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Overview
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Berner Kantonalbank stock

BEKN.SW
CH0009691608
922036

Price

232.00 CHF
Today +/-
-1.06 CHF
Today %
-0.43 %
P

Berner Kantonalbank stock price

CHF
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Berner Kantonalbank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Berner Kantonalbank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Berner Kantonalbank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Berner Kantonalbank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Berner Kantonalbank Stock Price History

DateBerner Kantonalbank Price
11/6/2024232.00 CHF
11/5/2024233.00 CHF
11/4/2024234.00 CHF
11/1/2024233.00 CHF
10/31/2024233.00 CHF
10/30/2024233.00 CHF
10/29/2024234.00 CHF
10/28/2024234.00 CHF
10/25/2024233.00 CHF
10/24/2024232.00 CHF
10/23/2024233.00 CHF
10/22/2024234.00 CHF
10/21/2024234.00 CHF
10/18/2024235.00 CHF
10/17/2024233.00 CHF
10/16/2024233.00 CHF
10/15/2024234.00 CHF
10/14/2024235.00 CHF
10/11/2024233.00 CHF
10/10/2024234.00 CHF
10/9/2024232.00 CHF

Berner Kantonalbank Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Berner Kantonalbank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Berner Kantonalbank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Berner Kantonalbank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Berner Kantonalbank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Berner Kantonalbank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Berner Kantonalbank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Berner Kantonalbank’s growth potential.

Berner Kantonalbank Revenue, EBIT and net profit per share

DateBerner Kantonalbank RevenueBerner Kantonalbank Net Income
2025e494.62 M CHF174.68 M CHF
2024e479.03 M CHF164.25 M CHF
2023e473.21 M CHF157.53 M CHF
2022531.83 M CHF159.62 M CHF
2021497.39 M CHF154.94 M CHF
2020494.5 M CHF148.4 M CHF
2019515.6 M CHF142.9 M CHF
2018560.3 M CHF140.8 M CHF
2017609 M CHF137.4 M CHF
2016565.7 M CHF129.4 M CHF
2015606.2 M CHF131.3 M CHF
2014661.5 M CHF130.4 M CHF
2013709.2 M CHF130.1 M CHF
2012711.1 M CHF128.1 M CHF
2011755.4 M CHF130.1 M CHF
2010811.8 M CHF124.4 M CHF
20091.02 B CHF118.9 M CHF
20081.08 B CHF113.1 M CHF
2007989.7 M CHF236.3 M CHF
2006796.6 M CHF92.2 M CHF
2005725.9 M CHF85 M CHF
2004735.6 M CHF74.7 M CHF
2003775.8 M CHF71.1 M CHF

Berner Kantonalbank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B CHF)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M CHF)EBIT (M CHF)EBIT MARGIN (%)NET INCOME (M CHF)NET INCOME GROWTH (%)DIV. (CHF)DIV. GROWTH (%)SHARES (M)DOCUMENTS
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023e2024e2025e
1.091.050.991.010.840.850.870.860.780.740.730.80.991.081.020.810.760.710.710.660.610.570.610.560.520.490.50.530.470.480.49
--3.41-5.532.02-16.630.482.25-0.46-9.99-5.16-1.369.7924.258.90-5.48-20.33-6.91-5.83-0.28-6.77-8.32-6.777.79-8.05-8.04-4.080.616.84-10.921.273.13
-------------------------------
0000000000000000000000000000000
0000000000000000000000000000000
-------------------------------
263140454955626871748592236113118124130128130130131129137140142148154159157164174
-19.2329.0312.508.8912.2412.739.684.414.2314.868.24156.52-52.124.425.084.84-1.541.56-0.77-1.536.202.191.434.234.053.25-1.264.466.10
-------------------------------
-------------------------------
1313138.79.59.59.59.59.59.59.59.39999.19.19.29.29.39.39.39.39.39.39.39.329.32000
-------------------------------
Details

Keystats

Revenue and Growth

The Berner Kantonalbank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Berner Kantonalbank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M CHF)RECEIVABLES (M CHF)OTHER REC. (M CHF)INVENTORIES (M CHF)OTHER CURRENT LIAB. (M CHF)CURRENT ASSETS (M CHF)TANGIBLE ASSETS (M CHF)LONG-T. INVEST. (M CHF)LONG-T. REC. (M CHF)INTANGIBLE ASSETS (M CHF)GOODWILL (M CHF)OTHER NON-CURRENT ASSETS (M CHF)NON-CURRENT ASSETS (M CHF)TOTAL ASSETS (M CHF)LIABILITIESCOMMON STOCK (M CHF)ADDITIONAL PAID-IN CAPITAL (M CHF)RETAINED EARNINGS (B CHF)OTHER EQUITY (M CHF)UNREAL. GAINS/LOSSES (M CHF)EQUITY (B CHF)LIABILITIES (B CHF)PROVISIONS (M CHF)OTHER SHORT-TERM LIAB. (M CHF)SHORT-TERM DEBTS (B CHF)LONG-TERM DEBT PORTION (M CHF)SHORT-TERM REC. (B CHF)LONG-T. LIAB. (B CHF)DEFERRED TAXES (M CHF)OTHER LIAB. (B CHF)LONG-T. LIABILITIES (B CHF)DEBT (B CHF)TOTAL CAPITAL (B CHF)
1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
                                                       
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
378368327247226202200205205202201202203335298204204202212212207195221219226217213.35210.01
675542422124222522222220143434323034423831434343434369.3569.35
0000000000000000000000000000
000000000000000000070000002.624.63
0000000000000147001411040000000
0000000000000000000000000028.4911.25
445423369289247226222230227224223222217383339236234250265257242238264262269260313.81295.24
445423369289247226222230227224223222217383339236234250265257242238264262269260313.81295.24
                                                       
608608608408445445445401401401326326280186186186186186186186186186186186186186186.4186.4
0000000000000000000000000000
0.340.370.40.420.450.480.520.570.650.70.740.81.011.071.151.21.281.371.41.471.551.621.71.781.851.9222.07
3878133233231240270248303404452536560560621607571586630654601602615622612554541.97523.15
0000000000000000000000000000
0.981.051.141.061.121.171.241.221.351.51.521.671.851.821.961.992.042.142.212.312.342.412.52.592.652.662.722.78
0000000000000000000000000026.2527.3
24720523819114214813418117415215816218916117412466638167132799587112129133.73120.86
000000000000000000003333222.463.66
000000000000000000000.70.30.350.831.131.61.561.23
00000000000000000000000245424655424.75583.44
0.250.210.240.190.140.150.130.180.170.150.160.160.190.160.170.120.070.060.080.070.840.380.451.161.672.3928.3829.24
4.634.123.63.333.443.683.823.763.543.383.132.952.772.862.411.941.661.531.471.441.992.823.674.234.866.146.87.16
0000000000000000000000000000
0.970.970.9710.931.111.121.11.030.961.081.061.11.131.131.091.231.10.940.670.730.720.630.570.480.40.340.32
5.65.14.574.334.374.784.954.854.574.344.214.013.873.993.543.032.92.632.412.122.723.544.34.85.336.557.147.47
5.855.34.814.534.524.935.085.034.744.494.374.174.064.153.713.152.962.692.492.183.553.934.755.9678.9335.5136.71
6.836.355.945.585.646.16.326.256.165.895.845.95.975.675.145.014.834.74.55.896.347.258.559.6511.638.2439.49
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Berner Kantonalbank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Berner Kantonalbank's financial health and stability.

Assets

Berner Kantonalbank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Berner Kantonalbank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Berner Kantonalbank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Berner Kantonalbank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M CHF)DEPRECIATION (M CHF)DEFERRED TAXES (M CHF)CHANGES IN WORKING CAPITAL (B CHF)NON-CASH ITEM (M CHF)PAID INTEREST (M CHF)PAID TAXES (M CHF)NET CASH FLOW FROM OPERATING ACTIVITIES (B CHF)CAPITAL EXPENDITURES (M CHF)CASH FLOW FROM INVESTING ACTIVITIES (M CHF)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M CHF)INTEREST INCOME AND EXPENSES (M CHF)NET DEBT CHANGE (B CHF)NET CHANGE IN EQUITY (M CHF)CASH FLOW FROM FINANCING ACTIVITIES (B CHF)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M CHF)TOTAL DIVIDENDS PAID (M CHF)NET CHANGE IN CASH FLOW (B CHF)FREE CASH FLOW (M CHF)SHARE-BASED COMPENSATION (M CHF)
1995199619971998199920002001200220032007200820092010201120122013201420152016201720182019202020212022
2631404549556268711031141190000130131131137140142148154159
2130449043361618121761700000373737513640724664
0000000000000000000000000
0.440.3-0.1-0.27-0.320.15-0.060.590.280.09-1.050.730.01-0.12-0.180.05-0.87-1.2-0.34-1.01-1.130.41.460.13-0.76
588076598010211081152721631070000-62000-4-552537
0000000000000000000000000
0000000000000000000000000
0.550.450.06-0.07-0.150.340.130.760.520.29-0.711.030.01-0.12-0.180.05-0.77-1.03-0.17-0.82-0.960.581.680.36-0.5
-17-16-11-10-16-14-10-15-140-61-34-15-16-21-2-4-25-22-22-26-41-42-27-50
-54-70-14-8-22-25-40-28-165-109-4315027628942-14638515813730100-25717-65
-37910-48-8-14-24-14-165-47-816529331044-14241018115957142-21544-15
0000000000000000000000000
-0.27-0.23-0.140.290.410.20.07-0.040.010-0.01-0.070.05-0.01-0.070-0.010.380.960.870.810.81.530.440.49
0000000000-381-213-172-964023004-3-3-104
-0.27-0.23-0.150.280.390.180.05-0.07-0.010-0.43-0.32-0.16-0.15-0.11-0.1-0.040.320.910.810.750.721.450.350.41
00-12-16-1700000022131-3-10001100
00000-20-23-24-250-38-41-44-47-49-98-51-54-55-57-61-74-78-82-85
0.220.21-0.090.190.230.50.160.660.480.12-1.250.670000-0.95-0.320.890.13-0.181.412.870.73-0.16
532.3429.849.2-81.1-167.8327.6122.4747.1504.3287.4-775.5997-5.2-140.5-196.252-772-1,053.1-195.2-843-983.5541.31,640.6331.56-553.45
0000000000000000000000000

Berner Kantonalbank stock margins

The Berner Kantonalbank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Berner Kantonalbank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Berner Kantonalbank.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Berner Kantonalbank's sales revenue. A higher gross margin percentage indicates that the Berner Kantonalbank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Berner Kantonalbank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Berner Kantonalbank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Berner Kantonalbank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Berner Kantonalbank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Berner Kantonalbank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Berner Kantonalbank Margin History

DateBerner Kantonalbank Profit margin
2025e35.32 %
2024e34.29 %
2023e33.29 %
202230.01 %
202131.15 %
202030.01 %
201927.72 %
201825.13 %
201722.56 %
201622.87 %
201521.66 %
201419.71 %
201318.34 %
201218.01 %
201117.22 %
201015.32 %
200911.67 %
200810.49 %
200723.88 %
200611.57 %
200511.71 %
200410.15 %
20039.16 %

Berner Kantonalbank Stock Sales Revenue, EBIT, Earnings per Share

The Berner Kantonalbank earnings per share therefore indicates how much revenue Berner Kantonalbank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Berner Kantonalbank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Berner Kantonalbank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Berner Kantonalbank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Berner Kantonalbank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Berner Kantonalbank Revenue, EBIT and net profit per share

DateBerner Kantonalbank Sales per ShareBerner Kantonalbank Earnings per Share
2025e53.56 CHF18.92 CHF
2024e51.87 CHF17.79 CHF
2023e51.24 CHF17.06 CHF
202257.06 CHF17.13 CHF
202153.37 CHF16.62 CHF
202053.17 CHF15.96 CHF
201955.44 CHF15.37 CHF
201860.25 CHF15.14 CHF
201765.48 CHF14.77 CHF
201660.83 CHF13.91 CHF
201565.18 CHF14.12 CHF
201471.13 CHF14.02 CHF
201377.09 CHF14.14 CHF
201277.29 CHF13.92 CHF
201183.01 CHF14.3 CHF
201089.21 CHF13.67 CHF
2009113.19 CHF13.21 CHF
2008119.74 CHF12.57 CHF
2007109.97 CHF26.26 CHF
200685.66 CHF9.91 CHF
200576.41 CHF8.95 CHF
200477.43 CHF7.86 CHF
200381.66 CHF7.48 CHF

Berner Kantonalbank business model

The Bern Cantonal Bank AG, or BEKB for short, is a Swiss bank based in Bern and is one of the oldest banks in Switzerland. The bank's history dates back to 1834 when it was founded as the Bernese Savings and Loan Bank. Over time, the bank was restructured and renamed Bern Cantonal Bank in 1979. As a cantonal bank, the BEKB is a public-law institution owned by the Canton of Bern. Its task is to promote the economy of the canton and represent the interests of the people of Bern in financial matters. The BEKB operates on the principle of sustainability and places great value on responsible and ethical management. The BEKB has a broadly diversified business model. The bank offers numerous financial services for individuals, companies, and institutions. The main business areas include retail banking, business banking, and institutional banking. In retail banking, the BEKB offers a wide range of products and services for private customers. These include accounts, payment transactions, loans, mortgages, savings and investment products, as well as advice and asset management. The BEKB has an extensive branch network and also focuses on digital channels such as online and mobile banking to provide comprehensive service to its customers. In business banking, the BEKB serves small and medium-sized enterprises as well as large companies and corporations. The bank offers suitable financing solutions, investment products, and advisory services to support customers in implementing their business plans. The institutional banking business includes the management of pension funds, foundations, non-profit organizations, and public institutions. The BEKB offers investment and asset management services as well as special financing solutions in this area. The BEKB is also one of the leading banks in the canton of Bern when it comes to sustainable investments. The bank is committed to aligning its investment universe with ESG criteria (environmental, social, governance) and thus offers its customers the opportunity to invest in sustainable assets. Another important pillar of the BEKB is online brokerage. The bank operates one of the largest and most successful online trading platforms in Switzerland called BEKB e-trading. Through this platform, customers can invest in stocks, funds, derivatives, and other asset classes. In summary, the BEKB is a broadly diversified bank that is dedicated to serving its customers while keeping sustainable development in mind. The bank is an important player in the Swiss financial industry and makes a significant contribution to promoting the economy in the canton of Bern. Berner Kantonalbank is one of the most popular companies on Eulerpool.com.

Berner Kantonalbank SWOT Analysis

Strengths

Berner Kantonalbank AG possesses several significant strengths that contribute to its success:

  • Strong market position and brand recognition in the region
  • Extensive knowledge and expertise in the local banking industry
  • Solid financial performance and stable profitability
  • Robust capital base and strong balance sheet
  • Wide range of products and services tailored to customer needs

Weaknesses

Despite its strengths, Berner Kantonalbank AG also faces certain weaknesses that could hinder its growth:

  • Relatively limited geographic presence compared to national competitors
  • Dependence on the local economy, which may be prone to economic fluctuations
  • Higher operational costs due to the need for localized services
  • Limited overall market share in the highly competitive banking industry

Opportunities

Berner Kantonalbank AG has various opportunities to capitalize on, which can further enhance its position:

  • Expanding market reach by targeting new customer segments
  • Introducing innovative digital banking solutions to attract tech-savvy customers
  • Collaborating with fintech firms to improve operational efficiency and customer experience
  • Exploring potential merger or acquisition opportunities to broaden its market presence

Threats

However, Berner Kantonalbank AG also faces certain threats that could pose challenges to its growth and sustainability:

  • Intensified competition from other national and international banks
  • Continued regulatory changes and compliance requirements affecting banking operations
  • Potential economic downturn or financial crisis impacting customer behavior and demand
  • Rapidly evolving technology landscape requiring significant investments and adaptability

Berner Kantonalbank Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Berner Kantonalbank historical P/E ratio, EBIT multiple, and P/S ratio

Berner Kantonalbank shares outstanding

The number of shares was Berner Kantonalbank in 2023 — This indicates how many shares 9.32 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Berner Kantonalbank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Berner Kantonalbank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Berner Kantonalbank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Berner Kantonalbank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Berner Kantonalbank dividend history and estimates

In 2023, Berner Kantonalbank paid a dividend amounting to 9.6 CHF. Dividend means that Berner Kantonalbank distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for Berner Kantonalbank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Berner Kantonalbank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Berner Kantonalbank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Berner Kantonalbank Dividend History

DateBerner Kantonalbank Dividend
2025e9.45 CHF
2024e9.45 CHF
2023e9.45 CHF
20229.2 CHF
20218.8 CHF
20208.4 CHF
20198 CHF
20186.6 CHF
20176.2 CHF
20166 CHF
20155.8 CHF
20145.5 CHF
20132.87 CHF
20125.3 CHF
20115.1 CHF
20104.8 CHF
20094.4 CHF
200814.01 CHF
20078.61 CHF
20063.43 CHF
200512.27 CHF
20042.81 CHF
20032.72 CHF

Berner Kantonalbank dividend payout ratio

In 2023, Berner Kantonalbank had a payout ratio of 53.11%. The payout ratio indicates the percentage of the company's profits that Berner Kantonalbank distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Berner Kantonalbank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Berner Kantonalbank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Berner Kantonalbank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Berner Kantonalbank Payout Ratio History

DateBerner Kantonalbank Payout ratio
2025e53.36 %
2024e53.25 %
2023e53.11 %
202253.72 %
202152.94 %
202052.66 %
201952.08 %
201843.62 %
201741.98 %
201643.13 %
201541.11 %
201439.23 %
201320.3 %
201238.07 %
201135.69 %
201035.11 %
200933.31 %
2008111.48 %
200732.81 %
200634.56 %
2005137.23 %
200435.7 %
200336.31 %

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Unfortunately, there are currently no price targets and forecasts available for Berner Kantonalbank.

Berner Kantonalbank shareholders

%
Name
Stocks
Change
Date
51.98006 % Canton Bern4,800,000012/31/2023
0.72687 % Dimensional Fund Advisors, L.P.67,1211848/31/2024
0.69810 % UBS Asset Management (Switzerland)64,465-6769/30/2024
0.67421 % UBS Fund Management (Switzerland) AG62,25909/30/2024
0.57548 % Z¿rcher Kantonalbank (Asset Management)53,142-2537/31/2024
0.56566 % DFA Australia Ltd.52,23507/31/2024
0.28202 % Berner Kantonalbank AG26,04306/30/2024
0.24561 % Basler Kantonalbank22,6806109/30/2024
0.17003 % Dimensional Fund Advisors, Ltd.15,7012169/30/2024
0.14319 % Pictet Asset Management Ltd.13,223-2146/30/2024
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Berner Kantonalbank Executives and Management Board

Mr. Armin Brun(58)
Berner Kantonalbank Chief Executive Officer, Member of the Management Board
Compensation 937,000 CHF
Fr. Antoinette Hunziker-Ebneter(63)
Berner Kantonalbank Independent Chairman of the Board of Directors
Compensation 552,000 CHF
Mr. Pascal Sieber(54)
Berner Kantonalbank Independent Director
Compensation 176,000 CHF
Prof. Dr. Christoph Lengwiler(64)
Berner Kantonalbank Independent Vice Chairman of the Board
Compensation 133,000 CHF
Mr. Hugo Schuermann(61)
Berner Kantonalbank Independent Director
Compensation 122,000 CHF
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Berner Kantonalbank Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,19-0,20-0,060,610,22-0,45
SupplierCustomer-0,36-0,250,29-0,66-0,64-0,78
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Most common questions regarding Berner Kantonalbank

What values and corporate philosophy does Berner Kantonalbank represent?

Berner Kantonalbank AG represents strong values and a solid corporate philosophy. As a reliable Swiss bank, it focuses on serving the needs of its clients and the local community. The company values trust, transparency, and long-term relationships, aiming to provide sustainable financial solutions. Berner Kantonalbank AG stays committed to promoting regional development by supporting local businesses and investments. With a customer-centric approach, the bank strives to deliver excellent financial services tailored to individual needs. By combining traditional banking expertise with modern innovation, Berner Kantonalbank AG continues to build a reputation as a trustworthy and responsible financial institution.

In which countries and regions is Berner Kantonalbank primarily present?

Berner Kantonalbank AG is primarily present in Switzerland.

What significant milestones has the company Berner Kantonalbank achieved?

Berner Kantonalbank AG has achieved several significant milestones. One notable accomplishment is its continuous growth in assets under management, reaching a record high in recent years. The company has also expanded its market presence and strengthened its position as a leading regional bank in Switzerland. Berner Kantonalbank AG continuously focuses on providing innovative financial services and maintaining a high level of customer satisfaction. Additionally, the bank has received various industry recognitions for its strong financial performance and outstanding customer service. Overall, Berner Kantonalbank AG has consistently achieved milestones that demonstrate its commitment to excellence and success in the financial sector.

What is the history and background of the company Berner Kantonalbank?

Berner Kantonalbank AG, also known as BEKB, is a renowned Swiss bank that has a rich history and a strong background. Established in 1834, it has been serving the Bern region with trusted financial services for more than 180 years. As one of the leading cantonal banks in Switzerland, BEKB is firmly rooted in the local economy and committed to the prosperity of the region. Over the years, the bank has continuously expanded its range of services, including private banking, investment management, and corporate banking. Today, Berner Kantonalbank AG stands as a reputable financial institution, offering stability, expertise, and tailored solutions to its clientele.

Who are the main competitors of Berner Kantonalbank in the market?

The main competitors of Berner Kantonalbank AG in the market include UBS Group AG, Credit Suisse Group AG, and Zürcher Kantonalbank. These prominent Swiss banks compete with Berner Kantonalbank AG in various financial services, including retail banking, private banking, and asset management. Despite the intense competition, Berner Kantonalbank AG strives to differentiate itself by providing tailored solutions and outstanding client service.

In which industries is Berner Kantonalbank primarily active?

Berner Kantonalbank AG is primarily active in the banking and financial services industry.

What is the business model of Berner Kantonalbank?

The business model of Berner Kantonalbank AG revolves around being a regional bank that focuses on providing financial services to the individuals, small and medium-sized businesses, and institutions in the canton of Bern, Switzerland. As a full-service bank, it offers a comprehensive range of banking products and services, including savings and investments, loans and mortgages, payment solutions, and asset management. Berner Kantonalbank AG strives to be a reliable banking partner, fostering close relationships with its customers and meeting their financial needs through personalized and innovative solutions. With a strong regional presence, it aims to contribute to the economic development and prosperity of the region.

What is the P/E ratio of Berner Kantonalbank 2024?

The Berner Kantonalbank P/E ratio is 13.16.

What is the P/S ratio of Berner Kantonalbank 2024?

The Berner Kantonalbank P/S ratio is 4.51.

What is the Quality Investing of Berner Kantonalbank?

The Quality Investing for Berner Kantonalbank is 3/10.

What is the revenue of Berner Kantonalbank 2024?

The expected Berner Kantonalbank revenue is 479.03 M CHF.

How high is the profit of Berner Kantonalbank 2024?

The expected Berner Kantonalbank profit is 164.25 M CHF.

What is the business model of Berner Kantonalbank

Berner Kantonalbank AG is a leading Swiss regional bank that offers comprehensive financial services for private and business customers. The company was founded in 1834 and is headquartered in Bern. The bank operates in three main business areas: retail banking, business banking, and private banking. It offers a wide range of banking products for private customers, including accounts, credit cards, savings and investment products, mortgages, and loans. The bank also provides insurance and pension products. In the business banking sector, the bank offers a comprehensive range of financial services for small and medium-sized enterprises, self-employed individuals, and freelancers. This includes accounts, credit cards, online banking, payment services, cash management solutions, and financing products such as loans, leasing, and factoring. In private banking, the bank focuses on wealth management and advisory services for affluent private customers. It offers individual investment strategies and solutions tailored to the specific needs of the clients. The range of products includes stocks, bonds, funds, structured products, and alternative investments. The bank also provides family office solutions and philanthropic services. Berner Kantonalbank AG operates a number of branches and subsidiaries in Switzerland and abroad. This includes subsidiaries such as BEKB Asset Management, BEKBVesta, and BEKIMPULSE, as well as branches in Zurich, Basel, Geneva, and Lausanne. The bank has also developed a digital strategy to better reach and serve its customers. This includes mobile applications, online banking, robo-advisory services, social media communication, and chatbots that can respond to customer inquiries around the clock. Overall, the business model of Berner Kantonalbank AG is based on the principle of offering its customers a comprehensive range of financial services tailored to their individual needs. The bank focuses on building long-term customer relationships by offering high-quality products and services supported by personal customer support and a strong local presence.

What is the Berner Kantonalbank dividend?

Berner Kantonalbank pays a dividend of 9.2 CHF distributed over payouts per year.

How often does Berner Kantonalbank pay dividends?

The dividend cannot currently be calculated for Berner Kantonalbank or the company does not pay out a dividend.

What is the Berner Kantonalbank ISIN?

The ISIN of Berner Kantonalbank is CH0009691608.

What is the Berner Kantonalbank WKN?

The WKN of Berner Kantonalbank is 922036.

What is the Berner Kantonalbank ticker?

The ticker of Berner Kantonalbank is BEKN.SW.

How much dividend does Berner Kantonalbank pay?

Over the past 12 months, Berner Kantonalbank paid a dividend of 9.2 CHF . This corresponds to a dividend yield of about 3.97 %. For the coming 12 months, Berner Kantonalbank is expected to pay a dividend of 9.45 CHF.

What is the dividend yield of Berner Kantonalbank?

The current dividend yield of Berner Kantonalbank is 3.97 %.

When does Berner Kantonalbank pay dividends?

Berner Kantonalbank pays a quarterly dividend. This is distributed in the months of June, June, June, June.

How secure is the dividend of Berner Kantonalbank?

Berner Kantonalbank paid dividends every year for the past 23 years.

What is the dividend of Berner Kantonalbank?

For the upcoming 12 months, dividends amounting to 9.45 CHF are expected. This corresponds to a dividend yield of 4.07 %.

In which sector is Berner Kantonalbank located?

Berner Kantonalbank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Berner Kantonalbank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Berner Kantonalbank from 5/27/2024 amounting to 10 CHF, you needed to have the stock in your portfolio before the ex-date on 5/23/2024.

When did Berner Kantonalbank pay the last dividend?

The last dividend was paid out on 5/27/2024.

What was the dividend of Berner Kantonalbank in the year 2023?

In the year 2023, Berner Kantonalbank distributed 9.2 CHF as dividends.

In which currency does Berner Kantonalbank pay out the dividend?

The dividends of Berner Kantonalbank are distributed in CHF.

All fundamentals about Berner Kantonalbank

Our stock analysis for Berner Kantonalbank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Berner Kantonalbank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.