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Essent Group stock

ESNT
BMG3198U1027
A1W6VY

Price

58.23
Today +/-
+0.76
Today %
+1.37 %

Essent Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Essent Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Essent Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Essent Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Essent Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Essent Group Stock Price History

DateEssent Group Price
2/4/202558.23 undefined
2/3/202557.44 undefined
1/31/202558.25 undefined
1/30/202559.00 undefined
1/29/202558.46 undefined
1/28/202558.65 undefined
1/27/202559.25 undefined
1/24/202557.56 undefined
1/23/202557.72 undefined
1/22/202557.53 undefined
1/21/202557.87 undefined
1/17/202557.71 undefined
1/16/202557.49 undefined
1/15/202557.66 undefined
1/14/202556.60 undefined
1/13/202555.51 undefined
1/10/202554.48 undefined
1/8/202555.04 undefined
1/7/202554.19 undefined

Essent Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Essent Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Essent Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Essent Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Essent Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Essent Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Essent Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Essent Group’s growth potential.

Essent Group Revenue, EBIT and net profit per share

DateEssent Group RevenueEssent Group EBITEssent Group Net Income
2027e1.49 B undefined0 undefined834.17 M undefined
2026e1.39 B undefined997.67 M undefined776.6 M undefined
2025e1.33 B undefined1.05 B undefined749.3 M undefined
2024e1.27 B undefined995.69 M undefined749.41 M undefined
20231.11 B undefined857.64 M undefined696.39 M undefined
20221 B undefined1 B undefined831.4 M undefined
20211.03 B undefined830.6 M undefined681.8 M undefined
2020955.2 M undefined499.2 M undefined413 M undefined
2019867.6 M undefined669.2 M undefined555.7 M undefined
2018719.4 M undefined556.9 M undefined467.4 M undefined
2017576.5 M undefined403.7 M undefined379.7 M undefined
2016458.3 M undefined311.9 M undefined222.6 M undefined
2015353.3 M undefined228.4 M undefined157.3 M undefined
2014239.5 M undefined135.9 M undefined88.5 M undefined
2013131.4 M undefined58 M undefined65.4 M undefined
201248.7 M undefined-13.9 M undefined-13.5 M undefined
201114.4 M undefined-34.5 M undefined-33.6 M undefined
20106.3 M undefined-27.6 M undefined-27.6 M undefined

Essent Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e
0.010.010.050.130.240.350.460.580.720.870.961.0311.111.271.331.391.49
-133.33242.86172.9282.4447.7029.7525.7624.8320.5810.157.64-2.7210.9014.344.734.527.35
------------------
000000000000000000
-27-33-136588157222379467555413681831696749749776834
-22.22-60.61-600.0035.3878.4141.4070.7223.2218.84-25.5964.8922.03-16.257.61-3.607.47
------------------
------------------
83.583.583.583.585.691.792.295.29898.2106.4111.6107.7107.130000
------------------
Details

Keystats

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Revenue and Growth

The Essent Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Essent Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
2011201220132014201520162017201820192020202120222023
                         
0000000000000
0000000000000
0000000000000
0000000000000
00859.7119.4181.3252.2202.4261.9302.6360.8418.5470.65
00859.7119.4181.3252.2202.4261.9302.6360.8418.5470.65
15.73.64.45.898.177.617.315.111.919.641.3
0.170.250.331.061.281.622.312.793.434.655.1355.54
0.40.60.52.60.60.40.70.81.63.23.211.211.42
00000000000022.8
00000000000050.03
0010.30000000000
0.190.250.351.071.291.622.312.83.454.675.155.035.67
0.190.250.361.131.411.82.5733.714.985.515.456.14
                         
0.40.41.31.41.41.41.51.51.51.71.61.61.6
0.290.350.750.890.90.921.131.111.121.571.431.351.3
-0.08-0.1-0.030.060.210.440.821.281.812.152.753.494.08
1.82.4-1.44.7-0.1-12.3-3.3-2956.2138.350.7-382.8-280.5
0000000000000
0.210.250.720.961.121.341.942.372.983.864.244.465.1
0000000000000
9.612.320.423.328.133.936.24166.587.999.8104.5139.07
0000000000000
0000000000000
0000000000000
9.612.320.423.328.133.936.24166.587.999.8104.5139.07
00000100248.6223.7224.2321.7419.8420.9421.92
00037.188142.6127.6172.6249.6305.1373.7356.8362.75
14.79.84.90151515200000
14.79.84.937.1103257.6391.2398.3473.8626.8793.5777.7784.67
24.322.125.360.4131.1291.5427.4439.3540.3714.7893.3882.2923.74
0.230.280.751.021.251.642.372.813.534.585.135.346.03
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Essent Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Essent Group's financial health and stability.

Assets

Essent Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Essent Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Essent Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Essent Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20102011201220132014201520162017201820192020202120222023
-27-33-136588157222379467555413681831696
6131522343333334
000-8445257-195059388458-13
-2931520-9-37-2674-62229-83-32523
2451030374449444961444070
0000000499871328
000111530402941385598139
-21-836119153226274368625589727709588763
-2-1-2-2-3-5-3-2-4-3-2-2-4-4
17-9-79-96-727-220-365-690-546-545-1,154-583-398-525
19-7-77-94-723-215-362-687-542-541-1,152-580-394-521
00000000000000
000000100150-25010010000
112453438123-5-4190-31-9433-163-97-70
62046433120-593337-57-38458-147-190-176
-4.00-4.00-6.00-5.00-3.00--2.00-2.00---6.00-5.00--
000000000-29-69-77-92-106
233455-453031621631-21060
-23.8-9.533.9116.3149.8221.6271.4365.8621.2586.4725.5706.8584.8759
00000000000000

Essent Group stock margins

The Essent Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Essent Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Essent Group.

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  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Essent Group's sales revenue. A higher gross margin percentage indicates that the Essent Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Essent Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Essent Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Essent Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Essent Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Essent Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Essent Group Margin History

Essent Group Gross marginEssent Group Profit marginEssent Group EBIT marginEssent Group Profit margin
2027e0 %0 %55.98 %
2026e0 %71.88 %55.95 %
2025e0 %79.22 %56.42 %
2024e0 %78.52 %59.1 %
20230 %77.28 %62.75 %
20220 %100.3 %83.07 %
20210 %80.76 %66.29 %
20200 %52.26 %43.24 %
20190 %77.13 %64.05 %
20180 %77.41 %64.97 %
20170 %70.03 %65.86 %
20160 %68.06 %48.57 %
20150 %64.65 %44.52 %
20140 %56.74 %36.95 %
20130 %44.14 %49.77 %
20120 %-28.54 %-27.72 %
20110 %-239.58 %-233.33 %
20100 %-438.1 %-438.1 %

Essent Group Stock Sales Revenue, EBIT, Earnings per Share

The Essent Group earnings per share therefore indicates how much revenue Essent Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Essent Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Essent Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Essent Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Essent Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Essent Group Revenue, EBIT and net profit per share

DateEssent Group Sales per ShareEssent Group EBIT per shareEssent Group Earnings per Share
2027e14.03 undefined0 undefined7.85 undefined
2026e13.07 undefined0 undefined7.31 undefined
2025e12.5 undefined0 undefined7.05 undefined
2024e11.94 undefined0 undefined7.06 undefined
202310.36 undefined8.01 undefined6.5 undefined
20229.29 undefined9.32 undefined7.72 undefined
20219.22 undefined7.44 undefined6.11 undefined
20208.98 undefined4.69 undefined3.88 undefined
20198.84 undefined6.81 undefined5.66 undefined
20187.34 undefined5.68 undefined4.77 undefined
20176.06 undefined4.24 undefined3.99 undefined
20164.97 undefined3.38 undefined2.41 undefined
20153.85 undefined2.49 undefined1.72 undefined
20142.8 undefined1.59 undefined1.03 undefined
20131.57 undefined0.69 undefined0.78 undefined
20120.58 undefined-0.17 undefined-0.16 undefined
20110.17 undefined-0.41 undefined-0.4 undefined
20100.08 undefined-0.33 undefined-0.33 undefined

Essent Group business model

Essent Group Ltd. is an international company specializing in mortgage insurance. It was founded in 2008 and is headquartered in Hamilton, Bermuda. The company is listed on the New York Stock Exchange under the ticker symbol ESNT. Essent's business model is to provide mortgage insurance to banks and lenders. These insurances protect loans from defaults by borrowers, minimizing the risk for the bank and allowing them to lend to higher-risk borrowers. Essent offers various insurance products specializing in specific types of loans and risks. For example, they provide insurance for prime mortgages, as well as higher-risk loans like subprime loans. In addition, Essent also offers other insurance services, such as reinsurance, where they assume the risk of another insurance company by insuring against losses due to a claim. Essent has experienced strong growth in recent years, especially in the USA and Canada. The company has managed to establish itself and secure a significant market share in a highly competitive market. An important factor contributing to Essent's success is its advanced technology. Their risk management system utilizes artificial intelligence to assess risks and make decisions within seconds. This enables Essent to quickly adapt to market changes and adjust their offerings accordingly. Essent is also committed to social responsibility. The company believes that education is an important factor for individuals' success and well-being. As a result, Essent has established a foundation aimed at providing better educational opportunities for children from disadvantaged families. Overall, Essent has experienced impressive growth in recent years and has become a leading provider of mortgage insurance. The company is distinguished by its state-of-the-art technology, wide range of insurance products, and commitment to improving education. Essent Group is one of the most popular companies on Eulerpool.com.

Essent Group SWOT Analysis

Strengths

Essent Group Ltd has a strong market position and is a leading provider of private mortgage insurance in the United States.

The company has a robust financial performance, with consistent revenue growth and healthy profitability.

Essent Group Ltd benefits from its strong underwriting capabilities and risk management practices, allowing it to effectively manage its exposure to mortgage-related risks.

Weaknesses

Dependence on the mortgage industry makes Essent Group Ltd vulnerable to fluctuations in the housing market and changes in mortgage regulations.

The company's concentration in the U.S. mortgage insurance market exposes it to regional economic downturns or housing market declines.

Essent Group Ltd faces intense competition from other mortgage insurers, which puts pressure on its market share and pricing.

Opportunities

The growing demand for affordable housing presents an opportunity for Essent Group Ltd to expand its customer base and increase market penetration.

Potential government policies aimed at stimulating the housing market can create favorable conditions for the company's growth.

Expansion into new geographic markets or diversification into related insurance products could help Essent Group Ltd reduce its dependence on the U.S. mortgage market.

Threats

Economic downturns or a decline in the housing market could negatively impact mortgage originations and demand for mortgage insurance, posing a threat to Essent Group Ltd's business.

Changes in mortgage regulations or government policies can affect the affordability and availability of mortgage credit, which may impact the demand for mortgage insurance.

Increased competition from established mortgage insurers and new market entrants poses a threat to Essent Group Ltd's market share and profitability.

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Essent Group Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Essent Group historical P/E ratio, EBIT multiple, and P/S ratio

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Essent Group shares outstanding

The number of shares was Essent Group in 2024 — This indicates how many shares 107.129 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Essent Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Essent Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Essent Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Essent Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Essent Group dividend history and estimates

In 2024, Essent Group paid a dividend amounting to 1.12 USD. Dividend means that Essent Group distributes a portion of its profits to its owners.

  • 3 years

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  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Essent Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Essent Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Essent Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Essent Group Dividend History

DateEssent Group Dividend
2027e1.16 undefined
2026e1.16 undefined
2025e1.16 undefined
2024e1.16 undefined
20231 undefined
20220.86 undefined
20210.7 undefined
20200.64 undefined
20190.3 undefined

Essent Group dividend payout ratio

In 2024, Essent Group had a payout ratio of 11.88%. The payout ratio indicates the percentage of the company's profits that Essent Group distributes as dividends.

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Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Essent Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Essent Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Essent Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Essent Group Payout Ratio History

DateEssent Group Payout ratio
2027e12.07 %
2026e12.31 %
2025e12.02 %
2024e11.88 %
202313.03 %
202211.14 %
202111.46 %
202016.49 %
20195.3 %
201813.03 %
201713.03 %
201613.03 %
201513.03 %
201413.03 %
201313.03 %
201213.03 %
201113.03 %
201013.03 %
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Unfortunately, there are currently no price targets and forecasts available for Essent Group.

Essent Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.76 1.65  (-6.37 %)2024 Q3
6/30/20241.71 1.91  (11.47 %)2024 Q2
3/31/20241.62 1.7  (4.76 %)2024 Q1
12/31/20231.62 1.64  (1.1 %)2023 Q4
9/30/20231.6 1.66  (3.74 %)2023 Q3
6/30/20231.54 1.61  (4.48 %)2023 Q2
3/31/20231.48 1.59  (7.75 %)2023 Q1
12/31/20221.51 1.37  (-9.11 %)2022 Q4
9/30/20221.54 1.66  (8.11 %)2022 Q3
6/30/20221.54 2.16  (40.25 %)2022 Q2
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Eulerpool ESG Scorecard© for the Essent Group stock

Eulerpool World ESG Rating (EESG©)

60/ 100

🌱 Environment

28

👫 Social

93

🏛️ Governance

58

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

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Essent Group shareholders

%
Name
Stocks
Change
Date
11.15239 % The Vanguard Group, Inc.11,844,952-28,0186/30/2024
11.05551 % BlackRock Institutional Trust Company, N.A.11,742,0546,9876/30/2024
9.90283 % Capital World Investors10,517,79806/30/2024
7.44114 % Fidelity Management & Research Company LLC7,903,236-224,8686/30/2024
4.40643 % Dimensional Fund Advisors, L.P.4,680,074445,8536/30/2024
3.90413 % State Street Global Advisors (US)4,146,5753,2556/30/2024
3.04386 % Macquarie Investment Management3,232,884-168,5216/30/2024
2.54402 % Geode Capital Management, L.L.C.2,702,002137,7906/30/2024
2.24281 % Casale (Mark A)2,382,085-44,9773/8/2024
2.21260 % Polar Capital LLP2,350,00019,5006/30/2024
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Essent Group Executives and Management Board

Mr. Mark Casale

(58)
Essent Group Chairman of the Board, President, Chief Executive Officer
Compensation 8.91 M

Mr. Christopher Curran

(58)
Essent Group President - Essent Guaranty, Inc
Compensation 2.89 M

Ms. Mary Gibbons

(61)
Essent Group Senior Vice President, Chief Legal Officer and Assistant Secretary
Compensation 2.25 M

Mr. Vijay Bhasin

(58)
Essent Group Senior Vice President, Chief Risk Officer
Compensation 1.99 M

Mr. David Weinstock

(58)
Essent Group Chief Financial Officer, Senior Vice President, Principal Accounting Officer
Compensation 933,561
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Most common questions regarding Essent Group

What values and corporate philosophy does Essent Group represent?

Essent Group Ltd represents a values-driven corporate philosophy focused on innovation, integrity, and excellence. As a leading provider of private mortgage insurance, Essent Group Ltd strives to empower homeownership for borrowers, while ensuring responsible lending practices. The company's commitment to innovation is evident in its use of advanced technology and data analytics to assess risk accurately. Essent Group Ltd's core values include respect, teamwork, and accountability, fostering a collaborative and inclusive work environment. By maintaining a strong focus on customer satisfaction, Essent Group Ltd has built a reputation for delivering quality mortgage insurance solutions to its clients.

In which countries and regions is Essent Group primarily present?

Essent Group Ltd is primarily present in the United States, with its headquarters in Radnor, Pennsylvania. As a leading provider of private mortgage insurance, Essent serves lenders and mortgage investors nationwide. The company operates across all 50 states, ensuring broad coverage for its customers. Essent's presence extends beyond the United States, as it also operates in Canada and the United Kingdom, offering its services to international clients. Through its robust presence in these countries and regions, Essent Group Ltd continues to strengthen its position in the global mortgage insurance market.

What significant milestones has the company Essent Group achieved?

Essent Group Ltd has achieved several significant milestones throughout its history. The company witnessed tremendous growth since its inception and became a leading provider of private mortgage insurance. Essent Group's successful initial public offering in 2013 further solidified its presence in the market. The company has consistently surpassed expectations, delivering strong financial results and maintaining a solid credit rating. Essent Group's commitment to innovation and customer service has earned them various industry recognitions. Moreover, expanding its international footprint, Essent Group has established operations in Canada and Bermuda. These achievements showcase Essent Group Ltd's continuous strive for excellence and position the company as a prominent player in the mortgage insurance industry.

What is the history and background of the company Essent Group?

Essent Group Ltd is a leading provider of private mortgage insurance (PMI) and reinsurance for mortgages. Established in 2008, Essent has quickly become a trusted name in the industry. The company was founded as a response to the mortgage crisis, aiming to bring stability and confidence to the housing market. With a focus on risk management and innovative technology solutions, Essent offers credit enhancement products to lenders, helping them manage and mitigate mortgage credit risk. Through its subsidiaries, Essent operates in the United States, serving lenders and investors, and continues to expand its presence in the global mortgage insurance market.

Who are the main competitors of Essent Group in the market?

The main competitors of Essent Group Ltd in the market include private mortgage insurance companies such as MGIC Investment Corporation, Radian Group Inc., and Genworth Financial Inc. These companies also provide mortgage insurance services, which protect lenders in case borrowers default on their mortgage loans. Essent Group Ltd competes with these industry players to gain market share and provide competitive mortgage insurance solutions to its customers.

In which industries is Essent Group primarily active?

Essent Group Ltd is primarily active in the mortgage insurance industry. It provides private mortgage insurance to residential mortgage lenders, making homeownership more attainable for borrowers with low down payments. Essent Group offers its services to mortgage lenders and investors, helping them mitigate credit risk and enhance mortgage origination. As a leading provider of mortgage insurance, Essent Group supports the housing finance industry by promoting responsible homeownership and supporting the U.S. housing market. With its expertise in risk management, Essent Group plays a vital role in facilitating a safe and efficient housing finance system.

What is the business model of Essent Group?

The business model of Essent Group Ltd is centered around private mortgage insurance. As a provider of mortgage insurance products, Essent Group operates by offering coverage on residential mortgage loans. The company works alongside mortgage lenders and servicers to manage risk, enhance mortgage credit, and enable homeownership opportunities. By insuring lenders against potential losses on mortgage loans, Essent Group protects the interests of both homeowners and mortgage investors. With a focus on delivering innovative solutions and strong underwriting expertise, Essent Group aims to support a more secure and efficient housing finance system for individuals and communities.

What is the P/E ratio of Essent Group 2025?

The Essent Group P/E ratio is 8.33.

What is the P/S ratio of Essent Group 2025?

The Essent Group P/S ratio is 4.7.

What is the Quality Investing of Essent Group?

The Quality Investing for Essent Group is 8/10.

What is the revenue of Essent Group 2025?

The expected Essent Group revenue is 1.33 B USD.

How high is the profit of Essent Group 2025?

The expected Essent Group profit is 749.3 M USD.

What is the business model of Essent Group

Essent Group Ltd is a leading US company specialized in mortgage insurance and related risks. The company offers private mortgage insurance (PMI) to insure mortgage loans, as well as reinsurance for other insurance companies. Essent Group Ltd utilizes data analysis and risk modeling to assess borrower creditworthiness and predict loan default risks. The company also provides income verification services for mortgage lenders. Essent Group Ltd serves a wide range of clients, including both large and small lenders, investment funds, and the government. The company's business model includes refinancing insured loans to generate additional income and reduce risks. Overall, Essent Group Ltd is focused on minimizing risks and protecting investments through a comprehensive range of services.

What is the Essent Group dividend?

Essent Group pays a dividend of 0.86 USD distributed over payouts per year.

How often does Essent Group pay dividends?

The dividend cannot currently be calculated for Essent Group or the company does not pay out a dividend.

What is the Essent Group ISIN?

The ISIN of Essent Group is BMG3198U1027.

What is the Essent Group WKN?

The WKN of Essent Group is A1W6VY.

What is the Essent Group ticker?

The ticker of Essent Group is ESNT.

How much dividend does Essent Group pay?

Over the past 12 months, Essent Group paid a dividend of 1 USD . This corresponds to a dividend yield of about 1.72 %. For the coming 12 months, Essent Group is expected to pay a dividend of 1.16 USD.

What is the dividend yield of Essent Group?

The current dividend yield of Essent Group is 1.72 %.

When does Essent Group pay dividends?

Essent Group pays a quarterly dividend. This is distributed in the months of April, June, September, January.

How secure is the dividend of Essent Group?

Essent Group paid dividends every year for the past 9 years.

What is the dividend of Essent Group?

For the upcoming 12 months, dividends amounting to 1.16 USD are expected. This corresponds to a dividend yield of 2 %.

In which sector is Essent Group located?

Essent Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Essent Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Essent Group from 12/11/2024 amounting to 0.28 USD, you needed to have the stock in your portfolio before the ex-date on 12/2/2024.

When did Essent Group pay the last dividend?

The last dividend was paid out on 12/11/2024.

What was the dividend of Essent Group in the year 2024?

In the year 2024, Essent Group distributed 1 USD as dividends.

In which currency does Essent Group pay out the dividend?

The dividends of Essent Group are distributed in USD.

All fundamentals about Essent Group

Our stock analysis for Essent Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Essent Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.