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St Galler Kantonalbank stock

SGKN.SW
CH0011484067
632296

Price

478.00
Today +/-
+4.23
Today %
+0.84 %

St Galler Kantonalbank stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the St Galler Kantonalbank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the St Galler Kantonalbank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the St Galler Kantonalbank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze St Galler Kantonalbank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

St Galler Kantonalbank Stock Price History

DateSt Galler Kantonalbank Price
3/3/2025478.00 undefined
2/28/2025474.00 undefined
2/27/2025476.00 undefined
2/26/2025478.00 undefined
2/25/2025475.00 undefined
2/24/2025472.00 undefined
2/21/2025474.50 undefined
2/20/2025468.00 undefined
2/19/2025467.00 undefined
2/18/2025473.00 undefined
2/17/2025468.50 undefined
2/14/2025461.50 undefined
2/13/2025460.50 undefined
2/12/2025463.00 undefined
2/11/2025463.00 undefined
2/10/2025461.00 undefined
2/7/2025460.00 undefined
2/6/2025459.00 undefined
2/5/2025456.00 undefined
2/4/2025450.00 undefined

St Galler Kantonalbank Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into St Galler Kantonalbank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by St Galler Kantonalbank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects St Galler Kantonalbank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of St Galler Kantonalbank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into St Galler Kantonalbank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing St Galler Kantonalbank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on St Galler Kantonalbank’s growth potential.

St Galler Kantonalbank Revenue, EBIT and net profit per share

DateSt Galler Kantonalbank RevenueSt Galler Kantonalbank Net Income
2027e647.05 M undefined0 undefined
2026e628.26 M undefined238.58 M undefined
2025e599.56 M undefined230.47 M undefined
2024e575.42 M undefined215.53 M undefined
2023e612.97 M undefined222.98 M undefined
2022614.59 M undefined183.76 M undefined
2021587.5 M undefined181.25 M undefined
2020562.7 M undefined167.2 M undefined
2019585.2 M undefined163.9 M undefined
2018587 M undefined158.6 M undefined
2017589 M undefined156 M undefined
2016581.1 M undefined146 M undefined
2015621.9 M undefined133.4 M undefined
2014629.4 M undefined146.3 M undefined
2013683.8 M undefined108.7 M undefined
2012719.7 M undefined151.4 M undefined
2011713.8 M undefined135.7 M undefined
2010739 M undefined146.3 M undefined
2009806 M undefined168.1 M undefined
2008955.4 M undefined171.1 M undefined
2007926 M undefined226.7 M undefined
2006851.4 M undefined228.6 M undefined
2005796.4 M undefined168.3 M undefined
2004751.2 M undefined114.9 M undefined
2003755.6 M undefined104.7 M undefined

St Galler Kantonalbank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023e2024e2025e2026e2027e
894850799768807818811755751796851926955806739713719683629621581589587585562587614612575599628647
--4.92-6.00-3.885.081.36-0.86-6.91-0.535.996.918.813.13-15.60-8.31-3.520.84-5.01-7.91-1.27-6.441.38-0.34-0.34-3.934.454.60-0.33-6.054.174.843.03
--------------------------------
00000000000000000000000000000000
0000000000000000000000000002955756046210
--------------------------------
2542471348992991041141682282261711681461351511081461331461561581631671811832222152302380
-68.0011.90185.11-33.583.377.615.059.6247.3735.71-0.88-24.34-1.75-13.10-7.5311.85-28.4835.19-8.909.776.851.283.162.458.381.1021.31-3.156.983.48-
--------------------------------
--------------------------------
5555555555.65.65.65.65.65.65.65.65.65.75.75.75.75.75.865.985.9800000
--------------------------------
Details

Keystats

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Revenue and Growth

The St Galler Kantonalbank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the St Galler Kantonalbank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
                                                     
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
156163167170170181188181164157173172173175171181178174177166160157156155147146.71144.14
171615162033333322211919192125272727314454545454556360.3
000000000000000000000000000
0000001471231007660131300000000000000
000000000002912210080594111210758431.50.48
00000000000000000000000002.296.95
173179182186190214368337286254252233327296276267246202220220221216218213205213.49211.87
173179182186190214368337286254252233327296276267246202220220221216218213205213.49211.87
                                                     
500500500500500500500500510557557390390390390390390390390390390390390479479479.49479.49
000000000000000000000000000
0.120.140.150.490.50.560.620.680.770.951.111.341.361.421.451.491.561.581.651.71.761.831.92.052.132.212.29
2052152380000034614825300000-6-93152424-10-0.713.16
000000000000000000000000000
0.830.860.890.9911.061.121.181.311.571.721.751.761.811.841.881.951.972.032.082.152.242.312.562.62.692.78
000000000000000000000000025.7326.95
247226205188218199165192190180174207174149128114124112125117123125120132112110.34119.49
00000000000000000191587557510.856.24
00000000000000000000.210.07000.981.321.151.43
000000000000000000000000.820.911.290.48
0.250.230.210.190.220.20.170.190.190.180.170.210.170.150.130.110.120.130.140.340.20.130.131.932.3428.2828.98
5.915.375.435.556.225.986.126.366.215.885.866.255.885.294.544.474.545.026.267.147.347.217.177.416.695.96.47
00000000000000000100000000.911.24
909941890593567471433380345329297299458441582596555528476456349254214238283261.07203.51
6.826.316.326.146.796.456.556.746.566.216.166.556.345.745.125.075.095.556.737.597.697.477.397.656.976.166.67
7.076.546.526.3376.656.726.936.756.396.346.766.515.885.255.185.225.686.877.937.897.67.519.589.3134.4535.65
7.97.47.417.318.017.77.838.118.067.968.058.518.277.77.097.067.167.658.9110.0110.049.849.8212.1411.937.1438.43
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of St Galler Kantonalbank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand St Galler Kantonalbank's financial health and stability.

Assets

St Galler Kantonalbank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that St Galler Kantonalbank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of St Galler Kantonalbank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into St Galler Kantonalbank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200520062007200820092010201120122013201420152016201720182019202020212022
168228226171168146135151108146133146156158163167181183
383839554134303152121614141516161616
000000000000000000
0-0.21-0.460.731.070.79-0.060.15-0.440.46-0.09-0.05-0.250.130.741.980.58-0.14
-6-24-35-27-7-5-6-80-400000000
000000000000000000
000000000000000000
0.20.03-0.230.931.280.970.10.32-0.280.620.060.11-0.080.30.922.160.780.06
-3-14-12-4-6-6-16-4-5-14-3-4-4-12-9-3-2-3
-4-1933-497-685-2054025-8-31-15-15-8-18-11-7-22-10
0-445-493-679-1995729-2-17-12-11-4-6-1-4-19-6
000000000000000000
-0.33-0.020.22-0.37-0.58-0.75-0.070.070.481.240.880.2-0.13-0.041.06-0.64-0.41-0.24
10900000000000000-9-10-8
-0.22-0.020.22-0.37-0.59-0.76-0.110.030.481.240.820.22-0.14-0.061.28-0.59-0.41-0.32
-60-20-2-1-41-3031-5418-8-18223537-70
0000000000000000-95-101
-0.03-0.010.020.0600.010.030.380.21.830.870.31-0.220.222.191.560.35-0.27
196.814.6-242.1921.61,270.4963.483.9319.5-286.760461.1103.2-79.9290.5911.42,155.8776.8455.89
000000000000000000

St Galler Kantonalbank stock margins

The St Galler Kantonalbank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of St Galler Kantonalbank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for St Galler Kantonalbank.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the St Galler Kantonalbank's sales revenue. A higher gross margin percentage indicates that the St Galler Kantonalbank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the St Galler Kantonalbank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the St Galler Kantonalbank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the St Galler Kantonalbank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the St Galler Kantonalbank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the St Galler Kantonalbank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

St Galler Kantonalbank Margin History

DateSt Galler Kantonalbank Profit margin
2027e0 %
2026e37.97 %
2025e38.44 %
2024e37.46 %
2023e36.38 %
202229.9 %
202130.85 %
202029.71 %
201928.01 %
201827.02 %
201726.49 %
201625.12 %
201521.45 %
201423.24 %
201315.9 %
201221.04 %
201119.01 %
201019.8 %
200920.86 %
200817.91 %
200724.48 %
200626.85 %
200521.13 %
200415.3 %
200313.86 %

St Galler Kantonalbank Stock Sales Revenue, EBIT, Earnings per Share

The St Galler Kantonalbank earnings per share therefore indicates how much revenue St Galler Kantonalbank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue St Galler Kantonalbank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates St Galler Kantonalbank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of St Galler Kantonalbank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating St Galler Kantonalbank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

St Galler Kantonalbank Revenue, EBIT and net profit per share

DateSt Galler Kantonalbank Sales per ShareSt Galler Kantonalbank Earnings per Share
2027e108.02 undefined0 undefined
2026e104.88 undefined39.83 undefined
2025e100.09 undefined38.48 undefined
2024e96.06 undefined35.98 undefined
2023e102.33 undefined37.22 undefined
2022102.71 undefined30.71 undefined
202198.17 undefined30.29 undefined
202093.78 undefined27.87 undefined
2019100.9 undefined28.26 undefined
2018102.98 undefined27.82 undefined
2017103.33 undefined27.37 undefined
2016101.95 undefined25.61 undefined
2015109.11 undefined23.4 undefined
2014110.42 undefined25.67 undefined
2013122.11 undefined19.41 undefined
2012128.52 undefined27.04 undefined
2011127.46 undefined24.23 undefined
2010131.96 undefined26.13 undefined
2009143.93 undefined30.02 undefined
2008170.61 undefined30.55 undefined
2007165.36 undefined40.48 undefined
2006152.04 undefined40.82 undefined
2005142.21 undefined30.05 undefined
2004150.24 undefined22.98 undefined
2003151.12 undefined20.94 undefined

St Galler Kantonalbank business model

St. Gallen Cantonal Bank AG (SGKB) is a Swiss bank headquartered in St. Gallen. It was founded in 1868 and has since become an important bank in the region. The SGKB is a universal bank offering a wide range of financial services for private and corporate customers. History: The SGKB was founded in 1868 and initially operated as a regional financial services provider. Over the decades, it has developed into a significant bank in Eastern Switzerland. In 2012, the SGKB became part of the Swiss Cantonal Banks (SKB), an organization of 24 cantonal banks in Switzerland. Business model: The SGKB's business model is based on a diverse range of financial services for private and corporate customers. The bank has a network of branches in Eastern Switzerland that allows customers to have personal contact with bank employees. The SGKB also offers online banking and mobile services. The SGKB offers a wide range of products and services, including: - Accounts and payment transactions: The SGKB offers various types of accounts, including a flexible savings account with attractive interest rates and free account management. The bank also provides various payment services, such as transfers and standing orders. - Loans: The SGKB offers both personal and business loans. The granting of credit is based on individual criteria and takes into account the customer's creditworthiness. - Retirement and asset management: The SGKB offers various products and services in the field of retirement and asset management. The bank advises its customers on the choice of investment strategies and offers investment products. - Mortgages: The SGKB also offers various types of mortgages, from traditional fixed-rate mortgages to variable and Libor mortgages. - Insurance: The SGKB also offers various insurance products, including liability, accident, and health insurance. The SGKB is divided into different business areas, each offering different products and services: - Retail customers: The retail customer area of the SGKB offers products and services tailored to the needs of individual customers and families. - Corporate customers: The corporate customer area of the SGKB offers customized financial solutions for companies of all sizes, from small SMEs to large multinational corporations. - Private banking: The private banking area offers asset management and investment advice for wealthy clients. Individual investment strategies are developed taking into account the risk tolerance and investment goals of the clients. The SGKB is a modern and dynamic bank that values customer proximity and innovation. It has a long-standing tradition and an extensive network of branches and business partners in Eastern Switzerland. The bank is an important financial services provider in the region and has established itself on a national and international level in recent years. St Galler Kantonalbank is one of the most popular companies on Eulerpool.com.

St Galler Kantonalbank SWOT Analysis

Strengths

St Galler Kantonalbank AG has consistently demonstrated strong financial performance, with steady growth in its revenue and profits over the years. This indicates the bank's ability to generate consistent returns for its shareholders.

The bank enjoys a solid market position in the St. Gallen region, with a strong customer base and a well-established brand. Its long-standing presence and reputation in the market give it a competitive advantage over new entrants.

With a wide range of products and services, St Galler Kantonalbank AG caters to the diverse needs of its customers. This diverse product portfolio helps the bank attract and retain customers, while also reducing its reliance on any single product or service.

The bank has a robust risk management framework in place, which enables it to effectively identify, assess, and mitigate potential risks. This pro-active approach enhances the bank's stability and resilience in the face of market uncertainties.

Weaknesses

Despite its strong market position in the St. Gallen region, St Galler Kantonalbank AG has a limited presence outside its core market. This geographic concentration exposes the bank to local market risks and limits its growth potential.

The bank relies heavily on interest income for its revenue generation. This dependence makes it vulnerable to fluctuations in interest rates and poses a challenge in an environment of prolonged low interest rates.

Compared to some larger national and international banks, St Galler Kantonalbank AG is relatively small in size. This may limit its ability to compete with larger players in terms of market share, resources, and influence.

Opportunities

St Galler Kantonalbank AG can explore opportunities to expand its presence beyond the St. Gallen region and enter new markets. This would help diversify its revenue streams and reduce its dependence on the local market.

By investing in digital technologies and innovative solutions, the bank can enhance its customer experience, improve operational efficiency, and tap into new opportunities arising from the digital banking landscape.

Threats

The banking industry is highly competitive, with numerous players vying for market share. St Galler Kantonalbank AG faces the threat of increased competition, which could impact its customer base, profitability, and market position.

The bank operates in a heavily regulated industry, with the risk of new and stricter regulations being imposed. Adapting to these regulatory changes and ensuring compliance can be challenging and may increase operational costs.

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St Galler Kantonalbank Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

St Galler Kantonalbank historical P/E ratio, EBIT multiple, and P/S ratio

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St Galler Kantonalbank shares outstanding

The number of shares was St Galler Kantonalbank in 2024 — This indicates how many shares 5.984 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue St Galler Kantonalbank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates St Galler Kantonalbank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of St Galler Kantonalbank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating St Galler Kantonalbank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

St Galler Kantonalbank dividend history and estimates

In 2024, St Galler Kantonalbank paid a dividend amounting to 7 CHF. Dividend means that St Galler Kantonalbank distributes a portion of its profits to its owners.

  • 3 years

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  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for St Galler Kantonalbank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify St Galler Kantonalbank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating St Galler Kantonalbank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

St Galler Kantonalbank Dividend History

DateSt Galler Kantonalbank Dividend
2027e17.51 undefined
2026e17.51 undefined
2025e17.51 undefined
2024e17.51 undefined
2023e17.51 undefined
202217 undefined
202116 undefined
202016 undefined
201915.94 undefined
20181.49 undefined
201714.95 undefined
201614.95 undefined
201514.95 undefined
201414.95 undefined
201314.95 undefined
20128.97 undefined
20116.98 undefined
201019.93 undefined
200919.93 undefined
200825.91 undefined
200729.9 undefined
200612.95 undefined
20058.97 undefined
20048.47 undefined
20037.97 undefined

St Galler Kantonalbank dividend payout ratio

In 2024, St Galler Kantonalbank had a payout ratio of 54.46%. The payout ratio indicates the percentage of the company's profits that St Galler Kantonalbank distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for St Galler Kantonalbank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for St Galler Kantonalbank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate St Galler Kantonalbank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

St Galler Kantonalbank Payout Ratio History

DateSt Galler Kantonalbank Payout ratio
2027e54.79 %
2026e54.89 %
2025e55.01 %
2024e54.46 %
2023e55.21 %
202255.36 %
202152.83 %
202057.43 %
201956.44 %
20185.37 %
201754.63 %
201658.37 %
201563.88 %
201458.28 %
201377.01 %
201233.18 %
201128.79 %
201076.3 %
200966.41 %
200884.81 %
200773.85 %
200631.74 %
200529.85 %
200436.86 %
200338.07 %
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Unfortunately, there are currently no price targets and forecasts available for St Galler Kantonalbank.

St Galler Kantonalbank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/201214.89 13.19  (-11.43 %)2012 Q2
1

Eulerpool ESG Scorecard© for the St Galler Kantonalbank stock

Eulerpool World ESG Rating (EESG©)

8/ 100

🌱 Environment

9

👫 Social

5

🏛️ Governance

9

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

St Galler Kantonalbank shareholders

%
Name
Stocks
Change
Date
51.03122 % Canton St. Gallen3,056,77006/30/2024
2.40147 % St. Galler Kantonalbank Employees143,848-17,9816/30/2024
1.37290 % The Vanguard Group, Inc.82,237961/31/2025
1.10706 % Norges Bank Investment Management (NBIM)66,313-2,23812/31/2024
0.94010 % UBS Fund Management (Switzerland) AG56,3125581/31/2025
0.86579 % DFA Australia Ltd.51,86121310/31/2024
0.85431 % Dimensional Fund Advisors, L.P.51,1731,10812/31/2024
0.72743 % UBS Asset Management (Switzerland)43,5739191/31/2025
0.62604 % zCapital AG37,50050012/31/2024
0.59454 % Zürcher Kantonalbank (Asset Management)35,61345912/31/2024
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5
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St Galler Kantonalbank Executives and Management Board

Dr. Christian Schmid

(53)
St Galler Kantonalbank Chairman of the Management Board, Chief Executive Officer
Compensation 1.35 M

Mr. Roland Ledergerber

(61)
St Galler Kantonalbank President of the Board of Directors (since 2002)
Compensation 280,000

Dr. Adrian Rueesch

(69)
St Galler Kantonalbank Independent Vice Chairman of the Board
Compensation 157,000

Mr. Kurt Ruegg

(63)
St Galler Kantonalbank Independent Director
Compensation 125,000

Prof. Dr. Manuel Ammann

(53)
St Galler Kantonalbank Independent Director
Compensation 122,000
1
2
3

St Galler Kantonalbank Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Crealogix Holding Stock
Crealogix Holding
SupplierCustomer-0,680,49-0,52-0,67-0,68-0,44
1

Most common questions regarding St Galler Kantonalbank

What values and corporate philosophy does St Galler Kantonalbank represent?

St Galler Kantonalbank AG represents strong values and a clear corporate philosophy. The company aims to provide comprehensive financial services while maintaining a commitment to sustainability, innovation, and regional responsibility. St Galler Kantonalbank AG focuses on building long-term relationships with its customers, offering personalized solutions tailored to their needs. They prioritize transparency, trust, and reliability, ensuring that their clients' interests are always at the forefront. By emphasizing social and ecological aspects, St Galler Kantonalbank AG demonstrates its dedication to the local community and sustainable business practices.

In which countries and regions is St Galler Kantonalbank primarily present?

St Galler Kantonalbank AG is primarily present in the canton of St. Gallen in Switzerland.

What significant milestones has the company St Galler Kantonalbank achieved?

St Galler Kantonalbank AG has achieved significant milestones throughout its history. The company, founded in 1868, has become one of the leading regional banks in Switzerland. Over the years, St Galler Kantonalbank AG has expanded its services, offering comprehensive banking solutions to individuals, businesses, and institutions. The bank has successfully navigated through various economic cycles, maintaining its financial stability and profitability. Furthermore, St Galler Kantonalbank AG has received recognition for its commitment to corporate social responsibility and sustainability practices. With its long-standing history and continuous growth, the company has cemented its position as a reputable and trusted financial institution in the region.

What is the history and background of the company St Galler Kantonalbank?

St Galler Kantonalbank AG, also known as SGKB, is a Swiss bank with a rich history and solid background. Founded in 1868, it has since established itself as a leading financial institution, offering a wide range of banking services to individuals, businesses, and institutions. SGKB operates primarily in the St. Gallen region, providing comprehensive banking solutions, including personal and corporate banking, asset management, and investment advisory services. Over the years, the bank has consistently focused on prudent financial management and maintaining strong customer relationships, making it a trusted partner in the Swiss banking industry. Today, St Galler Kantonalbank AG stands as a reliable and well-respected institution in Switzerland.

Who are the main competitors of St Galler Kantonalbank in the market?

The main competitors of St Galler Kantonalbank AG in the market include UBS Group AG, Credit Suisse Group AG, and Zürcher Kantonalbank. These banks operate in the Swiss financial market and provide similar services, such as retail banking, wealth management, and investment banking. St Galler Kantonalbank AG competes with these institutions to attract customers and investors, offering distinctive features and tailored financial solutions. By delivering excellent customer service, a strong reputation, and a local presence, St Galler Kantonalbank AG aims to maintain its competitive position in the market.

In which industries is St Galler Kantonalbank primarily active?

St Galler Kantonalbank AG is primarily active in the banking and financial services industry.

What is the business model of St Galler Kantonalbank?

The business model of St Galler Kantonalbank AG revolves around providing comprehensive financial services as a cantonal bank in St. Gallen, Switzerland. As a regional bank, St Galler Kantonalbank AG primarily focuses on retail and corporate banking, offering a wide range of banking products and services tailored to meet the needs of individuals, businesses, and local communities. The bank aims to support the economic development of the region through lending, investment, wealth management, and various financial solutions. St Galler Kantonalbank AG has built a strong reputation for delivering reliable, customer-centric banking services and maintaining a close relationship with its clients.

What is the P/E ratio of St Galler Kantonalbank 2025?

The St Galler Kantonalbank P/E ratio is 12.41.

What is the P/S ratio of St Galler Kantonalbank 2025?

The St Galler Kantonalbank P/S ratio is 4.77.

What is the Quality Investing of St Galler Kantonalbank?

The Quality Investing for St Galler Kantonalbank is 3/10.

What is the revenue of St Galler Kantonalbank 2025?

The expected St Galler Kantonalbank revenue is 599.56 M CHF.

How high is the profit of St Galler Kantonalbank 2025?

The expected St Galler Kantonalbank profit is 230.47 M CHF.

What is the business model of St Galler Kantonalbank

The St. Gallen Cantonal Bank AG is one of the leading banks in Switzerland with a long tradition. It was founded in 1868 and has continuously evolved its business model to meet the needs of its customers and operate in a responsible manner. The bank offers a wide range of products and services for private customers, businesses, and institutions. In the private customer business, St. Gallen Cantonal Bank AG offers various types of accounts such as current accounts, savings accounts, and custody accounts. Additionally, they also provide various credit and financing services such as mortgages and personal loans. For institutional customers, the bank offers customized financing solutions and cash management services. In addition to traditional banking, St. Gallen Cantonal Bank AG also offers various investment products including stocks, bonds, investment funds, and structured products. These products are specifically tailored to meet the needs of different clients to achieve optimal returns. The bank also has an in-house asset management service, which provides individual advice and comprehensive investment strategies to its customers. Furthermore, St. Gallen Cantonal Bank AG is also involved in the insurance sector. They offer liability insurance, property insurance, and other types of insurance to diversify their clients' investment portfolios and minimize risks. The bank is also active in the field of digital financial services, offering its customers a range of online banking and mobile banking services. These services allow customers to manage and monitor their accounts anytime and from anywhere. Additionally, the bank also provides various digital payment services such as mobile payment or e-wallet solutions. As a cantonal bank, St. Gallen Cantonal Bank AG is closely connected to the local community. They actively support local projects and numerous non-profit organizations and clubs. The bank is also involved in financing infrastructure projects, thus promoting the economic development of the region. In conclusion, St. Gallen Cantonal Bank AG offers a wide range of products and services tailored to the individual needs of their customers. With their long tradition, commitment to responsible business, and close connection to the local community, they have become one of the leading banks in Switzerland.

What is the St Galler Kantonalbank dividend?

St Galler Kantonalbank pays a dividend of 17 CHF distributed over payouts per year.

How often does St Galler Kantonalbank pay dividends?

The dividend cannot currently be calculated for St Galler Kantonalbank or the company does not pay out a dividend.

What is the St Galler Kantonalbank ISIN?

The ISIN of St Galler Kantonalbank is CH0011484067.

What is the St Galler Kantonalbank WKN?

The WKN of St Galler Kantonalbank is 632296.

What is the St Galler Kantonalbank ticker?

The ticker of St Galler Kantonalbank is SGKN.SW.

How much dividend does St Galler Kantonalbank pay?

Over the past 12 months, St Galler Kantonalbank paid a dividend of 17 CHF . This corresponds to a dividend yield of about 3.56 %. For the coming 12 months, St Galler Kantonalbank is expected to pay a dividend of 17.51 CHF.

What is the dividend yield of St Galler Kantonalbank?

The current dividend yield of St Galler Kantonalbank is 3.56 %.

When does St Galler Kantonalbank pay dividends?

St Galler Kantonalbank pays a quarterly dividend. This is distributed in the months of June, June, June, June.

How secure is the dividend of St Galler Kantonalbank?

St Galler Kantonalbank paid dividends every year for the past 0 years.

What is the dividend of St Galler Kantonalbank?

For the upcoming 12 months, dividends amounting to 17.51 CHF are expected. This corresponds to a dividend yield of 3.66 %.

In which sector is St Galler Kantonalbank located?

St Galler Kantonalbank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von St Galler Kantonalbank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of St Galler Kantonalbank from 5/7/2025 amounting to 11.65 CHF, you needed to have the stock in your portfolio before the ex-date on 5/5/2025.

When did St Galler Kantonalbank pay the last dividend?

The last dividend was paid out on 5/7/2025.

What was the dividend of St Galler Kantonalbank in the year 2024?

In the year 2024, St Galler Kantonalbank distributed 17 CHF as dividends.

In which currency does St Galler Kantonalbank pay out the dividend?

The dividends of St Galler Kantonalbank are distributed in CHF.

All fundamentals about St Galler Kantonalbank

Our stock analysis for St Galler Kantonalbank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of St Galler Kantonalbank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.