RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Credit Saison Co Stock

Credit Saison Co ROA 2024

Credit Saison Co ROA

0.02

Ticker

8253.T

ISIN

JP3271400008

WKN

858069

In 2024, Credit Saison Co's return on assets (ROA) was 0.02, a 71.82% increase from the 0.01 ROA in the previous year.

Credit Saison Co Aktienanalyse

What does Credit Saison Co do?

Credit Saison Co. Ltd. is a financial company based in Japan that has been providing consumer loans for over fifty years, which can be used for both retail and online shopping. The company was founded in 1948 and has been known by its current name since 1951. Credit Saison's business model is based on consumer loans. The lending is done through a credit card product line and includes both traditional credit cards and specialized financial products such as zero-percent financing, installment payments, or loans for consumers with poor credit ratings. The company also offers factoring and collection services for merchants offering loans. This allows companies to extend the timeframe for loan repayment and keep their working capital free. Credit Saison has been a pioneer in the development of mobile payment services in Japan for some time and offers platforms for click-and-collect purchases. One of the company's latest innovations is a mobile loan platform that allows users to apply for loans easily and quickly directly from their mobile phone. The company operates in both the retail and online markets and collaborates with many major retailers and online marketplaces in Japan. Credit Saison's consumer credit cards are distributed through partnerships with numerous stores and lending platforms. Credit Saison also operates in payment processing, offering secure payment solutions for businesses to process online payments easily and securely. Credit Saison is divided into several departments that focus on specialized areas of the business. The Retailers division is focused on providing merchants with payment and credit solutions, while the Consumer Finance division focuses on consumer loans. The Service division offers support to merchants in collection and receivables management processes. Credit Saison's international division also operates in global markets, offering credit and payment solutions for international merchants and consumers. Credit Saison's products and services include various types of credit cards, such as cards with a credit limit, cards with a cashback offer, cards with a points system, and cards that can be used at specific stores and platforms. All credit cards are equipped with a security system to ensure the privacy and safety of users. Overall, Credit Saison Co. Ltd. is a company with extensive experience in the credit industry. The company offers a wide range of products and services that cater to the needs of both consumers and merchants, using advanced technology to enhance user experience and security. Credit Saison Co ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Credit Saison Co's Return on Assets (ROA)

Credit Saison Co's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Credit Saison Co's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Credit Saison Co's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Credit Saison Co’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Credit Saison Co stock

What is the Return on Assets (ROA) of Credit Saison Co this year?

The Return on Assets (ROA) of Credit Saison Co is 0.02 undefined this year.

What was the ROA of Credit Saison Co compared to the previous year?

The ROA of Credit Saison Co has increased by 71.82% compared to the previous year.

What consequences do high ROA have for investors of Credit Saison Co?

A high ROA is advantageous for investors of Credit Saison Co, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Credit Saison Co?

A low ROA can be unfavorable for investors of Credit Saison Co as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Credit Saison Co affect the company?

An increase in ROA of Credit Saison Co can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Credit Saison Co impact the company?

A reduction in the ROA of Credit Saison Co can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Credit Saison Co?

Some factors that can influence the ROA of Credit Saison Co include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Credit Saison Co important for investors?

The ROA of Credit Saison Co is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Credit Saison Co take to improve ROA?

To improve ROA, Credit Saison Co can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Credit Saison Co pay?

Over the past 12 months, Credit Saison Co paid a dividend of 20 JPY . This corresponds to a dividend yield of about 0.56 %. For the coming 12 months, Credit Saison Co is expected to pay a dividend of 20.95 JPY.

What is the dividend yield of Credit Saison Co?

The current dividend yield of Credit Saison Co is 0.56 %.

When does Credit Saison Co pay dividends?

Credit Saison Co pays a quarterly dividend. This is distributed in the months of April, April, April, April.

How secure is the dividend of Credit Saison Co?

Credit Saison Co paid dividends every year for the past 23 years.

What is the dividend of Credit Saison Co?

For the upcoming 12 months, dividends amounting to 20.95 JPY are expected. This corresponds to a dividend yield of 0.59 %.

In which sector is Credit Saison Co located?

Credit Saison Co is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Credit Saison Co kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Credit Saison Co from 6/20/2024 amounting to 20 JPY, you needed to have the stock in your portfolio before the ex-date on 3/28/2024.

When did Credit Saison Co pay the last dividend?

The last dividend was paid out on 6/20/2024.

What was the dividend of Credit Saison Co in the year 2023?

In the year 2023, Credit Saison Co distributed 70 JPY as dividends.

In which currency does Credit Saison Co pay out the dividend?

The dividends of Credit Saison Co are distributed in JPY.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Credit Saison Co

Our stock analysis for Credit Saison Co Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Credit Saison Co Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.