %
20123.01 %
2011-7.36 %
20106.38 %
20095.87 %
20086.04 %
20079.53 %
20069.8 %
20059.33 %
20047.61 %

Erste Group Bank Stock Sales Revenue, EBIT, Earnings per Share

The Erste Group Bank earnings per share therefore indicates how much revenue Erste Group Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Erste Group Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Erste Group Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Erste Group Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Erste Group Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Erste Group Bank Revenue, EBIT and net profit per share

DateErste Group Bank Sales per ShareErste Group Bank Earnings per Share
2028e31.22 undefined0 undefined
2027e28.21 undefined6.83 undefined
2026e27.94 undefined7.85 undefined
2025e27.09 undefined7.47 undefined
2024e26.99 undefined7.58 undefined
202355.4 undefined6.8 undefined
202235.62 undefined4.83 undefined
202123.5 undefined4.17 undefined
202022.09 undefined1.57 undefined
201924.03 undefined3.23 undefined
201823.46 undefined4.02 undefined
201720.34 undefined2.94 undefined
201620.69 undefined2.96 undefined
201522.14 undefined2.27 undefined
201421.49 undefined-3.23 undefined
201324.17 undefined-0.06 undefined
201228.71 undefined0.86 undefined
201130.78 undefined-2.27 undefined
201030.53 undefined1.95 undefined
200940.07 undefined2.35 undefined
200845.17 undefined2.73 undefined
200739.24 undefined3.74 undefined
200631.42 undefined3.08 undefined
200531.65 undefined2.95 undefined
200428.54 undefined2.17 undefined

Erste Group Bank business model

The Erste Group Bank AG is one of the largest banks in Central and Eastern Europe, headquartered in Vienna, Austria. It was founded in 1819 as the first savings bank in Austria and has since grown into a significant financial institution in the region. The business model of Erste Group Bank AG is to offer a wide range of financial services to retail customers, small and medium-sized enterprises, and institutional clients. The bank operates in seven core markets, including Austria, Czech Republic, Slovakia, Hungary, Croatia, Romania, and Serbia. Additionally, Erste Group Bank AG is also active in other countries such as Bulgaria, Albania, and Moldova. Erste Group Bank AG operates in various business areas, including retail banking, corporate banking, investment banking, and asset management. In retail banking, it offers a wide portfolio of financial services to retail customers, including accounts, loans, mortgages, insurance, and investment products. In the corporate banking sector, Erste Group Bank AG serves small and medium-sized enterprises as well as institutional clients, providing a broad range of financial products, including loans, leasing, trade finance, and cash management. In the investment banking field, Erste Group Bank AG assists clients in conducting capital market transactions, including IPOs, bond issuances, and mergers & acquisitions. In the asset management sector, the bank offers a wide range of investment products, including stocks, bonds, investment funds, and structured products to various customer groups. Another important business area for Erste Group Bank AG is digital services and fintech products. The bank has significantly expanded its digital presence in recent years, offering innovative digital banking services to customers, such as mobile payments, online banking, and access to digital investment products. As part of its innovation strategy, Erste Group Bank AG also collaborates with fintech startups and invests in them. Erste Group Bank AG is also a key player in sustainable finance and is committed to promoting environmental protection, social responsibility, and good corporate governance. The bank is a member of the UN Principles for Responsible Banking and is committed to achieving the United Nations' global sustainability goals. Erste Group Bank AG has also contributed to the development of innovative green financing products and expanding financing for projects in areas such as renewable energy and energy efficiency. In summary, Erste Group Bank AG is a major and versatile bank in Central and Eastern Europe, offering a wide range of financial products and services to various customer groups. The bank is committed to promoting innovation and sustainability and is dedicated to building a strong digital presence. Erste Group Bank is one of the most popular companies on Eulerpool.com.

Erste Group Bank SWOT Analysis

Strengths

Erste Group Bank AG has established a strong market presence in the banking industry, with a significant customer base and an extensive network of branches. This allows the bank to leverage its brand and customer relationships to drive growth and market share.

The bank offers a wide range of financial products and services, catering to the diverse needs of its customers. This diversity helps in mitigating risks and maximizing revenue opportunities, as the bank can adapt to changing market conditions and customer preferences.

Erste Group Bank AG has consistently delivered strong financial results, with steady revenue growth and solid profitability. This financial strength provides a solid foundation for future expansion and investment opportunities.

Weaknesses

The bank's operations are concentrated in Europe, leaving it vulnerable to economic downturns and regulatory changes within the region. This overdependence on a single market can expose the bank to risks that may impact its financial performance.

Erste Group Bank AG has limited presence in emerging markets, missing out on potential growth opportunities in these high-growth regions. This lack of diversification can hinder the bank's ability to fully capitalize on global market trends and emerging economies.

Opportunities

The increasing digitization of the banking industry presents opportunities for Erste Group Bank AG to enhance its products and services, streamline operations, and improve customer experience. By investing in technology and innovation, the bank can stay competitive and attract tech-savvy customers.

The bank can explore opportunities to expand its presence in new markets, especially in emerging economies with high growth potential. This expansion can diversify the bank's revenue streams and reduce reliance on the European market, increasing its resilience to economic fluctuations.

Threats

Erste Group Bank AG faces intense competition from both traditional banks and disruptive fintech companies. This competition can put pressure on the bank's market share, profitability, and customer retention. The bank needs to continuously innovate and differentiate itself to stay ahead of competitors.

Economic uncertainty, such as recessions and geopolitical events, can impact the bank's operations and financial performance. Fluctuations in interest rates, inflation, and currency exchange rates can also pose risks to the bank's profitability and asset quality.

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Erste Group Bank Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Erste Group Bank historical P/E ratio, EBIT multiple, and P/S ratio

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Erste Group Bank shares outstanding

The number of shares was Erste Group Bank in 2024 — This indicates how many shares 425.952 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Erste Group Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Erste Group Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Erste Group Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Erste Group Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Erste Group Bank dividend history and estimates

In 2024, Erste Group Bank paid a dividend amounting to 5.63 EUR. Dividend means that Erste Group Bank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Erste Group Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Erste Group Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Erste Group Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Erste Group Bank Dividend History

DateErste Group Bank Dividend
2028e2.03 undefined
2027e2.03 undefined
2026e2.03 undefined
2025e2.03 undefined
2024e2.03 undefined
20231.9 undefined
20221.6 undefined
20211.5 undefined
20191.4 undefined
20181.2 undefined
20171 undefined
20160.5 undefined
20140.2 undefined
20130.4 undefined
20110.7 undefined
20100.65 undefined
20090.65 undefined
20080.75 undefined
20070.65 undefined
20060.55 undefined
20050.5 undefined
20040.37 undefined

Erste Group Bank dividend payout ratio

In 2024, Erste Group Bank had a payout ratio of 34.86%. The payout ratio indicates the percentage of the company's profits that Erste Group Bank distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Erste Group Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Erste Group Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Erste Group Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Erste Group Bank Payout Ratio History

DateErste Group Bank Payout ratio
2028e34.74 %
2027e34.77 %
2026e34.96 %
2025e34.49 %
2024e34.86 %
202335.51 %
202233.1 %
202135.97 %
202037.47 %
201943.34 %
201829.85 %
201734.01 %
201616.89 %
201537.47 %
2014-6.19 %
2013-663.24 %
201237.47 %
2011-30.68 %
201033.16 %
200927.52 %
200827.43 %
200717.34 %
200617.77 %
200516.86 %
200417.19 %
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Unfortunately, there are currently no price targets and forecasts available for Erste Group Bank.

Erste Group Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.93 2.14  (11.05 %)2024 Q3
6/30/20241.7 1.87  (10.21 %)2024 Q2
3/31/20241.77 1.87  (5.49 %)2024 Q1
12/31/20231.48 1.54  (4.2 %)2023 Q4
9/30/20231.8 1.9  (5.39 %)2023 Q3
6/30/20231.71 1.98  (15.93 %)2023 Q2
3/31/20231.3 1.39  (7.29 %)2023 Q1
12/31/20221.03 1.21  (17.91 %)2022 Q4
9/30/20221.15 1.19  (3.75 %)2022 Q3
6/30/20221.31 1.49  (13.91 %)2022 Q2
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Eulerpool ESG Scorecard© for the Erste Group Bank stock

Eulerpool World ESG Rating (EESG©)

88/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

67

Environment

Scope 1 - Direct Emissions
20,707
Scope 2 - Indirect emissions from purchased energy
18,742
Scope 3 - Indirect emissions within the value chain
54,596
Total CO₂ emissions
39,449
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees62.4
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Erste Group Bank shareholders

%
Name
Stocks
Change
Date
26.20773 % DIE Erste Oesterreichische Spar casse Privatstiftung107,585,3392,332,7816/30/2024
4.62957 % BlackRock Institutional Trust Company, N.A.19,004,8471,621,14410/1/2024
3.99635 % Wellington Management Company, LLP16,405,42007/26/2023
2.36031 % The Vanguard Group, Inc.9,689,309409,0019/30/2024
2.35453 % Capital Research Global Investors9,665,597-139,6669/30/2024
2.00101 % Schroder Investment Management North America Inc.8,214,333-63,4278/31/2024
1.76246 % Norges Bank Investment Management (NBIM)7,235,094-1,287,0816/30/2024
1.59521 % Janus Henderson Investors6,548,49830,2189/30/2024
0.77657 % MFS Investment Management3,187,917-16,6319/30/2024
0.75734 % AllianceBernstein L.P.3,108,964-26,9769/30/2024
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Erste Group Bank Executives and Management Board

Mr. Willibald Cernko

(67)
Erste Group Bank Chairman of the Management Board, Chief Executive Officer
Compensation 634,000

Mr. Stefan Dorefler

(52)
Erste Group Bank Chief Financial Officer, Member of the Management Board (since 2019)
Compensation 415,100

Ms. Alexandra Habeler-Drabek

(53)
Erste Group Bank Chief Risk Officer, Member of the Management Board
Compensation 414,900

Mr. Ingo Bleier

(53)
Erste Group Bank Chief Corporates and Capital Markets Officer, Member of the Management Board (since 2019)
Compensation 414,400

Prof. Ing. Friedrich Roedler

(72)
Erste Group Bank Chairman of the Supervisory Board (since 2004)
Compensation 207,000
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Most common questions regarding Erste Group Bank

What values and corporate philosophy does Erste Group Bank represent?

Erste Group Bank AG represents several key values and a strong corporate philosophy. The company's core values are inclusiveness, responsibility, and sustainability. Erste Group prioritizes equal opportunities and accessibility for all its stakeholders. With a strong sense of responsibility, the bank continuously works towards economic prosperity and social progress. Furthermore, Erste Group Bank is committed to sustainable business practices, aiming to minimize its ecological footprint and contribute to a more sustainable future. These values and corporate philosophy guide Erste Group Bank AG in its operations, enabling it to provide high-quality financial services and support the well-being of its customers and communities.

In which countries and regions is Erste Group Bank primarily present?

Erste Group Bank AG is primarily present in Central and Eastern Europe. With its headquarters in Vienna, Austria, the bank operates in countries including Austria, Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and Montenegro. Through its extensive network, Erste Group Bank AG serves as a leading financial institution in the region, providing a wide range of banking services and solutions to individuals, businesses, and corporate clients.

What significant milestones has the company Erste Group Bank achieved?

Erste Group Bank AG has achieved several significant milestones throughout its history. As one of the largest financial services providers in Central and Eastern Europe, the company has consistently demonstrated strong growth and stability. One notable milestone was the successful integration of various banking institutions which enabled Erste Group Bank AG to expand its reach and customer base. Additionally, the company's commitment to delivering exceptional customer service and innovative products has garnered numerous accolades and industry recognition. Erste Group Bank AG's consistent focus on long-term sustainability and responsible banking practices has also solidified its reputation as a leading financial institution within the region.

What is the history and background of the company Erste Group Bank?

Erste Group Bank AG, often referred to as Erste, is a prominent Austrian financial institution with a rich history dating back to 1819. Originally founded as Erste österreichische Spar-Casse, it aimed to encourage savings and contribute to the economic development of Austria. Over the years, Erste underwent several mergers and acquisitions, expanding its reach across Central and Eastern Europe. Today, Erste Group Bank AG is one of the largest financial services providers in the region, offering a wide range of banking and financial products to individuals, businesses, and corporate clients. With its strong heritage and dedication to innovation, Erste continues to play a vital role in shaping the financial landscape of Austria and beyond.

Who are the main competitors of Erste Group Bank in the market?

The main competitors of Erste Group Bank AG in the market include other leading banks and financial institutions. Some notable competitors are UniCredit Bank Austria, Raiffeisen Bank International, and Bank of Austria. Erste Group Bank AG operates in various countries and offers a range of banking services, making it a key player in the financial industry. As an established and prominent player, Erste Group Bank AG competes with these and other institutions in providing banking solutions, financial products, and services to customers.

In which industries is Erste Group Bank primarily active?

Erste Group Bank AG is primarily active in the financial services industry.

What is the business model of Erste Group Bank?

The business model of Erste Group Bank AG focuses on providing comprehensive financial services to individuals, small and medium-sized businesses, as well as corporate customers. As one of the largest financial institutions in Central and Eastern Europe, Erste Group Bank AG offers a wide range of banking services, including retail banking, corporate banking, wealth management, and investment banking. The bank aims to meet the diverse needs of its customers, delivering innovative financial solutions and fostering long-term relationships. With a strong presence in multiple countries, Erste Group Bank AG strives to support economic growth and financial stability within the region.

What is the P/E ratio of Erste Group Bank 2025?

The Erste Group Bank P/E ratio is 9.63.

What is the P/S ratio of Erste Group Bank 2025?

The Erste Group Bank P/S ratio is 2.66.

What is the Quality Investing of Erste Group Bank?

The Quality Investing for Erste Group Bank is 4/10.

What is the revenue of Erste Group Bank 2025?

The expected Erste Group Bank revenue is 11.12 B EUR.

How high is the profit of Erste Group Bank 2025?

The expected Erste Group Bank profit is 3.07 B EUR.

What is the business model of Erste Group Bank

The Erste Group Bank AG is an Austrian bank that is headquartered in Vienna. The company is one of the largest banks in Central and Eastern Europe and offers a variety of products and services for private and business customers. One important component of the Erste Group Bank AG's business model is retail banking. In this segment, the company offers a wide range of financial products and services for individual customers. This includes current accounts, savings accounts, credit cards, consumer loans, building savings contracts, investment funds, and securities services. In addition, the bank has an online platform where customers can manage their finances and conduct transactions. The Erste Group Bank AG is also active in the business customer segment, where it offers various financing solutions and services. This includes loans, trade finance, leasing, factoring, payment transactions, and cash management. The company also operates an asset management division that specializes in the management of investment funds, asset management, and pension funds. Here, the Erste Group Bank AG provides its customers with comprehensive investment advice and assists them in managing their assets. Another core business of the Erste Group Bank AG is investment banking. Here, the bank offers its customers a wide range of services, including mergers and acquisitions, capital raising, structured financing, stock and bond issuance, and derivatives. The Erste Group Bank AG also has a strong presence in the insurance business. The company offers a wide range of insurance products, including life insurance, health insurance, and property insurance. Overall, the Erste Group Bank AG has a diversified business model based on a wide range of products and services. The company operates in various industries and has a strong presence in Central and Eastern Europe. The Erste Group Bank AG also has a strong digital presence and invests in innovative technologies to better serve its customers and expand its business. The bank operates a variety of online platforms and mobile apps that make it easier for customers to manage their finances and conduct transactions. Overall, the Erste Group Bank AG has a solid business model based on a wide range of products and services. The company has a strong presence in Central and Eastern Europe and is well positioned to grow in the future. With its strong digital presence and investment in innovative technologies, the Erste Group Bank AG is also well equipped to better serve customers and expand its business.

What is the Erste Group Bank dividend?

Erste Group Bank pays a dividend of 1.6 EUR distributed over 3 payouts per year.

How often does Erste Group Bank pay dividends?

Erste Group Bank pays out a dividend 3 times a year.

What is the Erste Group Bank ISIN?

The ISIN of Erste Group Bank is AT0000652011.

What is the Erste Group Bank WKN?

The WKN of Erste Group Bank is 909943.

What is the Erste Group Bank ticker?

The ticker of Erste Group Bank is EBS.VI.

How much dividend does Erste Group Bank pay?

Over the past 12 months, Erste Group Bank paid a dividend of 1.9 EUR . This corresponds to a dividend yield of about 2.74 %. For the coming 12 months, Erste Group Bank is expected to pay a dividend of 2.03 EUR.

What is the dividend yield of Erste Group Bank?

The current dividend yield of Erste Group Bank is 2.74 %.

When does Erste Group Bank pay dividends?

Erste Group Bank pays a quarterly dividend. This is distributed in the months of June, June, June, June.

How secure is the dividend of Erste Group Bank?

Erste Group Bank paid dividends every year for the past 0 years.

What is the dividend of Erste Group Bank?

For the upcoming 12 months, dividends amounting to 2.03 EUR are expected. This corresponds to a dividend yield of 2.93 %.

In which sector is Erste Group Bank located?

Erste Group Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Erste Group Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Erste Group Bank from 5/29/2024 amounting to 2.7 EUR, you needed to have the stock in your portfolio before the ex-date on 5/27/2024.

When did Erste Group Bank pay the last dividend?

The last dividend was paid out on 5/29/2024.

What was the dividend of Erste Group Bank in the year 2024?

In the year 2024, Erste Group Bank distributed 1.9 EUR as dividends.

In which currency does Erste Group Bank pay out the dividend?

The dividends of Erste Group Bank are distributed in EUR.

All fundamentals about Erste Group Bank

Our stock analysis for Erste Group Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Erste Group Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.