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Overview
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Banca Generali SpA stock

BGN.MI
IT0001031084
A0LCVJ

Price

52.10
Today +/-
-0.05
Today %
-0.10 %

Banca Generali SpA stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Banca Generali SpA stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Banca Generali SpA stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Banca Generali SpA stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Banca Generali SpA's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Banca Generali SpA Stock Price History

DateBanca Generali SpA Price
2/14/202552.10 undefined
2/13/202552.15 undefined
2/12/202552.75 undefined
2/11/202553.20 undefined
2/10/202551.10 undefined
2/7/202549.56 undefined
2/6/202549.72 undefined
2/5/202548.94 undefined
2/4/202548.00 undefined
2/3/202548.18 undefined
1/31/202548.44 undefined
1/30/202548.22 undefined
1/29/202548.52 undefined
1/28/202548.70 undefined
1/27/202549.22 undefined
1/24/202549.02 undefined
1/23/202549.14 undefined
1/22/202549.08 undefined
1/21/202549.06 undefined
1/20/202548.26 undefined

Banca Generali SpA Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Banca Generali SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banca Generali SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banca Generali SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banca Generali SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banca Generali SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banca Generali SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banca Generali SpA’s growth potential.

Banca Generali SpA Revenue, EBIT and net profit per share

DateBanca Generali SpA RevenueBanca Generali SpA EBITBanca Generali SpA Net Income
2027e1.02 B undefined651.83 M undefined439.06 M undefined
2026e935.79 M undefined566.39 M undefined389.82 M undefined
2025e910.68 M undefined548.29 M undefined374.07 M undefined
2024e947.88 M undefined620.22 M undefined414.73 M undefined
20231.3 B undefined450.79 M undefined326.14 M undefined
20221.12 B undefined335.64 M undefined213.03 M undefined
20211.19 B undefined401.31 M undefined323.1 M undefined
20201.03 B undefined351.14 M undefined274.92 M undefined
2019969.2 M undefined335.22 M undefined272.14 M undefined
2018825.76 M undefined230.4 M undefined180.13 M undefined
2017840 M undefined249.15 M undefined204.11 M undefined
2016698.07 M undefined188.79 M undefined155.89 M undefined
2015747.1 M undefined247.42 M undefined203.56 M undefined
2014646.6 M undefined216.3 M undefined160.9 M undefined
2013579.7 M undefined203.7 M undefined141.3 M undefined
2012508.5 M undefined174.2 M undefined129.2 M undefined
2011406.5 M undefined94.9 M undefined73.4 M undefined
2010429.8 M undefined99.2 M undefined82.2 M undefined
2009388.5 M undefined89.7 M undefined63.2 M undefined
2008292.1 M undefined23.3 M undefined7.9 M undefined
2007342.1 M undefined37.8 M undefined15.3 M undefined
2006312.1 M undefined27.1 M undefined14 M undefined
2005223.1 M undefined3.6 M undefined1.7 M undefined
2004204.2 M undefined5.2 M undefined5.2 M undefined

Banca Generali SpA Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e
0.20.220.310.340.290.390.430.410.510.580.650.750.70.840.830.971.031.191.121.30.950.910.941.02
-9.3139.919.62-14.6232.8810.57-5.3625.1213.9811.5715.63-6.5620.34-1.7917.456.6015.59-6.2015.89-27.04-3.912.758.98
47.5552.0258.6554.3956.5165.7259.2159.8566.3464.7764.8662.2557.5958.4557.2160.9961.1860.3058.0461.8684.7988.2485.8878.80
971161831861652552542433373754194654024914725916327206508030000
5114157638273129141160203155204180272274323213326414374389439
--80.001,300.007.14-53.33800.0030.16-10.9876.719.3013.4826.88-23.6531.61-11.7651.110.7417.88-34.0653.0526.99-9.664.0112.85
------------------------
------------------------
110.1110.1104110110.2111.7113.6114.8115.1115.6116116.42116.61116.48115.78115.72115.34115.02114.56114.080000
------------------------
Details

Keystats

Revenue and Growth

The Banca Generali SpA Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Banca Generali SpA is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (B)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
20042005200620072008200920102011201220132014201520162017201820192020202120222023
                                       
00.010.010.010.010.010.010.070.010.10.170.180.6901.270.620.671.620.770.62
0.240.280.350.350.770.780.850.971.3100000000000
00000000000000000000
00000000000000000000
00000000052101.3670.5394.70164.88161.86158.66166.48164.08179.35
0.240.290.360.350.780.790.861.051.320.150.270.250.7901.440.780.821.790.940.8
5.86.87.87.77.25.84.85.34.44.1006.3398.386.72164.22152.68159.01154.87141.43
11.372.152.782.092.372.262.774.964.52005.224.662.132.782.961.631.51
0.910.60.890.920.970.670.50.530.851.69002.133.885.967.529.110.9413.8912.49
610.58.66.513.311.59.98.18.77.423.922.1625.42029.0547.2248.9548.152.3462.55
3.18.67.47.538.638.638.638.638.638.666.0766.0766.07066.0786.9286.9788.0788.0788.07
016.335.532.53922.843.663.739.410938.6240.4540.7052.7247.548.7765.770.7770.28
1.932.013.13.753.163.122.863.415.896.370.130.137.488.648.2110.8612.2214.2715.8814.36
2.172.33.464.13.933.913.724.467.216.520.40.388.278.649.6511.6513.0416.0516.8215.16
                                       
99.699.6111.3111.3111.3111.3111.4111.7112.9114.900116.43116.85116.85116.85116.85116.85116.85116.85
21.521.522.822.822.822.303.216.637.30053.858.2257.8957.7357.0655.8753.7752.99
0.090.090.080.080.070.140.190.20.270.31000.470.550.590.7310.950.941.08
0000000000000005050505050
0000000005.5008.9821.65-11.643.814.140.52-9.97-0.8
0.220.220.210.220.20.270.30.310.40.46000.650.750.760.951.231.171.151.3
00000000010.229.7730.2326.76029.0821.2619.762623.3833.62
00000000033.746.8840.7254.5735.5651.7249.6387.281.49113.22115.35
1.38.712.11.52.511.417.119.733.422.30000000164.95231.970
1.9423.093.783.513.523.364.116.725.8007.417.848.6310.3510.7714.2514.7713.22
00000000000000000017.0615.2
1.9423.113.783.513.533.384.136.755.870.080.077.497.878.7110.4210.8714.5215.1613.39
00000000016.10043.2843.2843.28158.06148.95163.8714.08266.29
1.44.77.54.154.81.31.33.35.510.3812.869.3306.2811.9313.346.095.716.51
94.6174.5262.2218.9354.8186.1123.595.8153.9242.300168.65339.6238.34261.1957.7559.81552.04645.41
0.10.180.270.220.360.190.120.10.160.260.010.010.220.380.290.431.120.731.270.92
2.032.183.3843.873.723.54.236.916.130.090.087.718.25910.8511.9915.2516.4314.3
2.252.43.594.224.083.993.84.547.316.60.090.088.3699.7611.813.2216.4217.5815.6
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Banca Generali SpA provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Banca Generali SpA's financial health and stability.

Assets

Banca Generali SpA's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Banca Generali SpA must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Banca Generali SpA after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Banca Generali SpA's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20042005200620072008200920102011201220132014201520162017201820192020202120222023
5114157658677133145160203155204180272274323212326
4787554445455892932353639
00000000000000000000
00.010.080.10.970.67-0.020.641.72-0.51-0.61-0.292.260.09-0.510.18-0.311-2.13-0.39
-0.010.02-0.04-0.11-0.9-0.68-0.070.2-0.330.14-0.55-0.75-1.49-0.180.94-0.820.08-0.191.280.12
00000000000000000000
00000000000000000000
00.040.060.020.080.06-0.010.931.53-0.22-1-0.830.940.120.62-0.330.081.17-0.590.09
-6-13-6-4-1-3-1-2-4-3-3-4-10-8-13-17-15-14-19-27
-0.01-0.03-0.06-0-0.06-0.050.06-0.8-1.540.311.170.96-0.32-0.01-0.01-0.05-0.020.09-0.02-0.03
0-19-510-59-4560-795-1,5383110964-30700-28010800
00000000000000000000
00000000000000000000
00-3-3-10031118712-7-1232-12-25-24-12
-1-2-4-14-20-6-51-64-50-89-102-111-137-131-158-112-14-311-233-222
000000000000000002.511.370
-1-2-1-11-19-6-51-67-62-108-109-113-139-124-145-144-2-285-209-210
-550-200066-6307022480-19449-48744954-846-155
-4.127.155.912.980.952.1-8.7925.81,525.1-222.4-1,000.34-830.44925.34112.09607.71-346.159.871,157.45-611.9767.37
00000000000000000000

Banca Generali SpA stock margins

The Banca Generali SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banca Generali SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banca Generali SpA.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banca Generali SpA's sales revenue. A higher gross margin percentage indicates that the Banca Generali SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banca Generali SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banca Generali SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banca Generali SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banca Generali SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banca Generali SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banca Generali SpA Margin History

Banca Generali SpA Gross marginBanca Generali SpA Profit marginBanca Generali SpA EBIT marginBanca Generali SpA Profit margin
2027e61.84 %63.97 %43.09 %
2026e61.84 %60.53 %41.66 %
2025e61.84 %60.21 %41.08 %
2024e61.84 %65.43 %43.75 %
202361.84 %34.71 %25.11 %
202258.09 %29.95 %19.01 %
202160.28 %33.59 %27.05 %
202061.18 %33.97 %26.6 %
201961.01 %34.59 %28.08 %
201857.18 %27.9 %21.81 %
201758.48 %29.66 %24.3 %
201657.64 %27.04 %22.33 %
201562.36 %33.12 %27.25 %
201464.83 %33.45 %24.88 %
201364.71 %35.14 %24.37 %
201266.45 %34.26 %25.41 %
201159.95 %23.35 %18.06 %
201059.19 %23.08 %19.13 %
200965.64 %23.09 %16.27 %
200856.76 %7.98 %2.7 %
200754.55 %11.05 %4.47 %
200658.8 %8.68 %4.49 %
200552.13 %1.61 %0.76 %
200447.7 %2.55 %2.55 %

Banca Generali SpA Stock Sales Revenue, EBIT, Earnings per Share

The Banca Generali SpA earnings per share therefore indicates how much revenue Banca Generali SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Banca Generali SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banca Generali SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banca Generali SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banca Generali SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banca Generali SpA Revenue, EBIT and net profit per share

DateBanca Generali SpA Sales per ShareBanca Generali SpA EBIT per shareBanca Generali SpA Earnings per Share
2027e8.72 undefined0 undefined3.76 undefined
2026e8.01 undefined0 undefined3.34 undefined
2025e7.79 undefined0 undefined3.2 undefined
2024e8.11 undefined0 undefined3.55 undefined
202311.38 undefined3.95 undefined2.86 undefined
20229.78 undefined2.93 undefined1.86 undefined
202110.39 undefined3.49 undefined2.81 undefined
20208.96 undefined3.04 undefined2.38 undefined
20198.38 undefined2.9 undefined2.35 undefined
20187.13 undefined1.99 undefined1.56 undefined
20177.21 undefined2.14 undefined1.75 undefined
20165.99 undefined1.62 undefined1.34 undefined
20156.42 undefined2.13 undefined1.75 undefined
20145.57 undefined1.86 undefined1.39 undefined
20135.01 undefined1.76 undefined1.22 undefined
20124.42 undefined1.51 undefined1.12 undefined
20113.54 undefined0.83 undefined0.64 undefined
20103.78 undefined0.87 undefined0.72 undefined
20093.48 undefined0.8 undefined0.57 undefined
20082.65 undefined0.21 undefined0.07 undefined
20073.11 undefined0.34 undefined0.14 undefined
20063 undefined0.26 undefined0.13 undefined
20052.03 undefined0.03 undefined0.02 undefined
20041.85 undefined0.05 undefined0.05 undefined

Banca Generali SpA business model

Banca Generali SpA was founded in Trieste, Italy in 2000 as a private bank. It has since become a leading Italian bank specializing in asset management and advisory services. The bank serves a wide range of clients, from individual investors to family offices and institutional customers. It offers a comprehensive range of tailored products and services, including individual investment management, funds, asset management, insurance, and credit services. Banca Generali's business model is focused on the long-term success of its clients and it provides advisory services to develop personalized investment strategies. The bank also offers a wide range of investment products, from traditional investment funds to alternative investments such as private equity, real estate, and hedge funds. It operates an insurance company specializing in life insurance and offers a variety of insurance products. One of Banca Generali's special features is its ability to build trust and relationships with its customers. It has a network of over 300 financial advisors who work closely with clients to understand their needs and develop individual investment strategies. Through building long-term relationships with customers, Banca Generali becomes a trusted partner for asset management. The bank has achieved solid growth and is now a leading Italian bank with a wide range of products and services. Its customer-oriented approach, extensive experience in various asset classes, and ability to build trust and relationships with customers make it an attractive partner for asset management and advisory services. Banca Generali SpA is one of the most popular companies on Eulerpool.com.

Banca Generali SpA SWOT Analysis

Strengths

  • Strong brand reputation and recognition in the financial industry.
  • Extensive network of branches and distribution channels.
  • Robust financial performance and consistent revenue growth.

Weaknesses

  • Dependence on the Italian market for a significant portion of its business.
  • Limited market share compared to some competitors.
  • Relatively higher costs of operation compared to digital-only banks.

Opportunities

  • Expansion into international markets and diversification of revenue sources.
  • Growing demand for wealth management and personalized financial advisory services.
  • Technological advancements to enhance digital banking capabilities.

Threats

  • Intense competition from domestic and global financial institutions.
  • Economic downturns impacting investment portfolios and customer confidence.
  • Regulatory changes and compliance requirements affecting the banking sector.
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Banca Generali SpA Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Banca Generali SpA historical P/E ratio, EBIT multiple, and P/S ratio

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Banca Generali SpA shares outstanding

The number of shares was Banca Generali SpA in 2024 — This indicates how many shares 114.081 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Banca Generali SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banca Generali SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banca Generali SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banca Generali SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banca Generali SpA dividend history and estimates

In 2024, Banca Generali SpA paid a dividend amounting to 2.2 EUR. Dividend means that Banca Generali SpA distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Banca Generali SpA provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Banca Generali SpA’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Banca Generali SpA's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Banca Generali SpA Dividend History

DateBanca Generali SpA Dividend
2027e1.83 undefined
2026e1.83 undefined
2025e1.83 undefined
2024e1.82 undefined
20231.8 undefined
20221.75 undefined
20212.7 undefined
20191.25 undefined
20181.25 undefined
20171.07 undefined
20161.2 undefined
20150.98 undefined
20140.95 undefined
20130.9 undefined
20120.55 undefined
20110.55 undefined
20100.45 undefined
20090.06 undefined
20080.18 undefined
20070.1 undefined

Banca Generali SpA dividend payout ratio

In 2024, Banca Generali SpA had a payout ratio of 93.56%. The payout ratio indicates the percentage of the company's profits that Banca Generali SpA distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Banca Generali SpA represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Banca Generali SpA could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Banca Generali SpA's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Banca Generali SpA Payout Ratio History

DateBanca Generali SpA Payout ratio
2027e92.83 %
2026e92.24 %
2025e92.71 %
2024e93.56 %
202390.45 %
202294.11 %
202196.11 %
202081.13 %
201953.15 %
201880.35 %
201761.06 %
201689.76 %
201556.05 %
201468.84 %
201373.77 %
201249.11 %
201188.71 %
201062.5 %
200910.34 %
2008257.14 %
200771.43 %
200681.13 %
200581.13 %
200481.13 %
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Unfortunately, there are currently no price targets and forecasts available for Banca Generali SpA.

Banca Generali SpA latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20210.52 0.7  (35.9 %)2021 Q3
6/30/20210.58 0.48  (-16.62 %)2021 Q2
3/31/20211.05 1.18  (12.34 %)2021 Q1
12/31/20200.46 0.69  (48.51 %)2020 Q4
9/30/20200.45 0.55  (21.01 %)2020 Q3
3/31/20170.45 0.48  (5.61 %)2017 Q1
12/31/20160.29 0.32  (9.25 %)2016 Q4
6/30/20160.31 0.33  (5.4 %)2016 Q2
3/31/20160.25 0.25  (0.59 %)2016 Q1
12/31/20150.38 0.32  (-15.84 %)2015 Q4
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Eulerpool ESG Scorecard© for the Banca Generali SpA stock

Eulerpool World ESG Rating (EESG©)

73/ 100

🌱 Environment

54

👫 Social

85

🏛️ Governance

80

Environment

Scope 1 - Direct Emissions
446
Scope 2 - Indirect emissions from purchased energy
683
Scope 3 - Indirect emissions within the value chain
449
Total CO₂ emissions
1,129
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees49
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Banca Generali SpA shareholders

%
Name
Stocks
Change
Date
50.17214 % Assicurazioni Generali SpA58,626,1461,6806/28/2024
6.34591 % Silchester International Investors, L.L.P.7,415,192-4,8876/28/2024
2.00733 % Capital Research Global Investors2,345,57009/30/2024
1.43053 % Fidelity Management & Research Company LLC1,671,57308/31/2024
1.37251 % The Vanguard Group, Inc.1,603,778-15,1629/30/2024
1.21314 % Norges Bank Investment Management (NBIM)1,417,550-62,4296/30/2024
0.84463 % Dimensional Fund Advisors, L.P.986,9491,4768/31/2024
0.75331 % Eurizon Capital SGR S.p.A.880,2455749/30/2024
0.66965 % BlackRock Institutional Trust Company, N.A.782,4862,0629/30/2024
0.65065 % Goldman Sachs Asset Management, L.P.760,290218,8307/31/2024
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Banca Generali SpA Executives and Management Board

Mr. Gian Maria Mossa

(48)
Banca Generali SpA Chief Executive Officer, General Manager, Executive Director (since 2013)
Compensation 1.05 M

Mr. Vittorio Terzi

(68)
Banca Generali SpA Non-Executive Independent Director
Compensation 142,068

Mr. Lorenzo Caprio

(65)
Banca Generali SpA Non-Executive Independent Director
Compensation 119,137

Mr. Antonio Cangeri

(56)
Banca Generali SpA Non-Executive Chairman of the Board (since 2020)
Compensation 100,000

Ms. Roberta Cocco

(56)
Banca Generali SpA Non-Executive Independent Director
Compensation 99,137
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Most common questions regarding Banca Generali SpA

What values and corporate philosophy does Banca Generali SpA represent?

Banca Generali SpA represents values of innovation, excellence, and client-focused services. With a strong commitment to customer satisfaction, the company aims to provide tailored financial solutions and personalized investment strategies. Banca Generali SpA emphasizes integrity, transparency, and a long-term perspective to build sustainable relationships with its clients. By leveraging cutting-edge technology and digital platforms, the company embraces a forward-thinking approach to stay at the forefront of the industry. Banca Generali SpA's corporate philosophy revolves around continuous growth, professional expertise, and a dedication to meeting the evolving needs of its investors.

In which countries and regions is Banca Generali SpA primarily present?

Banca Generali SpA is primarily present in Italy.

What significant milestones has the company Banca Generali SpA achieved?

Banca Generali SpA has achieved several significant milestones throughout its history. First and foremost, the company has consistently reported strong financial performance, with steady growth in its assets under management (AUM) and revenues. Additionally, Banca Generali has successfully expanded its market presence, both domestically in Italy and internationally, by establishing strategic partnerships and opening new offices. The company has also been recognized for its commitment to innovation, evidenced by the development of cutting-edge digital platforms and services aimed at enhancing the customer experience. Moreover, Banca Generali's continuous focus on sustainability and responsible banking has earned it various accolades, highlighting its dedication to environmental and social responsibility.

What is the history and background of the company Banca Generali SpA?

Banca Generali SpA is an Italian financial institution with a rich history and solid background. Established in 2000, it operates as a subsidiary of the Generali Group, one of Europe's leading insurance companies. Banca Generali specializes in providing wealth management solutions and financial advisory services to a wide range of clients, including high-net-worth individuals, families, and institutions. With its headquarters in Milan, the company boasts a strong reputation for its innovative investment solutions, personalized services, and technological advancements. Banca Generali has consistently delivered strong financial performance and has earned recognition as a trusted partner in the financial industry.

Who are the main competitors of Banca Generali SpA in the market?

The main competitors of Banca Generali SpA in the market include other prominent banking and financial institutions such as Intesa Sanpaolo, Unicredit, Mediobanca, and FinecoBank. These competitors also provide a wide range of financial services and products, competing with Banca Generali SpA in areas such as wealth management, asset management, investment banking, insurance, and private banking services. Banca Generali SpA maintains its competitive edge through its commitment to customer satisfaction, innovative offerings, strong brand presence, and strategic partnerships.

In which industries is Banca Generali SpA primarily active?

Banca Generali SpA is primarily active in the financial services industry.

What is the business model of Banca Generali SpA?

The business model of Banca Generali SpA is focused on providing financial services and solutions to private clients. As an Italian bank, Banca Generali specializes in wealth management, offering a wide range of investment products and professional advice to individuals and families. The company operates through a network of financial advisors and digital platforms to deliver personalized solutions tailored to each client's needs and goals. With its expertise in financial planning, asset management, and insurance, Banca Generali aims to ensure the growth and protection of its clients' wealth over the long term.

What is the P/E ratio of Banca Generali SpA 2025?

The Banca Generali SpA P/E ratio is 15.89.

What is the P/S ratio of Banca Generali SpA 2025?

The Banca Generali SpA P/S ratio is 6.53.

What is the Quality Investing of Banca Generali SpA?

The Quality Investing for Banca Generali SpA is 8/10.

What is the revenue of Banca Generali SpA 2025?

The expected Banca Generali SpA revenue is 910.68 M EUR.

How high is the profit of Banca Generali SpA 2025?

The expected Banca Generali SpA profit is 374.07 M EUR.

What is the business model of Banca Generali SpA

Banca Generali SpA is an Italian bank based in Trieste. The company offers financial products and services tailored to the needs of its clients. The bank specializes in serving affluent and wealthy private clients. Banca Generali's business activities are divided into different segments. One of the most important segments is wealth management. Here, the bank offers comprehensive advisory services tailored to the individual needs of its clients. Wealth management includes various investment solutions, such as asset management, investment advisory, portfolio management, and tailored investment solutions. Another important segment of Banca Generali is private banking. Here, financial services are offered to affluent private clients. Among these services are asset management, financing, and cross-border financial investigation services. The bank also offers solutions for retail banking. The focus here is on serving retail customers who do not belong to the upper segment. Retail banking specializes in selling financial products and services tailored to the needs of these customers. This includes products such as current accounts, savings accounts, term deposits, as well as funds and pension plans. In addition, Banca Generali offers asset management services. This involves supporting wealthy clients in the custody and management of their assets. The bank's asset management segment focuses on fund management and the development of investment strategies. Overall, the company offers a wide range of financial products and services tailored to the needs of different customer groups. In addition to wealth management, private banking, and retail banking, the bank offers a wide range of investment instruments, such as investment funds, bonds, stocks, and structured products. The vision of Banca Generali SpA is to be a one-stop shop for financial services. This means that customers only need one bank to meet all their financial needs. The bank strives to strengthen its customer relationships and build long-term relationships with all customers. The bank follows a relationship management approach to ensure that its customers receive the right products and services tailored to their needs. In conclusion, Banca Generali SpA is a comprehensive financial services company specializing in serving affluent and wealthy private clients. The bank offers a wide range of financial products and solutions specifically tailored to the needs of its clients. Banca Generali aims to strengthen its customer relationships and build long-term relationships with its clients to ensure they always receive the right products and services.

What is the Banca Generali SpA dividend?

Banca Generali SpA pays a dividend of 1.75 EUR distributed over payouts per year.

How often does Banca Generali SpA pay dividends?

The dividend cannot currently be calculated for Banca Generali SpA or the company does not pay out a dividend.

What is the Banca Generali SpA ISIN?

The ISIN of Banca Generali SpA is IT0001031084.

What is the Banca Generali SpA WKN?

The WKN of Banca Generali SpA is A0LCVJ.

What is the Banca Generali SpA ticker?

The ticker of Banca Generali SpA is BGN.MI.

How much dividend does Banca Generali SpA pay?

Over the past 12 months, Banca Generali SpA paid a dividend of 1.8 EUR . This corresponds to a dividend yield of about 3.45 %. For the coming 12 months, Banca Generali SpA is expected to pay a dividend of 1.83 EUR.

What is the dividend yield of Banca Generali SpA?

The current dividend yield of Banca Generali SpA is 3.45 %.

When does Banca Generali SpA pay dividends?

Banca Generali SpA pays a quarterly dividend. This is distributed in the months of March, June, March, March.

How secure is the dividend of Banca Generali SpA?

Banca Generali SpA paid dividends every year for the past 7 years.

What is the dividend of Banca Generali SpA?

For the upcoming 12 months, dividends amounting to 1.83 EUR are expected. This corresponds to a dividend yield of 3.51 %.

In which sector is Banca Generali SpA located?

Banca Generali SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banca Generali SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banca Generali SpA from 2/26/2025 amounting to 0.6 EUR, you needed to have the stock in your portfolio before the ex-date on 2/24/2025.

When did Banca Generali SpA pay the last dividend?

The last dividend was paid out on 2/26/2025.

What was the dividend of Banca Generali SpA in the year 2024?

In the year 2024, Banca Generali SpA distributed 1.8 EUR as dividends.

In which currency does Banca Generali SpA pay out the dividend?

The dividends of Banca Generali SpA are distributed in EUR.

All fundamentals about Banca Generali SpA

Our stock analysis for Banca Generali SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banca Generali SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.