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Overview
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Comarch stock

CMR.WA
PLCOMAR00012
925815

Price

330.00 PLN
Today +/-
+0 PLN
Today %
+0 %
P

Comarch stock price

PLN
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Comarch stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Comarch stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Comarch stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Comarch's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Comarch Stock Price History

DateComarch Price
11/19/2024330.00 PLN
11/18/2024330.00 PLN
11/15/2024330.00 PLN
11/14/2024330.00 PLN
11/13/2024331.00 PLN
11/12/2024330.50 PLN
11/8/2024331.50 PLN
11/7/2024331.00 PLN
11/6/2024330.50 PLN
11/5/2024331.00 PLN
11/4/2024330.50 PLN
10/31/2024330.00 PLN
10/30/2024330.00 PLN
10/29/2024330.50 PLN
10/28/2024328.50 PLN
10/25/2024328.50 PLN
10/24/2024328.00 PLN
10/23/2024328.00 PLN
10/22/2024327.50 PLN

Comarch Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Comarch, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Comarch from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Comarch’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Comarch. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Comarch’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Comarch’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Comarch’s growth potential.

Comarch Revenue, EBIT and net profit per share

DateComarch RevenueComarch EBITComarch Net Income
2026e2.21 B PLN213.65 M PLN134.72 M PLN
2025e2.06 B PLN199.98 M PLN154.44 M PLN
2024e1.93 B PLN159.58 M PLN124.53 M PLN
20231.82 B PLN94.87 M PLN100.61 M PLN
20221.86 B PLN136.13 M PLN107.85 M PLN
20211.63 B PLN185.74 M PLN123.04 M PLN
20201.54 B PLN187.27 M PLN120.63 M PLN
20191.44 B PLN135.27 M PLN104.85 M PLN
20181.37 B PLN74.66 M PLN30.62 M PLN
20171.13 B PLN53.18 M PLN64.63 M PLN
20161.11 B PLN106.82 M PLN73.03 M PLN
20151.13 B PLN119.89 M PLN79.65 M PLN
20141.04 B PLN104.1 M PLN67.9 M PLN
2013939 M PLN36.5 M PLN25.1 M PLN
2012883.9 M PLN30.7 M PLN40.7 M PLN
2011785.7 M PLN34.7 M PLN36.3 M PLN
2010761.4 M PLN32.5 M PLN43.7 M PLN
2009729.4 M PLN15 M PLN32.3 M PLN
2008701 M PLN45.9 M PLN199.1 M PLN
2007581 M PLN43.9 M PLN42.8 M PLN
2006491.6 M PLN45.6 M PLN52.8 M PLN
2005444 M PLN27.2 M PLN28.1 M PLN
2004330 M PLN18.1 M PLN14 M PLN

Comarch Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B PLN)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M PLN)NET INCOME (M PLN)NET INCOME GROWTH (%)DIV. (PLN)DIV. GROWTH (%)SHARES (M)DOCUMENTS
199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.060.140.130.180.20.260.330.440.490.580.70.730.760.790.880.941.041.131.111.131.371.441.541.631.861.821.932.062.21
-133.33-9.2940.948.9431.2828.9134.5510.5918.3320.653.994.393.1512.486.3410.548.96-1.681.1721.694.976.895.9214.20-2.316.177.116.93
28.3322.8616.5417.3221.5426.1722.7351.1324.4414.8014.279.1911.9613.8922.0822.2629.5830.0631.2925.9626.3729.2329.3029.3826.3223.5822.2120.7419.39
17322131426775227120861006791109195209307340348292361420450478489428000
61466491428524219932433640256779736430104120123107100124154134
-133.33-57.14--33.33125.0055.56100.0085.71-19.23373.81-83.9234.38-16.2811.11-37.50168.0017.91-7.59-12.33-53.13246.6715.382.50-13.01-6.5424.0024.19-12.99
-----------------------------
-----------------------------
6.17.27.27.27.276.96.97.87.888.188.18.18.18.18.138.138.138.138.138.138.138.138.13000
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Details

Keystats

Revenue and Growth

The Comarch Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Comarch is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M PLN)RECEIVABLES (M PLN)OTHER REC. (M PLN)INVENTORIES (M PLN)OTHER CURRENT LIAB. (M PLN)CURRENT ASSETS (B PLN)TANGIBLE ASSETS (M PLN)LONG-T. INVEST. (M PLN)LONG-T. REC. (M PLN)INTANGIBLE ASSETS (M PLN)GOODWILL (M PLN)OTHER NON-CURRENT ASSETS (M PLN)NON-CURRENT ASSETS (M PLN)TOTAL ASSETS (B PLN)LIABILITIESCOMMON STOCK (M PLN)ADDITIONAL PAID-IN CAPITAL (M PLN)RETAINED EARNINGS (B PLN)OTHER EQUITY (M PLN)UNREAL. GAINS/LOSSES (M PLN)EQUITY (B PLN)LIABILITIES (M PLN)PROVISIONS (M PLN)OTHER SHORT-TERM LIAB. (M PLN)SHORT-TERM DEBTS (M PLN)LONG-TERM DEBT PORTION (M PLN)SHORT-TERM REC. (M PLN)LONG-T. LIAB. (M PLN)DEFERRED TAXES (M PLN)OTHER LIAB. (M PLN)LONG-T. LIABILITIES (M PLN)DEBT (M PLN)TOTAL CAPITAL (B PLN)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                   
3.75511.958.445.531.149.26366.4219.5214.8203.1194.9145176.1232.5222.46236.98216.45249.18327.63470.14511.97498.33524.46
01.15.63.565.188.874.286.1141.1172221.2204.5257.6265.3363.4321.8287.2344.47366.28347.25385.75374.99388.01428.41485.29442.76
035.641.541.40.10.12.629.729.934.435.919.532.234.140.566.688.370.0473.6780.41174.68238.48182.7170.5199.51204.68
4.15.211.9129.311.71526.120.132.829.63349.644.262.353.747.951.4176.56114.9797.290.7488.1291.8885.95107.44
00009.51727.12.72.810.62.99.67.27.76.57.89.210.4511.9513.5912.2914.1418.0220.6126.4443.57
0.010.050.060.070.140.160.150.190.260.320.510.480.550.550.620.630.670.70.770.770.921.051.151.221.31.32
1.924.951.751.655.791.2111.690.8138.8182.6257.1256.3275.7328357.7360.8391422.57501.11556.84551.06613.27670.38697.83769.94721.72
0.42.928.716.875.14.39.67.40.11.40.61.31.10.30.216.840.4330.6226.734.4137.4140.0938.7148.2946.03
000.43.81.40.200.1001.71.71.21.71.81.601.553.915.3920.918.787.047.67.026.64
0.42.47.88.44.33.22.4353635.698.784.779.180.496.479.770.366.4761.3463.3259.4556.3155.5359.9969.0664.47
000.40.333.52.33.33.33.326.342.737.237.244.144.140.740.7440.7442.242.240.7445.7745.7745.7745.77
0.10.70.812.41.81.514.219.120.821.127.723.927.828.729.932.734.2541.7241.3238.8140.2337.7636.9936.3956.33
2.830.989.881.973.8105122.1153204.6242.4406.3413.7418.4476.2529516.3551.5606679.44735.77746.84796.74856.57886.89976.47940.96
0.010.080.150.150.220.270.270.350.460.560.920.90.971.021.151.141.221.31.441.511.671.8422.112.272.26
                                                   
1.26.17.27.27.26.76.977.58888.18.18.18.18.18.138.138.138.138.138.138.138.138.13
0.415.810410496.796.796.7128.7000000000000000000
0.010.010.01-0-0.01-0.01-0.010.010.110.150.350.380.420.440.470.470.530.60.680.710.70.880.981.081.161.22
0.10.10.37.6259.621.9-0.7128.3129.2139.7148.5150.5148.6145.4147.9155.1154.74161.57119.37151.8868.7688.2596.83113.1392.29
00000000000000000000000000
0.010.040.120.120.120.10.120.150.240.290.50.540.580.60.620.630.690.770.850.840.860.951.081.191.281.32
30.130.727.119.631.149.440.194.9127.7152.9177.298.9115.3100.7161.9121.86264.6756.2275.0759.1660.2151.0951.9675.8678.89
05.45.46.118.642.440.53.200022.226.7394644.848.248.3843.6840.7584.3193.88277.56283.1331.13345.1
00.200.43.226.721.615.812.718.368.193.2108.5141.1164.9223.6234.37257.34264.5375.58403.7264.61272.36263.19235.9
00000000000000000000000000
0000.100.612.934.926.812.913.127.436.321.120.524.1528.6639.2840.656.8259.3261.4765.8361.28
30.136.332.526.252.994.488.3122.6146.5170.5222.3202.1248.3275.6385.3352.6354.3371.56385.89419.59559.65614.6652.58668.88736.01721.16
000000057.151.577.794.482.884.888.994.9111.4121.7113.57146.96186.04175.42200.72191.91175.98197.7157.87
000005.95.65.66.36.66053.550.348.241.640.538.337.6242.1443.9643.6348.7346.7849.9652.7259.99
1.35.23.4541.345.546.700.22.84.52.30.60001.51.497.827.6611.147.9113.7518.075.864.65
1.35.23.4541.351.452.362.75887.1158.9138.6135.7137.1136.5151.9161.5152.69196.92237.67230.18257.35252.43244.01256.28222.52
31.441.535.931.294.2145.8140.6185.3204.5257.6381.2340.7384412.7521.8504.5515.8524.25582.81657.26789.84871.95905.01912.89992.29943.67
0.040.080.150.150.210.250.260.330.450.540.880.880.961.011.141.131.21.291.431.491.651.821.992.12.272.27
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Comarch provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Comarch's financial health and stability.

Assets

Comarch's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Comarch must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Comarch after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Comarch's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M PLN)DEPRECIATION (M PLN)DEFERRED TAXES (M PLN)CHANGES IN WORKING CAPITAL (M PLN)NON-CASH ITEM (M PLN)PAID INTEREST (M PLN)PAID TAXES (M PLN)NET CASH FLOW FROM OPERATING ACTIVITIES (M PLN)CAPITAL EXPENDITURES (M PLN)CASH FLOW FROM INVESTING ACTIVITIES (M PLN)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M PLN)INTEREST INCOME AND EXPENSES (M PLN)NET DEBT CHANGE (M PLN)NET CHANGE IN EQUITY (M PLN)CASH FLOW FROM FINANCING ACTIVITIES (M PLN)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M PLN)TOTAL DIVIDENDS PAID (M PLN)NET CHANGE IN CASH FLOW (M PLN)FREE CASH FLOW (M PLN)SHARE-BASED COMPENSATION (M PLN)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
614664914275342201262433372368807566321051201159898
1262098911121720414142536454536364658486929394
00000000000000000000000000
-5-3-20-17-76-127-27-19-2328-31-15-161623-29-44-6840-1791-3-2065
0-1-245311-8-1-144-91-1-701112011-39-7-8-47
00001323136434443223332224
111120000243951071024182019293628535250
312-91312281248303953873458671041571179362139168308197164210
-2-25-35-8-8-11-25-32-57-57-90-26-34-74-67-40-73-71-104-121-74-44-87-63-130-42
-2-22-67-9-4221-27-36-45-5970-73-39-82-115-63-79-121-112-116-71-34-111-150-75-66
03-31-1-3333-1-312-2161-46-4-8-47-23-5-49-75310-23-8754-23
00000000000000000000000000
1-100400110312828-242172034-23156-15-48-62-35-1-59
0147600-2000000240000000000000
11176038-27-17292522-260131-13-13-62739-32-58-74-62-35-96
0000-1-3-2-3-2-3-6-4-4-4-7-5-4-3-4-4-520-1-1-4
0-1000-4000000-10-12-12-1300-12-12-12-12-25-32-32
2104822-1620133151-13-3-7-502564-1014-273776125-106025
1.8-13.3-45.35.73.417.2-13.415.9-27.2-17.9-36.560.40.3-15.8-0.764.483.645.18-10.48-58.6264.78124220.39133.6533.7168.36
00000000000000000000000000

Comarch stock margins

The Comarch margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Comarch. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Comarch.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Comarch's sales revenue. A higher gross margin percentage indicates that the Comarch retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Comarch's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Comarch's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Comarch's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Comarch. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Comarch's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Comarch Margin History

Comarch Gross marginComarch Profit marginComarch EBIT marginComarch Profit margin
2026e23.61 %9.68 %6.1 %
2025e23.61 %9.69 %7.48 %
2024e23.61 %8.28 %6.46 %
202323.61 %5.22 %5.54 %
202226.32 %7.32 %5.8 %
202129.43 %11.41 %7.56 %
202029.32 %12.19 %7.85 %
201929.27 %9.41 %7.29 %
201826.4 %5.45 %2.24 %
201725.99 %4.73 %5.74 %
201631.29 %9.6 %6.56 %
201530.06 %10.6 %7.04 %
201429.6 %10.03 %6.54 %
201322.35 %3.89 %2.67 %
201222.12 %3.47 %4.6 %
201113.92 %4.42 %4.62 %
201012.07 %4.27 %5.74 %
20099.31 %2.06 %4.43 %
200814.37 %6.55 %28.4 %
200714.8 %7.56 %7.37 %
200624.55 %9.28 %10.74 %
200551.15 %6.13 %6.33 %
200422.76 %5.48 %4.24 %

Comarch Stock Sales Revenue, EBIT, Earnings per Share

The Comarch earnings per share therefore indicates how much revenue Comarch has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Comarch earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Comarch's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Comarch’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Comarch's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Comarch Revenue, EBIT and net profit per share

DateComarch Sales per ShareComarch EBIT per shareComarch Earnings per Share
2026e271.35 PLN0 PLN16.56 PLN
2025e253.77 PLN0 PLN18.99 PLN
2024e236.93 PLN0 PLN15.31 PLN
2023223.26 PLN11.66 PLN12.37 PLN
2022228.53 PLN16.74 PLN13.26 PLN
2021200.06 PLN22.84 PLN15.13 PLN
2020188.94 PLN23.03 PLN14.83 PLN
2019176.73 PLN16.63 PLN12.89 PLN
2018168.4 PLN9.18 PLN3.76 PLN
2017138.33 PLN6.54 PLN7.95 PLN
2016136.83 PLN13.13 PLN8.98 PLN
2015139.17 PLN14.75 PLN9.8 PLN
2014128.2 PLN12.85 PLN8.38 PLN
2013115.93 PLN4.51 PLN3.1 PLN
2012109.12 PLN3.79 PLN5.02 PLN
201197 PLN4.28 PLN4.48 PLN
201095.18 PLN4.06 PLN5.46 PLN
200990.05 PLN1.85 PLN3.99 PLN
200887.63 PLN5.74 PLN24.89 PLN
200774.49 PLN5.63 PLN5.49 PLN
200663.03 PLN5.85 PLN6.77 PLN
200564.35 PLN3.94 PLN4.07 PLN
200447.83 PLN2.62 PLN2.03 PLN

Comarch business model

Comarch SA is an internationally active company headquartered in Krakow, Poland. The company was founded in 1993 and has developed an extensive portfolio of tailored IT solutions over the past 28 years. Comarch's business model is based on providing software and services to support business processes in various industries. Comarch specializes in various sectors, including finance, IT, telecommunications, healthcare, retail, and production. It offers its customers customized solutions to optimize and digitize their business processes. Comarch has become one of the leading European providers of IT solutions and operates in over 40 countries worldwide. The "Comarch Financial Services" division offers software and services for financial institutions, including banks, insurance companies, asset managers, and brokers. The solutions range from systems to increase payment efficiency and asset management to SaaS platforms for insurance process automation and digital banking solutions. The "Comarch IT" division offers customized IT solutions to optimize business processes and promote digital transformations. Services range from consulting and analysis of IT systems to the development of tailored software solutions tailored to the specific requirements of companies. The "Comarch Telecommunications" division offers specialized software and service solutions for the telecommunications market. The company offers solutions in the areas of mobile network management, automated customer service systems, customer loyalty programs, billing systems, network monitoring systems, and OTT solutions. The "Comarch Healthcare" division offers software and services throughout the lifecycle of healthcare organizations. From patient document management to the development of customized e-health solutions, the division provides holistic IT solutions for hospitals, clinics, doctors, and nursing facilities. The "Comarch Retail" division offers customized solutions for retailers to automate and connect business processes. The company offers solutions in inventory management, point-of-sale (POS) systems, logistics and fulfillment, as well as e-commerce platforms and mobility solutions. The "Comarch Production" division offers integrated software solutions for the entire value chain in production. The solutions range from ERP systems and financials to PLM, MES, and WMS systems, as well as quality control and analysis systems. Comarch is also known for its market-leading products such as Comarch ERP, Comarch Loyalty Management, and Comarch Wealth Management. These products have been specifically designed for businesses and help optimize business processes, create competitive advantages, and develop innovative business models. Overall, Comarch has become a key partner in the digitalization of business processes in various industries in recent years. By combining consulting, technology, and service, the company supports its customers in transitioning to a digital future. Comarch achieved revenue of over 5 billion PLN (approximately 1.1 billion euros) in 2020 and currently employs over 6,000 people worldwide. Comarch is one of the most popular companies on Eulerpool.com.

Comarch SWOT Analysis

Strengths

Comarch SA has several key strengths that contribute to its competitive advantage. Firstly, the company has extensive experience in the IT industry, with a proven track record of successful projects and a strong reputation. This experience allows it to better understand and meet the needs of its clients. Secondly, Comarch SA has a diverse range of products and services, catering to various industries and sectors. This diversification helps mitigate risks associated with relying too heavily on a single market or product. Furthermore, the company boasts a dedicated and talented workforce. Its team consists of knowledgeable professionals who are adept at delivering innovative solutions and providing excellent customer support. This skilled team enables Comarch SA to consistently meet and exceed client expectations. Lastly, Comarch SA has established a global presence, with offices and clients in numerous countries. This international footprint allows the company to tap into different markets and benefit from cross-border collaborations and opportunities.

Weaknesses

Despite its strengths, Comarch SA also faces some weaknesses. One of the main weaknesses is its reliance on external suppliers. The company relies on various third-party vendors for certain components or services, which could lead to potential delays or dependence on external factors. Additionally, Comarch SA may face challenges in terms of scalability. As the company continues to grow, it needs to ensure its infrastructure and systems can support increased demand and maintain high-quality service levels. Moreover, Comarch SA might face competition from larger, well-established IT companies that have greater resources and reach. This could impact its market share and growth opportunities in the industry.

Opportunities

Comarch SA has several opportunities it can capitalize on for future growth. Firstly, there is a rising demand for digital transformation and IT solutions across various industries. Comarch SA can position itself as a trusted partner in this space and leverage its expertise to capture new clients and expand its market share. Additionally, the company can explore partnerships or collaborations with other organizations to enhance its offerings or enter new markets. Strategic alliances can help Comarch SA access new technologies, diversify its portfolio, and gain a competitive edge. Furthermore, the global trend towards cloud computing presents an opportunity for Comarch SA. The company can develop and offer cloud-based solutions to meet the growing demand for flexible and scalable IT services. Lastly, Comarch SA can consider expanding its geographical presence by targeting emerging markets or underserved regions. This would allow the company to tap into new customer segments and diversify its revenue streams.

Threats

Comarch SA faces certain threats that could pose challenges to its growth and profitability. Firstly, the IT industry is characterized by rapid technological advancements and evolving customer needs. The company must stay agile and continuously innovate to keep up with these changes and remain competitive. Secondly, there is always a risk of cybersecurity breaches and data privacy issues. Comarch SA must invest in robust security measures and compliance frameworks to protect its clients' sensitive information and maintain their trust. Moreover, economic downturns or global events can impact IT spending, leading to reduced demand for Comarch SA's products and services. The company must be prepared to navigate through such uncertainties and adapt its strategies accordingly. Lastly, the potential entry of new competitors or disruptive technologies poses a threat to Comarch SA. The company must stay vigilant and stay abreast of the competitive landscape to proactively address any emerging challenges.

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Comarch Eulerpool Fair Value

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Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Comarch historical P/E ratio, EBIT multiple, and P/S ratio

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Comarch shares outstanding

The number of shares was Comarch in 2023 — This indicates how many shares 8.133 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Comarch earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Comarch's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Comarch’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Comarch's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Comarch stock splits

In Comarch's history, there have been no stock splits.

Comarch dividend history and estimates

In 2023, Comarch paid a dividend amounting to 4 PLN. Dividend means that Comarch distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for Comarch provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Comarch’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Comarch's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Comarch Dividend History

DateComarch Dividend
2026e4.26 PLN
2025e4.25 PLN
2024e4.26 PLN
20234 PLN
20224 PLN
20213 PLN
20201.5 PLN
20191.5 PLN
20181.5 PLN
20171.5 PLN
20141.5 PLN
20131.5 PLN
20121.5 PLN

Comarch dividend payout ratio

In 2023, Comarch had a payout ratio of 20.04%. The payout ratio indicates the percentage of the company's profits that Comarch distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Comarch represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Comarch could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Comarch's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Comarch Payout Ratio History

DateComarch Payout ratio
2026e22.63 %
2025e24.52 %
2024e23.34 %
202320.04 %
202230.17 %
202119.83 %
202010.11 %
201911.64 %
201839.85 %
201718.88 %
201620.04 %
201520.04 %
201417.92 %
201348.54 %
201229.88 %
201120.04 %
201020.04 %
200920.04 %
200820.04 %
200720.04 %
200620.04 %
200520.04 %
200420.04 %
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Unfortunately, there are currently no price targets and forecasts available for Comarch.

Comarch shareholders

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Name
Stocks
Change
Date
24.55356 % Filipiak (Janusz)1,997,02702/22/2024
10.40864 % Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA846,57102/22/2024
10.40162 % Filipiak (Elzbieta)846,00002/22/2024
10.19485 % Generali Investments Towarzystwo Funduszy Inwestycyjnych S.A829,18302/22/2024
1.97524 % Norges Bank Investment Management (NBIM)160,653-79,5216/30/2024
0.65761 % Skarbiec Towarzystwo Funduszy Inwestycyjnych S.A.53,48644,66512/31/2023
0.44202 % Trigon Capital AS35,951-1,1906/30/2024
0.43978 % Santander Towarzystwo Funduszy Inwestycyjnych S.A.35,76935,76912/31/2023
0.40083 % Dimensional Fund Advisors, L.P.32,60109/30/2024
0.33468 % PKO Towarzystwo Funduszy Inwestycyjnych S.A.27,221012/31/2023
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Comarch Executives and Management Board

Mr. Zbigniew Rymarczyk(48)
Comarch Vice President of the Management Board, Director of the ERP Business Unit
Compensation 3.69 M PLN
Mr. Marcin Warwas
Comarch Vice President of the Management Board
Compensation 2.63 M PLN
Mr. Andrzej Przewiezlikowski
Comarch Vice President of the Management Board, Director of Financial Services Division
Compensation 1.12 M PLN
Mr. Konrad Taranski
Comarch Vice President of the Management Board, Chief Financial Officer
Compensation 537,923 PLN
Ms. Elzbieta Filipiak
Comarch Chairman of the Supervisory Board
Compensation 270,000 PLN
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Most common questions regarding Comarch

What values and corporate philosophy does Comarch represent?

Comarch SA represents a strong set of values and corporate philosophy. With a commitment to excellence, innovation, and customer satisfaction, Comarch SA strives to deliver top-notch solutions and services. The company focuses on reliability, professionalism, and integrity, ensuring that the needs of its clients are met effectively. Comarch SA believes in fostering long-term partnerships, continuously improving its offerings, and staying ahead in the ever-evolving technology landscape. By maintaining a customer-centric approach and embracing a culture of continuous learning and growth, Comarch SA is dedicated to building trust and delivering value to its clients globally.

In which countries and regions is Comarch primarily present?

Comarch SA is primarily present in several countries and regions worldwide. The company has a strong presence in its home country, Poland, where it is headquartered. Additionally, Comarch SA has expanded its operations to other European countries such as Germany, France, Italy, Spain, and the United Kingdom. It has also established a solid presence in North America, particularly in the United States. Comarch SA's footprint reaches further to include the Asia-Pacific regions, with offices and operations in India, Singapore, and Australia. Overall, Comarch SA's global presence enables it to deliver its innovative solutions and services to a diverse range of markets and industries.

What significant milestones has the company Comarch achieved?

Comarch SA has achieved several significant milestones throughout its history. One noteworthy milestone is the company's listing on the Warsaw Stock Exchange in 1999, which demonstrated its strong financial performance and strategic growth. Another milestone includes the expansion of Comarch's global presence, with offices established in multiple countries such as the United States, Germany, and China, allowing the company to serve an international clientele. Comarch SA also achieved recognition as a reliable and innovative IT solutions provider, receiving numerous industry awards and accolades. These milestones showcase Comarch SA's steady progress, financial success, and commitment to delivering high-quality products and services to its global customers.

What is the history and background of the company Comarch?

Comarch SA is a renowned IT company with an extensive history and background. Established in 1993 in Poland, Comarch has rapidly grown into a global provider of innovative IT solutions and services. The company offers a wide range of products, including software, hardware, and cloud-based solutions, catering to various industries such as telecommunications, finance, healthcare, and more. Comarch's success stems from its commitment to delivering comprehensive and tailored IT solutions, enabling businesses to optimize their operations and drive growth. With offices worldwide and a strong global presence, Comarch SA continues to be a leading player in the IT industry, empowering businesses with cutting-edge technology solutions.

Who are the main competitors of Comarch in the market?

The main competitors of Comarch SA in the market include global IT companies such as Oracle, SAP, and Microsoft. These companies offer similar solutions and services in various industries, including software development, enterprise resource planning, customer relationship management, and more. However, Comarch SA sets itself apart by providing innovative and tailor-made software solutions, backed by a strong focus on customer satisfaction. With its comprehensive product portfolio and expertise in multiple sectors, Comarch SA remains a formidable competitor in the market, continuously striving to meet the evolving needs of its clients.

In which industries is Comarch primarily active?

Comarch SA is primarily active in the IT industry. As a global software company, Comarch provides a wide range of solutions and services tailored to various sectors. With a focus on innovation and technology, Comarch offers products for telecommunications, finance, retail, healthcare, and more. Comarch's expertise in these industries enables them to deliver comprehensive software solutions that cater to the specific needs and challenges of businesses operating within these sectors.

What is the business model of Comarch?

The business model of Comarch SA is focused on providing innovative IT solutions and services. Comarch SA is a leading global software provider specializing in areas such as telecommunications, finance, healthcare, and retail. They offer a wide range of products and services including customer relationship management, network management, financial management, and e-commerce solutions. Comarch SA aims to support businesses in achieving their goals by delivering tailored technology solutions that enhance efficiency, customer experience, and revenue growth. With a strong focus on research and development, Comarch SA continuously strives to stay at the forefront of technological advancements and industry trends.

What is the P/E ratio of Comarch 2024?

The Comarch P/E ratio is 21.55.

What is the P/S ratio of Comarch 2024?

The Comarch P/S ratio is 1.39.

What is the Quality Investing of Comarch?

The Quality Investing for Comarch is 6/10.

What is the revenue of Comarch 2024?

The expected Comarch revenue is 1.93 B PLN.

How high is the profit of Comarch 2024?

The expected Comarch profit is 124.53 M PLN.

What is the business model of Comarch

Comarch SA is a globally operating IT company headquartered in Krakow, Poland. The company was founded in 1993 and is active in the field of software development and IT services. Comarch offers various solutions for businesses, as well as for retail and telecommunications. The main business areas of Comarch are Fintech, healthcare, telecommunications, trade and industry, and IT services. In the Fintech sector, the company offers solutions for banks, insurance companies, leasing, factoring, and debt collection companies. These include systems for credit business, payment transactions, risk management, compliance, and treasury. In healthcare, Comarch offers solutions for hospitals, doctors, health insurance companies, and pharmacists. The portfolio includes systems for patient data management, billing of medical services, and the integration of medical devices into IT systems. In the telecommunications sector, Comarch offers software and service solutions for telecommunications providers, network operators, and mobile providers. The solutions offered include systems for network infrastructure management, customer service, billing, product design, marketing, and sales. In the industry, Comarch offers solutions for companies in the retail, production, and logistics sectors. These include software solutions for inventory management, production planning, quality control, warehouse logistics, as well as data analysis and processing. Comarch also offers a wide range of IT services, including IT outsourcing, implementation of IT systems, training, and consulting. The IT services are offered by the company worldwide. Some of Comarch's key products include the Comarch ERP system, the Comarch CRM system, and the Comarch BI system. The Comarch ERP system is a software solution for enterprise resource planning, which includes the management of finances, inventory, production, sales, and logistics. The Comarch CRM system is a software solution for customer relationship management, which enables the management of customer information, sales processes, and marketing campaigns. The Comarch BI system is a software solution for business intelligence, which enables the analysis of business data and the creation of reports and dashboards. Comarch serves clients in more than 60 countries worldwide, including companies such as Orange, Deutsche Bank, Philips, and Carrefour. The company places great importance on research and development and invests about 20% of its revenue each year in the development of new products and solutions.

What is the Comarch dividend?

Comarch pays a dividend of 4 PLN distributed over payouts per year.

How often does Comarch pay dividends?

The dividend cannot currently be calculated for Comarch or the company does not pay out a dividend.

What is the Comarch ISIN?

The ISIN of Comarch is PLCOMAR00012.

What is the Comarch WKN?

The WKN of Comarch is 925815.

What is the Comarch ticker?

The ticker of Comarch is CMR.WA.

How much dividend does Comarch pay?

Over the past 12 months, Comarch paid a dividend of 4 PLN . This corresponds to a dividend yield of about 1.21 %. For the coming 12 months, Comarch is expected to pay a dividend of 4.25 PLN.

What is the dividend yield of Comarch?

The current dividend yield of Comarch is 1.21 %.

When does Comarch pay dividends?

Comarch pays a quarterly dividend. This is distributed in the months of August, August, August, August.

How secure is the dividend of Comarch?

Comarch paid dividends every year for the past 10 years.

What is the dividend of Comarch?

For the upcoming 12 months, dividends amounting to 4.25 PLN are expected. This corresponds to a dividend yield of 1.29 %.

In which sector is Comarch located?

Comarch is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Comarch kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Comarch from 7/12/2024 amounting to 5 PLN, you needed to have the stock in your portfolio before the ex-date on 7/2/2024.

When did Comarch pay the last dividend?

The last dividend was paid out on 7/12/2024.

What was the dividend of Comarch in the year 2023?

In the year 2023, Comarch distributed 4 PLN as dividends.

In which currency does Comarch pay out the dividend?

The dividends of Comarch are distributed in PLN.

All fundamentals about Comarch

Our stock analysis for Comarch Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Comarch Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.