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Overview
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goeasy stock

GSY.TO
CA3803551074
A140JD

Price

177.45
Today +/-
+1.10
Today %
+0.92 %
P

goeasy stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the goeasy stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the goeasy stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the goeasy stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze goeasy's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

goeasy Stock Price History

Dategoeasy Price
11/13/2024177.45 undefined
11/13/2024175.83 undefined
11/12/2024178.25 undefined
11/11/2024177.94 undefined
11/8/2024179.24 undefined
11/7/2024180.27 undefined
11/6/2024181.50 undefined
11/5/2024178.50 undefined
11/4/2024172.77 undefined
11/1/2024174.61 undefined
10/31/2024177.13 undefined
10/30/2024180.17 undefined
10/29/2024174.76 undefined
10/28/2024175.50 undefined
10/25/2024174.30 undefined
10/24/2024168.98 undefined
10/23/2024167.15 undefined
10/22/2024165.39 undefined
10/21/2024182.48 undefined
10/18/2024188.97 undefined
10/17/2024189.76 undefined
10/16/2024189.02 undefined

goeasy Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into goeasy, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by goeasy from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects goeasy’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of goeasy. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into goeasy’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing goeasy’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on goeasy’s growth potential.

goeasy Revenue, EBIT and net profit per share

Dategoeasy Revenuegoeasy EBITgoeasy Net Income
2026e1.95 B undefined840.32 M undefined379.4 M undefined
2025e1.77 B undefined746.67 M undefined338.39 M undefined
2024e1.55 B undefined625.27 M undefined283.46 M undefined
20231.25 B undefined476.52 M undefined247.9 M undefined
20221.02 B undefined352.96 M undefined140.16 M undefined
2021826.72 M undefined281 M undefined244.94 M undefined
2020652.9 M undefined216.4 M undefined136.5 M undefined
2019609.4 M undefined168.8 M undefined64.3 M undefined
2018506.2 M undefined119.7 M undefined53.1 M undefined
2017401.7 M undefined87.4 M undefined36.1 M undefined
2016347.5 M undefined62.8 M undefined31 M undefined
2015304.3 M undefined48.1 M undefined23.7 M undefined
2014259.2 M undefined33.7 M undefined19.7 M undefined
2013218.8 M undefined24.9 M undefined14.2 M undefined
2012199.7 M undefined17.1 M undefined11.1 M undefined
2011188.3 M undefined15.4 M undefined9.6 M undefined
2010174.2 M undefined14 M undefined6.1 M undefined
2009173.3 M undefined11.3 M undefined5.1 M undefined
2008162.5 M undefined15.9 M undefined9 M undefined
2007143.7 M undefined20.5 M undefined11.7 M undefined
2006119.6 M undefined15.5 M undefined9 M undefined
2005103.1 M undefined12.5 M undefined5.7 M undefined
200488.5 M undefined10.4 M undefined8.8 M undefined

goeasy Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.060.030.080.080.070.070.070.080.090.10.120.140.160.170.170.190.20.220.260.30.350.40.510.610.650.831.021.251.551.771.95
--44.64141.94--10.67-7.468.3312.8217.0515.5320.1713.296.790.588.055.859.5518.8117.3714.1415.5626.1820.367.0626.6923.3722.6724.0014.2610.22
1,135.712,051.61848.00848.00949.25949.25883.33815.38722.73617.48534.45444.76392.59367.63365.52338.30319.60291.74245.56209.21183.29158.60125.69104.4397.5577.0062.4150.8841.0335.9132.58
000000000000000000000000006360000
-10250-6-1238591195691114192331365364136244140247283338379
--120.00150.00---83.33-300.0050.00166.67-37.5080.0022.22-18.18-44.4420.0050.0022.2227.2735.7121.0534.7816.1347.2220.75112.5079.41-42.6276.4314.5719.4312.13
-------------------------------
-------------------------------
3.13.63.63.83.36.37.37.510.110.310.410.610.610.610.511.91212.313.913.613.914.815.716.115.816.7616.6517.12000
-------------------------------
Details

Keystats

Revenue and Growth

The goeasy Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the goeasy is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                   
00000000000.30.30.714.62.31.211.424.9109.4100.246.393.1102.4862.65144.58
1.91.611.91.61.71.52.24.54.13.43.24.85.94.5116.5137.914.415.518.59.820.7725.730.76
0.2000000001.971418.233.202000000002.320
00000000000000000000000000
0.70.71.40.60.80.70.80.90.91.72.51.61.31.311.722.41.93.53.87.1138.028.339.46
2.82.32.42.52.42.42.33.15.47.713.219.12541.410.1719.726.834.7127.3119.571.9115.9131.2799.01184.8
48.638.328.129.132.137.746.9577489.998.39180.679.681.884.281.479.471.470.372.9117.9127139.61150.05142.56
00000000000000000000034.35664.4457.361.46
00000000000000.010.070.110.180.270.350.50.761.021.141.892.613.43
14.413.211.90.10.50.40.30.20.11.92.83.23.14.16.29.5111414.315.214.617.725.2159.65138.8124.93
00010.810.810.810.810.810.810.817.317.317.317.320202021.321.321.321.321.321.3180.92180.92180.92
9.712.615.312.41210.59.16.96.75.96.65.68.32.94.246.75.96.92.19.4154.1000
0.070.060.060.050.060.060.070.070.090.110.120.120.110.120.180.220.30.390.470.610.881.231.372.433.143.94
0.080.070.060.050.060.060.070.080.10.120.140.140.140.160.190.230.320.420.50.7411.31.492.573.244.13
                                                   
25.525.525.531.333.844.444.646.246.748.549.348.960.160.260.979.980.481.782.685.9138.1142181.8363.51419.05428.33
0000000.20.71.722.733.13.234.26.59.99.915.316.120.319.722.5821.524.82
4.64.3-2.1-4-1.42.110.114.220.729.434.733.828.634.241.251.266.583.5102.6126.9143.7171.1247.3395.25426.37610.65
000000000000-0.3-0.1-0.10.30.710.90.13.6-0.9-5.38.572.78-9.72
00000000000000000000000000
0.030.030.020.030.030.050.050.060.070.080.090.090.090.10.110.140.150.180.20.230.30.330.440.790.871.05
11.684.135.47.26.88.810.612.66.210.619.319.531.724.332.823.631.942.745.141.446.157.1351.1472.41
1.71.75.33.22.83.64.243.54.55.22.90000000004.42.68.1410.1612.88
11.20.80.80.70.60.92.45.72.81.64.86.35.69.28.88.269.716.716.716.731.249.9143.6367.62
4.82.121.717.217.23.82.21.16.313.826.123.815.633.121.323.51.80000112.6198.30148.65190.92
0000000000002.60000000000000
19.11331.924.226.115.214.116.326.133.739.142.143.858.262.256.642.829.641.659.461.8175.1278.2115.17253.57343.82
0.020.02000000000.010.01000.020.040.120.210.260.450.690.790.741.622.152.7
0000000000000000000000038.6524.6924.26
53.52.9400.10.30.51.82.62.52.33.73.44.52.82.92.52.112.81.216.436.934.13042.46
0.030.02000000000.010.01000.020.040.120.210.270.460.690.810.781.692.182.77
0.050.040.030.030.030.020.010.020.030.040.050.050.050.060.090.10.170.240.310.520.750.991.061.812.433.11
0.080.070.060.060.060.060.070.080.10.120.140.140.140.160.190.230.320.420.50.751.061.321.52.63.34.16
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of goeasy provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand goeasy's financial health and stability.

Assets

goeasy's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that goeasy must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of goeasy after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into goeasy's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1996null199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
-10-10250-6-1248591195691114192331365364136244140247
2121102728252324252732374353585351535356565452526464788186
00-1-10-221112001105-10-2003-3-213-1-10-1
-13-13-11-23-13-25-23-25-34-37-45-54-66-50-7-32-11-64-102-14114-253-441-468-265-485-1,055-1,148
880000000001110457142242547112818612584338342
110222211000011112571318124560506497147
10000000000310642125912106263125569762
66103263-1463322-11556395818-6-18153-89-211-15574-78-505-473
-17-17-11-240-1-1-1-3-1-2-6-8-7-5-53-54-67-60-61-55-48-12-16-16-28-27-27-17
-37-37-11-24000-2-2-1-2-5-7-17-5-51-50-57-57-50-54-177-7-15-45-28-210-42-11
-19-1900000000000-1002492110-12841-280-183-145
00000000000000000000000000000
10100-7-4-10-4-13-1-15722-6-111462160895119220217965-1445813
000000621101010010001900-7030-16-4010705
18180-8-5-22-2-3-1-13519-10-4102365683371812181471298508566
6600-1-1-30-10000000000000-1-310372501608
0000000000-1-2-2-3-3-3-3-4-4-4-5-6-8-11-16-23-37-51-60
-12-120000000000000003-2-1101384-9-53469-3981
-11.10-0.785.52.1-2.82.62.81.80.6-3.9-6.2-9102.9-14.6-8.9-41.9-68.3-74.2104.4-101.5-228.3-172.845.7-106.32-533.77-490.58
00000000000000000000000000000

goeasy stock margins

The goeasy margin analysis displays the gross margin, EBIT margin, as well as the profit margin of goeasy. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for goeasy.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the goeasy's sales revenue. A higher gross margin percentage indicates that the goeasy retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the goeasy's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the goeasy's total revenue generated. When comparing the revenue margin year over year, investors can gauge the goeasy's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the goeasy. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the goeasy's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

goeasy Margin History

goeasy Gross margingoeasy Profit margingoeasy EBIT margingoeasy Profit margin
2026e62.48 %43.05 %19.44 %
2025e62.48 %42.16 %19.11 %
2024e62.48 %40.34 %18.29 %
202362.48 %38.12 %19.83 %
202262.48 %34.63 %13.75 %
202162.48 %33.99 %29.63 %
202062.48 %33.14 %20.91 %
201962.48 %27.7 %10.55 %
201862.48 %23.65 %10.49 %
201762.48 %21.76 %8.99 %
201662.48 %18.07 %8.92 %
201562.48 %15.81 %7.79 %
201462.48 %13 %7.6 %
201362.48 %11.38 %6.49 %
201262.48 %8.56 %5.56 %
201162.48 %8.18 %5.1 %
201062.48 %8.04 %3.5 %
200962.48 %6.52 %2.94 %
200862.48 %9.78 %5.54 %
200762.48 %14.27 %8.14 %
200662.48 %12.96 %7.53 %
200562.48 %12.12 %5.53 %
200462.48 %11.75 %9.94 %

goeasy Stock Sales Revenue, EBIT, Earnings per Share

The goeasy earnings per share therefore indicates how much revenue goeasy has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue goeasy earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates goeasy's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of goeasy’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating goeasy's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

goeasy Revenue, EBIT and net profit per share

Dategoeasy Sales per Sharegoeasy EBIT per sharegoeasy Earnings per Share
2026e116.18 undefined0 undefined22.58 undefined
2025e105.41 undefined0 undefined20.14 undefined
2024e92.25 undefined0 undefined16.87 undefined
202373.03 undefined27.84 undefined14.48 undefined
202261.22 undefined21.2 undefined8.42 undefined
202149.34 undefined16.77 undefined14.62 undefined
202041.32 undefined13.7 undefined8.64 undefined
201937.85 undefined10.48 undefined3.99 undefined
201832.24 undefined7.62 undefined3.38 undefined
201727.14 undefined5.91 undefined2.44 undefined
201625 undefined4.52 undefined2.23 undefined
201522.37 undefined3.54 undefined1.74 undefined
201418.65 undefined2.42 undefined1.42 undefined
201317.79 undefined2.02 undefined1.15 undefined
201216.64 undefined1.43 undefined0.93 undefined
201115.82 undefined1.29 undefined0.81 undefined
201016.59 undefined1.33 undefined0.58 undefined
200916.35 undefined1.07 undefined0.48 undefined
200815.33 undefined1.5 undefined0.85 undefined
200713.56 undefined1.93 undefined1.1 undefined
200611.5 undefined1.49 undefined0.87 undefined
200510.01 undefined1.21 undefined0.55 undefined
20048.76 undefined1.03 undefined0.87 undefined

goeasy business model

GoEasy Ltd is a Canadian company that has been in existence since 1990 and is headquartered in Mississauga, Ontario. The company is divided into several business divisions and offers a variety of financial services and products. In 2001, the company opened its first branch and began offering a wider range of financial services. Today, GoEasy Ltd is known as a trusted and innovative company, providing its customers with easy and convenient financial solutions. The services offered by GoEasy Ltd include unsecured loans, installment loans, long-term loans, and other loan options. These services are ideal for individuals with low income or poor credit, as GoEasy Ltd is known to accept loan applications from people who have been rejected by traditional banks. GoEasy Ltd also has a large network of branches in Canada. The branches offer personal financial products, including mortgages, loans, bank accounts, insurance, and more. Another business division of GoEasy Ltd is Easyhome, which is known in Canada as a leading retailer of furniture, appliances, electronics, and other household goods. Easyhome operates over 160 retail stores across Canada and offers products for purchase or rent. This makes it an affordable option for people with low income who cannot or do not want to buy furnishings. In addition to Easyhome, GoEasy Ltd also operates the e-commerce shop Easyfinancial. Here, customers throughout Canada can apply for loans online and pay outstanding bills. The online shop is easy to use and provides a fast, simple, and reliable way to obtain financial products. Another important business area of GoEasy Ltd is collaborating with merchants and auto dealers to provide loans aimed at vehicle financing. GoAuto Finance makes it easier for buyers to purchase a vehicle by offering various financing options. GoEasy Ltd operates in many business areas - from financial products and online shops to major retailers and auto dealers. The company has become a key player in the Canadian financial market over the past few decades, offering its customers a wide range of products and services. Overall, GoEasy Ltd's business model is focused on providing simple and affordable financial products that are accessible to a large target audience. The company has become a key player in the Canadian financial market over the past few decades and is expected to continue growing in the future. goeasy is one of the most popular companies on Eulerpool.com.

goeasy SWOT Analysis

Strengths

Goeasy Ltd has a strong market presence and brand recognition, which contributes to its competitive advantage. The company's diversified business segments, including non-prime consumer lending, leasing, and furniture retailing, provide a solid foundation for revenue growth and profitability. Goeasy's customer-centric approach and focus on enhancing customer experience have resulted in a loyal customer base. Additionally, the company's robust risk management practices help mitigate potential credit risk.

Weaknesses

One of the weaknesses of Goeasy Ltd is its dependency on external funding sources to support its lending activities. This reliance on external sources, including banks, securitization, and credit facilities, exposes the company to changing market conditions and potential liquidity risks. Furthermore, the company faces regulatory compliance challenges in the highly regulated financial services industry, which can create additional operational and legal risks.

Opportunities

Goeasy Ltd has an opportunity to capitalize on the growing demand for non-prime consumer lending, particularly among individuals with limited access to traditional credit facilities. By expanding its product offerings and leveraging technology, the company can further penetrate this underserved market and gain a larger market share. Furthermore, strategic partnerships with retailers and manufacturers can provide avenues for expansion into new geographical regions and customer segments.

Threats

The volatile economic environment, including fluctuations in interest rates and unemployment levels, poses a significant threat to Goeasy Ltd. These macroeconomic factors can impact consumer spending and loan repayment ability, potentially leading to higher delinquency rates and credit losses. Moreover, intense competition within the sector from both traditional financial institutions and fintech disruptors increases the risk of market share erosion and margin pressure for the company.

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goeasy Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

goeasy historical P/E ratio, EBIT multiple, and P/S ratio

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goeasy shares outstanding

The number of shares was goeasy in 2023 — This indicates how many shares 17.117 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue goeasy earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates goeasy's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of goeasy’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating goeasy's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

goeasy stock splits

In goeasy's history, there have been no stock splits.

goeasy dividend history and estimates

In 2023, goeasy paid a dividend amounting to 3.84 CAD. Dividend means that goeasy distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for goeasy provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify goeasy’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating goeasy's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

goeasy Dividend History

Dategoeasy Dividend
2026e4.27 undefined
2025e4.25 undefined
2024e4.28 undefined
20233.84 undefined
20223.64 undefined
20212.64 undefined
20201.8 undefined
20191.24 undefined
20180.9 undefined
20170.72 undefined
20160.5 undefined
20150.4 undefined
20140.34 undefined
20130.34 undefined
20120.34 undefined
20110.34 undefined
20100.34 undefined
20090.34 undefined
20080.34 undefined
20070.28 undefined
20060.24 undefined
20050.18 undefined
20040.08 undefined

goeasy dividend payout ratio

In 2023, goeasy had a payout ratio of 27.39%. The payout ratio indicates the percentage of the company's profits that goeasy distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for goeasy represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for goeasy could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate goeasy's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

goeasy Payout Ratio History

Dategoeasy Payout ratio
2026e30.11 %
2025e33.4 %
2024e29.56 %
202327.39 %
202243.24 %
202118.06 %
202020.86 %
201931.08 %
201826.63 %
201729.63 %
201622.42 %
201522.86 %
201423.94 %
201329.57 %
201236.96 %
201141.98 %
201058.62 %
200970.83 %
200840 %
200725.23 %
200627.91 %
200532.73 %
20049.2 %
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Unfortunately, there are currently no price targets and forecasts available for goeasy.

goeasy latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20244.07 4.1  (0.8 %)2024 Q2
3/31/20243.84 3.83  (-0.32 %)2024 Q1
12/31/20233.95 4.01  (1.41 %)2023 Q4
9/30/20233.51 3.81  (8.52 %)2023 Q3
6/30/20233.23 3.28  (1.49 %)2023 Q2
3/31/20233.06 3.1  (1.17 %)2023 Q1
12/31/20222.93 3.05  (4.22 %)2022 Q4
9/30/20222.82 2.95  (4.74 %)2022 Q3
6/30/20222.77 2.83  (2.07 %)2022 Q2
3/31/20222.85 2.72  (-4.45 %)2022 Q1
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Eulerpool ESG Scorecard© for the goeasy stock

Eulerpool World ESG Rating (EESG©)

34/ 100

🌱 Environment

8

👫 Social

67

🏛️ Governance

27

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees54
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

goeasy shareholders

%
Name
Stocks
Change
Date
17.49259 % Johnson (Donald K)2,939,000-11,0003/19/2024
2.14022 % Ingram (David)359,587-223/19/2024
1.98133 % Mackenzie Investments332,891-489/30/2024
1.92566 % Mawer Investment Management Ltd.323,537-7,7046/30/2024
1.59843 % Appel (David)268,55903/19/2024
1.55752 % BlackRock Institutional Trust Company, N.A.261,685-5579/30/2024
1.11219 % Polaris Capital Management, LLC186,8631,2079/30/2024
1.10110 % Morgan Meighen & Associates Ltd.185,00008/31/2024
1.07483 % Pembroke Management Ltd.180,58615,5366/30/2023
1.00708 % 1832 Asset Management L.P.169,20418,2006/30/2024
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5
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10

goeasy Executives and Management Board

Mr. Jason Mullins(40)
goeasy President, Chief Executive Officer, Director (since 2011)
Compensation 3.56 M
Mr. David Ingram(57)
goeasy Executive Chairman of the Board (since 2000)
Compensation 1.39 M
Mr. Hal Khouri
goeasy Chief Financial Officer, Executive Vice President
Compensation 1.37 M
Ms. Andrea Fiederer
goeasy Executive Vice President, Chief Marketing Officer
Compensation 1.25 M
Mr. Jason Appel
goeasy Executive Vice President, Chief Risk Officer
Compensation 1.25 M
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4
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5

goeasy Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,870,890,81-0,33-0,590,79
1

Most common questions regarding goeasy

What values and corporate philosophy does goeasy represent?

goeasy Ltd represents values of integrity, empathy, and excellence, which form the core of its corporate philosophy. The company is committed to providing financial services that are accessible and inclusive, ensuring individuals have the opportunity to improve their financial well-being. With a focus on responsible lending and ethical practices, goeasy empowers customers to build their credit and financial stability. By offering personalized solutions and exceptional customer service, goeasy aims to cultivate long-term relationships and deliver value to its stakeholders. As a trusted and innovative financial services provider, goeasy Ltd continually strives to make a positive impact in the lives of its customers and communities.

In which countries and regions is goeasy primarily present?

goeasy Ltd is primarily present in Canada.

What significant milestones has the company goeasy achieved?

Some significant milestones achieved by goeasy Ltd include: 1) Becoming a publicly traded company on the Toronto Stock Exchange in 1996; 2) Expanding its retail lending offerings to include lines of credit, loans, and mortgages; 3) Acquiring LendCare in 2017, which further strengthened its consumer lending portfolio; 4) Reporting consistent growth in revenue and profitability over the years; 5) Being recognized as one of Canada's Best Managed Companies for several consecutive years; 6) Expanding its reach and customer base through strategic partnerships and acquisitions. goeasy Ltd has successfully positioned itself as a leading provider of non-prime consumer lending and financial services in Canada.

What is the history and background of the company goeasy?

goeasy Ltd, formerly known as easyhome Ltd, is a Canadian financial services company specializing in providing consumer loans and other financial products. Established in 1990, goeasy has evolved into a leading non-prime consumer lending platform in Canada. The company operates two main business segments: easyfinancial and easyhome. easyfinancial offers unsecured installment loans to individuals who have limited access to traditional forms of credit, while easyhome provides household furniture, appliances, and electronics on a lease-to-own basis. With its commitment to responsible lending, goeasy has grown steadily and expanded its product offerings to serve the evolving needs of its customers.

Who are the main competitors of goeasy in the market?

The main competitors of goeasy Ltd in the market include companies like Cash Money, Fairstone Financial Holdings Inc., and Easyfinancial Services Inc. These companies compete with goeasy Ltd in the consumer lending industry, offering similar financial services and products. However, goeasy Ltd, with its wide range of innovative solutions and customer-oriented approach, maintains a competitive edge in the market.

In which industries is goeasy primarily active?

goeasy Ltd primarily operates in the financial services industry.

What is the business model of goeasy?

The business model of goeasy Ltd revolves around providing financial services to non-prime customers. goeasy offers a wide range of products, including unsecured installment loans, secured term loans, and insurance products. The company aims to assist customers in improving their credit score by offering responsible and affordable lending options. By leveraging advanced technologies and data analytics, goeasy ensures efficient service delivery, risk management, and customer satisfaction. With a focus on fostering financial inclusion, goeasy continues to expand its customer base and strengthen its position as a leading provider of alternative financial solutions.

What is the P/E ratio of goeasy 2024?

The goeasy P/E ratio is 10.72.

What is the P/S ratio of goeasy 2024?

The goeasy P/S ratio is 1.96.

What is the Quality Investing of goeasy?

The Quality Investing for goeasy is 8/10.

What is the revenue of goeasy 2024?

The expected goeasy revenue is 1.55 B CAD.

How high is the profit of goeasy 2024?

The expected goeasy profit is 283.46 M CAD.

What is the business model of goeasy

The goeasy Ltd is a Canadian company with over 20 years of experience in the areas of rent-to-own, leasing, and consumer loans. The company offers a range of financial products for individuals and families, including instant loans, leasing of household appliances and furniture, as well as selling goods on installment basis. The rent-to-own division of goeasy allows customers to buy household appliances, furniture, and electronics and pay for them in small affordable installments. goeasy works directly with dealers and offers customers a flexible financing option. The leasing program of goeasy is ideal for customers who want to afford the latest household appliances, electronics, or furniture but do not want to bear high purchase costs. Customers can pay for the selected product in small monthly installments and at the end of the term, either return the product or buy it at a discounted price. goeasy also offers consumer loans, which give customers the opportunity to borrow cash quickly and easily. These loans can be applied for online or at one of goeasy's over 400 branches and offer customers fast decisions and flexible repayment options. In addition to these services, goeasy also offers insurance protection for customers. Customers can choose from various insurance policies, including credit insurance, repair and maintenance insurance, as well as life insurance. goeasy is constantly striving to provide its customers with a seamless and user-friendly experience. The company recently launched an online platform called "Easyfinancial" to provide customers with an even easier way to apply for instant loans and access their accounts. The company has a strong presence in Canada and has also expanded into the United States in recent years. With a wide range of products and a strong focus on customer satisfaction, goeasy has established itself as a leading provider of consumer financial products. The business model of goeasy is based on a simple idea: to enable people to access financial products that they need to make their lives easier and more convenient. By offering flexible, affordable options for buying household appliances, furniture, and electronics, customers can fulfill their dreams without having to bear high purchase costs. The company has successfully proven that it is possible to offer profitable retail financial products by focusing on customer satisfaction and developing innovative solutions for its customers. goeasy has built a strong brand and has become a trusted source for financial products for customers throughout Canada and the United States.

What is the goeasy dividend?

goeasy pays a dividend of 3.64 CAD distributed over 4 payouts per year.

How often does goeasy pay dividends?

goeasy pays out a dividend 4 times a year.

What is the goeasy ISIN?

The ISIN of goeasy is CA3803551074.

What is the goeasy WKN?

The WKN of goeasy is A140JD.

What is the goeasy ticker?

The ticker of goeasy is GSY.TO.

How much dividend does goeasy pay?

Over the past 12 months, goeasy paid a dividend of 3.84 CAD . This corresponds to a dividend yield of about 2.16 %. For the coming 12 months, goeasy is expected to pay a dividend of 4.25 CAD.

What is the dividend yield of goeasy?

The current dividend yield of goeasy is 2.16 %.

When does goeasy pay dividends?

goeasy pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of goeasy?

goeasy paid dividends every year for the past 23 years.

What is the dividend of goeasy?

For the upcoming 12 months, dividends amounting to 4.25 CAD are expected. This corresponds to a dividend yield of 2.42 %.

In which sector is goeasy located?

goeasy is assigned to the 'Finance' sector.

Wann musste ich die Aktien von goeasy kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of goeasy from 10/11/2024 amounting to 1.17 CAD, you needed to have the stock in your portfolio before the ex-date on 9/27/2024.

When did goeasy pay the last dividend?

The last dividend was paid out on 10/11/2024.

What was the dividend of goeasy in the year 2023?

In the year 2023, goeasy distributed 3.64 CAD as dividends.

In which currency does goeasy pay out the dividend?

The dividends of goeasy are distributed in CAD.

All fundamentals about goeasy

Our stock analysis for goeasy Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of goeasy Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.