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Overview
Profile

Banco Comercial Portugues stock

BCP.LS
PTBCP0AM0015
A2ATK9

Price

0.39
Today +/-
-0.02
Today %
-4.64 %
P

Banco Comercial Portugues stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Banco Comercial Portugues stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Banco Comercial Portugues stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Banco Comercial Portugues stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Banco Comercial Portugues's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Banco Comercial Portugues Stock Price History

DateBanco Comercial Portugues Price
10/1/20240.39 undefined
9/30/20240.41 undefined
9/27/20240.41 undefined
9/26/20240.42 undefined
9/25/20240.40 undefined
9/24/20240.41 undefined
9/23/20240.41 undefined
9/20/20240.42 undefined
9/19/20240.42 undefined
9/18/20240.42 undefined
9/17/20240.42 undefined
9/16/20240.41 undefined
9/13/20240.41 undefined
9/12/20240.41 undefined
9/11/20240.40 undefined
9/10/20240.40 undefined
9/9/20240.41 undefined
9/6/20240.40 undefined
9/5/20240.41 undefined
9/4/20240.41 undefined
9/3/20240.41 undefined

Banco Comercial Portugues Revenue, EBIT, Net Income

  • 3 years

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Banco Comercial Portugues, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banco Comercial Portugues from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banco Comercial Portugues’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banco Comercial Portugues. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banco Comercial Portugues’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banco Comercial Portugues’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banco Comercial Portugues’s growth potential.

Banco Comercial Portugues Revenue, EBIT and net profit per share

DateBanco Comercial Portugues RevenueBanco Comercial Portugues Net Income
2027e3.39 B undefined772.4 M undefined
2026e3.62 B undefined974.35 M undefined
2025e3.56 B undefined912.38 M undefined
2024e3.56 B undefined893.6 M undefined
20235.68 B undefined856.05 M undefined
20223.94 B undefined207.5 M undefined
20212.85 B undefined138.08 M undefined
20200 undefined183 M undefined
20190 undefined302 M undefined
20180 undefined301.1 M undefined
20170 undefined186.4 M undefined
20160 undefined23.9 M undefined
20150 undefined235.3 M undefined
20140 undefined-226.6 M undefined
20130 undefined230.8 M undefined
20120 undefined-1.22 B undefined
20110 undefined-848.6 M undefined
20100 undefined244.1 M undefined
20090 undefined156.6 M undefined
20080 undefined152.3 M undefined
20070 undefined514.4 M undefined
20060 undefined738.2 M undefined
20050 undefined721.1 M undefined
20040 undefined590.6 M undefined

Banco Comercial Portugues Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e
000000000000000000000000002.853.945.683.563.563.623.39
---------------------------38.3544.28-37.31-0.061.71-6.33
--------------------------69.9164.48-----
000000000000000000000000001.992.5400000
000000000000000000000000000.251.4402.242.142.151.91
---------------------------------
101116180270430505571272437590721738514152156244-848-1,219230-22623523186301302183138207856893912974772
-14.8555.1750.0059.2617.4413.07-52.3660.6635.0122.202.36-30.35-70.432.6356.41-447.5443.75-118.87-198.26-203.98-90.21708.7061.830.33-39.40-24.5950.00313.534.322.136.80-20.74
---------------------------------
---------------------------------
0.190.190.220.280.30.470.70.710.740.890.890.890.890.991.031.041.281.622.473.326.757.1513.3215.1115.1115.1115.1115.1115.110000
---------------------------------
Details

Keystats

Revenue and Growth

The Banco Comercial Portugues Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Banco Comercial Portugues is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (B)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
000000000000000000000000002.322.250
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000748.32469.860
000000000000000000000000007.875.740
0000000000000000000000000010.948.460
1.020.890.810.820.851.241.311.131.130.930.840.740.70.750.650.620.630.630.730.760.670.470.490.460.730.640.60.570.61
000000000261277318316344438396305517579323316599571405400435462.34314.92347.26
00000000000000000000000000363.62333.590
69173054626796135153154594432363403937453738353245589198108.71141.35178.58
0044856640800000336501501506535361214214214214176130120116152148147.541.3444.52
0000000000.73.070.630.680.612.131.972.673.043.694.022.363.643.53.272.932.812.843.112.55
1.711.621.311.451.331.341.451.291.281.944.572.222.232.243.753.393.854.445.255.353.564.874.734.314.34.134.524.523.72
1.711.621.311.451.331.341.451.291.281.944.572.222.232.243.753.393.854.445.255.353.564.874.734.314.34.1315.4612.983.72
                                                         
0.550.680.780.9812.12.332.333.263.764.594.614.615.75.75.76.243.673.673.884.154.335.664.734.734.734.7333
5311619957558717071571567467487088288218319219272720016161616161616.4716.4716.47
0.250.18-0.18-0.020.23-0.45-0.86-1.38-1.61-2.02-1.5-1.29-1.04-0.07-1.33-1.52-2.09-0.37-1.10.230.430.170.41.040.981.080.981.742.89
000000052852852800001,0001,000101010103333400400400400400
00000000032731744321821594-166-38932210723-1310000000
0.850.980.81.541.811.822.192.192.853.274.284.654.686.025.665.23.843.392.614.234.624.396.085.786.126.226.125.156.3
00000000000000000430709448466235170419344326305.18384.58442.93
0.580.590.980.860.761.991.481.882.740000.050.040000000000000.20.220
0000000006144241511122416253222351319221520.4323.68197.09
000000000000000000009013813016221660.8341.6247.99
00000000000030000000000003130000
0.580.590.980.860.761.991.481.882.740.010.010.040.120.050.010.010.020.450.730.480.580.410.310.450.70.360.590.670.69
1.071.631.882.014.11013.614.6817.0220.821.1925.6229.6523.0722.1920.1817.3818.1313.587.676.365.013.222.742.842.773.552.774.03
00000000039430000023671536511716.9311.718.8
1.612.050.520.660.711.461.731.521.62.754.521.753.528.678.455.884.982.51.962.442.211.985.585.355.243.313.463.815.92
2.683.682.42.674.8111.4615.3316.218.6223.5925.7627.3733.1731.7430.6326.0622.3720.6315.5510.118.596.998.818.18.096.097.036.599.96
3.264.263.383.535.5713.4516.8218.0821.3623.625.7727.4133.2831.7930.6426.0722.3921.0716.2810.599.167.49.128.568.796.457.627.2710.64
4.115.244.175.077.3815.271920.2724.2126.8730.0532.0637.9637.8136.331.2726.2324.4618.8914.8213.7911.7915.214.3414.9112.6713.7412.4216.95
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Banco Comercial Portugues provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Banco Comercial Portugues's financial health and stability.

Assets

Banco Comercial Portugues's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Banco Comercial Portugues must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Banco Comercial Portugues after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Banco Comercial Portugues's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
00000000000000000000000000138207
00000000000000000000000000102103
0000000000000000000000000000
0.041.92.11-1.91-2.67-5-5.18-5.05-4.67-4-1.84-5.85-7.53.150.726.775.594.914.541.130.222.05-0.482.86-0.731.853.05-2.45
000000000000000000000000000.771.27
00000000000000000000000000182363
-15-34-55-36-44-46-19-10-212-2627253634-25-64-34-105-85-98-57-118-67-61-89-61-65
0.390.371.07-0.97-1.56-3.16-3.88-3.41-2.96-2.8-1.12-4.4-5.924.682.28.066.855.665.11.771.253.090.583.980.533.054.41-0.58
-338-203-251-171-191-212-314-226-228-114-64-109-178-225-139-151-103-113-76-119-90-69-88-88-105-78-80-126
-0.9-0.13-2.560.950.18-0.770.221.520.630.740.60.530.35-1.92-0.97-4.56-3.4-4.10.141.45-0.01-2-0.21-3.110.99-2.08-2.7-0.57
-0.560.07-2.311.130.37-0.550.541.750.860.850.660.640.53-1.7-0.83-4.41-3.29-3.990.221.570.08-1.93-0.12-3.031.09-2-2.62-0.44
0000000000000000000000000000
0.110.640.440.142.094.423.511.831.671.910.664.616.02-3.82-0.79-2.77-3.59-1.85-4.42-6.01-1.01-1.4-0.88-0.380.82-0.650.83-0.73
00.0500.160.0200.1700.930.50.50.0201.08000.250.4902.2400.171.300000
0.51-0.261.690.211.694.463.841.392.51.760.324.065.49-2.42-1.4-3.09-3.1-2.3-5.02-3.56-1.09-1.610.02-0.120.92-0.640.77-0.79
0.43-0.921.3-0.01-0.290.210.19-0.060.14-0.35-0.61-0.3-0.230.32-0.53-0.230.25-0.94-0.60.21-0.08-0.39-0.390.260.130.01-0.06-0.04
-35-35-47-81-125-168-28-376-236-293-221-266-3070-79-8900000000-3000-13
0.39-1.5-0.791.161.492.451.551.051.930.920.551.61.51.751.231.751.640.070.830.381.130.511.621.813.721.374.020.01
49.6171816-1,138.6-1,747.4-3,368.1-4,191.6-3,633.7-3,183.2-2,910.5-1,187.5-4,509.3-6,101.94,457.62,057.77,913.66,744.45,543.85,020.81,645.31,162.33,022.3488.83,893.74242,973.84,331.22-705.77
0000000000000000000000000000

Banco Comercial Portugues stock margins

The Banco Comercial Portugues margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banco Comercial Portugues. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banco Comercial Portugues.
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  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banco Comercial Portugues's sales revenue. A higher gross margin percentage indicates that the Banco Comercial Portugues retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banco Comercial Portugues's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banco Comercial Portugues's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banco Comercial Portugues's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banco Comercial Portugues. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banco Comercial Portugues's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banco Comercial Portugues Margin History

DateBanco Comercial Portugues Profit margin
2027e22.78 %
2026e26.92 %
2025e25.64 %
2024e25.1 %
202315.07 %
20225.27 %
20214.85 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Banco Comercial Portugues Stock Sales Revenue, EBIT, Earnings per Share

The Banco Comercial Portugues earnings per share therefore indicates how much revenue Banco Comercial Portugues has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Banco Comercial Portugues earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banco Comercial Portugues's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banco Comercial Portugues’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banco Comercial Portugues's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banco Comercial Portugues Revenue, EBIT and net profit per share

DateBanco Comercial Portugues Sales per ShareBanco Comercial Portugues Earnings per Share
2027e0.22 undefined0.05 undefined
2026e0.24 undefined0.06 undefined
2025e0.24 undefined0.06 undefined
2024e0.24 undefined0.06 undefined
20230.38 undefined0.06 undefined
20220.26 undefined0.01 undefined
20210.19 undefined0.01 undefined
20200 undefined0.01 undefined
20190 undefined0.02 undefined
20180 undefined0.02 undefined
20170 undefined0.01 undefined
20160 undefined0 undefined
20150 undefined0.03 undefined
20140 undefined-0.07 undefined
20130 undefined0.09 undefined
20120 undefined-0.75 undefined
20110 undefined-0.66 undefined
20100 undefined0.23 undefined
20090 undefined0.15 undefined
20080 undefined0.15 undefined
20070 undefined0.58 undefined
20060 undefined0.83 undefined
20050 undefined0.81 undefined
20040 undefined0.67 undefined

Banco Comercial Portugues business model

Banco Commercial Portugues SA (BCP) is a Portuguese bank that was founded in 1985. The bank was originally established by a group of individuals and companies in Portugal with the goal of liberalizing the banking industry and promoting competition. BCP's business model focuses on serving private and business customers. The bank offers a wide range of financial products and services, including credit and debit cards, mortgages, insurance, investment funds, and asset management. BCP has several divisions, including retail, corporate, and investment banking. The retail division offers services such as savings accounts, credit cards, and loans, while the corporate division provides services such as trade and export financing, as well as cash management. BCP's investment banking division specializes in mergers and acquisitions, stock and bond issuances, and asset management. The bank also offers a range of online services to allow customers to conduct banking conveniently and efficiently without needing to visit a branch. BCP aims to provide a simple and user-friendly online interface that helps customers manage their finances and make transactions online. BCP also has a strong international presence with branches and subsidiaries in various European, African, and American countries. The bank is particularly strong in Angola, Mozambique, and Poland, where it plays a leading role in the banking industry. Despite some challenges in the past, BCP has regained its footing and achieved success in recent years. The bank has worked to optimize its business model by reducing unnecessary costs and focusing on higher revenues and more profitable business areas. Overall, Banco Commercial Portugues SA is now a solid and stabilized bank with a wide range of products and services for private and business customers. With a strong international presence and a focus on customer satisfaction, BCP is positioned to continue to be successful in the future. Please provide an output. Banco Comercial Portugues is one of the most popular companies on Eulerpool.com.

Banco Comercial Portugues SWOT Analysis

Strengths

Banco Comercial Portugues SA has several strengths that contribute to its success in the market:

  • Strong and reputable brand presence in the Portuguese banking sector.
  • Extensive branch network enabling easy access to customers across the country.
  • Diversified portfolio of financial products and services catering to various customer segments.
  • Strong relationship with corporate clients, providing custom solutions and expertise.
  • Competitive interest rates and fees, attracting a large customer base.

Weaknesses

Banco Comercial Portugues SA faces certain weaknesses that may hinder its performance:

  • Reliance on the domestic market, limiting its exposure to international growth opportunities.
  • Vulnerability to economic fluctuations and regulatory changes in Portugal.
  • Slow adoption of digital banking technologies compared to some competitors.
  • Limited presence in other European markets, potentially reducing diversification benefits.
  • Increased competition from fintech startups and digital banking disruptors.

Opportunities

There are several opportunities available for Banco Comercial Portugues SA to explore:

  • Expansion into emerging markets with high growth potential.
  • Enhancement of digital banking capabilities to cater to evolving customer preferences.
  • Leveraging strategic partnerships to offer innovative and value-added services.
  • Diversification into non-banking financial services, such as insurance or wealth management.
  • Exploring sustainable banking practices to address increasing environmental and social concerns.

Threats

Banco Comercial Portugues SA should consider the following threats in its strategic planning:

  • Uncertain economic conditions and potential recessions affecting the banking industry.
  • Rapid technological advancements leading to increased cybersecurity risks.
  • Tightening regulatory requirements, resulting in additional compliance costs.
  • Changing customer expectations and preferences, requiring continuous adaptation.
  • Potential negative impact of political instability or geopolitical tensions on the banking sector.

Banco Comercial Portugues Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Banco Comercial Portugues historical P/E ratio, EBIT multiple, and P/S ratio

Banco Comercial Portugues shares outstanding

The number of shares was Banco Comercial Portugues in 2023 — This indicates how many shares 15.114 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Banco Comercial Portugues earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banco Comercial Portugues's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banco Comercial Portugues’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banco Comercial Portugues's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banco Comercial Portugues stock splits

In Banco Comercial Portugues's history, there have been no stock splits.

Banco Comercial Portugues dividend history and estimates

In 2023, Banco Comercial Portugues paid a dividend amounting to 0 EUR. Dividend means that Banco Comercial Portugues distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Banco Comercial Portugues provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Banco Comercial Portugues’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Banco Comercial Portugues's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Banco Comercial Portugues Dividend History

DateBanco Comercial Portugues Dividend
20220 undefined
20190 undefined
20100.09 undefined
20090.08 undefined
20070.34 undefined
20060.3 undefined
20050.28 undefined
20040.36 undefined

Banco Comercial Portugues dividend payout ratio

In 2023, Banco Comercial Portugues had a payout ratio of 7.83%. The payout ratio indicates the percentage of the company's profits that Banco Comercial Portugues distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Banco Comercial Portugues represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Banco Comercial Portugues could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Banco Comercial Portugues's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Banco Comercial Portugues Payout Ratio History

DateBanco Comercial Portugues Payout ratio
2027e7.56 %
2026e7.62 %
2025e7.4 %
2024e7.64 %
20237.83 %
20226.74 %
20218.37 %
20208.37 %
201910 %
20188.37 %
20178.38 %
20168.41 %
20158.49 %
20148.72 %
20139.44 %
201211.57 %
201117.98 %
201037.21 %
200951.05 %
200817.98 %
200759.4 %
200636.14 %
200534.03 %
200455.27 %
Unfortunately, there are currently no price targets and forecasts available for Banco Comercial Portugues.

Banco Comercial Portugues latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.01 (-80.2 %)2024 Q2
3/31/20240.01 0.06  (503.96 %)2024 Q1
12/31/20230.01 0.01  (28.71 %)2023 Q4
9/30/20230.02 0.02  (-0.99 %)2023 Q3
6/30/20230.01 0.01  (-0.99 %)2023 Q2
3/31/20230.01 0.01  (8.91 %)2023 Q1
12/31/20220.01 0.01  (-50.5 %)2022 Q4
9/30/2022(0 %)2022 Q3
6/30/2022(0 %)2022 Q2
3/31/20220.01  (0 %)2022 Q1
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Eulerpool ESG Scorecard© for the Banco Comercial Portugues stock

Eulerpool World ESG Rating (EESG©)

88/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

67

Environment

Scope 1 - Direct Emissions
4,543
Scope 2 - Indirect emissions from purchased energy
25,606
Scope 3 - Indirect emissions within the value chain
183
Total CO₂ emissions
30,149
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees55
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Banco Comercial Portugues shareholders

%
Name
Stocks
Change
Date
29.94599 % Fosun International Holdings, Ltd.4,525,940,19106/30/2023
2.43553 % Norges Bank Investment Management (NBIM)368,098,42183,437,01112/31/2023
19.49462 % Sonangol Holding2,946,353,91406/30/2023
1.75089 % Dimensional Fund Advisors, L.P.264,623,36003/31/2024
1.47799 % The Vanguard Group, Inc.223,378,418-25,039,4313/31/2024
1.04079 % T. Rowe Price International Ltd157,301,47048,013,9733/31/2024
0.70679 % BlackRock Investment Management (UK) Ltd.106,821,737-68,8452/29/2024
0.65221 % BlackRock Institutional Trust Company, N.A.98,573,161-172,3263/31/2024
0.50772 % IM Gestão de Ativos - Sociedade Gestora de Organismos de Investimento Co76,735,000-1,350,0002/29/2024
0.42868 % Amundi Asset Management, SAS64,788,610-11,467,4843/31/2024
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5
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Banco Comercial Portugues Executives and Management Board

Mr. Miguel Maya Dias Pinheiro58
Banco Comercial Portugues Chairman of the Executive Committee, Chief Executive Officer, 3rd Executive Vice Chairman of the Board (since 2010)
Compensation 990,855
Mr. Joao Nuno de Oliveira Jorge Palma57
Banco Comercial Portugues Executive Director (since 2017)
Compensation 800,617
Mr. Miguel De Campos Pereira De Braganca56
Banco Comercial Portugues Executive Director (since 2012)
Compensation 769,841
Mr. Rui Manuel Da Silva Teixeira62
Banco Comercial Portugues Executive Director (since 2011)
Compensation 705,851
Ms. Maria Jose Henriques Barreto Matos De Campos56
Banco Comercial Portugues Executive Director (since 2018)
Compensation 705,851
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Banco Comercial Portugues Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,800,100,420,40-0,51-0,16
SupplierCustomer0,38-0,290,240,290,540,77
Teixeira Duarte Stock
Teixeira Duarte
SupplierCustomer-0,73-0,47-0,11-0,26-0,44-
1

Most common questions regarding Banco Comercial Portugues

What values and corporate philosophy does Banco Comercial Portugues represent?

Banco Comercial Portugues SA represents values of integrity, excellence, and customer-centricity. As a leading banking institution in Portugal, Banco Comercial Portugues SA is committed to delivering high-quality financial services to its customers. The company focuses on building strong relationships based on trust and providing innovative solutions to meet the diverse needs of its clients. With a corporate philosophy centered around sustainability and social responsibility, Banco Comercial Portugues SA strives to contribute to the economic growth and development of the communities it serves.

In which countries and regions is Banco Comercial Portugues primarily present?

Banco Comercial Português SA, commonly known as Millennium bcp, is primarily present in Portugal as its home country. The bank has a strong local presence with numerous branches and subsidiaries throughout Portugal. Besides its domestic operations, Banco Comercial Português also operates in international markets. The bank has a significant presence in Poland through its subsidiary Bank Millennium SA. In addition, it maintains a representative office in Cape Verde and has a presence in Mozambique, Angola, and Switzerland. With its diversification across countries and regions, Banco Comercial Português SA demonstrates its commitment to delivering financial services on both a national and international scale.

What significant milestones has the company Banco Comercial Portugues achieved?

Banco Comercial Portugues SA has achieved several significant milestones. The company successfully expanded its presence in the international market, particularly through its subsidiary Millennium bcp. It has also demonstrated resilience during challenging economic periods and has implemented strategic initiatives to improve its financial performance. Banco Comercial Portugues SA has consistently ranked as one of the leading banks in Portugal and has received various accolades for its banking services and customer satisfaction. Additionally, the company has actively contributed to the development of the Portuguese economy by supporting entrepreneurship and providing financing solutions for businesses.

What is the history and background of the company Banco Comercial Portugues?

Banco Comercial Portugues SA, also known as Millennium bcp, is a renowned Portuguese banking institution with a rich history and strong background. Founded in 1985, it has grown into one of the largest and most influential banks in Portugal. Millennium bcp offers a wide range of financial services, including retail and corporate banking, investment banking, insurance, and asset management. With a focus on customer satisfaction and innovation, the bank continuously adapts to market demands and evolving technologies. Banco Comercial Portugues SA remains committed to providing reliable and efficient financial solutions while maintaining its position as a prominent player in the Portuguese banking sector.

Who are the main competitors of Banco Comercial Portugues in the market?

The main competitors of Banco Comercial Portugues SA in the market are Caixa Geral de Depositos, BANIF Banco Internacional do Funchal, and Banco Santander Totta.

In which industries is Banco Comercial Portugues primarily active?

Banco Comercial Portugues SA is primarily active in the banking and financial services industry.

What is the business model of Banco Comercial Portugues?

Banco Comercial Portugues SA operates under a universal banking business model, offering a wide range of financial services to customers. The company provides retail and commercial banking services, investment banking, asset management, insurance, and other related products and services. Banco Comercial Portugues SA aims to cater to the financial needs of individuals, businesses, and institutions, supporting their growth and development. With a strong focus on customer-centricity and innovation, Banco Comercial Portugues SA strives to provide tailored financial solutions and maintain its position as a leading banking institution in Portugal and across international markets.

What is the P/E ratio of Banco Comercial Portugues 2024?

The Banco Comercial Portugues P/E ratio is 6.55.

What is the P/S ratio of Banco Comercial Portugues 2024?

The Banco Comercial Portugues P/S ratio is 1.64.

What is the AlleAktien quality score of Banco Comercial Portugues?

The AlleAktien quality score for Banco Comercial Portugues is 2/10.

What is the revenue of Banco Comercial Portugues 2024?

The expected Banco Comercial Portugues revenue is 3.56 B EUR.

How high is the profit of Banco Comercial Portugues 2024?

The expected Banco Comercial Portugues profit is 893.6 M EUR.

What is the business model of Banco Comercial Portugues

Banco Comercial Portugues SA (BCP) is a leading Portuguese bank with a wide range of financial services. The bank operates in four main business areas: retail banking, corporate banking, institutional banking, and international markets. In retail banking, BCP offers a variety of financial products and services to individual customers, including current accounts, savings and investment accounts, loans, credits, and insurance. The bank has a dense network of branches in Portugal, allowing for personalized advice and assistance. BCP also has a strong presence in online and mobile banking, providing convenience and accessibility for customers to manage their financial transactions. In corporate banking, BCP provides a range of financial services to small, medium, and large companies, including loans, credits, factoring, leasing, and other financing solutions, as well as cash management, payment, and trade finance services. The bank works closely with corporate clients to understand their specific needs and challenges and offer tailored solutions. For institutional clients, such as insurance companies, pension funds, or asset managers, BCP offers a wide range of asset management and investment products, including actively and passively managed funds, structured products, bonds, and stocks. The bank also has an experienced team of specialists providing qualified advice and support to institutional clients. In the international markets division, BCP assists companies and institutional clients with transaction processing, account setup, and international payments. The bank has an extensive international network and offers a range of currencies. Overall, BCP offers comprehensive financial services and products tailored to the needs of different customer segments. The bank emphasizes personal care and advice while also being highly present in online and mobile banking, ensuring it can meet the constantly changing requirements of the financial market.

What is the Banco Comercial Portugues dividend?

Banco Comercial Portugues pays a dividend of 0 EUR distributed over payouts per year.

How often does Banco Comercial Portugues pay dividends?

The dividend cannot currently be calculated for Banco Comercial Portugues or the company does not pay out a dividend.

What is the Banco Comercial Portugues ISIN?

The ISIN of Banco Comercial Portugues is PTBCP0AM0015.

What is the Banco Comercial Portugues WKN?

The WKN of Banco Comercial Portugues is A2ATK9.

What is the Banco Comercial Portugues ticker?

The ticker of Banco Comercial Portugues is BCP.LS.

How much dividend does Banco Comercial Portugues pay?

Over the past 12 months, Banco Comercial Portugues paid a dividend of 0 EUR . This corresponds to a dividend yield of about 0.23 %. For the coming 12 months, Banco Comercial Portugues is expected to pay a dividend of 0 EUR.

What is the dividend yield of Banco Comercial Portugues?

The current dividend yield of Banco Comercial Portugues is 0.23 %.

When does Banco Comercial Portugues pay dividends?

Banco Comercial Portugues pays a quarterly dividend. This is distributed in the months of May, July, July, July.

How secure is the dividend of Banco Comercial Portugues?

Banco Comercial Portugues paid dividends every year for the past 4 years.

What is the dividend of Banco Comercial Portugues?

For the upcoming 12 months, dividends amounting to 0 EUR are expected. This corresponds to a dividend yield of 0 %.

In which sector is Banco Comercial Portugues located?

Banco Comercial Portugues is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banco Comercial Portugues kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banco Comercial Portugues from 6/21/2024 amounting to 0.017 EUR, you needed to have the stock in your portfolio before the ex-date on 6/19/2024.

When did Banco Comercial Portugues pay the last dividend?

The last dividend was paid out on 6/21/2024.

What was the dividend of Banco Comercial Portugues in the year 2023?

In the year 2023, Banco Comercial Portugues distributed 0.001 EUR as dividends.

In which currency does Banco Comercial Portugues pay out the dividend?

The dividends of Banco Comercial Portugues are distributed in EUR.

All fundamentals about Banco Comercial Portugues

Our stock analysis for Banco Comercial Portugues Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco Comercial Portugues Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.