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Overview
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ESSA Bancorp stock

ESSA
US29667D1046
A0MN42

Price

19.84
Today +/-
-0.15
Today %
-0.80 %

ESSA Bancorp stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the ESSA Bancorp stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the ESSA Bancorp stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the ESSA Bancorp stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze ESSA Bancorp's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

ESSA Bancorp Stock Price History

DateESSA Bancorp Price
3/6/202519.84 undefined
3/5/202520.00 undefined
3/4/202520.28 undefined
3/3/202520.50 undefined
3/2/202520.89 undefined
2/27/202521.00 undefined
2/26/202520.99 undefined
2/25/202520.89 undefined
2/24/202521.11 undefined
2/23/202520.84 undefined
2/20/202521.00 undefined
2/19/202521.40 undefined
2/18/202521.64 undefined
2/17/202522.03 undefined
2/13/202521.77 undefined
2/12/202521.84 undefined
2/11/202521.81 undefined
2/10/202522.18 undefined
2/9/202521.79 undefined
2/6/202521.79 undefined

ESSA Bancorp Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into ESSA Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by ESSA Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects ESSA Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of ESSA Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into ESSA Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing ESSA Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on ESSA Bancorp’s growth potential.

ESSA Bancorp Revenue, EBIT and net profit per share

DateESSA Bancorp RevenueESSA Bancorp EBITESSA Bancorp Net Income
2025e74.21 M undefined24.98 M undefined20.08 M undefined
2024111.66 M undefined0 undefined16.99 M undefined
202393.41 M undefined24.57 M undefined18.58 M undefined
20220 undefined0 undefined20.07 M undefined
20210 undefined0 undefined16.42 M undefined
20200 undefined0 undefined14.42 M undefined
20190 undefined0 undefined12.62 M undefined
20180 undefined0 undefined6.53 M undefined
20170 undefined0 undefined7.34 M undefined
20160 undefined0 undefined7.73 M undefined
20150 undefined0 undefined9.79 M undefined
20140 undefined0 undefined8.5 M undefined
20130 undefined0 undefined8.82 M undefined
20120 undefined0 undefined220,000 undefined
20110 undefined0 undefined5.26 M undefined
20100 undefined0 undefined4.51 M undefined
20090 undefined0 undefined6.56 M undefined
20080 undefined0 undefined6.08 M undefined
20070 undefined0 undefined-5.13 M undefined
20060 undefined0 undefined3.95 M undefined
20050 undefined0 undefined4.45 M undefined

ESSA Bancorp Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
2004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e
00000000000000000009311174
--------------------19.35-33.33
-------------------73.1261.2691.89
00000000000000000006800
343-56645088977612141620181620
-33.33-25.00-266.67-220.00--33.3325.00---12.50-22.22--14.29100.0016.6714.2925.00-10.00-11.1125.00
----------------------
----------------------
15.5715.5716.9816.9815.9813.8412.6811.4911.0511.5610.8210.5410.5210.6610.8310.7310.359.959.779.739.530
----------------------
Details

Keystats

ⓘ

Revenue and Growth

The ESSA Bancorp Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the ESSA Bancorp is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (k)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (B)TOTAL CAPITAL (B)
20052006200720082009201020112012201320142015201620172018201920202021202220232024
                                       
000000000000000000105.060
00000000000000000000
00000000000000000000
0000000000000000003.310
0000000000000000002500
000000000000000000108.620
11.611.411.310.710.612.211.516.215.71716.616.816.214.614.321.319.819.218.9616.95
000000000000000000386.30
00000000000000000000
0000001.83.52.52.41.82.51.81.41.10.80.50.30.090
00000008.58.810.310.313.813.813.813.813.813.813.813.813.8
000000311.311.21211.111.910.48.45.164.65.46.883.89
11.611.411.310.710.612.216.339.538.241.739.84542.238.234.341.938.738.7426.0334.64
11.611.411.310.710.612.216.339.538.241.739.84542.238.234.341.938.738.7534.6534.64
                                       
00200200200200200200200200200200200200200200200200181181
00166.8159.9162.2164.5166.8181.2182.4182.5182.3181.9180.8180.8181.2181.5181.7182.2182.68183.07
54.658.553.458.262.364.367.265.271.777.483.787.691.194.1102.5112.6124.3139.1151.86163.47
-0.2-0.2-15.7-15.5-11.5-12.5-10.8-9.2-11.7-13.3-14.9-15-8.5-6.8-9.9-14.6-8.24.52.02-4.44
0000000000.62.94-0.9-11.40.83.22-13.9-17.53-7.69
54.458.3204.7202.8213.2216.5223.4237.4242.6247.4254.2258.7262.7256.9274.8282.9300312.1319.22334.61
0000000000000000001.660
0000000000000007.26.46.36.295.99
00000000000000000000
27.5131815.548.114.7443.32310891.3129.5137.4179.8107.7111.70230.8374.65280
00000000000000000000
0.030.010.020.020.050.0100.040.020.110.090.130.140.180.110.120.010.242.040.29
00000000000000000000
00000000000000000000
3.93.85.78.17.88.48.19.612.614.318.121.31619.318.825.417.132.431.5832.26
3.93.85.78.17.88.48.19.612.614.318.121.31619.318.825.417.132.431.5832.26
0.030.020.020.020.060.020.010.050.040.120.110.150.150.20.130.140.020.272.070.32
0.090.080.230.230.270.240.240.290.280.370.360.410.420.460.40.430.320.582.390.65
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of ESSA Bancorp provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand ESSA Bancorp's financial health and stability.

Assets

ESSA Bancorp's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that ESSA Bancorp must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of ESSA Bancorp after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into ESSA Bancorp's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20042005200620072008200920102011201220132014201520162017201820192020202120222023
343-5664508897761214162018
00111111022121111111
000-10000111000410100
-20-2-120-10-2703334-10000
000112566752356654132
00000000011101011121520166218
10123312000000000033
341410971052314191819231819192220
-2-1-1-10-1-200000-1000-1000
-82-63-75-179-89-38-3847534-9-404-30-69461531-128-377
-80-62-74-178-88-37-3547635-9-395-29-69471632-127-376
00000000000000000000
-6167-158-33-1039-2085-1638742-724-111230143
000142-9-25-17-160-14-4-3001-7-6-7-10
58576517874352316-106-46-9172848-5668-48-25413
6441583779547646-143-9-8740-3238277575-249275
0000-1-2-2-2-2-2-2-3-3-3-3-4-4-4-5-5
-21-1-74-45-730-2611-4-324-1181033-13157
0.923.880.673.44108.514.619.844.5322.3813.7918.4617.0618.8323.3917.3618.7118.9822.1419.91
00000000000000000000

ESSA Bancorp stock margins

The ESSA Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of ESSA Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for ESSA Bancorp.

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Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the ESSA Bancorp's sales revenue. A higher gross margin percentage indicates that the ESSA Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the ESSA Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the ESSA Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the ESSA Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the ESSA Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the ESSA Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

ESSA Bancorp Margin History

ESSA Bancorp Gross marginESSA Bancorp Profit marginESSA Bancorp EBIT marginESSA Bancorp Profit margin
2025e73.61 %33.66 %27.07 %
202473.61 %0 %15.22 %
202373.61 %26.3 %19.89 %
202273.61 %0 %0 %
202173.61 %0 %0 %
202073.61 %0 %0 %
201973.61 %0 %0 %
201873.61 %0 %0 %
201773.61 %0 %0 %
201673.61 %0 %0 %
201573.61 %0 %0 %
201473.61 %0 %0 %
201373.61 %0 %0 %
201273.61 %0 %0 %
201173.61 %0 %0 %
201073.61 %0 %0 %
200973.61 %0 %0 %
200873.61 %0 %0 %
200773.61 %0 %0 %
200673.61 %0 %0 %
200573.61 %0 %0 %

ESSA Bancorp Stock Sales Revenue, EBIT, Earnings per Share

The ESSA Bancorp earnings per share therefore indicates how much revenue ESSA Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue ESSA Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates ESSA Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of ESSA Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating ESSA Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

ESSA Bancorp Revenue, EBIT and net profit per share

DateESSA Bancorp Sales per ShareESSA Bancorp EBIT per shareESSA Bancorp Earnings per Share
2025e7.31 undefined0 undefined1.98 undefined
202411.71 undefined0 undefined1.78 undefined
20239.6 undefined2.53 undefined1.91 undefined
20220 undefined0 undefined2.05 undefined
20210 undefined0 undefined1.65 undefined
20200 undefined0 undefined1.39 undefined
20190 undefined0 undefined1.18 undefined
20180 undefined0 undefined0.6 undefined
20170 undefined0 undefined0.69 undefined
20160 undefined0 undefined0.73 undefined
20150 undefined0 undefined0.93 undefined
20140 undefined0 undefined0.79 undefined
20130 undefined0 undefined0.76 undefined
20120 undefined0 undefined0.02 undefined
20110 undefined0 undefined0.46 undefined
20100 undefined0 undefined0.36 undefined
20090 undefined0 undefined0.47 undefined
20080 undefined0 undefined0.38 undefined
20070 undefined0 undefined-0.3 undefined
20060 undefined0 undefined0.23 undefined
20050 undefined0 undefined0.29 undefined

ESSA Bancorp business model

ESSA Bancorp Inc is an American financial services company based in Pennsylvania. ESSA Bancorp is one of the most popular companies on Eulerpool.com.

ESSA Bancorp SWOT Analysis

Strengths

1. Strong financial performance: ESSA Bancorp Inc has consistently demonstrated excellent financial results, with steady revenue growth and healthy profitability.

2. Well-established market presence: The company has a long history and a strong reputation in the banking industry, having served its customers for many years.

3. Diverse product and service portfolio: ESSA Bancorp Inc offers a wide range of financial products and services, including personal and commercial banking, mortgage lending, and investment solutions, catering to various customer needs.

Weaknesses

1. Limited geographic reach: The company's operations are primarily concentrated in specific areas, which may limit further growth opportunities and increase vulnerability to regional economic fluctuations.

2. Dependency on interest rates: ESSA Bancorp Inc heavily relies on interest income as a significant revenue stream, making it susceptible to adverse effects of fluctuating interest rates.

3. Moderate brand recognition beyond local market: While ESSA Bancorp Inc is well-known within its operating region, its brand awareness may be relatively lower compared to larger national or international banking institutions.

Opportunities

1. Expansion into new markets: ESSA Bancorp Inc could consider strategic expansion beyond its current geographic areas to tap into new customer segments and diversify its revenue streams.

2. Growing demand for digital banking: As the banking industry continues to shift towards digital channels, ESSA Bancorp Inc can invest in technology and innovation to enhance its online and mobile banking offerings, attracting tech-savvy customers.

3. Potential for mergers and acquisitions: The company may explore opportunities for mergers or acquisitions to strengthen its market position, gain access to new technologies, or expand its customer base.

Threats

1. Intense competition: ESSA Bancorp Inc operates in a highly competitive banking industry, facing competition from both traditional financial institutions and emerging fintech startups, which may impact market share and profitability.

2. Regulatory and compliance challenges: The banking sector is subject to strict regulations and compliance requirements, and any failure to comply could result in financial penalties and reputational damage for ESSA Bancorp Inc.

3. Economic downturns and market volatility: Fluctuations in the economy and financial markets can negatively affect ESSA Bancorp Inc's business, leading to reduced demand for loans, increased credit risk, and potential declines in asset valuations.

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ESSA Bancorp Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

ESSA Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

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ESSA Bancorp shares outstanding

The number of shares was ESSA Bancorp in 2024 — This indicates how many shares 9.533 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue ESSA Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates ESSA Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of ESSA Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating ESSA Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

ESSA Bancorp dividend history and estimates

In 2024, ESSA Bancorp paid a dividend amounting to 0.6 USD. Dividend means that ESSA Bancorp distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for ESSA Bancorp provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify ESSA Bancorp’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating ESSA Bancorp's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

ESSA Bancorp Dividend History

DateESSA Bancorp Dividend
2025e0.64 undefined
20240.6 undefined
20230.6 undefined
20220.57 undefined
20210.48 undefined
20200.44 undefined
20190.41 undefined
20180.37 undefined
20170.54 undefined
20160.36 undefined
20150.36 undefined
20140.28 undefined
20130.25 undefined
20120.2 undefined
20110.2 undefined
20100.2 undefined
20090.18 undefined
20080.12 undefined

ESSA Bancorp dividend payout ratio

In 2024, ESSA Bancorp had a payout ratio of 28.74%. The payout ratio indicates the percentage of the company's profits that ESSA Bancorp distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for ESSA Bancorp represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for ESSA Bancorp could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate ESSA Bancorp's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

ESSA Bancorp Payout Ratio History

DateESSA Bancorp Payout ratio
2025e28.63 %
202428.74 %
202329.47 %
202227.67 %
202129.09 %
202031.65 %
201934.75 %
201861.67 %
201778.26 %
201649.32 %
201538.71 %
201435.44 %
201332.89 %
20121,000 %
201143.48 %
201055.56 %
200938.3 %
200831.58 %
200729.47 %
200629.47 %
200529.47 %
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Unfortunately, there are currently no price targets and forecasts available for ESSA Bancorp.

ESSA Bancorp latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.43 0.44  (2.71 %)2024 Q4
6/30/20240.46 0.41  (-10.68 %)2024 Q3
3/31/20240.36 0.48  (34.45 %)2024 Q2
12/31/20230.47 0.45  (-4.09 %)2024 Q1
9/30/20230.43 0.47  (9.71 %)2023 Q4
6/30/20230.4 0.45  (13.12 %)2023 Q3
3/31/20230.46 0.48  (4.58 %)2023 Q2
12/31/20220.59 0.5  (-15.48 %)2023 Q1
9/30/20220.54 0.6  (10.99 %)2022 Q4
6/30/20220.42 0.51  (21.95 %)2022 Q3
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Eulerpool ESG Scorecard© for the ESSA Bancorp stock

Eulerpool World ESG Rating (EESG©)

41/ 100

🌱 Environment

48

👫 Social

22

🏛️ Governance

54

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

ESSA Bancorp shareholders

%
Name
Stocks
Change
Date
10.29201 % ESSA Bank & Trust ESOP1,044,63934,9601/24/2025
9.52875 % FJ Capital Management, LLC967,16825,17612/31/2024
4.69526 % Dimensional Fund Advisors, L.P.476,569-2,69012/31/2024
4.63292 % BlackRock Institutional Trust Company, N.A.470,2416,93712/31/2024
4.47094 % Maltese Capital Management, LLC453,800012/31/2024
4.43139 % The Vanguard Group, Inc.449,7861,38812/31/2024
2.80362 % Renaissance Technologies LLC284,567-13,05112/31/2024
2.74633 % Manulife Investment Management (North America) Limited278,753-67312/31/2024
1.83958 % Geode Capital Management, L.L.C.186,71762312/31/2024
1.34903 % Olson (Gary S)136,92715,1201/24/2025
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ESSA Bancorp Executives and Management Board

Mr. Gary Olson

(69)
ESSA Bancorp President, Chief Executive Officer, Director (since 2000)
Compensation 1.12 M

Mr. Thomas Grayuski

(62)
ESSA Bancorp Chief Human Resource Officer, Senior Vice President
Compensation 666,028

Mr. Peter Gray

(59)
ESSA Bancorp Chief Operating Officer, Senior Executive Vice President
Compensation 626,115

Mr. Charles Hangen

(51)
ESSA Bancorp Executive Vice President, Chief Risk Officer
Compensation 564,031

Mr. Allan Muto

(63)
ESSA Bancorp Chief Financial Officer, Executive Vice President of ESSA Bank and Trust
Compensation 521,660
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ESSA Bancorp Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Ameriprise Financial Stock
Ameriprise Financial
SupplierCustomer-0,070,680,550,400,540,89
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Most common questions regarding ESSA Bancorp

What values and corporate philosophy does ESSA Bancorp represent?

ESSA Bancorp Inc represents values and a corporate philosophy centered around excellence, integrity, and community commitment. As a leading financial institution, ESSA Bancorp Inc prioritizes providing exceptional banking services and solutions to its customers. With a focus on building long-term relationships, ESSA Bancorp Inc emphasizes trust, transparency, and personalized financial guidance. The company aims to deliver sustainable growth and value for its shareholders while actively contributing to the betterment of the communities it serves. Through its dedication to high ethical standards and customer satisfaction, ESSA Bancorp Inc strives to be a trusted and reliable partner for all banking needs.

In which countries and regions is ESSA Bancorp primarily present?

ESSA Bancorp Inc is primarily present in the United States. As a leading bank holding company, ESSA Bancorp Inc operates through its subsidiary, ESSA Bank & Trust, offering a wide range of financial services. With its headquarters in Pennsylvania, ESSA Bancorp Inc caters to customers in various regions within the state, including Monroe, Lackawanna, Wayne, and Pike counties. The company focuses on delivering personalized banking solutions and fostering strong relationships within its local communities. ESSA Bancorp Inc's presence in the United States underscores its commitment to serving the financial needs of individuals, businesses, and communities across its various locations.

What significant milestones has the company ESSA Bancorp achieved?

ESSA Bancorp Inc has achieved several significant milestones throughout its history. Being one of the leading financial institutions, ESSA Bancorp Inc has successfully fostered growth and stability. Some notable achievements include expansion into new markets, strategic mergers and acquisitions, consistent profitability, and maintaining a strong financial position. With a customer-centric approach, ESSA Bancorp Inc continues to provide excellent banking and financial services to individuals and businesses alike. These achievements showcase the company's commitment to excellence and its ability to meet evolving market demands.

What is the history and background of the company ESSA Bancorp?

ESSA Bancorp Inc is a prominent financial institution that has a rich history and a robust background. Established in 1916, ESSA Bancorp Inc has been serving its customers with unwavering dedication for over a century. With its headquarters in Stroudsburg, Pennsylvania, this company operates as the holding company for ESSA Bank & Trust, offering a wide range of banking and financial services. ESSA Bancorp Inc maintains a strong local presence and is committed to fostering strong relationships within the community. Throughout its history, ESSA Bancorp Inc has demonstrated a commitment to innovation, customer satisfaction, and shareholder value, making it a trusted name in the banking industry.

Who are the main competitors of ESSA Bancorp in the market?

The main competitors of ESSA Bancorp Inc in the market include established financial institutions such as Wells Fargo & Company, Bank of America Corporation, and JPMorgan Chase & Co. These well-known banks provide a range of products and services similar to ESSA Bancorp Inc, including lending, checking and savings accounts, and wealth management solutions. As ESSA Bancorp Inc strives to differentiate itself in the competitive marketplace, it aims to leverage its community-focused approach and personalized customer service to stay ahead of its competitors and meet the diverse financial needs of its customers.

In which industries is ESSA Bancorp primarily active?

ESSA Bancorp Inc is primarily active in the financial industry. As a bank holding company, ESSA Bancorp Inc operates through its subsidiary, ESSA Bank & Trust, offering a range of financial services. The company provides various banking products and services, including savings accounts, checking accounts, loans, mortgages, and investment services. With its expertise in the financial sector, ESSA Bancorp Inc aims to serve individuals, businesses, and communities throughout its operating region. By focusing on the financial industry, ESSA Bancorp Inc strives to provide reliable and trusted financial solutions to meet the needs of its customers.

What is the business model of ESSA Bancorp?

The business model of ESSA Bancorp Inc focuses on providing financial services to individuals and businesses in the communities it serves. As a bank holding company, ESSA Bancorp Inc operates through its subsidiary, ESSA Bank & Trust, which offers a range of banking products and services. ESSA Bank & Trust aims to meet the financial needs of its customers by offering various deposit accounts, residential and commercial loans, wealth management services, and other personalized financial solutions. With a strong focus on community, ESSA Bancorp Inc strives to support local businesses and individuals by fostering growth and providing reliable banking services.

What is the P/E ratio of ESSA Bancorp 2025?

The ESSA Bancorp P/E ratio is 9.42.

What is the P/S ratio of ESSA Bancorp 2025?

The ESSA Bancorp P/S ratio is 2.55.

What is the Quality Investing of ESSA Bancorp?

The Quality Investing for ESSA Bancorp is 3/10.

What is the revenue of ESSA Bancorp 2025?

The expected ESSA Bancorp revenue is 74.21 M USD.

How high is the profit of ESSA Bancorp 2025?

The expected ESSA Bancorp profit is 20.08 M USD.

What is the business model of ESSA Bancorp

ESSA Bancorp Inc. is a financial services company operating in the Northeastern Pennsylvania region and surrounding states. The company's business model focuses on providing various banking services to offer the best possible customer experience. ESSA Bancorp is a publicly traded company listed on the NASDAQ stock exchange under the ticker symbol ESSA. It offers various banking services such as deposits, loans, asset management, and advisory services for customers. One of ESSA Bancorp's main divisions is the deposit department, which offers accounts for various customers including individuals and businesses. The bank offers different types of accounts including savings accounts, overdrafts, and checking accounts. Customers can also utilize online banking options to manage their accounts. ESSA Bancorp's credit department provides financial support to different customers. The company offers loans for small businesses, mortgages, auto loans, and personal loans. Customers can apply for loans with flexible terms at competitive interest rates. Another business area is the wealth management department, which offers comprehensive asset management and investment advisory services to customers. The target audience for this department includes customers with larger amounts of money or complex financial needs. The wealth management department provides services such as investment advice, tax planning, succession planning, and estate planning. ESSA Bancorp is also active in the real estate industry, offering services for buying and selling properties. The company provides mortgages for home purchases and assists customers in finding their dream homes. The company has an extensive network of branches and ATMs to provide customers with maximum flexibility in managing their financial lives. Customers can access and manage their accounts anytime and from anywhere. Finally, ESSA Bancorp has a strong community presence and actively participates in various charitable projects and initiatives. The company has a strong tradition of community engagement and promotes the development and growth of the community. Overall, ESSA Bancorp's business model is designed to offer a wide range of financial services to various customers. Through a combination of traditional and modern banking technology, as well as a dedicated and experienced employee base, the company provides its customers with a unique experience in the financial market.

What is the ESSA Bancorp dividend?

ESSA Bancorp pays a dividend of 0.57 USD distributed over payouts per year.

How often does ESSA Bancorp pay dividends?

The dividend cannot currently be calculated for ESSA Bancorp or the company does not pay out a dividend.

What is the ESSA Bancorp ISIN?

The ISIN of ESSA Bancorp is US29667D1046.

What is the ESSA Bancorp WKN?

The WKN of ESSA Bancorp is A0MN42.

What is the ESSA Bancorp ticker?

The ticker of ESSA Bancorp is ESSA.

How much dividend does ESSA Bancorp pay?

Over the past 12 months, ESSA Bancorp paid a dividend of 0.6 USD . This corresponds to a dividend yield of about 3.02 %. For the coming 12 months, ESSA Bancorp is expected to pay a dividend of 0.6 USD.

What is the dividend yield of ESSA Bancorp?

The current dividend yield of ESSA Bancorp is 3.02 %.

When does ESSA Bancorp pay dividends?

ESSA Bancorp pays a quarterly dividend. This is distributed in the months of July, October, January, April.

How secure is the dividend of ESSA Bancorp?

ESSA Bancorp paid dividends every year for the past 18 years.

What is the dividend of ESSA Bancorp?

For the upcoming 12 months, dividends amounting to 0.6 USD are expected. This corresponds to a dividend yield of 3.02 %.

In which sector is ESSA Bancorp located?

ESSA Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von ESSA Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of ESSA Bancorp from 3/31/2025 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 3/17/2025.

When did ESSA Bancorp pay the last dividend?

The last dividend was paid out on 3/31/2025.

What was the dividend of ESSA Bancorp in the year 2024?

In the year 2024, ESSA Bancorp distributed 0.6 USD as dividends.

In which currency does ESSA Bancorp pay out the dividend?

The dividends of ESSA Bancorp are distributed in USD.

All fundamentals about ESSA Bancorp

Our stock analysis for ESSA Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ESSA Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.