RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Discover Financial Services Stock

Discover Financial Services Revenue 2024

Discover Financial Services Revenue

17.79 B USD

Ticker

DFS

ISIN

US2547091080

WKN

A0MUES

In 2024, Discover Financial Services's sales reached 17.79 B USD, a -13.68% difference from the 20.61 B USD sales recorded in the previous year.

The Discover Financial Services Revenue history

YEARREVENUE (undefined USD)GROSS MARGIN (%)
2028e18.0458,02
2027e17.260,84
2026e17.858,81
2025e17.1261,11
2024e17.7958,84
202320.6150,79
202215.1669,04
2021--
2020--
2019--
2018--
2017--
2016--
2015--
2014--
2013--
2012--
2011--
2010--
2009--
2008--
2007--
2006--
2005--
2004--

Discover Financial Services Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Discover Financial Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Discover Financial Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Discover Financial Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Discover Financial Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Discover Financial Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Discover Financial Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Discover Financial Services’s growth potential.

Discover Financial Services Revenue, EBIT and net profit per share

DateDiscover Financial Services RevenueDiscover Financial Services EBITDiscover Financial Services Net Income
2028e18.04 B undefined10.16 B undefined3.37 B undefined
2027e17.2 B undefined9.71 B undefined3.26 B undefined
2026e17.8 B undefined11.03 B undefined3.77 B undefined
2025e17.12 B undefined10.25 B undefined3.22 B undefined
2024e17.79 B undefined10.36 B undefined3.46 B undefined
202320.61 B undefined0 undefined2.86 B undefined
202215.16 B undefined5.89 B undefined4.29 B undefined
20210 undefined0 undefined5.35 B undefined
20200 undefined0 undefined1.1 B undefined
20190 undefined0 undefined2.91 B undefined
20180 undefined0 undefined2.69 B undefined
20170 undefined0 undefined2.03 B undefined
20160 undefined0 undefined2.34 B undefined
20150 undefined0 undefined2.25 B undefined
20140 undefined0 undefined2.27 B undefined
20130 undefined0 undefined2.41 B undefined
20120 undefined0 undefined2.32 B undefined
20110 undefined0 undefined2.2 B undefined
20100 undefined0 undefined668 M undefined
20090 undefined0 undefined1.21 B undefined
20080 undefined0 undefined911 M undefined
20070 undefined0 undefined589 M undefined
20060 undefined0 undefined1.08 B undefined
20050 undefined0 undefined578 M undefined
20040 undefined0 undefined776 M undefined

Discover Financial Services stock margins

The Discover Financial Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Discover Financial Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Discover Financial Services.

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EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Discover Financial Services's sales revenue. A higher gross margin percentage indicates that the Discover Financial Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Discover Financial Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Discover Financial Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Discover Financial Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Discover Financial Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Discover Financial Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Discover Financial Services Margin History

Discover Financial Services Gross marginDiscover Financial Services Profit marginDiscover Financial Services EBIT marginDiscover Financial Services Profit margin
2028e69.04 %56.34 %18.7 %
2027e69.04 %56.43 %18.93 %
2026e69.04 %61.96 %21.19 %
2025e69.04 %59.83 %18.79 %
2024e69.04 %58.24 %19.46 %
202369.04 %0 %13.87 %
202269.04 %38.86 %28.28 %
202169.04 %0 %0 %
202069.04 %0 %0 %
201969.04 %0 %0 %
201869.04 %0 %0 %
201769.04 %0 %0 %
201669.04 %0 %0 %
201569.04 %0 %0 %
201469.04 %0 %0 %
201369.04 %0 %0 %
201269.04 %0 %0 %
201169.04 %0 %0 %
201069.04 %0 %0 %
200969.04 %0 %0 %
200869.04 %0 %0 %
200769.04 %0 %0 %
200669.04 %0 %0 %
200569.04 %0 %0 %
200469.04 %0 %0 %

Discover Financial Services Aktienanalyse

What does Discover Financial Services do?

Discover Financial Services (DFS) is a US financial services company that was founded in 1985 by Sears, Roebuck and Co., a retail company. The company is headquartered in Riverwoods, Illinois, and offers various financial products and services such as credit cards, payment processing, online banking, deposits, loans, and mortgages. DFS is best known for its credit cards, particularly the Discover Card, which was introduced to the market in 1986. This card was the first to have a cashback rewards program that credits customers a percentage of their purchases as a credit to their card statement, encouraging them to spend more with the card. In 2005, DFS acquired the PULSE ATM/Debit network platform to expand its payment processing services. DFS's credit card division is still one of its major sources of revenue, offering different credit cards like the Discover it Card, Discover it Miles Card, and NHL Discover it Card. These cards provide various benefits such as cashback bonuses, rewards miles and points, as well as low interest rates and fees. DFS also has partnerships with other companies like Amazon, Gap, and Walmart to offer card-related bonuses and discounts. In addition to credit cards, DFS also provides various banking services. Discover Bank is an online banking provider that offers deposit products such as checking accounts, savings accounts, overdraft protection, and more. The bank also has a mobile app that allows customers to manage their accounts and transactions. DFS also offers loans such as personal loans, student loans, and mortgages. The loans are provided through Discover Loans or Discover Home Loans. These loans often have lower interest rates than competitors and have flexible repayment terms. Another important area of DFS is the B2B sector. DFS offers solutions to partner companies that include payment processing services, data analytics, risk management, and fraud detection. This also includes various tools for customer loyalty and rewards programs management. Overall, Discover Financial Services is a leading American provider of financial services, thanks to its innovative and diversified business model. It focuses on offering top-quality products and services while also expanding through partnerships and expanding into new regions. Discover Financial Services ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Revenue Details

Understanding Discover Financial Services's Sales Figures

The sales figures of Discover Financial Services originate from the total revenue accrued from goods sold or services provided during a specific time period. These numbers are a direct reflection of the company’s ability to translate its products or services into revenue, indicating the demand and market presence.

Year-to-Year Comparison

Analyzing Discover Financial Services’s yearly sales data offers insights into the company’s growth and stability. An increase in sales suggests a growing demand for its offerings, efficient marketing, or expansion into new markets. Conversely, a decline might indicate market saturation, increased competition, or less effective strategies.

Impact on Investments

Investors often scrutinize Discover Financial Services's sales data to evaluate its financial health and growth prospects. Consistent sales growth can be a promising indicator of the company’s profitability and potential return on investment, influencing stock prices and investor confidence.

Interpreting Sales Fluctuations

Increases in Discover Financial Services’s sales indicate market growth, innovation, or effective marketing, often leading to a surge in stock prices. A decline, however, can signal challenges requiring strategic adjustments to enhance market share and profitability.

Frequently Asked Questions about Discover Financial Services stock

How much revenue did Discover Financial Services generate this year?

Discover Financial Services has achieved a revenue of 17.79 B USD this year.

How much was the turnover of the company Discover Financial Services compared to the previous year?

The revenue of Discover Financial Services has increased by -13.68% decreased compared to the previous year.

What does revenue mean for investors?

The revenue of a company is an important indicator of its financial performance and attractiveness for investors.

Which factors influence the revenue of Discover Financial Services?

The revenue of Discover Financial Services is influenced by various factors, including the demand for its products and services, market conditions, and prices.

How is the revenue of Discover Financial Services measured?

Revenue is typically measured in units referring to the sale of goods and services provided by the company.

How does an increase in sales affect investments?

An increase in revenue can prompt investors to invest more money in the company as it serves as a positive signal for its financial performance and growth prospects.

What are the possible risks associated with a declining revenue?

A decline in revenue can prompt investors to invest less money in the company, as it is a negative signal for its financial performance and growth prospects.

Why is the sales revenue of Discover Financial Services so important for investors?

The revenue of Discover Financial Services is an important indicator of financial performance and attractiveness for investors.

What strategic measures can a company take to increase revenue?

A company can take various strategic measures to increase revenue, including developing new products and services, introducing new pricing models, and expanding into new markets.

How much dividend does Discover Financial Services pay?

Over the past 12 months, Discover Financial Services paid a dividend of 2.7 USD . This corresponds to a dividend yield of about 1.78 %. For the coming 12 months, Discover Financial Services is expected to pay a dividend of 3.35 USD.

What is the dividend yield of Discover Financial Services?

The current dividend yield of Discover Financial Services is 1.78 %.

When does Discover Financial Services pay dividends?

Discover Financial Services pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Discover Financial Services?

Discover Financial Services paid dividends every year for the past 22 years.

What is the dividend of Discover Financial Services?

For the upcoming 12 months, dividends amounting to 3.35 USD are expected. This corresponds to a dividend yield of 2.22 %.

In which sector is Discover Financial Services located?

Discover Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Discover Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Discover Financial Services from 12/5/2024 amounting to 0.7 USD, you needed to have the stock in your portfolio before the ex-date on 11/21/2024.

When did Discover Financial Services pay the last dividend?

The last dividend was paid out on 12/5/2024.

What was the dividend of Discover Financial Services in the year 2023?

In the year 2023, Discover Financial Services distributed 2.3 USD as dividends.

In which currency does Discover Financial Services pay out the dividend?

The dividends of Discover Financial Services are distributed in USD.

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Andere Kennzahlen von Discover Financial Services

Our stock analysis for Discover Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Discover Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.